Home > Century Bank > Income and Expense
Century Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 4,669 |
| Total interest expense | $1,448,000 | 3,790 |
| Net interest income | $2,630,000 | 5,008 |
| Provision for loan and lease losses | $1,621,000 | 1,884 |
| Total noninterest income | $187,000 | 5,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $2,806,000 | 4,417 |
| Salaries and employee benefits | $1,314,000 | 4,642 |
| Premises and equipment expense | $530,000 | 3,321 |
| Additional noninterest expense | $962,000 | 4,413 |
| Pre-tax net operating income | $-1,610,000 | 6,982 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,574,000 | 7,065 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,574,000 | 7,063 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,574,000 | 7,065 |
| Net charge-offs | $1,777,000 | 1,622 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,610,000 | 7,037 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 4,652 |
| Total interest expense | $1,007,000 | 3,790 |
| Net interest income | $1,778,000 | 4,980 |
| Provision for loan and lease losses | $1,144,000 | 1,805 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $1,846,000 | 4,474 |
| Salaries and employee benefits | $865,000 | 4,701 |
| Premises and equipment expense | $352,000 | 3,356 |
| Additional noninterest expense | $629,000 | 4,464 |
| Pre-tax net operating income | $-1,073,000 | 7,044 |
| Securities gains (losses) | $36,000 | 2,082 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,037,000 | 7,107 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,037,000 | 7,105 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,037,000 | 7,107 |
| Net charge-offs | $923,000 | 1,811 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,073,000 | 7,092 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 4,624 |
| Total interest expense | $526,000 | 3,795 |
| Net interest income | $912,000 | 4,937 |
| Provision for loan and lease losses | $-18,000 | 7,859 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $949,000 | 4,436 |
| Salaries and employee benefits | $439,000 | 4,722 |
| Premises and equipment expense | $180,000 | 3,390 |
| Additional noninterest expense | $330,000 | 4,329 |
| Pre-tax net operating income | $42,000 | 5,749 |
| Securities gains (losses) | $23,000 | 1,463 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $65,000 | 5,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 5,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $-17,000 | 7,617 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $42,000 | 5,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,083,000 | 4,577 |
| Total interest expense | $2,946,000 | 3,453 |
| Net interest income | $3,137,000 | 5,267 |
| Provision for loan and lease losses | $1,564,000 | 2,825 |
| Total noninterest income | $419,000 | 5,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 190 |
| Additional Noninterest Income | $411,000 | 3,510 |
| Total noninterest expense | $4,023,000 | 4,323 |
| Salaries and employee benefits | $1,817,000 | 4,646 |
| Premises and equipment expense | $716,000 | 3,393 |
| Additional noninterest expense | $1,490,000 | 4,090 |
| Pre-tax net operating income | $-2,031,000 | 6,638 |
| Securities gains (losses) | $95,000 | 2,187 |
| Applicable income taxes | $-1,049,000 | 7,299 |
| Income before extraordinary items | $-887,000 | 6,307 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-887,000 | 6,306 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-887,000 | 6,306 |
| Net charge-offs | $968,000 | 2,899 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-947,800 | 6,347 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 4,604 |
| Total interest expense | $2,351,000 | 3,436 |
| Net interest income | $2,258,000 | 5,399 |
| Provision for loan and lease losses | $-141,000 | 8,076 |
| Total noninterest income | $319,000 | 5,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 195 |
| Additional Noninterest Income | $311,000 | 3,566 |
| Total noninterest expense | $3,070,000 | 4,289 |
| Salaries and employee benefits | $1,366,000 | 4,670 |
| Premises and equipment expense | $537,000 | 3,442 |
| Additional noninterest expense | $1,167,000 | 3,937 |
| Pre-tax net operating income | $-352,000 | 6,186 |
| Securities gains (losses) | $95,000 | 1,880 |
| Applicable income taxes | $-1,049,000 | 7,570 |
| Income before extraordinary items | $792,000 | 2,880 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $792,000 | 2,876 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $792,000 | 2,880 |
| Net charge-offs | $-90,000 | 8,047 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $731,200 | 2,956 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 4,594 |
| Total interest expense | $1,660,000 | 3,410 |
| Net interest income | $1,471,000 | 5,449 |
| Provision for loan and lease losses | $-176,000 | 8,173 |
| Total noninterest income | $163,000 | 5,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $163,000 | 3,969 |
