Home > Century Bank of Georgia > Income and Expense

Century Bank of Georgia, Income and Expense

2024-06-30 (YTD Data)		Rank
Total interest income	$7,710,000	2,413
Total interest expense	$2,810,000	2,307
Net interest income	$4,900,000	2,409
Provision for loan and lease losses	$-75,000	4,328
Total noninterest income	$796,000	2,208
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$151,000	2,176
Trading account gains and fees	NA	NA
Additional Noninterest Income	$645,000	1,964
Total noninterest expense	$3,064,000	2,780
Salaries and employee benefits	$1,568,000	2,906
Premises and equipment expense	$255,000	2,917
Additional noninterest expense	$645,000	1,964
Pre-tax net operating income	$2,707,000	1,742
Securities gains (losses)	$0	628
Applicable income taxes	$469,000	1,435
Income before extraordinary items	$2,238,000	1,794
Extraordinary gains, net	$0	52
Net income	$2,238,000	1,818
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,238,000	1,795
Net charge-offs	$-63,000	4,340
Cash dividends	$570,000	1,898
Sale, conversion, retirement of capital stock, net	$4,000	488
Net operating income	$2,238,000	1,796
2024-03-31 (YTD Data)		Rank
Total interest income	$3,670,000	2,460
Total interest expense	$1,327,000	2,355
Net interest income	$2,343,000	2,475
Provision for loan and lease losses	$0	2,578
Total noninterest income	$388,000	2,196
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$73,000	2,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$315,000	1,931
Total noninterest expense	$1,525,000	2,793
Salaries and employee benefits	$782,000	2,910
Premises and equipment expense	$124,000	2,963
Additional noninterest expense	$315,000	1,931
Pre-tax net operating income	$1,206,000	1,825
Securities gains (losses)	$0	689
Applicable income taxes	$133,000	1,770
Income before extraordinary items	$1,073,000	1,810
Extraordinary gains, net	$0	51
Net income	$1,073,000	1,833
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,073,000	1,810
Net charge-offs	$2,000	1,977
Cash dividends	$285,000	1,623
Sale, conversion, retirement of capital stock, net	$2,000	404
Net operating income	$1,073,000	1,811
2023-12-31 (YTD Data)		Rank
Total interest income	$12,443,000	2,542
Total interest expense	$2,417,000	2,853
Net interest income	$10,026,000	2,384
Provision for loan and lease losses	$-600,000	4,482
Total noninterest income	$1,496,000	2,309
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$336,000	2,068
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,160,000	2,138
Total noninterest expense	$5,907,000	2,804
Salaries and employee benefits	$3,100,000	2,894
Premises and equipment expense	$495,000	2,970
Additional noninterest expense	$1,160,000	2,138
Pre-tax net operating income	$6,215,000	1,681
Securities gains (losses)	$0	988
Applicable income taxes	$1,404,000	1,229
Income before extraordinary items	$4,811,000	1,772
Extraordinary gains, net	$0	54
Net income	$4,811,000	1,793
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,811,000	1,775
Net charge-offs	$-6,000	3,751
Cash dividends	$1,140,000	2,032
Sale, conversion, retirement of capital stock, net	$6,000	501
Net operating income	$4,811,000	1,799
2023-09-30 (YTD Data)		Rank
Total interest income	$9,301,000	2,523
Total interest expense	$1,542,000	2,912
Net interest income	$7,759,000	2,355
Provision for loan and lease losses	$-600,000	4,517
Total noninterest income	$1,128,000	2,297
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$250,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	2,116
Total noninterest expense	$4,508,000	2,763
Salaries and employee benefits	$2,296,000	2,898
Premises and equipment expense	$391,000	2,905
Additional noninterest expense	$878,000	2,116
Pre-tax net operating income	$4,979,000	1,666
Securities gains (losses)	$0	849
Applicable income taxes	$1,131,000	1,196
Income before extraordinary items	$3,848,000	1,760
Extraordinary gains, net	$0	52
Net income	$3,848,000	1,774
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,848,000	1,760
Net charge-offs	$-6,000	3,713
Cash dividends	$855,000	1,821
Sale, conversion, retirement of capital stock, net	$6,000	477
Net operating income	$3,848,000	1,782
2023-06-30 (YTD Data)		Rank
Total interest income	$6,235,000	2,481
Total interest expense	$855,000	2,965
Net interest income	$5,380,000	2,312
Provision for loan and lease losses	$0	2,940
Total noninterest income	$726,000	2,287
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$162,000	2,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$564,000	2,081
Total noninterest expense	$3,005,000	2,760
Salaries and employee benefits	$1,541,000	2,900
Premises and equipment expense	$264,000	2,882
Additional noninterest expense	$564,000	2,078
Pre-tax net operating income	$3,101,000	1,719
Securities gains (losses)	$0	938
Applicable income taxes	$698,000	1,263
Income before extraordinary items	$2,403,000	1,822
Extraordinary gains, net	$0	51
Net income	$2,403,000	1,842
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,403,000	1,822
Net charge-offs	$-6,000	3,775
Cash dividends	$570,000	1,847
Sale, conversion, retirement of capital stock, net	$4,000	458
Net operating income	$2,403,000	1,832
2023-03-31 (YTD Data)		Rank
Total interest income	$3,041,000	2,512
Total interest expense	$344,000	3,022
Net interest income	$2,697,000	2,311
Provision for loan and lease losses	$0	2,612
Total noninterest income	$353,000	2,311
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$71,000	2,269
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	2,068
Total noninterest expense	$1,496,000	2,811
Salaries and employee benefits	$772,000	2,937
Premises and equipment expense	$131,000	2,944
Additional noninterest expense	$282,000	2,068
Pre-tax net operating income	$1,554,000	1,741
Securities gains (losses)	$0	950
Applicable income taxes	$352,000	1,265
Income before extraordinary items	$1,202,000	1,856
Extraordinary gains, net	$0	4
Net income	$1,202,000	1,856
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,202,000	1,856
Net charge-offs	$0	2,062
Cash dividends	$285,000	1,621
Sale, conversion, retirement of capital stock, net	$2,000	419
Net operating income	$1,202,000	1,873
2022-12-31 (YTD Data)		Rank
Total interest income	$9,812,000	2,547
Total interest expense	$594,000	3,049
Net interest income	$9,218,000	2,474
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,566,000	2,294
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$280,000	2,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,286,000	2,064
Total noninterest expense	$5,799,000	2,799
Salaries and employee benefits	$3,054,000	2,911
Premises and equipment expense	$499,000	2,996
Additional noninterest expense	$1,286,000	2,064
Pre-tax net operating income	$4,985,000	2,050
Securities gains (losses)	$0	691
Applicable income taxes	$1,087,000	1,486
Income before extraordinary items	$3,898,000	2,141
Extraordinary gains, net	$0	5
Net income	$3,898,000	2,140
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,898,000	2,140
Net charge-offs	$48,000	1,566
Cash dividends	$1,075,000	2,074
Sale, conversion, retirement of capital stock, net	$17,000	541
Net operating income	$3,898,000	2,170
2022-09-30 (YTD Data)		Rank
Total interest income	$6,895,000	2,587
Total interest expense	$323,000	3,198
Net interest income	$6,572,000	2,523
Provision for loan and lease losses	$0	2,835
Total noninterest income	$1,220,000	2,287
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$214,000	2,318
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,006,000	2,047
Total noninterest expense	$4,208,000	2,841
Salaries and employee benefits	$2,165,000	2,987
Premises and equipment expense	$379,000	2,987
Additional noninterest expense	$1,006,000	2,047
Pre-tax net operating income	$3,584,000	2,064
Securities gains (losses)	$0	740
Applicable income taxes	$774,000	1,535
Income before extraordinary items	$2,810,000	2,161
Extraordinary gains, net	$0	4
Net income	$2,810,000	2,160
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,810,000	2,160
Net charge-offs	$-1,000	3,079
Cash dividends	$790,000	1,852
Sale, conversion, retirement of capital stock, net	$13,000	493
Net operating income	$2,810,000	2,194
2022-06-30 (YTD Data)		Rank
Total interest income	$4,356,000	2,628
Total interest expense	$185,000	3,290
Net interest income	$4,171,000	2,560
Provision for loan and lease losses	$0	2,599
Total noninterest income	$745,000	2,364
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$140,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$605,000	2,187
Total noninterest expense	$2,797,000	2,840
Salaries and employee benefits	$1,452,000	2,978
Premises and equipment expense	$245,000	3,040
Additional noninterest expense	$1,100,000	2,458
Pre-tax net operating income	$2,119,000	2,130
Securities gains (losses)	$0	687
Applicable income taxes	$478,000	1,515
Income before extraordinary items	$1,641,000	2,229
Extraordinary gains, net	$0	4
Net income	$1,641,000	2,230
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,641,000	2,229
Net charge-offs	$-1,000	2,999
Cash dividends	$505,000	1,868
Sale, conversion, retirement of capital stock, net	$8,000	474
Net operating income	$1,641,000	2,267
2022-03-31 (YTD Data)		Rank
Total interest income	$2,051,000	2,678
Total interest expense	$93,000	3,269
Net interest income	$1,958,000	2,616
Provision for loan and lease losses	$0	2,285
Total noninterest income	$350,000	2,413
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$72,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$278,000	2,262
Total noninterest expense	$1,397,000	2,846
Salaries and employee benefits	$730,000	2,978
Premises and equipment expense	$124,000	3,027
Additional noninterest expense	$543,000	2,449
Pre-tax net operating income	$911,000	2,223
Securities gains (losses)	$0	623
Applicable income taxes	$206,000	1,593
Income before extraordinary items	$705,000	2,349
Extraordinary gains, net	$0	4
Net income	$705,000	2,348
Minority interest net income	$0	50
Net income of bank and minority interests.	$705,000	2,349
Net charge-offs	$0	1,838
Cash dividends	$255,000	1,600
Sale, conversion, retirement of capital stock, net	$5,000	428
Net operating income	$705,000	2,370
2021-12-31 (YTD Data)		Rank
Total interest income	$8,961,000	2,631
Total interest expense	$460,000	3,282
Net interest income	$8,501,000	2,560
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,370,000	2,642
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$315,000	2,137
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,055,000	2,579
Total noninterest expense	$5,605,000	2,826
Salaries and employee benefits	$2,875,000	2,996
Premises and equipment expense	$538,000	2,915
Additional noninterest expense	$2,192,000	2,429
Pre-tax net operating income	$4,266,000	2,251
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,013,000	1,593
Income before extraordinary items	$3,253,000	2,440
Extraordinary gains, net	$0	10
Net income	$3,253,000	2,440
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,253,000	2,441
Net charge-offs	$-72,000	4,255
Cash dividends	$840,000	2,379
Sale, conversion, retirement of capital stock, net	$20,000	546
Net operating income	$3,253,000	2,418
2021-09-30 (YTD Data)		Rank
Total interest income	$6,493,000	2,736
Total interest expense	$346,000	3,370
Net interest income	$6,147,000	2,651
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,186,000	2,524
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$231,000	2,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	2,434
Total noninterest expense	$4,110,000	2,883
Salaries and employee benefits	$2,066,000	3,076
Premises and equipment expense	$415,000	2,884
Additional noninterest expense	$1,629,000	2,443
Pre-tax net operating income	$3,223,000	2,344
Securities gains (losses)	$0	2,015
Applicable income taxes	$776,000	1,663
Income before extraordinary items	$2,447,000	2,538
Extraordinary gains, net	$0	8
Net income	$2,447,000	2,538
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,447,000	2,538
Net charge-offs	$-72,000	4,340
Cash dividends	$630,000	2,119
Sale, conversion, retirement of capital stock, net	$15,000	510
Net operating income	$2,447,000	2,512
2021-06-30 (YTD Data)		Rank
Total interest income	$4,318,000	2,740
Total interest expense	$231,000	3,430
Net interest income	$4,087,000	2,658
Provision for loan and lease losses	$0	2,862
Total noninterest income	$747,000	2,554
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$149,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	2,460
Total noninterest expense	$2,740,000	2,880
Salaries and employee benefits	$1,379,000	3,072
Premises and equipment expense	$279,000	2,875
Additional noninterest expense	$1,082,000	2,437
Pre-tax net operating income	$2,094,000	2,328
Securities gains (losses)	$0	1,818
Applicable income taxes	$507,000	1,651
Income before extraordinary items	$1,587,000	2,545
Extraordinary gains, net	$0	6
Net income	$1,587,000	2,545
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,587,000	2,545
Net charge-offs	$-71,000	4,479
Cash dividends	$420,000	2,107
Sale, conversion, retirement of capital stock, net	$10,000	487
Net operating income	$1,587,000	2,508
2021-03-31 (YTD Data)		Rank
Total interest income	$2,211,000	2,697
Total interest expense	$113,000	3,544
Net interest income	$2,098,000	2,594
Provision for loan and lease losses	$0	2,741
Total noninterest income	$400,000	2,484
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$75,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$325,000	2,363
Total noninterest expense	$1,382,000	2,864
Salaries and employee benefits	$692,000	3,059
Premises and equipment expense	$144,000	2,839
Additional noninterest expense	$546,000	2,402
Pre-tax net operating income	$1,116,000	2,233
Securities gains (losses)	$0	1,392
Applicable income taxes	$272,000	1,585
Income before extraordinary items	$844,000	2,438
Extraordinary gains, net	$0	3
Net income	$844,000	2,436
Minority interest net income	$0	55
Net income of bank and minority interests.	$844,000	2,438
Net charge-offs	$-62,000	4,663
Cash dividends	$210,000	1,778
Sale, conversion, retirement of capital stock, net	$5,000	458
Net operating income	$844,000	2,400
2020-12-31 (YTD Data)		Rank
Total interest income	$9,051,000	2,671
Total interest expense	$602,000	3,627
Net interest income	$8,449,000	2,530
Provision for loan and lease losses	$850,000	1,775
Total noninterest income	$1,361,000	2,537
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$328,000	2,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,033,000	2,449
Total noninterest expense	$5,370,000	2,868
Salaries and employee benefits	$2,892,000	3,003
Premises and equipment expense	$447,000	3,225
Additional noninterest expense	$2,031,000	2,510
Pre-tax net operating income	$3,590,000	2,192
Securities gains (losses)	$334,000	773
Applicable income taxes	$915,000	1,499
Income before extraordinary items	$3,009,000	2,308
Extraordinary gains, net	$0	4
Net income	$3,009,000	2,307
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,009,000	2,308
Net charge-offs	$17,000	2,854
Cash dividends	$808,000	2,414
Sale, conversion, retirement of capital stock, net	$10,000	546
Net operating income	$2,745,140	2,365
2020-09-30 (YTD Data)		Rank
Total interest income	$7,127,000	2,616
Total interest expense	$479,000	3,645
Net interest income	$6,648,000	2,443
Provision for loan and lease losses	$850,000	1,500
Total noninterest income	$972,000	2,558
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$238,000	2,164
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	2,444
Total noninterest expense	$4,115,000	2,830
Salaries and employee benefits	$2,201,000	2,954
Premises and equipment expense	$349,000	3,180
Additional noninterest expense	$1,565,000	2,440
Pre-tax net operating income	$2,655,000	2,209
Securities gains (losses)	$334,000	648
Applicable income taxes	$718,000	1,435
Income before extraordinary items	$2,271,000	2,274
Extraordinary gains, net	$0	4
Net income	$2,271,000	2,273
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,271,000	2,274
Net charge-offs	$14,000	2,631
Cash dividends	$588,000	2,176
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,007,140	2,394
2020-06-30 (YTD Data)		Rank
Total interest income	$5,081,000	2,536
Total interest expense	$341,000	3,671
Net interest income	$4,740,000	2,355
Provision for loan and lease losses	$850,000	1,190
Total noninterest income	$604,000	2,600
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$159,000	2,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	2,486
Total noninterest expense	$2,790,000	2,809
Salaries and employee benefits	$1,509,000	2,932
Premises and equipment expense	$233,000	3,176
Additional noninterest expense	$1,048,000	2,430
Pre-tax net operating income	$1,704,000	2,229
Securities gains (losses)	$334,000	495
Applicable income taxes	$490,000	1,368
Income before extraordinary items	$1,548,000	2,197
Extraordinary gains, net	$0	4
Net income	$1,548,000	2,197
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,548,000	2,197
Net charge-offs	$24,000	2,109
Cash dividends	$368,000	2,245
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,284,140	2,414
2020-03-31 (YTD Data)		Rank
Total interest income	$2,051,000	2,890
Total interest expense	$200,000	3,596
Net interest income	$1,851,000	2,729
Provision for loan and lease losses	$0	3,711
Total noninterest income	$316,000	2,456
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$101,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	2,354
Total noninterest expense	$1,334,000	2,906
Salaries and employee benefits	$720,000	3,010
Premises and equipment expense	$118,000	3,177
Additional noninterest expense	$496,000	2,550
Pre-tax net operating income	$833,000	2,096
Securities gains (losses)	$293,000	291
Applicable income taxes	$268,000	1,165
Income before extraordinary items	$858,000	1,871
Extraordinary gains, net	$0	4
Net income	$858,000	1,871
Minority interest net income	$0	56
Net income of bank and minority interests.	$858,000	1,871
Net charge-offs	$-14,000	4,568
Cash dividends	$184,000	1,994
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$626,530	2,302
2019-12-31 (YTD Data)		Rank
Total interest income	$8,361,000	2,886
Total interest expense	$870,000	3,497
Net interest income	$7,491,000	2,738
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,451,000	2,343
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$414,000	2,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,037,000	2,207
Total noninterest expense	$5,352,000	2,891
Salaries and employee benefits	$2,870,000	3,014
Premises and equipment expense	$481,000	3,167
Additional noninterest expense	$2,001,000	2,557
Pre-tax net operating income	$3,590,000	2,200
Securities gains (losses)	$38,000	1,350
Applicable income taxes	$761,000	1,637
Income before extraordinary items	$2,867,000	2,356
Extraordinary gains, net	$0	11
Net income	$2,867,000	2,358
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,867,000	2,358
Net charge-offs	$-32,000	4,684
Cash dividends	$4,298,000	905
Sale, conversion, retirement of capital stock, net	$8,000	604
Net operating income	$2,836,980	2,333
2019-09-30 (YTD Data)		Rank
Total interest income	$6,175,000	2,945
Total interest expense	$636,000	3,563
Net interest income	$5,539,000	2,789
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,058,000	2,387
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$306,000	2,207
Trading account gains and fees	NA	NA
Additional Noninterest Income	$752,000	2,237
Total noninterest expense	$3,981,000	2,916
Salaries and employee benefits	$2,080,000	3,079
Premises and equipment expense	$371,000	3,140
Additional noninterest expense	$1,530,000	2,529
Pre-tax net operating income	$2,616,000	2,300
Securities gains (losses)	$38,000	1,173
Applicable income taxes	$574,000	1,683
Income before extraordinary items	$2,080,000	2,466
Extraordinary gains, net	$0	11
Net income	$2,080,000	2,467
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,080,000	2,467
Net charge-offs	$-26,000	4,671
Cash dividends	$4,107,000	703
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,049,980	2,462
2019-06-30 (YTD Data)		Rank
Total interest income	$4,052,000	2,986
Total interest expense	$407,000	3,614
Net interest income	$3,645,000	2,831
Provision for loan and lease losses	$0	3,685
Total noninterest income	$686,000	2,375
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$203,000	2,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$483,000	2,252
Total noninterest expense	$2,653,000	2,932
Salaries and employee benefits	$1,402,000	3,078
Premises and equipment expense	$248,000	3,142
Additional noninterest expense	$1,003,000	2,579
Pre-tax net operating income	$1,678,000	2,332
Securities gains (losses)	$13,000	1,155
Applicable income taxes	$364,000	1,697
Income before extraordinary items	$1,327,000	2,497
Extraordinary gains, net	$0	11
Net income	$1,327,000	2,496
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,327,000	2,496
Net charge-offs	$-13,000	4,553
Cash dividends	$682,000	1,793
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,316,730	2,488
2019-03-31 (YTD Data)		Rank
Total interest income	$2,002,000	3,021
Total interest expense	$189,000	3,694
Net interest income	$1,813,000	2,858
Provision for loan and lease losses	$0	3,406
Total noninterest income	$312,000	2,476
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$99,000	2,233
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	2,333
Total noninterest expense	$1,338,000	2,931
Salaries and employee benefits	$707,000	3,084
Premises and equipment expense	$129,000	3,125
Additional noninterest expense	$502,000	2,577
