Home > Champaign National Bank > Assets and Liabilities
Champaign National Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 80 | 2,161 |
| Assets and Liabilities | ||
| Total Assets: | $274,168,000 | 2,344 |
| Cash and due from depository institutions | $6,270,000 | 2,161 |
| Interest-bearing balances | $5,000 | 6,364 |
| Securities | $30,867,000 | 3,381 |
| Federal funds sold & reverse repurchase agreements | $10,362,000 | 1,418 |
| Net loans & leases | $211,968,000 | 2,161 |
| Loan loss allowance | $2,384,000 | 2,156 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,638,000 | 1,462 |
| Other real estate owned | $230,000 | 2,161 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,833,000 | 2,742 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $274,168,000 | 2,344 |
| Total liabilities | $247,394,000 | 2,332 |
| Total deposits | $230,773,000 | 2,235 |
| Interest-bearing deposits | $198,346,000 | 2,244 |
| Deposits held in domestic offices | $230,773,000 | 2,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,542,000 | 2,134 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,079,000 | 2,410 |
| Total equity capital | $26,774,000 | 2,540 |
| Total bank equity capital | $26,774,000 | 2,540 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,348,000 | 1,363 |
| Surplus | $8,390,000 | 2,887 |
| Undivided profits | $15,036,000 | 2,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,355,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,949,000 | 2,345 |
| Earning assets | $253,202,000 | 2,342 |
| Long-term assets (5+ years) | $32,772,000 | 2,608 |
| Average Assets, year-to-date | $273,728,000 | 2,313 |
| Average Assets, quarterly | $274,443,000 | 2,331 |
| Volatile liabilities | $39,736,000 | 3,079 |
| Insider loans | $7,197,000 | 1,024 |
| FHLB advances | $14,520,000 | 2,036 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $44,774,000 | 1,947 |
| Tier 1 (core) risk-based capital | $26,692,000 | 2,424 |
| Tier 2 risk-based capital | $2,384,000 | 2,072 |
| Total risk weighted assets | $218,834,000 | 2,170 |
| Total unused commitments | $44,774,000 | 1,947 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 90 | 1,941 |
| Assets and Liabilities | ||
| Total Assets: | $274,718,000 | 2,363 |
| Cash and due from depository institutions | $5,944,000 | 1,941 |
| Interest-bearing balances | $61,000 | 5,217 |
| Securities | $29,663,000 | 3,450 |
| Federal funds sold & reverse repurchase agreements | $12,346,000 | 1,286 |
| Net loans & leases | $212,571,000 | 2,154 |
| Loan loss allowance | $2,452,000 | 2,110 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,540,000 | 1,476 |
| Other real estate owned | $0 | 1,941 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,654,000 | 2,777 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $274,718,000 | 2,363 |
| Total liabilities | $248,857,000 | 2,338 |
| Total deposits | $232,776,000 | 2,244 |
| Interest-bearing deposits | $200,176,000 | 2,245 |
| Deposits held in domestic offices | $232,776,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,543,000 | 2,056 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,538,000 | 2,857 |
| Total equity capital | $25,861,000 | 2,595 |
| Total bank equity capital | $25,861,000 | 2,595 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,348,000 | 1,353 |
| Surplus | $8,390,000 | 2,879 |
| Undivided profits | $14,123,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,833,000 | 694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,536,000 | 2,735 |
| Earning assets | $254,641,000 | 2,340 |
| Long-term assets (5+ years) | $28,116,000 | 2,840 |
| Average Assets, year-to-date | $273,581,330 | 2,348 |
| Average Assets, quarterly | $276,233,000 | 2,346 |
| Volatile liabilities | $37,471,000 | 3,183 |
| Insider loans | $7,257,000 | 1,006 |
| FHLB advances | $14,527,000 | 1,945 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $46,020,000 | 1,951 |
| Tier 1 (core) risk-based capital | $25,936,000 | 2,499 |
| Tier 2 risk-based capital | $2,452,000 | 2,039 |
| Total risk weighted assets | $219,981,000 | 2,149 |
| Total unused commitments | $46,020,000 | 1,951 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities | ||
| Total Assets: | $277,748,000 | 2,351 |
| Cash and due from depository institutions | $7,910,000 | 2,019 |
| Interest-bearing balances | $54,000 | 5,383 |
| Securities | $31,478,000 | 3,330 |
| Federal funds sold & reverse repurchase agreements | $11,530,000 | 1,754 |
| Net loans & leases | $212,913,000 | 2,125 |
| Loan loss allowance | $1,924,000 | 2,580 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,120,000 | 1,521 |
| Other real estate owned | $0 | 2,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,797,000 | 2,678 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $277,748,000 | 2,351 |
| Total liabilities | $251,979,000 | 2,322 |
| Total deposits | $235,512,000 | 2,238 |
| Interest-bearing deposits | $203,298,000 | 2,220 |
| Deposits held in domestic offices | $235,512,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,855,000 | 1,970 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,612,000 | 2,837 |
| Total equity capital | $25,769,000 | 2,608 |
| Total bank equity capital | $25,769,000 | 2,608 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,348,000 | 1,337 |
| Surplus | $8,390,000 | 2,834 |
| Undivided profits | $14,031,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,538,000 | 1,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,771,000 | 2,308 |
| Earning assets | $255,975,000 | 2,339 |
| Long-term assets (5+ years) | $30,665,000 | 2,653 |
| Average Assets, year-to-date | $273,013,000 | 2,366 |
| Average Assets, quarterly | $273,013,000 | 2,366 |
| Volatile liabilities | $32,502,000 | 3,456 |
| Insider loans | $7,297,000 | 980 |
| FHLB advances | $14,833,000 | 1,882 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $45,175,000 | 1,971 |
| Tier 1 (core) risk-based capital | $25,722,000 | 2,492 |
| Tier 2 risk-based capital | $1,924,000 | 2,458 |
| Total risk weighted assets | $215,067,000 | 2,167 |
| Total unused commitments | $45,175,000 | 1,972 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 93 | 1,863 |
| Assets and Liabilities | ||
| Total Assets: | $268,278,000 | 2,402 |
| Cash and due from depository institutions | $7,206,000 | 1,863 |
| Interest-bearing balances | $9,000 | 6,311 |
| Securities | $30,145,000 | 3,459 |
| Federal funds sold & reverse repurchase agreements | $3,293,000 | 3,620 |
| Net loans & leases | $213,860,000 | 2,100 |
| Loan loss allowance | $1,680,000 | 2,859 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,676,000 | 1,573 |
| Other real estate owned | $0 | 1,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,098,000 | 2,591 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $268,278,000 | 2,402 |
| Total liabilities | $243,307,000 | 2,381 |
| Total deposits | $231,368,000 | 2,254 |
| Interest-bearing deposits | $195,865,000 | 2,257 |
| Deposits held in domestic offices | $231,368,000 | 2,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,855,000 | 2,583 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,084,000 | 2,316 |
| Total equity capital | $24,971,000 | 2,637 |
| Total bank equity capital | $24,971,000 | 2,637 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,348,000 | 1,326 |
| Surplus | $8,390,000 | 2,780 |
| Undivided profits | $13,233,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,076,000 | 2,030 |
| Earning assets | $247,307,000 | 2,385 |
| Long-term assets (5+ years) | $30,561,000 | 2,625 |
| Average Assets, year-to-date | $266,102,800 | 2,333 |
| Average Assets, quarterly | $267,840,000 | 2,389 |
| Volatile liabilities | $51,106,000 | 2,597 |
| Insider loans | $6,990,000 | 1,012 |
| FHLB advances | $9,840,000 | 2,477 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $40,024,000 | 2,117 |
| Tier 1 (core) risk-based capital | $24,946,000 | 2,534 |
| Tier 2 risk-based capital | $1,680,000 | 2,733 |
| Total risk weighted assets | $213,870,000 | 2,167 |
| Total unused commitments | $40,024,000 | 2,117 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 91 | 1,924 |
| Assets and Liabilities | ||
| Total Assets: | $267,402,000 | 2,403 |
| Cash and due from depository institutions | $5,958,000 | 1,924 |
| Interest-bearing balances | $14,000 | 6,206 |
| Securities | $30,151,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $4,988,000 | 2,451 |
| Net loans & leases | $212,237,000 | 2,100 |
| Loan loss allowance | $2,587,000 | 1,991 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,885,000 | 1,499 |
| Other real estate owned | $66,000 | 1,924 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,117,000 | 2,576 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $267,402,000 | 2,403 |
| Total liabilities | $239,478,000 | 2,397 |
| Total deposits | $226,996,000 | 2,273 |
| Interest-bearing deposits | $193,002,000 | 2,263 |
| Deposits held in domestic offices | $226,996,000 | 2,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,171,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,311,000 | 2,092 |
| Total equity capital | $27,924,000 | 2,366 |
| Total bank equity capital | $27,924,000 | 2,366 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,348,000 | 1,315 |
| Surplus | $8,390,000 | 2,758 |
| Undivided profits | $16,186,000 | 2,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,895,000 | 782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,976,000 | 2,138 |
| Earning assets | $247,390,000 | 2,373 |
| Long-term assets (5+ years) | $28,902,000 | 2,694 |
| Average Assets, year-to-date | $265,559,000 | 2,350 |
| Average Assets, quarterly | $264,407,000 | 2,404 |
| Volatile liabilities | $46,358,000 | 2,780 |
| Insider loans | $6,946,000 | 1,001 |
| FHLB advances | $10,146,000 | 2,489 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $42,750,000 | 2,062 |
| Tier 1 (core) risk-based capital | $27,870,000 | 2,264 |
| Tier 2 risk-based capital | $2,587,000 | 1,924 |
| Total risk weighted assets | $215,087,000 | 2,151 |
| Total unused commitments | $42,750,000 | 2,064 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $261,412,000 | 2,433 |
| Cash and due from depository institutions | $9,367,000 | 1,883 |
| Interest-bearing balances | $5,000 | 6,515 |
| Securities | $27,318,000 | 3,723 |
| Federal funds sold & reverse repurchase agreements | $4,991,000 | 2,255 |
| Net loans & leases | $205,629,000 | 2,140 |
| Loan loss allowance | $2,493,000 | 2,046 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,074,000 | 1,441 |
| Other real estate owned | $139,000 | 1,883 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,894,000 | 2,637 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $261,412,000 | 2,433 |
| Total liabilities | $233,920,000 | 2,426 |
| Total deposits | $214,509,000 | 2,381 |
| Interest-bearing deposits | $175,220,000 | 2,447 |
| Deposits held in domestic offices | $214,509,000 | 2,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,183,000 | 1,960 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,228,000 | 2,003 |
| Total equity capital | $27,492,000 | 2,325 |
| Total bank equity capital | $27,492,000 | 2,325 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,348,000 | 1,304 |
| Surplus | $8,390,000 | 2,693 |
| Undivided profits | $15,754,000 | 2,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,125,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,438,000 | 2,601 |
| Earning assets | $237,943,000 | 2,432 |
| Long-term assets (5+ years) | $23,524,000 | 3,025 |
| Average Assets, year-to-date | $264,944,670 | 2,358 |
| Average Assets, quarterly | $265,286,500 | 2,378 |
| Volatile liabilities | $38,921,000 | 3,083 |
| Insider loans | $6,601,000 | 1,044 |
| FHLB advances | $17,153,000 | 1,847 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $41,319,000 | 2,111 |
| Tier 1 (core) risk-based capital | $27,656,000 | 2,251 |
| Tier 2 risk-based capital | $2,493,000 | 1,971 |
| Total risk weighted assets | $207,235,000 | 2,204 |
| Total unused commitments | $41,319,000 | 2,112 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 94 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $269,161,000 | 2,339 |
| Cash and due from depository institutions | $11,678,000 | 1,851 |
| Interest-bearing balances | $755,000 | 2,831 |
| Securities | $26,514,000 | 3,856 |
| Federal funds sold & reverse repurchase agreements | $12,666,000 | 1,182 |
| Net loans & leases | $203,360,000 | 2,118 |
| Loan loss allowance | $2,328,000 | 2,135 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,387,000 | 1,345 |
| Other real estate owned | $189,000 | 1,851 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,367,000 | 2,403 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $269,161,000 | 2,339 |
| Total liabilities | $242,451,000 | 2,340 |
| Total deposits | $225,955,000 | 2,249 |
| Interest-bearing deposits | $187,044,000 | 2,291 |
| Deposits held in domestic offices | $225,955,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,469,000 | 2,093 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,027,000 | 2,144 |
| Total equity capital | $26,710,000 | 2,359 |
| Total bank equity capital | $26,710,000 | 2,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,348,000 | 1,294 |
| Surplus | $8,390,000 | 2,625 |
| Undivided profits | $14,972,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,116,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,580,000 | 2,252 |
| Earning assets | $243,295,000 | 2,362 |
| Long-term assets (5+ years) | $24,157,000 | 2,952 |
| Average Assets, year-to-date | $266,711,000 | 2,346 |
| Average Assets, quarterly | $266,711,000 | 2,346 |
| Volatile liabilities | $36,194,000 | 3,136 |
| Insider loans | $6,626,000 | 1,025 |
| FHLB advances | $14,459,000 | 1,997 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,100,000 | 2,205 |
| Tier 1 (core) risk-based capital | $26,761,000 | 2,279 |
| Tier 2 risk-based capital | $2,328,000 | 2,044 |
| Total risk weighted assets | $208,416,000 | 2,141 |
| Total unused commitments | $38,100,000 | 2,206 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 89 | 1,940 |
| Assets and Liabilities | ||
| Total Assets: | $264,261,000 | 2,375 |
| Cash and due from depository institutions | $11,076,000 | 1,940 |
| Interest-bearing balances | $1,007,000 | 2,636 |
| Securities | $27,498,000 | 3,798 |
| Federal funds sold & reverse repurchase agreements | $6,314,000 | 2,079 |
| Net loans & leases | $203,963,000 | 2,071 |
| Loan loss allowance | $2,238,000 | 2,170 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,293,000 | 1,349 |
| Other real estate owned | $189,000 | 1,940 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,928,000 | 2,265 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $264,261,000 | 2,375 |
| Total liabilities | $238,069,000 | 2,372 |
| Total deposits | $221,529,000 | 2,274 |
