Home > Centrix Bank & Trust > Income and Expense

Centrix Bank & Trust, Income and Expense

2014-09-30 (YTD Data)Rank
Total interest income$28,432,000658
Total interest expense$4,302,000487
Net interest income$24,130,000681
Provision for loan and lease losses$975,000679
Total noninterest income$1,015,0002,681
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$238,0003,130
Trading account gains and fees$0174
Additional Noninterest Income$777,0002,300
Total noninterest expense$13,722,0001,109
Salaries and employee benefits$7,759,0001,051
Premises and equipment expense$1,551,0001,163
Additional noninterest expense$4,412,0001,119
Pre-tax net operating income$10,448,000613
Securities gains (losses)$8,0002,425
Applicable income taxes$4,189,000458
Income before extraordinary items$6,267,000799
Extraordinary gains, net$015
Net income$6,267,000797
Minority interest net income$081
Net income of bank and minority interests.$6,267,000798
Net charge-offs$480,0001,191
Cash dividends$183,0003,141
Sale, conversion, retirement of capital stock, net$323,000291
Net operating income$6,261,880783
2014-06-30 (YTD Data)Rank
Total interest income$18,764,000661
Total interest expense$2,821,000500
Net interest income$15,943,000683
Provision for loan and lease losses$1,044,000438
Total noninterest income$661,0002,689
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$161,0003,087
Trading account gains and fees$0172
Additional Noninterest Income$500,0002,315
Total noninterest expense$8,963,0001,127
Salaries and employee benefits$5,188,0001,052
Premises and equipment expense$1,015,0001,197
Additional noninterest expense$2,760,0001,180
Pre-tax net operating income$6,597,000631
Securities gains (losses)$1,0002,460
Applicable income taxes$2,584,000478
Income before extraordinary items$4,014,000808
Extraordinary gains, net$020
Net income$4,014,000809
Minority interest net income$080
Net income of bank and minority interests.$4,014,000808
Net charge-offs$287,0001,286
Cash dividends$123,0003,048
Sale, conversion, retirement of capital stock, net$308,000226
Net operating income$4,013,360794
2014-03-31 (YTD Data)Rank
Total interest income$9,160,000685
Total interest expense$1,364,000532
Net interest income$7,796,000703
Provision for loan and lease losses$364,000596
Total noninterest income$330,0002,667
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$81,0003,056
Trading account gains and fees$0147
Additional Noninterest Income$249,0002,263
Total noninterest expense$4,423,0001,148
Salaries and employee benefits$2,633,0001,036
Premises and equipment expense$518,0001,195
Additional noninterest expense$1,272,0001,262
Pre-tax net operating income$3,339,000603
Securities gains (losses)$01,715
Applicable income taxes$1,274,000462
Income before extraordinary items$2,065,000754
Extraordinary gains, net$016
Net income$2,065,000755
Minority interest net income$066
Net income of bank and minority interests.$2,065,000755
Net charge-offs$294,000722
Cash dividends$61,0002,475
Sale, conversion, retirement of capital stock, net$288,000143
Net operating income$2,065,000740
2013-12-31 (YTD Data)Rank
Total interest income$34,555,000720
Total interest expense$4,691,000711
Net interest income$29,864,000717
Provision for loan and lease losses$1,849,000662
Total noninterest income$1,370,0002,731
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$325,0003,213
Trading account gains and fees$0184
Additional Noninterest Income$1,045,0002,324
Total noninterest expense$17,817,0001,150
Salaries and employee benefits$10,302,0001,053
Premises and equipment expense$1,971,0001,200
Additional noninterest expense$5,544,0001,213
Pre-tax net operating income$11,568,000679
Securities gains (losses)$03,182
Applicable income taxes$3,910,000551
Income before extraordinary items$7,658,000822
Extraordinary gains, net$029
Net income$7,658,000823
Minority interest net income$090
Net income of bank and minority interests.$7,658,000824
Net charge-offs$995,0001,275
Cash dividends$247,0003,455
Sale, conversion, retirement of capital stock, net$1,035,000208
Net operating income$7,658,000808
2013-09-30 (YTD Data)Rank
Total interest income$25,540,000735
Total interest expense$3,445,000754
Net interest income$22,095,000722
Provision for loan and lease losses$1,478,000654
Total noninterest income$1,006,0002,808
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$243,0003,233
Trading account gains and fees$0180
Additional Noninterest Income$763,0002,399
Total noninterest expense$13,472,0001,130
Salaries and employee benefits$7,599,0001,072
Premises and equipment expense$1,447,0001,235
Additional noninterest expense$4,426,0001,136
Pre-tax net operating income$8,151,000732
Securities gains (losses)$03,040
Applicable income taxes$2,601,000606
Income before extraordinary items$5,550,000857
Extraordinary gains, net$025
Net income$5,550,000858
Minority interest net income$084
Net income of bank and minority interests.$5,550,000859
Net charge-offs$242,0002,351
Cash dividends$184,0002,990
Sale, conversion, retirement of capital stock, net$794,000182
Net operating income$5,550,000839
2013-06-30 (YTD Data)Rank
Total interest income$16,739,000741
Total interest expense$2,274,000785
Net interest income$14,465,000733
Provision for loan and lease losses$631,000947
Total noninterest income$658,0002,877
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$168,0003,166
Trading account gains and fees$0157
Additional Noninterest Income$490,0002,498
Total noninterest expense$8,301,0001,223
Salaries and employee benefits$5,050,0001,072
Premises and equipment expense$957,0001,251
Additional noninterest expense$2,294,0001,428
Pre-tax net operating income$6,191,000631
Securities gains (losses)$02,791
Applicable income taxes$2,338,000487
Income before extraordinary items$3,853,000810
Extraordinary gains, net$022
Net income$3,853,000810
Minority interest net income$082
Net income of bank and minority interests.$3,853,000812
Net charge-offs$248,0001,875
Cash dividends$123,0002,882
Sale, conversion, retirement of capital stock, net$337,000208
Net operating income$3,853,000784
2013-03-31 (YTD Data)Rank
Total interest income$8,305,000751
Total interest expense$1,129,000825
Net interest income$7,176,000741
Provision for loan and lease losses$453,000732
Total noninterest income$329,0002,873
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$83,0003,174
Trading account gains and fees$0148
Additional Noninterest Income$246,0002,492
Total noninterest expense$4,236,0001,208
Salaries and employee benefits$2,605,0001,049
Premises and equipment expense$487,0001,242
Additional noninterest expense$1,144,0001,423
Pre-tax net operating income$2,816,000687
Securities gains (losses)$01,966
Applicable income taxes$1,054,000525
Income before extraordinary items$1,762,000868
Extraordinary gains, net$010
Net income$1,762,000869
Minority interest net income$076
Net income of bank and minority interests.$1,762,000870
Net charge-offs$-1,0005,189
Cash dividends$61,0002,280
Sale, conversion, retirement of capital stock, net$114,000221
Net operating income$1,762,000828
2012-12-31 (YTD Data)Rank
Total interest income$33,276,000790
Total interest expense$5,385,000828
Net interest income$27,891,000774
Provision for loan and lease losses$3,215,000727
Total noninterest income$1,087,0003,115
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$273,0003,665
Trading account gains and fees$0166
Additional Noninterest Income$814,0002,654
Total noninterest expense$16,328,0001,237
Salaries and employee benefits$9,943,0001,056
Premises and equipment expense$1,981,0001,193
Additional noninterest expense$4,404,0001,526
Pre-tax net operating income$9,435,000761
Securities gains (losses)$1,360,000387
Applicable income taxes$3,931,000504
Income before extraordinary items$6,864,000867
Extraordinary gains, net$029
Net income$6,864,000867
Minority interest net income$093
Net income of bank and minority interests.$6,864,000867
Net charge-offs$2,654,000927
Cash dividends$245,0003,469
Sale, conversion, retirement of capital stock, net$628,000275
Net operating income$5,993,600949
2012-09-30 (YTD Data)Rank
Total interest income$24,957,000800
Total interest expense$3,965,000895
Net interest income$20,992,000781
Provision for loan and lease losses$1,056,0001,385
Total noninterest income$703,0003,407
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$187,0003,901
Trading account gains and fees$0157
Additional Noninterest Income$516,0002,909
Total noninterest expense$12,513,0001,213
Salaries and employee benefits$7,538,0001,040
Premises and equipment expense$1,448,0001,236
Additional noninterest expense$3,527,0001,444
Pre-tax net operating income$8,126,000688
Securities gains (losses)$1,360,000300
Applicable income taxes$3,593,000458
Income before extraordinary items$5,893,000778
Extraordinary gains, net$020
Net income$5,893,000776
Minority interest net income$086
Net income of bank and minority interests.$5,893,000778
Net charge-offs$468,0002,280
Cash dividends$184,0002,974
Sale, conversion, retirement of capital stock, net$405,000261
Net operating income$5,022,600854
2012-06-30 (YTD Data)Rank
Total interest income$16,535,000815
Total interest expense$2,677,000914
Net interest income$13,858,000792
Provision for loan and lease losses$734,0001,378
Total noninterest income$427,0003,539
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$119,0003,981
Trading account gains and fees$0153
Additional Noninterest Income$308,0003,036
Total noninterest expense$8,341,0001,208
Salaries and employee benefits$5,004,0001,044
Premises and equipment expense$990,0001,204
Additional noninterest expense$2,347,0001,451
Pre-tax net operating income$5,210,000711
Securities gains (losses)$1,360,000200
Applicable income taxes$2,478,000452
Income before extraordinary items$4,092,000748
Extraordinary gains, net$019
Net income$4,092,000747
Minority interest net income$084
Net income of bank and minority interests.$4,092,000748
Net charge-offs$213,0002,682
Cash dividends$123,0002,867
Sale, conversion, retirement of capital stock, net$350,000209
Net operating income$3,221,600889
2012-03-31 (YTD Data)Rank
Total interest income$8,296,000818
Total interest expense$1,375,000921
Net interest income$6,921,000796
Provision for loan and lease losses$319,0001,437
Total noninterest income$191,0003,738
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$130,0003,275
Total noninterest expense$4,181,0001,199
Salaries and employee benefits$2,493,0001,040
Premises and equipment expense$497,0001,207
Additional noninterest expense$1,191,0001,418
Pre-tax net operating income$2,612,000705
Securities gains (losses)$02,210
Applicable income taxes$990,000509
Income before extraordinary items$1,622,000921
Extraordinary gains, net$019
Net income$1,622,000922
Minority interest net income$078
Net income of bank and minority interests.$1,622,000922
Net charge-offs$122,0002,285
Cash dividends$61,0002,338
Sale, conversion, retirement of capital stock, net$289,000139
Net operating income$1,622,000869
2011-12-31 (YTD Data)Rank
Total interest income$32,958,000840
Total interest expense$6,580,000923
Net interest income$26,378,000828
Provision for loan and lease losses$1,490,0001,895
Total noninterest income$639,0003,944
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$223,0004,186
Trading account gains and fees$0146
Additional Noninterest Income$416,0003,375
Total noninterest expense$15,620,0001,264
Salaries and employee benefits$9,348,0001,057
Premises and equipment expense$1,901,0001,311
Additional noninterest expense$4,371,0001,563
Pre-tax net operating income$9,907,000631
Securities gains (losses)$03,838
Applicable income taxes$3,793,000487
Income before extraordinary items$6,114,000809
Extraordinary gains, net$029
Net income$6,114,000806
Minority interest net income$096
