Home > Century Bank > Income and Expense
Century Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,082,000 | 717 |
| Total interest expense | $3,678,000 | 921 |
| Net interest income | $8,404,000 | 636 |
| Provision for loan and lease losses | $2,782,000 | 594 |
| Total noninterest income | $6,332,000 | 315 |
| Gross Fiduciary activities income | $77,000 | 669 |
| Service charges on deposit accounts | $2,452,000 | 189 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,803,000 | 308 |
| Total noninterest expense | $10,473,000 | 499 |
| Salaries and employee benefits | $5,456,000 | 460 |
| Premises and equipment expense | $2,628,000 | 283 |
| Additional noninterest expense | $2,389,000 | 713 |
| Pre-tax net operating income | $1,481,000 | 861 |
| Securities gains (losses) | $592,000 | 276 |
| Applicable income taxes | $620,000 | 531 |
| Income before extraordinary items | $1,453,000 | 714 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,453,000 | 713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,453,000 | 716 |
| Net charge-offs | $8,888,000 | 225 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,038,600 | 965 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,298 |
| Total interest expense | $0 | 8,290 |
| Net interest income | $0 | 8,294 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $0 | 8,110 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $0 | 8,298 |
| Salaries and employee benefits | $0 | 8,276 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $0 | 8,296 |
| Pre-tax net operating income | $0 | 6,309 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $0 | 6,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $0 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $0 | 6,365 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $63,212,000 | 482 |
| Total interest expense | $32,071,000 | 395 |
| Net interest income | $31,141,000 | 540 |
| Provision for loan and lease losses | $3,577,000 | 811 |
| Total noninterest income | $11,944,000 | 446 |
| Gross Fiduciary activities income | $200,000 | 719 |
| Service charges on deposit accounts | $7,595,000 | 200 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,149,000 | 637 |
| Total noninterest expense | $32,814,000 | 467 |
| Salaries and employee benefits | $16,485,000 | 454 |
| Premises and equipment expense | $7,272,000 | 305 |
| Additional noninterest expense | $9,057,000 | 538 |
| Pre-tax net operating income | $6,694,000 | 748 |
| Securities gains (losses) | $930,000 | 193 |
| Applicable income taxes | $2,311,000 | 575 |
| Income before extraordinary items | $5,313,000 | 685 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,313,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,060,000 | 810 |
| Cash dividends | $310,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,662,000 | 829 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $42,440,000 | 484 |
| Total interest expense | $22,163,000 | 396 |
| Net interest income | $20,277,000 | 550 |
| Provision for loan and lease losses | $2,640,000 | 658 |
| Total noninterest income | $7,428,000 | 484 |
| Gross Fiduciary activities income | $129,000 | 737 |
| Service charges on deposit accounts | $4,923,000 | 201 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,376,000 | 747 |
| Total noninterest expense | $21,111,000 | 479 |
| Salaries and employee benefits | $10,931,000 | 464 |
| Premises and equipment expense | $4,763,000 | 309 |
| Additional noninterest expense | $5,417,000 | 581 |
| Pre-tax net operating income | $3,954,000 | 891 |
| Securities gains (losses) | $930,000 | 189 |
| Applicable income taxes | $1,457,000 | 681 |
| Income before extraordinary items | $3,427,000 | 801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,427,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $857,000 | 946 |
| Cash dividends | $310,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,776,000 | 970 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $21,549,000 | 487 |
| Total interest expense | $11,334,000 | 416 |
| Net interest income | $10,215,000 | 542 |
| Provision for loan and lease losses | $1,433,000 | 498 |
| Total noninterest income | $3,682,000 | 494 |
| Gross Fiduciary activities income | $64,000 | 754 |
| Service charges on deposit accounts | $2,348,000 | 205 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,270,000 | 694 |
| Total noninterest expense | $10,110,000 | 489 |
| Salaries and employee benefits | $5,429,000 | 472 |
| Premises and equipment expense | $2,336,000 | 317 |
| Additional noninterest expense | $2,345,000 | 626 |
| Pre-tax net operating income | $2,354,000 | 816 |
| Securities gains (losses) | $503,000 | 238 |
| Applicable income taxes | $848,000 | 662 |
| Income before extraordinary items | $2,009,000 | 756 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,009,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,173 |
| Cash dividends | $165,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,656,900 | 867 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $91,260,000 | 482 |
| Total interest expense | $46,819,000 | 446 |
| Net interest income | $44,441,000 | 511 |
| Provision for loan and lease losses | $2,775,000 | 659 |
| Total noninterest income | $13,191,000 | 507 |
| Gross Fiduciary activities income | $226,000 | 779 |
| Service charges on deposit accounts | $8,821,000 | 212 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,144,000 | 803 |
| Total noninterest expense | $40,869,000 | 472 |
| Salaries and employee benefits | $20,465,000 | 478 |
| Premises and equipment expense | $9,182,000 | 306 |
| Additional noninterest expense | $11,222,000 | 530 |
| Pre-tax net operating income | $13,988,000 | 626 |
| Securities gains (losses) | $-997,000 | 8,422 |
| Applicable income taxes | $4,104,000 | 625 |
| Income before extraordinary items | $8,887,000 | 737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,887,000 | 735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,082,000 | 598 |
| Cash dividends | $503,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,564,960 | 678 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $67,860,000 | 485 |
| Total interest expense | $35,084,000 | 447 |
| Net interest income | $32,776,000 | 518 |
| Provision for loan and lease losses | $1,916,000 | 535 |
| Total noninterest income | $9,759,000 | 514 |
| Gross Fiduciary activities income | $166,000 | 777 |
| Service charges on deposit accounts | $6,284,000 | 215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,309,000 | 770 |
| Total noninterest expense | $30,745,000 | 463 |
| Salaries and employee benefits | $15,304,000 | 483 |
| Premises and equipment expense | $6,802,000 | 308 |
| Additional noninterest expense | $8,639,000 | 506 |
| Pre-tax net operating income | $9,874,000 | 708 |
| Securities gains (losses) | $-994,000 | 8,490 |
| Applicable income taxes | $2,845,000 | 721 |
| Income before extraordinary items | $6,035,000 | 868 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,035,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,629,000 | 462 |
| Cash dividends | $333,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,710,920 | 779 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $44,129,000 | 508 |
| Total interest expense | $22,928,000 | 463 |
| Net interest income | $21,201,000 | 550 |
| Provision for loan and lease losses | $1,499,000 | 424 |
| Total noninterest income | $6,531,000 | 534 |
| Gross Fiduciary activities income | $112,000 | 782 |
| Service charges on deposit accounts | $4,033,000 | 224 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,386,000 | 739 |
| Total noninterest expense | $20,227,000 | 483 |
| Salaries and employee benefits | $10,310,000 | 497 |
| Premises and equipment expense | $4,507,000 | 323 |
| Additional noninterest expense | $5,410,000 | 544 |
| Pre-tax net operating income | $6,006,000 | 804 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,904,000 | 761 |
| Income before extraordinary items | $4,102,000 | 894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,102,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,343,000 | 367 |
| Cash dividends | $165,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,102,000 | 880 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $21,209,000 | 522 |
| Total interest expense | $11,174,000 | 468 |
| Net interest income | $10,035,000 | 582 |
| Provision for loan and lease losses | $825,000 | 341 |
| Total noninterest income | $2,835,000 | 573 |
| Gross Fiduciary activities income | $57,000 | 788 |
| Service charges on deposit accounts | $1,853,000 | 231 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $925,000 | 894 |
| Total noninterest expense | $9,778,000 | 502 |
| Salaries and employee benefits | $5,142,000 | 495 |
| Premises and equipment expense | $2,209,000 | 324 |
| Additional noninterest expense | $2,427,000 | 584 |
| Pre-tax net operating income | $2,267,000 | 1,036 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $699,000 | 977 |
| Income before extraordinary items | $1,568,000 | 1,125 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,568,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 458 |
| Cash dividends | $165,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,568,000 | 1,106 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $72,892,000 | 555 |
| Total interest expense | $35,049,000 | 499 |
| Net interest income | $37,843,000 | 603 |
| Provision for loan and lease losses | $1,888,000 | 592 |
| Total noninterest income | $9,944,000 | 616 |
| Gross Fiduciary activities income | $229,000 | 770 |
| Service charges on deposit accounts | $6,411,000 | 272 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,304,000 | 926 |
| Total noninterest expense | $36,561,000 | 506 |
| Salaries and employee benefits | $18,545,000 | 508 |
| Premises and equipment expense | $8,058,000 | 332 |
| Additional noninterest expense | $9,958,000 | 568 |
| Pre-tax net operating income | $9,338,000 | 1,052 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,988,000 | 947 |
| Income before extraordinary items | $6,350,000 | 1,161 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,350,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 994 |
| Cash dividends | $595,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,350,000 | 1,150 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $52,307,000 | 588 |
| Total interest expense | $24,557,000 | 523 |
| Net interest income | $27,750,000 | 629 |
| Provision for loan and lease losses | $1,750,000 | 459 |
| Total noninterest income | $7,072,000 | 660 |
| Gross Fiduciary activities income | $174,000 | 755 |
| Service charges on deposit accounts | $4,345,000 | 309 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,553,000 | 930 |
| Total noninterest expense | $26,744,000 | 535 |
| Salaries and employee benefits | $13,820,000 | 535 |
| Premises and equipment expense | $5,970,000 | 344 |
| Additional noninterest expense | $6,954,000 | 610 |
| Pre-tax net operating income | $6,328,000 | 1,216 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,995,000 | 1,100 |
| Income before extraordinary items | $4,333,000 | 1,305 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,333,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,168 |
| Cash dividends | $435,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,333,000 | 1,294 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $32,722,000 | 608 |
| Total interest expense | $14,956,000 | 546 |
| Net interest income | $17,766,000 | 653 |
| Provision for loan and lease losses | $957,000 | 538 |
| Total noninterest income | $4,357,000 | 702 |
| Gross Fiduciary activities income | $117,000 | 771 |
| Service charges on deposit accounts | $2,566,000 | 345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,674,000 | 951 |
| Total noninterest expense | $17,496,000 | 549 |
| Salaries and employee benefits | $9,113,000 | 546 |
| Premises and equipment expense | $3,837,000 | 358 |
| Additional noninterest expense | $4,546,000 | 626 |
| Pre-tax net operating income | $3,670,000 | 1,377 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,162,000 | 1,234 |
| Income before extraordinary items | $2,508,000 | 1,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,508,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 923 |
| Cash dividends | $260,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,508,000 | 1,464 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,367,000 | 625 |
| Total interest expense | $6,781,000 | 562 |
| Net interest income | $8,586,000 | 662 |
| Provision for loan and lease losses | $535,000 | 450 |
| Total noninterest income | $2,057,000 | 718 |
| Gross Fiduciary activities income | $59,000 | 778 |
| Service charges on deposit accounts | $1,193,000 | 350 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $805,000 | 955 |
| Total noninterest expense | $8,468,000 | 553 |
| Salaries and employee benefits | $4,457,000 | 555 |
| Premises and equipment expense | $1,815,000 | 372 |
| Additional noninterest expense | $2,196,000 | 634 |
| Pre-tax net operating income | $1,640,000 | 1,509 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $525,000 | 1,340 |
| Income before extraordinary items | $1,115,000 | 1,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,115,000 | 1,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $95,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,115,000 | 1,593 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,306,000 | 696 |
| Total interest expense | $17,561,000 | 651 |
| Net interest income | $28,745,000 | 731 |
| Provision for loan and lease losses | $2,000,000 | 548 |
| Total noninterest income | $8,357,000 | 703 |
| Gross Fiduciary activities income | $223,000 | 773 |
| Service charges on deposit accounts | $4,974,000 | 337 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,160,000 | 978 |
| Total noninterest expense | $28,685,000 | 612 |
| Salaries and employee benefits | $15,718,000 | 586 |
| Premises and equipment expense | $5,521,000 | 453 |
| Additional noninterest expense | $7,446,000 | 712 |
| Pre-tax net operating income | $6,417,000 | 1,493 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,009,000 | 1,358 |
| Income before extraordinary items | $4,408,000 | 1,594 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,408,000 | 1,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $530,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,408,000 | 1,571 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $32,788,000 | 713 |
| Total interest expense | $11,845,000 | 691 |
| Net interest income | $20,943,000 | 743 |
| Provision for loan and lease losses | $1,482,000 | 512 |
| Total noninterest income | $6,203,000 | 716 |
| Gross Fiduciary activities income | $164,000 | 771 |
| Service charges on deposit accounts | $3,629,000 | 347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,410,000 | 969 |
| Total noninterest expense | $21,042,000 | 621 |
| Salaries and employee benefits | $11,540,000 | 590 |