| Interest-bearing deposits | $183,224,000 | 2,307 |
| Deposits held in domestic offices | $221,529,000 | 2,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,488,000 | 2,165 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,052,000 | 2,104 |
| Total equity capital | $26,192,000 | 2,363 |
| Total bank equity capital | $26,192,000 | 2,363 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,348,000 | 1,281 |
| Surplus | $8,390,000 | 2,596 |
| Undivided profits | $14,454,000 | 2,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,937,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,904,000 | 1,852 |
| Earning assets | $238,782,000 | 2,386 |
| Long-term assets (5+ years) | $23,400,000 | 2,995 |
| Average Assets, year-to-date | $274,792,000 | 2,155 |
| Average Assets, quarterly | $265,490,500 | 2,316 |
| Volatile liabilities | $41,032,000 | 2,837 |
| Insider loans | $6,575,000 | 997 |
| FHLB advances | $14,465,000 | 2,044 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,318,000 | 2,005 |
| Tier 1 (core) risk-based capital | $26,168,000 | 2,289 |
| Tier 2 risk-based capital | $2,238,000 | 2,077 |
| Total risk weighted assets | $211,803,000 | 2,074 |
| Total unused commitments | $42,318,000 | 2,006 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 93 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $266,720,000 | 2,300 |
| Cash and due from depository institutions | $11,671,000 | 1,856 |
| Interest-bearing balances | $2,072,000 | 1,951 |
| Securities | $25,846,000 | 3,915 |
| Federal funds sold & reverse repurchase agreements | $5,713,000 | 2,067 |
| Net loans & leases | $207,513,000 | 2,007 |
| Loan loss allowance | $2,342,000 | 2,071 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,646,000 | 1,421 |
| Other real estate owned | $109,000 | 1,856 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,222,000 | 1,919 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $266,720,000 | 2,300 |
| Total liabilities | $240,807,000 | 2,281 |
| Total deposits | $224,183,000 | 2,194 |
| Interest-bearing deposits | $186,631,000 | 2,221 |
| Deposits held in domestic offices | $224,183,000 | 2,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $14,667,000 | 2,162 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,957,000 | 2,109 |
| Total equity capital | $25,913,000 | 2,359 |
| Total bank equity capital | $25,913,000 | 2,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,348,000 | 1,250 |
| Surplus | $8,390,000 | 2,535 |
| Undivided profits | $14,175,000 | 2,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,334,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,686,000 | 2,024 |
| Earning assets | $241,144,000 | 2,325 |
| Long-term assets (5+ years) | $25,524,000 | 2,827 |
| Average Assets, year-to-date | $277,424,750 | 2,120 |
| Average Assets, quarterly | $270,098,000 | 2,240 |
| Volatile liabilities | $39,901,000 | 2,785 |
| Insider loans | $6,967,000 | 921 |
| FHLB advances | $14,471,000 | 2,048 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $43,997,000 | 1,913 |
| Tier 1 (core) risk-based capital | $25,843,000 | 2,282 |
| Tier 2 risk-based capital | $2,342,000 | 1,985 |
| Total risk weighted assets | $214,333,000 | 2,007 |
| Total unused commitments | $43,997,000 | 1,915 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 94 | 1,832 |
| Assets and Liabilities | ||
| Total Assets: | $273,476,000 | 2,184 |
| Cash and due from depository institutions | $11,252,000 | 1,832 |
| Interest-bearing balances | $1,761,000 | 2,129 |
| Securities | $21,782,000 | 4,406 |
| Federal funds sold & reverse repurchase agreements | $11,820,000 | 1,016 |
| Net loans & leases | $214,209,000 | 1,884 |
| Loan loss allowance | $2,685,000 | 1,790 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,159,000 | 1,302 |
| Other real estate owned | $0 | 1,832 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,254,000 | 2,297 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $273,476,000 | 2,184 |
| Total liabilities | $248,226,000 | 2,163 |
| Total deposits | $232,359,000 | 2,080 |
| Interest-bearing deposits | $193,970,000 | 2,090 |
| Deposits held in domestic offices | $232,359,000 | 2,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,517,000 | 2,144 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,350,000 | 2,619 |
| Total equity capital | $25,250,000 | 2,369 |
| Total bank equity capital | $25,250,000 | 2,369 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,348,000 | 1,231 |
| Surplus | $8,390,000 | 2,487 |
| Undivided profits | $13,512,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,304,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,517,000 | 2,067 |
| Earning assets | $249,572,000 | 2,200 |
| Long-term assets (5+ years) | $27,712,000 | 2,724 |
| Average Assets, year-to-date | $280,993,000 | 2,061 |
| Average Assets, quarterly | $278,946,500 | 2,106 |
| Volatile liabilities | $42,477,000 | 2,572 |
| Insider loans | $10,430,000 | 561 |
| FHLB advances | $14,477,000 | 2,041 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,525,000 | 1,958 |
| Tier 1 (core) risk-based capital | $25,073,000 | 2,287 |
| Tier 2 risk-based capital | $2,685,000 | 1,725 |
| Total risk weighted assets | $219,022,000 | 1,911 |
| Total unused commitments | $41,525,000 | 1,958 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 90 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $284,417,000 | 2,069 |
| Cash and due from depository institutions | $9,656,000 | 1,893 |
| Interest-bearing balances | $64,000 | 5,571 |
| Securities | $20,966,000 | 4,586 |
| Federal funds sold & reverse repurchase agreements | $19,823,000 | 622 |
| Net loans & leases | $219,342,000 | 1,808 |
| Loan loss allowance | $2,583,000 | 1,838 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,408,000 | 1,419 |
| Other real estate owned | $180,000 | 1,893 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,042,000 | 2,082 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $284,417,000 | 2,069 |
| Total liabilities | $262,647,000 | 2,019 |
| Total deposits | $246,941,000 | 1,924 |
| Interest-bearing deposits | $209,125,000 | 1,930 |
| Deposits held in domestic offices | $246,941,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,494,000 | 2,086 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,212,000 | 2,807 |
| Total equity capital | $21,770,000 | 2,649 |
| Total bank equity capital | $21,770,000 | 2,649 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,348,000 | 1,224 |
| Surplus | $5,890,000 | 3,229 |
| Undivided profits | $12,532,000 | 2,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,084,000 | 643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,435,000 | 2,126 |
| Earning assets | $260,195,000 | 2,078 |
| Long-term assets (5+ years) | $23,321,000 | 3,127 |
| Average Assets, year-to-date | $284,751,500 | 2,043 |
| Average Assets, quarterly | $284,751,500 | 2,043 |
| Volatile liabilities | $46,183,000 | 2,319 |
| Insider loans | $11,986,000 | 455 |
| FHLB advances | $14,483,000 | 1,978 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $40,612,000 | 1,951 |
| Tier 1 (core) risk-based capital | $21,685,000 | 2,573 |
| Tier 2 risk-based capital | $2,583,000 | 1,753 |
| Total risk weighted assets | $225,866,000 | 1,839 |
| Total unused commitments | $40,612,000 | 1,953 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 95 | 1,790 |
| Assets and Liabilities | ||
| Total Assets: | $285,086,000 | 2,038 |
