Home > Chambers Bank > Net charge- offs to loans
Chambers Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8507% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8507% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5864% | 945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5864% | 886 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0161% | 4,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 4,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0997% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1030% | 4,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0355% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0240% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0240% | 2,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0485% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1986% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2045% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0943% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1418% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1418% | 4,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 4,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1065% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.5100% | 4,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1408% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2593% | 1,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1438% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1433% | 4,633 |
| Percentage Net Loans Charged-off:Construction & development | -0.6943% | 4,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 3,690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1874% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2297% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2297% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,257 |
| Percentage Net Loans Charged-off:Construction & development | -0.1805% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3107% | 4,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1080% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1080% | 1,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5928% | 4,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1658% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1658% | 1,293 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0363% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 3,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 3,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1396% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1396% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0491% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0881% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5102% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5102% | 656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.2551% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0476% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 4,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0739% | 2,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0739% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0257% | 4,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 4,424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 4,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0277% | 4,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0277% | 4,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0812% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1100% | 4,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1100% | 4,384 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 1,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2962% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0819% | 4,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0829% | 4,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0596% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1114% | 4,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1114% | 4,669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 449 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3723% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1176% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1189% | 4,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0541% | 4,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 4,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2112% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2541% | 257 |
| Percentage Net Loans Charged-off:Construction & development | -0.0375% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5512% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2991% | 4,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2991% | 4,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4647% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4862% | 120 |
| Percentage Net Loans Charged-off:Construction & development | -0.0424% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0833% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0681% | 4,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0689% | 4,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3750% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6076% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6076% | 5,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.4607% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1467% | 2,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1467% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 3,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.2172% | 4,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1867% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1909% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1666% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1666% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0142% | 4,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.3067% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1970% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1660% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1660% | 2,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0590% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1713% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1645% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1645% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.8417% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 2,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 3,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 3,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 4,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0525% | 3,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0525% | 3,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0492% | 4,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 4,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0102% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 4,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0535% | 4,874 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 985 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1565% | 5,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1565% | 5,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4746% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.2324% | 5,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5203% | 102 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0901% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0754% | 5,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5407% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2536% | 459 |
| Percentage Net Loans Charged-off:Construction & development | -0.2964% | 5,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8898% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1966% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2010% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0078% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1495% | 5,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1495% | 5,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6116% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3990% | 293 |
| Percentage Net Loans Charged-off:Construction & development | -0.4298% | 5,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5006% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3112% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3178% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4255% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2268% | 5,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2268% | 5,363 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9330% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8113% | 123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0598% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1111% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0231% | 5,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 5,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0370% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0756% | 4,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0756% | 4,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2368% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.5318% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2990% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9082% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1852% | 2,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0607% | 1,916 |
| Percentage Net Loans Charged-off:Construction & development | -0.7668% | 5,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4044% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0472% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 2,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2217% | 2,230 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 5,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1196% | 5,873 |
| Percentage Net Loans Charged-off:Construction & development | -1.0936% | 5,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0853% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4306% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4306% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0169% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 5,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.1781% | 5,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 5,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 5,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 4,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8512% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8512% | 780 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3715% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2603% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.1720% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7723% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6088% | 6,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6106% | 6,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9825% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8138% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8645% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4862% | 5,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | -1.3443% | 5,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0380% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8014% | 6,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8039% | 6,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3130% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1063% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 2,917 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.0294% | 5,905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5550% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6118% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 0.1984% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5760% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8020% | 6,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8043% | 6,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4587% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1337% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1381% | 2,541 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5046% | 5,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6638% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6655% | 412 |
| Percentage Net Loans Charged-off:Construction & development | -0.1368% | 5,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0819% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8360% | 6,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8410% | 6,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0228% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0862% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3898% | 5,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4622% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8072% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 7.3558% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4679% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 5,142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 3,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 3,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1728% | 5,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1924% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6894% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2912% | 6,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9083% | 211 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3759% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 9.6001% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9799% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0070% | 5,205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2124% | 2,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2137% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2222% | 5,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5849% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6009% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5423% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5494% | 6,142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7613% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4666% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 13.8507% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8502% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 5,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2805% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3224% | 6,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2172% | 2,602 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8241% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1630% | 2,673 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9496% | 6,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0061% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2049% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 24.5175% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2317% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0225% | 5,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3409% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3440% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 5,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1066% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6241% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0215% | 2,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7056% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8154% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 1.6287% | 1,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 6,537 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 5,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6957% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3223% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6879% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2946% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2088% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2100% | 3,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5814% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6404% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 1.1647% | 1,311 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 6,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4159% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4194% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3873% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0451% | 5,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0451% | 5,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6735% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8093% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 1.2100% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 6,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1904% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1952% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1626% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0333% | 5,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0333% | 5,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0379% | 999 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2222% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 1.3175% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1190% | 6,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2409% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2507% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3378% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1301% | 5,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1301% | 