Home > Century South Bank of Alabama > Income and Expense
Century South Bank of Alabama, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 4,224 |
| Total interest expense | $4,434,000 | 3,666 |
| Net interest income | $3,362,000 | 4,753 |
| Provision for loan and lease losses | $406,000 | 2,255 |
| Total noninterest income | $1,097,000 | 2,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $717,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,471 |
| Total noninterest expense | $2,906,000 | 4,338 |
| Salaries and employee benefits | $1,197,000 | 5,242 |
| Premises and equipment expense | $313,000 | 5,298 |
| Additional noninterest expense | $1,396,000 | 2,997 |
| Pre-tax net operating income | $1,147,000 | 4,856 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $169,000 | 5,723 |
| Income before extraordinary items | $979,000 | 4,446 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $979,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,166 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $978,150 | 4,444 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 3,976 |
| Total interest expense | $4,148,000 | 3,481 |
| Net interest income | $3,707,000 | 4,454 |
| Provision for loan and lease losses | $552,000 | 1,624 |
| Total noninterest income | $1,050,000 | 2,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $644,000 | 2,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,383 |
| Total noninterest expense | $2,507,000 | 4,875 |
| Salaries and employee benefits | $1,200,000 | 5,163 |
| Premises and equipment expense | $299,000 | 5,478 |
| Additional noninterest expense | $1,008,000 | 4,001 |
| Pre-tax net operating income | $1,698,000 | 3,774 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $391,000 | 4,231 |
| Income before extraordinary items | $1,314,000 | 3,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,314,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,514 |
| Cash dividends | $62,000 | 6,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,308,610 | 3,588 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 4,143 |
| Total interest expense | $4,060,000 | 3,639 |
| Net interest income | $3,483,000 | 4,620 |
| Provision for loan and lease losses | $1,364,000 | 751 |
| Total noninterest income | $610,000 | 4,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $2,035,000 | 5,530 |
| Salaries and employee benefits | $1,043,000 | 5,609 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $751,000 | 4,887 |
| Pre-tax net operating income | $694,000 | 6,506 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-19,000 | 10,054 |
| Income before extraordinary items | $713,000 | 5,553 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $713,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,304 |
| Cash dividends | $357,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $713,000 | 5,443 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 4,775 |
| Total interest expense | $3,355,000 | 4,275 |
| Net interest income | $3,153,000 | 5,103 |
| Provision for loan and lease losses | $196,000 | 3,500 |
| Total noninterest income | $520,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $1,702,000 | 6,284 |
| Salaries and employee benefits | $868,000 | 6,448 |
| Premises and equipment expense | $210,000 | 6,667 |
| Additional noninterest expense | $624,000 | 5,663 |
| Pre-tax net operating income | $1,775,000 | 3,902 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $431,000 | 4,655 |
| Income before extraordinary items | $1,345,000 | 3,690 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,345,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,304 |
| Cash dividends | $221,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,344,240 | 3,617 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 5,529 |
| Total interest expense | $2,867,000 | 4,973 |
| Net interest income | $2,624,000 | 6,004 |
| Provision for loan and lease losses | $184,000 | 3,596 |
| Total noninterest income | $698,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,163 |
| Total noninterest expense | $1,646,000 | 6,719 |
| Salaries and employee benefits | $873,000 | 6,599 |
| Premises and equipment expense | $241,000 | 6,374 |
| Additional noninterest expense | $532,000 | 6,818 |
| Pre-tax net operating income | $1,492,000 | 4,356 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $342,000 | 5,408 |
| Income before extraordinary items | $1,155,000 | 3,997 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,155,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $193,000 | 5,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,151,150 | 3,954 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 6,400 |
| Total interest expense | $2,347,000 | 5,815 |
| Net interest income | $2,211,000 | 6,850 |
| Provision for loan and lease losses | $102,000 | 4,548 |
| Total noninterest income | $499,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $425,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $1,566,000 | 7,082 |
| Salaries and employee benefits | $704,000 | 7,692 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $607,000 | 6,489 |
| Pre-tax net operating income | $1,042,000 | 5,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $837,000 | 5,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $837,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $231,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $837,000 | 5,255 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 7,385 |
| Total interest expense | $1,557,000 | 6,734 |
| Net interest income | $1,906,000 | 7,785 |
| Provision for loan and lease losses | $74,000 | 5,218 |
| Total noninterest income | $487,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,387,000 | 7,949 |
| Salaries and employee benefits | $624,000 | 8,454 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $497,000 | 7,873 |
| Pre-tax net operating income | $932,000 | 6,252 |
| Securities gains (losses) | $31,000 | 1,448 |
| Applicable income taxes | $251,000 | 6,521 |
| Income before extraordinary items | $712,000 | 5,838 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $712,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $151,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $689,060 | 6,042 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 8,732 |
| Total interest expense | $1,220,000 | 8,176 |
| Net interest income | $1,539,000 | 8,984 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $498,000 | 5,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $1,241,000 | 8,730 |
| Salaries and employee benefits | $568,000 | 9,068 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $439,000 | 8,831 |
| Pre-tax net operating income | $700,000 | 7,363 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $478,000 | 7,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $471,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $126,000 | 6,430 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 985 |
| Net operating income | $478,000 | 7,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 9,732 |
| Total interest expense | $1,371,000 | 8,958 |
| Net interest income | $1,226,000 | 10,230 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $456,000 | 6,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 4,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $1,233,000 | 8,911 |
| Salaries and employee benefits | $529,000 | 9,493 |
| Premises and equipment expense | $318,000 | 5,731 |
| Additional noninterest expense | $386,000 | 9,740 |
| Pre-tax net operating income | $374,000 | 9,475 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 826 |
| Net operating income | $259,800 | 9,422 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.