| Premises and equipment expense | $4,057,000 | 456 |
| Additional noninterest expense | $5,445,000 | 721 |
| Pre-tax net operating income | $4,622,000 | 1,548 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,415,000 | 1,447 |
| Income before extraordinary items | $3,207,000 | 1,639 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,207,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,413 |
| Cash dividends | $385,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,207,000 | 1,602 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $20,552,000 | 737 |
| Total interest expense | $7,133,000 | 707 |
| Net interest income | $13,419,000 | 771 |
| Provision for loan and lease losses | $965,000 | 534 |
| Total noninterest income | $3,890,000 | 741 |
| Gross Fiduciary activities income | $109,000 | 781 |
| Service charges on deposit accounts | $2,219,000 | 376 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,562,000 | 975 |
| Total noninterest expense | $13,488,000 | 638 |
| Salaries and employee benefits | $7,373,000 | 607 |
| Premises and equipment expense | $2,581,000 | 471 |
| Additional noninterest expense | $3,534,000 | 736 |
| Pre-tax net operating income | $2,856,000 | 1,632 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $866,000 | 1,521 |
| Income before extraordinary items | $1,990,000 | 1,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,990,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,990,000 | 1,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $9,595,000 | 777 |
| Total interest expense | $3,168,000 | 758 |
| Net interest income | $6,427,000 | 807 |
| Provision for loan and lease losses | $485,000 | 489 |
| Total noninterest income | $1,777,000 | 787 |
| Gross Fiduciary activities income | $54,000 | 790 |
| Service charges on deposit accounts | $988,000 | 406 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $735,000 | 1,010 |
| Total noninterest expense | $6,398,000 | 658 |
| Salaries and employee benefits | $3,513,000 | 631 |
| Premises and equipment expense | $1,212,000 | 494 |
| Additional noninterest expense | $1,673,000 | 759 |
| Pre-tax net operating income | $1,321,000 | 1,731 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $397,000 | 1,613 |
| Income before extraordinary items | $924,000 | 1,834 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $924,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $115,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $924,000 | 1,794 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,263,000 | 1,000 |
| Total interest expense | $8,830,000 | 920 |
| Net interest income | $19,433,000 | 1,024 |
| Provision for loan and lease losses | $2,090,000 | 521 |
| Total noninterest income | $6,264,000 | 878 |
| Gross Fiduciary activities income | $213,000 | 769 |
| Service charges on deposit accounts | $4,153,000 | 428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,898,000 | 1,375 |
| Total noninterest expense | $18,998,000 | 852 |
| Salaries and employee benefits | $9,489,000 | 906 |
| Premises and equipment expense | $3,279,000 | 702 |
| Additional noninterest expense | $6,230,000 | 811 |
| Pre-tax net operating income | $4,609,000 | 1,823 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $1,528,000 | 1,579 |
| Income before extraordinary items | $3,090,000 | 2,026 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,090,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $205,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,083,970 | 1,979 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,790,000 | 1,058 |
| Total interest expense | $6,239,000 | 955 |
| Net interest income | $13,551,000 | 1,090 |
| Provision for loan and lease losses | $900,000 | 852 |
| Total noninterest income | $4,260,000 | 982 |
| Gross Fiduciary activities income | $161,000 | 771 |
| Service charges on deposit accounts | $2,965,000 | 456 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,134,000 | 1,619 |
| Total noninterest expense | $12,989,000 | 941 |
| Salaries and employee benefits | $6,444,000 | 996 |
| Premises and equipment expense | $2,258,000 | 757 |
| Additional noninterest expense | $4,287,000 | 863 |
| Pre-tax net operating income | $3,922,000 | 1,644 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $1,280,000 | 1,463 |
| Income before extraordinary items | $2,651,000 | 1,810 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,651,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $180,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,644,970 | 1,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,613,000 | 1,094 |
| Total interest expense | $4,016,000 | 980 |
| Net interest income | $8,597,000 | 1,148 |
| Provision for loan and lease losses | $590,000 | 866 |
| Total noninterest income | $2,617,000 | 1,048 |
| Gross Fiduciary activities income | $114,000 | 770 |
| Service charges on deposit accounts | $1,809,000 | 502 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $694,000 | 1,726 |