Pre-tax net operating income	$787,000	2,387
Securities gains (losses)	$0	1,087
Applicable income taxes	$164,000	1,758
Income before extraordinary items	$623,000	2,564
Extraordinary gains, net	$0	5
Net income	$623,000	2,563
Minority interest net income	$0	52
Net income of bank and minority interests.	$623,000	2,563
Net charge-offs	$-6,000	4,462
Cash dividends	$591,000	1,215
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$623,000	2,550
2018-12-31 (YTD Data)		Rank
Total interest income	$7,713,000	2,992
Total interest expense	$618,000	3,629
Net interest income	$7,095,000	2,873
Provision for loan and lease losses	$-1,100,000	5,346
Total noninterest income	$830,000	3,101
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$411,000	2,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$419,000	3,297
Total noninterest expense	$5,554,000	2,851
Salaries and employee benefits	$3,134,000	2,876
Premises and equipment expense	$486,000	3,199
Additional noninterest expense	$1,934,000	2,641
Pre-tax net operating income	$3,471,000	2,295
Securities gains (losses)	$0	1,125
Applicable income taxes	$882,000	1,492
Income before extraordinary items	$2,589,000	2,542
Extraordinary gains, net	$0	6
Net income	$2,589,000	2,541
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,589,000	2,541
Net charge-offs	$-994,000	5,361
Cash dividends	$678,000	2,667
Sale, conversion, retirement of capital stock, net	$8,000	644
Net operating income	$2,589,000	2,531
2018-09-30 (YTD Data)		Rank
Total interest income	$5,666,000	3,028
Total interest expense	$428,000	3,707
Net interest income	$5,238,000	2,915
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,023,000	2,474
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$298,000	2,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$725,000	2,303
Total noninterest expense	$3,776,000	3,047
Salaries and employee benefits	$1,990,000	3,175
Premises and equipment expense	$373,000	3,190
Additional noninterest expense	$1,413,000	2,702
Pre-tax net operating income	$2,485,000	2,408
Securities gains (losses)	$0	1,118
Applicable income taxes	$625,000	1,589
Income before extraordinary items	$1,860,000	2,640
Extraordinary gains, net	$0	5
Net income	$1,860,000	2,639
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,860,000	2,639
Net charge-offs	$-991,000	5,432
Cash dividends	$587,000	2,228
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,860,000	2,631
2018-06-30 (YTD Data)		Rank
Total interest income	$3,586,000	3,122
Total interest expense	$269,000	3,730
Net interest income	$3,317,000	3,014
Provision for loan and lease losses	$0	3,782
Total noninterest income	$679,000	2,482
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$200,000	2,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,308
Total noninterest expense	$2,515,000	3,064
Salaries and employee benefits	$1,331,000	3,196
Premises and equipment expense	$243,000	3,270
Additional noninterest expense	$941,000	2,727
Pre-tax net operating income	$1,481,000	2,538
Securities gains (losses)	$0	961
Applicable income taxes	$368,000	1,690
Income before extraordinary items	$1,113,000	2,794
Extraordinary gains, net	$0	6
Net income	$1,113,000	2,793
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,113,000	2,793
Net charge-offs	$-968,000	5,507
Cash dividends	$496,000	2,036
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,113,000	2,787
2018-03-31 (YTD Data)		Rank
Total interest income	$1,733,000	3,184
Total interest expense	$117,000	3,896
Net interest income	$1,616,000	3,074
Provision for loan and lease losses	$0	3,508
Total noninterest income	$334,000	2,475
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$102,000	2,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	2,312
Total noninterest expense	$1,270,000	3,071
Salaries and employee benefits	$670,000	3,200
Premises and equipment expense	$118,000	3,355
Additional noninterest expense	$482,000	2,705
Pre-tax net operating income	$680,000	2,632
Securities gains (losses)	$0	735
Applicable income taxes	$166,000	1,740
Income before extraordinary items	$514,000	2,853
Extraordinary gains, net	$0	7
Net income	$514,000	2,853
Minority interest net income	$0	52
Net income of bank and minority interests.	$514,000	2,853
Net charge-offs	$-11,000	4,784
Cash dividends	$91,000	2,385
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$514,000	2,841
2017-12-31 (YTD Data)		Rank
Total interest income	$6,410,000	3,291
Total interest expense	$474,000	3,760
Net interest income	$5,936,000	3,197
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,325,000	2,557
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$419,000	2,323
Trading account gains and fees	NA	NA
Additional Noninterest Income	$906,000	2,403
Total noninterest expense	$4,732,000	3,212
Salaries and employee benefits	$2,539,000	3,306
Premises and equipment expense	$484,000	3,319
Additional noninterest expense	$1,709,000	2,952
Pre-tax net operating income	$2,529,000	2,735
Securities gains (losses)	$0	2,243
Applicable income taxes	$941,000	1,934
Income before extraordinary items	$1,588,000	3,039
Extraordinary gains, net	$0	9
Net income	$1,588,000	3,037
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,588,000	3,039
Net charge-offs	$-330,000	5,518
Cash dividends	$692,000	2,635
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,588,000	3,015
2017-09-30 (YTD Data)		Rank
Total interest income	$4,727,000	3,330
Total interest expense	$353,000	3,787
Net interest income	$4,374,000	3,251
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,008,000	2,556
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$309,000	2,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$699,000	2,397
Total noninterest expense	$3,430,000	3,296
Salaries and employee benefits	$1,762,000	3,456
Premises and equipment expense	$370,000	3,332
Additional noninterest expense	$1,298,000	2,938
Pre-tax net operating income	$1,952,000	2,749
Securities gains (losses)	$0	2,274
Applicable income taxes	$635,000	1,865
Income before extraordinary items	$1,317,000	3,061
Extraordinary gains, net	$0	9
Net income	$1,317,000	3,060
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,317,000	3,061
Net charge-offs	$-255,000	5,545
Cash dividends	$241,000	3,025
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,317,000	3,037
2017-06-30 (YTD Data)		Rank
Total interest income	$3,063,000	3,381
Total interest expense	$235,000	3,764
Net interest income	$2,828,000	3,313
Provision for loan and lease losses	$0	3,871
Total noninterest income	$678,000	2,549
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$194,000	2,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$484,000	2,378
Total noninterest expense	$2,287,000	3,320
Salaries and employee benefits	$1,188,000	3,468
Premises and equipment expense	$243,000	3,366
Additional noninterest expense	$856,000	2,967
Pre-tax net operating income	$1,219,000	2,817
Securities gains (losses)	$0	1,906
Applicable income taxes	$398,000	1,904
Income before extraordinary items	$821,000	3,132
Extraordinary gains, net	$0	11
Net income	$821,000	3,131
Minority interest net income	$0	71
Net income of bank and minority interests.	$821,000	3,132
Net charge-offs	$-251,000	5,623
Cash dividends	$150,000	2,979
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$821,000	3,110
2017-03-31 (YTD Data)		Rank
Total interest income	$1,456,000	3,500
Total interest expense	$117,000	3,771
Net interest income	$1,339,000	3,440
Provision for loan and lease losses	$0	3,537
Total noninterest income	$321,000	2,628
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$97,000	2,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	2,428
Total noninterest expense	$1,154,000	3,321
Salaries and employee benefits	$598,000	3,495
Premises and equipment expense	$121,000	3,418
Additional noninterest expense	$435,000	2,942
Pre-tax net operating income	$506,000	3,069
Securities gains (losses)	$0	1,153
Applicable income taxes	$164,000	2,037
Income before extraordinary items	$342,000	3,415
Extraordinary gains, net	$0	8
Net income	$342,000	3,414
Minority interest net income	$0	55
Net income of bank and minority interests.	$342,000	3,415
Net charge-offs	$-244,000	5,752
Cash dividends	$75,000	2,495
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$342,000	3,389
2016-12-31 (YTD Data)		Rank
Total interest income	$5,932,000	3,451
Total interest expense	$499,000	3,645
Net interest income	$5,433,000	3,383
Provision for loan and lease losses	$-1,000,000	5,822
Total noninterest income	$1,289,000	2,673
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$413,000	2,409
Trading account gains and fees	$0	170
Additional Noninterest Income	$876,000	2,560
Total noninterest expense	$4,635,000	3,341
Salaries and employee benefits	$2,411,000	3,470
Premises and equipment expense	$474,000	3,477
Additional noninterest expense	$1,750,000	3,016
Pre-tax net operating income	$3,087,000	2,358
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,037,000	1,609
Income before extraordinary items	$2,050,000	2,746
Extraordinary gains, net	$0	5
Net income	$2,050,000	2,744
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,050,000	2,745
Net charge-offs	$-94,000	5,511
Cash dividends	$300,000	3,418
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,050,000	2,694
2016-09-30 (YTD Data)		Rank
Total interest income	$4,467,000	3,463
Total interest expense	$375,000	3,664
Net interest income	$4,092,000	3,393
Provision for loan and lease losses	$-1,000,000	5,910
Total noninterest income	$914,000	2,760
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$302,000	2,459
Trading account gains and fees	$0	169
Additional Noninterest Income	$612,000	2,637
Total noninterest expense	$3,365,000	3,418
Salaries and employee benefits	$1,664,000	3,623
Premises and equipment expense	$365,000	3,449
Additional noninterest expense	$1,336,000	2,983
Pre-tax net operating income	$2,641,000	2,161
Securities gains (losses)	$0	3,160
Applicable income taxes	$889,000	1,526
Income before extraordinary items	$1,752,000	2,558
Extraordinary gains, net	$0	5
Net income	$1,752,000	2,559
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,752,000	2,559
Net charge-offs	$-88,000	5,541
Cash dividends	$225,000	3,079
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,752,000	2,503
2016-06-30 (YTD Data)		Rank
Total interest income	$2,996,000	3,462
Total interest expense	$251,000	3,677
Net interest income	$2,745,000	3,400
Provision for loan and lease losses	$0	4,017
Total noninterest income	$612,000	2,723
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$199,000	2,452
Trading account gains and fees	$0	157
Additional Noninterest Income	$413,000	2,618
Total noninterest expense	$2,228,000	3,448
Salaries and employee benefits	$1,095,000	3,685
Premises and equipment expense	$240,000	3,495
Additional noninterest expense	$893,000	2,984
Pre-tax net operating income	$1,129,000	2,868
Securities gains (losses)	$0	2,835
Applicable income taxes	$362,000	1,963
Income before extraordinary items	$767,000	3,262
Extraordinary gains, net	$0	16
Net income	$767,000	3,260
Minority interest net income	$0	71
Net income of bank and minority interests.	$767,000	3,260
Net charge-offs	$83,000	1,785
Cash dividends	$150,000	3,022
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$767,000	3,196
2016-03-31 (YTD Data)		Rank
Total interest income	$1,496,000	3,460
Total interest expense	$126,000	3,695
Net interest income	$1,370,000	3,406
Provision for loan and lease losses	$0	3,656
Total noninterest income	$289,000	2,777
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$99,000	2,444
Trading account gains and fees	$0	142
Additional Noninterest Income	$190,000	2,677
Total noninterest expense	$1,132,000	3,434
Salaries and employee benefits	$555,000	3,683
Premises and equipment expense	$123,000	3,460
Additional noninterest expense	$454,000	2,962
Pre-tax net operating income	$527,000	2,947
Securities gains (losses)	$0	2,077
Applicable income taxes	$170,000	1,989
Income before extraordinary items	$357,000	3,333
Extraordinary gains, net	$0	12
Net income	$357,000	3,330
Minority interest net income	$0	62
Net income of bank and minority interests.	$357,000	3,331
Net charge-offs	$36,000	1,646
Cash dividends	$75,000	2,512
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$357,000	3,268
2015-12-31 (YTD Data)		Rank
Total interest income	$5,591,000	3,596
Total interest expense	$548,000	3,565
Net interest income	$5,043,000	3,565
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,441,000	2,533
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$416,000	2,454
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,025,000	2,347
Total noninterest expense	$4,611,000	3,406
Salaries and employee benefits	$2,306,000	3,604
Premises and equipment expense	$492,000	3,514
Additional noninterest expense	$1,813,000	2,993
Pre-tax net operating income	$1,873,000	3,128
Securities gains (losses)	$0	3,216
Applicable income taxes	$595,000	2,072
Income before extraordinary items	$1,278,000	3,497
Extraordinary gains, net	$0	23
Net income	$1,278,000	3,495
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,278,000	3,497
Net charge-offs	$411,000	1,333
Cash dividends	$300,000	3,400
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,278,000	3,453
2015-09-30 (YTD Data)		Rank
Total interest income	$4,148,000	3,653
Total interest expense	$417,000	3,588
Net interest income	$3,731,000	3,626
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,033,000	2,627
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$315,000	2,439
Trading account gains and fees	$0	153
Additional Noninterest Income	$718,000	2,451
Total noninterest expense	$3,352,000	3,498
Salaries and employee benefits	$1,632,000	3,741
Premises and equipment expense	$379,000	3,500
Additional noninterest expense	$1,341,000	3,037
Pre-tax net operating income	$1,412,000	3,186
Securities gains (losses)	$0	3,031
Applicable income taxes	$445,000	2,106
Income before extraordinary items	$967,000	3,559
Extraordinary gains, net	$0	21
Net income	$967,000	3,557
Minority interest net income	$0	78
Net income of bank and minority interests.	$967,000	3,558
Net charge-offs	$55,000	2,702
Cash dividends	$225,000	3,038
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$967,000	3,506
2015-06-30 (YTD Data)		Rank
Total interest income	$2,753,000	3,684
Total interest expense	$280,000	3,600
Net interest income	$2,473,000	3,648
Provision for loan and lease losses	$0	4,069
Total noninterest income	$732,000	2,548
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$226,000	2,280
Trading account gains and fees	$0	157
Additional Noninterest Income	$506,000	2,391
Total noninterest expense	$2,200,000	3,557
Salaries and employee benefits	$1,079,000	3,788
Premises and equipment expense	$252,000	3,523
Additional noninterest expense	$869,000	3,137
Pre-tax net operating income	$1,005,000	3,060
Securities gains (losses)	$0	2,636
Applicable income taxes	$323,000	2,060
Income before extraordinary items	$682,000	3,456
Extraordinary gains, net	$0	22
Net income	$682,000	3,456
Minority interest net income	$0	75
Net income of bank and minority interests.	$682,000	3,457
Net charge-offs	$-59,000	5,792
Cash dividends	$150,000	2,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$682,000	3,392
2015-03-31 (YTD Data)		Rank
Total interest income	$1,376,000	3,696
Total interest expense	$143,000	3,583
Net interest income	$1,233,000	3,659
Provision for loan and lease losses	$0	3,703
Total noninterest income	$369,000	2,500
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$117,000	2,215
Trading account gains and fees	$0	152
Additional Noninterest Income	$252,000	2,339
Total noninterest expense	$1,096,000	3,590
Salaries and employee benefits	$544,000	3,808
Premises and equipment expense	$129,000	3,500
Additional noninterest expense	$423,000	3,178
Pre-tax net operating income	$506,000	2,995
Securities gains (losses)	$0	2,027
Applicable income taxes	$166,000	1,999
Income before extraordinary items	$340,000	3,425
Extraordinary gains, net	$0	13
Net income	$340,000	3,428
Minority interest net income	$0	64
Net income of bank and minority interests.	$340,000	3,428
Net charge-offs	$-35,000	5,855
Cash dividends	$75,000	2,465
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$340,000	3,343
2014-12-31 (YTD Data)		Rank
Total interest income	$6,218,000	3,450
Total interest expense	$595,000	3,651
Net interest income	$5,623,000	3,389
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,582,000	2,433
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$480,000	2,341
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,102,000	2,193
Total noninterest expense	$4,862,000	3,377
Salaries and employee benefits	$2,328,000	3,663
Premises and equipment expense	$528,000	3,507
Additional noninterest expense	$2,006,000	2,872
Pre-tax net operating income	$2,343,000	2,706
Securities gains (losses)	$0	3,259
Applicable income taxes	$760,000	1,814
Income before extraordinary items	$1,583,000	3,151
Extraordinary gains, net	$0	17
Net income	$1,583,000	3,151
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,583,000	3,152
Net charge-offs	$74,000	3,448
Cash dividends	$4,225,000	698
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,583,000	3,099
2014-09-30 (YTD Data)		Rank
Total interest income	$4,682,000	3,463
Total interest expense	$452,000	3,696
Net interest income	$4,230,000	3,414
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,246,000	2,379
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$367,000	2,326
Trading account gains and fees	$0	174
Additional Noninterest Income	$879,000	2,112
Total noninterest expense	$3,716,000	3,355
Salaries and employee benefits	$1,670,000	3,777
Premises and equipment expense	$405,000	3,504
Additional noninterest expense	$1,641,000	2,690
Pre-tax net operating income	$1,760,000	2,738
Securities gains (losses)	$0	2,980
Applicable income taxes	$566,000	1,868
Income before extraordinary items	$1,194,000	3,157
Extraordinary gains, net	$0	15
Net income	$1,194,000	3,157
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,194,000	3,158
Net charge-offs	$75,000	2,948
Cash dividends	$225,000	2,983
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,194,000	3,114
2014-06-30 (YTD Data)		Rank
Total interest income	$3,104,000	3,478
Total interest expense	$310,000	3,654
Net interest income	$2,794,000	3,426
Provision for loan and lease losses	$0	4,196
Total noninterest income	$931,000	2,178
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$243,000	2,322
Trading account gains and fees	$0	172
Additional Noninterest Income	$688,000	1,867
Total noninterest expense	$2,609,000	3,249
Salaries and employee benefits	$1,127,000	3,768
Premises and equipment expense	$265,000	3,581
Additional noninterest expense	$1,217,000	2,452
Pre-tax net operating income	$1,116,000	2,774
Securities gains (losses)	$0	2,580
Applicable income taxes	$356,000	1,891
Income before extraordinary items	$760,000	3,196
Extraordinary gains, net	$0	20
Net income	$760,000	3,202
Minority interest net income	$0	80
Net income of bank and minority interests.	$760,000	3,202
Net charge-offs	$49,000	2,805
Cash dividends	$150,000	2,917
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$760,000	3,155
2014-03-31 (YTD Data)		Rank
Total interest income	$1,560,000	3,491
Total interest expense	$167,000	3,538
Net interest income	$1,393,000	3,452
Provision for loan and lease losses	$0	3,817
Total noninterest income	$582,000	1,839
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$124,000	2,253
Trading account gains and fees	$0	147
Additional Noninterest Income	$458,000	1,501
Total noninterest expense	$1,450,000	3,029
Salaries and employee benefits	$555,000	3,845
Premises and equipment expense	$134,000	3,597
Additional noninterest expense	$761,000	1,989
Pre-tax net operating income	$525,000	2,805
Securities gains (losses)	$0	1,715
Applicable income taxes	$163,000	1,918
Income before extraordinary items	$362,000	3,197
Extraordinary gains, net	$0	16
Net income	$362,000	3,199
Minority interest net income	$0	66
Net income of bank and minority interests.	$362,000	3,199
Net charge-offs	$63,000	1,685
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$362,000	3,167
2013-12-31 (YTD Data)		Rank
Total interest income	$7,140,000	3,200
Total interest expense	$750,000	3,593
Net interest income	$6,390,000	3,112
Provision for loan and lease losses	$878,000	1,235
Total noninterest income	$1,453,000	2,639
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$473,000	2,499
Trading account gains and fees	$0	184
Additional Noninterest Income	$980,000	2,408
Total noninterest expense	$4,659,000	3,578
Salaries and employee benefits	$2,282,000	3,770
Premises and equipment expense	$536,000	3,572
Additional noninterest expense	$1,841,000	3,165
Pre-tax net operating income	$2,306,000	2,595
Securities gains (losses)	$1,000	3,056
Applicable income taxes	$714,000	1,791
Income before extraordinary items	$1,593,000	3,044
Extraordinary gains, net	$0	29
Net income	$1,593,000	3,046
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,593,000	3,047
Net charge-offs	$1,143,000	1,142
Cash dividends	$325,000	3,212
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,592,310	2,981
2013-09-30 (YTD Data)		Rank
Total interest income	$5,461,000	3,182
Total interest expense	$567,000	3,662
Net interest income	$4,894,000	3,090
Provision for loan and lease losses	$878,000	987
Total noninterest income	$1,071,000	2,711
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$354,000	2,510
Trading account gains and fees	$0	180
Additional Noninterest Income	$717,000	2,480
Total noninterest expense	$3,464,000	3,611
Salaries and employee benefits	$1,604,000	3,931
Premises and equipment expense	$389,000	3,683
Additional noninterest expense	$1,471,000	3,020
Pre-tax net operating income	$1,623,000	2,789
Securities gains (losses)	$1,000	2,916
Applicable income taxes	$524,000	1,870
Income before extraordinary items	$1,100,000	3,244
Extraordinary gains, net	$0	25
Net income	$1,100,000	3,247
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,100,000	3,248
Net charge-offs	$860,000	1,113
Cash dividends	$325,000	2,537
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,099,320	3,175
2013-06-30 (YTD Data)		Rank
Total interest income	$3,846,000	3,060
Total interest expense	$383,000	3,688
Net interest income	$3,463,000	2,939
Provision for loan and lease losses	$878,000	744
Total noninterest income	$763,000	2,626
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$236,000	2,472
Trading account gains and fees	$0	157
Additional Noninterest Income	$527,000	2,402
Total noninterest expense	$2,290,000	3,645
Salaries and employee benefits	$1,068,000	3,969
Premises and equipment expense	$253,000	3,762
Additional noninterest expense	$969,000	3,040
Pre-tax net operating income	$1,058,000	2,781
Securities gains (losses)	$1,000	2,688
Applicable income taxes	$341,000	1,890
Income before extraordinary items	$718,000	3,263
Extraordinary gains, net	$0	22
Net income	$718,000	3,264
Minority interest net income	$0	82
Net income of bank and minority interests.	$718,000	3,266
Net charge-offs	$865,000	854
Cash dividends	$250,000	2,371
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$717,320	3,172
2013-03-31 (YTD Data)		Rank
Total interest income	$1,892,000	3,120
Total interest expense	$195,000	3,729
Net interest income	$1,697,000	2,999
Provision for loan and lease losses	$437,000	761
Total noninterest income	$382,000	2,618
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$116,000	2,505
Trading account gains and fees	$0	148
Additional Noninterest Income	$266,000	2,383
Total noninterest expense	$1,135,000	3,699
Salaries and employee benefits	$531,000	4,010
Premises and equipment expense	$129,000	3,732
Additional noninterest expense	$475,000	3,105
Pre-tax net operating income	$507,000	2,842
Securities gains (losses)	$0	1,966
Applicable income taxes	$171,000	1,862
Income before extraordinary items	$336,000	3,354
Extraordinary gains, net	$0	10
Net income	$336,000	3,354
Minority interest net income	$0	76
Net income of bank and minority interests.	$336,000	3,356
Net charge-offs	$813,000	552
Cash dividends	$200,000	1,609
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$336,000	3,248
2012-12-31 (YTD Data)		Rank
Total interest income	$8,457,000	2,966
Total interest expense	$930,000	3,788
Net interest income	$7,527,000	2,802
Provision for loan and lease losses	$1,537,000	1,300
Total noninterest income	$805,000	3,640
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$499,000	2,492
Trading account gains and fees	$0	166
Additional Noninterest Income	$306,000	4,014
Total noninterest expense	$4,786,000	3,582
Salaries and employee benefits	$2,448,000	3,625
Premises and equipment expense	$582,000	3,459
Additional noninterest expense	$1,756,000	3,404
Pre-tax net operating income	$2,009,000	2,798
Securities gains (losses)	$0	3,810
Applicable income taxes	$646,000	1,917
Income before extraordinary items	$1,363,000	3,299
Extraordinary gains, net	$0	29
Net income	$1,363,000	3,300
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,363,000	3,299
Net charge-offs	$258,000	3,487
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,363,000	3,156
2012-09-30 (YTD Data)		Rank
Total interest income	$6,389,000	3,003
Total interest expense	$728,000	3,805
Net interest income	$5,661,000	2,835
Provision for loan and lease losses	$1,216,000	1,245
Total noninterest income	$646,000	3,554
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$373,000	2,528
Trading account gains and fees	$0	157
Additional Noninterest Income	$273,000	3,817
Total noninterest expense	$3,623,000	3,578
Salaries and employee benefits	$1,628,000	3,931
Premises and equipment expense	$453,000	3,412
Additional noninterest expense	$1,542,000	3,038
Pre-tax net operating income	$1,468,000	2,932
Securities gains (losses)	$0	3,575
Applicable income taxes	$490,000	1,966
Income before extraordinary items	$978,000	3,473
Extraordinary gains, net	$0	20
Net income	$978,000	3,473
Minority interest net income	$0	86
Net income of bank and minority interests.	$978,000	3,475
Net charge-offs	$278,000	2,922
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$978,000	3,317
2012-06-30 (YTD Data)		Rank
Total interest income	$4,218,000	3,058
Total interest expense	$507,000	3,798
Net interest income	$3,711,000	2,886
Provision for loan and lease losses	$659,000	1,476
Total noninterest income	$270,000	4,417
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$239,000	2,582
Trading account gains and fees	$0	153
Additional Noninterest Income	$31,000	5,863
Total noninterest expense	$2,389,000	3,631
Salaries and employee benefits	$1,112,000	3,893
Premises and equipment expense	$318,000	3,290
Additional noninterest expense	$959,000	3,234
Pre-tax net operating income	$933,000	2,989
Securities gains (losses)	$0	3,178
Applicable income taxes	$321,000	1,978
Income before extraordinary items	$612,000	3,602
Extraordinary gains, net	$0	19
Net income	$612,000	3,603
Minority interest net income	$0	84
Net income of bank and minority interests.	$612,000	3,604
Net charge-offs	$54,000	3,967
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$612,000	3,428
2012-03-31 (YTD Data)		Rank
Total interest income	$1,867,000	3,396
Total interest expense	$267,000	3,777
Net interest income	$1,600,000	3,279
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$253,000	3,233
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$115,000	2,623
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	3,187
Total noninterest expense	$1,354,000	3,326
Salaries and employee benefits	$538,000	4,016
Premises and equipment expense	$175,000	3,083
Additional noninterest expense	$641,000	2,493
Pre-tax net operating income	$349,000	3,558
Securities gains (losses)	$0	2,210
Applicable income taxes	$103,000	2,417
Income before extraordinary items	$246,000	4,006
Extraordinary gains, net	$0	19
Net income	$246,000	4,008
Minority interest net income	$0	78
Net income of bank and minority interests.	$246,000	4,008
Net charge-offs	$38,000	3,242
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$246,000	3,850
2011-12-31 (YTD Data)		Rank
Total interest income	$5,562,000	4,278
Total interest expense	$1,413,000	3,589
Net interest income	$4,149,000	4,446
Provision for loan and lease losses	$595,000	3,216
Total noninterest income	$3,957,000	1,240
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$356,000	3,269
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,601,000	915
Total noninterest expense	$4,580,000	3,758
Salaries and employee benefits	$1,747,000	4,538
Premises and equipment expense	$456,000	4,271
Additional noninterest expense	$2,377,000	2,698
Pre-tax net operating income	$2,931,000	1,871
Securities gains (losses)	$166,000	1,608
Applicable income taxes	$1,061,000	1,290
Income before extraordinary items	$2,036,000	2,228
Extraordinary gains, net	$0	29
Net income	$2,036,000	2,229
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,036,000	2,229
Net charge-offs	$583,000	2,990
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$4,000	1,061
Net operating income	$1,926,440	2,246
2011-09-30 (YTD Data)		Rank
Total interest income	$3,870,000	4,534
Total interest expense	$1,054,000	3,708
Net interest income	$2,816,000	4,729
Provision for loan and lease losses	$595,000	2,651
Total noninterest income	$1,002,000	2,619
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$252,000	3,382
Trading account gains and fees	$0	145
Additional Noninterest Income	$750,000	2,131
Total noninterest expense	$2,837,000	4,280
Salaries and employee benefits	$1,238,000	4,700
Premises and equipment expense	$317,000	4,495
Additional noninterest expense	$1,282,000	3,524
Pre-tax net operating income	$386,000	4,812
Securities gains (losses)	$85,000	1,924
Applicable income taxes	$105,000	3,166
Income before extraordinary items	$366,000	4,793
Extraordinary gains, net	$0	21
Net income	$366,000	4,794
Minority interest net income	$0	87
Net income of bank and minority interests.	$366,000	4,794
Net charge-offs	$234,000	3,535
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$4,000	989
Net operating income	$299,700	4,942
2011-06-30 (YTD Data)		Rank
Total interest income	$2,587,000	4,571
Total interest expense	$726,000	3,723
Net interest income	$1,861,000	4,775
Provision for loan and lease losses	$305,000	2,926
Total noninterest income	$558,000	2,923
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$158,000	3,487
Trading account gains and fees	$0	153
Additional Noninterest Income	$400,000	2,441
Total noninterest expense	$1,916,000	4,280
Salaries and employee benefits	$813,000	4,773
Premises and equipment expense	$208,000	4,570
Additional noninterest expense	$895,000	3,472
Pre-tax net operating income	$198,000	5,117
Securities gains (losses)	$85,000	1,253
Applicable income taxes	$55,000	3,307
Income before extraordinary items	$228,000	4,839
Extraordinary gains, net	$0	15
Net income	$228,000	4,838
Minority interest net income	$0	89
Net income of bank and minority interests.	$228,000	4,839
Net charge-offs	$176,000	3,243
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$4,000	914
Net operating income	$159,150	5,213
2011-03-31 (YTD Data)		Rank
Total interest income	$1,299,000	4,569
Total interest expense	$370,000	3,783
Net interest income	$929,000	4,779
Provision for loan and lease losses	$215,000	2,354
Total noninterest income	$331,000	2,654
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$76,000	3,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$255,000	2,117
Total noninterest expense	$982,000	4,225
Salaries and employee benefits	$412,000	4,787
Premises and equipment expense	$101,000	4,674
Additional noninterest expense	$469,000	3,345
Pre-tax net operating income	$63,000	5,577
Securities gains (losses)	$85,000	587
Applicable income taxes	$27,000	3,254
Income before extraordinary items	$121,000	4,756
Extraordinary gains, net	$0	9
Net income	$121,000	4,754
Minority interest net income	$0	86
Net income of bank and minority interests.	$121,000	4,756
Net charge-offs	$185,000	2,174
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$3,000	835
Net operating income	$51,300	5,646
2010-12-31 (YTD Data)		Rank
Total interest income	$5,356,000	4,625
Total interest expense	$1,868,000	3,743
Net interest income	$3,488,000	4,958
Provision for loan and lease losses	$800,000	3,403
Total noninterest income	$862,000	3,495
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$336,000	3,427
Trading account gains and fees	$0	175
Additional Noninterest Income	$526,000	3,112
Total noninterest expense	$4,027,000	4,201
Salaries and employee benefits	$1,665,000	4,759
Premises and equipment expense	$398,000	4,768
Additional noninterest expense	$1,964,000	3,312
Pre-tax net operating income	$-477,000	6,242
Securities gains (losses)	$-25,000	7,099
Applicable income taxes	$-276,000	7,030
Income before extraordinary items	$-226,000	6,194
Extraordinary gains, net	$0	29
Net income	$-226,000	6,194
Minority interest net income	$0	111
Net income of bank and minority interests.	$-226,000	6,195
Net charge-offs	$771,000	3,043
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$12,000	1,144
Net operating income	$-210,000	6,122
2010-09-30 (YTD Data)		Rank
Total interest income	$4,029,000	4,711
Total interest expense	$1,459,000	3,774
Net interest income	$2,570,000	5,069
Provision for loan and lease losses	$675,000	3,084
Total noninterest income	$711,000	3,361
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$251,000	3,488
Trading account gains and fees	$0	165
Additional Noninterest Income	$460,000	2,887
Total noninterest expense	$2,998,000	4,236
Salaries and employee benefits	$1,266,000	4,756
Premises and equipment expense	$303,000	4,812
Additional noninterest expense	$1,429,000	3,361
Pre-tax net operating income	$-392,000	6,468
Securities gains (losses)	$-25,000	7,281
Applicable income taxes	$-231,000	7,228
Income before extraordinary items	$-186,000	6,423
Extraordinary gains, net	$0	23
Net income	$-186,000	6,424
Minority interest net income	$0	110
Net income of bank and minority interests.	$-186,000	6,423
Net charge-offs	$468,000	3,178
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$9,000	1,066
Net operating income	$-170,000	6,310
2010-06-30 (YTD Data)		Rank
Total interest income	$2,689,000	4,739
Total interest expense	$985,000	3,846
Net interest income	$1,704,000	5,085
Provision for loan and lease losses	$675,000	2,423
Total noninterest income	$449,000	3,427
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$165,000	3,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$284,000	2,928
Total noninterest expense	$1,965,000	4,291
Salaries and employee benefits	$849,000	4,759
Premises and equipment expense	$202,000	4,844
Additional noninterest expense	$914,000	3,453
Pre-tax net operating income	$-487,000	6,737
Securities gains (losses)	$-25,000	7,386
Applicable income taxes	$-247,000	7,362
Income before extraordinary items	$-265,000	6,645
Extraordinary gains, net	$0	19
Net income	$-265,000	6,647
Minority interest net income	$0	105
Net income of bank and minority interests.	$-265,000	6,646
Net charge-offs	$341,000	2,897
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$6,000	998
Net operating income	$-249,000	6,572
2010-03-31 (YTD Data)		Rank
Total interest income	$1,344,000	4,814
Total interest expense	$504,000	3,904
Net interest income	$840,000	5,164
Provision for loan and lease losses	$675,000	1,516
Total noninterest income	$195,000	3,699
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$76,000	3,674
Trading account gains and fees	$0	175
Additional Noninterest Income	$119,000	3,212
Total noninterest expense	$1,004,000	4,269
Salaries and employee benefits	$417,000	4,878
Premises and equipment expense	$110,000	4,697
Additional noninterest expense	$477,000	3,316
Pre-tax net operating income	$-644,000	7,264
Securities gains (losses)	$0	2,284
Applicable income taxes	$-266,000	7,609
Income before extraordinary items	$-378,000	7,161
Extraordinary gains, net	$0	16
Net income	$-378,000	7,163
Minority interest net income	$0	91
Net income of bank and minority interests.	$-378,000	7,162
Net charge-offs	$178,000	2,563
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$3,000	953
Net operating income	$-378,000	7,134
2009-12-31 (YTD Data)		Rank
Total interest income	$6,174,000	4,529
Total interest expense	$2,721,000	3,680
Net interest income	$3,453,000	4,998
Provision for loan and lease losses	$3,061,000	1,959
Total noninterest income	$1,236,000	2,914
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$397,000	3,348
Trading account gains and fees	$0	211
Additional Noninterest Income	$839,000	2,387
Total noninterest expense	$3,959,000	4,367
Salaries and employee benefits	$1,789,000	4,682
Premises and equipment expense	$578,000	3,973
Additional noninterest expense	$1,592,000	3,920
Pre-tax net operating income	$-2,331,000	6,726
Securities gains (losses)	$166,000	1,703
Applicable income taxes	$-955,000	7,264
Income before extraordinary items	$-1,210,000	6,456
Extraordinary gains, net	$0	34
Net income	$-1,210,000	6,456
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,210,000	6,456
Net charge-offs	$2,677,000	1,722
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$12,000	1,275
Net operating income	$-1,316,240	6,501
2009-09-30 (YTD Data)		Rank
Total interest income	$4,783,000	4,498
Total interest expense	$2,126,000	3,699
Net interest income	$2,657,000	4,944
Provision for loan and lease losses	$886,000	2,959
Total noninterest income	$1,152,000	2,573
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$292,000	3,391
Trading account gains and fees	$0	212
Additional Noninterest Income	$860,000	2,028
Total noninterest expense	$2,918,000	4,428
Salaries and employee benefits	$1,345,000	4,710
Premises and equipment expense	$409,000	4,191
Additional noninterest expense	$1,164,000	3,945
Pre-tax net operating income	$5,000	5,647
Securities gains (losses)	$166,000	1,431
Applicable income taxes	$-43,000	6,794
Income before extraordinary items	$214,000	4,782
Extraordinary gains, net	$0	27
Net income	$214,000	4,782
Minority interest net income	$0	118
Net income of bank and minority interests.	$214,000	4,783
Net charge-offs	$803,000	2,465
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$9,000	1,175
Net operating income	$48,000	5,510
2009-06-30 (YTD Data)		Rank
Total interest income	$3,179,000	4,546
Total interest expense	$1,498,000	3,671
Net interest income	$1,681,000	5,076
Provision for loan and lease losses	$200,000	4,313
Total noninterest income	$491,000	3,455
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$206,000	3,264
Trading account gains and fees	$0	193
Additional Noninterest Income	$285,000	3,090
Total noninterest expense	$1,910,000	4,509
Salaries and employee benefits	$901,000	4,744
Premises and equipment expense	$255,000	4,406
Additional noninterest expense	$754,000	4,048
Pre-tax net operating income	$62,000	5,449
Securities gains (losses)	$55,000	1,855
Applicable income taxes	$7,000	4,133
Income before extraordinary items	$110,000	5,122
Extraordinary gains, net	$0	21
Net income	$110,000	5,120
Minority interest net income	$0	112
Net income of bank and minority interests.	$110,000	5,121
Net charge-offs	$401,000	2,609
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$6,000	1,136
Net operating income	$58,300	5,443
2009-03-31 (YTD Data)		Rank
Total interest income	$1,608,000	4,553
Total interest expense	$772,000	3,702
Net interest income	$836,000	5,084
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$262,000	3,283
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$99,000	3,285
Trading account gains and fees	$0	171
Additional Noninterest Income	$163,000	2,831
Total noninterest expense	$941,000	4,485
Salaries and employee benefits	$457,000	4,752
Premises and equipment expense	$129,000	4,416
Additional noninterest expense	$355,000	3,914
Pre-tax net operating income	$82,000	5,223
Securities gains (losses)	$0	2,434
Applicable income taxes	$8,000	4,098
Income before extraordinary items	$74,000	5,327
Extraordinary gains, net	$0	15
Net income	$74,000	5,332
Minority interest net income	$0	102
Net income of bank and minority interests.	$74,000	5,331
Net charge-offs	$1,000	5,564
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$3,000	1,009
Net operating income	$74,000	5,150
2008-12-31 (YTD Data)		Rank
Total interest income	$7,269,000	4,382
Total interest expense	$3,445,000	3,883
Net interest income	$3,824,000	4,714
Provision for loan and lease losses	$1,023,000	2,679
Total noninterest income	$1,076,000	3,257
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$416,000	3,384
Trading account gains and fees	$0	154
Additional Noninterest Income	$660,000	2,738
Total noninterest expense	$3,873,000	4,344
Salaries and employee benefits	$2,045,000	4,374
Premises and equipment expense	$535,000	4,284
Additional noninterest expense	$1,293,000	4,032
Pre-tax net operating income	$4,000	6,296
Securities gains (losses)	$-358,000	7,457
Applicable income taxes	$-164,000	7,176
Income before extraordinary items	$-190,000	6,468
Extraordinary gains, net	$0	39
Net income	$-190,000	6,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$851,000	2,145
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$12,000	1,307
Net operating income	$39,120	6,216
2008-09-30 (YTD Data)		Rank
Total interest income	$5,587,000	4,386
Total interest expense	$2,661,000	3,920
Net interest income	$2,926,000	4,682
Provision for loan and lease losses	$188,000	4,307
Total noninterest income	$844,000	3,230
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$320,000	3,357
Trading account gains and fees	$0	148
Additional Noninterest Income	$524,000	2,740
Total noninterest expense	$2,980,000	4,239
Salaries and employee benefits	$1,594,000	4,272
Premises and equipment expense	$410,000	4,238
Additional noninterest expense	$976,000	3,937
Pre-tax net operating income	$602,000	4,646
Securities gains (losses)	$0	3,106
Applicable income taxes	$189,000	2,973
Income before extraordinary items	$413,000	4,742
Extraordinary gains, net	$0	31
Net income	$413,000	4,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$262,000	2,721
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$9,000	1,159
Net operating income	$413,000	4,909
2008-06-30 (YTD Data)		Rank
Total interest income	$3,819,000	4,380
Total interest expense	$1,863,000	3,914
Net interest income	$1,956,000	4,689
Provision for loan and lease losses	$78,000	4,629
Total noninterest income	$577,000	3,204
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$212,000	3,363
Trading account gains and fees	$0	149
Additional Noninterest Income	$365,000	2,713
Total noninterest expense	$2,014,000	4,212
Salaries and employee benefits	$1,092,000	4,227
Premises and equipment expense	$278,000	4,195
Additional noninterest expense	$644,000	3,956
Pre-tax net operating income	$441,000	4,608
Securities gains (losses)	$0	3,233
Applicable income taxes	$137,000	3,127
Income before extraordinary items	$304,000	4,971
Extraordinary gains, net	$0	21
Net income	$304,000	4,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,410
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$6,000	1,064
