Home > Centrix Bank & Trust > Assets and Liabilities
Centrix Bank & Trust, Assets and Liabilities
| 2014-09-30 | Rank | |
| # of Employees: | 110 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $965,808,000 | 711 |
| Cash and due from depository institutions | $41,268,000 | 1,350 |
| Interest-bearing balances | $27,448,000 | 1,220 |
| Securities | $172,418,000 | 885 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $721,792,000 | 613 |
| Loan loss allowance | $8,053,000 | 814 |
| Trading account assets | $2,427,000 | 132 |
| Bank premises and fixed assets | $4,007,000 | 2,636 |
| Other real estate owned | $0 | 1,350 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $23,896,000 | 901 |
| Life insurance assets | $12,596,000 | 709 |
| Total liabilities and capital | $965,808,000 | 711 |
| Total liabilities | $872,972,000 | 694 |
| Total deposits | $728,316,000 | 767 |
| Interest-bearing deposits | $556,572,000 | 817 |
| Deposits held in domestic offices | $728,316,000 | 765 |
| % insured | 69.55% | 5,771 |
| Federal funds purchased & repurchase agreements | $85,482,000 | 201 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $47,981,000 | 621 |
| Subordinated debt | $6,000,000 | 86 |
| All other liabilities | $5,193,000 | 1,002 |
| Total equity capital | $92,836,000 | 830 |
| Total bank equity capital | $92,836,000 | 829 |
| Perpetual preferred stock | $24,489,000 | 27 |
| Common stock | $3,247,000 | 1,032 |
| Surplus | $16,602,000 | 1,700 |
| Undivided profits | $48,498,000 | 814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $6,241,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $192,000 | 624 |
| Income earned, not collected on loans | $2,068,000 | 1,290 |
| Earning assets | $924,085,000 | 681 |
| Long-term assets (5+ years) | $401,089,000 | 608 |
| Average Assets, year-to-date | $950,948,250 | 706 |
| Average Assets, quarterly | $972,609,000 | 700 |
| Volatile liabilities | $101,185,000 | 532 |
| Insider loans | $3,850,000 | 1,542 |
| FHLB advances | $47,981,000 | 583 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $159,601,000 | 610 |
| Tier 1 (core) risk-based capital | $92,517,000 | 772 |
| Tier 2 risk-based capital | $14,053,000 | 396 |
| Total risk weighted assets | $807,702,000 | 587 |
| Total unused commitments | $159,601,000 | 610 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 118 | 1,246 |
| Assets and Liabilities | ||
| Total Assets: | $979,410,000 | 697 |
| Cash and due from depository institutions | $31,764,000 | 1,246 |
| Interest-bearing balances | $3,155,000 | 4,587 |
| Securities | $180,504,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $736,423,000 | 587 |
| Loan loss allowance | $8,315,000 | 792 |
| Trading account assets | $2,470,000 | 134 |
| Bank premises and fixed assets | $4,088,000 | 2,607 |
| Other real estate owned | $0 | 1,246 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $24,161,000 | 887 |
| Life insurance assets | $12,506,000 | 703 |
| Total liabilities and capital | $979,410,000 | 697 |
| Total liabilities | $888,077,000 | 677 |
| Total deposits | $802,160,000 | 680 |
| Interest-bearing deposits | $624,053,000 | 713 |
| Deposits held in domestic offices | $802,160,000 | 679 |
| % insured | 72.39% | 5,648 |
| Federal funds purchased & repurchase agreements | $26,970,000 | 436 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $48,473,000 | 619 |
| Subordinated debt | $6,000,000 | 85 |
| All other liabilities | $4,474,000 | 1,080 |
| Total equity capital | $91,333,000 | 825 |
| Total bank equity capital | $91,333,000 | 825 |
| Perpetual preferred stock | $24,487,000 | 26 |
| Common stock | $3,247,000 | 1,051 |
| Surplus | $16,599,000 | 1,706 |
| Undivided profits | $47,000,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $6,270,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $241,000 | 614 |
| Income earned, not collected on loans | $2,313,000 | 1,061 |
| Earning assets | $922,552,000 | 667 |
| Long-term assets (5+ years) | $403,115,000 | 599 |
| Average Assets, year-to-date | $945,995,000 | 709 |
| Average Assets, quarterly | $965,150,500 | 702 |
| Volatile liabilities | $43,028,000 | 1,089 |
| Insider loans | $3,995,000 | 1,505 |
| FHLB advances | $48,473,000 | 579 |
| Loans and leases held for sale | $10,594,000 | 316 |
| Unused loan commitments | $156,350,000 | 607 |
| Tier 1 (core) risk-based capital | $90,310,000 | 777 |
| Tier 2 risk-based capital | $14,315,000 | 401 |
| Total risk weighted assets | $818,346,000 | 567 |
| Total unused commitments | $156,350,000 | 607 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 129 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $950,891,000 | 720 |
| Cash and due from depository institutions | $32,542,000 | 1,137 |
| Interest-bearing balances | $13,581,000 | 2,470 |
| Securities | $180,337,000 | 848 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $707,103,000 | 608 |
| Loan loss allowance | $7,628,000 | 877 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,209,000 | 2,558 |
| Other real estate owned | $0 | 1,137 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $26,700,000 | 799 |
| Life insurance assets | $12,415,000 | 696 |
| Total liabilities and capital | $950,891,000 | 720 |
| Total liabilities | $862,732,000 | 705 |
| Total deposits | $776,823,000 | 722 |
| Interest-bearing deposits | $624,771,000 | 724 |
| Deposits held in domestic offices | $776,823,000 | 719 |
| % insured | 73.90% | 5,560 |
| Federal funds purchased & repurchase agreements | $26,198,000 | 450 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $48,146,000 | 562 |
| Subordinated debt | $6,000,000 | 79 |
| All other liabilities | $5,565,000 | 910 |
| Total equity capital | $88,159,000 | 841 |
| Total bank equity capital | $88,159,000 | 841 |
| Perpetual preferred stock | $24,485,000 | 24 |
| Common stock | $3,246,000 | 1,064 |
| Surplus | $16,587,000 | 1,721 |
| Undivided profits | $43,841,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $7,652,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $241,000 | 616 |
| Income earned, not collected on loans | $2,174,000 | 1,126 |
| Earning assets | $901,021,000 | 685 |
| Long-term assets (5+ years) | $397,378,000 | 603 |
| Average Assets, year-to-date | $929,287,500 | 730 |
| Average Assets, quarterly | $929,287,500 | 730 |
| Volatile liabilities | $45,496,000 | 975 |
| Insider loans | $4,016,000 | 1,488 |
| FHLB advances | $48,146,000 | 523 |
| Loans and leases held for sale | $5,392,000 | 381 |
| Unused loan commitments | $142,884,000 | 639 |
| Tier 1 (core) risk-based capital | $88,403,000 | 788 |
| Tier 2 risk-based capital | $13,628,000 | 410 |
| Total risk weighted assets | $785,247,000 | 583 |
| Total unused commitments | $142,884,000 | 639 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 129 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $907,684,000 | 751 |
| Cash and due from depository institutions | $26,539,000 | 1,151 |
| Interest-bearing balances | $12,340,000 | 2,435 |
| Securities | $169,818,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $682,712,000 | 624 |
| Loan loss allowance | $7,558,000 | 899 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,294,000 | 2,534 |
| Other real estate owned | $53,000 | 1,151 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $24,268,000 | 888 |
| Life insurance assets | $12,327,000 | 693 |
| Total liabilities and capital | $907,684,000 | 751 |
| Total liabilities | $822,193,000 | 734 |
| Total deposits | $733,644,000 | 756 |
| Interest-bearing deposits | $562,623,000 | 798 |
| Deposits held in domestic offices | $733,644,000 | 754 |
| % insured | 70.48% | 5,938 |
| Federal funds purchased & repurchase agreements | $31,716,000 | 406 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $46,407,000 | 600 |
| Subordinated debt | $6,000,000 | 81 |
| All other liabilities | $4,426,000 | 1,083 |
| Total equity capital | $85,491,000 | 851 |
| Total bank equity capital | $85,491,000 | 851 |
| Perpetual preferred stock | $24,483,000 | 25 |
| Common stock | $3,216,000 | 1,082 |
| Surplus | $16,339,000 | 1,749 |
| Undivided profits | $41,453,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,834,000 | 1,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 519 |
| Income earned, not collected on loans | $2,128,000 | 1,197 |
| Earning assets | $864,870,000 | 714 |
| Long-term assets (5+ years) | $375,549,000 | 622 |
| Average Assets, year-to-date | $877,224,600 | 752 |
| Average Assets, quarterly | $908,410,500 | 740 |
| Volatile liabilities | $49,697,000 | 905 |
| Insider loans | $5,696,000 | 1,093 |
| FHLB advances | $46,407,000 | 559 |
| Loans and leases held for sale | $5,337,000 | 403 |
| Unused loan commitments | $143,178,000 | 613 |
| Tier 1 (core) risk-based capital | $86,110,000 | 806 |
| Tier 2 risk-based capital | $13,558,000 | 413 |
| Total risk weighted assets | $755,219,000 | 607 |
| Total unused commitments | $143,178,000 | 613 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 129 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $909,137,000 | 740 |
| Cash and due from depository institutions | $47,881,000 | 1,152 |
| Interest-bearing balances | $26,528,000 | 1,339 |
| Securities | $175,650,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $657,645,000 | 637 |
| Loan loss allowance | $7,940,000 | 880 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $3,945,000 | 2,715 |
| Other real estate owned | $54,000 | 1,152 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $23,962,000 | 886 |
| Life insurance assets | $12,236,000 | 680 |
| Total liabilities and capital | $909,137,000 | 740 |
| Total liabilities | $826,593,000 | 724 |
| Total deposits | $732,730,000 | 748 |
| Interest-bearing deposits | $550,577,000 | 814 |
| Deposits held in domestic offices | $732,730,000 | 746 |
| % insured | 69.17% | 6,195 |
| Federal funds purchased & repurchase agreements | $40,952,000 | 356 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $42,453,000 | 632 |
| Subordinated debt | $6,000,000 | 90 |
| All other liabilities | $4,458,000 | 1,104 |
| Total equity capital | $82,544,000 | 877 |
| Total bank equity capital | $82,544,000 | 877 |
| Perpetual preferred stock | $24,481,000 | 24 |
| Common stock | $3,203,000 | 1,102 |
| Surplus | $16,138,000 | 1,778 |
| Undivided profits | $38,722,000 | 940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $8,045,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $503,000 | 444 |
| Income earned, not collected on loans | $2,020,000 | 1,323 |
| Earning assets | $859,823,000 | 705 |
| Long-term assets (5+ years) | $368,384,000 | 621 |
| Average Assets, year-to-date | $869,609,750 | 763 |
| Average Assets, quarterly | $902,084,000 | 743 |
| Volatile liabilities | $58,912,000 | 788 |
| Insider loans | $5,722,000 | 1,080 |
| FHLB advances | $42,453,000 | 584 |
| Loans and leases held for sale | $7,239,000 | 382 |
| Unused loan commitments | $140,101,000 | 624 |
| Tier 1 (core) risk-based capital | $83,824,000 | 821 |
| Tier 2 risk-based capital | $13,940,000 | 403 |
| Total risk weighted assets | $730,109,000 | 620 |
| Total unused commitments | $140,101,000 | 624 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 126 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $895,031,000 | 744 |
| Cash and due from depository institutions | $38,295,000 | 1,179 |
| Interest-bearing balances | $19,483,000 | 1,852 |
| Securities | $192,320,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $638,876,000 | 655 |
| Loan loss allowance | $7,087,000 | 989 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $3,906,000 | 2,740 |
| Other real estate owned | $130,000 | 1,179 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $21,504,000 | 979 |
| Life insurance assets | $12,147,000 | 673 |
| Total liabilities and capital | $895,031,000 | 744 |
| Total liabilities | $811,957,000 | 729 |
| Total deposits | $724,191,000 | 757 |
| Interest-bearing deposits | $564,522,000 | 786 |
| Deposits held in domestic offices | $724,191,000 | 755 |
| % insured | 70.41% | 6,166 |
| Federal funds purchased & repurchase agreements | $29,381,000 | 428 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $36,240,000 | 701 |
| Subordinated debt | $6,000,000 | 92 |
| All other liabilities | $16,145,000 | 433 |
| Total equity capital | $83,074,000 | 866 |
| Total bank equity capital | $83,074,000 | 866 |
| Perpetual preferred stock | $24,479,000 | 24 |
| Common stock | $3,166,000 | 1,115 |
| Surplus | $15,742,000 | 1,817 |
| Undivided profits | $39,687,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $6,596,000 | 1,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $731,000 | 363 |
| Income earned, not collected on loans | $2,173,000 | 1,191 |
| Earning assets | $850,679,000 | 713 |
| Long-term assets (5+ years) | $367,824,000 | 609 |
| Average Assets, year-to-date | $856,434,000 | 774 |
| Average Assets, quarterly | $872,952,000 | 762 |
| Volatile liabilities | $47,606,000 | 936 |
| Insider loans | $5,208,000 | 1,198 |
| FHLB advances | $36,240,000 | 655 |
| Loans and leases held for sale | $16,789,000 | 303 |
| Unused loan commitments | $127,904,000 | 658 |
| Tier 1 (core) risk-based capital | $81,730,000 | 826 |
| Tier 2 risk-based capital | $13,088,000 | 425 |
| Total risk weighted assets | $701,040,000 | 639 |
| Total unused commitments | $127,904,000 | 658 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 127 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $850,873,000 | 785 |
