Home > Century Bank and Trust > Net charge- offs to loans
Century Bank and Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0363% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0431% | 4,376 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1355% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1444% | 4,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0864% | 4,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0864% | 4,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0501% | 4,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 4,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1833% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1948% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1159% | 4,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1159% | 4,347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0691% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0733% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0251% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2955% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0539% | 4,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0585% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6304% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2153% | 4,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 3,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1665% | 4,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2175% | 4,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 4,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 3,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1672% | 4,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2192% | 4,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 3,941 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 3,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 3,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2826% | 4,454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3618% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 4,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 3,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2135% | 4,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2492% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3395% | 4,472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 3,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,735 |
| Percentage Net Loans Charged-off:Construction & development | -0.0255% | 4,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2378% | 4,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3713% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4031% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 4,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4747% | 4,504 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7273% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4044% | 4,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1571% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4056% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1502% | 4,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1657% | 4,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1393% | 4,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4923% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3095% | 4,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2267% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 223 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5409% | 154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0452% | 4,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8533% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2868% | 4,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1309% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5377% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2495% | 4,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3920% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9718% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3349% | 4,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0338% | 4,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8744% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3080% | 4,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9878% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2962% | 4,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 4,093 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2767% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4815% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0902% | 4,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0297% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5372% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1842% | 4,696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 563 |
| Percentage Net Loans Charged-off:Construction & development | -0.0259% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4508% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5169% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0351% | 3,254 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1183% | 1,024 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4215% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 346 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5957% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6846% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2976% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0082% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2810% | 205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8931% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0321% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0702% | 4,651 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8208% | 1,019 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1889% | 2,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6626% | 225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7259% | 65 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2585% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6178% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 4,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4218% | 5,135 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6282% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2893% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3712% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1317% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2639% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4364% | 482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 2,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0347% | 4,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3897% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 4,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7295% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9845% | 748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0198% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6049% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0679% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7782% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1839% | 5,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 4,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0351% | 4,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2709% | 5,251 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0217% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1721% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.2537% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3560% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3931% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4163% | 5,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7439% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2560% | 5,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0008% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1566% | 753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4598% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5046% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5459% | 5,519 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2924% | 5,518 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4975% | 1,124 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2233% | 5,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7931% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2413% | 518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0434% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6986% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7637% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1541% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2499% | 5,455 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4928% | 1,116 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1674% | 5,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3889% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0178% | 4,841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 5,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 5,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4765% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1658% | 1,945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7937% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1548% | 5,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1233% | 5,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0794% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6332% | 5,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2833% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0829% | 4,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3154% | 684 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5210% | 5,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4330% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3115% | 5,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0446% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1761% | 5,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1692% | 5,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.1211% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8396% | 6,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3613% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3924% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3590% | 5,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2734% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9219% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2585% | 5,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6741% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.1945% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 5,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0880% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1511% | 5,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6400% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9456% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5402% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3264% | 5,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7404% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 5,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2468% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1166% | 5,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1559% | 5,302 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8127% | 5,725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3060% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1994% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.7175% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 5,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3459% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0807% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4366% | 1,972 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2168% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5105% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1241% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0142% | 5,071 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3143% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8416% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0796% | 5,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0723% | 3,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2874% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0691% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 2,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 5,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4814% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7196% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2816% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2678% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6378% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 2,514 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2224% | 5,793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1413% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 5,269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3953% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4310% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6262% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8286% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5581% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2950% | 5,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 4,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | -1.6207% | 6,052 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7557% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1571% | 2,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 3,138 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1012% | 1,236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3098% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1860% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | -2.0955% | 6,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9493% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1968% | 2,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2181% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0154% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3783% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1351% | 1,232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5530% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2024% | 854 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3211% | 6,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4174% | 6,776 |
| Percentage Net Loans Charged-off:Construction & development | -3.2621% | 6,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3508% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3903% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 5,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9363% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4027% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1222% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6825% | 6,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8264% | 6,874 |
| Percentage Net Loans Charged-off:Construction & development | -4.3097% | 6,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1107% | 5,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2053% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7767% | 1,265 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5581% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1627% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5981% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6790% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 1.2877% | 1,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2287% | 2,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9594% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0694% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9456% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7151% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6937% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6219% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7036% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8103% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 1.9067% | 1,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2210% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3600% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8253% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0560% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4348% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3825% | 769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0554% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2274% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 2.8467% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8453% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0675% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7083% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4475% | 2,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0858% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4769% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 5.8394% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6741% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1419% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8685% | 1,271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2759% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7489% | 1,272 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8412% | 6,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1998% | 1,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2560% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 4.9402% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1072% | 7,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8371% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1778% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1853% | 3,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0127% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3200% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2885% | 925 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3163% | 3,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5853% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6058% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5077% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.5572% | 2,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1474% | 7,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1026% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6644% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2368% | 2,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0538% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4907% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0338% | 6,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4522% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2336% | 3,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 4,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 2,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2313% | 7,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3159% | 2,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3683% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2795% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3238% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9080% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1457% | 3,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8480% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 6,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0679% | 7,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4967% | 7,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1922% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0280% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0796% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7269% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0914% | 6,156 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5245% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6452% | 3,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6534% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 3,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1319% | 3,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4014% | 997 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3037% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2596% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3112% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2725% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6191% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5284% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6095% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6205% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0924% | 2,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1773% | 2,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2681% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1031% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9853% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2740% | 3,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1262% | 1,789 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2931% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6027% | 926 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8720% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8837% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.1404% | 2,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2687% | 1,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7698% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6316% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3278% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4375% | 2,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6084% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9364% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5541% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1000% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 2,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2580% | 2,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2612% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4386% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1224% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3367% | 4,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7709% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2524% | 2,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7060% | 1,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1960% | 3,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1411% | 4,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2855% | 1,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8321% | 847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2433% | 657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3659% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2810% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7516% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3245% | 2,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8648% | 780 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2603% | 2,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8205% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2823% | 893 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9414% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5014% | 2,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4274% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8064% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4920% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3867% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3922% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0641% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1909% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4466% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0084% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3653% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2781% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5862% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6522% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0689% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9238% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1713% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 3,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6788% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1133% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0902% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0053% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9246% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1159% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2014% | 2,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2190% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5929% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4692% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0485% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 4,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7218% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3412% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1986% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8916% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1728% | 4,252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1422% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 7,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2249% | 7,704 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8467% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6363% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3378% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7448% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0374% | 8,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 7,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6441% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1691% | 1,230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9710% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 8,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1098% | 7,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6951% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2286% | 1,894 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,823 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4065% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0748% | 8,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1615% | 7,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6615% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3408% | 1,883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1615% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6247% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2397% | 7,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2960% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3386% | 1,849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1760% | 8,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1222% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8218% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0625% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9605% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2376% | 1,050 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2313% | 8,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1072% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0927% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6023% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0737% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3363% | 8,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1749% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6011% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5462% | 2,687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7804% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1614% | 8,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1364% | 8,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6704% | 8,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2654% | 8,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4345% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3199% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2248% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6189% | 8,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0542% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1439% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5897% | 8,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7629% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1345% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2795% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2024% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8090% | 8,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3739% | 581 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2047% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 2,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2453% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5802% | 8,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2783% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 5,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 3,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5197% | 8,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8196% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4071% | 1,390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 2,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 2,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6908% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9029% | 1,169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 2,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6775% | 2,911 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3659% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1270% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 5,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2581% | 8,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8033% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4588% | 1,481 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 6,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 8,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 8,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2764% | 8,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4893% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7988% | 1,352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0818% | 5,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 5,637 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 5,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 3,348 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 10,038 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8917% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6399% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |