Home > Century South Bank of Dahlonega > Income and Expense
Century South Bank of Dahlonega, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,992,000 | 2,900 |
| Total interest expense | $5,537,000 | 3,013 |
| Net interest income | $6,455,000 | 2,756 |
| Provision for loan and lease losses | $117,000 | 5,008 |
| Total noninterest income | $1,383,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $596,000 | 2,306 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $787,000 | 2,172 |
| Total noninterest expense | $4,121,000 | 3,247 |
| Salaries and employee benefits | $1,839,000 | 3,704 |
| Premises and equipment expense | $532,000 | 3,609 |
| Additional noninterest expense | $1,750,000 | 2,452 |
| Pre-tax net operating income | $3,600,000 | 2,024 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $1,256,000 | 1,758 |
| Income before extraordinary items | $2,347,000 | 2,206 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,347,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $1,100,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,345,050 | 2,213 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,059,000 | 2,921 |
| Total interest expense | $4,941,000 | 2,954 |
| Net interest income | $6,118,000 | 2,873 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $1,169,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $567,000 | 2,362 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $602,000 | 2,623 |
| Total noninterest expense | $3,857,000 | 3,422 |
| Salaries and employee benefits | $1,689,000 | 3,947 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $1,657,000 | 2,606 |
| Pre-tax net operating income | $3,396,000 | 2,161 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,160,000 | 1,975 |
| Income before extraordinary items | $2,238,000 | 2,320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,238,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $1,783,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,236,680 | 2,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 3,138 |
| Total interest expense | $4,515,000 | 3,296 |
| Net interest income | $5,804,000 | 2,970 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $1,181,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $596,000 | 2,152 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $585,000 | 2,684 |
| Total noninterest expense | $3,965,000 | 3,216 |
| Salaries and employee benefits | $1,679,000 | 3,883 |
| Premises and equipment expense | $527,000 | 3,546 |
| Additional noninterest expense | $1,759,000 | 2,366 |
| Pre-tax net operating income | $2,890,000 | 2,466 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $927,000 | 2,444 |
| Income before extraordinary items | $1,967,000 | 2,588 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,967,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,751 |
| Cash dividends | $1,339,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,964,280 | 2,522 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 3,143 |
| Total interest expense | $4,699,000 | 3,160 |
| Net interest income | $5,620,000 | 3,112 |
| Provision for loan and lease losses | $222,000 | 3,224 |
| Total noninterest income | $793,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $517,000 | 2,542 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $276,000 | 4,114 |
| Total noninterest expense | $3,889,000 | 3,260 |
| Salaries and employee benefits | $1,481,000 | 4,300 |
| Premises and equipment expense | $533,000 | 3,501 |
| Additional noninterest expense | $1,875,000 | 2,220 |
| Pre-tax net operating income | $2,302,000 | 3,123 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $634,000 | 3,514 |
| Income before extraordinary items | $1,678,000 | 3,025 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,678,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $1,179,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,670,700 | 2,984 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,407,000 | 3,160 |
| Total interest expense | $4,604,000 | 3,248 |
| Net interest income | $5,803,000 | 3,050 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $738,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $227,000 | 4,833 |
| Total noninterest expense | $3,155,000 | 4,138 |
| Salaries and employee benefits | $1,180,000 | 5,280 |
| Premises and equipment expense | $424,000 | 4,332 |
| Additional noninterest expense | $1,551,000 | 3,037 |
| Pre-tax net operating income | $3,311,000 | 2,164 |
| Securities gains (losses) | $42,000 | 1,458 |
| Applicable income taxes | $993,000 | 2,365 |
| Income before extraordinary items | $2,360,000 | 2,103 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,360,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 11,271 |
| Cash dividends | $2,285,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,330,600 | 2,081 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,519,000 | 3,148 |
| Total interest expense | $4,578,000 | 3,267 |
| Net interest income | $5,941,000 | 2,999 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $672,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $469,000 | 2,896 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $203,000 | 5,099 |
| Total noninterest expense | $3,418,000 | 3,825 |
| Salaries and employee benefits | $1,245,000 | 5,050 |
| Premises and equipment expense | $442,000 | 4,167 |
| Additional noninterest expense | $1,731,000 | 2,708 |
| Pre-tax net operating income | $3,060,000 | 2,390 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $852,000 | 2,737 |
| Income before extraordinary items | $2,212,000 | 2,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,212,000 | 2,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,667 |
| Cash dividends | $2,080,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,209,120 | 2,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,290,000 | 3,244 |
| Total interest expense | $3,812,000 | 3,207 |
| Net interest income | $5,478,000 | 3,267 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $707,000 | 4,096 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $482,000 | 2,869 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $225,000 | 4,885 |
| Total noninterest expense | $3,358,000 | 3,987 |
| Salaries and employee benefits | $1,183,000 | 5,307 |
| Premises and equipment expense | $444,000 | 4,205 |
| Additional noninterest expense | $1,731,000 | 2,920 |
| Pre-tax net operating income | $2,827,000 | 2,505 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $675,000 | 3,176 |
| Income before extraordinary items | $2,163,000 | 2,252 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,163,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,413 |
| Cash dividends | $1,870,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,154,640 | 2,281 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,107,000 | 3,381 |
| Total interest expense | $3,917,000 | 3,224 |
| Net interest income | $5,190,000 | 3,448 |
| Provision for loan and lease losses | $585,000 | 1,898 |
| Total noninterest income | $821,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $459,000 | 3,036 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $362,000 | 4,019 |
| Total noninterest expense | $3,271,000 | 4,172 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $1,744,000 | 3,059 |
| Pre-tax net operating income | $2,155,000 | 3,071 |
| Securities gains (losses) | $59,000 | 3,175 |
| Applicable income taxes | $481,000 | 4,325 |
| Income before extraordinary items | $1,733,000 | 2,846 |
| Extraordinary gains, net | $8,000 | 2,989 |
| Net income | $1,741,000 | 2,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $1,830,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,686,980 | 2,756 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,836,000 | 3,550 |
| Total interest expense | $4,871,000 | 3,389 |
| Net interest income | $4,965,000 | 3,662 |
| Provision for loan and lease losses | $680,000 | 2,419 |
| Total noninterest income | $1,046,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $413,000 | 3,363 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $633,000 | 2,728 |
| Total noninterest expense | $3,389,000 | 4,052 |
| Salaries and employee benefits | $1,488,000 | 4,262 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $1,507,000 | 3,581 |
| Pre-tax net operating income | $1,942,000 | 3,184 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $1,561,000 | 2,951 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,561,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 2,575 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,542,830 | 2,777 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.