Home > Cerro Gordo Building and Loan, s.b. > Income and Expense
Cerro Gordo Building and Loan, s.b., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 9,320 |
| Total interest expense | $411,000 | 9,152 |
| Net interest income | $293,000 | 9,423 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $13,000 | 9,458 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $267,000 | 9,518 |
| Salaries and employee benefits | $201,000 | 9,402 |
| Premises and equipment expense | $10,000 | 9,556 |
| Additional noninterest expense | $56,000 | 9,542 |
| Pre-tax net operating income | $39,000 | 8,578 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $16,000 | 8,749 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $16,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $16,000 | 8,662 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 9,621 |
| Total interest expense | $356,000 | 9,477 |
| Net interest income | $278,000 | 9,721 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $6,000 | 9,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $205,000 | 9,840 |
| Salaries and employee benefits | $143,000 | 9,767 |
| Premises and equipment expense | $9,000 | 9,836 |
| Additional noninterest expense | $53,000 | 9,827 |
| Pre-tax net operating income | $79,000 | 8,877 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $16,000 | 7,940 |
| Income before extraordinary items | $63,000 | 8,909 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $63,000 | 8,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $18,000 | 6,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $63,000 | 8,894 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 9,909 |
| Total interest expense | $319,000 | 9,774 |
| Net interest income | $286,000 | 9,986 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $5,000 | 10,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $222,000 | 10,129 |
| Salaries and employee benefits | $164,000 | 10,013 |
| Premises and equipment expense | $7,000 | 10,167 |
| Additional noninterest expense | $51,000 | 10,151 |
| Pre-tax net operating income | $69,000 | 9,180 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $53,000 | 9,227 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $53,000 | 9,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $20,000 | 6,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $53,000 | 9,199 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 10,178 |
| Total interest expense | $324,000 | 10,017 |
| Net interest income | $251,000 | 10,256 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $7,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $185,000 | 10,392 |
| Salaries and employee benefits | $129,000 | 10,319 |
| Premises and equipment expense | $4,000 | 10,414 |
| Additional noninterest expense | $52,000 | 10,379 |
| Pre-tax net operating income | $46,000 | 9,638 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $10,000 | 9,075 |
| Income before extraordinary items | $36,000 | 9,694 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $36,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 686 |
| Net operating income | $36,000 | 9,633 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 10,690 |
| Total interest expense | $299,000 | 10,512 |
| Net interest income | $238,000 | 10,746 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $7,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $173,000 | 10,847 |
| Salaries and employee benefits | $119,000 | 10,785 |
| Premises and equipment expense | $5,000 | 10,876 |
| Additional noninterest expense | $49,000 | 10,830 |
| Pre-tax net operating income | $72,000 | 10,168 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $15,000 | 9,816 |
| Income before extraordinary items | $57,000 | 10,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $57,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $57,000 | 10,162 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 11,252 |
| Total interest expense | $298,000 | 11,080 |
| Net interest income | $214,000 | 11,320 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $8,000 | 11,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $202,000 | 11,366 |
| Salaries and employee benefits | $107,000 | 11,346 |
| Premises and equipment expense | $8,000 | 11,393 |
| Additional noninterest expense | $87,000 | 11,187 |
| Pre-tax net operating income | $20,000 | 10,712 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $18,000 | 10,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $18,000 | 10,697 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 11,776 |
| Total interest expense | $300,000 | 11,577 |
| Net interest income | $202,000 | 11,861 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $172,000 | 11,898 |
| Salaries and employee benefits | $103,000 | 11,869 |
| Premises and equipment expense | $9,000 | 11,907 |
| Additional noninterest expense | $60,000 | 11,861 |
| Pre-tax net operating income | $38,000 | 11,353 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $7,000 | 10,980 |
| Income before extraordinary items | $31,000 | 11,383 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $31,000 | 11,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $31,000 | 11,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 12,411 |
| Total interest expense | $280,000 | 12,098 |
| Net interest income | $225,000 | 12,486 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $7,000 | 12,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $160,000 | 12,554 |
| Salaries and employee benefits | $100,000 | 12,510 |
| Premises and equipment expense | $5,000 | 12,561 |
| Additional noninterest expense | $55,000 | 12,535 |
| Pre-tax net operating income | $72,000 | 11,798 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $23,000 | 11,093 |
| Income before extraordinary items | $49,000 | 11,811 |
| Extraordinary gains, net | $-5,000 | 12,493 |
| Net income | $44,000 | 11,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $49,000 | 11,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 13,018 |
| Total interest expense | $274,000 | 12,771 |
| Net interest income | $262,000 | 13,061 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $8,000 | 13,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $148,000 | 13,231 |
| Salaries and employee benefits | $92,000 | 13,186 |
| Premises and equipment expense | $5,000 | 13,241 |
| Additional noninterest expense | $51,000 | 13,208 |
| Pre-tax net operating income | $122,000 | 11,704 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $93,000 | 11,860 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $93,000 | 11,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $93,000 | 11,673 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 13,668 |
| Total interest expense | $328,000 | 13,408 |
| Net interest income | $218,000 | 13,754 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $36,000 | 13,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $165,000 | 13,844 |
| Salaries and employee benefits | $92,000 | 13,805 |
| Premises and equipment expense | $21,000 | 13,653 |
| Additional noninterest expense | $52,000 | 13,842 |
| Pre-tax net operating income | $86,000 | 12,153 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $65,000 | 12,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $65,000 | 12,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $65,000 | 12,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.