Home > Century South Bank of Dawsonville > Income and Expense
Century South Bank of Dawsonville, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 5,029 |
| Total interest expense | $3,113,000 | 4,776 |
| Net interest income | $2,973,000 | 5,195 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $708,000 | 3,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,212 |
| Total noninterest expense | $2,393,000 | 5,009 |
| Salaries and employee benefits | $1,121,000 | 5,488 |
| Premises and equipment expense | $351,000 | 4,919 |
| Additional noninterest expense | $921,000 | 4,265 |
| Pre-tax net operating income | $1,223,000 | 4,670 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $373,000 | 4,142 |
| Income before extraordinary items | $850,000 | 4,861 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $850,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $328,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $850,000 | 4,871 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 5,206 |
| Total interest expense | $2,770,000 | 4,899 |
| Net interest income | $2,783,000 | 5,450 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $498,000 | 4,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,337 |
| Total noninterest expense | $2,238,000 | 5,272 |
| Salaries and employee benefits | $974,000 | 5,990 |
| Premises and equipment expense | $322,000 | 5,254 |
| Additional noninterest expense | $942,000 | 4,214 |
| Pre-tax net operating income | $985,000 | 5,357 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $276,000 | 5,001 |
| Income before extraordinary items | $709,000 | 5,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $709,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $343,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $709,000 | 5,392 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 5,184 |
| Total interest expense | $2,798,000 | 4,963 |
| Net interest income | $2,878,000 | 5,289 |
| Provision for loan and lease losses | $113,000 | 4,873 |
| Total noninterest income | $684,000 | 4,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,630 |
| Total noninterest expense | $2,461,000 | 4,822 |
| Salaries and employee benefits | $1,047,000 | 5,595 |
| Premises and equipment expense | $343,000 | 4,949 |
| Additional noninterest expense | $1,071,000 | 3,719 |
| Pre-tax net operating income | $988,000 | 5,447 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $302,000 | 5,150 |
| Income before extraordinary items | $686,000 | 5,673 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $686,000 | 5,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $315,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $686,000 | 5,567 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,363,000 | 5,510 |
| Total interest expense | $2,616,000 | 5,235 |
| Net interest income | $2,747,000 | 5,673 |
| Provision for loan and lease losses | $290,000 | 2,696 |
| Total noninterest income | $629,000 | 4,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $435,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,030 |
| Total noninterest expense | $2,210,000 | 5,275 |
| Salaries and employee benefits | $930,000 | 6,153 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $903,000 | 4,296 |
| Pre-tax net operating income | $876,000 | 6,227 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $250,000 | 6,261 |
| Income before extraordinary items | $629,000 | 6,218 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $629,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $343,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $626,840 | 6,174 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 6,570 |
| Total interest expense | $2,150,000 | 6,121 |
| Net interest income | $2,159,000 | 6,842 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $580,000 | 4,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,053 |
| Total noninterest expense | $1,767,000 | 6,462 |
| Salaries and employee benefits | $723,000 | 7,382 |
| Premises and equipment expense | $305,000 | 5,523 |
| Additional noninterest expense | $739,000 | 5,521 |
| Pre-tax net operating income | $900,000 | 6,086 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $649,000 | 5,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $649,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $308,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $647,560 | 5,945 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,699,000 | 7,307 |
| Total interest expense | $1,813,000 | 6,867 |
| Net interest income | $1,886,000 | 7,562 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $341,000 | 6,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $1,347,000 | 7,746 |
| Salaries and employee benefits | $555,000 | 8,682 |
| Premises and equipment expense | $188,000 | 7,429 |
| Additional noninterest expense | $604,000 | 6,510 |
| Pre-tax net operating income | $861,000 | 6,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $615,000 | 6,529 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $615,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $1,428,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $615,000 | 6,517 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 8,581 |
| Total interest expense | $1,122,000 | 8,209 |
| Net interest income | $1,562,000 | 8,695 |
| Provision for loan and lease losses | $197,000 | 3,062 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,251,000 | 8,415 |
| Salaries and employee benefits | $540,000 | 9,042 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $541,000 | 7,507 |
| Pre-tax net operating income | $407,000 | 9,308 |
| Securities gains (losses) | $-145,000 | 11,772 |
| Applicable income taxes | $80,000 | 9,807 |
| Income before extraordinary items | $182,000 | 10,474 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $182,000 | 10,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $282,050 | 9,408 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 10,424 |
| Total interest expense | $900,000 | 9,554 |
| Net interest income | $982,000 | 10,850 |
| Provision for loan and lease losses | $95,000 | 5,900 |
| Total noninterest income | $287,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,504 |
| Total noninterest expense | $941,000 | 10,012 |
| Salaries and employee benefits | $417,000 | 10,469 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $387,000 | 9,405 |
| Pre-tax net operating income | $233,000 | 10,760 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $233,000 | 10,241 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $233,000 | 10,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,189,000 | 436 |
| Net operating income | $233,000 | 9,997 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 12,081 |
| Total interest expense | $829,000 | 11,196 |
| Net interest income | $619,000 | 12,648 |
| Provision for loan and lease losses | $92,000 | 7,505 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $746,000 | 11,275 |
| Salaries and employee benefits | $333,000 | 11,632 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $-57,000 | 12,868 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-44,000 | 12,986 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-44,000 | 12,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-57,000 | 12,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.