Net income of bank and minority interests.$6,114,000809
Net charge-offs$1,158,0002,186
Cash dividends$446,0002,558
Sale, conversion, retirement of capital stock, net$16,818,00046
Net operating income$6,114,000790
2011-09-30 (YTD Data)Rank
Total interest income$24,585,000865
Total interest expense$5,060,000940
Net interest income$19,525,000849
Provision for loan and lease losses$983,0001,988
Total noninterest income$443,0004,119
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$163,0004,249
Trading account gains and fees$0145
Additional Noninterest Income$280,0003,561
Total noninterest expense$11,744,0001,261
Salaries and employee benefits$6,916,0001,070
Premises and equipment expense$1,411,0001,337
Additional noninterest expense$3,417,0001,512
Pre-tax net operating income$7,241,000668
Securities gains (losses)$03,555
Applicable income taxes$2,814,000488
Income before extraordinary items$4,427,000870
Extraordinary gains, net$021
Net income$4,427,000869
Minority interest net income$087
Net income of bank and minority interests.$4,427,000870
Net charge-offs$881,0002,034
Cash dividends$287,0002,394
Sale, conversion, retirement of capital stock, net$16,746,00038
Net operating income$4,427,000828
2011-06-30 (YTD Data)Rank
Total interest income$16,249,000881
Total interest expense$3,413,000969
Net interest income$12,836,000861
Provision for loan and lease losses$608,0002,034
Total noninterest income$348,0003,835
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$102,0004,351
Trading account gains and fees$0153
Additional Noninterest Income$246,0003,179
Total noninterest expense$7,885,0001,266
Salaries and employee benefits$4,591,0001,088
Premises and equipment expense$960,0001,327
Additional noninterest expense$2,334,0001,489
Pre-tax net operating income$4,691,000673
Securities gains (losses)$02,914
Applicable income taxes$1,822,000495
Income before extraordinary items$2,869,000868
Extraordinary gains, net$015
Net income$2,869,000868
Minority interest net income$089
Net income of bank and minority interests.$2,869,000868
Net charge-offs$252,0002,873
Cash dividends$204,0002,262
Sale, conversion, retirement of capital stock, net$99,000411
Net operating income$2,869,000839
2011-03-31 (YTD Data)Rank
Total interest income$7,927,000915
Total interest expense$1,727,000986
Net interest income$6,200,000889
Provision for loan and lease losses$282,0002,067
Total noninterest income$163,0004,001
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$52,0004,288
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,390
Total noninterest expense$4,013,0001,244
Salaries and employee benefits$2,319,0001,087
Premises and equipment expense$475,0001,366
Additional noninterest expense$1,219,0001,434
Pre-tax net operating income$2,068,000756
Securities gains (losses)$01,772
Applicable income taxes$804,000530
Income before extraordinary items$1,264,000957
Extraordinary gains, net$09
Net income$1,264,000957
Minority interest net income$086
Net income of bank and minority interests.$1,264,000957
Net charge-offs$258,0001,893
Cash dividends$102,0001,881
Sale, conversion, retirement of capital stock, net$40,000391
Net operating income$1,264,000936
2010-12-31 (YTD Data)Rank
Total interest income$31,149,000976
Total interest expense$7,672,0001,078
Net interest income$23,477,000940
Provision for loan and lease losses$1,651,0002,327
Total noninterest income$684,0003,982
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$194,0004,467
Trading account gains and fees$0175
Additional Noninterest Income$490,0003,222
Total noninterest expense$14,273,0001,394
Salaries and employee benefits$8,050,0001,221
Premises and equipment expense$1,647,0001,549
Additional noninterest expense$4,576,0001,577
Pre-tax net operating income$8,237,000651
Securities gains (losses)$1,377,000369
Applicable income taxes$3,703,000455
Income before extraordinary items$5,911,000750
Extraordinary gains, net$029
Net income$5,911,000750
Minority interest net income$0111
Net income of bank and minority interests.$5,911,000751
Net charge-offs$1,020,0002,656
Cash dividends$409,0002,587
Sale, conversion, retirement of capital stock, net$163,000669
Net operating income$5,029,720838
2010-09-30 (YTD Data)Rank
Total interest income$23,197,0001,007
Total interest expense$5,790,0001,104
Net interest income$17,407,000957
Provision for loan and lease losses$906,0002,653
Total noninterest income$508,0004,043
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$141,0004,593
Trading account gains and fees$0165
Additional Noninterest Income$367,0003,234
Total noninterest expense$10,600,0001,406
Salaries and employee benefits$5,959,0001,237
Premises and equipment expense$1,221,0001,591
Additional noninterest expense$3,420,0001,549
Pre-tax net operating income$6,409,000667
Securities gains (losses)$1,377,000315
Applicable income taxes$2,954,000433
Income before extraordinary items$4,832,000720
Extraordinary gains, net$023
Net income$4,832,000719
Minority interest net income$0110
Net income of bank and minority interests.$4,832,000720
Net charge-offs$591,0002,847
Cash dividends$306,0002,299
Sale, conversion, retirement of capital stock, net$157,000549
Net operating income$3,950,720839
2010-06-30 (YTD Data)Rank
Total interest income$15,319,0001,034
Total interest expense$3,907,0001,148
Net interest income$11,412,000968
Provision for loan and lease losses$493,0002,882
Total noninterest income$335,0004,025
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$91,0004,654
Trading account gains and fees$0152
Additional Noninterest Income$244,0003,164
Total noninterest expense$6,997,0001,417
Salaries and employee benefits$3,875,0001,265
Premises and equipment expense$830,0001,583
Additional noninterest expense$2,292,0001,546
Pre-tax net operating income$4,257,000652
Securities gains (losses)$1,377,000189
Applicable income taxes$2,129,000384
Income before extraordinary items$3,505,000643
Extraordinary gains, net$019
Net income$3,505,000644
Minority interest net income$0105
Net income of bank and minority interests.$3,505,000644
Net charge-offs$89,0004,367
Cash dividends$204,0002,284
Sale, conversion, retirement of capital stock, net$136,000434
Net operating income$2,623,720815
2010-03-31 (YTD Data)Rank
Total interest income$7,572,0001,056
Total interest expense$2,018,0001,168
Net interest income$5,554,0001,010
Provision for loan and lease losses$327,0002,289
Total noninterest income$146,0004,335
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$47,0004,592
Trading account gains and fees$0175
Additional Noninterest Income$99,0003,543
Total noninterest expense$3,442,0001,458
Salaries and employee benefits$1,929,0001,295
Premises and equipment expense$421,0001,607
Additional noninterest expense$1,092,0001,609
Pre-tax net operating income$1,931,000698
Securities gains (losses)$1,377,000110
Applicable income taxes$1,279,000319
Income before extraordinary items$2,029,000548
Extraordinary gains, net$016
Net income$2,029,000550
Minority interest net income$091
Net income of bank and minority interests.$2,029,000550
Net charge-offs$69,0003,452
Cash dividends$102,0001,867
Sale, conversion, retirement of capital stock, net$109,000302
Net operating income$1,147,720928
2009-12-31 (YTD Data)Rank
Total interest income$28,757,0001,198
Total interest expense$9,199,0001,290
Net interest income$19,558,0001,125
Provision for loan and lease losses$2,218,0002,349
Total noninterest income$596,0004,385
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$196,0004,698
Trading account gains and fees$0211
Additional Noninterest Income$400,0003,550
Total noninterest expense$12,510,0001,639
Salaries and employee benefits$6,804,0001,477
Premises and equipment expense$1,574,0001,718
Additional noninterest expense$4,132,0001,799
Pre-tax net operating income$5,426,000782
Securities gains (losses)$03,754
Applicable income taxes$2,020,000563
Income before extraordinary items$3,406,000997
Extraordinary gains, net$034
Net income$3,406,000995
Minority interest net income$0115
Net income of bank and minority interests.$3,406,000996
Net charge-offs$738,0003,289
Cash dividends$317,0003,144
Sale, conversion, retirement of capital stock, net$7,790,000123
Net operating income$3,406,000994
2009-09-30 (YTD Data)Rank
Total interest income$21,008,0001,252
Total interest expense$6,969,0001,348
Net interest income$14,039,0001,183
Provision for loan and lease losses$1,793,0002,046
Total noninterest income$435,0004,502
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$148,0004,706
Trading account gains and fees$0212
Additional Noninterest Income$287,0003,691
Total noninterest expense$9,429,0001,619
Salaries and employee benefits$5,059,0001,501
Premises and equipment expense$1,221,0001,679
Additional noninterest expense$3,149,0001,709
Pre-tax net operating income$3,252,0001,005
Securities gains (losses)$03,497
Applicable income taxes$1,209,000729
Income before extraordinary items$2,043,0001,314
Extraordinary gains, net$027
Net income$2,043,0001,313
Minority interest net income$0118
Net income of bank and minority interests.$2,043,0001,314
Net charge-offs$684,0002,655
Cash dividends$215,0003,002
Sale, conversion, retirement of capital stock, net$7,746,000101
Net operating income$2,043,0001,286
2009-06-30 (YTD Data)Rank
Total interest income$13,815,0001,304
Total interest expense$4,576,0001,459
Net interest income$9,239,0001,205
Provision for loan and lease losses$1,151,0001,907
Total noninterest income$279,0004,575
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$97,0004,720
Trading account gains and fees$0193
Additional Noninterest Income$182,0003,792
Total noninterest expense$6,271,0001,646
Salaries and employee benefits$3,325,0001,549
Premises and equipment expense$807,0001,728
Additional noninterest expense$2,139,0001,705
Pre-tax net operating income$2,096,0001,078
Securities gains (losses)$03,136
Applicable income taxes$792,000756
Income before extraordinary items$1,304,0001,439
Extraordinary gains, net$021
Net income$1,304,0001,437
Minority interest net income$0112
Net income of bank and minority interests.$1,304,0001,438
Net charge-offs$540,0002,267
Cash dividends$112,0003,191
Sale, conversion, retirement of capital stock, net$7,724,00075
Net operating income$1,304,0001,406
2009-03-31 (YTD Data)Rank
Total interest income$6,729,0001,350
Total interest expense$2,219,0001,540
Net interest income$4,510,0001,229
Provision for loan and lease losses$241,0002,606
Total noninterest income$123,0004,822
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$44,0004,850
Trading account gains and fees$0171
Additional Noninterest Income$79,0004,030
Total noninterest expense$3,032,0001,652
Salaries and employee benefits$1,683,0001,552
Premises and equipment expense$413,0001,704
Additional noninterest expense$936,0001,730
Pre-tax net operating income$1,360,000934
Securities gains (losses)$02,434
Applicable income taxes$524,000644
Income before extraordinary items$836,0001,315
Extraordinary gains, net$015
Net income$836,0001,316
Minority interest net income$0102
Net income of bank and minority interests.$836,0001,317
Net charge-offs$119,0002,680
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$7,584,00039
Net operating income$836,0001,243
2008-12-31 (YTD Data)Rank
Total interest income$26,510,0001,469
Total interest expense$10,199,0001,592
Net interest income$16,311,0001,365
Provision for loan and lease losses$822,0003,003
Total noninterest income$499,0004,842
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0005,059
Trading account gains and fees$0154
Additional Noninterest Income$326,0003,947
Total noninterest expense$10,601,0001,825
Salaries and employee benefits$5,956,0001,719
Premises and equipment expense$1,490,0001,833
Additional noninterest expense$3,155,0001,925
Pre-tax net operating income$5,387,0001,029
Securities gains (losses)$03,220
Applicable income taxes$2,068,000662
Income before extraordinary items$3,319,0001,252
Extraordinary gains, net$039
Net income$3,319,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0003,169
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$793,000459
Net operating income$3,319,0001,330
2008-09-30 (YTD Data)Rank
Total interest income$19,670,0001,522
Total interest expense$7,854,0001,603
Net interest income$11,816,0001,433
Provision for loan and lease losses$289,0003,622
Total noninterest income$364,0005,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$126,0005,149
Trading account gains and fees$0148
Additional Noninterest Income$238,0004,113
Total noninterest expense$7,948,0001,815
Salaries and employee benefits$4,433,0001,749
Premises and equipment expense$1,133,0001,804
Additional noninterest expense$2,382,0001,857
Pre-tax net operating income$3,943,0001,262
Securities gains (losses)$03,106
Applicable income taxes$1,505,000835
Income before extraordinary items$2,438,0001,499
Extraordinary gains, net$031
Net income$2,438,0001,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,694
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$289,000493
Net operating income$2,438,0001,575
2008-06-30 (YTD Data)Rank
Total interest income$12,947,0001,565
Total interest expense$5,333,0001,645
Net interest income$7,614,0001,467
Provision for loan and lease losses$199,0003,180
Total noninterest income$235,0005,120
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$78,0005,295
Trading account gains and fees$0149
Additional Noninterest Income$157,0004,231
Total noninterest expense$5,222,0001,844
Salaries and employee benefits$2,897,0001,799
Premises and equipment expense$755,0001,811
Additional noninterest expense$1,570,0001,846
Pre-tax net operating income$2,428,0001,420
Securities gains (losses)$03,233
Applicable income taxes$915,0001,004
Income before extraordinary items$1,513,0001,792
Extraordinary gains, net$021
Net income$1,513,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,244
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$262,000368
Net operating income$1,513,0001,768
2008-03-31 (YTD Data)Rank
Total interest income$6,499,0001,597
Total interest expense$2,813,0001,673
Net interest income$3,686,0001,508
Provision for loan and lease losses$73,0003,268
Total noninterest income$111,0005,225
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$35,0005,454
Trading account gains and fees$0158
Additional Noninterest Income$76,0004,301
Total noninterest expense$2,627,0001,834
Salaries and employee benefits$1,448,0001,814
Premises and equipment expense$382,0001,796
Additional noninterest expense$797,0001,781
Pre-tax net operating income$1,097,0001,640
Securities gains (losses)$02,688
Applicable income taxes$397,0001,202
Income before extraordinary items$700,0002,031
Extraordinary gains, net$015
Net income$700,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$232,000192
Net operating income$700,0001,971
2007-12-31 (YTD Data)Rank
Total interest income$25,433,0001,697
Total interest expense$11,532,0001,737
Net interest income$13,901,0001,624
Provision for loan and lease losses$387,0002,749
Total noninterest income$383,0005,577
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$125,0005,700
Trading account gains and fees$0178
Additional Noninterest Income$258,0004,517
Total noninterest expense$8,954,0002,051
Salaries and employee benefits$5,049,0001,987
Premises and equipment expense$1,332,0001,961
Additional noninterest expense$2,573,0002,132
Pre-tax net operating income$4,943,0001,660
Securities gains (losses)$02,146
Applicable income taxes$1,907,0001,174
Income before extraordinary items$3,036,0002,032
Extraordinary gains, net$039
Net income$3,036,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,621
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$251,000685
Net operating income$3,036,0002,014
2007-09-30 (YTD Data)Rank
Total interest income$18,687,0001,729
Total interest expense$8,499,0001,763
Net interest income$10,188,0001,666
Provision for loan and lease losses$162,0003,365
Total noninterest income$266,0005,774
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$93,0005,741
Trading account gains and fees$0184
Additional Noninterest Income$173,0004,781
Total noninterest expense$6,670,0002,046
Salaries and employee benefits$3,733,0002,005
Premises and equipment expense$980,0001,976
Additional noninterest expense$1,957,0002,054
Pre-tax net operating income$3,622,0001,806
Securities gains (losses)$01,655
Applicable income taxes$1,373,0001,306
Income before extraordinary items$2,249,0002,162
Extraordinary gains, net$033
Net income$2,249,0002,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$124,000719
Net operating income$2,249,0002,149
2007-06-30 (YTD Data)Rank
Total interest income$12,016,0001,795
Total interest expense$5,436,0001,837
Net interest income$6,580,0001,745
Provision for loan and lease losses$27,0005,100
Total noninterest income$179,0005,794
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$66,0005,676
Trading account gains and fees$0168
Additional Noninterest Income$113,0004,881
Total noninterest expense$4,327,0002,125
Salaries and employee benefits$2,400,0002,132
Premises and equipment expense$634,0002,048
Additional noninterest expense$1,293,0002,077
Pre-tax net operating income$2,405,0001,868
Securities gains (losses)$01,444
Applicable income taxes$919,0001,356
Income before extraordinary items$1,486,0002,216
Extraordinary gains, net$029
Net income$1,486,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,969
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$64,000686
Net operating income$1,486,0002,204
2007-03-31 (YTD Data)Rank
Total interest income$5,852,0001,837
Total interest expense$2,621,0001,870
Net interest income$3,231,0001,779
Provision for loan and lease losses$131,0001,654
Total noninterest income$88,0005,796
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$33,0005,642
Trading account gains and fees$0195
Additional Noninterest Income$55,0004,922
Total noninterest expense$2,138,0002,163
Salaries and employee benefits$1,201,0002,140
Premises and equipment expense$312,0002,089
Additional noninterest expense$625,0002,099
Pre-tax net operating income$1,050,0002,081
Securities gains (losses)$01,187
Applicable income taxes$400,0001,521
Income before extraordinary items$650,0002,478
Extraordinary gains, net$022
Net income$650,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$25,000633
Net operating income$650,0002,451
2006-12-31 (YTD Data)Rank
Total interest income$20,834,0001,918
Total interest expense$8,524,0001,936
Net interest income$12,310,0001,879
Provision for loan and lease losses$724,0001,372
Total noninterest income$358,0005,828
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$109,0006,027
Trading account gains and fees$0130
Additional Noninterest Income$249,0004,657
Total noninterest expense$7,636,0002,320
Salaries and employee benefits$4,235,0002,319
Premises and equipment expense$942,0002,611
Additional noninterest expense$2,459,0002,132
Pre-tax net operating income$4,308,0002,129
Securities gains (losses)$01,687
Applicable income taxes$1,515,0001,648
Income before extraordinary items$2,793,0002,394
Extraordinary gains, net$051
Net income$2,793,0002,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$104,000882
Net operating income$2,793,0002,374
2006-09-30 (YTD Data)Rank
Total interest income$15,068,0001,965
Total interest expense$6,029,0001,981
Net interest income$9,039,0001,944
Provision for loan and lease losses$528,0001,337
Total noninterest income$265,0005,872
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$80,0006,137
Trading account gains and fees$0126
Additional Noninterest Income$185,0004,694
Total noninterest expense$5,811,0002,275
Salaries and employee benefits$3,195,0002,301
Premises and equipment expense$716,0002,581
Additional noninterest expense$1,900,0002,070
Pre-tax net operating income$2,965,0002,355
Securities gains (losses)$01,388
Applicable income taxes$958,0001,938
Income before extraordinary items$2,007,0002,559
Extraordinary gains, net$045
Net income$2,007,0002,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$78,000747
Net operating income$2,007,0002,544
2006-06-30 (YTD Data)Rank
Total interest income$9,616,0002,003
Total interest expense$3,774,0001,996
Net interest income$5,842,0001,999
Provision for loan and lease losses$351,0001,307
Total noninterest income$176,0005,904
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$54,0006,138
Trading account gains and fees$0126
Additional Noninterest Income$122,0004,712
Total noninterest expense$3,903,0002,261
Salaries and employee benefits$2,107,0002,331
Premises and equipment expense$491,0002,512
Additional noninterest expense$1,305,0002,009
Pre-tax net operating income$1,764,0002,550
Securities gains (losses)$01,185
Applicable income taxes$510,0002,275
Income before extraordinary items$1,254,0002,696
Extraordinary gains, net$039
Net income$1,254,0002,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$49,000637
Net operating income$1,254,0002,685
2006-03-31 (YTD Data)Rank
Total interest income$4,531,0002,078
Total interest expense$1,693,0002,104
Net interest income$2,838,0002,044
Provision for loan and lease losses$202,0001,127
Total noninterest income$92,0005,770
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$31,0005,867
Trading account gains and fees$0115
Additional Noninterest Income$61,0004,716
Total noninterest expense$1,851,0002,387
Salaries and employee benefits$1,063,0002,315
Premises and equipment expense$236,0002,603
Additional noninterest expense$552,0002,327
Pre-tax net operating income$877,0002,516
Securities gains (losses)$0955
Applicable income taxes$324,0001,921
Income before extraordinary items$553,0002,920
Extraordinary gains, net$021
Net income$553,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$22,000485
Net operating income$553,0002,906
2005-12-31 (YTD Data)Rank
Total interest income$14,094,0002,352
Total interest expense$4,138,0002,573
Net interest income$9,956,0002,227
Provision for loan and lease losses$526,0001,814
Total noninterest income$337,0006,090
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$112,0006,110
Trading account gains and fees$0138
Additional Noninterest Income$225,0004,940
Total noninterest expense$6,278,0002,637
Salaries and employee benefits$3,472,0002,616
Premises and equipment expense$858,0002,709
Additional noninterest expense$1,948,0002,552
Pre-tax net operating income$3,489,0002,460
Securities gains (losses)$02,296
Applicable income taxes$1,255,0001,932
Income before extraordinary items$2,234,0002,807
Extraordinary gains, net$046
Net income$2,234,0002,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$63,000774
Net operating income$2,234,0002,772
2005-09-30 (YTD Data)Rank
Total interest income$9,964,0002,429
Total interest expense$2,815,0002,672
Net interest income$7,149,0002,291
Provision for loan and lease losses$306,0002,166
Total noninterest income$253,0006,121
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$99,0005,878
Trading account gains and fees$0126
Additional Noninterest Income$154,0005,143
Total noninterest expense$4,629,0002,644
Salaries and employee benefits$2,582,0002,589
Premises and equipment expense$622,0002,782
Additional noninterest expense$1,425,0002,583
Pre-tax net operating income$2,467,0002,595
Securities gains (losses)$02,317
Applicable income taxes$951,0001,950
Income before extraordinary items$1,516,0003,100
Extraordinary gains, net$035
Net income$1,516,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$39,000651
Net operating income$1,516,0003,061
2005-06-30 (YTD Data)Rank
Total interest income$6,200,0002,534
Total interest expense$1,667,0002,789
Net interest income$4,533,0002,383
Provision for loan and lease losses$237,0001,892
Total noninterest income$169,0006,107
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$60,0006,007
Trading account gains and fees$0116
Additional Noninterest Income$109,0005,004
Total noninterest expense$2,996,0002,696
Salaries and employee benefits$1,670,0002,649
Premises and equipment expense$407,0002,803
Additional noninterest expense$919,0002,645
Pre-tax net operating income$1,469,0002,809
Securities gains (losses)$02,146
Applicable income taxes$564,0002,095
Income before extraordinary items$905,0003,342
Extraordinary gains, net$030
Net income$905,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$31,000533
Net operating income$905,0003,292
2005-03-31 (YTD Data)Rank
Total interest income$2,895,0002,654
Total interest expense$728,0003,020
Net interest income$2,167,0002,466
Provision for loan and lease losses$97,0002,118
Total noninterest income$83,0006,080
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$53,0005,055
Total noninterest expense$1,463,0002,786
Salaries and employee benefits$796,0002,778
Premises and equipment expense$195,0002,941
Additional noninterest expense$472,0002,573
Pre-tax net operating income$690,0002,893
Securities gains (losses)$01,685
Applicable income taxes$265,0002,176
Income before extraordinary items$425,0003,470
Extraordinary gains, net$024
Net income$425,0003,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$13,000419
Net operating income$425,0003,433
2004-12-31 (YTD Data)Rank
Total interest income$9,217,0003,043
Total interest expense$2,122,0003,469
Net interest income$7,095,0002,849
Provision for loan and lease losses$569,0001,756
Total noninterest income$346,0006,105
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$128,0006,072
Trading account gains and fees$0138
Additional Noninterest Income$218,0004,927
Total noninterest expense$4,754,0003,270
Salaries and employee benefits$2,597,0003,242
Premises and equipment expense$617,0003,459
Additional noninterest expense$1,540,0003,063
Pre-tax net operating income$2,118,0003,376
Securities gains (losses)$03,819
Applicable income taxes$708,0002,746
Income before extraordinary items$1,410,0003,788
Extraordinary gains, net$034
Net income$1,410,0003,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$58,000723
Net operating income$1,410,0003,728
2004-09-30 (YTD Data)Rank
Total interest income$6,515,0003,165
Total interest expense$1,480,0003,656
Net interest income$5,035,0002,983
Provision for loan and lease losses$480,0001,495
Total noninterest income$254,0006,187
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$96,0006,117
Trading account gains and fees$0134
Additional Noninterest Income$158,0005,011
Total noninterest expense$3,475,0003,315
Salaries and employee benefits$1,893,0003,300
Premises and equipment expense$435,0003,639
Additional noninterest expense$1,147,0003,069
Pre-tax net operating income$1,334,0003,885
Securities gains (losses)$03,710
Applicable income taxes$443,0003,114
Income before extraordinary items$891,0004,302
Extraordinary gains, net$026
Net income$891,0004,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$52,000590
Net operating income$891,0004,222
2004-06-30 (YTD Data)Rank
Total interest income$4,062,0003,344
Total interest expense$892,0003,957
Net interest income$3,170,0003,126
Provision for loan and lease losses$354,0001,363
Total noninterest income$162,0006,302
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$61,0006,212
Trading account gains and fees$0130
Additional Noninterest Income$101,0005,138
Total noninterest expense$2,289,0003,370
Salaries and employee benefits$1,252,0003,328
Premises and equipment expense$301,0003,538
Additional noninterest expense$736,0003,166
Pre-tax net operating income$689,0004,493
Securities gains (losses)$03,413
Applicable income taxes$204,0003,735
Income before extraordinary items$485,0004,808
Extraordinary gains, net$021
Net income$485,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$52,000470
Net operating income$485,0004,715
2004-03-31 (YTD Data)Rank
Total interest income$1,930,0003,485
Total interest expense$407,0004,272
Net interest income$1,523,0003,215
Provision for loan and lease losses$175,0001,288
Total noninterest income$75,0006,432
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$28,0006,308
Trading account gains and fees$0121
Additional Noninterest Income$47,0005,234
Total noninterest expense$1,185,0003,258
Salaries and employee benefits$641,0003,273
Premises and equipment expense$154,0003,516
Additional noninterest expense$390,0002,987
Pre-tax net operating income$238,0005,403
Securities gains (losses)$02,934
Applicable income taxes$44,0005,008
Income before extraordinary items$194,0005,422
Extraordinary gains, net$016
Net income$194,0005,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$12,000397
Net operating income$194,0005,293
2003-12-31 (YTD Data)Rank
Total interest income$6,491,0004,065
Total interest expense$1,465,0004,944
Net interest income$5,026,0003,662
Provision for loan and lease losses$369,0002,738
Total noninterest income$285,0006,693
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$98,0006,585
Trading account gains and fees$0160
Additional Noninterest Income$187,0005,428
Total noninterest expense$3,624,0003,995
Salaries and employee benefits$2,060,0003,828
Premises and equipment expense$493,0004,108
Additional noninterest expense$1,071,0004,052
Pre-tax net operating income$1,318,0004,441
Securities gains (losses)$04,500
Applicable income taxes$466,0003,495
Income before extraordinary items$852,0005,081
Extraordinary gains, net$054
Net income$852,0005,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$7,937,000132
Net operating income$852,0004,918
2003-09-30 (YTD Data)Rank
Total interest income$4,759,0004,185
Total interest expense$1,095,0005,096
Net interest income$3,664,0003,775
Provision for loan and lease losses$236,0002,975
Total noninterest income$213,0006,743
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$73,0006,657
Trading account gains and fees$0153
Additional Noninterest Income$140,0005,475
Total noninterest expense$2,579,0004,157
Salaries and employee benefits$1,470,0003,984
Premises and equipment expense$348,0004,289
Additional noninterest expense$761,0004,211
Pre-tax net operating income$1,062,0004,398
Securities gains (losses)$04,204
Applicable income taxes$391,0003,460
Income before extraordinary items$671,0005,098
Extraordinary gains, net$040
Net income$671,0005,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$1,000715
Net operating income$671,0004,917
2003-06-30 (YTD Data)Rank
Total interest income$3,078,0004,324
Total interest expense$723,0005,245
Net interest income$2,355,0003,878
Provision for loan and lease losses$194,0002,575
Total noninterest income$138,0006,796
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$49,0006,621
Trading account gains and fees$0150
Additional Noninterest Income$89,0005,537
Total noninterest expense$1,678,0004,245
Salaries and employee benefits$955,0004,058
Premises and equipment expense$234,0004,261
Additional noninterest expense$489,0004,321
Pre-tax net operating income$621,0004,736
Securities gains (losses)$03,782
Applicable income taxes$226,0003,730
Income before extraordinary items$395,0005,444
Extraordinary gains, net$030
Net income$395,0005,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$395,0005,234
2003-03-31 (YTD Data)Rank
Total interest income$1,449,0004,514
Total interest expense$366,0005,306
Net interest income$1,083,0004,152
Provision for loan and lease losses$61,0003,234
Total noninterest income$65,0006,866
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$23,0006,666
Trading account gains and fees$0134
Additional Noninterest Income$42,0005,598
Total noninterest expense$816,0004,302
Salaries and employee benefits$454,0004,212
Premises and equipment expense$119,0004,200
Additional noninterest expense$243,0004,314
Pre-tax net operating income$271,0005,063
Securities gains (losses)$02,891
Applicable income taxes$96,0004,015
Income before extraordinary items$175,0005,666
Extraordinary gains, net$021
Net income$175,0005,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$175,0005,471
2002-12-31 (YTD Data)Rank
Total interest income$5,292,0004,978
Total interest expense$1,372,0006,001
Net interest income$3,920,0004,412
Provision for loan and lease losses$229,0004,079
Total noninterest income$203,0007,271
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$63,0007,282
Trading account gains and fees$0153
Additional Noninterest Income$140,0005,749
Total noninterest expense$2,768,0004,725
Salaries and employee benefits$1,500,0004,700
Premises and equipment expense$414,0004,529
Additional noninterest expense$854,0004,708
Pre-tax net operating income$1,126,0004,888
Securities gains (losses)$107,0001,678
Applicable income taxes$453,0003,650
Income before extraordinary items$780,0005,271
Extraordinary gains, net$070
Net income$780,0005,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0009,127
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$711,5205,374
2001-12-31 (YTD Data)Rank
Total interest income$4,619,0005,886
Total interest expense$1,635,0006,718
Net interest income$2,984,0005,097
Provision for loan and lease losses$276,0003,394
Total noninterest income$107,0008,411
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$43,0007,739
Trading account gains and fees$0177
Additional Noninterest Income$64,0007,283
Total noninterest expense$2,170,0005,433
Salaries and employee benefits$1,262,0005,130
Premises and equipment expense$269,0005,864
Additional noninterest expense$639,0005,615
Pre-tax net operating income$645,0006,007
Securities gains (losses)$81,0001,924
Applicable income taxes$261,0004,542
Income before extraordinary items$465,0006,233
Extraordinary gains, net$0105
Net income$465,0006,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,241
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$1,000905
Net operating income$413,1606,383
2000-12-31 (YTD Data)Rank
Total interest income$2,971,0007,441
Total interest expense$1,089,0008,037
Net interest income$1,882,0006,760
Provision for loan and lease losses$173,0004,114
Total noninterest income$49,0009,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$19,0008,281
Trading account gains and feesNANA
Additional Noninterest Income$30,0008,541
Total noninterest expense$1,874,0005,911
Salaries and employee benefits$1,031,0005,796
Premises and equipment expense$249,0006,065
Additional noninterest expense$594,0005,830
Pre-tax net operating income$-116,0009,261
Securities gains (losses)$-4,0007,844
Applicable income taxes$-330,0009,750
Income before extraordinary items$210,0008,010
Extraordinary gains, net$038
Net income$210,0008,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,468
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$212,5608,004
1999-12-31 (YTD Data)Rank
Total interest income$630,0009,893
Total interest expense$148,00010,002
Net interest income$482,0009,717
Provision for loan and lease losses$98,0005,306
Total noninterest income$5,00010,104
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$2,0008,816
Trading account gains and feesNANA
Additional Noninterest Income$3,00010,039
Total noninterest expense$999,0008,135
Salaries and employee benefits$541,0008,094
Premises and equipment expense$141,0007,831
Additional noninterest expense$317,0007,989
Pre-tax net operating income$-610,0009,921
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-610,0009,965
Extraordinary gains, net$035
Net income$-610,0009,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$7,783,000129
Net operating income$-610,0009,947

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.