Home > Century South Bank of Danielsville > Income and Expense
Century South Bank of Danielsville, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,622,000 | 4,780 |
| Total interest expense | $2,640,000 | 5,380 |
| Net interest income | $3,982,000 | 4,194 |
| Provision for loan and lease losses | $1,586,000 | 728 |
| Total noninterest income | $1,190,000 | 2,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $818,000 | 1,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,514 |
| Total noninterest expense | $2,713,000 | 4,575 |
| Salaries and employee benefits | $1,116,000 | 5,507 |
| Premises and equipment expense | $351,000 | 4,919 |
| Additional noninterest expense | $1,246,000 | 3,307 |
| Pre-tax net operating income | $873,000 | 5,634 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $228,000 | 5,154 |
| Income before extraordinary items | $645,000 | 5,643 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $645,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $872,000 | 831 |
| Cash dividends | $741,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $645,000 | 5,652 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 4,979 |
| Total interest expense | $2,205,000 | 5,645 |
| Net interest income | $3,739,000 | 4,423 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $718,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $604,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $2,205,000 | 5,318 |
| Salaries and employee benefits | $1,047,000 | 5,703 |
| Premises and equipment expense | $318,000 | 5,295 |
| Additional noninterest expense | $840,000 | 4,627 |
| Pre-tax net operating income | $2,172,000 | 3,131 |
| Securities gains (losses) | $34,000 | 1,140 |
| Applicable income taxes | $719,000 | 2,857 |
| Income before extraordinary items | $1,487,000 | 3,266 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,487,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $2,122,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,464,220 | 3,262 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 5,245 |
| Total interest expense | $2,264,000 | 5,720 |
| Net interest income | $3,322,000 | 4,781 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $606,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $2,059,000 | 5,493 |
| Salaries and employee benefits | $1,015,000 | 5,731 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $734,000 | 4,979 |
| Pre-tax net operating income | $1,778,000 | 3,666 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $538,000 | 3,668 |
| Income before extraordinary items | $1,245,000 | 3,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,245,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $1,545,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,241,500 | 3,735 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 5,769 |
| Total interest expense | $2,141,000 | 6,004 |
| Net interest income | $2,908,000 | 5,436 |
| Provision for loan and lease losses | $119,000 | 4,835 |
| Total noninterest income | $517,000 | 4,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 2,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $1,819,000 | 6,034 |
| Salaries and employee benefits | $922,000 | 6,179 |
| Premises and equipment expense | $220,000 | 6,498 |
| Additional noninterest expense | $677,000 | 5,347 |
| Pre-tax net operating income | $1,487,000 | 4,525 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $1,091,000 | 4,396 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,091,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $535,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,078,040 | 4,365 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 6,331 |
| Total interest expense | $1,943,000 | 6,541 |
| Net interest income | $2,624,000 | 6,004 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $426,000 | 5,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $1,584,000 | 6,879 |
| Salaries and employee benefits | $846,000 | 6,738 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $576,000 | 6,511 |
| Pre-tax net operating income | $1,414,000 | 4,547 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $1,075,000 | 4,223 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,075,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $1,700,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,057,000 | 4,227 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 7,049 |
| Total interest expense | $1,604,000 | 7,405 |
| Net interest income | $2,350,000 | 6,575 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $539,000 | 4,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $1,470,000 | 7,360 |
| Salaries and employee benefits | $713,000 | 7,643 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $595,000 | 6,569 |
| Pre-tax net operating income | $1,364,000 | 4,795 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $364,000 | 5,288 |
| Income before extraordinary items | $1,011,000 | 4,569 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,011,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $254,000 | 4,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,002,860 | 4,584 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 7,350 |
| Total interest expense | $1,349,000 | 7,400 |
| Net interest income | $2,131,000 | 7,244 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $371,000 | 6,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $1,365,000 | 8,022 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $183,000 | 7,795 |
| Additional noninterest expense | $524,000 | 7,641 |
| Pre-tax net operating income | $1,128,000 | 5,469 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $901,000 | 4,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $901,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $901,000 | 4,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 7,445 |
| Total interest expense | $1,422,000 | 7,461 |
| Net interest income | $2,140,000 | 7,334 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,435,000 | 8,062 |
| Salaries and employee benefits | $640,000 | 8,474 |
| Premises and equipment expense | $287,000 | 6,076 |
| Additional noninterest expense | $508,000 | 8,133 |
| Pre-tax net operating income | $983,000 | 5,957 |
| Securities gains (losses) | $-28,000 | 12,986 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $735,000 | 5,906 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $735,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $210,000 | 5,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $756,560 | 5,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 7,913 |
| Total interest expense | $1,739,000 | 7,790 |
| Net interest income | $1,958,000 | 7,877 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $455,000 | 6,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 5,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,724 |
| Total noninterest expense | $1,417,000 | 8,220 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $574,000 | 7,740 |
| Pre-tax net operating income | $961,000 | 5,803 |
| Securities gains (losses) | $-30,000 | 13,581 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $747,000 | 5,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $747,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $210,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $771,000 | 5,192 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.