Home > Century Savings Bank > Income and Expense
Century Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,560,000 | 1,785 |
| Total interest expense | $11,507,000 | 1,368 |
| Net interest income | $7,053,000 | 2,457 |
| Provision for loan and lease losses | $418,000 | 2,037 |
| Total noninterest income | $720,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $17,000 | 9,188 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $703,000 | 2,214 |
| Total noninterest expense | $3,297,000 | 3,797 |
| Salaries and employee benefits | $1,899,000 | 3,462 |
| Premises and equipment expense | $529,000 | 3,526 |
| Additional noninterest expense | $869,000 | 4,446 |
| Pre-tax net operating income | $4,058,000 | 1,864 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,462,000 | 1,745 |
| Income before extraordinary items | $2,596,000 | 2,037 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,596,000 | 2,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,596,000 | 1,987 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,499,000 | 2,179 |
| Total interest expense | $9,293,000 | 1,698 |
| Net interest income | $6,206,000 | 2,863 |
| Provision for loan and lease losses | $732,000 | 1,281 |
| Total noninterest income | $369,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $357,000 | 3,647 |
| Total noninterest expense | $2,526,000 | 4,962 |
| Salaries and employee benefits | $1,592,000 | 4,086 |
| Premises and equipment expense | $342,000 | 5,088 |
| Additional noninterest expense | $592,000 | 6,401 |
| Pre-tax net operating income | $3,317,000 | 2,160 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,161,000 | 2,058 |
| Income before extraordinary items | $2,156,000 | 2,283 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,156,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,156,000 | 2,235 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,012,000 | 2,781 |
| Total interest expense | $7,460,000 | 2,099 |
| Net interest income | $4,552,000 | 3,866 |
| Provision for loan and lease losses | $199,000 | 3,045 |
| Total noninterest income | $498,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $12,000 | 10,148 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $486,000 | 2,931 |
| Total noninterest expense | $2,215,000 | 5,525 |
| Salaries and employee benefits | $1,211,000 | 5,180 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $705,000 | 5,817 |
| Pre-tax net operating income | $2,636,000 | 2,701 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $905,000 | 2,585 |
| Income before extraordinary items | $1,728,000 | 2,854 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,728,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $2,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,729,980 | 2,810 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 3,332 |
| Total interest expense | $5,045,000 | 2,436 |
| Net interest income | $3,955,000 | 4,430 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $541,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $9,000 | 10,745 |
| Trading account gains and fees | $53,000 | 276 |
| Additional Noninterest Income | $479,000 | 3,030 |
| Total noninterest expense | $2,583,000 | 5,006 |
| Salaries and employee benefits | $1,358,000 | 4,699 |
| Premises and equipment expense | $318,000 | 5,462 |
| Additional noninterest expense | $907,000 | 5,134 |
| Pre-tax net operating income | $1,913,000 | 3,557 |
| Securities gains (losses) | $252,000 | 428 |
| Applicable income taxes | $780,000 | 2,832 |
| Income before extraordinary items | $1,385,000 | 3,402 |
| Extraordinary gains, net | $154,000 | 81 |
| Net income | $1,539,000 | 3,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,448 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,223,720 | 3,823 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,647,000 | 3,209 |
| Total interest expense | $5,542,000 | 2,337 |
| Net interest income | $4,105,000 | 4,301 |
| Provision for loan and lease losses | $673,000 | 1,709 |
| Total noninterest income | $849,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $8,000 | 11,238 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $841,000 | 2,315 |
| Total noninterest expense | $2,387,000 | 5,487 |
| Salaries and employee benefits | $1,393,000 | 4,574 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $692,000 | 6,621 |
| Pre-tax net operating income | $1,894,000 | 3,500 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $696,000 | 3,134 |
| Income before extraordinary items | $1,198,000 | 4,027 |
| Extraordinary gains, net | $407,000 | 548 |
| Net income | $1,605,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,198,000 | 3,816 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 3,053 |
| Total interest expense | $7,305,000 | 2,320 |
| Net interest income | $4,224,000 | 4,230 |
| Provision for loan and lease losses | $266,000 | 4,443 |
| Total noninterest income | $897,000 | 3,629 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $6,000 | 11,671 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $891,000 | 2,161 |
| Total noninterest expense | $1,966,000 | 6,470 |
| Salaries and employee benefits | $1,083,000 | 5,649 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $638,000 | 7,192 |
| Pre-tax net operating income | $2,889,000 | 2,152 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,070,000 | 1,986 |
| Income before extraordinary items | $1,819,000 | 2,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,819,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,819,000 | 2,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.