| Total noninterest expense | $7,705,000 | 1,036 |
| Salaries and employee benefits | $3,841,000 | 1,119 |
| Premises and equipment expense | $1,394,000 | 813 |
| Additional noninterest expense | $2,470,000 | 1,007 |
| Pre-tax net operating income | $2,919,000 | 1,457 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $955,000 | 1,331 |
| Income before extraordinary items | $1,981,000 | 1,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,981,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $84,000 | 4,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,969,610 | 1,565 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 1,154 |
| Total interest expense | $2,004,000 | 1,001 |
| Net interest income | $4,046,000 | 1,228 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $1,194,000 | 1,095 |
| Gross Fiduciary activities income | $56,000 | 776 |
| Service charges on deposit accounts | $799,000 | 537 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $339,000 | 1,726 |
| Total noninterest expense | $3,535,000 | 1,150 |
| Salaries and employee benefits | $1,774,000 | 1,245 |
| Premises and equipment expense | $652,000 | 871 |
| Additional noninterest expense | $1,109,000 | 1,109 |
| Pre-tax net operating income | $1,405,000 | 1,480 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $442,000 | 1,434 |
| Income before extraordinary items | $963,000 | 1,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $963,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $963,000 | 1,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,257,000 | 1,331 |
| Total interest expense | $7,800,000 | 1,150 |
| Net interest income | $13,457,000 | 1,441 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $4,304,000 | 1,272 |
| Gross Fiduciary activities income | $184,000 | 828 |
| Service charges on deposit accounts | $2,632,000 | 653 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,488,000 | 1,835 |
| Total noninterest expense | $11,724,000 | 1,367 |
| Salaries and employee benefits | $5,556,000 | 1,552 |
| Premises and equipment expense | $2,249,000 | 1,017 |
| Additional noninterest expense | $3,919,000 | 1,264 |
| Pre-tax net operating income | $4,837,000 | 1,683 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,555,000 | 1,575 |
| Income before extraordinary items | $3,282,000 | 1,886 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,282,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,233 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,282,000 | 1,803 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,486,000 | 1,413 |
| Total interest expense | $5,868,000 | 1,187 |
| Net interest income | $9,618,000 | 1,529 |
| Provision for loan and lease losses | $895,000 | 997 |
| Total noninterest income | $3,156,000 | 1,327 |
| Gross Fiduciary activities income | $131,000 | 843 |
| Service charges on deposit accounts | $1,823,000 | 711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,202,000 | 1,802 |
| Total noninterest expense | $8,241,000 | 1,462 |
| Salaries and employee benefits | $3,982,000 | 1,627 |
| Premises and equipment expense | $1,641,000 | 1,056 |
| Additional noninterest expense | $2,618,000 | 1,411 |
| Pre-tax net operating income | $3,638,000 | 1,715 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,186,000 | 1,630 |
| Income before extraordinary items | $2,452,000 | 1,963 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,452,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,452,000 | 1,860 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,203,000 | 1,439 |
| Total interest expense | $3,989,000 | 1,199 |
| Net interest income | $6,214,000 | 1,570 |
| Provision for loan and lease losses | $590,000 | 1,016 |
| Total noninterest income | $1,938,000 | 1,395 |
| Gross Fiduciary activities income | $81,000 | 869 |
| Service charges on deposit accounts | $1,107,000 | 772 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $750,000 | 1,876 |
| Total noninterest expense | $5,236,000 | 1,541 |
| Salaries and employee benefits | $2,546,000 | 1,688 |
| Premises and equipment expense | $1,076,000 | 1,074 |
| Additional noninterest expense | $1,614,000 | 1,514 |
| Pre-tax net operating income | $2,326,000 | 1,792 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $762,000 | 1,695 |
| Income before extraordinary items | $1,564,000 | 2,030 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,564,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,564,000 | 1,918 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 1,465 |
| Total interest expense | $2,023,000 | 1,209 |
| Net interest income | $3,033,000 | 1,612 |
| Provision for loan and lease losses | $295,000 | 981 |
| Total noninterest income | $873,000 | 1,476 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $487,000 | 848 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $347,000 | 1,913 |
| Total noninterest expense | $2,536,000 | 1,569 |
| Salaries and employee benefits | $1,239,000 | 1,719 |
| Premises and equipment expense | $539,000 | 1,077 |
