Home > Chambers Bank of North Arkansas > Income and Expense
Chambers Bank of North Arkansas, Income and Expense
2008-09-30 (YTD Data) | Rank | |
Total interest income | $14,948,000 | 1,958 |
Total interest expense | $7,595,000 | 1,658 |
Net interest income | $7,353,000 | 2,277 |
Provision for loan and lease losses | $3,600,000 | 806 |
Total noninterest income | $459,000 | 4,524 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $312,000 | 3,405 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $147,000 | 4,986 |
Total noninterest expense | $5,564,000 | 2,544 |
Salaries and employee benefits | $2,910,000 | 2,609 |
Premises and equipment expense | $1,030,000 | 1,984 |
Additional noninterest expense | $1,624,000 | 2,583 |
Pre-tax net operating income | $-1,352,000 | 7,685 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $-538,000 | 7,899 |
Income before extraordinary items | $-814,000 | 7,414 |
Extraordinary gains, net | $0 | 31 |
Net income | $-814,000 | 7,412 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,257,000 | 611 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $-814,000 | 7,530 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $10,295,000 | 1,923 |
Total interest expense | $5,251,000 | 1,675 |
Net interest income | $5,044,000 | 2,205 |
Provision for loan and lease losses | $300,000 | 2,524 |
Total noninterest income | $355,000 | 4,253 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $237,000 | 3,125 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $118,000 | 4,762 |
Total noninterest expense | $3,671,000 | 2,572 |
Salaries and employee benefits | $1,924,000 | 2,663 |
Premises and equipment expense | $706,000 | 1,918 |
Additional noninterest expense | $1,041,000 | 2,656 |
Pre-tax net operating income | $1,428,000 | 2,304 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $496,000 | 1,616 |
Income before extraordinary items | $932,000 | 2,729 |
Extraordinary gains, net | $0 | 21 |
Net income | $932,000 | 2,728 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $190,000 | 2,288 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $932,000 | 2,674 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $5,194,000 | 1,955 |
Total interest expense | $2,705,000 | 1,740 |
Net interest income | $2,489,000 | 2,225 |
Provision for loan and lease losses | $150,000 | 2,123 |
Total noninterest income | $160,000 | 4,475 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $106,000 | 3,330 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $54,000 | 4,896 |
Total noninterest expense | $1,842,000 | 2,553 |
Salaries and employee benefits | $970,000 | 2,652 |
Premises and equipment expense | $339,000 | 2,007 |
Additional noninterest expense | $533,000 | 2,576 |
Pre-tax net operating income | $657,000 | 2,535 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $225,000 | 1,816 |
Income before extraordinary items | $432,000 | 3,014 |
Extraordinary gains, net | $0 | 15 |
Net income | $432,000 | 3,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $144,000 | 1,513 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $432,000 | 2,928 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $25,615,000 | 1,692 |
Total interest expense | $12,295,000 | 1,626 |
Net interest income | $13,320,000 | 1,696 |
Provision for loan and lease losses | $1,775,000 | 928 |
Total noninterest income | $859,000 | 3,857 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $544,000 | 2,870 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $315,000 | 4,146 |
Total noninterest expense | $7,857,000 | 2,326 |
Salaries and employee benefits | $4,307,000 | 2,340 |
Premises and equipment expense | $1,419,000 | 1,850 |
Additional noninterest expense | $2,131,000 | 2,514 |
Pre-tax net operating income | $4,547,000 | 1,787 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,731,000 | 1,270 |
Income before extraordinary items | $2,816,000 | 2,136 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,816,000 | 2,136 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,191,000 | 897 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $2,816,000 | 2,122 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $19,868,000 | 1,628 |
Total interest expense | $9,438,000 | 1,595 |
Net interest income | $10,430,000 | 1,630 |
Provision for loan and lease losses | $575,000 | 1,391 |
Total noninterest income | $664,000 | 3,799 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $422,000 | 2,790 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $242,000 | 4,148 |
Total noninterest expense | $6,064,000 | 2,245 |
Salaries and employee benefits | $3,355,000 | 2,247 |
Premises and equipment expense | $1,066,000 | 1,831 |
Additional noninterest expense | $1,643,000 | 2,415 |
Pre-tax net operating income | $4,455,000 | 1,522 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $1,672,000 | 1,121 |
Income before extraordinary items | $2,783,000 | 1,813 |
