Home > Century South Bank of Northeast Georgia > Income and Expense
Century South Bank of Northeast Georgia, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $30,675,000 | 1,150 |
| Total interest expense | $14,220,000 | 1,214 |
| Net interest income | $16,455,000 | 1,070 |
| Provision for loan and lease losses | $254,000 | 3,202 |
| Total noninterest income | $2,996,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,960,000 | 690 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,036,000 | 1,815 |
| Total noninterest expense | $11,054,000 | 1,250 |
| Salaries and employee benefits | $5,844,000 | 1,216 |
| Premises and equipment expense | $1,646,000 | 1,237 |
| Additional noninterest expense | $3,564,000 | 1,276 |
| Pre-tax net operating income | $8,143,000 | 951 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $2,638,000 | 923 |
| Income before extraordinary items | $5,506,000 | 974 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,506,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,329 |
| Cash dividends | $1,663,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,505,320 | 972 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,349,000 | 1,985 |
| Total interest expense | $6,582,000 | 2,241 |
| Net interest income | $9,767,000 | 1,781 |
| Provision for loan and lease losses | $504,000 | 1,752 |
| Total noninterest income | $1,620,000 | 2,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $942,000 | 1,384 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $678,000 | 2,430 |
| Total noninterest expense | $7,524,000 | 1,844 |
| Salaries and employee benefits | $3,543,000 | 1,982 |
| Premises and equipment expense | $1,114,000 | 1,832 |
| Additional noninterest expense | $2,867,000 | 1,562 |
| Pre-tax net operating income | $3,359,000 | 2,180 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,054,000 | 2,131 |
| Income before extraordinary items | $2,306,000 | 2,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,306,000 | 2,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,102 |
| Cash dividends | $2,665,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,305,310 | 2,241 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,552,000 | 2,797 |
| Total interest expense | $5,202,000 | 2,885 |
| Net interest income | $6,350,000 | 2,704 |
| Provision for loan and lease losses | $455,000 | 1,853 |
| Total noninterest income | $1,381,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $848,000 | 1,486 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $533,000 | 2,864 |
| Total noninterest expense | $5,303,000 | 2,453 |
| Salaries and employee benefits | $2,430,000 | 2,800 |
| Premises and equipment expense | $609,000 | 3,120 |
| Additional noninterest expense | $2,264,000 | 1,863 |
| Pre-tax net operating income | $1,973,000 | 3,378 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $654,000 | 3,183 |
| Income before extraordinary items | $1,330,000 | 3,606 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,330,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,427 |
| Cash dividends | $932,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,322,630 | 3,534 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,949,000 | 2,744 |
| Total interest expense | $5,536,000 | 2,701 |
| Net interest income | $6,413,000 | 2,712 |
| Provision for loan and lease losses | $336,000 | 2,396 |
| Total noninterest income | $1,810,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $832,000 | 1,565 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $978,000 | 1,763 |
| Total noninterest expense | $5,064,000 | 2,531 |
| Salaries and employee benefits | $2,077,000 | 3,192 |
| Premises and equipment expense | $601,000 | 3,149 |
| Additional noninterest expense | $2,386,000 | 1,780 |
| Pre-tax net operating income | $2,823,000 | 2,620 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $959,000 | 2,521 |
| Income before extraordinary items | $1,864,000 | 2,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,864,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,820 |
| Cash dividends | $932,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,864,000 | 2,692 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,707,000 | 3,070 |
| Total interest expense | $4,977,000 | 3,018 |
| Net interest income | $5,730,000 | 3,091 |
| Provision for loan and lease losses | $288,000 | 2,675 |
| Total noninterest income | $1,881,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $822,000 | 1,625 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,059,000 | 1,745 |
| Total noninterest expense | $4,458,000 | 3,040 |
| Salaries and employee benefits | $1,747,000 | 3,770 |
| Premises and equipment expense | $489,000 | 3,845 |
| Additional noninterest expense | $2,222,000 | 2,238 |
| Pre-tax net operating income | $2,865,000 | 2,467 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $990,000 | 2,374 |
| Income before extraordinary items | $1,875,000 | 2,596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,875,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,299 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,875,000 | 2,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 3,638 |
| Total interest expense | $4,583,000 | 3,265 |
| Net interest income | $4,366,000 | 4,007 |
| Provision for loan and lease losses | $570,000 | 1,424 |
| Total noninterest income | $2,316,000 | 1,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $759,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,557,000 | 1,351 |
| Total noninterest expense | $3,836,000 | 3,455 |
| Salaries and employee benefits | $1,495,000 | 4,295 |
| Premises and equipment expense | $432,000 | 4,244 |
| Additional noninterest expense | $1,909,000 | 2,501 |
| Pre-tax net operating income | $2,276,000 | 3,116 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $737,000 | 3,095 |
| Income before extraordinary items | $1,544,000 | 3,163 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,544,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,540,600 | 3,152 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,650,000 | 4,433 |
| Total interest expense | $3,326,000 | 3,603 |
| Net interest income | $3,324,000 | 5,169 |
| Provision for loan and lease losses | $205,000 | 2,968 |
| Total noninterest income | $1,533,000 | 2,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $631,000 | 2,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $902,000 | 1,974 |
| Total noninterest expense | $3,671,000 | 3,684 |
| Salaries and employee benefits | $1,352,000 | 4,713 |
| Premises and equipment expense | $374,000 | 4,847 |
| Additional noninterest expense | $1,945,000 | 2,636 |
| Pre-tax net operating income | $981,000 | 6,045 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $244,000 | 6,632 |
| Income before extraordinary items | $762,000 | 5,543 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $762,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $743,000 | 5,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 5,615 |
| Total interest expense | $2,482,000 | 4,842 |
| Net interest income | $2,682,000 | 6,194 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $1,482,000 | 2,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $507,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $975,000 | 2,063 |
| Total noninterest expense | $2,573,000 | 5,140 |
| Salaries and employee benefits | $1,112,000 | 5,587 |
| Premises and equipment expense | $276,000 | 6,244 |
| Additional noninterest expense | $1,185,000 | 4,231 |
| Pre-tax net operating income | $1,386,000 | 4,635 |
| Securities gains (losses) | $66,000 | 3,051 |
| Applicable income taxes | $450,000 | 4,588 |
| Income before extraordinary items | $1,002,000 | 4,699 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $1,012,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $956,460 | 4,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 6,813 |
| Total interest expense | $2,288,000 | 6,434 |
| Net interest income | $2,275,000 | 7,064 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $1,026,000 | 3,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,623 |
| Total noninterest expense | $1,928,000 | 6,572 |
| Salaries and employee benefits | $858,000 | 6,880 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $786,000 | 6,157 |
| Pre-tax net operating income | $1,103,000 | 5,249 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $768,000 | 5,529 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $768,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $754,400 | 5,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.