| Cash and due from depository institutions | $22,088,000 | 1,161 |
| Interest-bearing balances | $6,829,000 | 4,126 |
| Securities | $182,374,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $620,978,000 | 659 |
| Loan loss allowance | $7,158,000 | 999 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $3,746,000 | 2,842 |
| Other real estate owned | $150,000 | 1,161 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $21,537,000 | 955 |
| Life insurance assets | $12,063,000 | 665 |
| Total liabilities and capital | $850,873,000 | 785 |
| Total liabilities | $769,227,000 | 767 |
| Total deposits | $688,878,000 | 797 |
| Interest-bearing deposits | $542,554,000 | 839 |
| Deposits held in domestic offices | $688,878,000 | 795 |
| % insured | 71.01% | 6,203 |
| Federal funds purchased & repurchase agreements | $36,946,000 | 368 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $32,982,000 | 725 |
| Subordinated debt | $6,000,000 | 94 |
| All other liabilities | $4,421,000 | 1,133 |
| Total equity capital | $81,646,000 | 900 |
| Total bank equity capital | $81,646,000 | 900 |
| Perpetual preferred stock | $24,477,000 | 25 |
| Common stock | $3,150,000 | 1,134 |
| Surplus | $15,561,000 | 1,835 |
| Undivided profits | $38,458,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,950,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $887,000 | 317 |
| Income earned, not collected on loans | $2,144,000 | 1,177 |
| Earning assets | $810,181,000 | 752 |
| Long-term assets (5+ years) | $338,576,000 | 636 |
| Average Assets, year-to-date | $837,135,500 | 801 |
| Average Assets, quarterly | $837,135,500 | 801 |
| Volatile liabilities | $54,438,000 | 805 |
| Insider loans | $4,939,000 | 1,275 |
| FHLB advances | $32,982,000 | 670 |
| Loans and leases held for sale | $13,980,000 | 333 |
| Unused loan commitments | $125,948,000 | 649 |
| Tier 1 (core) risk-based capital | $79,479,000 | 841 |
| Tier 2 risk-based capital | $13,158,000 | 415 |
| Total risk weighted assets | $680,681,000 | 642 |
| Total unused commitments | $125,948,000 | 649 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 126 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $823,398,000 | 817 |
| Cash and due from depository institutions | $27,320,000 | 1,165 |
| Interest-bearing balances | $8,597,000 | 3,437 |
| Securities | $165,255,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $605,595,000 | 682 |
| Loan loss allowance | $6,704,000 | 1,079 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $3,832,000 | 2,809 |
| Other real estate owned | $134,000 | 1,165 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $21,262,000 | 987 |
| Life insurance assets | $11,978,000 | 664 |
| Total liabilities and capital | $823,398,000 | 817 |
| Total liabilities | $742,952,000 | 808 |
| Total deposits | $633,680,000 | 876 |
| Interest-bearing deposits | $484,666,000 | 944 |
| Deposits held in domestic offices | $633,680,000 | 874 |
| % insured | 79.57% | 5,947 |
| Federal funds purchased & repurchase agreements | $60,680,000 | 271 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $38,154,000 | 682 |
| Subordinated debt | $6,000,000 | 96 |
| All other liabilities | $4,438,000 | 1,173 |
| Total equity capital | $80,446,000 | 910 |
| Total bank equity capital | $80,446,000 | 909 |
| Perpetual preferred stock | $24,475,000 | 26 |
| Common stock | $3,136,000 | 1,144 |
| Surplus | $15,407,000 | 1,859 |
| Undivided profits | $37,428,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,168,000 | 1,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $935,000 | 297 |
| Income earned, not collected on loans | $1,894,000 | 1,391 |
| Earning assets | $779,447,000 | 786 |
| Long-term assets (5+ years) | $312,719,000 | 675 |
| Average Assets, year-to-date | $795,418,200 | 833 |
| Average Assets, quarterly | $821,734,500 | 812 |
| Volatile liabilities | $87,594,000 | 572 |
| Insider loans | $4,970,000 | 1,269 |
| FHLB advances | $38,154,000 | 625 |
| Loans and leases held for sale | $20,692,000 | 333 |
| Unused loan commitments | $128,998,000 | 625 |
| Tier 1 (core) risk-based capital | $77,664,000 | 862 |
| Tier 2 risk-based capital | $12,704,000 | 426 |
| Total risk weighted assets | $655,706,000 | 673 |
| Total unused commitments | $128,998,000 | 625 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 125 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $820,071,000 | 814 |
| Cash and due from depository institutions | $28,274,000 | 1,172 |
| Interest-bearing balances | $14,786,000 | 2,410 |
| Securities | $189,031,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 2,806 |
| Net loans & leases | $577,167,000 | 712 |
| Loan loss allowance | $6,731,000 | 1,106 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $3,951,000 | 2,770 |
| Other real estate owned | $1,483,000 | 1,172 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $19,735,000 | 1,049 |
| Life insurance assets | $11,892,000 | 648 |
| Total liabilities and capital | $820,071,000 | 814 |
| Total liabilities | $740,251,000 | 803 |
| Total deposits | $661,465,000 | 821 |
| Interest-bearing deposits | $510,373,000 | 896 |
| Deposits held in domestic offices | $661,465,000 | 819 |
| % insured | 79.76% | 6,105 |
| Federal funds purchased & repurchase agreements | $40,487,000 | 358 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $28,591,000 | 861 |
| Subordinated debt | $6,000,000 | 100 |
| All other liabilities | $3,708,000 | 1,384 |
| Total equity capital | $79,820,000 | 915 |
| Total bank equity capital | $79,820,000 | 914 |
| Perpetual preferred stock | $24,473,000 | 26 |
| Common stock | $3,121,000 | 1,170 |
| Surplus | $15,231,000 | 1,899 |
| Undivided profits | $36,995,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,262,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,928,000 | 189 |
| Income earned, not collected on loans | $1,955,000 | 1,490 |
| Earning assets | $781,414,000 | 777 |
| Long-term assets (5+ years) | $307,998,000 | 677 |
| Average Assets, year-to-date | $788,423,250 | 845 |
| Average Assets, quarterly | $810,132,500 | 821 |
| Volatile liabilities | $58,043,000 | 828 |
| Insider loans | $3,999,000 | 1,558 |
| FHLB advances | $28,591,000 | 805 |
| Loans and leases held for sale | $20,579,000 | 319 |
| Unused loan commitments | $118,453,000 | 665 |
| Tier 1 (core) risk-based capital | $76,531,000 | 877 |
| Tier 2 risk-based capital | $12,731,000 | 425 |
| Total risk weighted assets | $631,170,000 | 690 |
| Total unused commitments | $118,453,000 | 665 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 125 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $800,194,000 | 834 |
| Cash and due from depository institutions | $24,255,000 | 1,174 |
| Interest-bearing balances | $4,682,000 | 4,335 |
| Securities | $189,281,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $13,060,000 | 421 |
| Net loans & leases | $559,938,000 | 731 |
| Loan loss allowance | $6,664,000 | 1,124 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $3,985,000 | 2,763 |
| Other real estate owned | $0 | 1,174 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $9,675,000 | 1,855 |
| Life insurance assets | $1,851,000 | 2,536 |
| Total liabilities and capital | $800,194,000 | 834 |
| Total liabilities | $722,968,000 | 821 |
| Total deposits | $651,366,000 | 845 |
| Interest-bearing deposits | $500,759,000 | 903 |
| Deposits held in domestic offices | $651,366,000 | 842 |
| % insured | 81.63% | 5,913 |
| Federal funds purchased & repurchase agreements | $36,994,000 | 380 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $20,121,000 | 1,145 |
| Subordinated debt | $6,000,000 | 111 |
| All other liabilities | $8,487,000 | 701 |
| Total equity capital | $77,226,000 | 925 |
| Total bank equity capital | $77,226,000 | 924 |
| Perpetual preferred stock | $24,471,000 | 27 |
| Common stock | $3,120,000 | 1,191 |
| Surplus | $15,208,000 | 1,902 |
| Undivided profits | $34,427,000 | 1,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,988,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,607,000 | 206 |
| Income earned, not collected on loans | $1,795,000 | 1,514 |
| Earning assets | $766,961,000 | 785 |
| Long-term assets (5+ years) | $296,507,000 | 690 |
| Average Assets, year-to-date | $777,874,000 | 859 |
| Average Assets, quarterly | $788,033,000 | 849 |
| Volatile liabilities | $56,370,000 | 846 |
| Insider loans | $4,297,000 | 1,475 |
| FHLB advances | $20,121,000 | 1,071 |
| Loans and leases held for sale | $19,364,000 | 273 |
| Unused loan commitments | $116,192,000 | 665 |
| Tier 1 (core) risk-based capital | $74,736,000 | 887 |
| Tier 2 risk-based capital | $12,665,000 | 432 |
| Total risk weighted assets | $604,403,000 | 717 |
| Total unused commitments | $116,192,000 | 665 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 123 | 1,194 |
| Assets and Liabilities | ||
| Total Assets: | $775,872,000 | 860 |
| Cash and due from depository institutions | $16,697,000 | 1,194 |
| Interest-bearing balances | $4,736,000 | 4,553 |
| Securities | $192,941,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $10,880,000 | 655 |
| Net loans & leases | $541,876,000 | 755 |
| Loan loss allowance | $6,340,000 | 1,200 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,046,000 | 2,744 |
| Other real estate owned | $0 | 1,194 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $9,432,000 | 1,908 |
| Life insurance assets | $1,829,000 | 2,518 |
| Total liabilities and capital | $775,872,000 | 860 |
| Total liabilities | $700,573,000 | 851 |
| Total deposits | $635,745,000 | 867 |
| Interest-bearing deposits | $507,453,000 | 896 |
| Deposits held in domestic offices | $635,745,000 | 864 |
| % insured | 76.01% | 6,582 |
| Federal funds purchased & repurchase agreements | $32,929,000 | 420 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $16,398,000 | 1,347 |
| Subordinated debt | $6,000,000 | 112 |
| All other liabilities | $9,501,000 | 630 |
| Total equity capital | $75,299,000 | 932 |
| Total bank equity capital | $75,299,000 | 931 |
| Perpetual preferred stock | $24,469,000 | 28 |
| Common stock | $3,118,000 | 1,210 |
| Surplus | $15,180,000 | 1,912 |
| Undivided profits | $32,532,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,872,000 | 2,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,383,000 | 162 |
| Income earned, not collected on loans | $1,989,000 | 1,338 |
| Earning assets | $750,433,000 | 806 |
| Long-term assets (5+ years) | $268,711,000 | 749 |
| Average Assets, year-to-date | $766,714,000 | 871 |
| Average Assets, quarterly | $766,714,000 | 871 |
| Volatile liabilities | $51,506,000 | 923 |
| Insider loans | $4,510,000 | 1,408 |
| FHLB advances | $16,398,000 | 1,280 |
| Loans and leases held for sale | $20,729,000 | 252 |
| Unused loan commitments | $110,157,000 | 689 |
| Tier 1 (core) risk-based capital | $72,267,000 | 900 |
| Tier 2 risk-based capital | $12,340,000 | 436 |
| Total risk weighted assets | $583,230,000 | 742 |
| Total unused commitments | $110,157,000 | 689 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 122 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $757,556,000 | 888 |
| Cash and due from depository institutions | $13,786,000 | 1,205 |
| Interest-bearing balances | $80,000 | 6,674 |
| Securities | $190,889,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 3,030 |
| Net loans & leases | $539,062,000 | 774 |
| Loan loss allowance | $6,143,000 | 1,240 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,118,000 | 2,711 |
| Other real estate owned | $0 | 1,205 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $9,276,000 | 1,952 |
| Life insurance assets | $1,807,000 | 2,498 |
| Total liabilities and capital | $757,556,000 | 888 |
| Total liabilities | $683,779,000 | 874 |
| Total deposits | $606,804,000 | 888 |
| Interest-bearing deposits | $484,169,000 | 940 |
| Deposits held in domestic offices | $606,804,000 | 884 |
| % insured | 79.77% | 6,262 |
| Federal funds purchased & repurchase agreements | $47,753,000 | 333 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $16,688,000 | 1,437 |
| Subordinated debt | $6,000,000 | 119 |
| All other liabilities | $6,534,000 | 834 |
| Total equity capital | $73,777,000 | 949 |
| Total bank equity capital | $73,777,000 | 948 |
| Perpetual preferred stock | $24,467,000 | 27 |
| Common stock | $3,090,000 | 1,223 |
| Surplus | $14,835,000 | 1,957 |
| Undivided profits | $31,385,000 | 1,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,683,000 | 2,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 693 |
| Income earned, not collected on loans | $2,048,000 | 1,383 |
| Earning assets | $730,456,000 | 830 |
| Long-term assets (5+ years) | $273,045,000 | 590 |
| Average Assets, year-to-date | $720,578,000 | 910 |
| Average Assets, quarterly | $758,216,500 | 882 |
| Volatile liabilities | $69,145,000 | 777 |
| Insider loans | $5,152,000 | 1,253 |
| FHLB advances | $16,688,000 | 1,360 |
| Loans and leases held for sale | $19,075,000 | 242 |
| Unused loan commitments | $115,029,000 | 656 |
| Tier 1 (core) risk-based capital | $70,418,000 | 921 |
| Tier 2 risk-based capital | $12,143,000 | 442 |
| Total risk weighted assets | $579,686,000 | 753 |
| Total unused commitments | $115,029,000 | 656 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 120 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $758,877,000 | 883 |