| Total noninterest expense | $2,032,000 | 4,339 |
| Salaries and employee benefits | $913,000 | 4,709 |
| Premises and equipment expense | $364,000 | 3,427 |
| Additional noninterest expense | $755,000 | 4,041 |
| Pre-tax net operating income | $-222,000 | 6,316 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $-1,049,000 | 7,763 |
| Income before extraordinary items | $829,000 | 2,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $829,000 | 2,180 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $829,000 | 2,181 |
| Net charge-offs | $-136,000 | 8,157 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $827,720 | 2,121 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 4,514 |
| Total interest expense | $870,000 | 3,399 |
| Net interest income | $759,000 | 5,375 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $78,000 | 5,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $78,000 | 4,061 |
| Total noninterest expense | $982,000 | 4,351 |
| Salaries and employee benefits | $454,000 | 4,769 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $-145,000 | 6,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,049,000 | 8,015 |
| Income before extraordinary items | $904,000 | 1,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $904,000 | 1,205 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $904,000 | 1,206 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $904,000 | 1,126 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,567,000 | 4,277 |
| Total interest expense | $4,084,000 | 3,468 |
| Net interest income | $3,483,000 | 4,992 |
| Provision for loan and lease losses | $6,185,000 | 862 |
| Total noninterest income | $377,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $377,000 | 3,686 |
| Total noninterest expense | $5,461,000 | 3,328 |
| Salaries and employee benefits | $1,973,000 | 4,503 |
| Premises and equipment expense | $757,000 | 3,322 |
| Additional noninterest expense | $2,731,000 | 2,191 |
| Pre-tax net operating income | $-7,786,000 | 7,931 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-382,000 | 7,397 |
| Income before extraordinary items | $-7,404,000 | 7,926 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,404,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,367,000 | 771 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-7,404,000 | 7,961 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 4,273 |
| Total interest expense | $3,151,000 | 3,500 |
| Net interest income | $2,691,000 | 4,941 |
| Provision for loan and lease losses | $2,621,000 | 987 |
| Total noninterest income | $289,000 | 5,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 3,747 |
| Total noninterest expense | $4,467,000 | 3,069 |
| Salaries and employee benefits | $1,512,000 | 4,442 |
| Premises and equipment expense | $573,000 | 3,303 |
| Additional noninterest expense | $2,382,000 | 1,857 |
| Pre-tax net operating income | $-4,108,000 | 8,091 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,310,000 | 8,111 |
| Income before extraordinary items | $-2,798,000 | 7,989 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,798,000 | 7,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,478,000 | 1,027 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,798,000 | 8,048 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 4,234 |
| Total interest expense | $2,186,000 | 3,519 |
| Net interest income | $1,832,000 | 4,887 |
| Provision for loan and lease losses | $2,618,000 | 661 |
| Total noninterest income | $194,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $3,356,000 | 2,772 |
| Salaries and employee benefits | $1,029,000 | 4,430 |
| Premises and equipment expense | $385,000 | 3,310 |
| Additional noninterest expense | $1,942,000 | 1,520 |
| Pre-tax net operating income | $-3,948,000 | 8,269 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,256,000 | 8,290 |
| Income before extraordinary items | $-2,692,000 | 8,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,692,000 | 8,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,323,000 | 733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,692,000 | 8,252 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 4,174 |
| Total interest expense | $1,167,000 | 3,523 |
| Net interest income | $944,000 | 4,814 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $2,143,000 | 2,227 |
| Salaries and employee benefits | $517,000 | 4,431 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $1,427,000 | 1,008 |
| Pre-tax net operating income | $-1,119,000 | 8,291 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-385,000 | 8,335 |
| Income before extraordinary items | $-734,000 | 8,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-734,000 | 8,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-734,000 | 8,243 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 3,988 |
| Total interest expense | $4,973,000 | 3,488 |
| Net interest income | $4,197,000 | 4,488 |