Extraordinary gains, net | $0 | 33 |
Net income | $2,783,000 | 1,812 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 2,207 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $2,783,000 | 1,799 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $13,358,000 | 1,633 |
Total interest expense | $6,344,000 | 1,594 |
Net interest income | $7,014,000 | 1,642 |
Provision for loan and lease losses | $175,000 | 2,387 |
Total noninterest income | $318,000 | 4,540 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $274,000 | 2,845 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $44,000 | 6,471 |
Total noninterest expense | $4,068,000 | 2,241 |
Salaries and employee benefits | $2,289,000 | 2,230 |
Premises and equipment expense | $711,000 | 1,845 |
Additional noninterest expense | $1,068,000 | 2,478 |
Pre-tax net operating income | $3,089,000 | 1,501 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $1,167,000 | 1,132 |
Income before extraordinary items | $1,922,000 | 1,798 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,922,000 | 1,798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $318,000 | 992 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,922,000 | 1,785 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $6,642,000 | 1,637 |
Total interest expense | $3,149,000 | 1,581 |
Net interest income | $3,493,000 | 1,645 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $227,000 | 3,753 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $128,000 | 2,938 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $99,000 | 3,787 |
Total noninterest expense | $2,012,000 | 2,278 |
Salaries and employee benefits | $1,162,000 | 2,216 |
Premises and equipment expense | $351,000 | 1,879 |
Additional noninterest expense | $499,000 | 2,625 |
Pre-tax net operating income | $1,708,000 | 1,374 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $646,000 | 1,043 |
Income before extraordinary items | $1,062,000 | 1,619 |
Extraordinary gains, net | $0 | 22 |
Net income | $1,062,000 | 1,619 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $218,000 | 694 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $1,062,000 | 1,608 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $25,376,000 | 1,591 |
Total interest expense | $10,953,000 | 1,545 |
Net interest income | $14,423,000 | 1,593 |
Provision for loan and lease losses | $335,000 | 2,587 |
Total noninterest income | $1,154,000 | 3,205 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $664,000 | 2,481 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $490,000 | 3,374 |
Total noninterest expense | $7,868,000 | 2,244 |
Salaries and employee benefits | $4,190,000 | 2,344 |
Premises and equipment expense | $1,378,000 | 1,826 |
Additional noninterest expense | $2,300,000 | 2,262 |
Pre-tax net operating income | $7,374,000 | 1,341 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $2,786,000 | 1,004 |
Income before extraordinary items | $4,588,000 | 1,577 |
Extraordinary gains, net | $0 | 51 |
Net income | $4,588,000 | 1,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $93,000 | 3,250 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $4,588,000 | 1,564 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $18,699,000 | 1,594 |
Total interest expense | $7,781,000 | 1,581 |
Net interest income | $10,918,000 | 1,590 |
Provision for loan and lease losses | $345,000 | 1,926 |
Total noninterest income | $844,000 | 3,281 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $514,000 | 2,424 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $330,000 | 3,566 |
Total noninterest expense | $5,778,000 | 2,290 |
Salaries and employee benefits | $3,076,000 | 2,391 |
Premises and equipment expense | $1,030,000 | 1,834 |
Additional noninterest expense | $1,672,000 | 2,312 |
Pre-tax net operating income | $5,639,000 | 1,356 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $2,117,000 | 1,048 |
Income before extraordinary items | $3,522,000 | 1,573 |
Extraordinary gains, net | $0 | 45 |
Net income | $3,522,000 | 1,574 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $115,000 | 2,145 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $3,522,000 | 1,554 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $11,901,000 | 1,634 |
Total interest expense | $4,655,000 | 1,670 |
Net interest income | $7,246,000 | 1,600 |
Provision for loan and lease losses | $180,000 | 2,262 |
Total noninterest income | $561,000 | 3,256 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $344,000 | 2,386 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $217,000 | 3,589 |
Total noninterest expense | $3,824,000 | 2,313 |
Salaries and employee benefits | $1,985,000 | 2,457 |
Premises and equipment expense | $687,000 | 1,836 |
Additional noninterest expense | $1,152,000 | 2,256 |
Pre-tax net operating income | $3,803,000 | 1,335 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $1,455,000 | 1,026 |