| Cash and due from depository institutions | $34,535,000 | 1,240 |
| Interest-bearing balances | $76,000 | 6,690 |
| Securities | $187,664,000 | 783 |
| Federal funds sold & reverse repurchase agreements | $12,830,000 | 480 |
| Net loans & leases | $510,990,000 | 808 |
| Loan loss allowance | $5,913,000 | 1,320 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,152,000 | 2,701 |
| Other real estate owned | $0 | 1,240 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $8,706,000 | 2,068 |
| Life insurance assets | $1,785,000 | 2,482 |
| Total liabilities and capital | $758,877,000 | 883 |
| Total liabilities | $686,510,000 | 867 |
| Total deposits | $603,207,000 | 889 |
| Interest-bearing deposits | $472,480,000 | 974 |
| Deposits held in domestic offices | $603,207,000 | 886 |
| % insured | 78.43% | 6,514 |
| Federal funds purchased & repurchase agreements | $59,796,000 | 295 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $14,384,000 | 1,631 |
| Subordinated debt | $6,000,000 | 124 |
| All other liabilities | $3,123,000 | 1,515 |
| Total equity capital | $72,367,000 | 978 |
| Total bank equity capital | $72,367,000 | 977 |
| Perpetual preferred stock | $24,465,000 | 28 |
| Common stock | $3,102,000 | 1,246 |
| Surplus | $14,775,000 | 1,975 |
| Undivided profits | $30,025,000 | 1,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,221,000 | 2,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $244,000 | 663 |
| Income earned, not collected on loans | $1,910,000 | 1,568 |
| Earning assets | $711,560,000 | 856 |
| Long-term assets (5+ years) | $250,188,000 | 624 |
| Average Assets, year-to-date | $711,333,500 | 926 |
| Average Assets, quarterly | $734,126,500 | 910 |
| Volatile liabilities | $81,576,000 | 675 |
| Insider loans | $5,177,000 | 1,258 |
| FHLB advances | $14,384,000 | 1,537 |
| Loans and leases held for sale | $18,102,000 | 225 |
| Unused loan commitments | $115,652,000 | 637 |
| Tier 1 (core) risk-based capital | $68,817,000 | 945 |
| Tier 2 risk-based capital | $11,913,000 | 454 |
| Total risk weighted assets | $551,541,000 | 792 |
| Total unused commitments | $115,652,000 | 638 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 121 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $709,376,000 | 939 |
| Cash and due from depository institutions | $19,319,000 | 1,242 |
| Interest-bearing balances | $57,000 | 6,718 |
| Securities | $179,743,000 | 812 |
| Federal funds sold & reverse repurchase agreements | $12,860,000 | 466 |
| Net loans & leases | $482,339,000 | 868 |
| Loan loss allowance | $6,167,000 | 1,298 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,159,000 | 2,709 |
| Other real estate owned | $1,211,000 | 1,242 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $9,745,000 | 1,922 |
| Life insurance assets | $1,763,000 | 2,465 |
| Total liabilities and capital | $709,376,000 | 939 |
| Total liabilities | $656,134,000 | 904 |
| Total deposits | $581,542,000 | 922 |
| Interest-bearing deposits | $462,027,000 | 1,005 |
| Deposits held in domestic offices | $581,542,000 | 918 |
| % insured | 78.59% | 6,553 |
| Federal funds purchased & repurchase agreements | $51,213,000 | 338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $14,642,000 | 1,673 |
| Subordinated debt | $6,000,000 | 126 |
| All other liabilities | $2,737,000 | 1,576 |
| Total equity capital | $53,242,000 | 1,305 |
| Total bank equity capital | $53,242,000 | 1,305 |
| Perpetual preferred stock | $7,641,000 | 66 |
| Common stock | $3,100,000 | 1,269 |
| Surplus | $14,742,000 | 1,974 |
| Undivided profits | $27,759,000 | 1,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,927,000 | 2,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 782 |
| Income earned, not collected on loans | $1,973,000 | 1,467 |
| Earning assets | $674,999,000 | 898 |
| Long-term assets (5+ years) | $236,709,000 | 643 |
| Average Assets, year-to-date | $695,485,670 | 953 |
| Average Assets, quarterly | $701,336,000 | 944 |
| Volatile liabilities | $73,404,000 | 752 |
| Insider loans | $4,398,000 | 1,514 |
| FHLB advances | $14,642,000 | 1,592 |
| Loans and leases held for sale | $6,023,000 | 339 |
| Unused loan commitments | $106,326,000 | 678 |
| Tier 1 (core) risk-based capital | $50,696,000 | 1,279 |
| Tier 2 risk-based capital | $12,167,000 | 456 |
| Total risk weighted assets | $525,132,000 | 843 |
| Total unused commitments | $106,326,000 | 679 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 117 | 1,270 |
| Assets and Liabilities | ||
| Total Assets: | $693,296,000 | 960 |
| Cash and due from depository institutions | $10,322,000 | 1,270 |
| Interest-bearing balances | $25,000 | 6,893 |
| Securities | $185,587,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 3,299 |
| Net loans & leases | $481,119,000 | 880 |
| Loan loss allowance | $5,835,000 | 1,380 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,983,000 | 2,815 |
| Other real estate owned | $1,211,000 | 1,270 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,244,000 | 1,868 |
| Life insurance assets | $1,741,000 | 2,473 |
| Total liabilities and capital | $693,296,000 | 960 |
| Total liabilities | $642,745,000 | 926 |
| Total deposits | $552,231,000 | 983 |
| Interest-bearing deposits | $450,456,000 | 1,049 |
| Deposits held in domestic offices | $552,231,000 | 981 |
| % insured | 77.16% | 6,721 |
| Federal funds purchased & repurchase agreements | $69,051,000 | 292 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,895,000 | 1,910 |
| Subordinated debt | $6,000,000 | 127 |
| All other liabilities | $3,568,000 | 1,275 |
| Total equity capital | $50,551,000 | 1,336 |
| Total bank equity capital | $50,551,000 | 1,336 |
| Perpetual preferred stock | $7,620,000 | 67 |
| Common stock | $3,097,000 | 1,287 |
| Surplus | $14,708,000 | 1,981 |
| Undivided profits | $25,126,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,339,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $353,000 | 554 |
| Income earned, not collected on loans | $2,031,000 | 1,416 |
| Earning assets | $667,561,000 | 912 |
| Long-term assets (5+ years) | $233,097,000 | 640 |
| Average Assets, year-to-date | $688,540,500 | 967 |
| Average Assets, quarterly | $688,540,500 | 967 |
| Volatile liabilities | $92,731,000 | 658 |
| Insider loans | $4,469,000 | 1,528 |
| FHLB advances | $11,895,000 | 1,813 |
| Loans and leases held for sale | $15,736,000 | 175 |
| Unused loan commitments | $108,011,000 | 684 |
| Tier 1 (core) risk-based capital | $49,134,000 | 1,310 |
| Tier 2 risk-based capital | $11,835,000 | 479 |
| Total risk weighted assets | $515,098,000 | 861 |
| Total unused commitments | $108,011,000 | 685 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 115 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $683,827,000 | 979 |
| Cash and due from depository institutions | $13,041,000 | 1,299 |
| Interest-bearing balances | $9,000 | 7,017 |
| Securities | $178,523,000 | 791 |
| Federal funds sold & reverse repurchase agreements | $795,000 | 3,245 |
| Net loans & leases | $476,771,000 | 910 |
| Loan loss allowance | $5,811,000 | 1,385 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,012,000 | 2,836 |
| Other real estate owned | $371,000 | 1,299 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $10,314,000 | 1,896 |
| Life insurance assets | $1,720,000 | 2,466 |
| Total liabilities and capital | $683,827,000 | 979 |
| Total liabilities | $634,720,000 | 945 |
| Total deposits | $555,021,000 | 983 |
| Interest-bearing deposits | $451,967,000 | 1,044 |
| Deposits held in domestic offices | $555,021,000 | 981 |
| % insured | 76.80% | 6,782 |
| Federal funds purchased & repurchase agreements | $58,600,000 | 337 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,148,000 | 2,032 |
| Subordinated debt | $6,000,000 | 129 |
| All other liabilities | $2,951,000 | 1,481 |
| Total equity capital | $49,107,000 | 1,366 |
| Total bank equity capital | $49,107,000 | 1,366 |
| Perpetual preferred stock | $7,600,000 | 69 |
| Common stock | $3,089,000 | 1,305 |
| Surplus | $14,588,000 | 1,994 |
| Undivided profits | $23,830,000 | 1,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,376,000 | 2,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $578,000 | 496 |
| Income earned, not collected on loans | $1,958,000 | 1,534 |
| Earning assets | $656,098,000 | 929 |
| Long-term assets (5+ years) | $213,825,000 | 662 |
| Average Assets, year-to-date | $638,447,200 | 1,048 |
| Average Assets, quarterly | $671,996,500 | 997 |
| Volatile liabilities | $215,647,000 | 628 |
| Insider loans | $4,553,000 | 1,541 |
| FHLB advances | $12,148,000 | 1,927 |
| Loans and leases held for sale | $26,609,000 | 185 |
| Unused loan commitments | $114,202,000 | 645 |
| Tier 1 (core) risk-based capital | $47,974,000 | 1,328 |
| Tier 2 risk-based capital | $11,811,000 | 500 |
| Total risk weighted assets | $500,621,000 | 901 |
| Total unused commitments | $114,202,000 | 647 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 111 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $660,166,000 | 1,026 |
| Cash and due from depository institutions | $12,134,000 | 1,354 |
| Interest-bearing balances | $21,000 | 6,987 |
| Securities | $157,210,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $7,655,000 | 1,023 |
| Net loans & leases | $469,883,000 | 942 |
| Loan loss allowance | $5,495,000 | 1,464 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,042,000 | 2,845 |
| Other real estate owned | $104,000 | 1,354 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,138,000 | 2,095 |
| Life insurance assets | $1,699,000 | 2,465 |
| Total liabilities and capital | $660,166,000 | 1,026 |
| Total liabilities | $610,640,000 | 994 |
| Total deposits | $530,830,000 | 1,038 |
| Interest-bearing deposits | $432,766,000 | 1,111 |
| Deposits held in domestic offices | $530,830,000 | 1,037 |
| % insured | 74.63% | 6,790 |
| Federal funds purchased & repurchase agreements | $48,016,000 | 369 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,398,000 | 2,120 |
| Subordinated debt | $6,000,000 | 139 |
| All other liabilities | $13,396,000 | 507 |
| Total equity capital | $49,526,000 | 1,385 |
| Total bank equity capital | $49,526,000 | 1,384 |
| Perpetual preferred stock | $7,579,000 | 68 |
| Common stock | $3,086,000 | 1,321 |
| Surplus | $14,543,000 | 1,996 |
| Undivided profits | $24,318,000 | 1,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,669,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $336,000 | 643 |
| Income earned, not collected on loans | $1,847,000 | 1,757 |
| Earning assets | $634,769,000 | 969 |
| Long-term assets (5+ years) | $183,977,000 | 772 |
| Average Assets, year-to-date | $627,102,250 | 1,075 |
| Average Assets, quarterly | $653,757,000 | 1,031 |
| Volatile liabilities | $206,750,000 | 663 |
| Insider loans | $5,128,000 | 1,393 |
| FHLB advances | $12,398,000 | 2,017 |
| Loans and leases held for sale | $24,197,000 | 197 |
| Unused loan commitments | $110,732,000 | 678 |
| Tier 1 (core) risk-based capital | $46,949,000 | 1,360 |
| Tier 2 risk-based capital | $11,495,000 | 514 |
| Total risk weighted assets | $490,086,000 | 933 |
| Total unused commitments | $110,732,000 | 680 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 112 | 1,365 |
| Assets and Liabilities | ||
| Total Assets: | $647,348,000 | 1,052 |
| Cash and due from depository institutions | $12,693,000 | 1,365 |
| Interest-bearing balances | $13,000 | 7,043 |
| Securities | $141,724,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $29,876,000 | 198 |
| Net loans & leases | $449,391,000 | 1,003 |
| Loan loss allowance | $5,584,000 | 1,444 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,191,000 | 2,796 |
| Other real estate owned | $0 | 1,365 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,473,000 | 2,080 |
| Life insurance assets | $1,677,000 | 2,484 |
| Total liabilities and capital | $647,348,000 | 1,052 |
| Total liabilities | $599,472,000 | 1,016 |
| Total deposits | $544,081,000 | 1,010 |
| Interest-bearing deposits | $442,830,000 | 1,081 |
| Deposits held in domestic offices | $544,081,000 | 1,008 |
| % insured | 71.43% | 7,102 |
| Federal funds purchased & repurchase agreements | $33,955,000 | 468 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,650,000 | 2,182 |
| Subordinated debt | $6,000,000 | 145 |
| All other liabilities | $2,786,000 | 1,649 |
| Total equity capital | $47,876,000 | 1,419 |
| Total bank equity capital | $47,876,000 | 1,419 |
| Perpetual preferred stock | $7,559,000 | 68 |
| Common stock | $3,084,000 | 1,338 |
| Surplus | $14,524,000 | 1,996 |
| Undivided profits | $22,709,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,253,000 | 1,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $354,000 | 620 |
| Income earned, not collected on loans | $1,909,000 | 1,632 |
| Earning assets | $621,004,000 | 989 |
| Long-term assets (5+ years) | $137,537,000 | 1,004 |
| Average Assets, year-to-date | $616,081,000 | 1,091 |
| Average Assets, quarterly | $628,495,000 | 1,080 |
| Volatile liabilities | $187,290,000 | 748 |
| Insider loans | $7,143,000 | 1,012 |
| FHLB advances | $12,650,000 | 2,089 |
| Loans and leases held for sale | $15,696,000 | 225 |
| Unused loan commitments | $105,211,000 | 700 |
| Tier 1 (core) risk-based capital | $45,703,000 | 1,393 |
| Tier 2 risk-based capital | $11,584,000 | 514 |
| Total risk weighted assets | $480,106,000 | 975 |
| Total unused commitments | $105,211,000 | 702 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 108 | 1,432 |
| Assets and Liabilities | ||
| Total Assets: | $609,642,000 | 1,134 |
| Cash and due from depository institutions | $10,045,000 | 1,432 |
| Interest-bearing balances | $234,000 | 6,255 |
| Securities | $157,701,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $428,056,000 | 1,065 |
| Loan loss allowance | $5,438,000 | 1,518 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,153,000 | 2,865 |
| Other real estate owned | $0 | 1,432 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,687,000 | 2,081 |
| Life insurance assets | $1,656,000 | 2,500 |
| Total liabilities and capital | $609,642,000 | 1,134 |
| Total liabilities | $563,766,000 | 1,107 |
| Total deposits | $510,491,000 | 1,096 |
| Interest-bearing deposits | $425,810,000 | 1,149 |
| Deposits held in domestic offices | $510,491,000 | 1,094 |
| % insured | 72.59% | 7,100 |
| Federal funds purchased & repurchase agreements | $33,924,000 | 476 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $9,370,000 | 2,721 |
| Subordinated debt | $6,000,000 | 148 |
| All other liabilities | $3,981,000 | 1,239 |
| Total equity capital | $45,876,000 | 1,485 |
| Total bank equity capital | $45,876,000 | 1,485 |
| Perpetual preferred stock | $7,540,000 | 67 |
| Common stock | $3,083,000 | 1,371 |
| Surplus | $14,499,000 | 2,034 |
| Undivided profits | $20,754,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,858,000 | 2,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 988 |
| Income earned, not collected on loans | $1,939,000 | 1,668 |
| Earning assets | $585,991,000 | 1,071 |
| Long-term assets (5+ years) | $156,414,000 | 888 |
| Average Assets, year-to-date | $600,447,500 | 1,152 |
| Average Assets, quarterly | $600,447,500 | 1,152 |
| Volatile liabilities | $189,706,000 | 772 |
| Insider loans | $7,185,000 | 1,051 |
| FHLB advances | $9,370,000 | 2,603 |
| Loans and leases held for sale | $8,912,000 | 269 |
| Unused loan commitments | $94,609,000 | 794 |
| Tier 1 (core) risk-based capital | $44,303,000 | 1,443 |
| Tier 2 risk-based capital | $11,438,000 | 540 |
| Total risk weighted assets | $462,308,000 | 1,053 |
| Total unused commitments | $94,609,000 | 796 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 105 | 1,504 |
| Assets and Liabilities | ||
| Total Assets: | $591,253,000 | 1,184 |
| Cash and due from depository institutions | $8,848,000 | 1,504 |
| Interest-bearing balances | $97,000 | 6,538 |
| Securities | $143,297,000 | 899 |
| Federal funds sold & reverse repurchase agreements | $2,910,000 | 2,408 |
| Net loans & leases | $422,470,000 | 1,108 |
| Loan loss allowance | $5,180,000 | 1,577 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,189,000 | 2,889 |
| Other real estate owned | $0 | 1,504 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $9,539,000 | 2,154 |
| Life insurance assets | $1,635,000 | 2,510 |
| Total liabilities and capital | $591,253,000 | 1,184 |
| Total liabilities | $546,830,000 | 1,150 |
| Total deposits | $491,685,000 | 1,138 |
| Interest-bearing deposits | $405,667,000 | 1,206 |
| Deposits held in domestic offices | $491,685,000 | 1,136 |
| % insured | 72.68% | 7,125 |
| Federal funds purchased & repurchase agreements | $32,494,000 | 516 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,989,000 | 2,333 |
| Subordinated debt | $6,000,000 | 157 |
| All other liabilities | $2,662,000 | 1,707 |
| Total equity capital | $44,423,000 | 1,504 |
| Total bank equity capital | $44,423,000 | 1,504 |
| Perpetual preferred stock | $7,520,000 | 64 |
| Common stock | $3,071,000 | 1,401 |
| Surplus | $14,401,000 | 2,049 |
| Undivided profits | $19,431,000 | 1,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,055,000 | 2,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 845 |
| Income earned, not collected on loans | $2,026,000 | 1,667 |
| Earning assets | $568,774,000 | 1,112 |
| Long-term assets (5+ years) | $143,708,000 | 977 |
| Average Assets, year-to-date | $547,921,400 | 1,265 |
| Average Assets, quarterly | $587,018,000 | 1,194 |
| Volatile liabilities | $168,762,000 | 883 |
| Insider loans | $7,202,000 | 1,057 |
| FHLB advances | $13,989,000 | 2,224 |
| Loans and leases held for sale | $13,266,000 | 225 |
| Unused loan commitments | $92,194,000 | 823 |
| Tier 1 (core) risk-based capital | $42,266,000 | 1,490 |
| Tier 2 risk-based capital | $11,180,000 | 563 |
| Total risk weighted assets | $450,710,000 | 1,115 |
| Total unused commitments | $92,194,000 | 824 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 104 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $582,783,000 | 1,216 |
| Cash and due from depository institutions | $8,591,000 | 1,541 |
| Interest-bearing balances | $57,000 | 6,626 |
| Securities | $147,441,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 1,298 |
| Net loans & leases | $408,825,000 | 1,174 |
| Loan loss allowance | $4,809,000 | 1,601 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,246,000 | 2,865 |
| Other real estate owned | $244,000 | 1,541 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,286,000 | 2,655 |
| Life insurance assets | $1,613,000 | 2,514 |
| Total liabilities and capital | $582,783,000 | 1,216 |
| Total liabilities | $539,412,000 | 1,182 |
| Total deposits | $484,426,000 | 1,160 |
| Interest-bearing deposits | $395,053,000 | 1,254 |
| Deposits held in domestic offices | $484,426,000 | 1,157 |
| % insured | 70.95% | 7,378 |
| Federal funds purchased & repurchase agreements | $33,270,000 | 518 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $9,804,000 | 2,922 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $5,912,000 | 988 |
| Total equity capital | $43,371,000 | 1,588 |
| Total bank equity capital | $43,371,000 | 1,586 |
| Perpetual preferred stock | $7,501,000 | 58 |
| Common stock | $3,067,000 | 1,423 |
| Surplus | $14,361,000 | 2,041 |
| Undivided profits | $18,442,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,636,000 | 3,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,984,000 | 1,839 |
| Earning assets | $563,473,000 | 1,147 |
| Long-term assets (5+ years) | $147,378,000 | 952 |
| Average Assets, year-to-date | $537,088,500 | 1,294 |
| Average Assets, quarterly | $570,234,500 | 1,241 |
| Volatile liabilities | $137,781,000 | 1,097 |
| Insider loans | $7,243,000 | 1,071 |
| FHLB advances | $9,804,000 | 2,791 |
| Loans and leases held for sale | $15,018,000 | 199 |
| Unused loan commitments | $88,105,000 | 887 |
| Tier 1 (core) risk-based capital | $40,962,000 | 1,564 |
| Tier 2 risk-based capital | $10,809,000 | 585 |
| Total risk weighted assets | $434,363,000 | 1,181 |
| Total unused commitments | $88,105,000 | 891 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 103 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $557,686,000 | 1,282 |
| Cash and due from depository institutions | $12,901,000 | 1,596 |
| Interest-bearing balances | $93,000 | 6,403 |
| Securities | $107,431,000 | 1,173 |
| Federal funds sold & reverse repurchase agreements | $21,685,000 | 407 |
| Net loans & leases | $403,444,000 | 1,215 |
| Loan loss allowance | $4,311,000 | 1,699 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,263,000 | 2,893 |
| Other real estate owned | $244,000 | 1,596 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,718,000 | 2,311 |
| Life insurance assets | $1,592,000 | 2,546 |
| Total liabilities and capital | $557,686,000 | 1,282 |
| Total liabilities | $515,401,000 | 1,253 |
| Total deposits | $453,684,000 | 1,247 |
| Interest-bearing deposits | $364,963,000 | 1,361 |
| Deposits held in domestic offices | $453,684,000 | 1,243 |
| % insured | 57.36% | 7,425 |
| Federal funds purchased & repurchase agreements | $42,247,000 | 453 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,862,000 | 2,829 |
| Subordinated debt | $6,000,000 | 175 |
| All other liabilities | $2,608,000 | 1,931 |
| Total equity capital | $42,285,000 | 1,613 |
| Total bank equity capital | $42,285,000 | 1,613 |
| Perpetual preferred stock | $7,482,000 | 58 |
| Common stock | $3,065,000 | 1,440 |
| Surplus | $14,341,000 | 2,049 |
| Undivided profits | $17,397,000 | 1,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,931,000 | 1,809 |
| Earning assets | $532,653,000 | 1,231 |
| Long-term assets (5+ years) | $107,448,000 | 1,261 |
| Average Assets, year-to-date | $521,857,000 | 1,354 |
| Average Assets, quarterly | $547,076,000 | 1,308 |
| Volatile liabilities | $137,410,000 | 1,114 |
| Insider loans | $6,859,000 | 1,149 |
| FHLB advances | $10,862,000 | 2,697 |
| Loans and leases held for sale | $18,183,000 | 242 |
| Unused loan commitments | $78,164,000 | 1,018 |
| Tier 1 (core) risk-based capital | $40,303,000 | 1,610 |
| Tier 2 risk-based capital | $10,311,000 | 631 |
| Total risk weighted assets | $423,610,000 | 1,233 |
| Total unused commitments | $78,164,000 | 1,020 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 99 | 1,663 |
| Assets and Liabilities | ||
| Total Assets: | $536,466,000 | 1,335 |
| Cash and due from depository institutions | $9,971,000 | 1,663 |
| Interest-bearing balances | $64,000 | 6,353 |
| Securities | $107,636,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $36,875,000 | 286 |
| Net loans & leases | $370,895,000 | 1,334 |
| Loan loss allowance | $3,822,000 | 1,788 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,977,000 | 3,082 |
| Other real estate owned | $544,000 | 1,663 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,568,000 | 2,577 |
| Life insurance assets | $1,570,000 | 2,572 |
| Total liabilities and capital | $536,466,000 | 1,335 |
| Total liabilities | $495,032,000 | 1,307 |
| Total deposits | $436,808,000 | 1,293 |
| Interest-bearing deposits | $353,998,000 | 1,412 |
| Deposits held in domestic offices | $436,808,000 | 1,289 |
| % insured | 57.99% | 7,416 |
| Federal funds purchased & repurchase agreements | $30,294,000 | 582 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $11,822,000 | 2,789 |
| Subordinated debt | $6,000,000 | 174 |
| All other liabilities | $10,108,000 | 669 |
| Total equity capital | $41,434,000 | 1,654 |
| Total bank equity capital | $41,434,000 | 1,654 |
| Perpetual preferred stock | $7,463,000 | 56 |
| Common stock | $3,037,000 | 1,457 |
| Surplus | $14,229,000 | 2,051 |
| Undivided profits | $16,705,000 | 1,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 5,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,955,000 | 1,800 |
| Earning assets | $515,470,000 | 1,271 |
| Long-term assets (5+ years) | $111,764,000 | 1,198 |
| Average Assets, year-to-date | $503,942,500 | 1,407 |
| Average Assets, quarterly | $503,942,500 | 1,407 |
| Volatile liabilities | $120,273,000 | 1,291 |
| Insider loans | $6,608,000 | 1,203 |
| FHLB advances | $11,822,000 | 2,671 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $81,737,000 | 1,037 |
| Tier 1 (core) risk-based capital | $39,807,000 | 1,660 |
| Tier 2 risk-based capital | $9,822,000 | 645 |
| Total risk weighted assets | $402,727,000 | 1,315 |
| Total unused commitments | $81,737,000 | 1,037 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 94 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $471,419,000 | 1,506 |
| Cash and due from depository institutions | $8,208,000 | 1,763 |
| Interest-bearing balances | $81,000 | 5,882 |
| Securities | $95,178,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $357,376,000 | 1,393 |
| Loan loss allowance | $3,700,000 | 1,786 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,991,000 | 3,089 |
| Other real estate owned | $0 | 1,763 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,666,000 | 2,577 |
| Life insurance assets | $1,549,000 | 2,600 |
| Total liabilities and capital | $471,419,000 | 1,506 |
| Total liabilities | $438,914,000 | 1,457 |
| Total deposits | $389,645,000 | 1,410 |
| Interest-bearing deposits | $315,267,000 | 1,541 |
| Deposits held in domestic offices | $389,645,000 | 1,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,819,000 | 648 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,048,000 | 2,921 |
| Subordinated debt | $6,000,000 | 177 |
| All other liabilities | $2,402,000 | 1,983 |
| Total equity capital | $32,505,000 | 2,081 |
| Total bank equity capital | $32,505,000 | 2,081 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,011,000 | 1,460 |
| Surplus | $14,122,000 | 2,041 |
| Undivided profits | $15,372,000 | 2,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 962 |
| Income earned, not collected on loans | $1,800,000 | 2,094 |
| Earning assets | $452,635,000 | 1,420 |
| Long-term assets (5+ years) | $100,498,000 | 1,300 |
| Average Assets, year-to-date | $430,587,600 | 1,590 |
| Average Assets, quarterly | $464,552,000 | 1,516 |
| Volatile liabilities | $104,408,000 | 1,456 |
| Insider loans | $6,613,000 | 1,211 |
| FHLB advances | $12,048,000 | 2,808 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $83,248,000 | 1,045 |
| Tier 1 (core) risk-based capital | $31,387,000 | 2,053 |
| Tier 2 risk-based capital | $9,700,000 | 642 |
| Total risk weighted assets | $382,028,000 | 1,370 |
| Total unused commitments | $83,248,000 | 1,045 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $457,685,000 | 1,535 |
| Cash and due from depository institutions | $10,837,000 | 1,843 |
