Home > Century Bank > Income and Expense
Century Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,009,000 | 1,418 |
| Total interest expense | $9,150,000 | 1,778 |
| Net interest income | $14,859,000 | 1,190 |
| Provision for loan and lease losses | $503,000 | 2,187 |
| Total noninterest income | $1,125,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $822,000 | 1,858 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $303,000 | 4,101 |
| Total noninterest expense | $8,665,000 | 1,676 |
| Salaries and employee benefits | $5,307,000 | 1,432 |
| Premises and equipment expense | $1,683,000 | 1,270 |
| Additional noninterest expense | $1,675,000 | 2,612 |
| Pre-tax net operating income | $6,816,000 | 1,092 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,546,000 | 963 |
| Income before extraordinary items | $4,270,000 | 1,275 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,270,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,316 |
| Cash dividends | $450,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,270,000 | 1,225 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,972,000 | 1,445 |
| Total interest expense | $9,501,000 | 1,809 |
| Net interest income | $14,471,000 | 1,212 |
| Provision for loan and lease losses | $1,053,000 | 1,018 |
| Total noninterest income | $1,171,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $853,000 | 1,619 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $318,000 | 3,795 |
| Total noninterest expense | $8,165,000 | 1,702 |
| Salaries and employee benefits | $4,827,000 | 1,471 |
| Premises and equipment expense | $1,654,000 | 1,228 |
| Additional noninterest expense | $1,684,000 | 2,532 |
| Pre-tax net operating income | $6,424,000 | 1,160 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,411,000 | 995 |
| Income before extraordinary items | $4,013,000 | 1,310 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,013,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,854 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 754 |
| Net operating income | $4,013,000 | 1,297 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,238,000 | 1,887 |
| Total interest expense | $5,738,000 | 2,566 |
| Net interest income | $11,500,000 | 1,522 |
| Provision for loan and lease losses | $493,000 | 1,793 |
| Total noninterest income | $1,110,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $685,000 | 1,950 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $425,000 | 3,279 |
| Total noninterest expense | $6,833,000 | 1,998 |
| Salaries and employee benefits | $3,942,000 | 1,752 |
| Premises and equipment expense | $1,502,000 | 1,352 |
| Additional noninterest expense | $1,389,000 | 3,056 |
| Pre-tax net operating income | $5,284,000 | 1,438 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,003,000 | 1,229 |
| Income before extraordinary items | $3,281,000 | 1,625 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,281,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,756 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,281,000 | 1,594 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,131,000 | 2,019 |
| Total interest expense | $5,990,000 | 2,523 |
| Net interest income | $10,141,000 | 1,684 |
| Provision for loan and lease losses | $653,000 | 1,393 |
| Total noninterest income | $1,189,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $619,000 | 2,068 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $570,000 | 2,736 |
| Total noninterest expense | $6,714,000 | 1,951 |
| Salaries and employee benefits | $4,021,000 | 1,657 |
| Premises and equipment expense | $1,265,000 | 1,549 |
| Additional noninterest expense | $1,428,000 | 2,897 |
| Pre-tax net operating income | $3,963,000 | 1,836 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,498,000 | 1,636 |
| Income before extraordinary items | $2,465,000 | 2,110 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,465,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,465,000 | 2,045 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,031,000 | 2,519 |
| Total interest expense | $4,492,000 | 3,302 |
| Net interest income | $8,539,000 | 2,039 |
| Provision for loan and lease losses | $406,000 | 2,073 |
| Total noninterest income | $987,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $558,000 | 2,350 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $429,000 | 3,141 |
| Total noninterest expense | $5,773,000 | 2,235 |
| Salaries and employee benefits | $3,281,000 | 2,003 |
| Premises and equipment expense | $1,172,000 | 1,667 |
| Additional noninterest expense | $1,320,000 | 3,069 |
| Pre-tax net operating income | $3,347,000 | 2,258 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,253,000 | 1,996 |
| Income before extraordinary items | $2,094,000 | 2,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,094,000 | 2,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,340 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,094,000 | 2,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,100,000 | 3,246 |
| Total interest expense | $3,137,000 | 4,592 |
| Net interest income | $6,963,000 | 2,543 |
| Provision for loan and lease losses | $377,000 | 2,180 |
| Total noninterest income | $708,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $511,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,206 |
| Total noninterest expense | $4,778,000 | 2,860 |
| Salaries and employee benefits | $2,771,000 | 2,400 |
| Premises and equipment expense | $1,023,000 | 1,962 |
| Additional noninterest expense | $984,000 | 4,459 |
| Pre-tax net operating income | $2,516,000 | 2,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $950,000 | 2,468 |
| Income before extraordinary items | $1,566,000 | 3,063 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,566,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,566,000 | 3,028 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 3,858 |
| Total interest expense | $2,603,000 | 5,388 |
| Net interest income | $5,773,000 | 3,078 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $586,000 | 4,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $3,991,000 | 3,328 |
| Salaries and employee benefits | $2,144,000 | 3,101 |
| Premises and equipment expense | $874,000 | 2,296 |
| Additional noninterest expense | $973,000 | 4,458 |
| Pre-tax net operating income | $2,068,000 | 3,377 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $781,000 | 2,932 |
| Income before extraordinary items | $1,287,000 | 3,717 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,287,000 | 3,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,287,000 | 3,695 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,757 |
| Total interest expense | $1,373,000 | 7,297 |
| Net interest income | $4,774,000 | 3,721 |
| Provision for loan and lease losses | $228,000 | 2,807 |
| Total noninterest income | $434,000 | 5,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $3,158,000 | 4,223 |
| Salaries and employee benefits | $1,642,000 | 3,940 |
| Premises and equipment expense | $699,000 | 2,833 |
| Additional noninterest expense | $817,000 | 5,603 |
| Pre-tax net operating income | $1,822,000 | 3,701 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $681,000 | 3,154 |
| Income before extraordinary items | $1,033,000 | 4,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,033,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,102,120 | 4,217 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,114,000 | 6,734 |
| Total interest expense | $1,046,000 | 8,896 |
| Net interest income | $3,068,000 | 5,564 |
| Provision for loan and lease losses | $284,000 | 3,132 |
| Total noninterest income | $375,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $2,524,000 | 5,239 |
| Salaries and employee benefits | $1,263,000 | 5,008 |
| Premises and equipment expense | $623,000 | 3,208 |
| Additional noninterest expense | $638,000 | 7,030 |
| Pre-tax net operating income | $635,000 | 7,720 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $547,000 | 7,168 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $547,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 957 |
| Net operating income | $547,860 | 6,916 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 8,734 |
| Total interest expense | $854,000 | 11,073 |
| Net interest income | $2,287,000 | 7,038 |
| Provision for loan and lease losses | $228,000 | 4,876 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,942,000 | 6,527 |
| Salaries and employee benefits | $899,000 | 6,628 |
| Premises and equipment expense | $564,000 | 3,561 |
| Additional noninterest expense | $479,000 | 8,652 |
| Pre-tax net operating income | $348,000 | 9,708 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $183,000 | 7,908 |
| Income before extraordinary items | $257,000 | 9,826 |
| Extraordinary gains, net | $183,000 | 467 |
| Net income | $440,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $198,120 | 10,286 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.