Home > Century Bank > Income and Expense
Century Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,440,000 | 7,973 |
Total interest expense | $979,000 | 8,226 |
Net interest income | $1,461,000 | 7,656 |
Provision for loan and lease losses | $193,000 | 3,639 |
Total noninterest income | $181,000 | 7,706 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $118,000 | 6,387 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $63,000 | 7,632 |
Total noninterest expense | $1,657,000 | 6,390 |
Salaries and employee benefits | $824,000 | 6,641 |
Premises and equipment expense | $333,000 | 5,141 |
Additional noninterest expense | $500,000 | 6,521 |
Pre-tax net operating income | $-208,000 | 9,640 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-208,000 | 9,686 |
Extraordinary gains, net | $0 | 35 |
Net income | $-208,000 | 9,685 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $164,000 | 2,700 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-208,000 | 9,665 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,263,000 | 9,578 |
Total interest expense | $453,000 | 9,797 |
Net interest income | $810,000 | 9,220 |
Provision for loan and lease losses | $269,000 | 2,874 |
Total noninterest income | $50,000 | 9,843 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 8,529 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 9,437 |
Total noninterest expense | $1,008,000 | 8,091 |
Salaries and employee benefits | $566,000 | 7,950 |
Premises and equipment expense | $135,000 | 7,968 |
Additional noninterest expense | $307,000 | 8,051 |
Pre-tax net operating income | $-417,000 | 10,146 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $-417,000 | 10,193 |
Extraordinary gains, net | $0 | 32 |
Net income | $-417,000 | 10,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $25,000 | 912 |
Net operating income | $-417,000 | 10,166 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $385,000 | 10,760 |
Total interest expense | $73,000 | 10,801 |
Net interest income | $312,000 | 10,669 |
Provision for loan and lease losses | $137,000 | 4,339 |
Total noninterest income | $6,000 | 10,826 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $3,000 | 9,403 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 10,761 |
Total noninterest expense | $624,000 | 9,659 |
Salaries and employee benefits | $279,000 | 10,101 |
Premises and equipment expense | $61,000 | 9,927 |
Additional noninterest expense | $284,000 | 8,489 |
Pre-tax net operating income | $-443,000 | 10,724 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $0 | 10,065 |
Income before extraordinary items | $-443,000 | 10,740 |
Extraordinary gains, net | $0 | 44 |
Net income | $-443,000 | 10,740 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $7,075,000 | 135 |
Net operating income | $-443,000 | 10,722 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.