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CFS Bank, Assets and Liabilities

2000-12-31Rank
# of Employees:642267
Assets and Liabilities
Total Assets:$2,708,529,000243
Cash and due from depository institutions$81,573,000267
Interest-bearing balances$06,829
Securities$305,971,000401
Federal funds sold & reverse repurchase agreements$8,000,0001,512
Net loans & leases$2,181,088,000211
Loan loss allowance$17,752,000310
Trading account assets$0175
Bank premises and fixed assets$31,449,000250
Other real estate owned$551,000267
Goodwill and other intangibles$432,0001,923
All other assets$99,465,000226
Life insurance assets$01
Total liabilities and capital$2,708,529,000243
Total liabilities$2,559,934,000242
Total deposits$2,110,714,000216
Interest-bearing deposits$2,012,914,000203
Deposits held in domestic offices$2,110,714,000212
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$419,500,000199
Subordinated debt$0239
All other liabilities$29,720,000321
Total equity capital$148,595,000378
Total bank equity capital$148,595,000378
Perpetual preferred stock$0178
Common stock$09,055
Surplus$74,932,000339
Undivided profits$73,663,000358
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,073,000536
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$14,070,000241
Earning assets$2,495,059,000240
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$2,917,588,800229
Average Assets, quarterly$2,838,735,000239
Volatile liabilities$718,920,000258
Insider loans$12,964,000312
FHLB advances$419,500,00050
Loans and leases held for sale$01,442
Unused loan commitments$161,369,000514
Tier 1 (core) risk-based capital$170,518,000313
Tier 2 risk-based capital$16,322,000329
Total risk weighted assets$1,377,389,000313
Total unused commitments$161,369,000515
Derivatives$0481
1999-12-31Rank
# of Employees:1,041189
Assets and Liabilities
Total Assets:$2,981,766,000230
Cash and due from depository institutions$41,568,000189
Interest-bearing balances$06,854
Securities$936,845,000184
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$1,872,837,000229
Loan loss allowance$16,628,000336
Trading account assets$0165
Bank premises and fixed assets$35,851,000217
Other real estate owned$326,000189
Goodwill and other intangibles$4,015,000728
All other assets$90,324,000222
Life insurance assets$01
Total liabilities and capital$2,981,766,000230
Total liabilities$2,834,738,000224
Total deposits$2,091,843,000217
Interest-bearing deposits$1,966,439,000206
Deposits held in domestic offices$2,091,843,000214
% insured0.00%1
Federal funds purchased & repurchase agreements$160,786,000267
Trading liabilities$065
Other borrowed funds$538,162,000175
Subordinated debt$0242
All other liabilities$43,947,000253
Total equity capital$147,028,000354
Total bank equity capital$147,028,000354
Perpetual preferred stock$0193
Common stock$1,0009,132
Surplus$73,518,000346
Undivided profits$73,509,000338
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,993,000408
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$8,901,000296
Earning assets$2,809,682,000225
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$2,745,662,200235
Average Assets, quarterly$2,967,069,500225
Volatile liabilities$968,459,000210
Insider loans$13,360,000296
FHLB advances$537,000,00038
Loans and leases held for sale$01,487
Unused loan commitments$279,277,000375
Tier 1 (core) risk-based capital$168,926,000303
Tier 2 risk-based capital$16,628,000326
Total risk weighted assets$1,558,837,000285
Total unused commitments$279,277,000376
Derivatives$0488
1998-12-31Rank
# of Employees:974198
Assets and Liabilities
Total Assets:$2,410,947,000266
Cash and due from depository institutions$43,069,000198
Interest-bearing balances$06,728
Securities$887,685,000178
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$1,350,890,000281
Loan loss allowance$13,862,000365
Trading account assets$0197
Bank premises and fixed assets$39,190,000201
Other real estate owned$200,000198
Goodwill and other intangibles$4,642,000613
All other assets$85,271,000213
Life insurance assets$01
Total liabilities and capital$2,410,947,000266
Total liabilities$2,273,730,000260
Total deposits$1,731,983,000247
Interest-bearing deposits$1,639,090,000233
Deposits held in domestic offices$1,731,983,000243
% insured0.00%1
Federal funds purchased & repurchase agreements$88,690,000332
Trading liabilities$069
Other borrowed funds$326,672,000201
Subordinated debt$0255
All other liabilities$126,385,000140
Total equity capital$137,217,000386
Total bank equity capital$137,217,000386
Perpetual preferred stock$0199
Common stock$1,0009,342
Surplus$51,320,000443
Undivided profits$85,896,000302
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,631,000448
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$7,207,000337
Earning assets$2,238,575,000260
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$2,180,018,200265
Average Assets, quarterly$2,347,392,000264
Volatile liabilities$610,065,000249
Insider loans$13,649,000270
FHLB advances$325,200,00052
Loans and leases held for sale$01,681
Unused loan commitments$191,145,000454
Tier 1 (core) risk-based capital$130,598,000364
Tier 2 risk-based capital$14,575,000349
Total risk weighted assets$1,205,048,000327
Total unused commitments$191,145,000456
Derivatives$0527
1997-12-31Rank
# of Employees:593307
Assets and Liabilities
Total Assets:$1,958,504,000305
Cash and due from depository institutions$35,530,000307
Interest-bearing balances$06,604
Securities$715,548,000207
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$1,138,252,000325
Loan loss allowance$12,300,000412
Trading account assets$0203
Bank premises and fixed assets$27,062,000271
Other real estate owned$456,000307
Goodwill and other intangibles$321,0002,020
All other assets$41,335,000318
Life insurance assets$01
Total liabilities and capital$1,958,504,000305
Total liabilities$1,829,982,000302
Total deposits$1,371,145,000298
Interest-bearing deposits$1,310,813,000283
Deposits held in domestic offices$1,371,145,000294
% insured0.00%1
Federal funds purchased & repurchase agreements$193,028,000223
Trading liabilities$080
Other borrowed funds$248,782,000233
Subordinated debt$0260
All other liabilities$17,027,000450
Total equity capital$128,522,000398
Total bank equity capital$128,522,000398
Perpetual preferred stock$0223
Common stock$1,0009,742
Surplus$50,090,000434
Undivided profits$78,431,000329
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,396,000352
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$6,443,000374
Earning assets$1,853,800,000300
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$1,764,299,800316
Average Assets, quarterly$1,892,291,000311
Volatile liabilities$556,180,000277
Insider loans$19,768,000201
FHLB advances$247,000,00064
Loans and leases held for sale$01,579
Unused loan commitments$100,680,000653
Tier 1 (core) risk-based capital$125,574,000370
Tier 2 risk-based capital$12,183,000372
Total risk weighted assets$974,558,000376
Total unused commitments$110,680,000600
Derivatives$0533
1996-12-31Rank
# of Employees:362527
Assets and Liabilities
Total Assets:$1,583,474,000384
Cash and due from depository institutions$27,599,000527
Interest-bearing balances$06,640
Securities$665,006,000242
Federal funds sold & reverse repurchase agreements$5,000,0002,570
Net loans & leases$836,883,000452
Loan loss allowance$10,704,000505
Trading account assets$0240
Bank premises and fixed assets$8,820,000887
Other real estate owned$1,038,000527
Goodwill and other intangibles$441,0001,743
All other assets$38,687,000358
Life insurance assets$01
Total liabilities and capital$1,583,474,000384
Total liabilities$1,485,685,000378
Total deposits$1,146,742,000381
Interest-bearing deposits$1,100,443,000353
Deposits held in domestic offices$1,146,742,000375
% insured0.00%1
Federal funds purchased & repurchase agreements$142,906,000301
Trading liabilities$097
Other borrowed funds$183,527,000269
Subordinated debt$0298
All other liabilities$12,510,000550
Total equity capital$97,789,000524
Total bank equity capital$97,789,000524
Perpetual preferred stock$0250
Common stock$1,00010,221
Surplus$34,035,000596
Undivided profits$63,753,000416
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,734,000406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$4,826,000509
Earning assets$1,506,889,000373
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$1,523,297,200382
Average Assets, quarterly$1,574,067,500384
Volatile liabilities$407,152,000355
Insider loans$28,007,000191
FHLB advances$178,450,00084
Loans and leases held for sale$01,560
Unused loan commitments$76,487,000811
Tier 1 (core) risk-based capital$97,201,000489
Tier 2 risk-based capital$10,078,000451
Total risk weighted assets$805,990,000458
Total unused commitments$77,487,000808
Derivatives$0549
1995-12-31Rank
# of Employees:261742
Assets and Liabilities
Total Assets:$1,467,853,000433
Cash and due from depository institutions$28,215,000742
Interest-bearing balances$06,853
Securities$813,075,000225
Federal funds sold & reverse repurchase agreements$5,000,0002,868
Net loans & leases$571,799,000598
Loan loss allowance$8,573,000610
Trading account assets$0261
Bank premises and fixed assets$7,589,000998
Other real estate owned$2,033,000742
Goodwill and other intangibles$561,0001,500
All other assets$39,581,000377
Life insurance assets$01
Total liabilities and capital$1,467,853,000433
Total liabilities$1,376,962,000425
Total deposits$1,094,046,000419
Interest-bearing deposits$1,052,724,000386
Deposits held in domestic offices$1,094,046,000416
% insured0.00%1
Federal funds purchased & repurchase agreements$126,032,000340
Trading liabilities$0110
Other borrowed funds$144,781,000316
Subordinated debt$0337
All other liabilities$12,103,000606
Total equity capital$90,891,000567
Total bank equity capital$90,891,000567
Perpetual preferred stock$0288
Common stock$1,00010,688
Surplus$32,199,000633
Undivided profits$58,691,000458
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,804,000474
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$3,640,000655
Earning assets$1,389,874,000415
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$1,371,489,800440
Average Assets, quarterly$1,452,018,500427
Volatile liabilities$353,746,000382
Insider loans$241,0007,611
FHLB advances$134,175,00099
Loans and leases held for sale$01,606
Unused loan commitments$46,592,0001,086
Tier 1 (core) risk-based capital$87,723,000553
Tier 2 risk-based capital$7,796,000547
Total risk weighted assets$649,440,000558
Total unused commitments$51,592,0001,011
Derivatives$0628
1994-12-31Rank
# of Employees:260762
Assets and Liabilities
Total Assets:$1,232,225,000470
Cash and due from depository institutions$21,771,000762
Interest-bearing balances$07,034
Securities$638,758,000281
Federal funds sold & reverse repurchase agreements$1,725,0004,120
Net loans & leases$511,728,000637
Loan loss allowance$10,847,000526
Trading account assets$0286
Bank premises and fixed assets$8,032,000923
Other real estate owned$8,183,000762
Goodwill and other intangibles$03,133
All other assets$42,028,000371
Life insurance assets$01
Total liabilities and capital$1,232,225,000470
Total liabilities$1,155,738,000463
Total deposits$1,020,743,000432
Interest-bearing deposits$993,514,000400
Deposits held in domestic offices$1,020,743,000426
% insured0.00%1
Federal funds purchased & repurchase agreements$23,003,000824
Trading liabilities$087
Other borrowed funds$102,828,000373
Subordinated debt$0372
All other liabilities$9,164,000639
Total equity capital$76,487,000588
Total bank equity capital$76,487,000588
Perpetual preferred stock$0310
Common stock$1,00011,259
Surplus$27,578,000665
Undivided profits$48,908,000479
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,865,000300
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$3,468,000612
Earning assets$1,152,211,000465
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$1,230,720,200465
Average Assets, quarterly$1,249,849,000461
Volatile liabilities$189,611,000565
Insider loans$466,0005,899
FHLB advances$86,000,000140
Loans and leases held for sale$01,430
Unused loan commitments$25,237,0001,613
Tier 1 (core) risk-based capital$76,982,000574
Tier 2 risk-based capital$7,281,000568
Total risk weighted assets$579,556,000588
Total unused commitments$56,037,000919
Derivatives$0687
1993-12-31Rank
# of Employees:275759
Assets and Liabilities
Total Assets:$1,219,766,000483
Cash and due from depository institutions$16,090,000759
Interest-bearing balances$07,655
Securities$470,213,000363
Federal funds sold & reverse repurchase agreements$5,000,0002,777
Net loans & leases$656,088,000509
Loan loss allowance$21,606,000349
Trading account assets$0330
Bank premises and fixed assets$9,040,000799
Other real estate owned$22,005,000759
Goodwill and other intangibles$03,091
All other assets$41,330,000373
Life insurance assets$01
Total liabilities and capital$1,219,766,000483
Total liabilities$1,138,707,000473
Total deposits$994,235,000462
Interest-bearing deposits$973,721,000416
Deposits held in domestic offices$994,235,000454
% insured0.00%1
Federal funds purchased & repurchase agreements$54,850,000478
Trading liabilities$01
Other borrowed funds$82,386,000363
Subordinated debt$0413
All other liabilities$7,236,000751
Total equity capital$81,059,000543
Total bank equity capital$81,059,000543
Perpetual preferred stock$0343
Common stock$1,00011,788
Surplus$26,362,000652
Undivided profits$54,696,000418
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$33,650,000246
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$4,308,000467
Earning assets$1,131,301,000469
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,178,310,600480
Average Assets, quarterly$1,199,076,000482
Volatile liabilities$197,450,000514
Insider loans$546,0005,455
FHLB advances$55,800,000166
Loans and leases held for sale$01,681
Unused loan commitments$43,819,0001,077
Tier 1 (core) risk-based capital$78,053,000543
Tier 2 risk-based capital$7,505,000551
Total risk weighted assets$593,388,000565
Total unused commitments$73,819,000762
Derivatives$0714
1992-12-31Rank
# of Employees:275781
Assets and Liabilities
Total Assets:$1,174,073,000512
Cash and due from depository institutions$15,212,000781
Interest-bearing balances$08,059
Securities$373,263,000427
Federal funds sold & reverse repurchase agreements$86,300,000286
Net loans & leases$609,830,000552
Loan loss allowance$20,933,000375
Trading account assets$0344
Bank premises and fixed assets$10,420,000702
Other real estate owned$36,848,000781
Goodwill and other intangibles$03,106
All other assets$42,200,000392
Life insurance assets$01
Total liabilities and capital$1,174,073,000512
Total liabilities$1,118,714,000495
Total deposits$970,708,000494
Interest-bearing deposits$954,716,000447
Deposits held in domestic offices$970,708,000487
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$141,477,000239
Subordinated debt$0482
All other liabilities$6,529,000813
Total equity capital$55,359,000740
Total bank equity capital$55,359,000740
Perpetual preferred stock$0346
Common stock$012,472
Surplus$012,588
Undivided profits$55,359,000382
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,783,000381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$4,835,000482
Earning assets$1,069,393,000504
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,198,124,800487
Average Assets, quarterly$1,176,940,000508
Volatile liabilities$199,982,000487
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$21,398,0001,744
Tier 1 (core) risk-based capital$53,556,000736
Tier 2 risk-based capital$7,482,000555
Total risk weighted assets$587,713,000577
Total unused commitments$21,398,0001,762
Derivatives$0651