Home > Century South Bank of Polk County > Income and Expense
Century South Bank of Polk County, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,282,000 | 3,636 |
| Total interest expense | $4,153,000 | 3,859 |
| Net interest income | $5,129,000 | 3,396 |
| Provision for loan and lease losses | $908,000 | 1,153 |
| Total noninterest income | $734,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,712 |
| Total noninterest expense | $3,443,000 | 3,757 |
| Salaries and employee benefits | $1,658,000 | 4,031 |
| Premises and equipment expense | $397,000 | 4,532 |
| Additional noninterest expense | $1,388,000 | 3,011 |
| Pre-tax net operating income | $1,512,000 | 4,053 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $521,000 | 3,400 |
| Income before extraordinary items | $991,000 | 4,413 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $991,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $541,000 | 1,177 |
| Cash dividends | $760,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $991,000 | 4,413 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 3,485 |
| Total interest expense | $3,699,000 | 3,840 |
| Net interest income | $5,435,000 | 3,196 |
| Provision for loan and lease losses | $708,000 | 1,309 |
| Total noninterest income | $718,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,975 |
| Total noninterest expense | $2,996,000 | 4,213 |
| Salaries and employee benefits | $1,514,000 | 4,304 |
| Premises and equipment expense | $369,000 | 4,795 |
| Additional noninterest expense | $1,113,000 | 3,681 |
| Pre-tax net operating income | $2,449,000 | 2,838 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $903,000 | 2,383 |
| Income before extraordinary items | $1,560,000 | 3,145 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,560,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,364 |
| Cash dividends | $2,391,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,551,040 | 3,124 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,536,000 | 3,701 |
| Total interest expense | $3,621,000 | 4,003 |
| Net interest income | $4,915,000 | 3,454 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $823,000 | 3,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,914 |
| Total noninterest expense | $2,855,000 | 4,309 |
| Salaries and employee benefits | $1,453,000 | 4,343 |
| Premises and equipment expense | $361,000 | 4,778 |
| Additional noninterest expense | $1,041,000 | 3,825 |
| Pre-tax net operating income | $2,788,000 | 2,539 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,008,000 | 2,300 |
| Income before extraordinary items | $1,780,000 | 2,811 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,780,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,399 |
| Cash dividends | $527,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,780,000 | 2,738 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,395,000 | 4,301 |
| Total interest expense | $3,217,000 | 4,433 |
| Net interest income | $4,178,000 | 4,078 |
| Provision for loan and lease losses | $619,000 | 1,475 |
| Total noninterest income | $747,000 | 3,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $485,000 | 2,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,259 |
| Total noninterest expense | $2,598,000 | 4,636 |
| Salaries and employee benefits | $1,334,000 | 4,681 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $911,000 | 4,255 |
| Pre-tax net operating income | $1,708,000 | 4,023 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $654,000 | 3,436 |
| Income before extraordinary items | $1,055,000 | 4,507 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,055,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,872 |
| Cash dividends | $792,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,054,360 | 4,451 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,457 |
| Total interest expense | $3,020,000 | 4,761 |
| Net interest income | $4,176,000 | 4,176 |
| Provision for loan and lease losses | $194,000 | 3,495 |
| Total noninterest income | $562,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $2,330,000 | 5,290 |
| Salaries and employee benefits | $1,176,000 | 5,293 |
| Premises and equipment expense | $310,000 | 5,456 |
| Additional noninterest expense | $844,000 | 4,987 |
| Pre-tax net operating income | $2,214,000 | 3,142 |
| Securities gains (losses) | $137,000 | 830 |
| Applicable income taxes | $763,000 | 2,972 |
| Income before extraordinary items | $1,588,000 | 3,020 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,588,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $541,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,494,840 | 3,164 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 4,748 |
| Total interest expense | $3,132,000 | 4,564 |
| Net interest income | $3,544,000 | 4,811 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $427,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 5,815 |
| Total noninterest expense | $2,288,000 | 5,385 |
| Salaries and employee benefits | $1,091,000 | 5,636 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $935,000 | 4,609 |
| Pre-tax net operating income | $1,533,000 | 4,376 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $402,000 | 4,937 |
| Income before extraordinary items | $1,131,000 | 4,151 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,131,000 | 4,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $249,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,131,000 | 4,132 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 7,735 |
| Total interest expense | $1,359,000 | 7,355 |
| Net interest income | $1,856,000 | 7,900 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $234,000 | 8,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $1,377,000 | 7,986 |
| Salaries and employee benefits | $624,000 | 8,454 |
| Premises and equipment expense | $144,000 | 8,713 |
| Additional noninterest expense | $609,000 | 6,968 |
| Pre-tax net operating income | $671,000 | 7,580 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $497,000 | 7,345 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $497,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $497,000 | 7,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.