| Provision for loan and lease losses | $449,000 | 2,514 |
| Total noninterest income | $379,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $379,000 | 3,835 |
| Total noninterest expense | $4,015,000 | 4,117 |
| Salaries and employee benefits | $2,065,000 | 4,297 |
| Premises and equipment expense | $747,000 | 3,267 |
| Additional noninterest expense | $1,203,000 | 4,066 |
| Pre-tax net operating income | $112,000 | 7,116 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $32,000 | 5,185 |
| Income before extraordinary items | $82,000 | 7,209 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,944 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $80,560 | 7,195 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 3,979 |
| Total interest expense | $3,746,000 | 3,465 |
| Net interest income | $3,210,000 | 4,462 |
| Provision for loan and lease losses | $188,000 | 3,090 |
| Total noninterest income | $284,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $284,000 | 3,838 |
| Total noninterest expense | $3,101,000 | 3,993 |
| Salaries and employee benefits | $1,550,000 | 4,271 |
| Premises and equipment expense | $566,000 | 3,222 |
| Additional noninterest expense | $985,000 | 3,750 |
| Pre-tax net operating income | $205,000 | 6,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $69,000 | 4,732 |
| Income before extraordinary items | $136,000 | 7,102 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $136,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,253 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $136,000 | 7,089 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 4,023 |
| Total interest expense | $2,491,000 | 3,466 |
| Net interest income | $2,091,000 | 4,558 |
| Provision for loan and lease losses | $53,000 | 4,306 |
| Total noninterest income | $189,000 | 5,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $1,928,000 | 4,227 |
| Salaries and employee benefits | $1,034,000 | 4,316 |
| Premises and equipment expense | $382,000 | 3,202 |
| Additional noninterest expense | $512,000 | 4,503 |
| Pre-tax net operating income | $299,000 | 6,045 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $101,000 | 4,118 |
| Income before extraordinary items | $198,000 | 6,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $198,000 | 6,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $198,000 | 6,374 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 4,032 |
| Total interest expense | $1,261,000 | 3,412 |
| Net interest income | $1,027,000 | 4,611 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $95,000 | 5,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $95,000 | 3,842 |
| Total noninterest expense | $953,000 | 4,282 |
| Salaries and employee benefits | $506,000 | 4,402 |
| Premises and equipment expense | $199,000 | 3,126 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $158,000 | 5,971 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $53,000 | 4,059 |
| Income before extraordinary items | $105,000 | 6,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 6,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $105,000 | 6,301 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 3,926 |
| Total interest expense | $4,365,000 | 3,365 |
| Net interest income | $4,457,000 | 4,371 |
| Provision for loan and lease losses | $8,000 | 6,651 |
| Total noninterest income | $409,000 | 5,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $409,000 | 3,694 |
| Total noninterest expense | $3,685,000 | 4,229 |
| Salaries and employee benefits | $1,975,000 | 4,314 |
| Premises and equipment expense | $648,000 | 3,549 |
| Additional noninterest expense | $1,062,000 | 4,324 |
| Pre-tax net operating income | $1,173,000 | 4,836 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $395,000 | 3,448 |
| Income before extraordinary items | $778,000 | 5,270 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $778,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $778,000 | 5,267 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 3,943 |
| Total interest expense | $3,130,000 | 3,392 |
| Net interest income | $3,384,000 | 4,362 |
| Provision for loan and lease losses | $4,000 | 6,573 |
| Total noninterest income | $312,000 | 5,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $312,000 | 3,671 |
| Total noninterest expense | $2,737,000 | 4,241 |
| Salaries and employee benefits | $1,482,000 | 4,268 |
| Premises and equipment expense | $459,000 | 3,717 |
| Additional noninterest expense | $796,000 | 4,282 |
| Pre-tax net operating income | $955,000 | 4,817 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $321,000 | 3,491 |
| Income before extraordinary items | $634,000 | 5,226 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $634,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $634,000 | 5,221 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,236,000 | 3,962 |
| Total interest expense | $1,985,000 | 3,404 |