Income before extraordinary items | $2,348,000 | 1,571 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,348,000 | 1,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $109,000 | 1,628 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $2,348,000 | 1,557 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $5,689,000 | 1,675 |
Total interest expense | $2,080,000 | 1,759 |
Net interest income | $3,609,000 | 1,585 |
Provision for loan and lease losses | $90,000 | 2,132 |
Total noninterest income | $301,000 | 3,084 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $182,000 | 2,208 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $119,000 | 3,396 |
Total noninterest expense | $1,827,000 | 2,425 |
Salaries and employee benefits | $971,000 | 2,509 |
Premises and equipment expense | $323,000 | 1,959 |
Additional noninterest expense | $533,000 | 2,409 |
Pre-tax net operating income | $1,993,000 | 1,233 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $740,000 | 1,001 |
Income before extraordinary items | $1,253,000 | 1,454 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,253,000 | 1,453 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $1,253,000 | 1,431 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $16,955,000 | 1,975 |
Total interest expense | $5,180,000 | 2,130 |
Net interest income | $11,775,000 | 1,872 |
Provision for loan and lease losses | $250,000 | 3,152 |
Total noninterest income | $1,686,000 | 2,491 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $820,000 | 2,070 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $866,000 | 2,423 |
Total noninterest expense | $5,977,000 | 2,760 |
Salaries and employee benefits | $3,117,000 | 2,879 |
Premises and equipment expense | $1,018,000 | 2,328 |
Additional noninterest expense | $1,842,000 | 2,705 |
Pre-tax net operating income | $7,234,000 | 1,328 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $2,730,000 | 1,045 |
Income before extraordinary items | $4,504,000 | 1,561 |
Extraordinary gains, net | $0 | 46 |
Net income | $4,504,000 | 1,561 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 3,900 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $4,504,000 | 1,535 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $11,888,000 | 2,054 |
Total interest expense | $3,536,000 | 2,193 |
Net interest income | $8,352,000 | 1,980 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $937,000 | 3,044 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $617,000 | 2,053 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $320,000 | 3,688 |
Total noninterest expense | $4,219,000 | 2,881 |
Salaries and employee benefits | $2,235,000 | 2,952 |
Premises and equipment expense | $771,000 | 2,296 |
Additional noninterest expense | $1,213,000 | 3,014 |
Pre-tax net operating income | $5,070,000 | 1,412 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $1,898,000 | 1,124 |
Income before extraordinary items | $3,172,000 | 1,661 |
Extraordinary gains, net | $0 | 35 |
Net income | $3,172,000 | 1,663 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 2,817 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $3,172,000 | 1,625 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $7,616,000 | 2,068 |
Total interest expense | $2,180,000 | 2,242 |
Net interest income | $5,436,000 | 2,000 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $623,000 | 3,008 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $430,000 | 1,953 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $193,000 | 3,817 |
Total noninterest expense | $2,812,000 | 2,871 |
Salaries and employee benefits | $1,477,000 | 2,967 |
Premises and equipment expense | $506,000 | 2,306 |
Additional noninterest expense | $829,000 | 2,921 |
Pre-tax net operating income | $3,247,000 | 1,440 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $1,238,000 | 1,127 |
Income before extraordinary items | $2,009,000 | 1,703 |
Extraordinary gains, net | $0 | 30 |
Net income | $2,009,000 | 1,703 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $46,000 | 2,825 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $2,009,000 | 1,675 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $3,758,000 | 2,055 |
Total interest expense | $999,000 | 2,336 |
Net interest income | $2,759,000 | 1,950 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $325,000 | 2,870 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $221,000 | 1,838 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $104,000 | 3,652 |
Total noninterest expense | $1,385,000 | 2,908 |
Salaries and employee benefits | $755,000 | 2,911 |
Premises and equipment expense | $243,000 | 2,414 |
Additional noninterest expense | $387,000 | 3,106 |
Pre-tax net operating income | $1,699,000 | 1,350 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $653,000 | 1,063 |
Income before extraordinary items | $1,046,000 | 1,594 |