| Additional noninterest expense | $758,000 | 1,564 |
| Pre-tax net operating income | $1,075,000 | 1,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $357,000 | 1,786 |
| Income before extraordinary items | $718,000 | 2,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $718,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $718,000 | 2,039 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,592,000 | 1,571 |
| Total interest expense | $8,607,000 | 1,299 |
| Net interest income | $10,985,000 | 1,760 |
| Provision for loan and lease losses | $1,527,000 | 933 |
| Total noninterest income | $2,584,000 | 1,755 |
| Gross Fiduciary activities income | $141,000 | 918 |
| Service charges on deposit accounts | $1,357,000 | 1,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,086,000 | 2,064 |
| Total noninterest expense | $9,275,000 | 1,649 |
| Salaries and employee benefits | $4,323,000 | 1,858 |
| Premises and equipment expense | $1,843,000 | 1,201 |
| Additional noninterest expense | $3,109,000 | 1,524 |
| Pre-tax net operating income | $2,767,000 | 2,664 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $688,000 | 2,886 |
| Income before extraordinary items | $2,079,000 | 2,719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,079,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 2,045 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,079,000 | 2,626 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,834,000 | 1,922 |
| Total interest expense | $11,543,000 | 1,404 |
| Net interest income | $6,291,000 | 2,821 |
| Provision for loan and lease losses | $695,000 | 1,679 |
| Total noninterest income | $2,153,000 | 1,904 |
| Gross Fiduciary activities income | $113,000 | 972 |
| Service charges on deposit accounts | $972,000 | 1,524 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,068,000 | 1,943 |
| Total noninterest expense | $7,732,000 | 1,876 |
| Salaries and employee benefits | $3,724,000 | 2,019 |
| Premises and equipment expense | $1,700,000 | 1,257 |
| Additional noninterest expense | $2,308,000 | 1,951 |
| Pre-tax net operating income | $17,000 | 8,661 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $17,000 | 8,744 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 1,067 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $17,000 | 8,657 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,017,000 | 2,188 |
| Total interest expense | $10,104,000 | 1,701 |
| Net interest income | $5,913,000 | 2,991 |
| Provision for loan and lease losses | $880,000 | 1,180 |
| Total noninterest income | $1,176,000 | 2,798 |
| Gross Fiduciary activities income | $103,000 | 940 |
| Service charges on deposit accounts | $594,000 | 2,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $479,000 | 3,019 |
| Total noninterest expense | $6,921,000 | 2,000 |
| Salaries and employee benefits | $3,446,000 | 2,067 |
| Premises and equipment expense | $1,490,000 | 1,389 |
| Additional noninterest expense | $1,985,000 | 2,176 |
| Pre-tax net operating income | $-712,000 | 9,643 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-246,000 | 9,718 |
| Income before extraordinary items | $-466,000 | 9,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-466,000 | 9,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,483 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-466,000 | 9,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,635,000 | 2,784 |
| Total interest expense | $6,089,000 | 2,423 |
| Net interest income | $5,546,000 | 3,132 |
| Provision for loan and lease losses | $775,000 | 1,221 |
| Total noninterest income | $938,000 | 3,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,380 |
| Total noninterest expense | $4,495,000 | 2,984 |
| Salaries and employee benefits | $2,374,000 | 2,951 |
| Premises and equipment expense | $783,000 | 2,589 |
| Additional noninterest expense | $1,338,000 | 3,146 |
| Pre-tax net operating income | $1,214,000 | 4,726 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $969,000 | 4,526 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $969,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,827 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,501,000 | 328 |
| Net operating income | $969,000 | 4,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 4,407 |
| Total interest expense | $3,295,000 | 4,376 |
| Net interest income | $3,680,000 | 4,403 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $668,000 | 4,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,369 |
| Total noninterest expense | $2,872,000 | 4,281 |
| Salaries and employee benefits | $1,521,000 | 4,196 |
| Premises and equipment expense | $437,000 | 4,120 |
| Additional noninterest expense | $914,000 | 4,241 |
| Pre-tax net operating income | $1,176,000 | 4,954 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $314,000 | 5,055 |
| Income before extraordinary items | $862,000 | 4,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $862,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,897 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $862,000 | 4,876 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 5,224 |
