Home > Century South Bank of the Coastal Region > Income and Expense
Century South Bank of the Coastal Region, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,329,000 | 2,035 |
| Total interest expense | $7,633,000 | 2,231 |
| Net interest income | $9,696,000 | 1,811 |
| Provision for loan and lease losses | $283,000 | 2,986 |
| Total noninterest income | $2,250,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $882,000 | 1,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,368,000 | 1,484 |
| Total noninterest expense | $6,750,000 | 2,041 |
| Salaries and employee benefits | $3,079,000 | 2,323 |
| Premises and equipment expense | $893,000 | 2,319 |
| Additional noninterest expense | $2,778,000 | 1,607 |
| Pre-tax net operating income | $4,913,000 | 1,502 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,633,000 | 1,397 |
| Income before extraordinary items | $3,280,000 | 1,611 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,280,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,638 |
| Cash dividends | $1,119,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,280,000 | 1,602 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,914,000 | 2,344 |
| Total interest expense | $5,722,000 | 2,574 |
| Net interest income | $8,192,000 | 2,148 |
| Provision for loan and lease losses | $389,000 | 2,161 |
| Total noninterest income | $2,079,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $691,000 | 1,929 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,388,000 | 1,469 |
| Total noninterest expense | $6,315,000 | 2,151 |
| Salaries and employee benefits | $3,122,000 | 2,247 |
| Premises and equipment expense | $840,000 | 2,403 |
| Additional noninterest expense | $2,353,000 | 1,857 |
| Pre-tax net operating income | $3,567,000 | 2,047 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $1,218,000 | 1,898 |
| Income before extraordinary items | $2,358,000 | 2,218 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,358,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $1,800,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,352,060 | 2,198 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,519,000 | 2,803 |
| Total interest expense | $4,655,000 | 3,196 |
| Net interest income | $6,864,000 | 2,471 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $2,074,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $835,000 | 1,512 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,239,000 | 1,595 |
| Total noninterest expense | $5,925,000 | 2,205 |
| Salaries and employee benefits | $2,817,000 | 2,399 |
| Premises and equipment expense | $805,000 | 2,435 |
| Additional noninterest expense | $2,303,000 | 1,832 |
| Pre-tax net operating income | $2,873,000 | 2,482 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,049,000 | 2,223 |
| Income before extraordinary items | $1,831,000 | 2,756 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,831,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,732 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,826,520 | 2,686 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 3,242 |
| Total interest expense | $4,287,000 | 3,429 |
| Net interest income | $5,686,000 | 3,070 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $1,559,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $686,000 | 1,906 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $873,000 | 1,911 |
| Total noninterest expense | $4,959,000 | 2,588 |
| Salaries and employee benefits | $2,417,000 | 2,733 |
| Premises and equipment expense | $871,000 | 2,259 |
| Additional noninterest expense | $1,671,000 | 2,469 |
| Pre-tax net operating income | $2,129,000 | 3,341 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $396,000 | 4,911 |
| Income before extraordinary items | $1,733,000 | 2,940 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,733,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,733,000 | 2,885 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,248,000 | 3,522 |
| Total interest expense | $4,135,000 | 3,594 |
| Net interest income | $5,113,000 | 3,467 |
| Provision for loan and lease losses | $184,000 | 3,596 |
| Total noninterest income | $1,083,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $635,000 | 2,131 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $448,000 | 3,152 |
| Total noninterest expense | $4,487,000 | 3,023 |
| Salaries and employee benefits | $2,023,000 | 3,302 |
| Premises and equipment expense | $672,000 | 2,909 |
| Additional noninterest expense | $1,792,000 | 2,704 |
| Pre-tax net operating income | $1,525,000 | 4,280 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $493,000 | 4,195 |
| Income before extraordinary items | $1,031,000 | 4,373 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,031,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,031,680 | 4,319 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 5,245 |
| Total interest expense | $2,622,000 | 5,352 |
| Net interest income | $3,316,000 | 5,087 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $580,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,648 |
| Total noninterest expense | $2,380,000 | 5,209 |
| Salaries and employee benefits | $1,220,000 | 5,147 |
| Premises and equipment expense | $366,000 | 4,877 |
| Additional noninterest expense | $794,000 | 5,279 |
| Pre-tax net operating income | $1,456,000 | 4,563 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,455,000 | 3,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,455,000 | 3,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,456,000 | 3,307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,330 |
| Total interest expense | $1,800,000 | 6,074 |
| Net interest income | $2,515,000 | 6,452 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $477,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,692 |
| Total noninterest expense | $2,226,000 | 5,681 |
| Salaries and employee benefits | $1,032,000 | 5,941 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $857,000 | 5,390 |
| Pre-tax net operating income | $747,000 | 7,143 |
| Securities gains (losses) | $-51,000 | 11,045 |
| Applicable income taxes | $-1,543,000 | 12,543 |
| Income before extraordinary items | $2,239,000 | 2,191 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,239,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,290,000 | 2,150 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,261 |
| Total interest expense | $1,654,000 | 6,734 |
| Net interest income | $2,046,000 | 7,540 |
| Provision for loan and lease losses | $51,000 | 7,396 |
| Total noninterest income | $524,000 | 5,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 4,184 |
| Total noninterest expense | $2,105,000 | 6,076 |
| Salaries and employee benefits | $1,096,000 | 5,660 |
| Premises and equipment expense | $325,000 | 5,527 |
| Additional noninterest expense | $684,000 | 6,673 |
| Pre-tax net operating income | $414,000 | 9,300 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $414,000 | 8,297 |
| Extraordinary gains, net | $293,000 | 740 |
| Net income | $707,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $414,000 | 8,018 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 7,432 |
| Total interest expense | $2,174,000 | 6,683 |
| Net interest income | $1,882,000 | 8,098 |
| Provision for loan and lease losses | $-163,000 | 13,788 |
| Total noninterest income | $285,000 | 7,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $2,163,000 | 6,003 |
| Salaries and employee benefits | $1,008,000 | 5,982 |
| Premises and equipment expense | $302,000 | 5,941 |
| Additional noninterest expense | $853,000 | 5,775 |
| Pre-tax net operating income | $167,000 | 11,356 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $119,000 | 11,692 |
| Extraordinary gains, net | $49,000 | 993 |
| Net income | $168,000 | 11,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 13,610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $118,290 | 11,384 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.