| Interest-bearing balances | $51,000 | 5,671 |
| Securities | $74,817,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $17,685,000 | 645 |
| Net loans & leases | $343,670,000 | 1,448 |
| Loan loss allowance | $3,541,000 | 1,696 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,065,000 | 3,027 |
| Other real estate owned | $0 | 1,843 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,611,000 | 2,595 |
| Life insurance assets | $1,526,000 | 2,615 |
| Total liabilities and capital | $457,685,000 | 1,535 |
| Total liabilities | $427,234,000 | 1,482 |
| Total deposits | $373,284,000 | 1,445 |
| Interest-bearing deposits | $297,344,000 | 1,616 |
| Deposits held in domestic offices | $373,284,000 | 1,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,326,000 | 642 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $12,274,000 | 2,904 |
| Subordinated debt | $6,000,000 | 182 |
| All other liabilities | $4,350,000 | 1,260 |
| Total equity capital | $30,451,000 | 2,256 |
| Total bank equity capital | $30,451,000 | 2,256 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,904,000 | 1,566 |
| Surplus | $13,725,000 | 2,084 |
| Undivided profits | $13,822,000 | 2,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,028,000 | 4,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,039 |
| Income earned, not collected on loans | $1,638,000 | 2,445 |
| Earning assets | $436,223,000 | 1,471 |
| Long-term assets (5+ years) | $83,480,000 | 1,497 |
| Average Assets, year-to-date | $420,379,750 | 1,626 |
| Average Assets, quarterly | $442,309,000 | 1,579 |
| Volatile liabilities | $93,743,000 | 1,550 |
| Insider loans | $6,618,000 | 1,195 |
| FHLB advances | $12,274,000 | 2,791 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $81,446,000 | 1,135 |
| Tier 1 (core) risk-based capital | $30,003,000 | 2,187 |
| Tier 2 risk-based capital | $9,541,000 | 635 |
| Total risk weighted assets | $370,896,000 | 1,414 |
| Total unused commitments | $81,446,000 | 1,137 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 89 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $426,933,000 | 1,637 |
| Cash and due from depository institutions | $17,109,000 | 1,928 |
| Interest-bearing balances | $50,000 | 5,649 |
| Securities | $59,387,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,529 |
| Net loans & leases | $332,122,000 | 1,484 |
| Loan loss allowance | $3,456,000 | 1,677 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,146,000 | 2,977 |
| Other real estate owned | $0 | 1,928 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,269,000 | 2,647 |
| Life insurance assets | $1,503,000 | 2,642 |
| Total liabilities and capital | $426,933,000 | 1,637 |
| Total liabilities | $398,234,000 | 1,583 |
| Total deposits | $346,581,000 | 1,563 |
| Interest-bearing deposits | $272,918,000 | 1,726 |
| Deposits held in domestic offices | $346,581,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,313,000 | 678 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,490,000 | 2,774 |
| Subordinated debt | $6,000,000 | 171 |
| All other liabilities | $1,850,000 | 2,449 |
| Total equity capital | $28,699,000 | 2,400 |
| Total bank equity capital | $28,699,000 | 2,400 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,903,000 | 1,570 |
| Surplus | $13,699,000 | 2,074 |
| Undivided profits | $12,097,000 | 2,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $808,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $34,000 | 970 |
| Income earned, not collected on loans | $1,549,000 | 2,504 |
| Earning assets | $399,459,000 | 1,601 |
| Long-term assets (5+ years) | $66,817,000 | 1,784 |
| Average Assets, year-to-date | $407,944,670 | 1,676 |
| Average Assets, quarterly | $421,474,000 | 1,642 |
| Volatile liabilities | $95,166,000 | 1,531 |
| Insider loans | $7,128,000 | 1,110 |
| FHLB advances | $12,490,000 | 2,671 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $78,536,000 | 1,196 |
| Tier 1 (core) risk-based capital | $29,050,000 | 2,262 |
| Tier 2 risk-based capital | $9,456,000 | 634 |
| Total risk weighted assets | $356,471,000 | 1,465 |
| Total unused commitments | $78,536,000 | 1,197 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 88 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $416,015,000 | 1,663 |
| Cash and due from depository institutions | $10,523,000 | 1,936 |
| Interest-bearing balances | $247,000 | 4,256 |
| Securities | $54,355,000 | 2,145 |
| Federal funds sold & reverse repurchase agreements | $24,680,000 | 627 |
| Net loans & leases | $315,827,000 | 1,540 |
| Loan loss allowance | $3,330,000 | 1,692 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,195,000 | 2,935 |
| Other real estate owned | $0 | 1,936 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,435,000 | 2,528 |
| Life insurance assets | $1,481,000 | 2,649 |
| Total liabilities and capital | $416,015,000 | 1,663 |
| Total liabilities | $387,661,000 | 1,611 |
| Total deposits | $345,235,000 | 1,561 |
| Interest-bearing deposits | $283,065,000 | 1,683 |
| Deposits held in domestic offices | $345,235,000 | 1,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,960,000 | 844 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,231,000 | 2,613 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $2,235,000 | 2,254 |
| Total equity capital | $28,354,000 | 2,479 |
| Total bank equity capital | $28,354,000 | 2,479 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,902,000 | 1,570 |
| Surplus | $13,670,000 | 2,063 |
| Undivided profits | $11,782,000 | 2,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,543,000 | 2,548 |
| Earning assets | $395,109,000 | 1,613 |
| Long-term assets (5+ years) | $60,528,000 | 1,863 |
| Average Assets, year-to-date | $398,450,500 | 1,708 |
| Average Assets, quarterly | $398,450,500 | 1,708 |
| Volatile liabilities | $87,574,000 | 1,612 |
| Insider loans | $6,269,000 | 1,245 |
| FHLB advances | $12,231,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $72,710,000 | 1,312 |
| Tier 1 (core) risk-based capital | $28,208,000 | 2,322 |
| Tier 2 risk-based capital | $9,330,000 | 625 |
| Total risk weighted assets | $343,229,000 | 1,497 |
| Total unused commitments | $72,710,000 | 1,313 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $380,886,000 | 1,788 |
| Cash and due from depository institutions | $11,890,000 | 1,987 |
| Interest-bearing balances | $2,487,000 | 1,697 |
| Securities | $48,879,000 | 2,346 |
| Federal funds sold & reverse repurchase agreements | $4,035,000 | 2,939 |
| Net loans & leases | $305,499,000 | 1,577 |
| Loan loss allowance | $3,265,000 | 1,686 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,229,000 | 2,891 |
| Other real estate owned | $0 | 1,987 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,354,000 | 2,560 |
| Life insurance assets | $1,458,000 | 2,644 |
| Total liabilities and capital | $380,886,000 | 1,788 |
| Total liabilities | $353,434,000 | 1,740 |
| Total deposits | $294,835,000 | 1,814 |
| Interest-bearing deposits | $227,898,000 | 1,990 |
| Deposits held in domestic offices | $294,835,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,292,000 | 621 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,426,000 | 2,052 |
| Subordinated debt | $6,000,000 | 165 |
| All other liabilities | $1,881,000 | 2,596 |
| Total equity capital | $27,452,000 | 2,511 |
| Total bank equity capital | $27,452,000 | 2,511 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,856,000 | 1,568 |
| Surplus | $13,484,000 | 2,071 |
| Undivided profits | $11,112,000 | 2,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,561,000 | 2,718 |
| Earning assets | $360,900,000 | 1,735 |
| Long-term assets (5+ years) | $51,015,000 | 1,966 |
| Average Assets, year-to-date | $355,371,000 | 1,835 |
| Average Assets, quarterly | $378,474,500 | 1,775 |
| Volatile liabilities | $113,260,000 | 1,300 |
| Insider loans | $5,780,000 | 1,325 |
| FHLB advances | $17,426,000 | 1,951 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $72,258,000 | 1,332 |
| Tier 1 (core) risk-based capital | $27,367,000 | 2,378 |
| Tier 2 risk-based capital | $9,265,000 | 614 |
| Total risk weighted assets | $328,359,000 | 1,544 |
| Total unused commitments | $72,258,000 | 1,333 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $376,063,000 | 1,782 |
| Cash and due from depository institutions | $10,424,000 | 2,018 |
| Interest-bearing balances | $999,000 | 2,424 |
| Securities | $50,350,000 | 2,284 |
| Federal funds sold & reverse repurchase agreements | $18,590,000 | 742 |
| Net loans & leases | $285,920,000 | 1,643 |
| Loan loss allowance | $3,040,000 | 1,730 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,397,000 | 2,764 |
| Other real estate owned | $0 | 2,018 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,382,000 | 2,549 |
| Life insurance assets | $1,437,000 | 2,610 |
| Total liabilities and capital | $376,063,000 | 1,782 |
| Total liabilities | $349,980,000 | 1,714 |
| Total deposits | $307,526,000 | 1,730 |
| Interest-bearing deposits | $242,168,000 | 1,887 |
| Deposits held in domestic offices | $307,526,000 | 1,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,739,000 | 751 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,016,000 | 2,470 |
| Subordinated debt | $6,000,000 | 163 |
| All other liabilities | $1,699,000 | 2,833 |
| Total equity capital | $26,083,000 | 2,596 |
| Total bank equity capital | $26,083,000 | 2,596 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,832,000 | 1,557 |
| Surplus | $13,381,000 | 2,053 |
| Undivided profits | $9,870,000 | 3,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,525,000 | 2,932 |
| Earning assets | $355,859,000 | 1,726 |
| Long-term assets (5+ years) | $44,546,000 | 2,106 |
| Average Assets, year-to-date | $348,992,250 | 1,854 |
| Average Assets, quarterly | $366,163,000 | 1,808 |
| Volatile liabilities | $108,983,000 | 1,299 |
| Insider loans | $5,590,000 | 1,333 |
| FHLB advances | $11,016,000 | 2,348 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $74,661,000 | 1,316 |
| Tier 1 (core) risk-based capital | $26,453,000 | 2,449 |
| Tier 2 risk-based capital | $9,040,000 | 610 |
| Total risk weighted assets | $311,890,000 | 1,594 |
| Total unused commitments | $74,661,000 | 1,317 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 83 | 2,118 |
| Assets and Liabilities | ||
| Total Assets: | $356,263,000 | 1,876 |
| Cash and due from depository institutions | $13,934,000 | 2,118 |
| Interest-bearing balances | $762,000 | 2,706 |
| Securities | $48,545,000 | 2,348 |
| Federal funds sold & reverse repurchase agreements | $7,120,000 | 2,069 |
| Net loans & leases | $275,899,000 | 1,696 |
| Loan loss allowance | $2,905,000 | 1,813 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,225,000 | 2,841 |
| Other real estate owned | $0 | 2,118 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,540,000 | 2,499 |
| Life insurance assets | $1,421,000 | 2,628 |
| Total liabilities and capital | $356,263,000 | 1,876 |
| Total liabilities | $331,349,000 | 1,813 |
| Total deposits | $291,364,000 | 1,835 |
| Interest-bearing deposits | $223,293,000 | 2,040 |
| Deposits held in domestic offices | $291,364,000 | 1,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,274,000 | 800 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,180,000 | 2,353 |
| Subordinated debt | $6,000,000 | 170 |
| All other liabilities | $1,531,000 | 2,872 |
| Total equity capital | $24,914,000 | 2,685 |
| Total bank equity capital | $24,914,000 | 2,685 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,827,000 | 1,555 |
| Surplus | $13,327,000 | 2,055 |
| Undivided profits | $8,760,000 | 3,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,369,000 | 2,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,409,000 | 2,941 |
| Earning assets | $332,326,000 | 1,849 |
| Long-term assets (5+ years) | $43,355,000 | 2,100 |
| Average Assets, year-to-date | $339,968,670 | 1,919 |
| Average Assets, quarterly | $347,713,500 | 1,902 |
| Volatile liabilities | $114,610,000 | 1,226 |
| Insider loans | $5,160,000 | 1,439 |
| FHLB advances | $11,180,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $70,485,000 | 1,402 |
| Tier 1 (core) risk-based capital | $25,631,000 | 2,532 |
| Tier 2 risk-based capital | $8,905,000 | 631 |
| Total risk weighted assets | $301,850,000 | 1,647 |
| Total unused commitments | $70,485,000 | 1,403 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 78 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $339,164,000 | 1,943 |
| Cash and due from depository institutions | $9,450,000 | 2,249 |
| Interest-bearing balances | $570,000 | 3,051 |
| Securities | $48,837,000 | 2,353 |
| Federal funds sold & reverse repurchase agreements | $8,545,000 | 2,273 |
| Net loans & leases | $262,353,000 | 1,761 |
| Loan loss allowance | $3,026,000 | 1,733 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,943,000 | 2,982 |
| Other real estate owned | $0 | 2,249 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,036,000 | 2,603 |
| Life insurance assets | $1,393,000 | 2,644 |
| Total liabilities and capital | $339,164,000 | 1,943 |
| Total liabilities | $314,724,000 | 1,894 |
| Total deposits | $274,098,000 | 1,954 |
| Interest-bearing deposits | $214,882,000 | 2,108 |
| Deposits held in domestic offices | $274,098,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,360,000 | 780 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,346,000 | 2,266 |
| Subordinated debt | $6,000,000 | 167 |
| All other liabilities | $2,920,000 | 1,812 |
| Total equity capital | $24,440,000 | 2,743 |
| Total bank equity capital | $24,440,000 | 2,743 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,826,000 | 1,540 |
| Surplus | $13,289,000 | 2,023 |
| Undivided profits | $8,325,000 | 3,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,454,000 | 2,751 |
| Earning assets | $320,305,000 | 1,905 |
| Long-term assets (5+ years) | $42,832,000 | 2,079 |
| Average Assets, year-to-date | $331,821,500 | 1,964 |
| Average Assets, quarterly | $331,821,500 | 1,964 |
| Volatile liabilities | $114,223,000 | 1,201 |
| Insider loans | $3,365,000 | 2,059 |
| FHLB advances | $11,346,000 | 2,159 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $65,582,000 | 1,497 |
| Tier 1 (core) risk-based capital | $24,756,000 | 2,584 |
| Tier 2 risk-based capital | $9,026,000 | 610 |
| Total risk weighted assets | $287,381,000 | 1,699 |
| Total unused commitments | $65,582,000 | 1,498 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities | ||
| Total Assets: | $324,479,000 | 2,005 |
| Cash and due from depository institutions | $10,818,000 | 2,431 |
| Interest-bearing balances | $1,861,000 | 1,955 |
| Securities | $47,316,000 | 2,449 |
| Federal funds sold & reverse repurchase agreements | $6,590,000 | 2,392 |
| Net loans & leases | $250,150,000 | 1,811 |
| Loan loss allowance | $2,895,000 | 1,791 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,525,000 | 3,189 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,080,000 | 2,595 |
| Life insurance assets | $1,372,000 | 2,627 |
| Total liabilities and capital | $324,479,000 | 2,005 |
| Total liabilities | $300,919,000 | 1,950 |
| Total deposits | $257,283,000 | 2,042 |
| Interest-bearing deposits | $199,567,000 | 2,223 |
| Deposits held in domestic offices | $257,283,000 | 2,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,501,000 | 725 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,513,000 | 2,324 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $1,622,000 | 2,811 |
| Total equity capital | $23,560,000 | 2,772 |
| Total bank equity capital | $23,560,000 | 2,772 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,825,000 | 1,532 |
| Surplus | $13,264,000 | 1,975 |
| Undivided profits | $7,471,000 | 3,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,425,000 | 2,914 |
| Earning assets | $305,917,000 | 1,948 |
| Long-term assets (5+ years) | $40,534,000 | 2,132 |
| Average Assets, year-to-date | $301,690,000 | 2,065 |
| Average Assets, quarterly | $318,363,500 | 2,018 |
| Volatile liabilities | $112,385,000 | 1,339 |
| Insider loans | $3,371,000 | 2,039 |
| FHLB advances | $11,513,000 | 2,214 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $62,266,000 | 1,545 |
| Tier 1 (core) risk-based capital | $24,080,000 | 2,598 |
| Tier 2 risk-based capital | $8,895,000 | 616 |
| Total risk weighted assets | $273,226,000 | 1,760 |
| Total unused commitments | $62,266,000 | 1,546 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $312,248,000 | 2,062 |
| Cash and due from depository institutions | $10,426,000 | 2,707 |
| Interest-bearing balances | $949,000 | 2,487 |
| Securities | $47,774,000 | 2,434 |
| Federal funds sold & reverse repurchase agreements | $8,080,000 | 1,720 |
| Net loans & leases | $236,580,000 | 1,905 |
| Loan loss allowance | $2,723,000 | 1,906 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,484,000 | 3,183 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,904,000 | 2,653 |
| Life insurance assets | $1,352,000 | 2,615 |
| Total liabilities and capital | $312,248,000 | 2,062 |
| Total liabilities | $289,595,000 | 2,013 |
| Total deposits | $244,431,000 | 2,117 |
| Interest-bearing deposits | $187,341,000 | 2,320 |
| Deposits held in domestic offices | $244,431,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,276,000 | 688 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,671,000 | 2,407 |
| Subordinated debt | $6,000,000 | 173 |
| All other liabilities | $1,217,000 | 3,380 |
| Total equity capital | $22,653,000 | 2,840 |
| Total bank equity capital | $22,653,000 | 2,840 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,824,000 | 1,524 |
| Surplus | $13,239,000 | 1,950 |
| Undivided profits | $6,590,000 | 4,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,295,000 | 3,183 |
| Earning assets | $293,383,000 | 2,029 |
| Long-term assets (5+ years) | $37,653,000 | 2,246 |
| Average Assets, year-to-date | $295,992,750 | 2,115 |
| Average Assets, quarterly | $313,396,000 | 2,036 |
| Volatile liabilities | $107,989,000 | 1,384 |
| Insider loans | $3,125,000 | 2,136 |
| FHLB advances | $11,671,000 | 2,292 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $63,214,000 | 1,539 |
| Tier 1 (core) risk-based capital | $23,268,000 | 2,655 |
| Tier 2 risk-based capital | $8,723,000 | 631 |
| Total risk weighted assets | $262,063,000 | 1,820 |
| Total unused commitments | $63,214,000 | 1,539 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $314,544,000 | 2,028 |
| Cash and due from depository institutions | $13,797,000 | 2,566 |
| Interest-bearing balances | $2,403,000 | 1,624 |
| Securities | $46,656,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $12,918,000 | 992 |
| Net loans & leases | $232,164,000 | 1,918 |
| Loan loss allowance | $2,546,000 | 2,002 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,552,000 | 3,108 |
| Other real estate owned | $0 | 2,566 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,457,000 | 2,810 |
| Life insurance assets | $1,332,000 | 2,590 |
| Total liabilities and capital | $314,544,000 | 2,028 |
| Total liabilities | $292,979,000 | 1,972 |
| Total deposits | $259,544,000 | 1,989 |
| Interest-bearing deposits | $195,237,000 | 2,231 |
| Deposits held in domestic offices | $259,544,000 | 1,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,211,000 | 961 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,182,000 | 2,807 |
| Subordinated debt | $6,000,000 | 168 |
| All other liabilities | $3,042,000 | 1,573 |
| Total equity capital | $21,565,000 | 2,861 |
| Total bank equity capital | $21,565,000 | 2,861 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,824,000 | 1,516 |
| Surplus | $13,210,000 | 1,913 |
| Undivided profits | $5,531,000 | 4,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,096,000 | 3,334 |
| Earning assets | $294,141,000 | 1,996 |
| Long-term assets (5+ years) | $35,904,000 | 2,283 |
| Average Assets, year-to-date | $290,574,330 | 2,153 |
| Average Assets, quarterly | $299,839,000 | 2,107 |
| Volatile liabilities | $89,911,000 | 1,621 |
| Insider loans | $3,136,000 | 2,092 |
| FHLB advances | $9,182,000 | 2,675 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $64,843,000 | 1,513 |
| Tier 1 (core) risk-based capital | $22,486,000 | 2,690 |
| Tier 2 risk-based capital | $8,546,000 | 629 |
| Total risk weighted assets | $260,051,000 | 1,807 |
| Total unused commitments | $64,843,000 | 1,513 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $285,134,000 | 2,207 |
| Cash and due from depository institutions | $11,730,000 | 2,778 |
| Interest-bearing balances | $618,000 | 3,006 |
| Securities | $44,120,000 | 2,626 |
| Federal funds sold & reverse repurchase agreements | $2,810,000 | 3,737 |
| Net loans & leases | $218,080,000 | 1,979 |
| Loan loss allowance | $2,397,000 | 2,073 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,522,000 | 3,073 |
| Other real estate owned | $0 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,872,000 | 2,965 |
| Life insurance assets | $1,312,000 | 2,564 |
| Total liabilities and capital | $285,134,000 | 2,207 |
| Total liabilities | $263,963,000 | 2,138 |
| Total deposits | $227,176,000 | 2,235 |
| Interest-bearing deposits | $171,736,000 | 2,486 |
| Deposits held in domestic offices | $227,176,000 | 2,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,966,000 | 775 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,322,000 | 2,713 |
| Subordinated debt | $6,000,000 | 164 |
| All other liabilities | $1,499,000 | 2,682 |
| Total equity capital | $21,171,000 | 2,874 |
| Total bank equity capital | $21,171,000 | 2,874 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,823,000 | 1,503 |
| Surplus | $13,184,000 | 1,856 |
| Undivided profits | $5,164,000 | 4,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,063,000 | 3,266 |
| Earning assets | $265,628,000 | 2,172 |
| Long-term assets (5+ years) | $36,703,000 | 2,242 |
| Average Assets, year-to-date | $278,589,500 | 2,239 |
| Average Assets, quarterly | $278,589,500 | 2,239 |
| Volatile liabilities | $88,541,000 | 1,579 |
| Insider loans | $2,941,000 | 2,176 |
| FHLB advances | $9,322,000 | 2,601 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $58,223,000 | 1,630 |
| Tier 1 (core) risk-based capital | $21,758,000 | 2,721 |
| Tier 2 risk-based capital | $8,397,000 | 623 |
| Total risk weighted assets | $240,793,000 | 1,870 |
| Total unused commitments | $58,223,000 | 1,630 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $272,045,000 | 2,292 |
| Cash and due from depository institutions | $13,882,000 | 2,976 |
| Interest-bearing balances | $710,000 | 2,975 |
| Securities | $45,316,000 | 2,577 |
| Federal funds sold & reverse repurchase agreements | $7,655,000 | 1,743 |
| Net loans & leases | $197,000,000 | 2,130 |
| Loan loss allowance | $2,195,000 | 2,199 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,544,000 | 3,028 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,648,000 | 3,036 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $272,045,000 | 2,292 |
| Total liabilities | $251,355,000 | 2,227 |
| Total deposits | $221,946,000 | 2,271 |
| Interest-bearing deposits | $159,585,000 | 2,617 |
| Deposits held in domestic offices | $221,946,000 | 2,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,833,000 | 1,005 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,462,000 | 2,786 |
| Subordinated debt | $6,000,000 | 164 |
| All other liabilities | $1,114,000 | 3,243 |
| Total equity capital | $20,690,000 | 2,902 |
| Total bank equity capital | $20,690,000 | 2,902 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,823,000 | 1,489 |
| Surplus | $13,162,000 | 1,822 |
| Undivided profits | $4,705,000 | 4,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $967,000 | 3,558 |
| Earning assets | $250,681,000 | 2,270 |
| Long-term assets (5+ years) | $36,793,000 | 2,207 |
| Average Assets, year-to-date | $239,154,800 | 2,478 |
| Average Assets, quarterly | $264,081,500 | 2,335 |
| Volatile liabilities | $74,675,000 | 1,773 |
| Insider loans | $2,764,000 | 2,252 |
| FHLB advances | $9,462,000 | 2,657 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $59,923,000 | 1,530 |
| Tier 1 (core) risk-based capital | $21,183,000 | 2,747 |
| Tier 2 risk-based capital | $8,195,000 | 624 |
| Total risk weighted assets | $219,875,000 | 2,005 |
| Total unused commitments | $59,923,000 | 1,530 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $256,118,000 | 2,395 |
| Cash and due from depository institutions | $13,266,000 | 2,996 |
| Interest-bearing balances | $268,000 | 4,074 |
| Securities | $39,514,000 | 2,847 |
| Federal funds sold & reverse repurchase agreements | $12,785,000 | 1,031 |
| Net loans & leases | $183,204,000 | 2,237 |
| Loan loss allowance | $1,975,000 | 2,384 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,254,000 | 3,176 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,095,000 | 3,278 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $256,118,000 | 2,395 |
| Total liabilities | $235,900,000 | 2,338 |
| Total deposits | $209,134,000 | 2,348 |
| Interest-bearing deposits | $143,186,000 | 2,801 |
| Deposits held in domestic offices | $209,134,000 | 2,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,591,000 | 827 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,160,000 | 2,981 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,015,000 | 3,430 |
| Total equity capital | $20,218,000 | 2,939 |
| Total bank equity capital | $20,218,000 | 2,939 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,879,000 | 1,998 |
| Surplus | $14,082,000 | 1,668 |
| Undivided profits | $4,257,000 | 5,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $788,000 | 4,201 |
| Earning assets | $235,771,000 | 2,376 |
| Long-term assets (5+ years) | $34,667,000 | 2,324 |
| Average Assets, year-to-date | $230,932,250 | 2,542 |
| Average Assets, quarterly | $251,210,000 | 2,406 |
| Volatile liabilities | $70,285,000 | 1,793 |
| Insider loans | $2,780,000 | 2,225 |
| FHLB advances | $8,160,000 | 2,842 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $57,105,000 | 1,578 |
| Tier 1 (core) risk-based capital | $20,442,000 | 2,822 |
| Tier 2 risk-based capital | $1,975,000 | 2,293 |
| Total risk weighted assets | $204,198,000 | 2,105 |
| Total unused commitments | $57,105,000 | 1,578 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 59 | 2,902 |
| Assets and Liabilities | ||
| Total Assets: | $246,302,000 | 2,428 |
| Cash and due from depository institutions | $17,199,000 | 2,902 |
| Interest-bearing balances | $546,000 | 3,309 |
| Securities | $33,420,000 | 3,307 |
| Federal funds sold & reverse repurchase agreements | $9,290,000 | 1,269 |
| Net loans & leases | $179,566,000 | 2,230 |