| Cash and due from depository institutions | $11,071,000 | 1,790 |
| Interest-bearing balances | $9,000 | 6,511 |
| Securities | $20,712,000 | 4,625 |
| Federal funds sold & reverse repurchase agreements | $8,411,000 | 1,387 |
| Net loans & leases | $229,892,000 | 1,720 |
| Loan loss allowance | $2,666,000 | 1,756 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,265,000 | 1,426 |
| Other real estate owned | $0 | 1,790 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,735,000 | 1,911 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $285,086,000 | 2,038 |
| Total liabilities | $260,759,000 | 2,018 |
| Total deposits | $245,744,000 | 1,914 |
| Interest-bearing deposits | $207,374,000 | 1,917 |
| Deposits held in domestic offices | $245,744,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,656,000 | 2,174 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,359,000 | 2,541 |
| Total equity capital | $24,327,000 | 2,371 |
| Total bank equity capital | $24,327,000 | 2,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,348,000 | 1,207 |
| Surplus | $5,890,000 | 3,179 |
| Undivided profits | $15,089,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,312,000 | 643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,491,000 | 1,992 |
| Earning assets | $259,024,000 | 2,070 |
| Long-term assets (5+ years) | $30,513,000 | 2,679 |
| Average Assets, year-to-date | $276,750,600 | 2,011 |
| Average Assets, quarterly | $282,116,500 | 2,043 |
| Volatile liabilities | $45,045,000 | 2,310 |
| Insider loans | $11,449,000 | 479 |
| FHLB advances | $13,489,000 | 2,077 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $42,685,000 | 1,812 |
| Tier 1 (core) risk-based capital | $24,123,000 | 2,287 |
| Tier 2 risk-based capital | $2,666,000 | 1,705 |
| Total risk weighted assets | $239,116,000 | 1,726 |
| Total unused commitments | $42,685,000 | 1,813 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $279,147,000 | 2,059 |
| Cash and due from depository institutions | $7,903,000 | 1,858 |
| Interest-bearing balances | $6,000 | 6,657 |
| Securities | $22,681,000 | 4,385 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,091 |
| Net loans & leases | $230,419,000 | 1,686 |
| Loan loss allowance | $2,760,000 | 1,691 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,991,000 | 1,431 |
| Other real estate owned | $0 | 1,858 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,153,000 | 2,228 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $279,147,000 | 2,059 |
| Total liabilities | $252,094,000 | 2,050 |
| Total deposits | $237,558,000 | 1,946 |
| Interest-bearing deposits | $200,526,000 | 1,949 |
| Deposits held in domestic offices | $237,558,000 | 1,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,579,000 | 2,173 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $957,000 | 3,292 |
| Total equity capital | $27,053,000 | 2,143 |
| Total bank equity capital | $27,053,000 | 2,143 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,348,000 | 1,193 |
| Surplus | $5,890,000 | 3,136 |
| Undivided profits | $17,815,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,553,000 | 634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,492,000 | 2,069 |
| Earning assets | $258,106,000 | 2,057 |
| Long-term assets (5+ years) | $31,709,000 | 2,622 |
| Average Assets, year-to-date | $274,666,750 | 2,035 |
| Average Assets, quarterly | $274,629,500 | 2,073 |
| Volatile liabilities | $42,420,000 | 2,375 |
| Insider loans | $10,996,000 | 501 |
| FHLB advances | $13,494,000 | 2,065 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $40,555,000 | 1,850 |
| Tier 1 (core) risk-based capital | $26,754,000 | 2,060 |
| Tier 2 risk-based capital | $2,760,000 | 1,613 |
| Total risk weighted assets | $237,544,000 | 1,702 |
| Total unused commitments | $40,555,000 | 1,853 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $270,112,000 | 2,099 |
| Cash and due from depository institutions | $8,391,000 | 1,798 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $23,043,000 | 4,385 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,997 |
| Net loans & leases | $222,227,000 | 1,700 |
| Loan loss allowance | $2,651,000 | 1,754 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,743,000 | 1,762 |
| Other real estate owned | $0 | 1,798 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,708,000 | 2,353 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $270,112,000 | 2,099 |
| Total liabilities | $244,023,000 | 2,095 |
| Total deposits | $228,201,000 | 2,008 |
| Interest-bearing deposits | $191,315,000 | 2,021 |
| Deposits held in domestic offices | $228,201,000 | 2,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $644,000 | 3,101 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,993,000 | 2,143 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,185,000 | 2,600 |
| Total equity capital | $26,089,000 | 2,125 |
| Total bank equity capital | $26,089,000 | 2,125 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,348,000 | 1,190 |
| Surplus | $5,890,000 | 3,094 |
| Undivided profits | $16,851,000 | 1,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,477,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,303,000 | 2,236 |
| Earning assets | $250,275,000 | 2,085 |
| Long-term assets (5+ years) | $35,243,000 | 2,509 |
| Average Assets, year-to-date | $273,173,330 | 2,038 |
| Average Assets, quarterly | $274,818,000 | 2,041 |
| Volatile liabilities | $36,803,000 | 2,599 |
| Insider loans | $5,211,000 | 1,082 |
| FHLB advances | $13,500,000 | 2,042 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $47,304,000 | 1,630 |
| Tier 1 (core) risk-based capital | $25,911,000 | 2,079 |
| Tier 2 risk-based capital | $2,651,000 | 1,660 |
| Total risk weighted assets | $227,183,000 | 1,732 |
| Total unused commitments | $47,304,000 | 1,633 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $279,524,000 | 2,016 |
| Cash and due from depository institutions | $7,711,000 | 1,834 |
| Interest-bearing balances | $13,000 | 6,547 |
| Securities | $21,221,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 664 |
| Net loans & leases | $217,848,000 | 1,680 |
| Loan loss allowance | $2,525,000 | 1,816 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,744,000 | 1,723 |
| Other real estate owned | $0 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,000,000 | 2,152 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $279,524,000 | 2,016 |
| Total liabilities | $253,040,000 | 2,011 |
| Total deposits | $236,265,000 | 1,924 |
| Interest-bearing deposits | $198,367,000 | 1,946 |
| Deposits held in domestic offices | $236,265,000 | 1,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,350,000 | 2,355 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,564,000 | 2,050 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,861,000 | 2,072 |
| Total equity capital | $26,484,000 | 2,137 |
| Total bank equity capital | $26,484,000 | 2,137 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,348,000 | 1,181 |
| Surplus | $5,890,000 | 3,060 |
| Undivided profits | $17,246,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,792,000 | 1,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,472,000 | 1,918 |
| Earning assets | $260,082,000 | 1,996 |
| Long-term assets (5+ years) | $33,352,000 | 2,566 |
| Average Assets, year-to-date | $274,704,000 | 2,030 |
| Average Assets, quarterly | $274,704,000 | 2,030 |
| Volatile liabilities | $40,799,000 | 2,325 |
| Insider loans | $3,704,000 | 1,542 |
| FHLB advances | $13,000,000 | 1,973 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $43,496,000 | 1,686 |
| Tier 1 (core) risk-based capital | $26,014,000 | 2,031 |
| Tier 2 risk-based capital | $2,525,000 | 1,709 |
| Total risk weighted assets | $228,641,000 | 1,688 |
| Total unused commitments | $43,496,000 | 1,690 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $269,884,000 | 2,080 |
| Cash and due from depository institutions | $7,937,000 | 1,896 |
| Interest-bearing balances | $16,000 | 6,460 |
| Securities | $23,569,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 664 |
| Net loans & leases | $210,361,000 | 1,715 |
| Loan loss allowance | $2,418,000 | 1,874 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,608,000 | 1,768 |
| Other real estate owned | $0 | 1,896 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,409,000 | 2,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,884,000 | 2,080 |
| Total liabilities | $245,336,000 | 2,055 |
| Total deposits | $232,100,000 | 1,951 |
| Interest-bearing deposits | $199,145,000 | 1,936 |
| Deposits held in domestic offices | $232,100,000 | 1,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,142 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,288,000 | 2,284 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,573,000 | 2,238 |
| Total equity capital | $24,548,000 | 2,258 |
| Total bank equity capital | $24,548,000 | 2,258 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,348,000 | 1,185 |
| Surplus | $4,890,000 | 3,442 |
| Undivided profits | $16,310,000 | 1,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,229,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,330,000 | 2,255 |
| Earning assets | $250,946,000 | 2,050 |
| Long-term assets (5+ years) | $28,757,000 | 2,870 |
| Average Assets, year-to-date | $270,886,200 | 1,987 |
| Average Assets, quarterly | $271,294,000 | 2,045 |
| Volatile liabilities | $40,102,000 | 2,343 |
| Insider loans | $3,032,000 | 1,845 |
| FHLB advances | $10,500,000 | 2,229 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $41,151,000 | 1,716 |
| Tier 1 (core) risk-based capital | $24,147,000 | 2,180 |
| Tier 2 risk-based capital | $2,418,000 | 1,761 |
| Total risk weighted assets | $218,378,000 | 1,742 |
| Total unused commitments | $41,151,000 | 1,719 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $272,704,000 | 2,049 |
| Cash and due from depository institutions | $8,966,000 | 1,882 |
| Interest-bearing balances | $18,000 | 6,463 |
| Securities | $22,451,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 687 |
| Net loans & leases | $208,721,000 | 1,704 |
| Loan loss allowance | $2,520,000 | 1,816 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,355,000 | 1,846 |
| Other real estate owned | $0 | 1,882 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,211,000 | 2,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,704,000 | 2,049 |
| Total liabilities | $247,360,000 | 2,041 |
| Total deposits | $234,285,000 | 1,937 |
| Interest-bearing deposits | $201,881,000 | 1,923 |
| Deposits held in domestic offices | $234,285,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,615 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,789,000 | 2,266 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,336,000 | 2,615 |
| Total equity capital | $25,344,000 | 2,186 |
| Total bank equity capital | $25,344,000 | 2,186 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,348,000 | 1,177 |
| Surplus | $4,890,000 | 3,373 |
| Undivided profits | $17,106,000 | 1,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,826,000 | 852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,411,000 | 2,234 |
| Earning assets | $252,190,000 | 2,037 |
| Long-term assets (5+ years) | $28,137,000 | 2,911 |
| Average Assets, year-to-date | $271,136,750 | 2,011 |
| Average Assets, quarterly | $271,843,500 | 2,043 |
| Volatile liabilities | $41,144,000 | 2,252 |
| Insider loans | $2,348,000 | 2,266 |
| FHLB advances | $10,500,000 | 2,161 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $42,750,000 | 1,666 |
| Tier 1 (core) risk-based capital | $24,878,000 | 2,112 |
| Tier 2 risk-based capital | $2,520,000 | 1,695 |
| Total risk weighted assets | $222,590,000 | 1,713 |
| Total unused commitments | $42,750,000 | 1,669 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 96 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $270,983,000 | 2,048 |
| Cash and due from depository institutions | $14,018,000 | 1,827 |
| Interest-bearing balances | $11,000 | 6,662 |
| Securities | $19,885,000 | 4,710 |
| Federal funds sold & reverse repurchase agreements | $7,650,000 | 2,090 |
| Net loans & leases | $215,570,000 | 1,645 |
| Loan loss allowance | $2,537,000 | 1,772 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,493,000 | 2,119 |
| Other real estate owned | $0 | 1,827 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,367,000 | 1,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,983,000 | 2,048 |
| Total liabilities | $246,442,000 | 2,023 |
| Total deposits | $233,998,000 | 1,912 |
| Interest-bearing deposits | $202,446,000 | 1,894 |
| Deposits held in domestic offices | $233,998,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $650,000 | 2,704 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,609,000 | 2,247 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,185,000 | 2,963 |
| Total equity capital | $24,541,000 | 2,242 |
| Total bank equity capital | $24,541,000 | 2,242 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,348,000 | 1,163 |
| Surplus | $4,890,000 | 3,344 |
| Undivided profits | $16,303,000 | 2,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,395,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,357,000 | 2,202 |
| Earning assets | $243,116,000 | 2,079 |
| Long-term assets (5+ years) | $30,731,000 | 2,579 |
| Average Assets, year-to-date | $270,614,330 | 2,003 |
| Average Assets, quarterly | $271,229,000 | 2,029 |
| Volatile liabilities | $44,200,000 | 2,085 |
| Insider loans | $2,364,000 | 2,263 |
| FHLB advances | $10,500,000 | 2,117 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $39,589,000 | 1,716 |
| Tier 1 (core) risk-based capital | $23,975,000 | 2,147 |
| Tier 2 risk-based capital | $2,537,000 | 1,639 |
| Total risk weighted assets | $230,351,000 | 1,630 |
| Total unused commitments | $39,589,000 | 1,725 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 89 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $271,475,000 | 2,014 |
| Cash and due from depository institutions | $7,025,000 | 1,942 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $20,173,000 | 4,647 |
| Federal funds sold & reverse repurchase agreements | $16,250,000 | 990 |
| Net loans & leases | $215,769,000 | 1,627 |
| Loan loss allowance | $2,657,000 | 1,673 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,584,000 | 2,058 |
| Other real estate owned | $0 | 1,942 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,674,000 | 1,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,475,000 | 2,014 |
| Total liabilities | $248,443,000 | 1,976 |
| Total deposits | $236,667,000 | 1,859 |
| Interest-bearing deposits | $203,925,000 | 1,865 |
| Deposits held in domestic offices | $236,667,000 | 1,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,463 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,100,000 | 2,411 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,876,000 | 2,146 |
| Total equity capital | $23,032,000 | 2,320 |
| Total bank equity capital | $23,032,000 | 2,320 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,348,000 | 1,164 |
| Surplus | $4,390,000 | 3,568 |
| Undivided profits | $15,294,000 | 2,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,898,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,451,000 | 2,068 |
| Earning assets | $252,207,000 | 1,982 |
| Long-term assets (5+ years) | $25,621,000 | 2,890 |
| Average Assets, year-to-date | $270,430,000 | 1,999 |
| Average Assets, quarterly | $270,430,000 | 1,999 |
| Volatile liabilities | $42,599,000 | 2,102 |
| Insider loans | $1,633,000 | 2,919 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $50,287,000 | 1,383 |
| Tier 1 (core) risk-based capital | $22,543,000 | 2,223 |
| Tier 2 risk-based capital | $2,657,000 | 1,557 |
| Total risk weighted assets | $225,407,000 | 1,632 |
| Total unused commitments | $50,287,000 | 1,395 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 91 | 1,888 |
| Assets and Liabilities | ||
| Total Assets: | $269,385,000 | 1,998 |
| Cash and due from depository institutions | $9,823,000 | 1,888 |
| Interest-bearing balances | $20,000 | 6,352 |
| Securities | $18,634,000 | 4,855 |
| Federal funds sold & reverse repurchase agreements | $7,850,000 | 1,860 |
| Net loans & leases | $222,352,000 | 1,575 |
| Loan loss allowance | $2,534,000 | 1,708 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,709,000 | 1,964 |
| Other real estate owned | $0 | 1,888 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,017,000 | 1,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,385,000 | 1,998 |
| Total liabilities | $247,255,000 | 1,943 |
| Total deposits | $235,629,000 | 1,842 |
| Interest-bearing deposits | $202,766,000 | 1,833 |
| Deposits held in domestic offices | $235,629,000 | 1,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,762 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,438,000 | 2,387 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,638,000 | 2,368 |
| Total equity capital | $22,130,000 | 2,390 |
| Total bank equity capital | $22,130,000 | 2,390 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,348,000 | 1,148 |
| Surplus | $4,390,000 | 3,532 |
| Undivided profits | $14,392,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,836,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,458,000 | 2,174 |
| Earning assets | $248,856,000 | 1,970 |
| Long-term assets (5+ years) | $27,421,000 | 2,712 |
| Average Assets, year-to-date | $249,654,600 | 2,032 |
| Average Assets, quarterly | $267,057,500 | 1,989 |
| Volatile liabilities | $41,476,000 | 2,135 |
| Insider loans | $897,000 | 4,200 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $51,251,000 | 1,317 |
| Tier 1 (core) risk-based capital | $21,642,000 | 2,277 |
| Tier 2 risk-based capital | $2,534,000 | 1,587 |
| Total risk weighted assets | $229,999,000 | 1,582 |
| Total unused commitments | $51,251,000 | 1,319 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 83 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $230,511,000 | 2,213 |
| Cash and due from depository institutions | $9,403,000 | 2,064 |
| Interest-bearing balances | $57,000 | 5,624 |
| Securities | $17,942,000 | 4,851 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,500 |
| Net loans & leases | $188,914,000 | 1,746 |
| Loan loss allowance | $2,158,000 | 1,838 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,053,000 | 1,776 |
| Other real estate owned | $0 | 2,064 |
| Goodwill and other intangibles | $24,000 | 2,928 |
| All other assets | $7,875,000 | 1,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,511,000 | 2,213 |
| Total liabilities | $210,781,000 | 2,161 |
| Total deposits | $199,949,000 | 2,056 |
| Interest-bearing deposits | $172,501,000 | 2,049 |
| Deposits held in domestic offices | $199,949,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,313,000 | 2,278 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,519,000 | 2,513 |
| Total equity capital | $19,730,000 | 2,497 |
| Total bank equity capital | $19,730,000 | 2,497 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,348,000 | 1,144 |
| Surplus | $4,390,000 | 3,438 |
| Undivided profits | $11,992,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,957,000 | 1,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,301,000 | 2,656 |
| Earning assets | $208,213,000 | 2,246 |
| Long-term assets (5+ years) | $19,062,000 | 3,403 |
| Average Assets, year-to-date | $227,774,200 | 2,132 |
| Average Assets, quarterly | $229,102,000 | 2,203 |
| Volatile liabilities | $31,227,000 | 2,650 |
| Insider loans | $1,119,000 | 3,672 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $39,948,000 | 1,498 |
| Tier 1 (core) risk-based capital | $19,490,000 | 2,406 |
| Tier 2 risk-based capital | $2,158,000 | 1,720 |
| Total risk weighted assets | $197,724,000 | 1,720 |
| Total unused commitments | $39,948,000 | 1,502 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $225,036,000 | 2,162 |
| Cash and due from depository institutions | $7,944,000 | 2,305 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $29,241,000 | 3,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $180,895,000 | 1,755 |
| Loan loss allowance | $1,975,000 | 1,936 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,389,000 | 1,991 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $47,000 | 2,816 |
| All other assets | $2,520,000 | 3,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,036,000 | 2,162 |
| Total liabilities | $206,523,000 | 2,120 |
| Total deposits | $182,083,000 | 2,167 |
| Interest-bearing deposits | $156,666,000 | 2,163 |
| Deposits held in domestic offices | $182,083,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 2,046 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,772,000 | 1,355 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,968,000 | 2,096 |
| Total equity capital | $18,513,000 | 2,532 |
| Total bank equity capital | $18,513,000 | 2,532 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,348,000 | 1,141 |
| Surplus | $4,390,000 | 3,374 |
| Undivided profits | $10,775,000 | 2,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,421,000 | 1,846 |
| Earning assets | $210,136,000 | 2,137 |
| Long-term assets (5+ years) | $38,643,000 | 1,966 |
| Average Assets, year-to-date | $217,223,800 | 2,123 |
| Average Assets, quarterly | $224,211,000 | 2,135 |
| Volatile liabilities | $42,643,000 | 2,008 |
| Insider loans | $2,086,000 | 2,250 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $40,114,000 | 1,382 |
| Tier 1 (core) risk-based capital | $18,726,000 | 2,399 |
| Tier 2 risk-based capital | $1,975,000 | 1,800 |
| Total risk weighted assets | $180,536,000 | 1,797 |
| Total unused commitments | $40,114,000 | 1,383 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $203,434,000 | 2,312 |
| Cash and due from depository institutions | $5,571,000 | 2,264 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $27,864,000 | 3,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $163,210,000 | 1,845 |
| Loan loss allowance | $1,920,000 | 1,914 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,041,000 | 2,131 |
| Other real estate owned | $9,000 | 2,264 |
| Goodwill and other intangibles | $220,000 | 2,353 |
| All other assets | $2,519,000 | 3,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,434,000 | 2,312 |