Extraordinary gains, net | $0 | 24 |
Net income | $1,046,000 | 1,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,481 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $1,046,000 | 1,577 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $13,238,000 | 2,170 |
Total interest expense | $3,420,000 | 2,354 |
Net interest income | $9,818,000 | 2,071 |
Provision for loan and lease losses | $335,000 | 2,700 |
Total noninterest income | $1,808,000 | 2,361 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $942,000 | 1,859 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $866,000 | 2,359 |
Total noninterest expense | $5,799,000 | 2,734 |
Salaries and employee benefits | $2,965,000 | 2,869 |
Premises and equipment expense | $929,000 | 2,452 |
Additional noninterest expense | $1,905,000 | 2,528 |
Pre-tax net operating income | $5,492,000 | 1,551 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $2,035,000 | 1,250 |
Income before extraordinary items | $3,457,000 | 1,830 |
Extraordinary gains, net | $0 | 34 |
Net income | $3,457,000 | 1,830 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $379,000 | 1,659 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $3,457,000 | 1,793 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $9,916,000 | 2,148 |
Total interest expense | $2,479,000 | 2,379 |
Net interest income | $7,437,000 | 2,022 |
Provision for loan and lease losses | $585,000 | 1,260 |
Total noninterest income | $1,433,000 | 2,282 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $667,000 | 1,969 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $766,000 | 2,131 |
Total noninterest expense | $4,393,000 | 2,679 |
Salaries and employee benefits | $2,233,000 | 2,830 |
Premises and equipment expense | $680,000 | 2,484 |
Additional noninterest expense | $1,480,000 | 2,422 |
Pre-tax net operating income | $3,892,000 | 1,654 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $1,440,000 | 1,326 |
Income before extraordinary items | $2,452,000 | 1,935 |
Extraordinary gains, net | $0 | 26 |
Net income | $2,452,000 | 1,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $457,000 | 1,039 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $2,452,000 | 1,884 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $6,621,000 | 2,116 |
Total interest expense | $1,586,000 | 2,446 |
Net interest income | $5,035,000 | 1,976 |
Provision for loan and lease losses | $390,000 | 1,260 |
Total noninterest income | $643,000 | 3,022 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $430,000 | 2,007 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $213,000 | 3,623 |
Total noninterest expense | $2,862,000 | 2,740 |
Salaries and employee benefits | $1,507,000 | 2,817 |
Premises and equipment expense | $445,000 | 2,533 |
Additional noninterest expense | $910,000 | 2,597 |
Pre-tax net operating income | $2,426,000 | 1,739 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $874,000 | 1,432 |
Income before extraordinary items | $1,552,000 | 2,020 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,552,000 | 2,021 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $303,000 | 1,032 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,552,000 | 1,965 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $3,244,000 | 2,157 |
Total interest expense | $814,000 | 2,403 |
Net interest income | $2,430,000 | 2,059 |
Provision for loan and lease losses | $195,000 | 1,177 |
Total noninterest income | $300,000 | 3,111 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $200,000 | 2,085 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $100,000 | 3,719 |
Total noninterest expense | $1,399,000 | 2,808 |
Salaries and employee benefits | $766,000 | 2,802 |
Premises and equipment expense | $222,000 | 2,543 |
Additional noninterest expense | $411,000 | 2,837 |
Pre-tax net operating income | $1,136,000 | 1,808 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $371,000 | 1,666 |
Income before extraordinary items | $765,000 | 2,020 |
Extraordinary gains, net | $0 | 16 |
Net income | $765,000 | 2,020 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 937 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $765,000 | 1,942 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $12,968,000 | 2,206 |
Total interest expense | $4,166,000 | 2,134 |
Net interest income | $8,802,000 | 2,202 |
Provision for loan and lease losses | $855,000 | 1,377 |
Total noninterest income | $1,460,000 | 2,905 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $838,000 | 2,044 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $622,000 | 3,183 |
Total noninterest expense | $5,686,000 | 2,731 |
Salaries and employee benefits | $3,053,000 | 2,723 |
Premises and equipment expense | $850,000 | 2,609 |
Additional noninterest expense | $1,783,000 | 2,660 |
Pre-tax net operating income | $3,721,000 | 2,095 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $1,416,000 | 1,702 |
Income before extraordinary items | $2,305,000 | 2,551 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,305,000 | 2,554 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $589,000 | 1,410 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $2,305,000 | 2,432 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $9,870,000 | 2,203 |
Total interest expense | $3,257,000 | 2,136 |
Net interest income | $6,613,000 | 2,204 |
Provision for loan and lease losses | $555,000 | 1,515 |
Total noninterest income | $1,129,000 | 2,901 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $625,000 | 2,068 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $504,000 | 3,122 |
Total noninterest expense | $4,231,000 | 2,752 |
Salaries and employee benefits | $2,314,000 | 2,713 |
Premises and equipment expense | $628,000 | 2,658 |
Additional noninterest expense | $1,289,000 | 2,719 |
Pre-tax net operating income | $2,956,000 | 2,074 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $1,126,000 | 1,683 |
Income before extraordinary items | $1,830,000 | 2,523 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,830,000 | 2,521 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $380,000 | 1,446 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,830,000 | 2,389 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $6,639,000 | 2,193 |
Total interest expense | $2,244,000 | 2,136 |
Net interest income | $4,395,000 | 2,214 |
Provision for loan and lease losses | $325,000 | 1,685 |
Total noninterest income | $713,000 | 2,968 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $408,000 | 2,064 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $305,000 | 3,261 |
Total noninterest expense | $2,832,000 | 2,738 |
Salaries and employee benefits | $1,562,000 | 2,685 |
Premises and equipment expense | $418,000 | 2,668 |
Additional noninterest expense | $852,000 | 2,728 |
Pre-tax net operating income | $1,951,000 | 2,086 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $735,000 | 1,744 |
Income before extraordinary items | $1,216,000 | 2,546 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,216,000 | 2,544 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $103,000 | 2,460 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,216,000 | 2,391 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $3,345,000 | 2,194 |
Total interest expense | $1,151,000 | 2,126 |
Net interest income | $2,194,000 | 2,225 |
Provision for loan and lease losses | $195,000 | 1,399 |
Total noninterest income | $353,000 | 2,902 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $188,000 | 2,130 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $165,000 | 3,042 |
Total noninterest expense | $1,412,000 | 2,733 |
Salaries and employee benefits | $774,000 | 2,687 |
Premises and equipment expense | $217,000 | 2,575 |
Additional noninterest expense | $421,000 | 2,728 |
Pre-tax net operating income | $940,000 | 2,155 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $320,000 | 1,962 |
Income before extraordinary items | $620,000 | 2,459 |
Extraordinary gains, net | $0 | 21 |
Net income | $620,000 | 2,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 1,835 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $620,000 | 2,324 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $14,610,000 | 2,100 |
Total interest expense | $5,855,000 | 1,939 |
Net interest income | $8,755,000 | 2,211 |
Provision for loan and lease losses | $1,204,000 | 1,127 |
Total noninterest income | $1,323,000 | 2,868 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $833,000 | 1,932 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $490,000 | 3,319 |
Total noninterest expense | $5,525,000 | 2,673 |
Salaries and employee benefits | $2,907,000 | 2,707 |
Premises and equipment expense | $895,000 | 2,424 |
Additional noninterest expense | $1,723,000 | 2,636 |
Pre-tax net operating income | $3,349,000 | 2,286 |
Securities gains (losses) | $1,000 | 4,369 |
Applicable income taxes | $1,165,000 | 1,975 |
Income before extraordinary items | $2,185,000 | 2,625 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,185,000 | 2,624 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $972,000 | 994 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $2,184,350 | 2,534 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $16,691,000 | 2,058 |
Total interest expense | $9,014,000 | 1,806 |
Net interest income | $7,677,000 | 2,335 |
Provision for loan and lease losses | $645,000 | 1,789 |
Total noninterest income | $1,448,000 | 2,584 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $868,000 | 1,752 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $580,000 | 2,892 |
Total noninterest expense | $5,588,000 | 2,531 |
Salaries and employee benefits | $2,753,000 | 2,712 |
Premises and equipment expense | $970,000 | 2,206 |
Additional noninterest expense | $1,865,000 | 2,397 |
Pre-tax net operating income | $2,892,000 | 2,341 |
Securities gains (losses) | $-117,000 | 9,509 |
Applicable income taxes | $1,070,000 | 1,974 |
Income before extraordinary items | $1,705,000 | 2,925 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,705,000 | 2,927 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 3,704 |
Cash dividends | $60,000 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,779,880 | 2,736 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $14,932,000 | 2,344 |
Total interest expense | $8,878,000 | 1,947 |
Net interest income | $6,054,000 | 2,911 |
Provision for loan and lease losses | $511,000 | 1,833 |
Total noninterest income | $1,195,000 | 2,766 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $753,000 | 1,853 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $442,000 | 3,151 |
Total noninterest expense | $5,038,000 | 2,697 |
Salaries and employee benefits | $2,552,000 | 2,784 |
Premises and equipment expense | $679,000 | 2,945 |
Additional noninterest expense | $1,807,000 | 2,371 |
Pre-tax net operating income | $1,700,000 | 3,712 |
Securities gains (losses) | $-75,000 | 9,336 |
Applicable income taxes | $499,000 | 3,491 |
Income before extraordinary items | $1,126,000 | 4,035 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,126,000 | 4,037 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $198,000 | 2,412 |
Cash dividends | $65,000 | 6,264 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,177,750 | 3,898 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $11,277,000 | 2,866 |
Total interest expense | $5,995,000 | 2,462 |
Net interest income | $5,282,000 | 3,288 |
Provision for loan and lease losses | $499,000 | 1,779 |
Total noninterest income | $1,122,000 | 2,836 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $696,000 | 1,912 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $426,000 | 3,275 |
Total noninterest expense | $4,705,000 | 2,873 |
Salaries and employee benefits | $2,387,000 | 2,934 |
Premises and equipment expense | $594,000 | 3,288 |
Additional noninterest expense | $1,724,000 | 2,514 |
Pre-tax net operating income | $1,200,000 | 4,771 |
Securities gains (losses) | $1,000 | 2,805 |
Applicable income taxes | $421,000 | 4,027 |
Income before extraordinary items | $780,000 | 5,163 |
Extraordinary gains, net | $0 | 35 |
Net income | $780,000 | 5,162 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $273,000 | 1,953 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $779,350 | 5,133 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,684,000 | 6,768 |
Total interest expense | $1,969,000 | 6,239 |
Net interest income | $1,715,000 | 7,259 |
Provision for loan and lease losses | $295,000 | 2,683 |
Total noninterest income | $345,000 | 6,052 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $225,000 | 4,809 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 6,209 |
Total noninterest expense | $1,271,000 | 7,349 |
Salaries and employee benefits | $620,000 | 7,642 |
Premises and equipment expense | $145,000 | 7,766 |
Additional noninterest expense | $506,000 | 6,390 |
Pre-tax net operating income | $494,000 | 7,400 |
Securities gains (losses) | $-4,000 | 10,023 |
Applicable income taxes | $140,000 | 6,978 |
Income before extraordinary items | $350,000 | 7,533 |
Extraordinary gains, net | $0 | 32 |
Net income | $350,000 | 7,533 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $252,000 | 2,095 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $352,840 | 7,433 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,965,000 | 5,833 |
Total interest expense | $2,558,000 | 5,327 |
Net interest income | $2,407,000 | 6,207 |
Provision for loan and lease losses | $96,000 | 5,266 |
Total noninterest income | $384,000 | 5,854 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $278,000 | 4,304 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $106,000 | 6,624 |
Total noninterest expense | $1,575,000 | 6,596 |
Salaries and employee benefits | $884,000 | 6,376 |
Premises and equipment expense | $203,000 | 6,789 |
Additional noninterest expense | $488,000 | 6,606 |
Pre-tax net operating income | $1,120,000 | 5,463 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $364,000 | 5,178 |
Income before extraordinary items | $756,000 | 5,646 |
Extraordinary gains, net | $0 | 44 |
Net income | $756,000 | 5,649 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $73,000 | 4,419 |
Cash dividends | $225,000 | 5,132 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $756,000 | 5,605 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,606,000 | 6,283 |
Total interest expense | $2,358,000 | 5,737 |
Net interest income | $2,248,000 | 6,664 |
Provision for loan and lease losses | $82,000 | 5,565 |
Total noninterest income | $392,000 | 6,006 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $274,000 | 4,504 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $118,000 | 6,646 |