| Loan loss allowance | $1,906,000 | 2,438 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,056,000 | 3,276 |
| Other real estate owned | $0 | 2,902 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,771,000 | 3,361 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $246,302,000 | 2,428 |
| Total liabilities | $226,593,000 | 2,386 |
| Total deposits | $208,446,000 | 2,302 |
| Interest-bearing deposits | $135,385,000 | 2,887 |
| Deposits held in domestic offices | $208,446,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,144,000 | 1,200 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,266,000 | 2,939 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $737,000 | 3,952 |
| Total equity capital | $19,709,000 | 2,970 |
| Total bank equity capital | $19,709,000 | 2,970 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,878,000 | 1,980 |
| Surplus | $14,075,000 | 1,630 |
| Undivided profits | $3,756,000 | 5,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $744,000 | 4,060 |
| Earning assets | $222,822,000 | 2,454 |
| Long-term assets (5+ years) | $33,127,000 | 2,410 |
| Average Assets, year-to-date | $222,537,000 | 2,607 |
| Average Assets, quarterly | $233,640,500 | 2,513 |
| Volatile liabilities | $66,202,000 | 1,818 |
| Insider loans | $2,796,000 | 2,169 |
| FHLB advances | $8,266,000 | 2,805 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $50,526,000 | 1,679 |
| Tier 1 (core) risk-based capital | $19,822,000 | 2,840 |
| Tier 2 risk-based capital | $1,906,000 | 2,326 |
| Total risk weighted assets | $196,668,000 | 2,124 |
| Total unused commitments | $50,526,000 | 1,680 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $220,979,000 | 2,655 |
| Cash and due from depository institutions | $11,369,000 | 3,096 |
| Interest-bearing balances | $424,000 | 3,573 |
| Securities | $32,111,000 | 3,439 |
| Federal funds sold & reverse repurchase agreements | $8,285,000 | 1,490 |
| Net loans & leases | $163,016,000 | 2,383 |
| Loan loss allowance | $1,766,000 | 2,594 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,854,000 | 3,419 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,344,000 | 3,608 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $220,979,000 | 2,655 |
| Total liabilities | $201,841,000 | 2,614 |
| Total deposits | $180,071,000 | 2,621 |
| Interest-bearing deposits | $120,761,000 | 3,176 |
| Deposits held in domestic offices | $180,071,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,436,000 | 913 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,348,000 | 3,431 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,986,000 | 1,979 |
| Total equity capital | $19,138,000 | 2,954 |
| Total bank equity capital | $19,138,000 | 2,954 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,877,000 | 1,985 |
| Surplus | $14,058,000 | 1,592 |
| Undivided profits | $3,203,000 | 5,531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $646,000 | 4,430 |
| Earning assets | $203,836,000 | 2,630 |
| Long-term assets (5+ years) | $30,693,000 | 2,597 |
| Average Assets, year-to-date | $210,654,500 | 2,749 |
| Average Assets, quarterly | $210,654,500 | 2,749 |
| Volatile liabilities | $65,839,000 | 1,738 |
| Insider loans | $2,812,000 | 2,120 |
| FHLB advances | $5,348,000 | 3,293 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $41,426,000 | 1,924 |
| Tier 1 (core) risk-based capital | $19,324,000 | 2,849 |
| Tier 2 risk-based capital | $1,766,000 | 2,442 |
| Total risk weighted assets | $178,475,000 | 2,261 |
| Total unused commitments | $41,426,000 | 1,927 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $200,330,000 | 2,882 |
| Cash and due from depository institutions | $6,274,000 | 3,287 |
| Interest-bearing balances | $674,000 | 3,183 |
| Securities | $26,412,000 | 3,954 |
| Federal funds sold & reverse repurchase agreements | $8,415,000 | 1,385 |
| Net loans & leases | $153,277,000 | 2,485 |
| Loan loss allowance | $1,669,000 | 2,686 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,695,000 | 3,549 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,257,000 | 3,617 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $200,330,000 | 2,882 |
| Total liabilities | $181,411,000 | 2,855 |
| Total deposits | $162,612,000 | 2,846 |
| Interest-bearing deposits | $108,186,000 | 3,438 |
| Deposits held in domestic offices | $162,612,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,710,000 | 1,052 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,430,000 | 3,216 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $659,000 | 4,074 |
| Total equity capital | $18,919,000 | 2,989 |
| Total bank equity capital | $18,919,000 | 2,989 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,875,000 | 1,967 |
| Surplus | $14,047,000 | 1,572 |
| Undivided profits | $2,997,000 | 5,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $586,000 | 4,777 |
| Earning assets | $188,778,000 | 2,812 |
| Long-term assets (5+ years) | $24,462,000 | 3,088 |
| Average Assets, year-to-date | $181,572,600 | 2,989 |
| Average Assets, quarterly | $202,302,500 | 2,823 |
| Volatile liabilities | $52,934,000 | 2,032 |
| Insider loans | $2,921,000 | 2,042 |
| FHLB advances | $6,430,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,587,000 | 1,882 |
| Tier 1 (core) risk-based capital | $18,886,000 | 2,866 |
| Tier 2 risk-based capital | $1,669,000 | 2,542 |
| Total risk weighted assets | $166,632,000 | 2,395 |
| Total unused commitments | $40,587,000 | 1,883 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $204,275,000 | 2,798 |
| Cash and due from depository institutions | $19,162,000 | 3,575 |
| Interest-bearing balances | $3,004,000 | 1,656 |
| Securities | $23,838,000 | 4,241 |
| Federal funds sold & reverse repurchase agreements | $9,020,000 | 1,264 |
| Net loans & leases | $146,595,000 | 2,555 |
| Loan loss allowance | $1,580,000 | 2,821 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,565,000 | 3,629 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,095,000 | 3,711 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $204,275,000 | 2,798 |
| Total liabilities | $185,784,000 | 2,757 |
| Total deposits | $166,118,000 | 2,772 |
| Interest-bearing deposits | $108,145,000 | 3,402 |
| Deposits held in domestic offices | $166,118,000 | 2,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,557,000 | 1,048 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,510,000 | 3,190 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,599,000 | 2,270 |
| Total equity capital | $18,491,000 | 3,042 |
| Total bank equity capital | $18,491,000 | 3,042 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,875,000 | 1,963 |
| Surplus | $14,041,000 | 1,548 |
| Undivided profits | $2,575,000 | 6,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $503,000 | 5,476 |
| Earning assets | $182,457,000 | 2,866 |
| Long-term assets (5+ years) | $21,849,000 | 3,373 |
| Average Assets, year-to-date | $176,883,250 | 3,043 |
| Average Assets, quarterly | $198,380,000 | 2,836 |
| Volatile liabilities | $48,717,000 | 2,141 |
| Insider loans | $1,873,000 | 2,806 |
| FHLB advances | $6,510,000 | 3,048 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,678,000 | 1,997 |
| Tier 1 (core) risk-based capital | $18,361,000 | 2,923 |
| Tier 2 risk-based capital | $1,580,000 | 2,620 |
| Total risk weighted assets | $161,778,000 | 2,420 |
| Total unused commitments | $36,678,000 | 1,999 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $192,485,000 | 2,906 |
| Cash and due from depository institutions | $12,231,000 | 3,612 |
| Interest-bearing balances | $1,914,000 | 2,174 |
| Securities | $23,249,000 | 4,368 |
| Federal funds sold & reverse repurchase agreements | $19,075,000 | 555 |
| Net loans & leases | $132,633,000 | 2,727 |
| Loan loss allowance | $1,454,000 | 3,016 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,576,000 | 3,579 |
| Other real estate owned | $0 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,721,000 | 4,010 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $192,485,000 | 2,906 |
| Total liabilities | $174,654,000 | 2,881 |
| Total deposits | $160,867,000 | 2,805 |
| Interest-bearing deposits | $103,322,000 | 3,559 |
| Deposits held in domestic offices | $160,867,000 | 2,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,480,000 | 1,345 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,796,000 | 3,343 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $511,000 | 4,494 |
| Total equity capital | $17,831,000 | 3,025 |
| Total bank equity capital | $17,831,000 | 3,025 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,875,000 | 1,966 |
| Surplus | $14,041,000 | 1,492 |
| Undivided profits | $1,915,000 | 6,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $556,000 | 4,895 |
| Earning assets | $176,871,000 | 2,902 |
| Long-term assets (5+ years) | $19,453,000 | 3,680 |
| Average Assets, year-to-date | $167,752,670 | 3,174 |
| Average Assets, quarterly | $179,967,500 | 3,034 |
| Volatile liabilities | $38,151,000 | 2,516 |
| Insider loans | $1,888,000 | 2,797 |
| FHLB advances | $5,796,000 | 3,204 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $37,000,000 | 1,958 |
| Tier 1 (core) risk-based capital | $17,955,000 | 2,925 |
| Tier 2 risk-based capital | $1,454,000 | 2,788 |
| Total risk weighted assets | $147,943,000 | 2,585 |
| Total unused commitments | $37,000,000 | 1,962 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $167,450,000 | 3,199 |
| Cash and due from depository institutions | $10,351,000 | 3,742 |
| Interest-bearing balances | $344,000 | 4,125 |
| Securities | $25,417,000 | 4,110 |
| Federal funds sold & reverse repurchase agreements | $9,525,000 | 1,546 |
| Net loans & leases | $117,199,000 | 2,952 |
| Loan loss allowance | $1,275,000 | 3,294 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,620,000 | 3,504 |
| Other real estate owned | $0 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,338,000 | 4,256 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,450,000 | 3,199 |
| Total liabilities | $149,449,000 | 3,216 |
| Total deposits | $134,318,000 | 3,271 |
| Interest-bearing deposits | $88,798,000 | 4,012 |
| Deposits held in domestic offices | $134,318,000 | 3,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,392,000 | 954 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,010,000 | 4,343 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $729,000 | 3,958 |
| Total equity capital | $18,001,000 | 3,048 |
| Total bank equity capital | $18,001,000 | 3,048 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,869,000 | 1,969 |
| Surplus | $14,007,000 | 1,478 |
| Undivided profits | $2,125,000 | 6,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $502,000 | 5,171 |
| Earning assets | $152,485,000 | 3,224 |
| Long-term assets (5+ years) | $21,412,000 | 3,426 |
| Average Assets, year-to-date | $155,386,500 | 3,375 |
| Average Assets, quarterly | $155,386,500 | 3,375 |
| Volatile liabilities | $38,448,000 | 2,436 |
| Insider loans | $1,653,000 | 3,026 |
| FHLB advances | $2,010,000 | 4,168 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $27,728,000 | 2,338 |
| Tier 1 (core) risk-based capital | $17,624,000 | 2,935 |
| Tier 2 risk-based capital | $1,275,000 | 3,062 |
| Total risk weighted assets | $130,736,000 | 2,818 |
| Total unused commitments | $27,728,000 | 2,344 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $143,323,000 | 3,652 |
| Cash and due from depository institutions | $6,287,000 | 3,755 |
| Interest-bearing balances | $305,000 | 4,126 |
| Securities | $25,391,000 | 4,168 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,726 |
| Net loans & leases | $99,829,000 | 3,355 |
| Loan loss allowance | $1,100,000 | 3,694 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,616,000 | 3,494 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,250,000 | 4,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,323,000 | 3,652 |
| Total liabilities | $125,665,000 | 3,725 |
| Total deposits | $112,503,000 | 3,786 |
| Interest-bearing deposits | $72,988,000 | 4,654 |
| Deposits held in domestic offices | $112,503,000 | 3,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,705,000 | 1,082 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,039,000 | 4,344 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $418,000 | 5,201 |
| Total equity capital | $17,658,000 | 3,034 |
| Total bank equity capital | $17,658,000 | 3,034 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,867,000 | 1,987 |
| Surplus | $13,997,000 | 1,446 |
| Undivided profits | $1,794,000 | 6,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $500,000 | 5,369 |
| Earning assets | $132,475,000 | 3,628 |
| Long-term assets (5+ years) | $19,696,000 | 3,634 |
| Average Assets, year-to-date | $132,960,400 | 3,769 |
| Average Assets, quarterly | $142,799,500 | 3,639 |
| Volatile liabilities | $33,077,000 | 2,721 |
| Insider loans | $1,667,000 | 2,974 |
| FHLB advances | $2,039,000 | 4,162 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $26,424,000 | 2,350 |
| Tier 1 (core) risk-based capital | $17,418,000 | 2,928 |
| Tier 2 risk-based capital | $1,100,000 | 3,424 |
| Total risk weighted assets | $112,106,000 | 3,202 |
| Total unused commitments | $26,424,000 | 2,355 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 38 | 4,255 |
| Assets and Liabilities | ||
| Total Assets: | $142,276,000 | 3,647 |
