Home > Century South Bank of Lavonia > Income and Expense
Century South Bank of Lavonia, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,112 |
| Total interest expense | $2,133,000 | 6,084 |
| Net interest income | $2,335,000 | 6,054 |
| Provision for loan and lease losses | $76,000 | 5,841 |
| Total noninterest income | $404,000 | 5,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $1,467,000 | 6,830 |
| Salaries and employee benefits | $679,000 | 7,295 |
| Premises and equipment expense | $114,000 | 8,204 |
| Additional noninterest expense | $674,000 | 5,325 |
| Pre-tax net operating income | $1,196,000 | 4,728 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $413,000 | 3,924 |
| Income before extraordinary items | $783,000 | 5,102 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $783,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $380,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $783,000 | 5,104 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 6,365 |
| Total interest expense | $1,679,000 | 6,577 |
| Net interest income | $2,320,000 | 6,077 |
| Provision for loan and lease losses | $41,000 | 6,835 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,845 |
| Total noninterest expense | $1,443,000 | 6,922 |
| Salaries and employee benefits | $645,000 | 7,511 |
| Premises and equipment expense | $155,000 | 7,576 |
| Additional noninterest expense | $643,000 | 5,558 |
| Pre-tax net operating income | $1,161,000 | 4,866 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $395,000 | 4,207 |
| Income before extraordinary items | $769,000 | 5,201 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $769,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $1,549,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $767,020 | 5,175 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 6,432 |
| Total interest expense | $1,892,000 | 6,363 |
| Net interest income | $2,181,000 | 6,325 |
| Provision for loan and lease losses | $77,000 | 5,674 |
| Total noninterest income | $313,000 | 6,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $1,400,000 | 6,961 |
| Salaries and employee benefits | $615,000 | 7,674 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $633,000 | 5,535 |
| Pre-tax net operating income | $1,017,000 | 5,360 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $321,000 | 4,993 |
| Income before extraordinary items | $697,000 | 5,632 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $697,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $768,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $696,320 | 5,525 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 6,775 |
| Total interest expense | $1,920,000 | 6,425 |
| Net interest income | $1,951,000 | 7,023 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $266,000 | 7,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,891 |
| Total noninterest expense | $1,458,000 | 6,899 |
| Salaries and employee benefits | $581,000 | 8,047 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $596,000 | 5,839 |
| Pre-tax net operating income | $733,000 | 6,850 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $200,000 | 6,869 |
| Income before extraordinary items | $535,000 | 6,771 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $535,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $259,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $533,540 | 6,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 6,987 |
| Total interest expense | $1,996,000 | 6,421 |
| Net interest income | $1,869,000 | 7,425 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $255,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,512 |
| Total noninterest expense | $1,336,000 | 7,561 |
| Salaries and employee benefits | $624,000 | 7,975 |
| Premises and equipment expense | $190,000 | 7,213 |
| Additional noninterest expense | $522,000 | 6,899 |
| Pre-tax net operating income | $731,000 | 6,787 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $544,000 | 6,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $544,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $1,320,000 | 1,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $544,750 | 6,532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 7,124 |
| Total interest expense | $1,965,000 | 6,547 |
| Net interest income | $1,927,000 | 7,467 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $326,000 | 6,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $1,277,000 | 7,924 |
| Salaries and employee benefits | $597,000 | 8,372 |
| Premises and equipment expense | $286,000 | 5,843 |
| Additional noninterest expense | $394,000 | 8,248 |
| Pre-tax net operating income | $851,000 | 6,644 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $589,000 | 6,676 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $589,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $22,000 | 8,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $586,240 | 6,681 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 7,989 |
| Total interest expense | $1,286,000 | 7,597 |
| Net interest income | $1,738,000 | 8,206 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $299,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $1,161,000 | 8,760 |
| Salaries and employee benefits | $567,000 | 8,838 |
| Premises and equipment expense | $202,000 | 7,386 |
| Additional noninterest expense | $392,000 | 8,903 |
| Pre-tax net operating income | $841,000 | 6,670 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $237,000 | 6,725 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $31,000 | 8,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $603,440 | 6,565 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 8,976 |
| Total interest expense | $1,115,000 | 8,613 |
| Net interest income | $1,500,000 | 9,103 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $329,000 | 7,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $1,081,000 | 9,397 |
| Salaries and employee benefits | $579,000 | 8,987 |
| Premises and equipment expense | $148,000 | 8,964 |
| Additional noninterest expense | $354,000 | 9,795 |
| Pre-tax net operating income | $683,000 | 7,453 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $181,000 | 7,990 |
| Income before extraordinary items | $502,000 | 7,534 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $502,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $502,000 | 7,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 9,479 |
| Total interest expense | $1,311,000 | 9,189 |
| Net interest income | $1,419,000 | 9,556 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $223,000 | 8,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $1,004,000 | 9,959 |
| Salaries and employee benefits | $533,000 | 9,445 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $343,000 | 10,286 |
| Pre-tax net operating income | $493,000 | 8,455 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $380,000 | 8,416 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $380,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $42,000 | 7,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $360,290 | 8,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.