Total noninterest expense | $1,560,000 | 6,948 |
Salaries and employee benefits | $830,000 | 6,832 |
Premises and equipment expense | $213,000 | 6,804 |
Additional noninterest expense | $517,000 | 6,923 |
Pre-tax net operating income | $998,000 | 5,745 |
Securities gains (losses) | $-11,000 | 10,330 |
Applicable income taxes | $300,000 | 5,830 |
Income before extraordinary items | $687,000 | 5,816 |
Extraordinary gains, net | $0 | 53 |
Net income | $687,000 | 5,817 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $71,000 | 4,609 |
Cash dividends | $155,000 | 5,923 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $694,700 | 5,726 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,075,000 | 6,902 |
Total interest expense | $2,035,000 | 6,385 |
Net interest income | $2,040,000 | 7,215 |
Provision for loan and lease losses | $97,000 | 4,705 |
Total noninterest income | $343,000 | 6,558 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $241,000 | 5,062 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $102,000 | 7,172 |
Total noninterest expense | $1,524,000 | 7,192 |
Salaries and employee benefits | $793,000 | 7,139 |
Premises and equipment expense | $203,000 | 7,129 |
Additional noninterest expense | $528,000 | 7,049 |
Pre-tax net operating income | $762,000 | 6,995 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $232,000 | 6,930 |
Income before extraordinary items | $530,000 | 7,030 |
Extraordinary gains, net | $0 | 65 |
Net income | $530,000 | 7,029 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $49,000 | 5,173 |
Cash dividends | $135,000 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $530,000 | 7,010 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,199,000 | 7,761 |
Total interest expense | $1,299,000 | 7,553 |
Net interest income | $1,900,000 | 7,803 |
Provision for loan and lease losses | $89,000 | 4,852 |
Total noninterest income | $339,000 | 6,791 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $228,000 | 5,375 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $111,000 | 7,194 |
Total noninterest expense | $1,470,000 | 7,694 |
Salaries and employee benefits | $769,000 | 7,387 |
Premises and equipment expense | $171,000 | 8,060 |
Additional noninterest expense | $530,000 | 7,597 |
Pre-tax net operating income | $680,000 | 7,518 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $217,000 | 7,062 |
Income before extraordinary items | $463,000 | 7,592 |
Extraordinary gains, net | $0 | 249 |
Net income | $463,000 | 7,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 7,012 |
Cash dividends | $140,000 | 6,251 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $463,000 | 7,644 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,778,000 | 8,700 |
Total interest expense | $1,081,000 | 8,759 |
Net interest income | $1,697,000 | 8,502 |
Provision for loan and lease losses | $125,000 | 5,103 |
Total noninterest income | $307,000 | 7,571 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $211,000 | 5,764 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $96,000 | 8,002 |
Total noninterest expense | $1,256,000 | 8,669 |
Salaries and employee benefits | $616,000 | 8,665 |
Premises and equipment expense | $130,000 | 9,470 |
Additional noninterest expense | $510,000 | 8,110 |
Pre-tax net operating income | $623,000 | 7,792 |
Securities gains (losses) | $53,000 | 3,314 |
Applicable income taxes | $213,000 | 7,377 |
Income before extraordinary items | $463,000 | 7,862 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $463,000 | 8,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $104,000 | 4,468 |
Cash dividends | $135,000 | 6,315 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $426,960 | 7,898 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,822,000 | 9,283 |
Total interest expense | $1,232,000 | 9,488 |
Net interest income | $1,590,000 | 8,979 |
Provision for loan and lease losses | $169,000 | 5,776 |
Total noninterest income | $253,000 | 8,443 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $194,000 | 6,110 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 9,852 |
Total noninterest expense | $1,096,000 | 9,531 |
Salaries and employee benefits | $585,000 | 8,950 |
Premises and equipment expense | $126,000 | 9,817 |
Additional noninterest expense | $385,000 | 9,756 |
Pre-tax net operating income | $578,000 | 7,876 |
Securities gains (losses) | $18,000 | 5,726 |
Applicable income taxes | $252,000 | 6,625 |
Income before extraordinary items | $344,000 | 8,783 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $344,000 | 8,922 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $165,000 | 4,664 |
Cash dividends | $120,000 | 6,190 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $332,480 | 8,547 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.