Home > Centrue Bank > Net charge- offs to loans
Centrue Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 4,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0480% | 5,375 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0566% | 4,582 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2372% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6204% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0409% | 5,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1565% | 5,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.1174% | 4,952 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 5,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0936% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1963% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3122% | 5,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 3,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0324% | 3,476 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 5,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 5,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.1390% | 5,026 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1757% | 5,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1925% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0688% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0840% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2425% | 5,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 4,975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.1831% | 5,140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2571% | 5,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8542% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 4,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1697% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1516% | 5,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0655% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0508% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 5,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.2861% | 5,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5025% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6022% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1097% | 5,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2120% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 5,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2601% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4037% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4037% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0394% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0784% | 5,647 |
| Percentage Net Loans Charged-off:Construction & development | -0.2539% | 5,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1529% | 4,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6006% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9934% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2896% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8239% | 5,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9228% | 5,910 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0117% | 5,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0964% | 5,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1650% | 5,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.3037% | 5,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0619% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.9195% | 4,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5311% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8697% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4428% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1372% | 6,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2681% | 6,005 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0103% | 5,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2315% | 6,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3780% | 6,134 |
| Percentage Net Loans Charged-off:Construction & development | -0.3164% | 5,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0852% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.4567% | 5,011 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2074% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0394% | 4,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3654% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8293% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5438% | 6,118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7452% | 6,092 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 5,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0099% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.5231% | 5,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 5,428 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1147% | 4,941 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2187% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0589% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3917% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 5,443 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8642% | 6,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8642% | 5,994 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 5,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8864% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8427% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 5.4870% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2955% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4111% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4529% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5469% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9716% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2232% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0108% | 5,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2412% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.6420% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1268% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2873% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2449% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3112% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4245% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0498% | 5,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0498% | 5,343 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 5,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2679% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.8448% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1099% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2369% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3661% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4065% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8778% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2281% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2281% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 2,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.5242% | 5,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1558% | 689 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0346% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4349% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6156% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3942% | 5,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6297% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6297% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8954% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0307% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 1.8140% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4542% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5365% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4558% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5006% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4747% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6579% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 3,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 3,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 5,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3022% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3916% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 1.9205% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1256% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0447% | 5,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7350% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4876% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8910% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5840% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1970% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0057% | 5,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7496% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7984% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 2.8488% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3200% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0357% | 5,268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8438% | 73 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4693% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5266% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1369% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4444% | 6,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4444% | 6,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1833% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0560% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 2.5800% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6486% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0649% | 5,340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1769% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8272% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 8.7990% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2499% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4474% | 6,305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4474% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0982% | 338 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3724% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 13.3306% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6177% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3789% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7899% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4187% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9493% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6930% | 1,792 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1184% | 6,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1184% | 6,236 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0135% | 5,849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0051% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3061% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 10.7197% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6999% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7211% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7366% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9358% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6531% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2926% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1092% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1092% | 3,487 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0062% | 5,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9843% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3094% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 4.2245% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6868% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1944% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5431% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7332% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4660% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0572% | 2,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2470% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2470% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5514% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8017% | 472 |
| Percentage Net Loans Charged-off:Construction & development | -2.3485% | 6,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4560% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7319% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1195% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0114% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7732% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6741% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6741% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2453% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7107% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 17.8981% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5529% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9753% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8408% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3360% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6607% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8934% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5686% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2836% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 5,832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5118% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0752% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 21.2618% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7099% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9075% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8189% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7526% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4837% | 1,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6098% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6347% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5493% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0940% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1622% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8435% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 21.3636% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2487% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2366% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4922% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0543% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2918% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5535% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 2,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2708% | 2,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7108% | 264 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3071% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 26.5334% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7939% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.3865% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4033% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4853% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3739% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2894% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7588% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3356% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4828% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0086% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 26.6983% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6111% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5133% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2524% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8234% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4054% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0392% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3686% | 1,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5126% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7724% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 16.1194% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6209% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1862% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3565% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0843% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4533% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4843% | 1,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8539% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0058% | 6,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6668% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9644% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 15.1471% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0554% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2700% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9462% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5875% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0744% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3972% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7206% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8859% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2116% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 15.6394% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6730% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0920% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4631% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9568% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6219% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2826% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7523% | 816 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0318% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 12.6123% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1770% | 2,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3838% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3464% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6963% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2138% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2609% | 2,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9182% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1842% | 1,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3245% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4595% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 10.4909% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 2,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2716% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1515% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3165% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7839% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3635% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2588% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6974% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5547% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 1.7664% | 1,499 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 7,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7196% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6780% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3711% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9162% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9394% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3147% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 3,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1453% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1961% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1029% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4481% | 7,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5876% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3852% | 2,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3434% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.6715% | 1,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0980% | 1,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5392% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2538% | 958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6212% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6911% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5591% | 3,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2902% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2275% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.8881% | 1,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1116% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0605% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7035% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0683% | 7,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9510% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0726% | 4,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 2,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6351% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3565% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0836% | 4,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 3,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0637% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 2,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4507% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2303% | 4,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 1,743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2307% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0103% | 1,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0628% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6205% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0151% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1312% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4285% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1034% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0288% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 7,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5886% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5113% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6125% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2454% | 2,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 5,409 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0085% | 1,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3128% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3245% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0314% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9586% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3945% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1930% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3404% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4691% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 6,868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2749% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2956% | 8,373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4863% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6043% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8581% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1522% | 7,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8546% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0088% | 6,888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1460% | 8,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0802% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3434% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7686% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0434% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8028% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0500% | 7,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3916% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4941% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0804% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2620% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 7,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6414% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 71.4286% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1397% | 7,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4486% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5994% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2993% | 109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2742% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 7,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6069% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 76.1905% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1629% | 7,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3243% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4282% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9120% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2716% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2075% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2955% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2951% | 7,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3772% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | 35.2734% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1605% | 7,367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1104% | 8,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 8,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 8,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 8,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 8,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2012% | 8,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7369% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 114.2857% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3185% | 7,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2307% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 8,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1476% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2381% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2768% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3076% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | 14.6564% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5791% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 8,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1601% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1424% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1261% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1141% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1634% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6518% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 5,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 8,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2402% | 8,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2811% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1874% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3996% | 8,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2011% | 1,506 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0029% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4588% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1026% | 8,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1676% | 8,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4949% | 8,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5676% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 8,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6118% | 8,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7146% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5306% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0661% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5544% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.6649% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2960% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3917% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5068% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2161% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5748% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1479% | 1,440 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2769% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2779% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3656% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6309% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0373% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9997% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0258% | 7,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3406% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4446% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0735% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0294% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7726% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0597% | 7,480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7201% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1471% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5135% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9677% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 1,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3733% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4935% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8954% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4532% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5215% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0978% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3648% | 543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3795% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6287% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7823% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9787% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1818% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5824% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 7,716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5618% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8022% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6998% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3040% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2838% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1935% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1809% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2109% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4251% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6749% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4297% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5924% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0295% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8200% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3056% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2211% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6366% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8398% | 646 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8259% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0228% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6159% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5050% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7637% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8337% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |