Home > Century Savings Bank > Assets and Liabilities
Century Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $250,026,000 | 1,821 |
| Cash and due from depository institutions | $3,328,000 | 3,282 |
| Interest-bearing balances | $1,842,000 | 1,867 |
| Securities | $9,178,000 | 7,690 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 713 |
| Net loans & leases | $214,602,000 | 1,340 |
| Loan loss allowance | $2,900,000 | 1,288 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,541,000 | 4,637 |
| Other real estate owned | $248,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,629,000 | 2,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,026,000 | 1,821 |
| Total liabilities | $232,896,000 | 1,764 |
| Total deposits | $208,769,000 | 1,803 |
| Interest-bearing deposits | $206,357,000 | 1,564 |
| Deposits held in domestic offices | $208,769,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,000,000 | 883 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,127,000 | 3,230 |
| Total equity capital | $17,130,000 | 2,602 |
| Total bank equity capital | $17,130,000 | 2,602 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $635,000 | 4,299 |
| Surplus | $5,771,000 | 2,463 |
| Undivided profits | $10,724,000 | 2,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,106,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,409,000 | 1,560 |
| Earning assets | $244,122,000 | 1,707 |
| Long-term assets (5+ years) | $13,409,000 | 3,629 |
| Average Assets, year-to-date | $233,021,000 | 1,864 |
| Average Assets, quarterly | $247,497,500 | 1,821 |
| Volatile liabilities | $50,862,000 | 1,398 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,535,000 | 680 |
| Unused loan commitments | $14,614,000 | 2,655 |
| Tier 1 (core) risk-based capital | $17,120,000 | 2,495 |
| Tier 2 risk-based capital | $1,926,620 | 1,584 |
| Total risk weighted assets | $153,155,820 | 1,833 |
| Total unused commitments | $14,614,000 | 2,661 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $215,560,000 | 2,154 |
| Cash and due from depository institutions | $381,000 | 3,970 |
| Interest-bearing balances | $94,000 | 5,057 |
| Securities | $9,038,000 | 8,268 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 850 |
| Net loans & leases | $187,959,000 | 1,545 |
| Loan loss allowance | $2,519,000 | 1,546 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $904,000 | 6,342 |
| Other real estate owned | $28,000 | 3,970 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,250,000 | 3,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,560,000 | 2,154 |
| Total liabilities | $201,018,000 | 2,093 |
| Total deposits | $176,028,000 | 2,204 |
| Interest-bearing deposits | $174,063,000 | 1,917 |
| Deposits held in domestic offices | $176,028,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $24,000,000 | 859 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $990,000 | 3,556 |
| Total equity capital | $14,542,000 | 3,057 |
| Total bank equity capital | $14,542,000 | 3,057 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $635,000 | 4,585 |
| Surplus | $5,771,000 | 2,524 |
| Undivided profits | $8,136,000 | 3,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,923,000 | 1,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,183,000 | 1,889 |
| Earning assets | $212,091,000 | 2,026 |
| Long-term assets (5+ years) | $9,631,000 | 4,308 |
| Average Assets, year-to-date | $198,092,200 | 2,289 |
| Average Assets, quarterly | $209,847,000 | 2,206 |
| Volatile liabilities | $47,123,000 | 1,452 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,445,000 | 633 |
| Unused loan commitments | $14,489,000 | 2,609 |
| Tier 1 (core) risk-based capital | $14,524,000 | 2,981 |
| Tier 2 risk-based capital | $1,587,550 | 1,942 |
| Total risk weighted assets | $126,072,350 | 2,237 |
| Total unused commitments | $14,489,000 | 2,621 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $180,176,000 | 2,575 |
| Cash and due from depository institutions | $862,000 | 4,916 |
| Interest-bearing balances | $387,000 | 3,600 |
| Securities | $12,614,000 | 7,392 |
| Federal funds sold & reverse repurchase agreements | $23,000,000 | 643 |
| Net loans & leases | $141,255,000 | 2,001 |
| Loan loss allowance | $1,848,000 | 2,080 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $192,000 | 10,312 |
| Other real estate owned | $362,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,891,000 | 3,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,176,000 | 2,575 |
| Total liabilities | $167,728,000 | 2,502 |
| Total deposits | $159,599,000 | 2,448 |
| Interest-bearing deposits | $158,179,000 | 2,151 |
| Deposits held in domestic offices | $159,599,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,000,000 | 1,404 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,129,000 | 3,279 |
| Total equity capital | $12,448,000 | 3,530 |
| Total bank equity capital | $12,448,000 | 3,530 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $635,000 | 4,828 |
| Surplus | $5,771,000 | 2,535 |
| Undivided profits | $6,042,000 | 3,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,516,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $811,000 | 2,895 |
| Earning assets | $177,256,000 | 2,433 |
| Long-term assets (5+ years) | $5,158,000 | 5,722 |
| Average Assets, year-to-date | $150,470,800 | 2,920 |
| Average Assets, quarterly | $165,936,500 | 2,753 |
| Volatile liabilities | $22,719,000 | 2,377 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $954,000 | 831 |
| Unused loan commitments | $10,628,000 | 3,135 |
| Tier 1 (core) risk-based capital | $12,368,000 | 3,439 |
| Tier 2 risk-based capital | $1,290,770 | 2,314 |