| Cash and due from depository institutions | $15,286,000 | 4,255 |
| Interest-bearing balances | $1,829,000 | 2,430 |
| Securities | $20,686,000 | 4,639 |
| Federal funds sold & reverse repurchase agreements | $11,825,000 | 1,219 |
| Net loans & leases | $89,914,000 | 3,628 |
| Loan loss allowance | $967,000 | 4,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,558,000 | 3,540 |
| Other real estate owned | $0 | 4,255 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,007,000 | 4,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,276,000 | 3,647 |
| Total liabilities | $132,764,000 | 3,529 |
| Total deposits | $120,146,000 | 3,557 |
| Interest-bearing deposits | $73,592,000 | 4,609 |
| Deposits held in domestic offices | $120,146,000 | 3,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,175,000 | 1,090 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,068,000 | 4,321 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $375,000 | 5,862 |
| Total equity capital | $9,512,000 | 5,012 |
| Total bank equity capital | $9,512,000 | 5,012 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,200,000 | 2,570 |
| Surplus | $6,728,000 | 2,688 |
| Undivided profits | $1,584,000 | 6,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $410,000 | 6,186 |
| Earning assets | $124,254,000 | 3,791 |
| Long-term assets (5+ years) | $15,050,000 | 4,225 |
| Average Assets, year-to-date | $130,369,750 | 3,842 |
| Average Assets, quarterly | $144,210,500 | 3,587 |
| Volatile liabilities | $31,363,000 | 2,805 |
| Insider loans | $1,685,000 | 2,939 |
| FHLB advances | $2,068,000 | 4,126 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $26,693,000 | 2,343 |
| Tier 1 (core) risk-based capital | $9,301,000 | 4,933 |
| Tier 2 risk-based capital | $967,000 | 3,772 |
| Total risk weighted assets | $102,572,000 | 3,428 |
| Total unused commitments | $26,693,000 | 2,347 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $146,145,000 | 3,547 |
| Cash and due from depository institutions | $14,987,000 | 4,723 |
| Interest-bearing balances | $436,000 | 4,050 |
| Securities | $19,773,000 | 4,724 |
| Federal funds sold & reverse repurchase agreements | $20,290,000 | 746 |
| Net loans & leases | $86,607,000 | 3,694 |
| Loan loss allowance | $925,000 | 4,151 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,513,000 | 3,562 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,975,000 | 4,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,145,000 | 3,547 |
| Total liabilities | $136,614,000 | 3,422 |
| Total deposits | $122,232,000 | 3,500 |
| Interest-bearing deposits | $61,784,000 | 5,204 |
| Deposits held in domestic offices | $122,232,000 | 3,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,912,000 | 954 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,095,000 | 4,263 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $375,000 | 5,910 |
| Total equity capital | $9,531,000 | 5,006 |
| Total bank equity capital | $9,531,000 | 5,006 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $800,000 | 3,422 |
| Surplus | $7,127,000 | 2,513 |
| Undivided profits | $1,604,000 | 7,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 5,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $454,000 | 5,742 |
| Earning assets | $127,106,000 | 3,706 |
| Long-term assets (5+ years) | $12,129,000 | 4,527 |
| Average Assets, year-to-date | $126,401,000 | 3,935 |
| Average Assets, quarterly | $134,927,500 | 3,767 |
| Volatile liabilities | $30,803,000 | 2,785 |
| Insider loans | $1,702,000 | 2,904 |
| FHLB advances | $2,095,000 | 4,058 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $24,804,000 | 2,435 |
| Tier 1 (core) risk-based capital | $9,024,000 | 4,991 |
| Tier 2 risk-based capital | $925,000 | 3,842 |
| Total risk weighted assets | $100,835,000 | 3,449 |
| Total unused commitments | $24,804,000 | 2,442 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $123,710,000 | 4,024 |
| Cash and due from depository institutions | $13,952,000 | 4,788 |
| Interest-bearing balances | $441,000 | 3,958 |
| Securities | $17,896,000 | 5,000 |
| Federal funds sold & reverse repurchase agreements | $11,315,000 | 1,494 |
| Net loans & leases | $76,095,000 | 4,036 |
| Loan loss allowance | $792,000 | 4,584 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,562,000 | 3,475 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,890,000 | 4,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,710,000 | 4,024 |
| Total liabilities | $114,437,000 | 3,928 |
| Total deposits | $100,565,000 | 4,085 |
| Interest-bearing deposits | $55,093,000 | 5,603 |
| Deposits held in domestic offices | $100,565,000 | 4,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,242,000 | 983 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,121,000 | 4,169 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,509,000 | 2,514 |
| Total equity capital | $9,273,000 | 5,018 |
| Total bank equity capital | $9,273,000 | 5,018 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $800,000 | 3,437 |
| Surplus | $7,127,000 | 2,477 |
| Undivided profits | $1,346,000 | 7,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $383,000 | 6,318 |
| Earning assets | $105,747,000 | 4,253 |
| Long-term assets (5+ years) | $9,744,000 | 4,881 |
| Average Assets, year-to-date | $116,529,000 | 4,187 |
| Average Assets, quarterly | $116,529,000 | 4,187 |
| Volatile liabilities | $26,127,000 | 3,133 |
| Insider loans | $1,728,000 | 2,808 |
| FHLB advances | $2,121,000 | 3,991 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,358,000 | 2,672 |
| Tier 1 (core) risk-based capital | $8,804,000 | 5,014 |
| Tier 2 risk-based capital | $792,000 | 4,283 |
| Total risk weighted assets | $87,313,000 | 3,797 |
| Total unused commitments | $20,358,000 | 2,685 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $109,348,000 | 4,385 |
| Cash and due from depository institutions | $9,366,000 | 5,011 |
| Interest-bearing balances | $1,316,000 | 2,813 |
| Securities | $16,129,000 | 5,268 |
| Federal funds sold & reverse repurchase agreements | $9,315,000 | 1,553 |
| Net loans & leases | $70,231,000 | 4,287 |
| Loan loss allowance | $731,000 | 4,770 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,452,000 | 3,575 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,855,000 | 4,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,348,000 | 4,385 |
| Total liabilities | $100,261,000 | 4,305 |
| Total deposits | $90,820,000 | 4,349 |
| Interest-bearing deposits | $55,598,000 | 5,504 |
| Deposits held in domestic offices | $90,820,000 | 4,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,211,000 | 1,228 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $644,000 | 5,132 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,586,000 | 2,418 |
| Total equity capital | $9,087,000 | 5,061 |
| Total bank equity capital | $9,087,000 | 5,061 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $800,000 | 3,435 |
| Surplus | $7,127,000 | 2,438 |
| Undivided profits | $1,160,000 | 7,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $412,000 | 6,264 |
| Earning assets | $96,991,000 | 4,482 |
| Long-term assets (5+ years) | $8,739,000 | 5,083 |
| Average Assets, year-to-date | $97,950,600 | 4,588 |
| Average Assets, quarterly | $107,122,000 | 4,402 |
| Volatile liabilities | $24,085,000 | 3,298 |
| Insider loans | $1,745,000 | 2,790 |
| FHLB advances | $644,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,796,000 | 2,489 |
| Tier 1 (core) risk-based capital | $8,629,000 | 5,026 |
| Tier 2 risk-based capital | $731,000 | 4,480 |
| Total risk weighted assets | $80,108,000 | 4,022 |
| Total unused commitments | $21,796,000 | 2,495 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $83,567,000 | 5,164 |
| Cash and due from depository institutions | $11,561,000 | 6,296 |
| Interest-bearing balances | $6,308,000 | 1,023 |
| Securities | $18,008,000 | 4,844 |
| Federal funds sold & reverse repurchase agreements | $7,410,000 | 1,973 |
| Net loans & leases | $44,457,000 | 5,608 |
| Loan loss allowance | $457,000 | 6,107 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,402,000 | 5,033 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $729,000 | 7,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,567,000 | 5,164 |
| Total liabilities | $75,318,000 | 5,154 |
| Total deposits | $66,827,000 | 5,323 |
| Interest-bearing deposits | $43,021,000 | 6,280 |
| Deposits held in domestic offices | $66,827,000 | 5,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,370,000 | 1,252 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $732,000 | 4,865 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $389,000 | 6,186 |
| Total equity capital | $8,249,000 | 5,245 |
| Total bank equity capital | $8,249,000 | 5,245 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $800,000 | 3,499 |
| Surplus | $7,127,000 | 2,315 |
| Undivided profits | $322,000 | 8,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 8,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $385,000 | 6,793 |
| Earning assets | $76,183,000 | 5,184 |
| Long-term assets (5+ years) | $6,609,000 | 5,648 |
| Average Assets, year-to-date | $69,840,000 | 5,640 |
| Average Assets, quarterly | $80,801,500 | 5,251 |
| Volatile liabilities | $17,685,000 | 4,005 |
| Insider loans | $929,000 | 4,081 |
| FHLB advances | $732,000 | 4,590 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,511,000 | 3,104 |
| Tier 1 (core) risk-based capital | $7,849,000 | 5,276 |
| Tier 2 risk-based capital | $457,000 | 5,785 |
| Total risk weighted assets | $53,298,000 | 5,203 |
| Total unused commitments | $14,511,000 | 3,111 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 18 | 6,840 |
| Assets and Liabilities | ||
| Total Assets: | $53,163,000 | 6,647 |
| Cash and due from depository institutions | $3,782,000 | 6,840 |
| Interest-bearing balances | $1,416,000 | 2,046 |
| Securities | $18,855,000 | 4,840 |
| Federal funds sold & reverse repurchase agreements | $2,560,000 | 3,719 |
| Net loans & leases | $25,776,000 | 7,221 |
| Loan loss allowance | $270,000 | 7,625 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,463,000 | 4,921 |
| Other real estate owned | $0 | 6,840 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $727,000 | 7,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,163,000 | 6,647 |
| Total liabilities | $45,587,000 | 6,753 |
| Total deposits | $40,915,000 | 6,886 |
| Interest-bearing deposits | $29,966,000 | 7,410 |
| Deposits held in domestic offices | $40,915,000 | 6,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,560,000 | 1,850 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $814,000 | 4,763 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $298,000 | 7,326 |
| Total equity capital | $7,576,000 | 5,489 |
| Total bank equity capital | $7,576,000 | 5,489 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $800,000 | 3,597 |
| Surplus | $7,126,000 | 2,247 |
| Undivided profits | $-350,000 | 9,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $138,000 | 8,651 |
| Earning assets | $48,607,000 | 6,635 |
| Long-term assets (5+ years) | $7,154,000 | 5,303 |
| Average Assets, year-to-date | $38,614,200 | 7,511 |
| Average Assets, quarterly | $50,944,000 | 6,732 |
| Volatile liabilities | $10,245,000 | 5,539 |
| Insider loans | $419,000 | 5,844 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,488,000 | 3,419 |
| Tier 1 (core) risk-based capital | $7,383,000 | 5,485 |
| Tier 2 risk-based capital | $270,000 | 7,336 |
| Total risk weighted assets | $34,373,500 | 6,565 |
| Total unused commitments | $11,488,000 | 3,419 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $23,153,000 | 9,090 |
| Cash and due from depository institutions | $6,085,000 | 7,887 |
| Interest-bearing balances | $5,489,000 | 753 |
| Securities | $4,943,000 | 8,692 |
| Federal funds sold & reverse repurchase agreements | $1,030,000 | 4,853 |
| Net loans & leases | $9,279,000 | 9,411 |
| Loan loss allowance | $98,000 | 9,507 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,672,000 | 4,524 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $144,000 | 9,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,153,000 | 9,090 |
| Total liabilities | $16,005,000 | 9,485 |
| Total deposits | $15,349,000 | 9,453 |
| Interest-bearing deposits | $10,731,000 | 9,630 |
| Deposits held in domestic offices | $15,349,000 | 9,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $595,000 | 4,909 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $61,000 | 9,852 |
| Total equity capital | $7,148,000 | 5,557 |
| Total bank equity capital | $7,148,000 | 5,557 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $800,000 | 3,691 |
| Surplus | $7,126,000 | 2,212 |
| Undivided profits | $-778,000 | 9,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $31,000 | 9,865 |
| Earning assets | $20,741,000 | 9,109 |
| Long-term assets (5+ years) | $2,463,000 | 7,431 |
| Average Assets, year-to-date | $16,152,330 | 9,591 |
| Average Assets, quarterly | $19,472,500 | 9,371 |
| Volatile liabilities | $2,010,000 | 8,995 |
| Insider loans | $344,000 | 6,218 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,851,000 | 5,534 |
| Tier 1 (core) risk-based capital | $7,173,000 | 5,576 |
| Tier 2 risk-based capital | $98,000 | 9,428 |
| Total risk weighted assets | $15,539,800 | 8,797 |
| Total unused commitments | $4,851,000 | 5,540 |
| Derivatives | $0 | 488 |