| Total liabilities | $187,068,000 | 2,282 |
| Total deposits | $173,401,000 | 2,193 |
| Interest-bearing deposits | $152,373,000 | 2,143 |
| Deposits held in domestic offices | $173,401,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,988 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,070,000 | 1,780 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,497,000 | 2,373 |
| Total equity capital | $16,366,000 | 2,708 |
| Total bank equity capital | $16,366,000 | 2,708 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,348,000 | 1,153 |
| Surplus | $4,390,000 | 3,340 |
| Undivided profits | $8,628,000 | 2,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,050,000 | 2,126 |
| Earning assets | $191,074,000 | 2,254 |
| Long-term assets (5+ years) | $38,699,000 | 2,108 |
| Average Assets, year-to-date | $183,174,400 | 2,468 |
| Average Assets, quarterly | $198,075,000 | 2,347 |
| Volatile liabilities | $28,218,000 | 2,668 |
| Insider loans | $4,833,000 | 961 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $37,418,000 | 1,478 |
| Tier 1 (core) risk-based capital | $16,708,000 | 2,621 |
| Tier 2 risk-based capital | $1,920,000 | 1,768 |
| Total risk weighted assets | $160,838,500 | 1,909 |
| Total unused commitments | $37,418,000 | 1,480 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $169,082,000 | 2,731 |
| Cash and due from depository institutions | $5,192,000 | 2,521 |
| Interest-bearing balances | $3,000 | 6,581 |
| Securities | $31,170,000 | 3,518 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,353 |
| Net loans & leases | $126,515,000 | 2,216 |
| Loan loss allowance | $1,617,000 | 2,192 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,765,000 | 2,915 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $202,000 | 2,342 |
| All other assets | $1,738,000 | 3,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,082,000 | 2,731 |
| Total liabilities | $155,511,000 | 2,669 |
| Total deposits | $140,677,000 | 2,713 |
| Interest-bearing deposits | $122,295,000 | 2,661 |
| Deposits held in domestic offices | $140,677,000 | 2,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,747,000 | 1,293 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,087,000 | 3,286 |
| Total equity capital | $13,571,000 | 3,295 |
| Total bank equity capital | $13,571,000 | 3,295 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,348,000 | 1,110 |
| Surplus | $3,390,000 | 3,903 |
| Undivided profits | $6,833,000 | 3,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $895,000 | 2,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $879,000 | 2,555 |
| Earning assets | $159,188,000 | 2,662 |
| Long-term assets (5+ years) | $40,325,000 | 1,899 |
| Average Assets, year-to-date | $154,730,200 | 2,796 |
| Average Assets, quarterly | $164,689,500 | 2,756 |
| Volatile liabilities | $12,526,000 | 4,325 |
| Insider loans | $937,000 | 3,702 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $65,000 | 1,624 |
| Unused loan commitments | $29,525,000 | 1,684 |
| Tier 1 (core) risk-based capital | $13,078,000 | 3,258 |
| Tier 2 risk-based capital | $1,552,930 | 2,048 |
| Total risk weighted assets | $124,170,230 | 2,308 |
| Total unused commitments | $29,525,000 | 1,690 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 72 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $140,414,000 | 3,161 |
| Cash and due from depository institutions | $4,479,000 | 2,497 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $23,148,000 | 4,440 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $108,593,000 | 2,553 |
| Loan loss allowance | $1,281,000 | 2,701 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,527,000 | 3,125 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $272,000 | 2,113 |
| All other assets | $1,395,000 | 4,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,414,000 | 3,161 |
| Total liabilities | $128,414,000 | 3,115 |
| Total deposits | $123,869,000 | 3,016 |
| Interest-bearing deposits | $108,386,000 | 2,961 |
| Deposits held in domestic offices | $123,869,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,091 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,397,000 | 3,218 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,048,000 | 3,435 |
| Total equity capital | $12,000,000 | 3,655 |
| Total bank equity capital | $12,000,000 | 3,655 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,348,000 | 1,086 |
| Surplus | $3,390,000 | 3,837 |
| Undivided profits | $5,262,000 | 4,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $785,000 | 2,954 |
| Earning assets | $131,741,000 | 3,094 |
| Long-term assets (5+ years) | $26,415,000 | 2,296 |
| Average Assets, year-to-date | $140,611,800 | 3,002 |
| Average Assets, quarterly | $139,876,500 | 3,132 |
| Volatile liabilities | $16,466,000 | 3,499 |
| Insider loans | $1,179,000 | 3,170 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $323,000 | 1,178 |
| Unused loan commitments | $20,603,000 | 2,048 |
| Tier 1 (core) risk-based capital | $11,546,000 | 3,659 |
| Tier 2 risk-based capital | $1,281,000 | 2,328 |
| Total risk weighted assets | $103,782,500 | 2,676 |
| Total unused commitments | $20,603,000 | 2,052 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 78 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $140,980,000 | 3,222 |
| Cash and due from depository institutions | $6,605,000 | 2,414 |
| Interest-bearing balances | $765,000 | 2,653 |
| Securities | $34,446,000 | 3,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $95,446,000 | 2,892 |
| Loan loss allowance | $1,104,000 | 3,220 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,429,000 | 3,181 |
| Other real estate owned | $0 | 2,414 |
| Goodwill and other intangibles | $330,000 | 1,894 |
| All other assets | $1,724,000 | 4,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,980,000 | 3,222 |
| Total liabilities | $128,975,000 | 3,173 |
| Total deposits | $113,449,000 | 3,366 |
| Interest-bearing deposits | $98,799,000 | 3,317 |
| Deposits held in domestic offices | $113,449,000 | 3,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,827 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,954,000 | 1,256 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $972,000 | 3,607 |
| Total equity capital | $12,005,000 | 3,683 |
| Total bank equity capital | $12,005,000 | 3,683 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,348,000 | 1,138 |
| Surplus | $3,390,000 | 3,916 |
| Undivided profits | $5,267,000 | 4,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 3,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $807,000 | 2,828 |
| Earning assets | $130,657,000 | 3,193 |
| Long-term assets (5+ years) | $34,762,000 | 1,757 |
| Average Assets, year-to-date | $135,362,000 | 3,206 |
| Average Assets, quarterly | $140,301,500 | 3,192 |
| Volatile liabilities | $24,398,000 | 2,474 |
| Insider loans | $1,128,000 | 3,333 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $81,000 | 1,429 |
| Unused loan commitments | $15,073,000 | 2,533 |
| Tier 1 (core) risk-based capital | $11,667,000 | 3,675 |
| Tier 2 risk-based capital | $1,104,000 | 2,704 |
| Total risk weighted assets | $93,282,900 | 2,970 |
| Total unused commitments | $15,073,000 | 2,545 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 76 | 2,550 |
| Assets and Liabilities | ||
| Total Assets: | $126,843,000 | 3,556 |
| Cash and due from depository institutions | $6,311,000 | 2,550 |
