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Centrue Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$1,995,0004,200
Total interest expense$152,0004,406
Net interest income$1,843,0004,128
Provision for loan and lease losses$03,871
Total noninterest income$480,0003,026
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$225,0002,199
Trading account gains and fees$0139
Additional Noninterest Income$255,0003,164
Total noninterest expense$1,626,0003,998
Salaries and employee benefits$913,0003,972
Premises and equipment expense$197,0003,733
Additional noninterest expense$516,0003,998
Pre-tax net operating income$697,0003,654
Securities gains (losses)$01,906
Applicable income taxes$246,0002,317
Income before extraordinary items$451,0004,016
Extraordinary gains, net$011
Net income$451,0004,015
Minority interest net income$071
Net income of bank and minority interests.$451,0004,016
Net charge-offs$-15,0004,915
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$451,0003,997
2017-03-31 (YTD Data)Rank
Total interest income$8,142,000863
Total interest expense$611,0001,213
Net interest income$7,531,000826
Provision for loan and lease losses$03,537
Total noninterest income$2,063,000789
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$852,000399
Trading account gains and fees$0142
Additional Noninterest Income$1,211,000834
Total noninterest expense$7,190,000766
Salaries and employee benefits$4,223,000735
Premises and equipment expense$896,000716
Additional noninterest expense$2,071,000785
Pre-tax net operating income$2,404,0001,007
Securities gains (losses)$01,153
Applicable income taxes$846,000739
Income before extraordinary items$1,558,0001,183
Extraordinary gains, net$08
Net income$1,558,0001,182
Minority interest net income$055
Net income of bank and minority interests.$1,558,0001,183
Net charge-offs$-40,0005,432
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,558,0001,163
2016-12-31 (YTD Data)Rank
Total interest income$31,671,000854
Total interest expense$2,139,0001,329
Net interest income$29,532,000809
Provision for loan and lease losses$300,0001,988
Total noninterest income$11,394,000623
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,927,000365
Trading account gains and fees$0170
Additional Noninterest Income$7,467,000635
Total noninterest expense$30,719,000693
Salaries and employee benefits$16,584,000719
Premises and equipment expense$3,672,000681
Additional noninterest expense$10,463,000662
Pre-tax net operating income$9,907,000939
Securities gains (losses)$142,0001,093
Applicable income taxes$3,653,000681
Income before extraordinary items$6,396,0001,132
Extraordinary gains, net$05
Net income$6,396,0001,130
Minority interest net income$082
Net income of bank and minority interests.$6,396,0001,131
Net charge-offs$-13,0005,041
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-9,000,0005,905
Net operating income$6,305,1201,123
2016-09-30 (YTD Data)Rank
Total interest income$23,690,000849
Total interest expense$1,563,0001,365
Net interest income$22,127,000804
Provision for loan and lease losses$300,0001,615
Total noninterest income$8,661,000625
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,927,000367
Trading account gains and fees$0169
Additional Noninterest Income$5,734,000619
Total noninterest expense$23,220,000690
Salaries and employee benefits$12,643,000708
Premises and equipment expense$2,768,000676
Additional noninterest expense$7,809,000664
Pre-tax net operating income$7,268,000962
Securities gains (losses)$139,0001,042
Applicable income taxes$2,861,000675
Income before extraordinary items$4,546,0001,198
Extraordinary gains, net$05
Net income$4,546,0001,198
Minority interest net income$071
Net income of bank and minority interests.$4,546,0001,198
Net charge-offs$-130,0005,637
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,457,0401,185
2016-06-30 (YTD Data)Rank
Total interest income$15,766,000847
Total interest expense$1,002,0001,421
Net interest income$14,764,000803
Provision for loan and lease losses$300,0001,234
Total noninterest income$6,348,000581
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,917,000369
Trading account gains and fees$0157
Additional Noninterest Income$4,431,000547
Total noninterest expense$15,654,000687
Salaries and employee benefits$8,521,000697
Premises and equipment expense$1,845,000670
Additional noninterest expense$5,288,000649
Pre-tax net operating income$5,158,000907
Securities gains (losses)$60,0001,303
Applicable income taxes$1,858,000683
Income before extraordinary items$3,360,0001,095
Extraordinary gains, net$016
Net income$3,360,0001,094
Minority interest net income$071
Net income of bank and minority interests.$3,360,0001,094
Net charge-offs$-34,0005,392
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,321,6001,079
2016-03-31 (YTD Data)Rank
Total interest income$7,909,000848
Total interest expense$506,0001,407
Net interest income$7,403,000806
Provision for loan and lease losses$300,000670
Total noninterest income$2,177,000751
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$945,000365
Trading account gains and fees$0142
Additional Noninterest Income$1,232,000808
Total noninterest expense$7,713,000696
Salaries and employee benefits$4,295,000693
Premises and equipment expense$888,000706
Additional noninterest expense$2,530,000674
Pre-tax net operating income$1,567,0001,363
Securities gains (losses)$37,000956
Applicable income taxes$536,0001,006
Income before extraordinary items$1,068,0001,533
Extraordinary gains, net$012
Net income$1,068,0001,534
Minority interest net income$062
Net income of bank and minority interests.$1,068,0001,534
Net charge-offs$-83,0005,850
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,043,2101,523
2015-12-31 (YTD Data)Rank
Total interest income$28,738,000899
Total interest expense$1,806,0001,514
Net interest income$26,932,000842
Provision for loan and lease losses$375,0001,656
Total noninterest income$10,061,000676
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,051,000350
Trading account gains and fees$0159
Additional Noninterest Income$6,010,000706
Total noninterest expense$31,909,000650
Salaries and employee benefits$16,075,000706
Premises and equipment expense$3,595,000682
Additional noninterest expense$12,239,000549
Pre-tax net operating income$4,709,0001,651
Securities gains (losses)$339,000495
Applicable income taxes$-31,416,0006,177
Income before extraordinary items$36,464,000256
Extraordinary gains, net$023
Net income$36,464,000256
Minority interest net income$081
Net income of bank and minority interests.$36,464,000256
Net charge-offs$-235,0005,887
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$36,125,000255
2015-09-30 (YTD Data)Rank
Total interest income$21,065,000931
Total interest expense$1,345,0001,540
Net interest income$19,720,000873
Provision for loan and lease losses$04,232
Total noninterest income$7,567,000684
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,010,000358
Trading account gains and fees$0153
Additional Noninterest Income$4,557,000706
Total noninterest expense$24,524,000644
Salaries and employee benefits$12,359,000705
Premises and equipment expense$2,665,000708
Additional noninterest expense$9,500,000539
Pre-tax net operating income$2,763,0002,040
Securities gains (losses)$297,000480
Applicable income taxes$64,0003,520
Income before extraordinary items$2,996,0001,625
Extraordinary gains, net$021
Net income$2,996,0001,626
Minority interest net income$078
Net income of bank and minority interests.$2,996,0001,627
Net charge-offs$-422,0006,081
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,704,9401,747
2015-06-30 (YTD Data)Rank
Total interest income$13,733,000947
Total interest expense$878,0001,575
Net interest income$12,855,000888
Provision for loan and lease losses$04,069
Total noninterest income$4,592,000735
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,935,000372
Trading account gains and fees$0157
Additional Noninterest Income$2,657,000790
Total noninterest expense$15,816,000669
Salaries and employee benefits$8,281,000699
Premises and equipment expense$1,765,000718
Additional noninterest expense$5,770,000585
