Home > Century South Bank of Ellijay > Income and Expense
Century South Bank of Ellijay, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 4,346 |
| Total interest expense | $3,700,000 | 4,215 |
| Net interest income | $3,780,000 | 4,371 |
| Provision for loan and lease losses | $235,000 | 3,415 |
| Total noninterest income | $710,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $412,000 | 3,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $298,000 | 3,934 |
| Total noninterest expense | $2,830,000 | 4,430 |
| Salaries and employee benefits | $1,326,000 | 4,828 |
| Premises and equipment expense | $349,000 | 4,941 |
| Additional noninterest expense | $1,155,000 | 3,563 |
| Pre-tax net operating income | $1,425,000 | 4,208 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $974,000 | 4,460 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $974,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $974,680 | 4,458 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 4,460 |
| Total interest expense | $3,113,000 | 4,467 |
| Net interest income | $3,786,000 | 4,372 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $649,000 | 4,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $344,000 | 3,606 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $305,000 | 3,984 |
| Total noninterest expense | $3,013,000 | 4,192 |
| Salaries and employee benefits | $1,267,000 | 4,964 |
| Premises and equipment expense | $331,000 | 5,158 |
| Additional noninterest expense | $1,415,000 | 3,006 |
| Pre-tax net operating income | $1,212,000 | 4,734 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $336,000 | 4,563 |
| Income before extraordinary items | $878,000 | 4,813 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $878,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,198 |
| Cash dividends | $2,160,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $876,560 | 4,779 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 4,188 |
| Total interest expense | $3,479,000 | 4,150 |
| Net interest income | $3,947,000 | 4,162 |
| Provision for loan and lease losses | $101,000 | 5,074 |
| Total noninterest income | $620,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $383,000 | 3,251 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $237,000 | 4,530 |
| Total noninterest expense | $3,187,000 | 3,902 |
| Salaries and employee benefits | $1,346,000 | 4,632 |
| Premises and equipment expense | $393,000 | 4,482 |
| Additional noninterest expense | $1,448,000 | 2,866 |
| Pre-tax net operating income | $1,279,000 | 4,677 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $376,000 | 4,577 |
| Income before extraordinary items | $921,000 | 4,758 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $921,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,337 |
| Cash dividends | $1,209,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $908,220 | 4,701 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 4,023 |
| Total interest expense | $3,873,000 | 3,799 |
| Net interest income | $4,022,000 | 4,220 |
| Provision for loan and lease losses | $848,000 | 1,135 |
| Total noninterest income | $698,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $405,000 | 3,193 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $293,000 | 3,988 |
| Total noninterest expense | $3,456,000 | 3,649 |
| Salaries and employee benefits | $1,438,000 | 4,406 |
| Premises and equipment expense | $419,000 | 4,285 |
| Additional noninterest expense | $1,599,000 | 2,571 |
| Pre-tax net operating income | $416,000 | 8,354 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $-4,000 | 10,493 |
| Income before extraordinary items | $419,000 | 7,519 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $419,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,074 |
| Cash dividends | $352,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $420,000 | 7,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,297,000 | 3,892 |
| Total interest expense | $4,385,000 | 3,394 |
| Net interest income | $3,912,000 | 4,412 |
| Provision for loan and lease losses | $411,000 | 2,038 |
| Total noninterest income | $657,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $255,000 | 4,481 |
| Total noninterest expense | $3,293,000 | 4,006 |
| Salaries and employee benefits | $1,582,000 | 4,108 |
| Premises and equipment expense | $417,000 | 4,389 |
| Additional noninterest expense | $1,294,000 | 3,546 |
| Pre-tax net operating income | $865,000 | 6,224 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $133,000 | 8,161 |
| Income before extraordinary items | $731,000 | 5,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $731,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,430 |
| Cash dividends | $329,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $731,850 | 5,568 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,035,000 | 3,606 |
| Total interest expense | $4,631,000 | 3,234 |
| Net interest income | $4,404,000 | 3,980 |
| Provision for loan and lease losses | $414,000 | 1,822 |
| Total noninterest income | $623,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $195,000 | 5,205 |
| Total noninterest expense | $3,943,000 | 3,370 |
| Salaries and employee benefits | $1,713,000 | 3,802 |
| Premises and equipment expense | $498,000 | 3,773 |
| Additional noninterest expense | $1,732,000 | 2,704 |
| Pre-tax net operating income | $670,000 | 7,477 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $598,000 | 6,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $598,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $749,000 | 1,073 |
| Cash dividends | $676,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $592,720 | 6,642 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 3,540 |
| Total interest expense | $3,522,000 | 3,432 |
| Net interest income | $4,947,000 | 3,602 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $733,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $464,000 | 2,976 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $269,000 | 4,397 |
| Total noninterest expense | $3,824,000 | 3,564 |
| Salaries and employee benefits | $1,647,000 | 3,930 |
| Premises and equipment expense | $451,000 | 4,141 |
| Additional noninterest expense | $1,726,000 | 2,931 |
| Pre-tax net operating income | $1,664,000 | 4,031 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $1,353,000 | 3,467 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,353,000 | 3,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,937 |
| Cash dividends | $1,726,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,345,710 | 3,522 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 3,545 |
| Total interest expense | $3,659,000 | 3,434 |
| Net interest income | $5,009,000 | 3,564 |
| Provision for loan and lease losses | $812,000 | 1,500 |
| Total noninterest income | $781,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $390,000 | 3,529 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $391,000 | 3,808 |
| Total noninterest expense | $3,198,000 | 4,268 |
| Salaries and employee benefits | $1,434,000 | 4,455 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $1,399,000 | 3,707 |
| Pre-tax net operating income | $1,780,000 | 3,719 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $404,000 | 4,968 |
| Income before extraordinary items | $1,471,000 | 3,301 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $1,476,000 | 3,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,210 |
| Cash dividends | $1,600,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,396,900 | 3,268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,201,000 | 3,781 |
| Total interest expense | $4,434,000 | 3,697 |
| Net interest income | $4,767,000 | 3,811 |
| Provision for loan and lease losses | $545,000 | 2,819 |
| Total noninterest income | $656,000 | 4,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,505 |
| Total noninterest expense | $3,042,000 | 4,475 |
| Salaries and employee benefits | $1,484,000 | 4,273 |
| Premises and equipment expense | $352,000 | 5,344 |
| Additional noninterest expense | $1,206,000 | 4,320 |
| Pre-tax net operating income | $1,836,000 | 3,366 |
| Securities gains (losses) | $109,000 | 2,865 |
| Applicable income taxes | $439,000 | 4,464 |
| Income before extraordinary items | $1,506,000 | 3,068 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,506,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 2,025 |
| Cash dividends | $633,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,422,070 | 2,999 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.