| Interest-bearing balances | $752,000 | 2,865 |
| Securities | $41,914,000 | 3,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $74,503,000 | 3,539 |
| Loan loss allowance | $1,099,000 | 3,248 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,043,000 | 3,636 |
| Other real estate owned | $0 | 2,550 |
| Goodwill and other intangibles | $390,000 | 1,697 |
| All other assets | $1,682,000 | 4,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,843,000 | 3,556 |
| Total liabilities | $115,421,000 | 3,515 |
| Total deposits | $113,915,000 | 3,361 |
| Interest-bearing deposits | $98,204,000 | 3,334 |
| Deposits held in domestic offices | $113,915,000 | 3,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $266,000 | 3,880 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $940,000 | 3,821 |
| Total equity capital | $11,422,000 | 3,848 |
| Total bank equity capital | $11,422,000 | 3,848 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,348,000 | 1,156 |
| Surplus | $3,390,000 | 3,902 |
| Undivided profits | $4,684,000 | 4,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 5,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $649,000 | 3,685 |
| Earning assets | $117,169,000 | 3,523 |
| Long-term assets (5+ years) | $26,061,000 | 2,042 |
| Average Assets, year-to-date | $129,612,000 | 3,338 |
| Average Assets, quarterly | $128,578,000 | 3,459 |
| Volatile liabilities | $11,299,000 | 4,195 |
| Insider loans | $1,196,000 | 3,288 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,528,000 | 2,623 |
| Tier 1 (core) risk-based capital | $10,963,000 | 3,872 |
| Tier 2 risk-based capital | $955,720 | 3,036 |
| Total risk weighted assets | $76,314,620 | 3,463 |
| Total unused commitments | $13,528,000 | 2,634 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $133,713,000 | 3,325 |
| Cash and due from depository institutions | $6,484,000 | 2,740 |
| Interest-bearing balances | $1,000,000 | 2,426 |
| Securities | $46,621,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $76,037,000 | 3,407 |
| Loan loss allowance | $1,130,000 | 3,201 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,045,000 | 3,581 |
| Other real estate owned | $13,000 | 2,740 |
| Goodwill and other intangibles | $451,000 | 1,504 |
| All other assets | $2,062,000 | 3,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,713,000 | 3,325 |
| Total liabilities | $123,603,000 | 3,276 |
| Total deposits | $108,724,000 | 3,501 |
| Interest-bearing deposits | $94,225,000 | 3,455 |
| Deposits held in domestic offices | $108,724,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,400,000 | 1,253 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,528,000 | 2,029 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $951,000 | 3,176 |
| Total equity capital | $10,110,000 | 3,995 |
| Total bank equity capital | $10,110,000 | 3,995 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,348,000 | 1,162 |
| Surplus | $3,390,000 | 3,835 |
| Undivided profits | $3,372,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $665,000 | 3,088 |
| Earning assets | $123,658,000 | 3,289 |
| Long-term assets (5+ years) | $22,920,000 | 2,289 |
| Average Assets, year-to-date | $136,167,200 | 3,216 |
| Average Assets, quarterly | $134,189,000 | 3,301 |
| Volatile liabilities | $22,793,000 | 2,275 |
| Insider loans | $1,197,000 | 3,240 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,317,000 | 2,877 |
| Tier 1 (core) risk-based capital | $10,360,000 | 3,976 |
| Tier 2 risk-based capital | $972,560 | 2,989 |
| Total risk weighted assets | $77,647,460 | 3,344 |
| Total unused commitments | $11,317,000 | 2,888 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $134,235,000 | 3,390 |
| Cash and due from depository institutions | $6,196,000 | 2,723 |
| Interest-bearing balances | $1,500,000 | 2,832 |
| Securities | $37,045,000 | 3,708 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $86,706,000 | 2,936 |
| Loan loss allowance | $1,054,000 | 3,521 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,282,000 | 3,200 |
| Other real estate owned | $0 | 2,723 |
| Goodwill and other intangibles | $515,000 | 1,342 |
| All other assets | $1,491,000 | 4,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,235,000 | 3,390 |
| Total liabilities | $123,322,000 | 3,359 |
| Total deposits | $119,983,000 | 3,281 |
| Interest-bearing deposits | $105,227,000 | 3,239 |
| Deposits held in domestic offices | $119,983,000 | 3,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,310 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $548,000 | 3,279 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $941,000 | 3,281 |
| Total equity capital | $10,913,000 | 3,732 |
| Total bank equity capital | $10,913,000 | 3,732 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,334,000 | 1,162 |
| Surplus | $3,349,000 | 3,819 |
| Undivided profits | $4,230,000 | 4,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $677,000 | 2,665 |
| Earning assets | $125,251,000 | 3,346 |
| Long-term assets (5+ years) | $22,486,000 | 2,413 |
| Average Assets, year-to-date | $127,122,200 | 3,474 |
| Average Assets, quarterly | $132,083,500 | 3,423 |
| Volatile liabilities | $14,963,000 | 3,009 |
| Insider loans | $1,061,000 | 3,573 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,922,000 | 2,709 |
| Tier 1 (core) risk-based capital | $10,313,000 | 3,876 |
| Tier 2 risk-based capital | $1,054,000 | 2,752 |
| Total risk weighted assets | $84,971,100 | 3,035 |
| Total unused commitments | $11,922,000 | 2,732 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $124,094,000 | 3,729 |
| Cash and due from depository institutions | $5,764,000 | 3,067 |
| Interest-bearing balances | $500,000 | 4,862 |
| Securities | $24,982,000 | 5,173 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,799 |
| Net loans & leases | $86,141,000 | 3,037 |
| Loan loss allowance | $1,003,000 | 3,711 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,159,000 | 3,358 |
| Other real estate owned | $0 | 3,067 |
| Goodwill and other intangibles | $170,000 | 1,945 |
| All other assets | $1,678,000 | 4,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,094,000 | 3,729 |
| Total liabilities | $114,251,000 | 3,715 |
| Total deposits | $112,355,000 | 3,610 |
| Interest-bearing deposits | $99,389,000 | 3,554 |
| Deposits held in domestic offices | $112,355,000 | 3,601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $780,000 | 2,766 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,116,000 | 3,007 |
| Total equity capital | $9,843,000 | 3,943 |
| Total bank equity capital | $9,843,000 | 3,943 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,316,000 | 1,179 |
| Surplus | $3,316,000 | 3,716 |
| Undivided profits | $3,211,000 | 5,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 8,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $723,000 | 2,736 |
| Earning assets | $114,823,000 | 3,688 |
| Long-term assets (5+ years) | $9,554,000 | 4,480 |
| Average Assets, year-to-date | $124,680,000 | 3,638 |
| Average Assets, quarterly | $125,289,500 | 3,664 |
| Volatile liabilities | $11,977,000 | 3,596 |
| Insider loans | $320,000 | 2,776 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,655,000 | 2,660 |
| Tier 1 (core) risk-based capital | $9,673,000 | 3,953 |
| Tier 2 risk-based capital | $1,003,000 | 2,900 |
| Total risk weighted assets | $80,818,200 | 3,228 |
| Total unused commitments | $11,655,000 | 2,676 |
| Derivatives | $0 | 651 |