Net operating income	$304,000	4,913
2008-03-31 (YTD Data)		Rank
Total interest income	$1,992,000	4,337
Total interest expense	$974,000	3,973
Net interest income	$1,018,000	4,563
Provision for loan and lease losses	$48,000	3,868
Total noninterest income	$301,000	3,127
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$109,000	3,281
Trading account gains and fees	$0	158
Additional Noninterest Income	$192,000	2,639
Total noninterest expense	$1,019,000	4,179
Salaries and employee benefits	$558,000	4,187
Premises and equipment expense	$134,000	4,326
Additional noninterest expense	$327,000	3,863
Pre-tax net operating income	$252,000	4,512
Securities gains (losses)	$0	2,688
Applicable income taxes	$80,000	3,051
Income before extraordinary items	$172,000	4,996
Extraordinary gains, net	$0	15
Net income	$172,000	5,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	1,392
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$3,000	944
Net operating income	$172,000	4,878
2007-12-31 (YTD Data)		Rank
Total interest income	$8,615,000	4,159
Total interest expense	$4,136,000	3,930
Net interest income	$4,479,000	4,304
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$957,000	3,624
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$428,000	3,398
Trading account gains and fees	$0	178
Additional Noninterest Income	$529,000	3,204
Total noninterest expense	$4,031,000	4,098
Salaries and employee benefits	$2,228,000	4,046
Premises and equipment expense	$533,000	4,186
Additional noninterest expense	$1,270,000	3,906
Pre-tax net operating income	$1,285,000	4,214
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$394,000	3,044
Income before extraordinary items	$890,000	4,565
Extraordinary gains, net	$0	39
Net income	$890,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,490
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$8,000	1,250
Net operating income	$890,690	4,554
2007-09-30 (YTD Data)		Rank
Total interest income	$6,525,000	4,151
Total interest expense	$3,116,000	3,923
Net interest income	$3,409,000	4,290
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$718,000	3,631
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$308,000	3,468
Trading account gains and fees	$0	184
Additional Noninterest Income	$410,000	3,158
Total noninterest expense	$3,033,000	4,064
Salaries and employee benefits	$1,713,000	3,961
Premises and equipment expense	$408,000	4,109
Additional noninterest expense	$912,000	3,975
Pre-tax net operating income	$1,004,000	4,348
Securities gains (losses)	$0	1,655
Applicable income taxes	$329,000	3,070
Income before extraordinary items	$675,000	4,755
Extraordinary gains, net	$0	33
Net income	$675,000	4,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,610
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$675,000	4,744
2007-06-30 (YTD Data)		Rank
Total interest income	$4,296,000	4,210
Total interest expense	$2,053,000	3,951
Net interest income	$2,243,000	4,360
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$477,000	3,654
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$188,000	3,640
Trading account gains and fees	$0	168
Additional Noninterest Income	$289,000	3,085
Total noninterest expense	$2,047,000	4,065
Salaries and employee benefits	$1,173,000	3,919
Premises and equipment expense	$271,000	4,142
Additional noninterest expense	$603,000	3,999
Pre-tax net operating income	$613,000	4,598
Securities gains (losses)	$0	1,444
Applicable income taxes	$205,000	3,229
Income before extraordinary items	$408,000	5,024
Extraordinary gains, net	$0	29
Net income	$408,000	5,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,810
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$408,000	5,016
2007-03-31 (YTD Data)		Rank
Total interest income	$2,091,000	4,265
Total interest expense	$992,000	4,035
Net interest income	$1,099,000	4,418
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$223,000	3,793
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$86,000	3,759
Trading account gains and fees	$0	195
Additional Noninterest Income	$137,000	3,179
Total noninterest expense	$1,031,000	4,050
Salaries and employee benefits	$599,000	3,900
Premises and equipment expense	$132,000	4,228
Additional noninterest expense	$300,000	3,974
Pre-tax net operating income	$261,000	4,966
Securities gains (losses)	$0	1,187
Applicable income taxes	$85,000	3,492
Income before extraordinary items	$176,000	5,340
Extraordinary gains, net	$0	22
Net income	$176,000	5,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,166
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$176,000	5,321
2006-12-31 (YTD Data)		Rank
Total interest income	$8,043,000	4,183
Total interest expense	$3,590,000	3,847
Net interest income	$4,453,000	4,375
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$965,000	3,636
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$340,000	3,876
Trading account gains and fees	$0	130
Additional Noninterest Income	$625,000	2,941
Total noninterest expense	$3,735,000	4,180
Salaries and employee benefits	$2,149,000	4,056
Premises and equipment expense	$373,000	5,142
Additional noninterest expense	$1,213,000	3,898
Pre-tax net operating income	$1,563,000	4,205
Securities gains (losses)	$-34,000	7,777
Applicable income taxes	$529,000	3,083
Income before extraordinary items	$1,000,000	4,724
Extraordinary gains, net	$0	51
Net income	$1,000,000	4,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,401
Cash dividends	$550,000	3,563
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,022,100	4,656
2006-09-30 (YTD Data)		Rank
Total interest income	$5,900,000	4,223
Total interest expense	$2,568,000	3,885
Net interest income	$3,332,000	4,412
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$604,000	4,042
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$246,000	3,975
Trading account gains and fees	$0	126
Additional Noninterest Income	$358,000	3,391
Total noninterest expense	$2,692,000	4,296
Salaries and employee benefits	$1,555,000	4,140
Premises and equipment expense	$311,000	4,813
Additional noninterest expense	$826,000	4,177
Pre-tax net operating income	$1,154,000	4,399
Securities gains (losses)	$0	1,388
Applicable income taxes	$393,000	3,202
Income before extraordinary items	$761,000	4,813
Extraordinary gains, net	$0	45
Net income	$761,000	4,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,229
Cash dividends	$550,000	2,788
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$761,000	4,810
2006-06-30 (YTD Data)		Rank
Total interest income	$3,848,000	4,238
Total interest expense	$1,632,000	3,905
Net interest income	$2,216,000	4,419
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$369,000	4,222
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$165,000	3,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$204,000	3,708
Total noninterest expense	$1,725,000	4,448
Salaries and employee benefits	$999,000	4,261
Premises and equipment expense	$202,000	4,898
Additional noninterest expense	$524,000	4,322
Pre-tax net operating income	$800,000	4,328
Securities gains (losses)	$0	1,185
Applicable income taxes	$265,000	3,210
Income before extraordinary items	$535,000	4,719
Extraordinary gains, net	$0	39
Net income	$535,000	4,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,182
Cash dividends	$550,000	2,235
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$535,000	4,707
2006-03-31 (YTD Data)		Rank
Total interest income	$1,910,000	4,220
Total interest expense	$803,000	3,808
Net interest income	$1,107,000	4,411
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$165,000	4,423
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$73,000	4,136
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,883
Total noninterest expense	$840,000	4,536
Salaries and employee benefits	$499,000	4,292
Premises and equipment expense	$97,000	5,056
Additional noninterest expense	$244,000	4,549
Pre-tax net operating income	$402,000	4,267
Securities gains (losses)	$0	955
Applicable income taxes	$129,000	3,244
Income before extraordinary items	$273,000	4,645
Extraordinary gains, net	$0	21
Net income	$273,000	4,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,562
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$273,000	4,630
2005-12-31 (YTD Data)		Rank
Total interest income	$6,646,000	4,303
Total interest expense	$2,494,000	3,830
Net interest income	$4,152,000	4,503
Provision for loan and lease losses	$165,000	3,955
Total noninterest income	$1,716,000	2,461
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$303,000	4,159
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,413,000	1,748
Total noninterest expense	$3,318,000	4,470
Salaries and employee benefits	$1,806,000	4,470
Premises and equipment expense	$488,000	4,262
Additional noninterest expense	$1,024,000	4,348
Pre-tax net operating income	$2,385,000	3,253
Securities gains (losses)	$-13,000	7,637
Applicable income taxes	$450,000	3,529
Income before extraordinary items	$1,922,000	3,190
Extraordinary gains, net	$0	46
Net income	$1,922,000	3,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,744
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,932,530	3,138
2005-09-30 (YTD Data)		Rank
Total interest income	$4,856,000	4,342
Total interest expense	$1,785,000	3,815
Net interest income	$3,071,000	4,562
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$549,000	4,279
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$229,000	4,151
Trading account gains and fees	$0	126
Additional Noninterest Income	$320,000	3,688
Total noninterest expense	$2,392,000	4,557
Salaries and employee benefits	$1,330,000	4,495
Premises and equipment expense	$329,000	4,550
Additional noninterest expense	$733,000	4,482
Pre-tax net operating income	$1,093,000	4,550
Securities gains (losses)	$-13,000	8,007
Applicable income taxes	$340,000	3,569
Income before extraordinary items	$740,000	4,946
Extraordinary gains, net	$0	35
Net income	$740,000	4,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,534
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$748,970	4,884
2005-06-30 (YTD Data)		Rank
Total interest income	$3,105,000	4,405
Total interest expense	$1,116,000	3,825
Net interest income	$1,989,000	4,637
Provision for loan and lease losses	$105,000	3,281
Total noninterest income	$380,000	4,174
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$157,000	4,050
Trading account gains and fees	$0	116
Additional Noninterest Income	$223,000	3,580
Total noninterest expense	$1,548,000	4,634
Salaries and employee benefits	$849,000	4,623
Premises and equipment expense	$218,000	4,529
Additional noninterest expense	$481,000	4,506
Pre-tax net operating income	$716,000	4,555
Securities gains (losses)	$-13,000	8,228
Applicable income taxes	$223,000	3,604
Income before extraordinary items	$480,000	4,991
Extraordinary gains, net	$0	30
Net income	$480,000	4,993
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,599
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$488,840	4,889
2005-03-31 (YTD Data)		Rank
Total interest income	$1,480,000	4,532
Total interest expense	$514,000	3,945
Net interest income	$966,000	4,723
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$168,000	4,411
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$78,000	3,986
Trading account gains and fees	$0	115
Additional Noninterest Income	$90,000	3,957
Total noninterest expense	$743,000	4,775
Salaries and employee benefits	$403,000	4,818
Premises and equipment expense	$108,000	4,611
Additional noninterest expense	$232,000	4,619
Pre-tax net operating income	$316,000	4,856
Securities gains (losses)	$-14,000	8,607
Applicable income taxes	$97,000	3,813
Income before extraordinary items	$205,000	5,351
Extraordinary gains, net	$0	24
Net income	$205,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$214,520	5,213
2004-12-31 (YTD Data)		Rank
Total interest income	$4,991,000	4,861
Total interest expense	$1,710,000	4,121
Net interest income	$3,281,000	5,126
Provision for loan and lease losses	$390,000	2,417
Total noninterest income	$695,000	4,405
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$286,000	4,422
Trading account gains and fees	$0	138
Additional Noninterest Income	$409,000	3,670
Total noninterest expense	$2,911,000	4,760
Salaries and employee benefits	$1,464,000	5,040
Premises and equipment expense	$417,000	4,631
Additional noninterest expense	$1,030,000	4,234
Pre-tax net operating income	$675,000	6,177
Securities gains (losses)	$5,000	3,151
Applicable income taxes	$137,000	5,211
Income before extraordinary items	$543,000	6,191
Extraordinary gains, net	$0	34
Net income	$543,000	6,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,291
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$539,000	6,124
2004-09-30 (YTD Data)		Rank
Total interest income	$3,588,000	4,979
Total interest expense	$1,202,000	4,277
Net interest income	$2,386,000	5,216
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$444,000	4,875
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$214,000	4,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$230,000	4,227
Total noninterest expense	$2,080,000	4,894
Salaries and employee benefits	$1,047,000	5,149
Premises and equipment expense	$314,000	4,627
Additional noninterest expense	$719,000	4,429
Pre-tax net operating income	$540,000	6,140
Securities gains (losses)	$0	3,710
Applicable income taxes	$124,000	5,093
Income before extraordinary items	$416,000	6,222
Extraordinary gains, net	$0	26
Net income	$416,000	6,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,728
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$416,000	6,154
2004-06-30 (YTD Data)		Rank
Total interest income	$2,286,000	5,128
Total interest expense	$753,000	4,466
Net interest income	$1,533,000	5,335
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$273,000	5,042
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$138,000	4,532
Trading account gains and fees	$0	130
Additional Noninterest Income	$135,000	4,514
Total noninterest expense	$1,357,000	4,991
Salaries and employee benefits	$692,000	5,213
Premises and equipment expense	$203,000	4,713
Additional noninterest expense	$462,000	4,590
Pre-tax net operating income	$329,000	6,313
Securities gains (losses)	$0	3,413
Applicable income taxes	$52,000	5,605
Income before extraordinary items	$277,000	6,223
Extraordinary gains, net	$0	21
Net income	$277,000	6,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	2,947
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$277,000	6,140
2004-03-31 (YTD Data)		Rank
Total interest income	$1,121,000	5,201
Total interest expense	$371,000	4,538
Net interest income	$750,000	5,413
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$126,000	5,200
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$69,000	4,450
Trading account gains and fees	$0	121
Additional Noninterest Income	$57,000	4,851
Total noninterest expense	$670,000	5,059
Salaries and employee benefits	$343,000	5,260
Premises and equipment expense	$105,000	4,639
Additional noninterest expense	$222,000	4,690
Pre-tax net operating income	$146,000	6,492
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$146,000	6,075
Extraordinary gains, net	$0	16
Net income	$146,000	6,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	2,552
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$146,000	5,958
2003-12-31 (YTD Data)		Rank
Total interest income	$4,204,000	5,466
Total interest expense	$1,469,000	4,937
Net interest income	$2,735,000	5,605
Provision for loan and lease losses	$295,000	3,238
Total noninterest income	$510,000	5,384
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$292,000	4,363
Trading account gains and fees	$0	160
Additional Noninterest Income	$218,000	5,113
Total noninterest expense	$2,344,000	5,455
Salaries and employee benefits	$1,142,000	5,810
Premises and equipment expense	$370,000	4,997
Additional noninterest expense	$832,000	4,922
Pre-tax net operating income	$606,000	6,320
Securities gains (losses)	$32,000	2,881
Applicable income taxes	$0	7,459
Income before extraordinary items	$638,000	5,810
Extraordinary gains, net	$0	54
Net income	$638,000	5,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	4,310
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$606,000	5,752
2003-09-30 (YTD Data)		Rank
Total interest income	$3,125,000	5,554
Total interest expense	$1,128,000	4,992
Net interest income	$1,997,000	5,719
Provision for loan and lease losses	$221,000	3,163
Total noninterest income	$402,000	5,299
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$219,000	4,382
Trading account gains and fees	$0	153
Additional Noninterest Income	$183,000	4,961
Total noninterest expense	$1,732,000	5,482
Salaries and employee benefits	$841,000	5,842
Premises and equipment expense	$275,000	5,014
Additional noninterest expense	$616,000	4,915
Pre-tax net operating income	$446,000	6,526
Securities gains (losses)	$24,000	2,852
Applicable income taxes	$2,000	7,369
Income before extraordinary items	$468,000	6,007
Extraordinary gains, net	$0	40
Net income	$468,000	6,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,469
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$444,000	5,960
2003-06-30 (YTD Data)		Rank
Total interest income	$2,045,000	5,663
Total interest expense	$773,000	5,037
Net interest income	$1,272,000	5,871
Provision for loan and lease losses	$142,000	3,214
Total noninterest income	$249,000	5,468
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$142,000	4,419
Trading account gains and fees	$0	150
Additional Noninterest Income	$107,000	5,211
Total noninterest expense	$1,139,000	5,520
Salaries and employee benefits	$563,000	5,825
Premises and equipment expense	$180,000	5,053
Additional noninterest expense	$396,000	5,039
Pre-tax net operating income	$240,000	6,907
Securities gains (losses)	$24,000	2,506
Applicable income taxes	$1,000	7,438
Income before extraordinary items	$263,000	6,409
Extraordinary gains, net	$0	30
Net income	$263,000	6,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,181
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$239,000	6,408
2003-03-31 (YTD Data)		Rank
Total interest income	$986,000	5,823
Total interest expense	$390,000	5,113
Net interest income	$596,000	6,080
Provision for loan and lease losses	$54,000	3,580
Total noninterest income	$99,000	5,941
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	4,759
Trading account gains and fees	$0	134
Additional Noninterest Income	$39,000	5,739
Total noninterest expense	$569,000	5,525
Salaries and employee benefits	$283,000	5,808
Premises and equipment expense	$90,000	5,048
Additional noninterest expense	$196,000	5,029
Pre-tax net operating income	$72,000	7,648
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$72,000	7,440
Extraordinary gains, net	$0	21
Net income	$72,000	7,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,762
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$72,000	7,288
2002-12-31 (YTD Data)		Rank
Total interest income	$3,706,000	6,149
Total interest expense	$1,461,000	5,816
Net interest income	$2,245,000	6,253
Provision for loan and lease losses	$188,000	4,487
Total noninterest income	$286,000	6,570
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$175,000	5,526
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	6,234
Total noninterest expense	$2,023,000	5,833
Salaries and employee benefits	$960,000	6,278
Premises and equipment expense	$348,000	5,112
Additional noninterest expense	$715,000	5,341
Pre-tax net operating income	$320,000	7,472
Securities gains (losses)	$91,000	1,841
Applicable income taxes	$0	7,681
Income before extraordinary items	$411,000	6,789
Extraordinary gains, net	$0	70
Net income	$411,000	6,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,886
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$320,000	7,116
2001-12-31 (YTD Data)		Rank
Total interest income	$2,731,000	7,515
Total interest expense	$1,452,000	7,075
Net interest income	$1,279,000	7,723
Provision for loan and lease losses	$225,000	3,876
Total noninterest income	$189,000	7,414
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$138,000	5,971
Trading account gains and fees	$0	177
Additional Noninterest Income	$51,000	7,655
Total noninterest expense	$1,746,000	6,246
Salaries and employee benefits	$838,000	6,625
Premises and equipment expense	$226,000	6,403
Additional noninterest expense	$682,000	5,383
Pre-tax net operating income	$-503,000	9,167
Securities gains (losses)	$24,000	3,012
Applicable income taxes	$-1,000	8,922
Income before extraordinary items	$-478,000	9,228
Extraordinary gains, net	$0	105
Net income	$-478,000	9,229
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,439
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-502,000	9,203
2000-12-31 (YTD Data)		Rank
Total interest income	$717,000	9,580
Total interest expense	$384,000	9,446
Net interest income	$333,000	9,659
Provision for loan and lease losses	$110,000	5,095
Total noninterest income	$13,000	9,721
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	8,434
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,000	9,680
Total noninterest expense	$755,000	8,682
Salaries and employee benefits	$384,000	8,832
Premises and equipment expense	$173,000	7,198
Additional noninterest expense	$198,000	8,803
Pre-tax net operating income	$-519,000	9,539
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$-519,000	9,573
Extraordinary gains, net	$0	38
Net income	$-519,000	9,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$7,642,000	105
Net operating income	$-519,000	9,574

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.