Home > Century South Bank of Central Georgia > Income and Expense

Century South Bank of Central Georgia, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$19,015,0001,831
Total interest expense$8,635,0001,998
Net interest income$10,380,0001,694
Provision for loan and lease losses$297,0002,912
Total noninterest income$2,907,0001,393
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,110,0001,222
Trading account gains and fees$0180
Additional Noninterest Income$1,797,0001,224
Total noninterest expense$8,818,0001,596
Salaries and employee benefits$4,489,0001,586
Premises and equipment expense$1,137,0001,843
Additional noninterest expense$3,192,0001,405
Pre-tax net operating income$4,172,0001,756
Securities gains (losses)$01,956
Applicable income taxes$1,385,0001,614
Income before extraordinary items$2,787,0001,871
Extraordinary gains, net$038
Net income$2,787,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,865
Cash dividends$1,384,0001,763
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,787,0001,869
1999-12-31 (YTD Data)Rank
Total interest income$15,686,0002,081
Total interest expense$6,109,0002,410
Net interest income$9,577,0001,822
Provision for loan and lease losses$138,0004,462
Total noninterest income$2,574,0001,526
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,016,0001,294
Trading account gains and fees$0173
Additional Noninterest Income$1,558,0001,364
Total noninterest expense$7,805,0001,761
Salaries and employee benefits$4,136,0001,659
Premises and equipment expense$958,0002,134
Additional noninterest expense$2,711,0001,648
Pre-tax net operating income$4,208,0001,764
Securities gains (losses)$03,155
Applicable income taxes$1,463,0001,630
Income before extraordinary items$2,745,0001,940
Extraordinary gains, net$035
Net income$2,745,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,488
Cash dividends$4,298,000727
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,745,0001,908
1998-12-31 (YTD Data)Rank
Total interest income$14,968,0002,176
Total interest expense$5,296,0002,842
Net interest income$9,672,0001,768
Provision for loan and lease losses$149,0004,210
Total noninterest income$3,683,0001,146
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,089,0001,159
Trading account gains and fees$0224
Additional Noninterest Income$2,594,000994
Total noninterest expense$7,517,0001,738
Salaries and employee benefits$3,960,0001,680
Premises and equipment expense$863,0002,260
Additional noninterest expense$2,694,0001,601
Pre-tax net operating income$5,689,0001,317
Securities gains (losses)$04,449
Applicable income taxes$2,093,0001,209
Income before extraordinary items$3,596,0001,470
Extraordinary gains, net$032
Net income$3,596,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0003,499
Cash dividends$2,569,0001,091
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,596,0001,408
1997-12-31 (YTD Data)Rank
Total interest income$16,055,0002,022
Total interest expense$6,100,0002,459
Net interest income$9,955,0001,753
Provision for loan and lease losses$-90,00010,757
Total noninterest income$2,386,0001,533
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,032,0001,233
Trading account gains and fees$0239
Additional Noninterest Income$1,354,0001,423
Total noninterest expense$7,920,0001,652
Salaries and employee benefits$4,014,0001,635
Premises and equipment expense$1,224,0001,591
Additional noninterest expense$2,682,0001,596
Pre-tax net operating income$4,511,0001,701
Securities gains (losses)$03,944
Applicable income taxes$1,373,0001,848
Income before extraordinary items$3,138,0001,701
Extraordinary gains, net$044
Net income$3,138,0001,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,267
Cash dividends$1,115,0001,992
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,138,0001,663
1996-12-31 (YTD Data)Rank
Total interest income$15,279,0002,208
Total interest expense$6,105,0002,512
Net interest income$9,174,0001,958
Provision for loan and lease losses$225,0003,146
Total noninterest income$2,245,0001,672
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$952,0001,414
Trading account gains and fees$0262
Additional Noninterest Income$1,293,0001,516
Total noninterest expense$7,199,0001,951
Salaries and employee benefits$3,978,0001,673
Premises and equipment expense$1,083,0001,853
Additional noninterest expense$2,138,0002,308
Pre-tax net operating income$3,995,0001,800
Securities gains (losses)$04,148
Applicable income taxes$1,462,0001,635
Income before extraordinary items$2,533,0001,954
Extraordinary gains, net$053
Net income$2,533,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$2,603,0001,058
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,533,0001,915
1995-12-31 (YTD Data)Rank
Total interest income$3,513,0007,538
Total interest expense$1,366,0008,067
Net interest income$2,147,0006,988
Provision for loan and lease losses$187,0003,155
Total noninterest income$735,0003,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$90,0008,029
Trading account gains and feesNANA
Additional Noninterest Income$645,0002,422
Total noninterest expense$1,224,0008,131
Salaries and employee benefits$841,0006,877
Premises and equipment expense$97,0009,693
Additional noninterest expense$286,0009,391
Pre-tax net operating income$1,471,0004,525
Securities gains (losses)$03,831
Applicable income taxes$510,0004,138
Income before extraordinary items$961,0004,745
Extraordinary gains, net$065
Net income$961,0004,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$67,0007,445
Sale, conversion, retirement of capital stock, net$0809
Net operating income$961,0004,735
1994-12-31 (YTD Data)Rank
Total interest income$1,745,00010,275
Total interest expense$610,00010,559
Net interest income$1,135,0009,948
Provision for loan and lease losses$63,0005,527
Total noninterest income$493,0005,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00010,549
Trading account gains and feesNANA
Additional Noninterest Income$473,0003,056
Total noninterest expense$795,00010,271
Salaries and employee benefits$501,0009,385
Premises and equipment expense$27,00012,284
Additional noninterest expense$267,00010,327
Pre-tax net operating income$770,0007,031
Securities gains (losses)$-29,00010,630
Applicable income taxes$252,0006,503
Income before extraordinary items$489,0007,395
Extraordinary gains, net$0249
Net income$489,0007,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,875
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$1,000,000422
Net operating income$508,1407,277
1993-12-31 (YTD Data)Rank
Total interest income$529,00013,025
Total interest expense$172,00013,067
Net interest income$357,00012,905
Provision for loan and lease losses$11,0009,693
Total noninterest income$283,0007,896
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00011,005
Trading account gains and feesNANA
Additional Noninterest Income$263,0004,852
Total noninterest expense$344,00012,846
Salaries and employee benefits$219,00012,467
Premises and equipment expense$32,00012,790
Additional noninterest expense$93,00012,996
Pre-tax net operating income$285,00010,361
Securities gains (losses)$07,477
Applicable income taxes$74,00010,356
Income before extraordinary items$211,00010,515
Extraordinary gains, net$03,149
Net income$211,00010,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$211,00010,283
1992-12-31 (YTD Data)Rank
Total interest income$69,00013,905
Total interest expense$38,00013,867
Net interest income$31,00013,888
Provision for loan and lease losses$31,0009,924
Total noninterest income$13,00013,773
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,00011,559
Trading account gains and feesNANA
Additional Noninterest Income$1,00013,843
Total noninterest expense$23,00013,922
Salaries and employee benefits$11,00013,914
Premises and equipment expense$8,00013,854
Additional noninterest expense$4,00013,921
Pre-tax net operating income$-10,00012,764
Securities gains (losses)$08,369
Applicable income taxes$-4,00013,374
Income before extraordinary items$-6,00012,913
Extraordinary gains, net$01,422
Net income$-6,00012,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$1,000,000408
Net operating income$-6,00012,697

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.