Pre-tax net operating income$1,631,0002,198
Securities gains (losses)$101,000843
Applicable income taxes$24,0003,796
Income before extraordinary items$1,708,0001,845
Extraordinary gains, net$022
Net income$1,708,0001,848
Minority interest net income$075
Net income of bank and minority interests.$1,708,0001,849
Net charge-offs$-664,0006,258
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,608,0101,882
2015-03-31 (YTD Data)Rank
Total interest income$6,729,000965
Total interest expense$450,0001,543
Net interest income$6,279,000897
Provision for loan and lease losses$03,703
Total noninterest income$2,171,000741
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$928,000377
Trading account gains and fees$0152
Additional Noninterest Income$1,243,000788
Total noninterest expense$8,027,000657
Salaries and employee benefits$4,225,000691
Premises and equipment expense$931,000685
Additional noninterest expense$2,871,000584
Pre-tax net operating income$423,0003,295
Securities gains (losses)$27,0001,105
Applicable income taxes$12,0003,754
Income before extraordinary items$438,0002,968
Extraordinary gains, net$013
Net income$438,0002,971
Minority interest net income$064
Net income of bank and minority interests.$438,0002,971
Net charge-offs$-14,0005,558
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$411,8103,002
2014-12-31 (YTD Data)Rank
Total interest income$27,577,000918
Total interest expense$2,545,0001,152
Net interest income$25,032,000876
Provision for loan and lease losses$7,202,000163
Total noninterest income$10,832,000606
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,348,000345
Trading account gains and fees$0180
Additional Noninterest Income$6,484,000622
Total noninterest expense$33,481,000617
Salaries and employee benefits$15,333,000726
Premises and equipment expense$3,736,000657
Additional noninterest expense$14,412,000476
Pre-tax net operating income$-4,819,0006,491
Securities gains (losses)$929,000233
Applicable income taxes$04,531
Income before extraordinary items$-3,890,0006,469
Extraordinary gains, net$017
Net income$-3,890,0006,468
Minority interest net income$084
Net income of bank and minority interests.$-3,890,0006,468
Net charge-offs$10,858,000125
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-4,819,0006,481
2014-09-30 (YTD Data)Rank
Total interest income$20,835,000911
Total interest expense$2,016,0001,118
Net interest income$18,819,000881
Provision for loan and lease losses$2,275,000307
Total noninterest income$8,059,000607
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,289,000341
Trading account gains and fees$0174
Additional Noninterest Income$4,770,000631
Total noninterest expense$23,542,000656
Salaries and employee benefits$11,441,000727
Premises and equipment expense$2,649,000697
Additional noninterest expense$9,452,000533
Pre-tax net operating income$1,061,0003,656
Securities gains (losses)$788,000193
Applicable income taxes$04,583
Income before extraordinary items$1,849,0002,358
Extraordinary gains, net$015
Net income$1,849,0002,359
Minority interest net income$081
Net income of bank and minority interests.$1,849,0002,358
Net charge-offs$1,049,000648
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,061,0003,339
2014-06-30 (YTD Data)Rank
Total interest income$13,892,000909
Total interest expense$1,386,0001,088
Net interest income$12,506,000870
Provision for loan and lease losses$1,600,000302
Total noninterest income$5,342,000606
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,135,000341
Trading account gains and fees$0172
Additional Noninterest Income$3,207,000622
Total noninterest expense$15,839,000653
Salaries and employee benefits$7,661,000721
Premises and equipment expense$1,807,000687
Additional noninterest expense$6,371,000533
Pre-tax net operating income$409,0004,505
Securities gains (losses)$378,000298
Applicable income taxes$04,568
Income before extraordinary items$787,0003,117
Extraordinary gains, net$020
Net income$787,0003,123
Minority interest net income$080
Net income of bank and minority interests.$787,0003,123
Net charge-offs$776,000617
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$409,0004,228
2014-03-31 (YTD Data)Rank
Total interest income$6,969,000905
Total interest expense$712,0001,071
Net interest income$6,257,000874
Provision for loan and lease losses$900,000280
Total noninterest income$2,331,000646
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$993,000357
Trading account gains and fees$0147
Additional Noninterest Income$1,338,000682
Total noninterest expense$7,895,000662
Salaries and employee benefits$3,891,000721
Premises and equipment expense$923,000692
Additional noninterest expense$3,081,000543
Pre-tax net operating income$-207,0006,531
Securities gains (losses)$319,000196
Applicable income taxes$04,445
Income before extraordinary items$112,0005,023
Extraordinary gains, net$016
Net income$112,0005,026
Minority interest net income$066
Net income of bank and minority interests.$112,0005,025
Net charge-offs$148,0001,129
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-207,0006,536
2013-12-31 (YTD Data)Rank
Total interest income$28,136,000889
Total interest expense$3,304,0001,022
Net interest income$24,832,000867
Provision for loan and lease losses$3,425,000391
Total noninterest income$11,149,000612
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,255,000353
Trading account gains and fees$0184
Additional Noninterest Income$6,894,000637
Total noninterest expense$32,739,000639
Salaries and employee benefits$15,507,000706
Premises and equipment expense$3,366,000720
Additional noninterest expense$13,866,000514
Pre-tax net operating income$-183,0006,351
Securities gains (losses)$6,290,00054
Applicable income taxes$04,631
Income before extraordinary items$6,107,0001,015
Extraordinary gains, net$029
Net income$6,107,0001,017
Minority interest net income$090
Net income of bank and minority interests.$6,107,0001,018
Net charge-offs$10,736,000169
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-183,0006,372
2013-09-30 (YTD Data)Rank
Total interest income$21,032,000901
Total interest expense$2,542,0001,032
Net interest income$18,490,000879
Provision for loan and lease losses$2,350,000422
Total noninterest income$8,235,000636
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,098,000363
Trading account gains and fees$0180
Additional Noninterest Income$5,137,000652
Total noninterest expense$24,454,000639
Salaries and employee benefits$11,459,000718
Premises and equipment expense$2,511,000729
Additional noninterest expense$10,484,000504
Pre-tax net operating income$-79,0006,392
Securities gains (losses)$6,170,00048
Applicable income taxes$04,713
Income before extraordinary items$6,091,000791
Extraordinary gains, net$025
Net income$6,091,000793
Minority interest net income$084
Net income of bank and minority interests.$6,091,000793
Net charge-offs$9,758,000147
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-79,0006,411
2013-06-30 (YTD Data)Rank
Total interest income$13,996,000899
Total interest expense$1,752,0001,025
Net interest income$12,244,000873
Provision for loan and lease losses$1,450,000493
Total noninterest income$5,485,000638
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,946,000373
Trading account gains and fees$0157
Additional Noninterest Income$3,539,000642
Total noninterest expense$16,334,000638
Salaries and employee benefits$7,736,000712
Premises and equipment expense$1,655,000738
Additional noninterest expense$6,943,000505
Pre-tax net operating income$-55,0006,418
Securities gains (losses)$5,921,00043
Applicable income taxes$04,679
Income before extraordinary items$5,866,000584
Extraordinary gains, net$022
Net income$5,866,000584
Minority interest net income$082
Net income of bank and minority interests.$5,866,000586
Net charge-offs$4,941,000202
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-55,0006,424
2013-03-31 (YTD Data)Rank
Total interest income$7,121,000877
Total interest expense$918,0001,018
Net interest income$6,203,000859
Provision for loan and lease losses$600,000594
Total noninterest income$2,804,000632
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$910,000393
Trading account gains and fees$0148
Additional Noninterest Income$1,894,000612
Total noninterest expense$8,046,000658
Salaries and employee benefits$3,895,000715
Premises and equipment expense$823,000754
Additional noninterest expense$3,328,000524
Pre-tax net operating income$361,0003,464
Securities gains (losses)$-2,0006,691
Applicable income taxes$04,602
Income before extraordinary items$359,0003,233
Extraordinary gains, net$010
Net income$359,0003,233
Minority interest net income$076
Net income of bank and minority interests.$359,0003,235
Net charge-offs$3,060,000181
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$361,0003,117
2012-12-31 (YTD Data)Rank
Total interest income$30,980,000841
Total interest expense$5,134,000878
Net interest income$25,846,000829
Provision for loan and lease losses$9,725,000279
Total noninterest income$12,291,000582
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,285,000359
Trading account gains and fees$0166
Additional Noninterest Income$8,006,000573
Total noninterest expense$32,879,000638
Salaries and employee benefits$14,718,000708
Premises and equipment expense$3,567,000675
Additional noninterest expense$14,594,000507
Pre-tax net operating income$-4,467,0006,945
Securities gains (losses)$1,398,000374
Applicable income taxes$-543,0006,906
Income before extraordinary items$-2,526,0006,872
Extraordinary gains, net$029
Net income$-2,526,0006,870
Minority interest net income$093
Net income of bank and minority interests.$-2,526,0006,871
Net charge-offs$12,009,000275
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-3,672,3606,913
2012-09-30 (YTD Data)Rank
Total interest income$23,640,000846
Total interest expense$4,113,000859
Net interest income$19,527,000838
Provision for loan and lease losses$8,475,000255
Total noninterest income$9,114,000581
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,217,000360
Trading account gains and fees$0157
Additional Noninterest Income$5,897,000586
Total noninterest expense$24,683,000631
Salaries and employee benefits$10,751,000722
Premises and equipment expense$2,688,000676
Additional noninterest expense$11,244,000496
Pre-tax net operating income$-4,517,0007,081
Securities gains (losses)$1,398,000288
Applicable income taxes$-544,0007,046
Income before extraordinary items$-2,575,0007,028
Extraordinary gains, net$020
Net income$-2,575,0007,025
Minority interest net income$086
Net income of bank and minority interests.$-2,575,0007,027
Net charge-offs$8,637,000290
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-3,735,3407,059
2012-06-30 (YTD Data)Rank
Total interest income$15,935,000844
Total interest expense$2,939,000830
Net interest income$12,996,000839
Provision for loan and lease losses$2,725,000496
Total noninterest income$6,035,000586
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,089,000366
Trading account gains and fees$0153
Additional Noninterest Income$3,946,000564
Total noninterest expense$16,443,000633
Salaries and employee benefits$7,174,000718
Premises and equipment expense$1,838,000665
Additional noninterest expense$7,431,000493
Pre-tax net operating income$-137,0006,571
Securities gains (losses)$714,000392
Applicable income taxes$04,770
Income before extraordinary items$577,0003,724
Extraordinary gains, net$019
Net income$577,0003,725
Minority interest net income$084
Net income of bank and minority interests.$577,0003,726
Net charge-offs$5,723,000305
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-137,0006,586
2012-03-31 (YTD Data)Rank
Total interest income$8,005,000841
Total interest expense$1,595,000781
Net interest income$6,410,000852
Provision for loan and lease losses$1,350,000486
Total noninterest income$2,978,000591
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,049,000362
Trading account gains and fees$0148
Additional Noninterest Income$1,929,000570
Total noninterest expense$8,026,000642
Salaries and employee benefits$3,635,000718
Premises and equipment expense$989,000604
Additional noninterest expense$3,402,000530
Pre-tax net operating income$12,0006,305
Securities gains (losses)$16,0001,662
Applicable income taxes$04,704
Income before extraordinary items$28,0006,241
Extraordinary gains, net$019
Net income$28,0006,240
Minority interest net income$078
Net income of bank and minority interests.$28,0006,241
Net charge-offs$2,244,000371
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$12,0006,292
2011-12-31 (YTD Data)Rank
Total interest income$39,064,000717
Total interest expense$9,740,000583
Net interest income$29,324,000748
Provision for loan and lease losses$11,375,000376
Total noninterest income$11,028,000564
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,599,000345
Trading account gains and fees$0146
Additional Noninterest Income$6,429,000589
Total noninterest expense$39,630,000517
Salaries and employee benefits$13,854,000708
Premises and equipment expense$4,287,000587
Additional noninterest expense$21,489,000367
Pre-tax net operating income$-10,653,0007,222
Securities gains (losses)$658,000634
Applicable income taxes$-1,243,0007,194
Income before extraordinary items$-8,752,0007,191
Extraordinary gains, net$029
Net income$-8,752,0007,191
Minority interest net income$096
Net income of bank and minority interests.$-8,752,0007,191
Net charge-offs$21,654,000236
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-9,331,0407,195
2011-09-30 (YTD Data)Rank
Total interest income$30,133,000711
Total interest expense$7,783,000570
Net interest income$22,350,000739
Provision for loan and lease losses$9,900,000320
Total noninterest income$7,307,000625
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,483,000343
Trading account gains and fees$0145
Additional Noninterest Income$3,824,000699
Total noninterest expense$30,196,000507
Salaries and employee benefits$10,446,000706
Premises and equipment expense$3,219,000594
Additional noninterest expense$16,531,000356
Pre-tax net operating income$-10,439,0007,342
Securities gains (losses)$-120,0007,242
Applicable income taxes$-1,191,0007,319
Income before extraordinary items$-9,368,0007,333
Extraordinary gains, net$021
Net income$-9,368,0007,334
Minority interest net income$087
Net income of bank and minority interests.$-9,368,0007,334
Net charge-offs$18,097,000211
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-9,261,2007,329
2011-06-30 (YTD Data)Rank
Total interest income$20,614,000704
Total interest expense$5,488,000559
Net interest income$15,126,000730
Provision for loan and lease losses$7,500,000298
Total noninterest income$4,808,000631
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,251,000353
Trading account gains and fees$0153
Additional Noninterest Income$2,557,000700
Total noninterest expense$17,975,000564
Salaries and employee benefits$6,969,000713
Premises and equipment expense$2,165,000597
Additional noninterest expense$8,841,000443
Pre-tax net operating income$-5,541,0007,382
Securities gains (losses)$-120,0007,336
Applicable income taxes$-637,0007,372
Income before extraordinary items$-5,024,0007,379
Extraordinary gains, net$015
Net income$-5,024,0007,379
Minority interest net income$089
Net income of bank and minority interests.$-5,024,0007,379
Net charge-offs$14,653,000198
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-4,917,2007,369
2011-03-31 (YTD Data)Rank
Total interest income$10,500,000690
Total interest expense$2,910,000550
Net interest income$7,590,000728
Provision for loan and lease losses$4,250,000280
Total noninterest income$2,456,000623
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,062,000366
Trading account gains and fees$0158
Additional Noninterest Income$1,394,000663
Total noninterest expense$8,585,000591
Salaries and employee benefits$3,556,000703
Premises and equipment expense$1,099,000603
Additional noninterest expense$3,930,000478
Pre-tax net operating income$-2,789,0007,444
Securities gains (losses)$-392,0007,508
Applicable income taxes$-189,0007,369
Income before extraordinary items$-2,992,0007,451
Extraordinary gains, net$09
Net income$-2,992,0007,450
Minority interest net income$086
Net income of bank and minority interests.$-2,992,0007,451
Net charge-offs$6,672,000216
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,623,5207,441
2010-12-31 (YTD Data)Rank
Total interest income$48,748,000609
Total interest expense$16,880,000470
Net interest income$31,868,000671
Provision for loan and lease losses$34,600,000235
Total noninterest income$8,723,000698
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,264,000297
Trading account gains and fees$0175
Additional Noninterest Income$3,459,000964
Total noninterest expense$51,037,000428
Salaries and employee benefits$14,333,000678
Premises and equipment expense$5,077,000506
Additional noninterest expense$31,627,000274
Pre-tax net operating income$-45,046,0007,595
Securities gains (losses)$-2,320,0007,576
Applicable income taxes$16,094,000160
Income before extraordinary items$-63,460,0007,618
Extraordinary gains, net$029
Net income$-63,460,0007,618
Minority interest net income$0111
Net income of bank and minority interests.$-63,460,0007,618
Net charge-offs$43,998,000187
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-61,140,0007,612
2010-09-30 (YTD Data)Rank
Total interest income$37,403,000604
Total interest expense$13,605,000454
Net interest income$23,798,000673
Provision for loan and lease losses$24,150,000245
Total noninterest income$7,048,000656
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,934,000295
Trading account gains and fees$0165
Additional Noninterest Income$3,114,000805
Total noninterest expense$26,382,000568
Salaries and employee benefits$10,841,000661
Premises and equipment expense$3,851,000498
Additional noninterest expense$11,690,000488
Pre-tax net operating income$-19,686,0007,659
Securities gains (losses)$-2,109,0007,693
Applicable income taxes$2,984,000431
Income before extraordinary items$-24,779,0007,684
Extraordinary gains, net$023
Net income$-24,779,0007,684
Minority interest net income$0110
Net income of bank and minority interests.$-24,779,0007,684
Net charge-offs$21,669,000239
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-22,670,0007,667
2010-06-30 (YTD Data)Rank
Total interest income$25,922,000578
Total interest expense$9,610,000444
Net interest income$16,312,000658
Provision for loan and lease losses$16,900,000241
Total noninterest income$4,489,000657
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,719,000285
Trading account gains and fees$0152
Additional Noninterest Income$1,770,000874
Total noninterest expense$17,725,000572
Salaries and employee benefits$7,371,000640
Premises and equipment expense$2,625,000492
Additional noninterest expense$7,729,000491
Pre-tax net operating income$-13,824,0007,719
Securities gains (losses)$-2,510,0007,780
Applicable income taxes$-6,711,0007,783
Income before extraordinary items$-9,623,0007,690
Extraordinary gains, net$019
Net income$-9,623,0007,690
Minority interest net income$0105
Net income of bank and minority interests.$-9,623,0007,690
Net charge-offs$15,431,000240
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-8,016,6007,670
2010-03-31 (YTD Data)Rank
Total interest income$13,263,000582
Total interest expense$4,969,000453
Net interest income$8,294,000656
Provision for loan and lease losses$9,350,000236
Total noninterest income$1,197,0001,051
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,420,000280
Trading account gains and fees$0175
Additional Noninterest Income$-223,0007,813
Total noninterest expense$8,625,000584
Salaries and employee benefits$3,700,000649
Premises and equipment expense$1,230,000536
Additional noninterest expense$3,695,000495
Pre-tax net operating income$-8,484,0007,829
Securities gains (losses)$-1,604,0007,889
Applicable income taxes$-4,121,0007,895
Income before extraordinary items$-5,967,0007,809
Extraordinary gains, net$016
Net income$-5,967,0007,810
Minority interest net income$091
Net income of bank and minority interests.$-5,967,0007,810
Net charge-offs$8,414,000230
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-4,940,4407,780
2009-12-31 (YTD Data)Rank
Total interest income$63,110,000524
Total interest expense$22,998,000483
Net interest income$40,112,000537
Provision for loan and lease losses$52,049,000226
Total noninterest income$12,535,000549
Gross Fiduciary activities income$180,000781
Service charges on deposit accounts$6,421,000274
Trading account gains and fees$0211
Additional Noninterest Income$5,934,000627
Total noninterest expense$45,245,000474
Salaries and employee benefits$15,732,000601
Premises and equipment expense$5,352,000498
Additional noninterest expense$24,161,000383
Pre-tax net operating income$-44,647,0007,851
Securities gains (losses)$-12,355,0007,949
Applicable income taxes$-20,391,0007,923
Income before extraordinary items$-36,611,0007,839
Extraordinary gains, net$034
Net income$-36,611,0007,839
Minority interest net income$0115
Net income of bank and minority interests.$-36,611,0007,839
Net charge-offs$26,158,000325
Cash dividends$2,500,000718
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-28,703,8007,810
2009-09-30 (YTD Data)Rank
Total interest income$48,293,000527
Total interest expense$17,689,000508
Net interest income$30,604,000537
Provision for loan and lease losses$29,799,000295
Total noninterest income$9,710,000545
Gross Fiduciary activities income$98,000823
Service charges on deposit accounts$4,812,000275
Trading account gains and fees$0212
Additional Noninterest Income$4,800,000610
Total noninterest expense$34,761,000467
Salaries and employee benefits$11,744,000623
Premises and equipment expense$4,037,000504
Additional noninterest expense$18,980,000367
Pre-tax net operating income$-24,246,0007,898
Securities gains (losses)$-8,803,0008,037
Applicable income taxes$-10,883,0007,986
Income before extraordinary items$-22,166,0007,903
Extraordinary gains, net$027
Net income$-22,166,0007,903
Minority interest net income$0118
Net income of bank and minority interests.$-22,166,0007,903
Net charge-offs$16,852,000354
Cash dividends$2,500,000493
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-16,267,9907,866
2009-06-30 (YTD Data)Rank
Total interest income$32,983,000528
Total interest expense$12,122,000525
Net interest income$20,861,000521
Provision for loan and lease losses$15,299,000358
Total noninterest income$6,603,000540
Gross Fiduciary activities income$82,000806
Service charges on deposit accounts$3,056,000287
Trading account gains and fees$0193
Additional Noninterest Income$3,465,000575
Total noninterest expense$26,178,000431
Salaries and employee benefits$7,994,000616
Premises and equipment expense$2,737,000503
Additional noninterest expense$15,447,000319
Pre-tax net operating income$-14,013,0007,973
Securities gains (losses)$-5,672,0008,130
Applicable income taxes$-5,516,0008,046
Income before extraordinary items$-14,169,0008,001
Extraordinary gains, net$021
Net income$-14,169,0008,000
Minority interest net income$0112
Net income of bank and minority interests.$-14,169,0008,001
Net charge-offs$3,423,000763
Cash dividends$2,500,000353
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-10,085,1607,954
2009-03-31 (YTD Data)Rank
Total interest income$16,978,000519
Total interest expense$6,188,000528
Net interest income$10,790,000494
Provision for loan and lease losses$2,235,000696
Total noninterest income$3,147,000528
Gross Fiduciary activities income$49,000777
Service charges on deposit accounts$1,457,000290
Trading account gains and fees$0171
Additional Noninterest Income$1,641,000583
Total noninterest expense$8,406,000608
Salaries and employee benefits$3,937,000630
Premises and equipment expense$1,347,000520
Additional noninterest expense$3,122,000565
Pre-tax net operating income$3,296,000370
Securities gains (losses)$-1,194,0008,144
Applicable income taxes$531,000633
Income before extraordinary items$1,571,000646
Extraordinary gains, net$015
Net income$1,571,000645
Minority interest net income$0102
Net income of bank and minority interests.$1,571,000648
Net charge-offs$1,243,000845
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,466,500359
2008-12-31 (YTD Data)Rank
Total interest income$73,316,000514
Total interest expense$31,596,000504
Net interest income$41,720,000526
Provision for loan and lease losses$8,082,000706
Total noninterest income$14,950,000442
Gross Fiduciary activities income$750,000476
Service charges on deposit accounts$7,303,000253
Trading account gains and fees$0154
Additional Noninterest Income$6,897,000509
Total noninterest expense$33,842,000586
Salaries and employee benefits$15,449,000631
Premises and equipment expense$5,963,000457
Additional noninterest expense$12,430,000559
Pre-tax net operating income$14,746,000368
Securities gains (losses)$-1,887,0007,877
Applicable income taxes$4,131,000374
Income before extraordinary items$8,728,000444
Extraordinary gains, net$039
Net income$8,728,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,819,000842
Cash dividends$8,529,000339
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,011,160406
2008-09-30 (YTD Data)Rank
Total interest income$56,319,000521
Total interest expense$25,054,000504
Net interest income$31,265,000538
Provision for loan and lease losses$2,857,000935
Total noninterest income$11,737,000453
Gross Fiduciary activities income$687,000435
Service charges on deposit accounts$5,491,000260
Trading account gains and fees$0148
Additional Noninterest Income$5,559,000508
Total noninterest expense$26,206,000561
Salaries and employee benefits$12,211,000609
Premises and equipment expense$4,543,000456
Additional noninterest expense$9,452,000521
Pre-tax net operating income$13,939,000379
Securities gains (losses)$848,000203
Applicable income taxes$5,081,000317
Income before extraordinary items$9,706,000381
Extraordinary gains, net$031
Net income$9,706,000380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,151,000792
Cash dividends$6,869,000333
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,146,320425
2008-06-30 (YTD Data)Rank
Total interest income$38,538,000516
Total interest expense$17,802,000491
Net interest income$20,736,000540
Provision for loan and lease losses$1,632,000895
Total noninterest income$8,226,000449
Gross Fiduciary activities income$511,000418
Service charges on deposit accounts$3,511,000262
Trading account gains and fees$0149
Additional Noninterest Income$4,204,000490
Total noninterest expense$18,440,000542
Salaries and employee benefits$8,826,000566
Premises and equipment expense$3,210,000438
Additional noninterest expense$6,404,000497
Pre-tax net operating income$8,890,000416
Securities gains (losses)$848,000198
Applicable income taxes$3,349,000361
Income before extraordinary items$6,389,000442
Extraordinary gains, net$021
Net income$6,389,000441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,000955
Cash dividends$5,239,000319
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,829,320467
2008-03-31 (YTD Data)Rank
Total interest income$20,127,000513
Total interest expense$9,846,000475
Net interest income$10,281,000536
Provision for loan and lease losses$766,000744
Total noninterest income$3,998,000467
Gross Fiduciary activities income$279,000401
Service charges on deposit accounts$1,636,000277
Trading account gains and fees$0158
Additional Noninterest Income$2,083,000493
Total noninterest expense$9,719,000513
Salaries and employee benefits$4,667,000542
Premises and equipment expense$1,723,000414
Additional noninterest expense$3,329,000463
Pre-tax net operating income$3,794,000517
Securities gains (losses)$848,000164
Applicable income taxes$1,515,000420
Income before extraordinary items$3,127,000483
Extraordinary gains, net$015
Net income$3,127,000484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,000980
Cash dividends$3,674,000244
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,558,840562
2007-12-31 (YTD Data)Rank
Total interest income$82,568,000523
Total interest expense$42,280,000483
Net interest income$40,288,000567
Provision for loan and lease losses$675,0001,895
Total noninterest income$15,943,000445
Gross Fiduciary activities income$1,098,000396
Service charges on deposit accounts$7,058,000264
Trading account gains and fees$0178
Additional Noninterest Income$7,787,000483
Total noninterest expense$35,903,000527
Salaries and employee benefits$17,147,000561
Premises and equipment expense$9,966,000281
Additional noninterest expense$8,790,000654
Pre-tax net operating income$19,653,000473
Securities gains (losses)$02,146
Applicable income taxes$6,365,000454
Income before extraordinary items$13,288,000498
Extraordinary gains, net$039
Net income$13,288,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,258
Cash dividends$7,661,000518
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$13,288,000494
2007-09-30 (YTD Data)Rank
Total interest income$62,258,000523
Total interest expense$31,317,000489
Net interest income$30,941,000549
Provision for loan and lease losses$226,0002,780
Total noninterest income$12,042,000449
Gross Fiduciary activities income$807,000398
Service charges on deposit accounts$5,283,000262
Trading account gains and fees$0184
Additional Noninterest Income$5,952,000485
Total noninterest expense$28,466,000501
Salaries and employee benefits$13,909,000530
Premises and equipment expense$7,389,000284
Additional noninterest expense$7,168,000584
Pre-tax net operating income$14,291,000519
Securities gains (losses)$01,655
Applicable income taxes$4,677,000496
Income before extraordinary items$9,614,000555
Extraordinary gains, net$033
Net income$9,614,000553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,913
Cash dividends$3,386,000789
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,614,000549
2007-06-30 (YTD Data)Rank
Total interest income$39,912,000553
Total interest expense$20,409,000505
Net interest income$19,503,000593
Provision for loan and lease losses$226,0001,979
Total noninterest income$7,651,000472
Gross Fiduciary activities income$538,000408
Service charges on deposit accounts$3,501,000260
Trading account gains and fees$0168
Additional Noninterest Income$3,612,000544
Total noninterest expense$19,167,000516
Salaries and employee benefits$10,143,000504
Premises and equipment expense$4,921,000290
Additional noninterest expense$4,103,000690
Pre-tax net operating income$7,761,000642
Securities gains (losses)$01,444
Applicable income taxes$2,422,000623
Income before extraordinary items$5,339,000688
Extraordinary gains, net$029
Net income$5,339,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0001,204
Cash dividends$1,386,0001,197
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,339,000676
2007-03-31 (YTD Data)Rank
Total interest income$19,572,000558
Total interest expense$9,705,000517
Net interest income$9,867,000591
Provision for loan and lease losses$05,779
Total noninterest income$3,292,000517
Gross Fiduciary activities income$268,000407
Service charges on deposit accounts$1,561,000284
Trading account gains and fees$0195
Additional Noninterest Income$1,463,000617
Total noninterest expense$9,812,000500
Salaries and employee benefits$5,103,000501
Premises and equipment expense$1,990,000361
Additional noninterest expense$2,719,000526
Pre-tax net operating income$3,347,000731
Securities gains (losses)$01,187
Applicable income taxes$1,006,000734
Income before extraordinary items$2,341,000764
Extraordinary gains, net$022
Net income$2,341,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,000674
Cash dividends$736,0001,049
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,341,000753
2006-12-31 (YTD Data)Rank
Total interest income$43,786,000889
Total interest expense$20,445,000821
Net interest income$23,341,000952
Provision for loan and lease losses$-1,275,0008,637
Total noninterest income$7,754,000758
Gross Fiduciary activities income$979,000407
Service charges on deposit accounts$2,598,000676
Trading account gains and fees$0130
Additional Noninterest Income$4,177,000783
Total noninterest expense$23,272,000762
Salaries and employee benefits$12,625,000746
Premises and equipment expense$4,378,000578
Additional noninterest expense$6,269,000852
Pre-tax net operating income$9,098,0001,081
Securities gains (losses)$-104,0008,220
Applicable income taxes$2,783,0001,005
Income before extraordinary items$6,211,0001,190
Extraordinary gains, net$051
Net income$6,211,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,020,000671
Cash dividends$6,813,000544
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,282,7601,166
2006-09-30 (YTD Data)Rank
Total interest income$28,661,0001,031
Total interest expense$12,953,000939
Net interest income$15,708,0001,081
Provision for loan and lease losses$-1,300,0008,703
Total noninterest income$5,237,000846
Gross Fiduciary activities income$720,000411
Service charges on deposit accounts$1,501,000888
Trading account gains and fees$0126
Additional Noninterest Income$3,016,000811
Total noninterest expense$15,210,000881
Salaries and employee benefits$8,736,000829
Premises and equipment expense$2,727,000722
Additional noninterest expense$3,747,0001,082
Pre-tax net operating income$7,035,0001,091
Securities gains (losses)$-88,0008,362
Applicable income taxes$2,200,0001,016
Income before extraordinary items$4,747,0001,200
Extraordinary gains, net$045
Net income$4,747,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$959,000482
Cash dividends$5,407,000486
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,806,8401,169
2006-06-30 (YTD Data)Rank
Total interest income$18,859,0001,018
Total interest expense$8,391,000923
Net interest income$10,468,0001,081
Provision for loan and lease losses$-1,100,0008,740
Total noninterest income$3,749,000796
Gross Fiduciary activities income$485,000416
Service charges on deposit accounts$994,000878
Trading account gains and fees$0126
Additional Noninterest Income$2,270,000732
Total noninterest expense$10,320,000872
Salaries and employee benefits$5,886,000827
Premises and equipment expense$1,821,000724
Additional noninterest expense$2,613,0001,026
Pre-tax net operating income$4,997,0001,022
Securities gains (losses)$-88,0008,511
Applicable income taxes$1,577,000948
Income before extraordinary items$3,332,0001,155
Extraordinary gains, net$039
Net income$3,332,0001,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,000654
Cash dividends$3,407,000517
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,391,8401,120
2006-03-31 (YTD Data)Rank
Total interest income$9,384,000989
Total interest expense$4,037,000901
Net interest income$5,347,0001,061
Provision for loan and lease losses$-800,0008,757
Total noninterest income$1,861,000784
Gross Fiduciary activities income$253,000405
Service charges on deposit accounts$468,000905
Trading account gains and fees$0115
Additional Noninterest Income$1,140,000724
Total noninterest expense$5,262,000849
Salaries and employee benefits$3,280,000728
Premises and equipment expense$955,000689
Additional noninterest expense$1,027,0001,292
Pre-tax net operating income$2,746,000924
Securities gains (losses)$1,000856
Applicable income taxes$906,000852
Income before extraordinary items$1,841,0001,037
Extraordinary gains, net$021
Net income$1,841,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0001,382
Cash dividends$907,000818
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,840,3301,020
2005-12-31 (YTD Data)Rank
Total interest income$34,703,000946
Total interest expense$13,259,000849
Net interest income$21,444,000991
Provision for loan and lease losses$250,0003,152
Total noninterest income$7,916,000735
Gross Fiduciary activities income$811,000445
Service charges on deposit accounts$2,123,000811
Trading account gains and fees$0138
Additional Noninterest Income$4,982,000685
Total noninterest expense$22,718,000757
Salaries and employee benefits$13,789,000655
Premises and equipment expense$3,506,000703
Additional noninterest expense$5,423,000957
Pre-tax net operating income$6,392,0001,499
Securities gains (losses)$-79,0008,347
Applicable income taxes$1,635,0001,602
Income before extraordinary items$4,678,0001,509
Extraordinary gains, net$046
Net income$4,678,0001,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,620,000470
Cash dividends$5,030,000653
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,736,4601,470
2005-09-30 (YTD Data)Rank
Total interest income$25,414,000944
Total interest expense$9,517,000834
Net interest income$15,897,000989
Provision for loan and lease losses$150,0003,463
Total noninterest income$6,070,000729
Gross Fiduciary activities income$595,000440
Service charges on deposit accounts$1,594,000813
Trading account gains and fees$0126
Additional Noninterest Income$3,881,000670
Total noninterest expense$16,732,000757
Salaries and employee benefits$10,240,000655
Premises and equipment expense$2,589,000704
Additional noninterest expense$3,903,000986
Pre-tax net operating income$5,085,0001,407
Securities gains (losses)$02,317
Applicable income taxes$1,315,0001,533
Income before extraordinary items$3,770,0001,419
Extraordinary gains, net$035
Net income$3,770,0001,420
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,389,000398
Cash dividends$2,831,000787
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,770,0001,393
2005-06-30 (YTD Data)Rank
Total interest income$16,693,000939
Total interest expense$6,144,000814
Net interest income$10,549,000988
Provision for loan and lease losses$100,0003,338
Total noninterest income$3,997,000725
Gross Fiduciary activities income$402,000439
Service charges on deposit accounts$1,065,000793
Trading account gains and fees$0116
Additional Noninterest Income$2,530,000675
Total noninterest expense$11,046,000755
Salaries and employee benefits$6,842,000651
Premises and equipment expense$1,663,000721
Additional noninterest expense$2,541,000996
Pre-tax net operating income$3,400,0001,381
Securities gains (losses)$02,146
Applicable income taxes$829,0001,575
Income before extraordinary items$2,571,0001,357
Extraordinary gains, net$030
Net income$2,571,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$673,000487
Cash dividends$1,330,0001,041
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,571,0001,337
2005-03-31 (YTD Data)Rank
Total interest income$8,144,000937
Total interest expense$2,983,000804
Net interest income$5,161,0001,002
Provision for loan and lease losses$100,0002,031
Total noninterest income$1,909,000739
Gross Fiduciary activities income$215,000429
Service charges on deposit accounts$509,000801
Trading account gains and fees$0115
Additional Noninterest Income$1,185,000702
Total noninterest expense$5,476,000764
Salaries and employee benefits$3,489,000635
Premises and equipment expense$818,000727
Additional noninterest expense$1,169,0001,059
Pre-tax net operating income$1,494,0001,523
Securities gains (losses)$01,685
Applicable income taxes$423,0001,548
Income before extraordinary items$1,071,0001,569
Extraordinary gains, net$024
Net income$1,071,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-116,0008,812
Cash dividends$260,0001,911
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,071,0001,545
2004-12-31 (YTD Data)Rank
Total interest income$34,944,000798
Total interest expense$12,939,000637
Net interest income$22,005,000893
Provision for loan and lease losses$1,750,000618
Total noninterest income$14,616,000471
Gross Fiduciary activities income$740,000443
Service charges on deposit accounts$3,044,000564
Trading account gains and fees$0138
Additional Noninterest Income$10,832,000392
Total noninterest expense$25,565,000645
Salaries and employee benefits$13,835,000611
Premises and equipment expense$3,898,000588
Additional noninterest expense$7,832,000671
Pre-tax net operating income$9,306,000942
Securities gains (losses)$123,0001,107
Applicable income taxes$3,133,000871
Income before extraordinary items$6,296,0001,044
Extraordinary gains, net$034
Net income$6,296,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000761
Cash dividends$3,395,000886
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,213,5901,024
2004-09-30 (YTD Data)Rank
Total interest income$26,886,000777
Total interest expense$9,929,000613
Net interest income$16,957,000867
Provision for loan and lease losses$1,450,000544
Total noninterest income$12,635,000447
Gross Fiduciary activities income$543,000453
Service charges on deposit accounts$2,402,000545
Trading account gains and fees$0134
Additional Noninterest Income$9,690,000354
Total noninterest expense$19,382,000638
Salaries and employee benefits$10,539,000606
Premises and equipment expense$2,629,000666
Additional noninterest expense$6,214,000638
Pre-tax net operating income$8,760,000757
Securities gains (losses)$132,0001,010
Applicable income taxes$3,115,000698
Income before extraordinary items$5,777,000858
Extraordinary gains, net$026
Net income$5,777,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,000952
Cash dividends$1,838,0001,066
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,691,200835
2004-06-30 (YTD Data)Rank
Total interest income$18,369,000747
Total interest expense$6,872,000578
Net interest income$11,497,000852
Provision for loan and lease losses$1,250,000444
Total noninterest income$6,071,000544
Gross Fiduciary activities income$364,000448
Service charges on deposit accounts$1,748,000509
Trading account gains and fees$0130
Additional Noninterest Income$3,959,000489
Total noninterest expense$12,607,000651
Salaries and employee benefits$7,230,000588
Premises and equipment expense$1,721,000673
Additional noninterest expense$3,656,000701
Pre-tax net operating income$3,711,0001,162
Securities gains (losses)$10,0002,414
Applicable income taxes$1,058,0001,222
Income before extraordinary items$2,663,0001,224
Extraordinary gains, net$021
Net income$2,663,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,422
Cash dividends$1,149,0001,125
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,655,8001,183
2004-03-31 (YTD Data)Rank
Total interest income$9,521,000736
Total interest expense$3,596,000568
Net interest income$5,925,000831
Provision for loan and lease losses$750,000379
Total noninterest income$2,906,000554
Gross Fiduciary activities income$184,000454
Service charges on deposit accounts$819,000524
Trading account gains and fees$0121
Additional Noninterest Income$1,903,000498
Total noninterest expense$6,307,000652
Salaries and employee benefits$3,628,000602
Premises and equipment expense$852,000694
Additional noninterest expense$1,827,000690
Pre-tax net operating income$1,774,0001,185
Securities gains (losses)$02,934
Applicable income taxes$492,0001,307
Income before extraordinary items$1,282,0001,264
Extraordinary gains, net$016
Net income$1,282,0001,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-121,0008,987
Cash dividends$507,0001,163
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,282,0001,197
2003-12-31 (YTD Data)Rank
Total interest income$31,321,000897
Total interest expense$11,796,000746
Net interest income$19,525,000984
Provision for loan and lease losses$1,298,000912
Total noninterest income$11,733,000577
Gross Fiduciary activities income$701,000457
Service charges on deposit accounts$2,892,000589
Trading account gains and fees$0160
Additional Noninterest Income$8,140,000519
Total noninterest expense$20,161,000805
Salaries and employee benefits$11,289,000756
Premises and equipment expense$2,525,000886
Additional noninterest expense$6,347,000809
Pre-tax net operating income$9,799,000870
Securities gains (losses)$212,0001,305
Applicable income taxes$3,195,000875
Income before extraordinary items$6,816,000944
Extraordinary gains, net$054
Net income$6,816,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,012,000553
Cash dividends$3,564,000861
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,671,840910
2003-09-30 (YTD Data)Rank
Total interest income$23,919,000901
Total interest expense$8,934,000774
Net interest income$14,985,000970
Provision for loan and lease losses$895,000997
Total noninterest income$9,153,000590
Gross Fiduciary activities income$503,000474
Service charges on deposit accounts$2,198,000593
Trading account gains and fees$0153
Additional Noninterest Income$6,452,000533
Total noninterest expense$14,865,000825
Salaries and employee benefits$8,486,000767
Premises and equipment expense$1,718,0001,009
Additional noninterest expense$4,661,000837
Pre-tax net operating income$8,378,000808
Securities gains (losses)$212,0001,198
Applicable income taxes$2,788,000826
Income before extraordinary items$5,802,000877
Extraordinary gains, net$040
Net income$5,802,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$745,000854
Cash dividends$2,619,000819
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,657,840822
2003-06-30 (YTD Data)Rank
Total interest income$15,972,000913
Total interest expense$6,123,000785
Net interest income$9,849,000984
Provision for loan and lease losses$646,000931
Total noninterest income$6,288,000571
Gross Fiduciary activities income$323,000486
Service charges on deposit accounts$1,450,000589
Trading account gains and fees$0150
Additional Noninterest Income$4,515,000508
Total noninterest expense$9,871,000829
Salaries and employee benefits$5,520,000784
Premises and equipment expense$1,135,0001,017
Additional noninterest expense$3,216,000811
Pre-tax net operating income$5,620,000794
Securities gains (losses)$154,0001,212
Applicable income taxes$1,862,000823
Income before extraordinary items$3,912,000865
Extraordinary gains, net$030
Net income$3,912,000866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000676
Cash dividends$1,636,000888
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,807,280821
2003-03-31 (YTD Data)Rank
Total interest income$8,105,000912
Total interest expense$3,118,000786
Net interest income$4,987,000972
Provision for loan and lease losses$398,000738
Total noninterest income$3,053,000581
Gross Fiduciary activities income$177,000472
Service charges on deposit accounts$691,000603
Trading account gains and fees$0134
Additional Noninterest Income$2,185,000511
Total noninterest expense$4,868,000836
Salaries and employee benefits$2,694,000800
Premises and equipment expense$586,000982
Additional noninterest expense$1,588,000791
Pre-tax net operating income$2,774,000806
Securities gains (losses)$92,0001,047
Applicable income taxes$919,000857
Income before extraordinary items$1,947,000866
Extraordinary gains, net$021
Net income$1,947,000865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,000536
Cash dividends$663,000964
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,884,440824
2002-12-31 (YTD Data)Rank
Total interest income$25,574,0001,197
Total interest expense$11,418,000981
Net interest income$14,156,0001,369
Provision for loan and lease losses$2,700,000591
Total noninterest income$9,527,000650
Gross Fiduciary activities income$775,000454
Service charges on deposit accounts$2,125,000760
Trading account gains and fees$0153
Additional Noninterest Income$6,627,000572
Total noninterest expense$16,619,000947
Salaries and employee benefits$9,090,000888
Premises and equipment expense$1,846,0001,199
Additional noninterest expense$5,683,000882
Pre-tax net operating income$4,364,0001,852
Securities gains (losses)$253,0001,013
Applicable income taxes$1,248,0001,895
Income before extraordinary items$3,369,0001,775
Extraordinary gains, net$070
Net income$3,369,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,737,000465
Cash dividends$2,282,0001,181
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,184,3101,820
2001-12-31 (YTD Data)Rank
Total interest income$30,569,0001,113
Total interest expense$16,393,000978
Net interest income$14,176,0001,251
Provision for loan and lease losses$2,082,000677
Total noninterest income$8,472,000672
Gross Fiduciary activities income$186,000856
Service charges on deposit accounts$2,122,000700
Trading account gains and fees$0177
Additional Noninterest Income$6,164,000563
Total noninterest expense$15,129,000980
Salaries and employee benefits$8,000,000940
Premises and equipment expense$1,834,0001,161
Additional noninterest expense$5,295,000918
Pre-tax net operating income$5,437,0001,349
Securities gains (losses)$371,000771
Applicable income taxes$1,681,0001,361
Income before extraordinary items$4,127,0001,319
Extraordinary gains, net$0105
Net income$4,127,0001,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,194,000411
Cash dividends$2,341,0001,153
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,863,5901,348
2000-12-31 (YTD Data)Rank
Total interest income$31,306,0001,124
Total interest expense$17,069,0001,036
Net interest income$14,237,0001,231
Provision for loan and lease losses$4,050,000371
Total noninterest income$7,788,000688
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,779,000765
Trading account gains and fees$0180
Additional Noninterest Income$6,009,000564
Total noninterest expense$14,115,000999
Salaries and employee benefits$7,023,0001,002
Premises and equipment expense$1,734,0001,156
Additional noninterest expense$5,358,000906
Pre-tax net operating income$3,860,0001,892
Securities gains (losses)$-14,0008,543
Applicable income taxes$1,021,0002,086
Income before extraordinary items$2,825,0001,842
Extraordinary gains, net$038
Net income$2,825,0001,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,615,000540
Cash dividends$2,337,0001,182
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,835,2201,843
1999-12-31 (YTD Data)Rank
Total interest income$28,515,0001,144
Total interest expense$14,304,0001,061
Net interest income$14,211,0001,241
Provision for loan and lease losses$775,0001,221
Total noninterest income$7,030,000753
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,480,000894
Trading account gains and fees$0173
Additional Noninterest Income$5,550,000611
Total noninterest expense$13,018,0001,071
Salaries and employee benefits$6,390,0001,074
Premises and equipment expense$1,677,0001,202
Additional noninterest expense$4,951,000963
Pre-tax net operating income$7,448,0001,044
Securities gains (losses)$122,000665
Applicable income taxes$2,397,0001,054
Income before extraordinary items$5,173,0001,062
Extraordinary gains, net$035
Net income$5,173,0001,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,000880
Cash dividends$2,505,0001,125
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,090,0401,057
1998-12-31 (YTD Data)Rank
Total interest income$26,534,0001,218
Total interest expense$13,390,0001,148
Net interest income$13,144,0001,293
Provision for loan and lease losses$1,165,000859
Total noninterest income$4,659,000987
Gross Fiduciary activities income$150,000931
Service charges on deposit accounts$1,295,000950
Trading account gains and fees$0224
Additional Noninterest Income$3,214,000863
Total noninterest expense$9,584,0001,369
Salaries and employee benefits$4,452,0001,466
Premises and equipment expense$1,232,0001,594
Additional noninterest expense$3,900,0001,147
Pre-tax net operating income$7,054,0001,069
Securities gains (losses)$-18,00010,273
Applicable income taxes$2,195,0001,152
Income before extraordinary items$4,841,0001,115
Extraordinary gains, net$032
Net income$4,841,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,090
Cash dividends$3,143,000937
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,853,4201,075
1997-12-31 (YTD Data)Rank
Total interest income$24,333,0001,363
Total interest expense$11,771,0001,339
Net interest income$12,562,0001,375
Provision for loan and lease losses$626,0001,454
Total noninterest income$3,201,0001,236
Gross Fiduciary activities income$516,000646
Service charges on deposit accounts$1,034,0001,227
Trading account gains and fees$0239
Additional Noninterest Income$1,651,0001,253
Total noninterest expense$8,651,0001,518
Salaries and employee benefits$3,717,0001,758
Premises and equipment expense$1,235,0001,574
Additional noninterest expense$3,699,0001,193
Pre-tax net operating income$6,486,0001,214
Securities gains (losses)$-16,00010,264
Applicable income taxes$2,054,0001,290
Income before extraordinary items$4,416,0001,237
Extraordinary gains, net$044
Net income$4,416,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$628,0001,116
Cash dividends$6,136,000530
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,426,8801,212
1996-12-31 (YTD Data)Rank
Total interest income$19,810,0001,703
Total interest expense$10,120,0001,572
Net interest income$9,690,0001,837
Provision for loan and lease losses$816,0001,188
Total noninterest income$2,357,0001,612
Gross Fiduciary activities income$393,000777
Service charges on deposit accounts$752,0001,795
Trading account gains and fees$0262
Additional Noninterest Income$1,212,0001,585
Total noninterest expense$7,463,0001,894
Salaries and employee benefits$2,917,0002,274
Premises and equipment expense$964,0002,083
Additional noninterest expense$3,582,0001,487
Pre-tax net operating income$3,768,0001,923
Securities gains (losses)$-26,00010,772
Applicable income taxes$977,0002,402
Income before extraordinary items$2,765,0001,789
Extraordinary gains, net$053
Net income$2,765,0001,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,009,000895
Cash dividends$1,024,0002,089
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,784,2401,746
1995-12-31 (YTD Data)Rank
Total interest income$18,799,0001,805
Total interest expense$9,597,0001,654
Net interest income$9,202,0001,950
Provision for loan and lease losses$600,0001,345
Total noninterest income$2,146,0001,735
Gross Fiduciary activities income$330,000860
Service charges on deposit accounts$751,0001,815
Trading account gains and fees$0522
Additional Noninterest Income$1,065,0001,728
Total noninterest expense$7,132,0001,941
Salaries and employee benefits$2,640,0002,533
Premises and equipment expense$860,0002,329
Additional noninterest expense$3,632,0001,445
Pre-tax net operating income$3,616,0002,037
Securities gains (losses)$96,000982
Applicable income taxes$1,055,0002,262
Income before extraordinary items$2,657,0001,887
Extraordinary gains, net$065
Net income$2,657,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,946
Cash dividends$1,437,0001,557
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,587,8801,920
1994-12-31 (YTD Data)Rank
Total interest income$16,428,0001,878
Total interest expense$7,457,0001,680
Net interest income$8,971,0002,018
Provision for loan and lease losses$600,0001,325
Total noninterest income$1,852,0001,934
Gross Fiduciary activities income$301,000898
Service charges on deposit accounts$752,0001,800
Trading account gains and fees$0475
Additional Noninterest Income$799,0002,138
Total noninterest expense$7,080,0002,019
Salaries and employee benefits$2,595,0002,566
Premises and equipment expense$808,0002,507
Additional noninterest expense$3,677,0001,516
Pre-tax net operating income$3,143,0002,249
Securities gains (losses)$115,000722
Applicable income taxes$761,0002,902
Income before extraordinary items$2,497,0001,959
Extraordinary gains, net$0249
Net income$2,497,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$680,0001,118
Cash dividends$984,0001,963
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,408,4502,041
1993-12-31 (YTD Data)Rank
Total interest income$16,986,0001,846
Total interest expense$7,525,0001,749
Net interest income$9,461,0001,907
Provision for loan and lease losses$1,170,0001,174
Total noninterest income$1,499,0002,451
Gross Fiduciary activities income$200,0001,061
Service charges on deposit accounts$686,0001,989
Trading account gains and fees$0532
Additional Noninterest Income$613,0002,851
Total noninterest expense$6,982,0002,098
Salaries and employee benefits$2,531,0002,607
Premises and equipment expense$806,0002,541
Additional noninterest expense$3,645,0001,638
Pre-tax net operating income$2,808,0002,447
Securities gains (losses)$139,0002,071
Applicable income taxes$761,0002,867
Income before extraordinary items$2,186,0002,283
Extraordinary gains, net$03,149
Net income$2,186,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,018,0001,129
Cash dividends$887,0001,975
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,083,1402,254
1992-12-31 (YTD Data)Rank
Total interest income$17,919,0001,987
Total interest expense$9,066,0001,867
Net interest income$8,853,0002,066
Provision for loan and lease losses$1,255,0001,590
Total noninterest income$1,346,0002,604
Gross Fiduciary activities income$205,0001,078
Service charges on deposit accounts$586,0002,350
Trading account gains and fees$0504
Additional Noninterest Income$555,0002,982
Total noninterest expense$6,555,0002,236
Salaries and employee benefits$2,417,0002,687
Premises and equipment expense$899,0002,311
Additional noninterest expense$3,239,0001,871
Pre-tax net operating income$2,389,0002,608
Securities gains (losses)$325,0001,465
Applicable income taxes$701,0002,972
Income before extraordinary items$2,013,0002,278
Extraordinary gains, net$01,422
Net income$2,013,0002,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,060,0001,502
Cash dividends$572,0002,504
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,772,5002,400

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.