Home > CF Bancorp > Net charge- offs to loans
CF Bancorp, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4657% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0340% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 8.6427% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1995% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1484% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9405% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1649% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 7.0526% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0145% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5155% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5364% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5013% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 14.2561% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9844% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0050% | 570 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7262% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9473% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6962% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9883% | 768 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2088% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3747% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9533% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8451% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 16.2689% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1446% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3848% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7823% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2146% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5909% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3959% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3368% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3764% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7392% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7253% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 4.3533% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8260% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4513% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7672% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7111% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3729% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1664% | 1,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4098% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2530% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3672% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3046% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 2.9728% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8996% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7440% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2072% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0018% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1002% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1345% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9739% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0752% | 516 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9412% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 10.0434% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4596% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4081% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9350% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1216% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9117% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0400% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6590% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.2696% | 32 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8910% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7048% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 8.9064% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3148% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8513% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0287% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8294% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1188% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4770% | 1,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.5939% | 28 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9088% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9975% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 10.1196% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3921% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0267% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1977% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0057% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8123% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3535% | 1,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.2439% | 26 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1257% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1983% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 5.6841% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2335% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6916% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0549% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6476% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7954% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2219% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2713% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.6369% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3025% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3026% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2736% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2801% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2301% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.5348% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0430% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1110% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2462% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3068% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2170% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.4982% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0698% | 8,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1765% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0824% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1750% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3639% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2665% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1231% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3262% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9918% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1695% | 2,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0619% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1273% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3280% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3780% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3765% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5732% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1236% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1082% | 1,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0671% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1754% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0747% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1294% | 3,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5142% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 2,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0810% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8540% | 1,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0566% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0880% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1030% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0586% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0255% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1172% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7333% | 1,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 4,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8760% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0102% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0118% | 2,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 6,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 2,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0081% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 8,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 8,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2606% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 4,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 3,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 4,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0221% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6916% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 3,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7612% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4416% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7462% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1646% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5264% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5487% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 3,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0964% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 6,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2680% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 5,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0428% | 1,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0133% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3649% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 6,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6228% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 7,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7834% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 5,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1657% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 7,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1796% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 7,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0272% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1886% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 9,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6084% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0034% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 8,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5384% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |