| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0862% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 6,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0827% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4893% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0783% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 8,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0080% | 6,206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0653% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1549% | 1,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4493% | 2,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0761% | 2,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 8,164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 6,159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1888% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4227% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0612% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,055 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 6,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4089% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3775% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0616% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 2,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0505% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4765% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3583% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0650% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7525% | 1,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3599% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0878% | 2,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5348% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4180% | 2,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0347% | 5,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0199% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 8,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0059% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0636% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4047% | 8,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3610% | 4,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0390% | 4,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 8,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0092% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0688% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3068% | 8,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3695% | 4,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0669% | 3,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 8,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0143% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0910% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0955% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4118% | 3,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0794% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0303% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0409% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 1,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5425% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1217% | 4,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 3,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0993% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 3,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4070% | 2,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6856% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3414% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1374% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 2,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6021% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8138% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4655% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0968% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 8,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0970% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 3,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9892% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5599% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0922% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 8,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0874% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 7,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1318% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3948% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1262% | 4,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1061% | 8,836 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0303% | 6,547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 3,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0707% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 8,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4077% | 3,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5491% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6189% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1525% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0543% | 8,953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0131% | 6,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 3,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0138% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 3,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8767% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5486% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5108% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1619% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0454% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2576% | 1,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5332% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8378% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2560% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2362% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0741% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0680% | 1,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0497% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3557% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4425% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7244% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2718% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1739% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2153% | 1,343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1000% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2294% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4157% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9487% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3719% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1656% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1326% | 1,332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1988% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2893% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1885% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2873% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8304% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0914% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6351% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4798% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4156% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3203% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3999% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6349% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3694% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0487% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4334% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8146% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6644% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4729% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2918% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0619% | 1,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4933% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5995% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4746% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0021% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3020% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2577% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0448% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7078% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5510% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3445% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6136% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1497% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5059% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0663% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6397% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4047% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1568% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6543% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3295% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8708% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5820% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8522% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5363% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9192% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3844% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2475% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9488% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3862% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7522% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5772% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3288% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6524% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2870% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1973% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1244% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3809% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