5,879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6829% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1230% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 5.5746% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 2,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1387% | 581 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7442% | 1,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7467% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 6,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0639% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0617% | 4,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9978% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2569% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 2.7277% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2814% | 2,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6115% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7742% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7771% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0867% | 4,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0827% | 4,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0784% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3529% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 2.4226% | 1,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4278% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4837% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1702% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1752% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 3,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0961% | 3,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0897% | 3,591 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5576% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7581% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 1.9414% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,861 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0587% | 5,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3476% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3493% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2368% | 6,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2555% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2295% | 2,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5893% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6282% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 7.0871% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8403% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8649% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.4360% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4698% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8833% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1865% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0369% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0401% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 8.5173% | 660 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9744% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9465% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9315% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9781% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6701% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2066% | 4,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.5024% | 50 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.2621% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 12.8649% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.6161% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1876% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2050% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.6546% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0489% | 4,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4299% | 2,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2705% | 2,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.1626% | 1,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7963% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0050% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0133% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2292% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6476% | 3,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5412% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.4511% | 2,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0791% | 2,970 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.1010% | 6,174 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3077% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3222% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4000% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7081% | 7,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1102% | 6,858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2387% | 7,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3031% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 7,326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2256% | 7,813 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.5208% | 6,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5315% | 7,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5348% | 7,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1746% | 3,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7706% | 7,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5542% | 8,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6402% | 8,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 7,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3332% | 7,904 |
| Percentage Net Loans Charged-off: Multi-family residential | -11.2117% | 6,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7520% | 8,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7571% | 7,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1835% | 7,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3932% | 8,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4308% | 8,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 7,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7744% | 7,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.5522% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5641% | 8,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4308% | 8,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6255% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7402% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 1.0032% | 1,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 2,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1686% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 2,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1318% | 7,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0581% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0808% | 6,984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5459% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6549% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.8273% | 1,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9020% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2363% | 8,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2399% | 8,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1679% | 7,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0823% | 5,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0469% | 6,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 2,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0595% | 1,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0562% | 8,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0571% | 8,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2603% | 7,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0326% | 6,844 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0861% | 8,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 8,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 6,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0605% | 6,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0557% | 6,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6341% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 1.4545% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 3,293 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4127% | 8,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0422% | 7,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1002% | 8,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1003% | 8,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.2275% | 7,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0954% | 8,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0979% | 8,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5497% | 8,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0377% | 6,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 7,400 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1212% | 8,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1242% | 8,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3834% | 7,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0294% | 6,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 6,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 8,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 7,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6144% | 8,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 5,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1127% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1153% | 1,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0792% | 7,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5802% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 7,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 7,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 7,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 7,102 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0290% | 7,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2203% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 7,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 8,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0900% | 8,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1174% | 7,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0865% | 7,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0453% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0397% | 7,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1623% | 8,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1655% | 8,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2438% | 7,726 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2560% | 7,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0821% | 7,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 5,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.2639% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2123% | 8,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2158% | 8,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 7,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2021% | 8,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0868% | 7,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 4,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.3728% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4800% | 8,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4875% | 8,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 7,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0724% | 7,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0408% | 7,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0364% | 8,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0931% | 7,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1051% | 8,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1066% | 8,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1162% | 7,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1806% | 7,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0675% | 7,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 8,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.1775% | 7,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1315% | 8,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1332% | 8,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0430% | 7,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3860% | 8,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 8,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | -0.0904% | 7,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1054% | 8,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1066% | 8,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1620% | 7,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4301% | 8,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2112% | 1,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0940% | 8,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0931% | 8,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.1252% | 7,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 8,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2377% | 8,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2404% | 8,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1537% | 7,751 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3616% | 8,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2169% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1229% | 8,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1115% | 8,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.1999% | 7,942 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 8,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4156% | 8,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4203% | 8,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1751% | 7,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5795% | 8,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1720% | 8,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1685% | 8,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 8,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9796% | 8,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9912% | 8,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1593% | 7,723 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5160% | 8,383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5881% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4413% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.2174% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5251% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0758% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5050% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5187% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9819% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9236% | 2,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1795% | 7,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3480% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2179% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1803% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1062% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4963% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5114% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0305% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1987% | 1,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2733% | 7,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4844% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3146% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2254% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1582% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7418% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7681% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5747% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8669% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7598% | 7,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4824% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3364% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2178% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7439% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7760% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8547% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8278% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6220% | 7,937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2662% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2314% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7463% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1013% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2931% | 1,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1959% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3191% | 567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4109% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1311% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8891% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2845% | 8,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2731% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0459% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0465% | 24 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5178% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1934% | 9,945 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7429% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0585% | 10,172 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 7,870 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 9,904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3485% | 12,193 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 11,109 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1501% | 13,195 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |