Home > Century Bank > Income and Expense
Century Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,402,000 | 1,692 |
| Total interest expense | $5,364,000 | 1,933 |
| Net interest income | $18,038,000 | 1,574 |
| Provision for loan and lease losses | $325,000 | 1,595 |
| Total noninterest income | $4,421,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,715,000 | 649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,706,000 | 1,353 |
| Total noninterest expense | $15,725,000 | 1,469 |
| Salaries and employee benefits | $7,578,000 | 1,676 |
| Premises and equipment expense | $1,722,000 | 1,385 |
| Additional noninterest expense | $2,706,000 | 1,353 |
| Pre-tax net operating income | $6,409,000 | 1,650 |
| Securities gains (losses) | $-42,000 | 3,608 |
| Applicable income taxes | $1,319,000 | 1,259 |
| Income before extraordinary items | $5,048,000 | 1,711 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,048,000 | 1,732 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,048,000 | 1,714 |
| Net charge-offs | $131,000 | 1,354 |
| Cash dividends | $1,480,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,081,180 | 1,730 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,063,000 | 1,690 |
| Total interest expense | $3,569,000 | 1,958 |
| Net interest income | $13,494,000 | 1,587 |
| Provision for loan and lease losses | $245,000 | 1,499 |
| Total noninterest income | $3,285,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,270,000 | 651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,015,000 | 1,351 |
| Total noninterest expense | $11,395,000 | 1,495 |
| Salaries and employee benefits | $5,710,000 | 1,666 |
| Premises and equipment expense | $1,280,000 | 1,389 |
| Additional noninterest expense | $2,015,000 | 1,351 |
| Pre-tax net operating income | $5,139,000 | 1,625 |
| Securities gains (losses) | $-42,000 | 3,779 |
| Applicable income taxes | $1,192,000 | 1,155 |
| Income before extraordinary items | $3,905,000 | 1,741 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,905,000 | 1,755 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,905,000 | 1,741 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $140,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,938,180 | 1,752 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,969,000 | 1,713 |
| Total interest expense | $2,100,000 | 1,959 |
| Net interest income | $8,869,000 | 1,614 |
| Provision for loan and lease losses | $155,000 | 1,494 |
| Total noninterest income | $2,173,000 | 1,237 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $811,000 | 673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,362,000 | 1,251 |
| Total noninterest expense | $7,513,000 | 1,497 |
| Salaries and employee benefits | $3,803,000 | 1,662 |
| Premises and equipment expense | $845,000 | 1,389 |
| Additional noninterest expense | $1,362,000 | 1,250 |
| Pre-tax net operating income | $3,374,000 | 1,629 |
| Securities gains (losses) | $-42,000 | 4,040 |
| Applicable income taxes | $780,000 | 1,180 |
| Income before extraordinary items | $2,552,000 | 1,756 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,552,000 | 1,777 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,552,000 | 1,756 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $90,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,585,180 | 1,754 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 1,749 |
| Total interest expense | $914,000 | 1,938 |
| Net interest income | $4,300,000 | 1,669 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $1,086,000 | 1,241 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $409,000 | 678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $677,000 | 1,250 |
| Total noninterest expense | $3,699,000 | 1,540 |
| Salaries and employee benefits | $1,870,000 | 1,706 |
| Premises and equipment expense | $423,000 | 1,423 |
| Additional noninterest expense | $677,000 | 1,250 |
| Pre-tax net operating income | $1,612,000 | 1,700 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $380,000 | 1,199 |
| Income before extraordinary items | $1,232,000 | 1,819 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,232,000 | 1,819 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,232,000 | 1,819 |
| Net charge-offs | $44,000 | 848 |
| Cash dividends | $40,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,232,000 | 1,839 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $17,690,000 | 1,719 |
| Total interest expense | $1,374,000 | 2,016 |
| Net interest income | $16,316,000 | 1,679 |
| Provision for loan and lease losses | $710,000 | 1,014 |
| Total noninterest income | $4,286,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,655,000 | 677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,631,000 | 1,369 |
| Total noninterest expense | $15,617,000 | 1,434 |
| Salaries and employee benefits | $7,015,000 | 1,750 |
| Premises and equipment expense | $1,887,000 | 1,287 |
| Additional noninterest expense | $2,631,000 | 1,369 |
| Pre-tax net operating income | $4,275,000 | 2,218 |
| Securities gains (losses) | $1,492,000 | 44 |
| Applicable income taxes | $1,197,000 | 1,420 |
| Income before extraordinary items | $4,570,000 | 1,939 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,570,000 | 1,938 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,570,000 | 1,938 |
| Net charge-offs | $36,000 | 1,700 |
| Cash dividends | $1,740,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,391,320 | 2,330 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,693,000 | 1,726 |
| Total interest expense | $754,000 | 2,116 |
| Net interest income | $11,939,000 | 1,694 |
| Provision for loan and lease losses | $225,000 | 1,390 |
| Total noninterest income | $3,285,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,243,000 | 685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,042,000 | 1,360 |
| Total noninterest expense | $10,929,000 | 1,518 |
| Salaries and employee benefits | $5,201,000 | 1,748 |
| Premises and equipment expense | $1,277,000 | 1,406 |
| Additional noninterest expense | $2,042,000 | 1,360 |
| Pre-tax net operating income | $4,070,000 | 1,918 |
| Securities gains (losses) | $2,131,000 | 32 |
| Applicable income taxes | $1,423,000 | 1,113 |
| Income before extraordinary items | $4,778,000 | 1,541 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,778,000 | 1,540 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,778,000 | 1,541 |
| Net charge-offs | $43,000 | 1,296 |
| Cash dividends | $140,000 | 2,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,094,510 | 2,077 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,181,000 | 1,729 |
| Total interest expense | $438,000 | 2,130 |
| Net interest income | $7,743,000 | 1,702 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $6,943,000 | 625 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $812,000 | 697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,131,000 | 513 |
| Total noninterest expense | $7,223,000 | 1,504 |
| Salaries and employee benefits | $3,400,000 | 1,782 |
| Premises and equipment expense | $886,000 | 1,351 |
| Additional noninterest expense | $2,937,000 | 1,173 |
| Pre-tax net operating income | $7,313,000 | 913 |
| Securities gains (losses) | $-2,497,000 | 4,686 |
| Applicable income taxes | $1,114,000 | 941 |
| Income before extraordinary items | $3,702,000 | 1,295 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,702,000 | 1,295 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,702,000 | 1,295 |
| Net charge-offs | $84,000 | 789 |
| Cash dividends | $90,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,674,630 | 977 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 1,738 |
| Total interest expense | $197,000 | 2,245 |
| Net interest income | $3,761,000 | 1,699 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $1,033,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $400,000 | 698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $633,000 | 1,461 |
| Total noninterest expense | $3,378,000 | 1,591 |
| Salaries and employee benefits | $1,665,000 | 1,790 |
| Premises and equipment expense | $355,000 | 1,631 |
| Additional noninterest expense | $1,358,000 | 1,241 |
| Pre-tax net operating income | $1,341,000 | 1,784 |
| Securities gains (losses) | $-12,000 | 4,282 |
| Applicable income taxes | $285,000 | 1,347 |
| Income before extraordinary items | $1,044,000 | 1,864 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,044,000 | 1,863 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,044,000 | 1,864 |
| Net charge-offs | $11,000 | 1,153 |
| Cash dividends | $40,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,053,480 | 1,875 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,255,000 | 1,753 |
| Total interest expense | $1,516,000 | 1,646 |
| Net interest income | $14,739,000 | 1,746 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $4,029,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,500,000 | 690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,529,000 | 1,665 |
| Total noninterest expense | $13,223,000 | 1,609 |
| Salaries and employee benefits | $6,068,000 | 1,919 |
| Premises and equipment expense | $1,433,000 | 1,577 |
| Additional noninterest expense | $5,722,000 | 1,178 |
| Pre-tax net operating income | $5,245,000 | 1,988 |
| Securities gains (losses) | $418,000 | 408 |
| Applicable income taxes | $1,159,000 | 1,497 |
| Income before extraordinary items | $4,504,000 | 2,018 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,504,000 | 2,018 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,504,000 | 2,019 |
| Net charge-offs | $390,000 | 731 |
| Cash dividends | $1,315,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,169,600 | 2,077 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,758,000 | 1,826 |
| Total interest expense | $1,414,000 | 1,467 |
| Net interest income | $10,344,000 | 1,873 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $2,922,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,085,000 | 703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,837,000 | 1,759 |
| Total noninterest expense | $9,707,000 | 1,640 |
| Salaries and employee benefits | $4,515,000 | 1,932 |
| Premises and equipment expense | $1,056,000 | 1,625 |
| Additional noninterest expense | $4,136,000 | 1,216 |
| Pre-tax net operating income | $3,334,000 | 2,288 |
| Securities gains (losses) | $420,000 | 371 |
| Applicable income taxes | $829,000 | 1,614 |
| Income before extraordinary items | $2,925,000 | 2,289 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,925,000 | 2,288 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,925,000 | 2,289 |
| Net charge-offs | $345,000 | 614 |
| Cash dividends | $160,000 | 2,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,593,200 | 2,438 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,728,000 | 1,843 |
| Total interest expense | $1,107,000 | 1,350 |
| Net interest income | $6,621,000 | 1,915 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $1,955,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $673,000 | 720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,282,000 | 1,659 |
| Total noninterest expense | $6,413,000 | 1,641 |
| Salaries and employee benefits | $2,991,000 | 1,935 |
| Premises and equipment expense | $703,000 | 1,630 |
| Additional noninterest expense | $2,719,000 | 1,220 |
| Pre-tax net operating income | $2,013,000 | 2,387 |
| Securities gains (losses) | $419,000 | 306 |
| Applicable income taxes | $535,000 | 1,613 |
| Income before extraordinary items | $1,897,000 | 2,299 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,897,000 | 2,298 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,897,000 | 2,299 |
| Net charge-offs | $169,000 | 709 |
| Cash dividends | $110,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,565,990 | 2,529 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 1,851 |
| Total interest expense | $777,000 | 1,020 |
| Net interest income | $3,070,000 | 1,995 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $926,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $337,000 | 711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 1,743 |
| Total noninterest expense | $3,097,000 | 1,676 |
| Salaries and employee benefits | $1,482,000 | 1,932 |
| Premises and equipment expense | $344,000 | 1,668 |
| Additional noninterest expense | $1,271,000 | 1,279 |
| Pre-tax net operating income | $824,000 | 2,625 |
| Securities gains (losses) | $417,000 | 214 |
| Applicable income taxes | $276,000 | 1,574 |
| Income before extraordinary items | $965,000 | 2,259 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $965,000 | 2,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $965,000 | 2,259 |
| Net charge-offs | $62,000 | 754 |
| Cash dividends | $40,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $635,570 | 2,790 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,975,000 | 1,798 |
| Total interest expense | $2,048,000 | 1,955 |
| Net interest income | $13,927,000 | 1,750 |
| Provision for loan and lease losses | $1,287,000 | 1,360 |
| Total noninterest income | $3,870,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,421,000 | 707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,449,000 | 1,608 |
| Total noninterest expense | $12,395,000 | 1,662 |
| Salaries and employee benefits | $5,795,000 | 1,949 |
| Premises and equipment expense | $1,678,000 | 1,394 |
| Additional noninterest expense | $4,922,000 | 1,300 |
| Pre-tax net operating income | $4,115,000 | 2,027 |
| Securities gains (losses) | $496,000 | 603 |
| Applicable income taxes | $895,000 | 1,515 |
| Income before extraordinary items | $3,716,000 | 2,016 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,716,000 | 2,015 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,716,000 | 2,016 |
| Net charge-offs | $438,000 | 1,065 |
| Cash dividends | $1,335,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,314,240 | 2,111 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,489,000 | 1,875 |
| Total interest expense | $1,622,000 | 1,962 |
| Net interest income | $9,867,000 | 1,828 |
| Provision for loan and lease losses | $575,000 | 1,857 |
| Total noninterest income | $2,931,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,052,000 | 707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,879,000 | 1,547 |
| Total noninterest expense | $9,124,000 | 1,668 |
| Salaries and employee benefits | $4,330,000 | 1,931 |
| Premises and equipment expense | $1,294,000 | 1,353 |
| Additional noninterest expense | $3,500,000 | 1,335 |
| Pre-tax net operating income | $3,099,000 | 2,006 |
| Securities gains (losses) | $450,000 | 532 |
| Applicable income taxes | $785,000 | 1,368 |
| Income before extraordinary items | $2,764,000 | 2,004 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,764,000 | 2,003 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,764,000 | 2,004 |
| Net charge-offs | $411,000 | 846 |
| Cash dividends | $175,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,408,500 | 2,140 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 1,909 |
| Total interest expense | $1,149,000 | 1,984 |
| Net interest income | $6,455,000 | 1,849 |
| Provision for loan and lease losses | $500,000 | 1,591 |
| Total noninterest income | $2,011,000 | 1,359 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $717,000 | 694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,294,000 | 1,439 |
| Total noninterest expense | $6,085,000 | 1,660 |
| Salaries and employee benefits | $2,888,000 | 1,932 |
| Premises and equipment expense | $918,000 | 1,270 |
| Additional noninterest expense | $2,279,000 | 1,354 |
| Pre-tax net operating income | $1,881,000 | 2,089 |
| Securities gains (losses) | $434,000 | 400 |
| Applicable income taxes | $510,000 | 1,330 |
| Income before extraordinary items | $1,805,000 | 1,976 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,805,000 | 1,977 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,805,000 | 1,977 |
| Net charge-offs | $396,000 | 682 |
| Cash dividends | $125,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,462,140 | 2,233 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,842,000 | 1,876 |
| Total interest expense | $673,000 | 1,896 |
| Net interest income | $3,169,000 | 1,841 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $880,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $439,000 | 686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $441,000 | 1,634 |
| Total noninterest expense | $2,944,000 | 1,720 |
| Salaries and employee benefits | $1,447,000 | 1,937 |
| Premises and equipment expense | $355,000 | 1,598 |
| Additional noninterest expense | $1,142,000 | 1,363 |
| Pre-tax net operating income | $1,030,000 | 1,794 |
| Securities gains (losses) | $148,000 | 478 |
| Applicable income taxes | $260,000 | 1,199 |
| Income before extraordinary items | $918,000 | 1,781 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $918,000 | 1,781 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $918,000 | 1,781 |
| Net charge-offs | $277,000 | 515 |
| Cash dividends | $80,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $801,080 | 1,941 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,023,000 | 1,918 |
| Total interest expense | $2,327,000 | 2,135 |
| Net interest income | $12,696,000 | 1,842 |
| Provision for loan and lease losses | $325,000 | 1,875 |
| Total noninterest income | $4,091,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,810,000 | 692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,281,000 | 1,426 |
| Total noninterest expense | $12,152,000 | 1,626 |
| Salaries and employee benefits | $5,646,000 | 1,941 |
| Premises and equipment expense | $1,320,000 | 1,667 |
| Additional noninterest expense | $5,186,000 | 1,196 |
| Pre-tax net operating income | $4,310,000 | 1,955 |
| Securities gains (losses) | $28,000 | 1,502 |
| Applicable income taxes | $767,000 | 1,633 |
| Income before extraordinary items | $3,571,000 | 2,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,571,000 | 2,056 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,571,000 | 2,056 |
| Net charge-offs | $332,000 | 1,285 |
| Cash dividends | $1,465,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,548,040 | 2,029 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 1,960 |
| Total interest expense | $1,756,000 | 2,140 |
| Net interest income | $9,394,000 | 1,883 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $2,698,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,329,000 | 701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,369,000 | 1,611 |
| Total noninterest expense | $8,532,000 | 1,727 |
| Salaries and employee benefits | $4,229,000 | 1,942 |
| Premises and equipment expense | $981,000 | 1,697 |
| Additional noninterest expense | $3,322,000 | 1,394 |
| Pre-tax net operating income | $3,335,000 | 1,979 |
| Securities gains (losses) | $24,000 | 1,352 |
| Applicable income taxes | $710,000 | 1,521 |
| Income before extraordinary items | $2,649,000 | 2,109 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,649,000 | 2,109 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,649,000 | 2,110 |
| Net charge-offs | $210,000 | 1,262 |
| Cash dividends | $180,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,630,040 | 2,091 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 1,980 |
| Total interest expense | $1,113,000 | 2,185 |
| Net interest income | $6,177,000 | 1,910 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $1,761,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $862,000 | 713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 1,588 |
| Total noninterest expense | $5,643,000 | 1,749 |
| Salaries and employee benefits | $2,818,000 | 1,945 |
| Premises and equipment expense | $653,000 | 1,708 |
| Additional noninterest expense | $2,172,000 | 1,428 |
| Pre-tax net operating income | $2,145,000 | 2,011 |
| Securities gains (losses) | $6,000 | 1,330 |
| Applicable income taxes | $446,000 | 1,540 |
| Income before extraordinary items | $1,705,000 | 2,156 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,705,000 | 2,155 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,705,000 | 2,156 |
| Net charge-offs | $175,000 | 1,074 |
| Cash dividends | $110,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,700,260 | 2,129 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 2,006 |
| Total interest expense | $547,000 | 2,187 |
| Net interest income | $3,055,000 | 1,933 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $892,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $427,000 | 711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 1,519 |
| Total noninterest expense | $2,844,000 | 1,742 |
| Salaries and employee benefits | $1,402,000 | 1,966 |
| Premises and equipment expense | $322,000 | 1,758 |
| Additional noninterest expense | $1,120,000 | 1,380 |
| Pre-tax net operating income | $1,028,000 | 2,019 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $210,000 | 1,548 |
| Income before extraordinary items | $822,000 | 2,162 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $822,000 | 2,161 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $822,000 | 2,161 |
| Net charge-offs | $70,000 | 1,048 |
| Cash dividends | $40,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $818,800 | 2,151 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,808,000 | 1,985 |
| Total interest expense | $1,758,000 | 2,105 |
| Net interest income | $12,050,000 | 1,944 |
| Provision for loan and lease losses | $498,000 | 1,466 |
| Total noninterest income | $3,809,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,712,000 | 733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,097,000 | 1,456 |
| Total noninterest expense | $10,932,000 | 1,760 |
| Salaries and employee benefits | $5,282,000 | 2,008 |
| Premises and equipment expense | $1,460,000 | 1,537 |
| Additional noninterest expense | $4,190,000 | 1,446 |
| Pre-tax net operating income | $4,429,000 | 1,961 |
| Securities gains (losses) | $-74,000 | 4,933 |
| Applicable income taxes | $924,000 | 1,460 |
| Income before extraordinary items | $3,431,000 | 2,119 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,431,000 | 2,117 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,431,000 | 2,118 |
| Net charge-offs | $224,000 | 1,553 |
| Cash dividends | $1,333,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,489,460 | 2,088 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 1,998 |
| Total interest expense | $1,226,000 | 2,132 |
| Net interest income | $8,955,000 | 1,957 |
| Provision for loan and lease losses | $210,000 | 1,934 |
| Total noninterest income | $2,447,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,251,000 | 744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,196,000 | 1,746 |
| Total noninterest expense | $7,962,000 | 1,806 |
| Salaries and employee benefits | $3,945,000 | 2,014 |
| Premises and equipment expense | $928,000 | 1,785 |
| Additional noninterest expense | $3,089,000 | 1,473 |
| Pre-tax net operating income | $3,230,000 | 2,020 |
| Securities gains (losses) | $45,000 | 437 |
| Applicable income taxes | $682,000 | 1,523 |
| Income before extraordinary items | $2,593,000 | 2,118 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,593,000 | 2,116 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,593,000 | 2,117 |
| Net charge-offs | $144,000 | 1,452 |
| Cash dividends | $180,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,557,450 | 2,133 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 2,012 |
| Total interest expense | $758,000 | 2,163 |
| Net interest income | $5,923,000 | 1,982 |
| Provision for loan and lease losses | $135,000 | 1,917 |
| Total noninterest income | $1,656,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $804,000 | 763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 1,673 |
| Total noninterest expense | $5,349,000 | 1,806 |
| Salaries and employee benefits | $2,620,000 | 2,029 |
| Premises and equipment expense | $614,000 | 1,809 |
| Additional noninterest expense | $2,115,000 | 1,442 |
| Pre-tax net operating income | $2,095,000 | 2,035 |
| Securities gains (losses) | $45,000 | 351 |
| Applicable income taxes | $444,000 | 1,515 |
| Income before extraordinary items | $1,696,000 | 2,122 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,696,000 | 2,119 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,696,000 | 2,121 |
| Net charge-offs | $119,000 | 1,217 |
| Cash dividends | $125,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,660,450 | 2,147 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 2,015 |
| Total interest expense | $369,000 | 2,138 |
| Net interest income | $2,942,000 | 1,980 |
| Provision for loan and lease losses | $66,000 | 1,834 |
| Total noninterest income | $777,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $409,000 | 762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 1,798 |
| Total noninterest expense | $2,689,000 | 1,816 |
| Salaries and employee benefits | $1,312,000 | 2,052 |
| Premises and equipment expense | $308,000 | 1,831 |
| Additional noninterest expense | $1,069,000 | 1,418 |
| Pre-tax net operating income | $964,000 | 2,094 |
| Securities gains (losses) | $68,000 | 209 |
| Applicable income taxes | $213,000 | 1,520 |
| Income before extraordinary items | $819,000 | 2,137 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $819,000 | 2,136 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $819,000 | 2,137 |
| Net charge-offs | $60,000 | 1,097 |
| Cash dividends | $55,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $765,280 | 2,220 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 2,047 |
| Total interest expense | $1,186,000 | 2,253 |
| Net interest income | $11,420,000 | 1,996 |
| Provision for loan and lease losses | $279,000 | 2,053 |
| Total noninterest income | $4,154,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,694,000 | 744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,460,000 | 1,336 |
| Total noninterest expense | $10,905,000 | 1,762 |
| Salaries and employee benefits | $5,279,000 | 2,005 |
| Premises and equipment expense | $1,661,000 | 1,380 |
| Additional noninterest expense | $3,965,000 | 1,536 |
| Pre-tax net operating income | $4,390,000 | 1,904 |
| Securities gains (losses) | $-69,000 | 5,358 |
| Applicable income taxes | $1,773,000 | 1,384 |
| Income before extraordinary items | $2,548,000 | 2,305 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,548,000 | 2,305 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,548,000 | 2,305 |
| Net charge-offs | $113,000 | 2,310 |
| Cash dividends | $1,379,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,592,160 | 2,252 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 2,065 |
| Total interest expense | $843,000 | 2,323 |
| Net interest income | $8,503,000 | 2,009 |
| Provision for loan and lease losses | $213,000 | 1,973 |
| Total noninterest income | $2,297,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,265,000 | 748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,032,000 | 1,938 |
| Total noninterest expense | $7,930,000 | 1,824 |
| Salaries and employee benefits | $4,023,000 | 1,996 |
| Premises and equipment expense | $1,086,000 | 1,566 |
| Additional noninterest expense | $2,821,000 | 1,590 |
| Pre-tax net operating income | $2,657,000 | 2,257 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $814,000 | 1,653 |
| Income before extraordinary items | $1,861,000 | 2,525 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,861,000 | 2,525 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,861,000 | 2,525 |
| Net charge-offs | $99,000 | 1,948 |
| Cash dividends | $160,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,848,400 | 2,524 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 2,077 |
| Total interest expense | $537,000 | 2,362 |
| Net interest income | $5,614,000 | 2,011 |
| Provision for loan and lease losses | $147,000 | 1,897 |
| Total noninterest income | $1,504,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $814,000 | 761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $690,000 | 1,945 |
| Total noninterest expense | $5,276,000 | 1,825 |
| Salaries and employee benefits | $2,685,000 | 1,998 |
| Premises and equipment expense | $729,000 | 1,569 |
| Additional noninterest expense | $1,862,000 | 1,605 |
| Pre-tax net operating income | $1,695,000 | 2,284 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $520,000 | 1,661 |
| Income before extraordinary items | $1,187,000 | 2,550 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,187,000 | 2,549 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,187,000 | 2,550 |
| Net charge-offs | $78,000 | 1,699 |
| Cash dividends | $110,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,178,600 | 2,537 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 2,070 |
| Total interest expense | $261,000 | 2,386 |
| Net interest income | $2,801,000 | 2,011 |
| Provision for loan and lease losses | $71,000 | 1,800 |
| Total noninterest income | $739,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $409,000 | 759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 1,976 |
| Total noninterest expense | $2,635,000 | 1,835 |
| Salaries and employee benefits | $1,344,000 | 2,026 |
| Premises and equipment expense | $377,000 | 1,545 |
| Additional noninterest expense | $914,000 | 1,630 |
| Pre-tax net operating income | $834,000 | 2,228 |
| Securities gains (losses) | $7,000 | 747 |
| Applicable income taxes | $252,000 | 1,656 |
| Income before extraordinary items | $589,000 | 2,479 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $589,000 | 2,478 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $589,000 | 2,479 |
| Net charge-offs | $67,000 | 1,148 |
| Cash dividends | $50,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $584,100 | 2,478 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 2,074 |
| Total interest expense | $923,000 | 2,552 |
| Net interest income | $11,099,000 | 1,995 |
| Provision for loan and lease losses | $264,000 | 2,133 |
| Total noninterest income | $3,060,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,742,000 | 738 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,318,000 | 2,058 |
| Total noninterest expense | $10,503,000 | 1,817 |
| Salaries and employee benefits | $5,307,000 | 2,004 |
| Premises and equipment expense | $1,513,000 | 1,508 |
| Additional noninterest expense | $3,683,000 | 1,653 |
| Pre-tax net operating income | $3,392,000 | 2,174 |
| Securities gains (losses) | $8,000 | 2,738 |
| Applicable income taxes | $1,003,000 | 1,640 |
| Income before extraordinary items | $2,397,000 | 2,482 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,397,000 | 2,481 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,397,000 | 2,482 |
| Net charge-offs | $297,000 | 1,535 |
| Cash dividends | $975,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,391,400 | 2,431 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 2,081 |
| Total interest expense | $689,000 | 2,561 |
| Net interest income | $8,287,000 | 2,008 |
| Provision for loan and lease losses | $198,000 | 2,067 |
| Total noninterest income | $2,326,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,309,000 | 740 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,017,000 | 2,019 |
| Total noninterest expense | $7,910,000 | 1,810 |
| Salaries and employee benefits | $3,989,000 | 1,989 |
| Premises and equipment expense | $1,174,000 | 1,459 |
| Additional noninterest expense | $2,747,000 | 1,659 |
| Pre-tax net operating income | $2,505,000 | 2,246 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $734,000 | 1,707 |
| Income before extraordinary items | $1,774,000 | 2,532 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,774,000 | 2,533 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,774,000 | 2,533 |
| Net charge-offs | $275,000 | 1,207 |
| Cash dividends | $140,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,771,870 | 2,482 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 2,099 |
| Total interest expense | $457,000 | 2,580 |
| Net interest income | $5,477,000 | 2,030 |
| Provision for loan and lease losses | $132,000 | 2,042 |
| Total noninterest income | $1,517,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $838,000 | 753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $679,000 | 1,994 |
| Total noninterest expense | $5,233,000 | 1,823 |
| Salaries and employee benefits | $2,662,000 | 1,994 |
| Premises and equipment expense | $750,000 | 1,521 |
| Additional noninterest expense | $1,821,000 | 1,662 |
| Pre-tax net operating income | $1,629,000 | 2,260 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $481,000 | 1,697 |
| Income before extraordinary items | $1,151,000 | 2,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,151,000 | 2,548 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,151,000 | 2,548 |
| Net charge-offs | $167,000 | 1,255 |
| Cash dividends | $95,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,148,870 | 2,487 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 2,090 |
| Total interest expense | $233,000 | 2,554 |
| Net interest income | $2,747,000 | 2,027 |
| Provision for loan and lease losses | $66,000 | 1,907 |
| Total noninterest income | $744,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $428,000 | 735 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $316,000 | 2,031 |
| Total noninterest expense | $2,621,000 | 1,831 |
| Salaries and employee benefits | $1,329,000 | 2,006 |
| Premises and equipment expense | $387,000 | 1,492 |
| Additional noninterest expense | $905,000 | 1,676 |
| Pre-tax net operating income | $804,000 | 2,267 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $233,000 | 1,710 |
| Income before extraordinary items | $573,000 | 2,512 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $573,000 | 2,512 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $573,000 | 2,512 |
| Net charge-offs | $78,000 | 1,156 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $571,580 | 2,473 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,438,000 | 2,108 |
| Total interest expense | $957,000 | 2,489 |
| Net interest income | $10,481,000 | 2,049 |
| Provision for loan and lease losses | $242,000 | 2,127 |
| Total noninterest income | $3,419,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,826,000 | 727 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,593,000 | 1,783 |
| Total noninterest expense | $10,485,000 | 1,804 |
| Salaries and employee benefits | $5,426,000 | 1,918 |
| Premises and equipment expense | $1,443,000 | 1,585 |
| Additional noninterest expense | $3,616,000 | 1,676 |
| Pre-tax net operating income | $3,173,000 | 2,239 |
| Securities gains (losses) | $383,000 | 447 |
| Applicable income taxes | $923,000 | 1,657 |
| Income before extraordinary items | $2,633,000 | 2,248 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,633,000 | 2,248 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,633,000 | 2,249 |
| Net charge-offs | $167,000 | 2,162 |
| Cash dividends | $1,335,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,349,580 | 2,399 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 2,144 |
| Total interest expense | $722,000 | 2,507 |
| Net interest income | $7,772,000 | 2,078 |
| Provision for loan and lease losses | $176,000 | 2,115 |
| Total noninterest income | $2,596,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,334,000 | 752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,262,000 | 1,731 |
| Total noninterest expense | $7,901,000 | 1,807 |
| Salaries and employee benefits | $4,074,000 | 1,919 |
| Premises and equipment expense | $1,074,000 | 1,603 |
| Additional noninterest expense | $2,753,000 | 1,652 |
| Pre-tax net operating income | $2,291,000 | 2,328 |
| Securities gains (losses) | $420,000 | 350 |
| Applicable income taxes | $645,000 | 1,778 |
| Income before extraordinary items | $2,066,000 | 2,208 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,066,000 | 2,210 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,066,000 | 2,209 |
| Net charge-offs | $175,000 | 1,673 |
| Cash dividends | $550,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,746,800 | 2,459 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 2,162 |
| Total interest expense | $476,000 | 2,541 |
| Net interest income | $5,121,000 | 2,096 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $1,860,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $841,000 | 770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,019,000 | 1,541 |
| Total noninterest expense | $5,305,000 | 1,804 |
| Salaries and employee benefits | $2,704,000 | 1,939 |
| Premises and equipment expense | $758,000 | 1,542 |
| Additional noninterest expense | $1,843,000 | 1,651 |
| Pre-tax net operating income | $1,566,000 | 2,267 |
| Securities gains (losses) | $13,000 | 1,906 |
| Applicable income taxes | $320,000 | 2,066 |
| Income before extraordinary items | $1,259,000 | 2,352 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,259,000 | 2,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,259,000 | 2,354 |
| Net charge-offs | $127,000 | 1,512 |
| Cash dividends | $95,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,248,600 | 2,320 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,144 |
| Total interest expense | $233,000 | 2,618 |
| Net interest income | $2,590,000 | 2,061 |
| Provision for loan and lease losses | $44,000 | 2,273 |
| Total noninterest income | $714,000 | 1,627 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $406,000 | 779 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $308,000 | 2,089 |
| Total noninterest expense | $2,635,000 | 1,809 |
| Salaries and employee benefits | $1,354,000 | 1,938 |
| Premises and equipment expense | $371,000 | 1,593 |
| Additional noninterest expense | $910,000 | 1,653 |
| Pre-tax net operating income | $625,000 | 2,613 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $164,000 | 2,014 |
| Income before extraordinary items | $477,000 | 2,813 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $477,000 | 2,816 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $477,000 | 2,816 |
| Net charge-offs | $73,000 | 1,310 |
| Cash dividends | $50,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $465,160 | 2,785 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 2,136 |
| Total interest expense | $936,000 | 2,697 |
| Net interest income | $10,384,000 | 2,053 |
| Provision for loan and lease losses | $264,000 | 2,139 |
| Total noninterest income | $3,138,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,817,000 | 753 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,321,000 | 1,938 |
| Total noninterest expense | $10,519,000 | 1,804 |
| Salaries and employee benefits | $5,380,000 | 1,908 |
| Premises and equipment expense | $1,432,000 | 1,634 |
| Additional noninterest expense | $3,707,000 | 1,674 |
| Pre-tax net operating income | $2,739,000 | 2,420 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $708,000 | 1,880 |
| Income before extraordinary items | $2,036,000 | 2,675 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,036,000 | 2,673 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,036,000 | 2,675 |
| Net charge-offs | $282,000 | 2,086 |
| Cash dividends | $1,125,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,032,300 | 2,630 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,465,000 | 2,159 |
| Total interest expense | $707,000 | 2,729 |
| Net interest income | $7,758,000 | 2,068 |
| Provision for loan and lease losses | $198,000 | 2,102 |
| Total noninterest income | $2,336,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,367,000 | 751 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $969,000 | 1,974 |
| Total noninterest expense | $7,840,000 | 1,818 |
| Salaries and employee benefits | $4,039,000 | 1,912 |
| Premises and equipment expense | $1,040,000 | 1,705 |
| Additional noninterest expense | $2,761,000 | 1,684 |
| Pre-tax net operating income | $2,056,000 | 2,467 |
| Securities gains (losses) | $4,000 | 2,611 |
| Applicable income taxes | $528,000 | 1,934 |
| Income before extraordinary items | $1,532,000 | 2,695 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,532,000 | 2,695 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,532,000 | 2,695 |
| Net charge-offs | $268,000 | 1,696 |
| Cash dividends | $190,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,529,040 | 2,647 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 2,167 |
| Total interest expense | $475,000 | 2,734 |
| Net interest income | $5,121,000 | 2,067 |
| Provision for loan and lease losses | $132,000 | 2,041 |
| Total noninterest income | $1,485,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $874,000 | 765 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $611,000 | 2,029 |
| Total noninterest expense | $5,178,000 | 1,823 |
| Salaries and employee benefits | $2,700,000 | 1,909 |
| Premises and equipment expense | $674,000 | 1,761 |
| Additional noninterest expense | $1,804,000 | 1,706 |
| Pre-tax net operating income | $1,296,000 | 2,506 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $320,000 | 1,985 |
| Income before extraordinary items | $966,000 | 2,710 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $966,000 | 2,714 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $966,000 | 2,714 |
| Net charge-offs | $103,000 | 2,163 |
| Cash dividends | $120,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $973,500 | 2,654 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,172 |
| Total interest expense | $241,000 | 2,755 |
| Net interest income | $2,545,000 | 2,080 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $707,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $427,000 | 769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $280,000 | 2,101 |
| Total noninterest expense | $2,585,000 | 1,833 |
| Salaries and employee benefits | $1,350,000 | 1,925 |
| Premises and equipment expense | $332,000 | 1,813 |
| Additional noninterest expense | $903,000 | 1,689 |
| Pre-tax net operating income | $602,000 | 2,562 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $145,000 | 2,035 |
| Income before extraordinary items | $462,000 | 2,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $462,000 | 2,719 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $462,000 | 2,719 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $65,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $458,200 | 2,698 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,132,000 | 2,201 |
| Total interest expense | $1,028,000 | 2,888 |
| Net interest income | $10,104,000 | 2,080 |
| Provision for loan and lease losses | $851,000 | 1,263 |
| Total noninterest income | $3,827,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,982,000 | 702 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,845,000 | 1,610 |
| Total noninterest expense | $9,874,000 | 1,919 |
| Salaries and employee benefits | $5,095,000 | 2,005 |
| Premises and equipment expense | $1,176,000 | 1,953 |
| Additional noninterest expense | $3,603,000 | 1,764 |
| Pre-tax net operating income | $3,206,000 | 2,070 |
| Securities gains (losses) | $-327,000 | 6,679 |
| Applicable income taxes | $785,000 | 1,700 |
| Income before extraordinary items | $2,094,000 | 2,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,094,000 | 2,525 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,094,000 | 2,525 |
| Net charge-offs | $134,000 | 3,448 |
| Cash dividends | $905,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,332,710 | 2,276 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 2,238 |
| Total interest expense | $773,000 | 2,957 |
| Net interest income | $7,465,000 | 2,106 |
| Provision for loan and lease losses | $629,000 | 1,285 |
| Total noninterest income | $3,035,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,518,000 | 681 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,517,000 | 1,538 |
| Total noninterest expense | $7,527,000 | 1,896 |
| Salaries and employee benefits | $3,807,000 | 2,023 |
| Premises and equipment expense | $980,000 | 1,798 |
| Additional noninterest expense | $2,740,000 | 1,728 |
| Pre-tax net operating income | $2,344,000 | 2,166 |
| Securities gains (losses) | $-8,000 | 6,480 |
| Applicable income taxes | $638,000 | 1,661 |
| Income before extraordinary items | $1,698,000 | 2,410 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,698,000 | 2,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,698,000 | 2,414 |
| Net charge-offs | $203,000 | 2,544 |
| Cash dividends | $175,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,703,840 | 2,343 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 2,255 |
| Total interest expense | $512,000 | 3,019 |
| Net interest income | $4,915,000 | 2,123 |
| Provision for loan and lease losses | $502,000 | 1,158 |
| Total noninterest income | $2,134,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,005,000 | 672 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,129,000 | 1,464 |
| Total noninterest expense | $4,943,000 | 1,929 |
| Salaries and employee benefits | $2,512,000 | 2,046 |
| Premises and equipment expense | $643,000 | 1,813 |
| Additional noninterest expense | $1,788,000 | 1,770 |
| Pre-tax net operating income | $1,604,000 | 2,095 |
| Securities gains (losses) | $-176,000 | 6,870 |
| Applicable income taxes | $381,000 | 1,789 |
| Income before extraordinary items | $1,047,000 | 2,542 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,047,000 | 2,547 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,047,000 | 2,547 |
| Net charge-offs | $204,000 | 2,081 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,175,480 | 2,252 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 2,300 |
| Total interest expense | $253,000 | 3,122 |
| Net interest income | $2,436,000 | 2,159 |
| Provision for loan and lease losses | $87,000 | 2,264 |
| Total noninterest income | $797,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $472,000 | 718 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $325,000 | 2,122 |
| Total noninterest expense | $2,478,000 | 1,929 |
| Salaries and employee benefits | $1,231,000 | 2,095 |
| Premises and equipment expense | $331,000 | 1,799 |
| Additional noninterest expense | $916,000 | 1,743 |
| Pre-tax net operating income | $668,000 | 2,357 |
| Securities gains (losses) | $-14,000 | 6,839 |
| Applicable income taxes | $167,000 | 1,896 |
| Income before extraordinary items | $487,000 | 2,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $487,000 | 2,646 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $487,000 | 2,645 |
| Net charge-offs | $184,000 | 1,426 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $497,360 | 2,522 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,791,000 | 2,390 |
| Total interest expense | $1,214,000 | 3,170 |
| Net interest income | $9,577,000 | 2,243 |
| Provision for loan and lease losses | $352,000 | 3,157 |
| Total noninterest income | $3,440,000 | 1,491 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,015,000 | 714 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,425,000 | 1,916 |
| Total noninterest expense | $9,874,000 | 1,935 |
| Salaries and employee benefits | $4,681,000 | 2,131 |
| Premises and equipment expense | $1,179,000 | 1,971 |
| Additional noninterest expense | $4,014,000 | 1,671 |
| Pre-tax net operating income | $2,791,000 | 2,220 |
| Securities gains (losses) | $-380,000 | 6,996 |
| Applicable income taxes | $581,000 | 2,030 |
| Income before extraordinary items | $1,830,000 | 2,748 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,830,000 | 2,751 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,830,000 | 2,750 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $956,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,118,800 | 2,350 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,996,000 | 2,461 |
| Total interest expense | $931,000 | 3,233 |
| Net interest income | $7,065,000 | 2,317 |
| Provision for loan and lease losses | $352,000 | 2,763 |
| Total noninterest income | $2,589,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,485,000 | 731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,104,000 | 1,868 |
| Total noninterest expense | $7,319,000 | 1,953 |
| Salaries and employee benefits | $3,470,000 | 2,150 |
| Premises and equipment expense | $852,000 | 2,064 |
| Additional noninterest expense | $2,997,000 | 1,678 |
| Pre-tax net operating income | $1,983,000 | 2,373 |
| Securities gains (losses) | $-356,000 | 7,096 |
| Applicable income taxes | $371,000 | 2,252 |
| Income before extraordinary items | $1,256,000 | 2,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,256,000 | 2,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,256,000 | 2,973 |
| Net charge-offs | $207,000 | 3,271 |
| Cash dividends | $170,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,530,120 | 2,481 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 2,451 |
| Total interest expense | $635,000 | 3,281 |
| Net interest income | $4,753,000 | 2,296 |
| Provision for loan and lease losses | $352,000 | 2,222 |
| Total noninterest income | $1,744,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $977,000 | 725 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $767,000 | 1,802 |
| Total noninterest expense | $4,917,000 | 1,958 |
| Salaries and employee benefits | $2,279,000 | 2,194 |
| Premises and equipment expense | $642,000 | 1,849 |
| Additional noninterest expense | $1,996,000 | 1,678 |
| Pre-tax net operating income | $1,228,000 | 2,480 |
| Securities gains (losses) | $-106,000 | 7,103 |
| Applicable income taxes | $248,000 | 2,250 |
| Income before extraordinary items | $874,000 | 2,853 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $874,000 | 2,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $874,000 | 2,854 |
| Net charge-offs | $116,000 | 3,277 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $956,680 | 2,563 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 2,475 |
| Total interest expense | $327,000 | 3,317 |
| Net interest income | $2,380,000 | 2,302 |
| Provision for loan and lease losses | $202,000 | 1,986 |
| Total noninterest income | $845,000 | 1,472 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $491,000 | 717 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $354,000 | 1,905 |
| Total noninterest expense | $2,361,000 | 2,028 |
| Salaries and employee benefits | $1,116,000 | 2,236 |
| Premises and equipment expense | $273,000 | 2,126 |
| Additional noninterest expense | $972,000 | 1,713 |
| Pre-tax net operating income | $662,000 | 2,361 |
| Securities gains (losses) | $-64,000 | 7,182 |
| Applicable income taxes | $137,000 | 2,131 |
| Income before extraordinary items | $461,000 | 2,775 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 2,777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $461,000 | 2,778 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $45,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $510,280 | 2,437 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 2,502 |
| Total interest expense | $1,577,000 | 3,326 |
| Net interest income | $9,615,000 | 2,277 |
| Provision for loan and lease losses | $906,000 | 2,552 |
| Total noninterest income | $3,199,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $2,109,000 | 690 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,090,000 | 2,020 |
| Total noninterest expense | $9,580,000 | 1,994 |
| Salaries and employee benefits | $4,488,000 | 2,166 |
| Premises and equipment expense | $1,025,000 | 2,368 |
| Additional noninterest expense | $4,067,000 | 1,682 |
| Pre-tax net operating income | $2,328,000 | 2,233 |
| Securities gains (losses) | $-296,000 | 7,189 |
| Applicable income taxes | $199,000 | 2,910 |
| Income before extraordinary items | $1,833,000 | 2,421 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,833,000 | 2,421 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,833,000 | 2,422 |
| Net charge-offs | $1,054,000 | 2,300 |
| Cash dividends | $257,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,099,400 | 2,092 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 2,507 |
| Total interest expense | $1,217,000 | 3,375 |
| Net interest income | $7,225,000 | 2,282 |
| Provision for loan and lease losses | $461,000 | 2,980 |
| Total noninterest income | $2,347,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,603,000 | 690 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $744,000 | 2,143 |
| Total noninterest expense | $7,418,000 | 1,935 |
| Salaries and employee benefits | $3,384,000 | 2,148 |
| Premises and equipment expense | $973,000 | 1,924 |
| Additional noninterest expense | $3,061,000 | 1,668 |
| Pre-tax net operating income | $1,693,000 | 2,364 |
| Securities gains (losses) | $-182,000 | 7,281 |
| Applicable income taxes | $360,000 | 2,057 |
| Income before extraordinary items | $1,151,000 | 2,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,151,000 | 2,794 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,151,000 | 2,794 |
| Net charge-offs | $616,000 | 2,434 |
| Cash dividends | $257,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,289,320 | 2,509 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 2,515 |
| Total interest expense | $827,000 | 3,427 |
| Net interest income | $4,820,000 | 2,279 |
| Provision for loan and lease losses | $311,000 | 2,902 |
| Total noninterest income | $1,547,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,044,000 | 701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $503,000 | 2,085 |
| Total noninterest expense | $4,989,000 | 1,934 |
| Salaries and employee benefits | $2,267,000 | 2,156 |
| Premises and equipment expense | $726,000 | 1,743 |
| Additional noninterest expense | $1,996,000 | 1,718 |
| Pre-tax net operating income | $1,067,000 | 2,434 |
| Securities gains (losses) | $-106,000 | 7,323 |
| Applicable income taxes | $213,000 | 2,162 |
| Income before extraordinary items | $748,000 | 2,790 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $748,000 | 2,791 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $748,000 | 2,791 |
| Net charge-offs | $339,000 | 2,548 |
| Cash dividends | $173,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $830,680 | 2,524 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 2,508 |
| Total interest expense | $407,000 | 3,562 |
| Net interest income | $2,437,000 | 2,245 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $763,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $508,000 | 701 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,117 |
| Total noninterest expense | $2,528,000 | 1,919 |
| Salaries and employee benefits | $1,145,000 | 2,148 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $994,000 | 1,721 |
| Pre-tax net operating income | $522,000 | 2,477 |
| Securities gains (losses) | $-59,000 | 7,350 |
| Applicable income taxes | $77,000 | 2,470 |
| Income before extraordinary items | $386,000 | 2,749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $386,000 | 2,748 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $386,000 | 2,749 |
| Net charge-offs | $25,000 | 3,891 |
| Cash dividends | $85,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $434,970 | 2,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,771,000 | 2,534 |
| Total interest expense | $1,853,000 | 3,764 |
| Net interest income | $9,918,000 | 2,216 |
| Provision for loan and lease losses | $375,000 | 4,529 |
| Total noninterest income | $3,530,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,446,000 | 604 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,084,000 | 2,084 |
| Total noninterest expense | $9,608,000 | 2,025 |
| Salaries and employee benefits | $4,463,000 | 2,171 |
| Premises and equipment expense | $1,143,000 | 2,210 |
| Additional noninterest expense | $4,002,000 | 1,804 |
| Pre-tax net operating income | $3,465,000 | 1,436 |
| Securities gains (losses) | $-806,000 | 7,483 |
| Applicable income taxes | $794,000 | 1,441 |
| Income before extraordinary items | $1,865,000 | 2,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,865,000 | 2,146 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,865,000 | 2,147 |
| Net charge-offs | $974,000 | 2,727 |
| Cash dividends | $1,032,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,429,200 | 1,633 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,870,000 | 2,586 |
| Total interest expense | $1,443,000 | 3,800 |
| Net interest income | $7,427,000 | 2,250 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $2,609,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,886,000 | 596 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $723,000 | 2,216 |
| Total noninterest expense | $7,373,000 | 1,966 |
| Salaries and employee benefits | $3,355,000 | 2,165 |
| Premises and equipment expense | $1,034,000 | 1,886 |
| Additional noninterest expense | $2,984,000 | 1,791 |
| Pre-tax net operating income | $2,438,000 | 1,618 |
| Securities gains (losses) | $-455,000 | 7,589 |
| Applicable income taxes | $564,000 | 1,545 |
| Income before extraordinary items | $1,419,000 | 2,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,419,000 | 2,246 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,419,000 | 2,248 |
| Net charge-offs | $738,000 | 2,575 |
| Cash dividends | $252,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,746,600 | 1,789 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 2,631 |
| Total interest expense | $1,019,000 | 3,755 |
| Net interest income | $4,880,000 | 2,285 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $1,750,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,283,000 | 596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $467,000 | 2,184 |
| Total noninterest expense | $4,817,000 | 2,030 |
| Salaries and employee benefits | $2,247,000 | 2,170 |
| Premises and equipment expense | $629,000 | 2,057 |
| Additional noninterest expense | $1,941,000 | 1,812 |
| Pre-tax net operating income | $1,663,000 | 1,565 |
| Securities gains (losses) | $-420,000 | 7,678 |
| Applicable income taxes | $355,000 | 1,568 |
| Income before extraordinary items | $888,000 | 2,325 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $888,000 | 2,322 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $888,000 | 2,325 |
| Net charge-offs | $369,000 | 2,804 |
| Cash dividends | $170,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,186,200 | 1,746 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 2,642 |
| Total interest expense | $536,000 | 3,740 |
| Net interest income | $2,461,000 | 2,281 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $881,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $651,000 | 590 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $230,000 | 2,191 |
| Total noninterest expense | $2,678,000 | 1,854 |
| Salaries and employee benefits | $1,118,000 | 2,206 |
| Premises and equipment expense | $585,000 | 1,166 |
| Additional noninterest expense | $975,000 | 1,779 |
| Pre-tax net operating income | $589,000 | 2,125 |
| Securities gains (losses) | $30,000 | 1,362 |
| Applicable income taxes | $181,000 | 1,526 |
| Income before extraordinary items | $438,000 | 2,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 2,397 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $438,000 | 2,398 |
| Net charge-offs | $325,000 | 1,955 |
| Cash dividends | $85,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $416,700 | 2,392 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,622 |
| Total interest expense | $2,481,000 | 3,911 |
| Net interest income | $10,091,000 | 2,168 |
| Provision for loan and lease losses | $682,000 | 4,077 |
| Total noninterest income | $4,727,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,906,000 | 577 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,821,000 | 1,469 |
| Total noninterest expense | $9,791,000 | 2,063 |
| Salaries and employee benefits | $4,467,000 | 2,201 |
| Premises and equipment expense | $1,222,000 | 2,182 |
| Additional noninterest expense | $4,102,000 | 1,812 |
| Pre-tax net operating income | $4,345,000 | 962 |
| Securities gains (losses) | $-1,848,000 | 7,795 |
| Applicable income taxes | $656,000 | 1,299 |
| Income before extraordinary items | $1,841,000 | 1,805 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,841,000 | 1,802 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,841,000 | 1,804 |
| Net charge-offs | $1,004,000 | 2,851 |
| Cash dividends | $1,045,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,208,520 | 1,047 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,436,000 | 2,662 |
| Total interest expense | $1,877,000 | 4,021 |
| Net interest income | $7,559,000 | 2,175 |
| Provision for loan and lease losses | $607,000 | 3,502 |
| Total noninterest income | $3,106,000 | 1,285 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,157,000 | 583 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $949,000 | 1,896 |
| Total noninterest expense | $7,640,000 | 1,965 |
| Salaries and employee benefits | $3,363,000 | 2,208 |
| Premises and equipment expense | $1,247,000 | 1,633 |
| Additional noninterest expense | $3,030,000 | 1,771 |
| Pre-tax net operating income | $2,418,000 | 1,336 |
| Securities gains (losses) | $-334,000 | 7,679 |
| Applicable income taxes | $599,000 | 1,244 |
| Income before extraordinary items | $1,485,000 | 1,801 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,485,000 | 1,801 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,485,000 | 1,801 |
| Net charge-offs | $613,000 | 2,782 |
| Cash dividends | $265,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,722,140 | 1,518 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 2,698 |
| Total interest expense | $1,234,000 | 4,170 |
| Net interest income | $5,051,000 | 2,165 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $2,132,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,408,000 | 592 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $724,000 | 1,777 |
| Total noninterest expense | $4,899,000 | 2,069 |
| Salaries and employee benefits | $2,229,000 | 2,265 |
| Premises and equipment expense | $681,000 | 2,018 |
| Additional noninterest expense | $1,989,000 | 1,817 |
| Pre-tax net operating income | $2,134,000 | 1,057 |
| Securities gains (losses) | $-26,000 | 7,545 |
| Applicable income taxes | $664,000 | 862 |
| Income before extraordinary items | $1,444,000 | 1,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 1,312 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,444,000 | 1,312 |
| Net charge-offs | $541,000 | 2,265 |
| Cash dividends | $180,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,461,940 | 1,256 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 2,742 |
| Total interest expense | $621,000 | 4,274 |
| Net interest income | $2,516,000 | 2,179 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $916,000 | 1,387 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $694,000 | 585 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $222,000 | 2,373 |
| Total noninterest expense | $2,471,000 | 2,013 |
| Salaries and employee benefits | $1,110,000 | 2,305 |
| Premises and equipment expense | $427,000 | 1,660 |
| Additional noninterest expense | $934,000 | 1,735 |
| Pre-tax net operating income | $886,000 | 1,459 |
| Securities gains (losses) | $14,000 | 1,820 |
| Applicable income taxes | $274,000 | 1,145 |
| Income before extraordinary items | $626,000 | 1,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $626,000 | 1,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $626,000 | 1,730 |
| Net charge-offs | $495,000 | 1,370 |
| Cash dividends | $90,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $616,200 | 1,659 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,472,000 | 2,741 |
| Total interest expense | $3,653,000 | 3,740 |
| Net interest income | $9,819,000 | 2,262 |
| Provision for loan and lease losses | $776,000 | 3,095 |
| Total noninterest income | $3,986,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,981,000 | 581 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,005,000 | 2,108 |
| Total noninterest expense | $9,754,000 | 1,978 |
| Salaries and employee benefits | $4,323,000 | 2,338 |
| Premises and equipment expense | $1,578,000 | 1,739 |
| Additional noninterest expense | $3,853,000 | 1,613 |
| Pre-tax net operating income | $3,275,000 | 1,658 |
| Securities gains (losses) | $-2,116,000 | 7,912 |
| Applicable income taxes | $194,000 | 2,846 |
| Income before extraordinary items | $965,000 | 3,349 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $965,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 3,020 |
| Cash dividends | $1,620,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,721,280 | 1,591 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,226,000 | 2,767 |
| Total interest expense | $2,965,000 | 3,655 |
| Net interest income | $7,261,000 | 2,294 |
| Provision for loan and lease losses | $287,000 | 3,627 |
| Total noninterest income | $2,990,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,226,000 | 587 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $764,000 | 2,175 |
| Total noninterest expense | $6,987,000 | 2,054 |
| Salaries and employee benefits | $3,228,000 | 2,367 |
| Premises and equipment expense | $1,006,000 | 2,035 |
| Additional noninterest expense | $2,753,000 | 1,627 |
| Pre-tax net operating income | $2,977,000 | 1,638 |
| Securities gains (losses) | $-382,000 | 7,703 |
| Applicable income taxes | $802,000 | 1,367 |
| Income before extraordinary items | $1,793,000 | 1,960 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,793,000 | 1,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,965 |
| Cash dividends | $835,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,056,580 | 1,833 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,959,000 | 2,736 |
| Total interest expense | $2,122,000 | 3,603 |
| Net interest income | $4,837,000 | 2,284 |
| Provision for loan and lease losses | $212,000 | 3,054 |
| Total noninterest income | $1,964,000 | 1,345 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,461,000 | 589 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $503,000 | 2,236 |
| Total noninterest expense | $4,765,000 | 2,009 |
| Salaries and employee benefits | $2,130,000 | 2,420 |
| Premises and equipment expense | $851,000 | 1,635 |
| Additional noninterest expense | $1,784,000 | 1,656 |
| Pre-tax net operating income | $1,824,000 | 1,830 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $581,000 | 1,428 |
| Income before extraordinary items | $1,256,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,256,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,545 |
| Cash dividends | $185,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,247,160 | 2,069 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,555,000 | 2,750 |
| Total interest expense | $1,143,000 | 3,572 |
| Net interest income | $2,412,000 | 2,276 |
| Provision for loan and lease losses | $104,000 | 2,670 |
| Total noninterest income | $957,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $730,000 | 584 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $2,254,000 | 2,127 |
| Salaries and employee benefits | $1,057,000 | 2,460 |
| Premises and equipment expense | $347,000 | 1,962 |
| Additional noninterest expense | $850,000 | 1,681 |
| Pre-tax net operating income | $1,011,000 | 1,764 |
| Securities gains (losses) | $28,000 | 1,404 |
| Applicable income taxes | $324,000 | 1,396 |
| Income before extraordinary items | $715,000 | 1,996 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $715,000 | 1,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,539 |
| Cash dividends | $85,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $695,680 | 1,982 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,601,000 | 2,756 |
| Total interest expense | $4,758,000 | 3,591 |
| Net interest income | $9,843,000 | 2,275 |
| Provision for loan and lease losses | $438,000 | 2,553 |
| Total noninterest income | $3,525,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,568,000 | 681 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $957,000 | 2,279 |
| Total noninterest expense | $9,093,000 | 2,019 |
| Salaries and employee benefits | $4,078,000 | 2,457 |
| Premises and equipment expense | $1,610,000 | 1,641 |
| Additional noninterest expense | $3,405,000 | 1,636 |
| Pre-tax net operating income | $3,837,000 | 2,049 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $1,080,000 | 1,770 |
| Income before extraordinary items | $2,761,000 | 2,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,761,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,006 |
| Cash dividends | $1,717,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,758,120 | 2,169 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,892,000 | 2,764 |
| Total interest expense | $3,517,000 | 3,631 |
| Net interest income | $7,375,000 | 2,282 |
| Provision for loan and lease losses | $181,000 | 3,142 |
| Total noninterest income | $2,542,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,841,000 | 705 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $701,000 | 2,319 |
| Total noninterest expense | $6,658,000 | 2,051 |
| Salaries and employee benefits | $3,055,000 | 2,453 |
| Premises and equipment expense | $1,096,000 | 1,791 |
| Additional noninterest expense | $2,507,000 | 1,627 |
| Pre-tax net operating income | $3,078,000 | 2,058 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $897,000 | 1,766 |
| Income before extraordinary items | $2,185,000 | 2,202 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,185,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,491 |
| Cash dividends | $932,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,182,160 | 2,191 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,803 |
| Total interest expense | $2,314,000 | 3,667 |
| Net interest income | $4,854,000 | 2,340 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,627,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,175,000 | 755 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $452,000 | 2,400 |
| Total noninterest expense | $4,502,000 | 2,047 |
| Salaries and employee benefits | $2,018,000 | 2,514 |
| Premises and equipment expense | $851,000 | 1,572 |
| Additional noninterest expense | $1,633,000 | 1,661 |
| Pre-tax net operating income | $1,979,000 | 2,181 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $553,000 | 1,936 |
| Income before extraordinary items | $1,430,000 | 2,288 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,430,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $832,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,427,120 | 2,273 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 2,819 |
| Total interest expense | $1,137,000 | 3,676 |
| Net interest income | $2,421,000 | 2,349 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $775,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $562,000 | 745 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $213,000 | 2,449 |
| Total noninterest expense | $2,184,000 | 2,116 |
| Salaries and employee benefits | $1,003,000 | 2,545 |
| Premises and equipment expense | $421,000 | 1,588 |
| Additional noninterest expense | $760,000 | 1,762 |
| Pre-tax net operating income | $1,012,000 | 2,144 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $292,000 | 1,884 |
| Income before extraordinary items | $724,000 | 2,249 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $724,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $282,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $721,160 | 2,238 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,180,000 | 2,852 |
| Total interest expense | $3,494,000 | 3,921 |
| Net interest income | $9,686,000 | 2,360 |
| Provision for loan and lease losses | $340,000 | 2,562 |
| Total noninterest income | $3,239,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,055,000 | 861 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,184,000 | 1,983 |
| Total noninterest expense | $8,281,000 | 2,136 |
| Salaries and employee benefits | $3,746,000 | 2,588 |
| Premises and equipment expense | $1,448,000 | 1,754 |
| Additional noninterest expense | $3,087,000 | 1,710 |
| Pre-tax net operating income | $4,304,000 | 2,133 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $1,455,000 | 1,712 |
| Income before extraordinary items | $2,855,000 | 2,358 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,855,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,906 |
| Cash dividends | $1,325,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,851,040 | 2,344 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,688,000 | 2,882 |
| Total interest expense | $2,451,000 | 4,012 |
| Net interest income | $7,237,000 | 2,392 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $2,422,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,481,000 | 898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $941,000 | 1,899 |
| Total noninterest expense | $5,910,000 | 2,233 |
| Salaries and employee benefits | $2,782,000 | 2,615 |
| Premises and equipment expense | $999,000 | 1,897 |
| Additional noninterest expense | $2,129,000 | 1,822 |
| Pre-tax net operating income | $3,409,000 | 2,110 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,114,000 | 1,746 |
| Income before extraordinary items | $2,295,000 | 2,312 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,295,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $375,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,295,000 | 2,299 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 2,904 |
| Total interest expense | $1,564,000 | 3,998 |
| Net interest income | $4,733,000 | 2,428 |
| Provision for loan and lease losses | $315,000 | 1,403 |
| Total noninterest income | $1,584,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $929,000 | 941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $655,000 | 1,849 |
| Total noninterest expense | $3,826,000 | 2,311 |
| Salaries and employee benefits | $1,863,000 | 2,606 |
| Premises and equipment expense | $590,000 | 2,111 |
| Additional noninterest expense | $1,373,000 | 1,901 |
| Pre-tax net operating income | $2,176,000 | 2,171 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $689,000 | 1,868 |
| Income before extraordinary items | $1,487,000 | 2,357 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,487,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,255 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,487,000 | 2,340 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 2,895 |
| Total interest expense | $761,000 | 3,950 |
| Net interest income | $2,332,000 | 2,451 |
| Provision for loan and lease losses | $158,000 | 1,371 |
| Total noninterest income | $823,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $448,000 | 951 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $375,000 | 1,641 |
| Total noninterest expense | $1,835,000 | 2,404 |
| Salaries and employee benefits | $933,000 | 2,601 |
| Premises and equipment expense | $283,000 | 2,205 |
| Additional noninterest expense | $619,000 | 2,096 |
| Pre-tax net operating income | $1,162,000 | 2,035 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $366,000 | 1,767 |
| Income before extraordinary items | $796,000 | 2,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $796,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,662 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $796,000 | 2,175 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,736,000 | 2,958 |
| Total interest expense | $2,403,000 | 3,923 |
| Net interest income | $8,333,000 | 2,603 |
| Provision for loan and lease losses | $435,000 | 2,129 |
| Total noninterest income | $2,524,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,497,000 | 1,186 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,027,000 | 2,175 |
| Total noninterest expense | $7,424,000 | 2,254 |
| Salaries and employee benefits | $3,702,000 | 2,467 |
| Premises and equipment expense | $1,094,000 | 2,191 |
| Additional noninterest expense | $2,628,000 | 1,932 |
| Pre-tax net operating income | $2,998,000 | 2,755 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $912,000 | 2,386 |
| Income before extraordinary items | $2,106,000 | 2,962 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,106,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,856 |
| Cash dividends | $1,125,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,092,000 | 2,952 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,765,000 | 3,009 |
| Total interest expense | $1,658,000 | 4,015 |
| Net interest income | $6,107,000 | 2,634 |
| Provision for loan and lease losses | $331,000 | 2,029 |
| Total noninterest income | $1,970,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,187,000 | 1,113 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $783,000 | 2,159 |
| Total noninterest expense | $5,500,000 | 2,265 |
| Salaries and employee benefits | $2,772,000 | 2,431 |
| Premises and equipment expense | $809,000 | 2,210 |
| Additional noninterest expense | $1,919,000 | 1,938 |
| Pre-tax net operating income | $2,246,000 | 2,798 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $675,000 | 2,450 |
| Income before extraordinary items | $1,591,000 | 2,994 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,591,000 | 2,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,430 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,577,000 | 2,974 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 3,005 |
| Total interest expense | $1,025,000 | 4,065 |
| Net interest income | $4,029,000 | 2,634 |
| Provision for loan and lease losses | $224,000 | 1,977 |
| Total noninterest income | $1,322,000 | 1,781 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $787,000 | 1,094 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $535,000 | 2,088 |
| Total noninterest expense | $3,648,000 | 2,252 |
| Salaries and employee benefits | $1,835,000 | 2,433 |
| Premises and equipment expense | $527,000 | 2,237 |
| Additional noninterest expense | $1,286,000 | 1,913 |
| Pre-tax net operating income | $1,479,000 | 2,790 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $440,000 | 2,453 |
| Income before extraordinary items | $1,038,000 | 3,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,038,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,231 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,038,700 | 2,958 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 3,019 |
| Total interest expense | $474,000 | 4,175 |
| Net interest income | $1,997,000 | 2,642 |
| Provision for loan and lease losses | $157,000 | 1,349 |
| Total noninterest income | $558,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $333,000 | 1,232 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $225,000 | 2,301 |
| Total noninterest expense | $1,692,000 | 2,424 |
| Salaries and employee benefits | $909,000 | 2,477 |
| Premises and equipment expense | $253,000 | 2,332 |
| Additional noninterest expense | $530,000 | 2,300 |
| Pre-tax net operating income | $706,000 | 2,843 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $228,000 | 2,392 |
| Income before extraordinary items | $477,000 | 3,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $477,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 788 |
| Cash dividends | $85,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $477,680 | 3,115 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,667,000 | 2,919 |
| Total interest expense | $1,575,000 | 4,387 |
| Net interest income | $8,092,000 | 2,518 |
| Provision for loan and lease losses | $578,000 | 1,731 |
| Total noninterest income | $2,116,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,424,000 | 1,250 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $692,000 | 2,723 |
| Total noninterest expense | $6,902,000 | 2,306 |
| Salaries and employee benefits | $3,595,000 | 2,426 |
| Premises and equipment expense | $1,060,000 | 2,159 |
| Additional noninterest expense | $2,247,000 | 2,170 |
| Pre-tax net operating income | $2,728,000 | 2,792 |
| Securities gains (losses) | $21,000 | 2,362 |
| Applicable income taxes | $851,000 | 2,421 |
| Income before extraordinary items | $1,898,000 | 3,058 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,898,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,672 |
| Cash dividends | $1,040,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,883,510 | 3,010 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 2,912 |
| Total interest expense | $1,140,000 | 4,444 |
| Net interest income | $6,049,000 | 2,501 |
| Provision for loan and lease losses | $472,000 | 1,520 |
| Total noninterest income | $1,605,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,078,000 | 1,250 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $527,000 | 2,709 |
| Total noninterest expense | $5,151,000 | 2,314 |
| Salaries and employee benefits | $2,689,000 | 2,403 |
| Premises and equipment expense | $789,000 | 2,173 |
| Additional noninterest expense | $1,673,000 | 2,157 |
| Pre-tax net operating income | $2,031,000 | 2,842 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $622,000 | 2,506 |
| Income before extraordinary items | $1,427,000 | 3,086 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,427,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,354 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,414,400 | 3,046 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 2,886 |
| Total interest expense | $743,000 | 4,504 |
| Net interest income | $4,068,000 | 2,454 |
| Provision for loan and lease losses | $315,000 | 1,472 |
| Total noninterest income | $1,039,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $717,000 | 1,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $322,000 | 2,871 |
| Total noninterest expense | $3,396,000 | 2,335 |
| Salaries and employee benefits | $1,761,000 | 2,436 |
| Premises and equipment expense | $533,000 | 2,142 |
| Additional noninterest expense | $1,102,000 | 2,199 |
| Pre-tax net operating income | $1,396,000 | 2,729 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $442,000 | 2,402 |
| Income before extraordinary items | $972,000 | 3,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $972,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,206 |
| Cash dividends | $140,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $959,580 | 2,955 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 2,876 |
| Total interest expense | $377,000 | 4,492 |
| Net interest income | $2,050,000 | 2,436 |
| Provision for loan and lease losses | $158,000 | 1,377 |
| Total noninterest income | $496,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $355,000 | 1,200 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $1,703,000 | 2,338 |
| Salaries and employee benefits | $884,000 | 2,450 |
| Premises and equipment expense | $260,000 | 2,208 |
| Additional noninterest expense | $559,000 | 2,120 |
| Pre-tax net operating income | $685,000 | 2,750 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $208,000 | 2,518 |
| Income before extraordinary items | $482,000 | 3,034 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $482,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 1,821 |
| Cash dividends | $70,000 | 3,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $478,500 | 2,940 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 2,759 |
| Total interest expense | $1,928,000 | 4,135 |
| Net interest income | $8,356,000 | 2,322 |
| Provision for loan and lease losses | $898,000 | 1,332 |
| Total noninterest income | $2,162,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,418,000 | 1,228 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $744,000 | 2,848 |
| Total noninterest expense | $6,898,000 | 2,284 |
| Salaries and employee benefits | $3,490,000 | 2,410 |
| Premises and equipment expense | $1,162,000 | 1,961 |
| Additional noninterest expense | $2,246,000 | 2,141 |
| Pre-tax net operating income | $2,722,000 | 2,702 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $834,000 | 2,465 |
| Income before extraordinary items | $1,894,000 | 2,984 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,894,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 1,275 |
| Cash dividends | $1,075,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,889,860 | 2,874 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 2,746 |
| Total interest expense | $1,524,000 | 4,088 |
| Net interest income | $6,308,000 | 2,314 |
| Provision for loan and lease losses | $740,000 | 1,161 |
| Total noninterest income | $1,612,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,035,000 | 1,267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $577,000 | 2,887 |
| Total noninterest expense | $5,207,000 | 2,277 |
| Salaries and employee benefits | $2,603,000 | 2,433 |
| Premises and equipment expense | $861,000 | 1,993 |
| Additional noninterest expense | $1,743,000 | 2,052 |
| Pre-tax net operating income | $1,973,000 | 2,887 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $603,000 | 2,661 |
| Income before extraordinary items | $1,376,000 | 3,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,376,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,238 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,371,800 | 3,019 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 2,734 |
| Total interest expense | $1,085,000 | 3,993 |
| Net interest income | $4,219,000 | 2,298 |
| Provision for loan and lease losses | $523,000 | 1,103 |
| Total noninterest income | $1,060,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $671,000 | 1,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $389,000 | 2,842 |
| Total noninterest expense | $3,459,000 | 2,272 |
| Salaries and employee benefits | $1,726,000 | 2,437 |
| Premises and equipment expense | $563,000 | 2,034 |
| Additional noninterest expense | $1,170,000 | 2,046 |
| Pre-tax net operating income | $1,297,000 | 2,915 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $389,000 | 2,741 |
| Income before extraordinary items | $913,000 | 3,177 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $913,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,128 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $909,500 | 3,014 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 2,701 |
| Total interest expense | $570,000 | 3,927 |
| Net interest income | $2,128,000 | 2,286 |
| Provision for loan and lease losses | $248,000 | 1,142 |
| Total noninterest income | $521,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $334,000 | 1,254 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $187,000 | 2,838 |
| Total noninterest expense | $1,666,000 | 2,333 |
| Salaries and employee benefits | $868,000 | 2,432 |
| Premises and equipment expense | $273,000 | 2,087 |
| Additional noninterest expense | $525,000 | 2,230 |
| Pre-tax net operating income | $735,000 | 2,643 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $221,000 | 2,535 |
| Income before extraordinary items | $519,000 | 2,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $519,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,130 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $515,500 | 2,744 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,902,000 | 2,581 |
| Total interest expense | $3,551,000 | 3,049 |
| Net interest income | $8,351,000 | 2,321 |
| Provision for loan and lease losses | $806,000 | 1,617 |
| Total noninterest income | $2,223,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,450,000 | 1,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 2,553 |
| Total noninterest expense | $6,767,000 | 2,207 |
| Salaries and employee benefits | $3,014,000 | 2,617 |
| Premises and equipment expense | $1,119,000 | 1,973 |
| Additional noninterest expense | $2,634,000 | 1,773 |
| Pre-tax net operating income | $3,001,000 | 2,506 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $898,000 | 2,393 |
| Income before extraordinary items | $2,103,000 | 2,696 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,103,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 1,125 |
| Cash dividends | $1,147,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,103,000 | 2,600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 3,114 |
| Total interest expense | $5,411,000 | 2,930 |
| Net interest income | $5,349,000 | 3,254 |
| Provision for loan and lease losses | $471,000 | 2,323 |
| Total noninterest income | $1,826,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,102,000 | 1,361 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $724,000 | 2,527 |
| Total noninterest expense | $4,628,000 | 3,016 |
| Salaries and employee benefits | $2,307,000 | 3,183 |
| Premises and equipment expense | $813,000 | 2,588 |
| Additional noninterest expense | $1,508,000 | 2,856 |
| Pre-tax net operating income | $2,076,000 | 3,098 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $601,000 | 2,966 |
| Income before extraordinary items | $1,476,000 | 3,261 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,476,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,825 |
| Cash dividends | $687,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,475,290 | 3,159 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,716,000 | 3,212 |
| Total interest expense | $5,188,000 | 3,201 |
| Net interest income | $5,528,000 | 3,183 |
| Provision for loan and lease losses | $388,000 | 2,334 |
| Total noninterest income | $1,759,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,052,000 | 1,295 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $707,000 | 2,348 |
| Total noninterest expense | $4,637,000 | 2,916 |
| Salaries and employee benefits | $2,283,000 | 3,076 |
| Premises and equipment expense | $856,000 | 2,415 |
| Additional noninterest expense | $1,498,000 | 2,823 |
| Pre-tax net operating income | $2,262,000 | 3,024 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $703,000 | 2,767 |
| Income before extraordinary items | $1,559,000 | 3,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,559,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,787 |
| Cash dividends | $707,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,559,000 | 3,154 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,613,000 | 3,337 |
| Total interest expense | $4,545,000 | 3,203 |
| Net interest income | $5,068,000 | 3,423 |
| Provision for loan and lease losses | $320,000 | 2,518 |
| Total noninterest income | $1,640,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $943,000 | 1,383 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $697,000 | 2,388 |
| Total noninterest expense | $4,390,000 | 3,040 |
| Salaries and employee benefits | $2,139,000 | 3,220 |
| Premises and equipment expense | $753,000 | 2,702 |
| Additional noninterest expense | $1,498,000 | 2,867 |
| Pre-tax net operating income | $1,998,000 | 3,346 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $551,000 | 3,418 |
| Income before extraordinary items | $1,451,000 | 3,318 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,451,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,067 |
| Cash dividends | $706,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,448,120 | 3,286 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,854,000 | 3,580 |
| Total interest expense | $4,287,000 | 3,463 |
| Net interest income | $4,567,000 | 3,681 |
| Provision for loan and lease losses | $247,000 | 3,019 |
| Total noninterest income | $1,354,000 | 2,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $873,000 | 1,436 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 3,052 |
| Total noninterest expense | $3,954,000 | 3,226 |
| Salaries and employee benefits | $1,988,000 | 3,357 |
| Premises and equipment expense | $662,000 | 2,913 |
| Additional noninterest expense | $1,304,000 | 3,123 |
| Pre-tax net operating income | $1,720,000 | 3,772 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $465,000 | 4,039 |
| Income before extraordinary items | $1,265,000 | 3,761 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,265,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,097 |
| Cash dividends | $721,000 | 2,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,257,700 | 3,695 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 4,174 |
| Total interest expense | $3,435,000 | 4,202 |
| Net interest income | $4,149,000 | 4,108 |
| Provision for loan and lease losses | $199,000 | 3,482 |
| Total noninterest income | $1,267,000 | 2,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $819,000 | 1,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,050 |
| Total noninterest expense | $3,650,000 | 3,477 |
| Salaries and employee benefits | $1,843,000 | 3,556 |
| Premises and equipment expense | $596,000 | 3,176 |
| Additional noninterest expense | $1,211,000 | 3,333 |
| Pre-tax net operating income | $1,567,000 | 4,323 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $1,188,000 | 4,091 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,188,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,860 |
| Cash dividends | $735,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,188,000 | 4,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 4,750 |
| Total interest expense | $2,987,000 | 4,803 |
| Net interest income | $3,712,000 | 4,598 |
| Provision for loan and lease losses | $127,000 | 4,469 |
| Total noninterest income | $1,099,000 | 2,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $742,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,647 |
| Total noninterest expense | $3,238,000 | 4,057 |
| Salaries and employee benefits | $1,765,000 | 3,739 |
| Premises and equipment expense | $433,000 | 4,259 |
| Additional noninterest expense | $1,040,000 | 4,270 |
| Pre-tax net operating income | $1,446,000 | 4,477 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $337,000 | 5,449 |
| Income before extraordinary items | $1,109,000 | 4,130 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,109,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,201 |
| Cash dividends | $726,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,109,000 | 4,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 5,010 |
| Total interest expense | $2,603,000 | 5,388 |
| Net interest income | $3,662,000 | 4,674 |
| Provision for loan and lease losses | $278,000 | 2,394 |
| Total noninterest income | $1,151,000 | 2,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $704,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 3,084 |
| Total noninterest expense | $3,007,000 | 4,285 |
| Salaries and employee benefits | $1,610,000 | 4,027 |
| Premises and equipment expense | $417,000 | 4,366 |
| Additional noninterest expense | $980,000 | 4,426 |
| Pre-tax net operating income | $1,528,000 | 4,386 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $437,000 | 4,622 |
| Income before extraordinary items | $1,093,000 | 4,277 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,093,000 | 4,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $671,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,091,580 | 4,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,468,000 | 5,268 |
| Total interest expense | $1,957,000 | 5,706 |
| Net interest income | $3,511,000 | 4,932 |
| Provision for loan and lease losses | $156,000 | 3,523 |
| Total noninterest income | $997,000 | 3,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $634,000 | 2,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,632 |
| Total noninterest expense | $2,870,000 | 4,577 |
| Salaries and employee benefits | $1,543,000 | 4,178 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $966,000 | 4,849 |
| Pre-tax net operating income | $1,482,000 | 4,454 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $331,000 | 5,497 |
| Income before extraordinary items | $1,147,000 | 4,025 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,147,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $672,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,150,120 | 4,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 5,407 |
| Total interest expense | $2,029,000 | 5,764 |
| Net interest income | $3,387,000 | 5,096 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $841,000 | 3,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $606,000 | 2,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,178 |
| Total noninterest expense | $2,765,000 | 4,830 |
| Salaries and employee benefits | $1,356,000 | 4,704 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $1,049,000 | 4,727 |
| Pre-tax net operating income | $1,354,000 | 4,711 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $335,000 | 5,672 |
| Income before extraordinary items | $1,023,000 | 4,612 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,023,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $398,000 | 3,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,020,000 | 4,388 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,561,000 | 5,848 |
| Total interest expense | $2,282,000 | 6,445 |
| Net interest income | $3,279,000 | 5,297 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $781,000 | 4,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $571,000 | 2,421 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,505 |
| Total noninterest expense | $2,616,000 | 5,097 |
| Salaries and employee benefits | $1,236,000 | 5,023 |
| Premises and equipment expense | $318,000 | 5,731 |
| Additional noninterest expense | $1,062,000 | 4,808 |
| Pre-tax net operating income | $1,357,000 | 4,448 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $1,005,000 | 4,483 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,005,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $356,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,008,700 | 4,147 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.