| Total interest expense | $2,624,000 | 5,221 |
| Net interest income | $3,125,000 | 5,133 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $478,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,858 |
| Total noninterest expense | $1,953,000 | 5,742 |
| Salaries and employee benefits | $1,051,000 | 5,676 |
| Premises and equipment expense | $258,000 | 5,947 |
| Additional noninterest expense | $644,000 | 5,538 |
| Pre-tax net operating income | $1,580,000 | 4,276 |
| Securities gains (losses) | $-25,000 | 10,445 |
| Applicable income taxes | $520,000 | 4,096 |
| Income before extraordinary items | $1,035,000 | 4,581 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,035,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,051,750 | 4,463 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 5,771 |
| Total interest expense | $2,312,000 | 5,828 |
| Net interest income | $2,896,000 | 5,586 |
| Provision for loan and lease losses | $890,000 | 1,113 |
| Total noninterest income | $420,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $2,071,000 | 5,800 |
| Salaries and employee benefits | $1,054,000 | 5,775 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $737,000 | 5,531 |
| Pre-tax net operating income | $355,000 | 8,778 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $93,000 | 8,863 |
| Income before extraordinary items | $236,000 | 8,952 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $236,000 | 8,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 740 |
| Cash dividends | $641,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $254,720 | 8,737 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 5,666 |
| Total interest expense | $2,316,000 | 5,863 |
| Net interest income | $3,078,000 | 5,387 |
| Provision for loan and lease losses | $520,000 | 1,518 |
| Total noninterest income | $456,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $2,296,000 | 5,365 |
| Salaries and employee benefits | $1,052,000 | 5,809 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $982,000 | 4,419 |
| Pre-tax net operating income | $718,000 | 7,235 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $-55,000 | 11,652 |
| Income before extraordinary items | $755,000 | 5,685 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $755,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,191 |
| Cash dividends | $302,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $773,000 | 5,568 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 5,115 |
| Total interest expense | $1,885,000 | 5,868 |
| Net interest income | $3,778,000 | 4,607 |
| Provision for loan and lease losses | $1,408,000 | 739 |
| Total noninterest income | $503,000 | 5,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $2,447,000 | 5,253 |
| Salaries and employee benefits | $1,197,000 | 5,252 |
| Premises and equipment expense | $252,000 | 6,490 |
| Additional noninterest expense | $998,000 | 4,719 |
| Pre-tax net operating income | $426,000 | 9,151 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $380,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,758,000 | 612 |
| Cash dividends | $76,000 | 7,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 4,307 |
| Total interest expense | $2,110,000 | 5,580 |
| Net interest income | $4,904,000 | 3,633 |
| Provision for loan and lease losses | $2,492,000 | 692 |
| Total noninterest income | $703,000 | 4,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $3,274,000 | 4,169 |
| Salaries and employee benefits | $1,387,000 | 4,596 |
| Premises and equipment expense | $273,000 | 6,295 |
| Additional noninterest expense | $1,614,000 | 3,291 |
| Pre-tax net operating income | $-159,000 | 12,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-159,000 | 12,717 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-159,000 | 12,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,386,000 | 654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-159,000 | 12,633 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 4,139 |
| Total interest expense | $2,852,000 | 5,384 |
| Net interest income | $5,495,000 | 3,333 |
| Provision for loan and lease losses | $3,374,000 | 770 |
| Total noninterest income | $997,000 | 3,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $634,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,939 |
| Total noninterest expense | $3,001,000 | 4,535 |
| Salaries and employee benefits | $1,339,000 | 4,695 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $1,433,000 | 3,726 |
| Pre-tax net operating income | $117,000 | 11,845 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $117,000 | 11,713 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $117,000 | 11,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,469,000 | 667 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,000 | 11,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.