| Net interest income | $2,251,000 | 4,372 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $203,000 | 5,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $203,000 | 3,719 |
| Total noninterest expense | $1,811,000 | 4,281 |
| Salaries and employee benefits | $984,000 | 4,320 |
| Premises and equipment expense | $290,000 | 3,870 |
| Additional noninterest expense | $537,000 | 4,253 |
| Pre-tax net operating income | $641,000 | 4,833 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $215,000 | 3,521 |
| Income before extraordinary items | $426,000 | 5,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $426,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $426,000 | 5,251 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 4,019 |
| Total interest expense | $931,000 | 3,446 |
| Net interest income | $1,111,000 | 4,401 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $475,000 | 4,441 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $361,000 | 4,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $120,000 | 3,345 |
| Income before extraordinary items | $241,000 | 4,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $241,000 | 4,918 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,414,000 | 3,978 |
| Total interest expense | $3,015,000 | 3,315 |
| Net interest income | $4,399,000 | 4,331 |
| Provision for loan and lease losses | $76,000 | 5,177 |
| Total noninterest income | $382,000 | 5,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,000 | 8,806 |
| Additional Noninterest Income | $386,000 | 3,831 |
| Total noninterest expense | $3,186,000 | 4,580 |
| Salaries and employee benefits | $1,853,000 | 4,373 |
| Premises and equipment expense | $509,000 | 4,126 |
| Additional noninterest expense | $824,000 | 5,070 |
| Pre-tax net operating income | $1,519,000 | 4,343 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $485,000 | 3,418 |
| Income before extraordinary items | $1,017,000 | 4,797 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,017,000 | 4,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,028,560 | 4,739 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,503,000 | 3,958 |
| Total interest expense | $2,193,000 | 3,253 |
| Net interest income | $3,310,000 | 4,331 |
| Provision for loan and lease losses | $69,000 | 4,823 |
| Total noninterest income | $281,000 | 5,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,000 | 8,832 |
| Additional Noninterest Income | $285,000 | 3,894 |
| Total noninterest expense | $2,383,000 | 4,568 |
| Salaries and employee benefits | $1,395,000 | 4,327 |
| Premises and equipment expense | $374,000 | 4,172 |
| Additional noninterest expense | $614,000 | 5,041 |
| Pre-tax net operating income | $1,139,000 | 4,450 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $364,000 | 3,470 |
| Income before extraordinary items | $771,000 | 4,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $771,000 | 4,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $773,720 | 4,809 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,974 |
| Total interest expense | $1,413,000 | 3,206 |
| Net interest income | $2,166,000 | 4,361 |
| Provision for loan and lease losses | $55,000 | 4,424 |
| Total noninterest income | $178,000 | 5,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,000 | 8,833 |
| Additional Noninterest Income | $182,000 | 3,925 |
| Total noninterest expense | $1,567,000 | 4,591 |
| Salaries and employee benefits | $915,000 | 4,358 |
| Premises and equipment expense | $248,000 | 4,176 |
| Additional noninterest expense | $404,000 | 5,051 |
| Pre-tax net operating income | $722,000 | 4,541 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $230,000 | 3,549 |
| Income before extraordinary items | $497,000 | 4,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $493,600 | 4,869 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 4,053 |
| Total interest expense | $686,000 | 3,173 |
| Net interest income | $1,040,000 | 4,496 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-5,000 | 8,899 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $764,000 | 4,690 |
| Salaries and employee benefits | $446,000 | 4,475 |
| Premises and equipment expense | $123,000 | 4,245 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $315,000 | 4,865 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $99,000 | 3,778 |
| Income before extraordinary items | $219,000 | 5,184 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $219,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $216,930 | 5,193 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 4,176 |
| Total interest expense | $2,593,000 | 2,954 |
| Net interest income | $3,567,000 | 4,846 |
| Provision for loan and lease losses | $159,000 | 4,146 |
| Total noninterest income | $359,000 | 6,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $359,000 | 3,914 |
| Total noninterest expense | $3,011,000 | 4,651 |
| Salaries and employee benefits | $1,795,000 | 4,354 |
| Premises and equipment expense | $469,000 | 4,285 |
| Additional noninterest expense | $747,000 | 5,321 |
| Pre-tax net operating income | $756,000 | 5,926 |
| Securities gains (losses) | $83,000 | 1,372 |
| Applicable income taxes | $260,000 | 4,411 |
| Income before extraordinary items | $579,000 | 6,028 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $579,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $521,730 | 6,209 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,535,000 | 4,217 |
| Total interest expense | $1,926,000 | 2,931 |
| Net interest income | $2,609,000 | 4,914 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $281,000 | 5,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-4,000 | 8,990 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,241,000 | 4,639 |
| Salaries and employee benefits | $1,347,000 | 4,315 |
| Premises and equipment expense | $349,000 | 4,296 |
| Additional noninterest expense | $545,000 | 5,375 |
| Pre-tax net operating income | $511,000 | 6,278 |
| Securities gains (losses) | $72,000 | 1,403 |
| Applicable income taxes | $172,000 | 4,669 |
| Income before extraordinary items | $411,000 | 6,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $411,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $360,600 | 6,479 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 4,290 |
| Total interest expense | $1,294,000 | 2,900 |
| Net interest income | $1,671,000 | 5,052 |
| Provision for loan and lease losses | $95,000 | 3,576 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $188,000 | 3,858 |
| Total noninterest expense | $1,496,000 | 4,678 |
| Salaries and employee benefits | $905,000 | 4,300 |
| Premises and equipment expense | $224,000 | 4,428 |
| Additional noninterest expense | $367,000 | 5,361 |
| Pre-tax net operating income | $268,000 | 6,711 |
| Securities gains (losses) | $42,000 | 1,561 |
| Applicable income taxes | $88,000 | 5,004 |
| Income before extraordinary items | $222,000 | 6,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $222,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $191,760 | 6,910 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 4,343 |
| Total interest expense | $659,000 | 2,898 |
| Net interest income | $806,000 | 5,184 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $94,000 | 5,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $94,000 | 3,835 |
| Total noninterest expense | $725,000 | 4,802 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $103,000 | 4,692 |
| Additional noninterest expense | $172,000 | 5,571 |
| Pre-tax net operating income | $134,000 | 6,665 |
| Securities gains (losses) | $39,000 | 1,343 |
| Applicable income taxes | $50,000 | 4,842 |
| Income before extraordinary items | $123,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $95,310 | 6,871 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,157 |
| Total interest expense | $3,013,000 | 2,854 |
| Net interest income | $3,302,000 | 4,992 |
| Provision for loan and lease losses | $87,000 | 5,545 |
| Total noninterest income | $432,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 149 |
| Additional Noninterest Income | $422,000 | 3,874 |
| Total noninterest expense | $2,696,000 | 4,949 |
| Salaries and employee benefits | $1,670,000 | 4,491 |
| Premises and equipment expense | $376,000 | 4,950 |
| Additional noninterest expense | $650,000 | 5,730 |
| Pre-tax net operating income | $951,000 | 5,299 |
| Securities gains (losses) | $103,000 | 1,867 |
| Applicable income taxes | $321,000 | 4,178 |
| Income before extraordinary items | $733,000 | 5,461 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $733,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $660,900 | 5,575 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,124 |
| Total interest expense | $2,314,000 | 2,888 |
| Net interest income | $2,519,000 | 4,944 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $327,000 | 5,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $10,000 | 145 |
| Additional Noninterest Income | $317,000 | 3,949 |
| Total noninterest expense | $2,016,000 | 4,951 |
| Salaries and employee benefits | $1,242,000 | 4,501 |
| Premises and equipment expense | $283,000 | 4,924 |
| Additional noninterest expense | $491,000 | 5,704 |
| Pre-tax net operating income | $770,000 | 5,250 |
| Securities gains (losses) | $74,000 | 2,001 |
| Applicable income taxes | $259,000 | 4,209 |
| Income before extraordinary items | $585,000 | 5,466 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $585,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $533,940 | 5,504 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,245 |
| Total interest expense | $1,589,000 | 2,890 |
| Net interest income | $1,566,000 | 5,199 |
| Provision for loan and lease losses | $13,000 | 6,657 |
| Total noninterest income | $217,000 | 5,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $8,000 | 142 |
| Additional Noninterest Income | $209,000 | 3,962 |
| Total noninterest expense | $1,295,000 | 5,073 |
| Salaries and employee benefits | $787,000 | 4,668 |
| Premises and equipment expense | $194,000 | 4,796 |
| Additional noninterest expense | $314,000 | 5,826 |
| Pre-tax net operating income | $475,000 | 5,445 |
| Securities gains (losses) | $51,000 | 2,000 |
| Applicable income taxes | $161,000 | 4,384 |
| Income before extraordinary items | $365,000 | 5,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $365,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $329,810 | 5,659 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 4,284 |
| Total interest expense | $821,000 | 2,868 |
| Net interest income | $752,000 | 5,305 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $105,000 | 5,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,000 | 126 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $618,000 | 5,242 |
| Salaries and employee benefits | $367,000 | 4,927 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $157,000 | 5,775 |
| Pre-tax net operating income | $239,000 | 5,404 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $180,000 | 5,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $166,200 | 5,580 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 4,025 |
| Total interest expense | $3,907,000 | 2,806 |
| Net interest income | $3,133,000 | 5,161 |
| Provision for loan and lease losses | $5,000 | 7,962 |
| Total noninterest income | $418,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $18,000 | 133 |
| Additional Noninterest Income | $400,000 | 3,698 |
| Total noninterest expense | $2,487,000 | 5,102 |
| Salaries and employee benefits | $1,473,000 | 4,758 |
| Premises and equipment expense | $384,000 | 4,796 |
| Additional noninterest expense | $630,000 | 5,761 |
| Pre-tax net operating income | $1,059,000 | 5,059 |
| Securities gains (losses) | $312,000 | 874 |
| Applicable income taxes | $431,000 | 3,743 |
| Income before extraordinary items | $940,000 | 4,764 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $940,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,720 | 5,322 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,104,000 | 3,982 |
| Total interest expense | $5,279,000 | 3,010 |
| Net interest income | $2,825,000 | 5,292 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $326,000 | 6,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $18,000 | 153 |
| Additional Noninterest Income | $308,000 | 4,064 |
| Total noninterest expense | $2,213,000 | 5,369 |
| Salaries and employee benefits | $1,247,000 | 5,171 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $613,000 | 5,755 |
| Pre-tax net operating income | $906,000 | 5,171 |
| Securities gains (losses) | $42,000 | 2,526 |
| Applicable income taxes | $311,000 | 4,191 |
| Income before extraordinary items | $637,000 | 5,465 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $637,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $608,860 | 5,457 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,104,000 | 4,084 |
| Total interest expense | $5,004,000 | 3,313 |
| Net interest income | $3,100,000 | 5,032 |
| Provision for loan and lease losses | $66,000 | 6,080 |
| Total noninterest income | $300,000 | 6,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $78,000 | 131 |
| Additional Noninterest Income | $222,000 | 4,551 |
| Total noninterest expense | $2,091,000 | 5,519 |
| Salaries and employee benefits | $1,218,000 | 5,163 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $530,000 | 6,202 |
| Pre-tax net operating income | $1,243,000 | 4,636 |
| Securities gains (losses) | $43,000 | 751 |
| Applicable income taxes | $436,000 | 3,803 |
| Income before extraordinary items | $850,000 | 4,861 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $850,000 | 4,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $821,620 | 4,963 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 4,137 |
| Total interest expense | $4,553,000 | 3,195 |
| Net interest income | $2,972,000 | 5,199 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $239,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $22,000 | 145 |
| Additional Noninterest Income | $217,000 | 4,755 |
| Total noninterest expense | $2,014,000 | 5,659 |
| Salaries and employee benefits | $1,043,000 | 5,719 |
| Premises and equipment expense | $320,000 | 5,276 |
| Additional noninterest expense | $651,000 | 5,521 |
| Pre-tax net operating income | $1,166,000 | 4,850 |
| Securities gains (losses) | $58,000 | 936 |
| Applicable income taxes | $416,000 | 4,054 |
| Income before extraordinary items | $808,000 | 5,067 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $808,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $769,720 | 5,164 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 4,401 |
| Total interest expense | $4,315,000 | 3,432 |
| Net interest income | $2,672,000 | 5,586 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $166,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $166,000 | 5,426 |
| Total noninterest expense | $1,758,000 | 6,101 |
| Salaries and employee benefits | $948,000 | 5,991 |
| Premises and equipment expense | $313,000 | 5,257 |
| Additional noninterest expense | $497,000 | 6,466 |
| Pre-tax net operating income | $1,044,000 | 5,285 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $367,000 | 4,646 |
| Income before extraordinary items | $712,000 | 5,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $712,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $688,900 | 5,561 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,718 |
| Total interest expense | $4,181,000 | 3,516 |
| Net interest income | $2,429,000 | 6,162 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $1,699,000 | 6,290 |
| Salaries and employee benefits | $932,000 | 6,143 |
| Premises and equipment expense | $298,000 | 5,466 |
| Additional noninterest expense | $469,000 | 6,765 |
| Pre-tax net operating income | $872,000 | 6,244 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $295,000 | 5,773 |
| Income before extraordinary items | $578,000 | 6,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $578,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,340 | 6,435 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 4,940 |
| Total interest expense | $3,974,000 | 3,728 |
| Net interest income | $2,409,000 | 6,372 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $143,000 | 9,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $2,243,000 | 5,453 |
| Salaries and employee benefits | $890,000 | 6,506 |
| Premises and equipment expense | $285,000 | 5,776 |
| Additional noninterest expense | $1,068,000 | 4,174 |
| Pre-tax net operating income | $294,000 | 9,171 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $212,000 | 9,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $212,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $192,860 | 9,315 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 5,215 |
| Total interest expense | $3,701,000 | 3,956 |
| Net interest income | $2,296,000 | 6,691 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $133,000 | 9,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $133,000 | 6,332 |
| Total noninterest expense | $1,604,000 | 6,969 |
| Salaries and employee benefits | $814,000 | 7,030 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $542,000 | 6,929 |
| Pre-tax net operating income | $820,000 | 6,753 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $159,000 | 8,113 |
| Income before extraordinary items | $666,000 | 6,198 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $666,000 | 6,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $661,950 | 6,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 5,068 |
| Total interest expense | $3,135,000 | 3,798 |
| Net interest income | $2,593,000 | 6,288 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $152,000 | 6,177 |
| Total noninterest expense | $1,491,000 | 7,632 |
| Salaries and employee benefits | $716,000 | 7,760 |
| Premises and equipment expense | $241,000 | 6,664 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $1,246,000 | 5,094 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $417,000 | 4,615 |
| Income before extraordinary items | $829,000 | 5,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $829,000 | 5,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $829,000 | 5,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 5,283 |
| Total interest expense | $3,015,000 | 4,097 |
| Net interest income | $2,548,000 | 6,445 |
| Provision for loan and lease losses | $9,000 | 9,850 |
| Total noninterest income | $150,000 | 10,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $1,369,000 | 8,277 |
| Salaries and employee benefits | $646,000 | 8,422 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $475,000 | 8,475 |
| Pre-tax net operating income | $1,320,000 | 4,804 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $440,000 | 4,667 |
| Income before extraordinary items | $880,000 | 5,184 |
| Extraordinary gains, net | $-103,000 | 12,924 |
| Net income | $777,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $880,000 | 4,960 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 6,021 |
| Total interest expense | $3,263,000 | 4,824 |
| Net interest income | $2,097,000 | 7,501 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $105,000 | 7,891 |
| Total noninterest expense | $1,108,000 | 9,474 |
| Salaries and employee benefits | $534,000 | 9,430 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $389,000 | 9,700 |
| Pre-tax net operating income | $1,078,000 | 5,339 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $362,000 | 5,194 |
| Income before extraordinary items | $735,000 | 5,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $735,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $722,270 | 5,452 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.