Home > Cerritos Valley Bank > Income and Expense
Cerritos Valley Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 4,691 |
| Total interest expense | $1,900,000 | 6,264 |
| Net interest income | $4,571,000 | 3,700 |
| Provision for loan and lease losses | $3,188,000 | 494 |
| Total noninterest income | $1,484,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,036,000 | 1,437 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $448,000 | 3,317 |
| Total noninterest expense | $7,146,000 | 2,008 |
| Salaries and employee benefits | $2,686,000 | 2,771 |
| Premises and equipment expense | $773,000 | 2,720 |
| Additional noninterest expense | $3,687,000 | 1,278 |
| Pre-tax net operating income | $-4,279,000 | 9,559 |
| Securities gains (losses) | $-47,000 | 9,439 |
| Applicable income taxes | $532,000 | 3,216 |
| Income before extraordinary items | $-4,858,000 | 9,568 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-4,858,000 | 9,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,242,000 | 348 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-4,811,000 | 9,558 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,356,000 | 3,985 |
| Total interest expense | $3,071,000 | 4,834 |
| Net interest income | $5,285,000 | 3,313 |
| Provision for loan and lease losses | $2,904,000 | 474 |
| Total noninterest income | $1,713,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,393,000 | 967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,785 |
| Total noninterest expense | $5,288,000 | 2,570 |
| Salaries and employee benefits | $2,316,000 | 3,033 |
| Premises and equipment expense | $702,000 | 2,873 |
| Additional noninterest expense | $2,270,000 | 1,925 |
| Pre-tax net operating income | $-1,193,000 | 9,753 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-564,000 | 9,798 |
| Income before extraordinary items | $-630,000 | 9,628 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-630,000 | 9,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,530,000 | 558 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-630,000 | 9,627 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,491,000 | 3,382 |
| Total interest expense | $3,040,000 | 4,549 |
| Net interest income | $6,451,000 | 2,724 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $1,575,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,242,000 | 1,072 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $333,000 | 3,781 |
| Total noninterest expense | $4,947,000 | 2,732 |
| Salaries and employee benefits | $2,059,000 | 3,356 |
| Premises and equipment expense | $654,000 | 3,046 |
| Additional noninterest expense | $2,234,000 | 1,954 |
| Pre-tax net operating income | $2,839,000 | 2,523 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,081,000 | 2,087 |
| Income before extraordinary items | $1,758,000 | 2,864 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,758,000 | 2,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,388 |
| Cash dividends | $3,410,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,758,000 | 2,839 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 3,678 |
| Total interest expense | $2,607,000 | 5,209 |
| Net interest income | $6,001,000 | 2,872 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $1,506,000 | 2,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,082,000 | 1,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,306 |
| Total noninterest expense | $4,689,000 | 2,770 |
| Salaries and employee benefits | $2,226,000 | 3,016 |
| Premises and equipment expense | $550,000 | 3,426 |
| Additional noninterest expense | $1,913,000 | 2,191 |
| Pre-tax net operating income | $2,508,000 | 2,780 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $954,000 | 2,393 |
| Income before extraordinary items | $1,554,000 | 3,167 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,554,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,246 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,554,000 | 3,078 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 4,303 |
| Total interest expense | $1,985,000 | 6,297 |
| Net interest income | $5,407,000 | 3,233 |
| Provision for loan and lease losses | $750,000 | 1,253 |
| Total noninterest income | $1,420,000 | 2,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $826,000 | 1,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $594,000 | 2,495 |
| Total noninterest expense | $4,298,000 | 2,959 |
| Salaries and employee benefits | $2,129,000 | 3,107 |
| Premises and equipment expense | $426,000 | 4,234 |
| Additional noninterest expense | $1,743,000 | 2,377 |
| Pre-tax net operating income | $1,779,000 | 3,897 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $262,000 | 6,137 |
| Income before extraordinary items | $1,517,000 | 3,326 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,517,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,155,000 | 729 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,517,000 | 3,249 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 4,643 |
| Total interest expense | $1,883,000 | 6,655 |
| Net interest income | $5,009,000 | 3,527 |
| Provision for loan and lease losses | $604,000 | 1,492 |
| Total noninterest income | $2,277,000 | 1,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,020,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,257,000 | 1,548 |
| Total noninterest expense | $5,051,000 | 2,713 |
| Salaries and employee benefits | $2,345,000 | 2,853 |
| Premises and equipment expense | $525,000 | 3,632 |
| Additional noninterest expense | $2,181,000 | 2,269 |
| Pre-tax net operating income | $1,631,000 | 4,065 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $613,000 | 3,522 |
| Income before extraordinary items | $1,033,000 | 4,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,033,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,077 |
| Cash dividends | $25,000 | 7,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,023,400 | 4,348 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 4,174 |
| Total interest expense | $2,346,000 | 5,816 |
| Net interest income | $5,317,000 | 3,332 |
| Provision for loan and lease losses | $2,208,000 | 547 |
| Total noninterest income | $1,579,000 | 2,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,045,000 | 1,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,747 |
| Total noninterest expense | $4,960,000 | 2,743 |
| Salaries and employee benefits | $2,206,000 | 3,015 |
| Premises and equipment expense | $450,000 | 4,111 |
| Additional noninterest expense | $2,304,000 | 2,142 |
| Pre-tax net operating income | $-272,000 | 11,712 |
| Securities gains (losses) | $70,000 | 1,121 |
| Applicable income taxes | $-107,000 | 11,724 |
| Income before extraordinary items | $-95,000 | 11,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-95,000 | 11,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,005,000 | 565 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-139,800 | 11,621 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,871,000 | 4,298 |
| Total interest expense | $1,963,000 | 5,693 |
| Net interest income | $4,908,000 | 3,629 |
| Provision for loan and lease losses | $217,000 | 2,881 |
| Total noninterest income | $1,000,000 | 3,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $752,000 | 1,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,617 |
| Total noninterest expense | $4,908,000 | 2,820 |
| Salaries and employee benefits | $2,269,000 | 2,925 |
| Premises and equipment expense | $419,000 | 4,412 |
| Additional noninterest expense | $2,220,000 | 2,364 |
| Pre-tax net operating income | $783,000 | 6,960 |
| Securities gains (losses) | $-159,000 | 11,830 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $374,000 | 8,417 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $374,000 | 8,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,857,000 | 318 |
| Net operating income | $475,760 | 7,535 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 5,650 |
| Total interest expense | $1,631,000 | 6,795 |
| Net interest income | $3,497,000 | 4,963 |
| Provision for loan and lease losses | $316,000 | 2,889 |
| Total noninterest income | $412,000 | 6,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,036 |
| Total noninterest expense | $4,291,000 | 3,269 |
| Salaries and employee benefits | $1,573,000 | 4,101 |
| Premises and equipment expense | $394,000 | 4,776 |
| Additional noninterest expense | $2,324,000 | 2,400 |
| Pre-tax net operating income | $-698,000 | 12,910 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-279,000 | 13,078 |
| Income before extraordinary items | $-419,000 | 12,872 |
| Extraordinary gains, net | $62,000 | 2,002 |
| Net income | $-357,000 | 12,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 5,272 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-419,000 | 12,808 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 7,461 |
| Total interest expense | $1,276,000 | 9,335 |
| Net interest income | $2,758,000 | 6,110 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $670,000 | 4,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $2,899,000 | 4,673 |
| Salaries and employee benefits | $1,261,000 | 4,943 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $1,332,000 | 3,951 |
| Pre-tax net operating income | $447,000 | 8,833 |
| Securities gains (losses) | $93,000 | 3,119 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $457,000 | 7,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $457,000 | 7,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 13,836 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $377,950 | 8,075 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.