| Total risk weighted assets | $102,704,470 | 2,666 |
| Total unused commitments | $10,628,000 | 3,148 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $133,052,000 | 3,347 |
| Cash and due from depository institutions | $844,000 | 5,348 |
| Interest-bearing balances | $257,000 | 4,199 |
| Securities | $20,106,000 | 5,857 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $105,862,000 | 2,538 |
| Loan loss allowance | $1,730,000 | 2,239 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $222,000 | 10,485 |
| Other real estate owned | $182,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,836,000 | 4,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,052,000 | 3,347 |
| Total liabilities | $120,212,000 | 3,379 |
| Total deposits | $119,157,000 | 3,183 |
| Interest-bearing deposits | $118,106,000 | 2,794 |
| Deposits held in domestic offices | $119,157,000 | 3,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,055,000 | 2,954 |
| Total equity capital | $12,840,000 | 3,175 |
| Total bank equity capital | $12,840,000 | 3,175 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $635,000 | 5,063 |
| Surplus | $5,771,000 | 2,457 |
| Undivided profits | $6,434,000 | 3,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $473,000 | 4,432 |
| Earning assets | $130,225,000 | 3,154 |
| Long-term assets (5+ years) | $11,079,000 | 3,856 |
| Average Assets, year-to-date | $128,113,200 | 3,395 |
| Average Assets, quarterly | $129,543,500 | 3,409 |
| Volatile liabilities | $15,621,000 | 3,093 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,011,000 | 640 |
| Unused loan commitments | $7,222,000 | 3,906 |
| Tier 1 (core) risk-based capital | $12,840,000 | 3,219 |
| Tier 2 risk-based capital | $992,270 | 2,941 |
| Total risk weighted assets | $78,643,970 | 3,309 |
| Total unused commitments | $7,222,000 | 3,913 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $140,990,000 | 3,247 |
| Cash and due from depository institutions | $1,751,000 | 5,574 |
| Interest-bearing balances | $1,292,000 | 3,015 |
| Securities | $9,700,000 | 9,198 |
| Federal funds sold & reverse repurchase agreements | $34,500,000 | 406 |
| Net loans & leases | $86,680,000 | 2,937 |
| Loan loss allowance | $1,846,000 | 2,202 |
| Trading account assets | $5,103,000 | 164 |
| Bank premises and fixed assets | $273,000 | 10,471 |
| Other real estate owned | $861,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,122,000 | 3,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,990,000 | 3,247 |
| Total liabilities | $126,689,000 | 3,275 |
| Total deposits | $125,268,000 | 3,140 |
| Interest-bearing deposits | $124,568,000 | 2,745 |
| Deposits held in domestic offices | $125,268,000 | 3,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,421,000 | 2,380 |
| Total equity capital | $14,301,000 | 2,826 |
| Total bank equity capital | $14,301,000 | 2,826 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $635,000 | 5,284 |
| Surplus | $5,771,000 | 2,370 |
| Undivided profits | $7,895,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 4,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $359,000 | 5,163 |
| Earning assets | $137,275,000 | 3,064 |
| Long-term assets (5+ years) | $11,324,000 | 4,041 |
| Average Assets, year-to-date | $137,956,600 | 3,223 |
| Average Assets, quarterly | $139,384,500 | 3,256 |
| Volatile liabilities | $18,135,000 | 2,588 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $798,000 | 1,092 |
| Unused loan commitments | $6,305,000 | 4,240 |
| Tier 1 (core) risk-based capital | $14,301,000 | 2,762 |
| Tier 2 risk-based capital | $981,070 | 2,940 |
| Total risk weighted assets | $77,620,270 | 3,324 |
| Total unused commitments | $6,305,000 | 4,267 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $142,247,000 | 3,270 |
| Cash and due from depository institutions | $3,463,000 | 5,937 |
| Interest-bearing balances | $194,000 | 6,342 |
| Securities | $31,289,000 | 4,293 |
| Federal funds sold & reverse repurchase agreements | $16,800,000 | 1,004 |
| Net loans & leases | $82,264,000 | 3,178 |
| Loan loss allowance | $1,310,000 | 3,004 |
| Trading account assets | $5,139,000 | 163 |
| Bank premises and fixed assets | $305,000 | 10,477 |
| Other real estate owned | $49,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,938,000 | 2,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,247,000 | 3,270 |
| Total liabilities | $129,551,000 | 3,294 |
| Total deposits | $122,493,000 | 3,323 |
| Interest-bearing deposits | $121,945,000 | 2,937 |
| Deposits held in domestic offices | $122,493,000 | 3,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $5,000,000 | 200 |
| All other liabilities | $2,058,000 | 1,835 |
| Total equity capital | $12,696,000 | 3,029 |
| Total bank equity capital | $12,696,000 | 3,029 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $635,000 | 5,552 |
| Surplus | $5,771,000 | 2,284 |
| Undivided profits | $6,290,000 | 3,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 5,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $364,000 | 5,518 |
| Earning assets | $135,686,000 | 3,134 |
| Long-term assets (5+ years) | $9,693,000 | 4,426 |
| Average Assets, year-to-date | $152,149,400 | 3,002 |
| Average Assets, quarterly | $144,289,000 | 3,205 |
| Volatile liabilities | $14,468,000 | 3,060 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $577,000 | 860 |
| Unused loan commitments | $6,362,000 | 3,968 |
| Tier 1 (core) risk-based capital | $12,696,000 | 2,980 |
| Tier 2 risk-based capital | $5,760,860 | 689 |
| Total risk weighted assets | $60,319,260 | 4,205 |
| Total unused commitments | $6,362,000 | 3,990 |
| Derivatives | $10,000,000 | 462 |