Home > Century South Bank of Fannin County > Income and Expense
Century South Bank of Fannin County, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 4,611 |
| Total interest expense | $3,289,000 | 4,589 |
| Net interest income | $3,656,000 | 4,469 |
| Provision for loan and lease losses | $938,000 | 1,130 |
| Total noninterest income | $623,000 | 4,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $2,313,000 | 5,130 |
| Salaries and employee benefits | $1,011,000 | 5,869 |
| Premises and equipment expense | $191,000 | 6,904 |
| Additional noninterest expense | $1,111,000 | 3,674 |
| Pre-tax net operating income | $1,028,000 | 5,183 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $323,000 | 4,434 |
| Income before extraordinary items | $705,000 | 5,404 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $705,000 | 5,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,193 |
| Cash dividends | $520,000 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $705,000 | 5,408 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 5,028 |
| Total interest expense | $2,618,000 | 5,063 |
| Net interest income | $3,246,000 | 4,887 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $553,000 | 4,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,319 |
| Total noninterest expense | $2,177,000 | 5,363 |
| Salaries and employee benefits | $921,000 | 6,215 |
| Premises and equipment expense | $219,000 | 6,514 |
| Additional noninterest expense | $1,037,000 | 3,902 |
| Pre-tax net operating income | $1,592,000 | 3,939 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $540,000 | 3,470 |
| Income before extraordinary items | $1,058,000 | 4,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,058,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $784,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,054,040 | 4,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 5,198 |
| Total interest expense | $2,582,000 | 5,245 |
| Net interest income | $3,072,000 | 5,051 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $503,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,751 |
| Total noninterest expense | $2,412,000 | 4,893 |
| Salaries and employee benefits | $901,000 | 6,205 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $1,283,000 | 3,171 |
| Pre-tax net operating income | $1,111,000 | 5,115 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $356,000 | 4,720 |
| Income before extraordinary items | $771,000 | 5,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $771,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $1,389,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $760,120 | 5,253 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 5,422 |
| Total interest expense | $2,548,000 | 5,336 |
| Net interest income | $2,938,000 | 5,392 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $2,206,000 | 5,281 |
| Salaries and employee benefits | $830,000 | 6,630 |
| Premises and equipment expense | $229,000 | 6,363 |
| Additional noninterest expense | $1,147,000 | 3,479 |
| Pre-tax net operating income | $1,126,000 | 5,449 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $348,000 | 5,329 |
| Income before extraordinary items | $778,000 | 5,549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $778,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,367 |
| Cash dividends | $401,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $778,000 | 5,509 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 5,716 |
| Total interest expense | $2,444,000 | 5,612 |
| Net interest income | $2,813,000 | 5,708 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $462,000 | 5,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $2,036,000 | 5,875 |
| Salaries and employee benefits | $779,000 | 7,089 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $1,054,000 | 4,216 |
| Pre-tax net operating income | $1,179,000 | 5,187 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $379,000 | 5,064 |
| Income before extraordinary items | $806,000 | 5,278 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $806,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $271,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $801,920 | 5,239 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 6,040 |
| Total interest expense | $2,428,000 | 5,697 |
| Net interest income | $2,521,000 | 6,274 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $312,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,713 |
| Total noninterest expense | $2,045,000 | 5,883 |
| Salaries and employee benefits | $763,000 | 7,329 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $1,084,000 | 4,076 |
| Pre-tax net operating income | $773,000 | 6,950 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $183,000 | 7,735 |
| Income before extraordinary items | $590,000 | 6,668 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $590,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $501,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $590,000 | 6,657 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 5,250 |
| Total interest expense | $2,225,000 | 5,115 |
| Net interest income | $3,267,000 | 5,241 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $2,207,000 | 5,720 |
| Salaries and employee benefits | $886,000 | 6,728 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $1,140,000 | 4,242 |
| Pre-tax net operating income | $1,415,000 | 4,636 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $434,000 | 4,494 |
| Income before extraordinary items | $1,001,000 | 4,546 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,001,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,299 |
| Cash dividends | $1,059,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $987,000 | 4,627 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 4,642 |
| Total interest expense | $2,713,000 | 4,498 |
| Net interest income | $3,737,000 | 4,686 |
| Provision for loan and lease losses | $99,000 | 5,823 |
| Total noninterest income | $509,000 | 5,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $2,174,000 | 5,916 |
| Salaries and employee benefits | $1,005,000 | 6,108 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $960,000 | 5,103 |
| Pre-tax net operating income | $1,973,000 | 3,358 |
| Securities gains (losses) | $-85,000 | 13,159 |
| Applicable income taxes | $594,000 | 3,638 |
| Income before extraordinary items | $1,294,000 | 3,728 |
| Extraordinary gains, net | $168,000 | 1,148 |
| Net income | $1,462,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $589,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,352,650 | 3,378 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 5,086 |
| Total interest expense | $3,296,000 | 4,785 |
| Net interest income | $3,284,000 | 5,292 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $472,000 | 5,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,899 |
| Total noninterest expense | $1,928,000 | 6,572 |
| Salaries and employee benefits | $971,000 | 6,192 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $758,000 | 6,364 |
| Pre-tax net operating income | $1,558,000 | 3,911 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $502,000 | 3,985 |
| Income before extraordinary items | $1,133,000 | 4,014 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,133,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $615,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,079,870 | 3,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.