Home > Centric Bank > Income and Expense

Centric Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$47,687,000	779
Total interest expense	$5,312,000	750
Net interest income	$42,375,000	782
Provision for loan and lease losses	$3,010,000	386
Total noninterest income	$3,086,000	1,597
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$449,000	1,808
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,637,000	1,365
Total noninterest expense	$27,998,000	915
Salaries and employee benefits	$15,744,000	919
Premises and equipment expense	$2,428,000	1,029
Additional noninterest expense	$2,637,000	1,365
Pre-tax net operating income	$14,453,000	973
Securities gains (losses)	$0	691
Applicable income taxes	$2,660,000	895
Income before extraordinary items	$11,793,000	977
Extraordinary gains, net	$0	5
Net income	$11,793,000	978
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,793,000	978
Net charge-offs	$705,000	499
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$-188,000	4,664
Net operating income	$11,793,000	998
2022-09-30 (YTD Data)		Rank
Total interest income	$33,820,000	783
Total interest expense	$3,079,000	723
Net interest income	$30,741,000	793
Provision for loan and lease losses	$2,290,000	361
Total noninterest income	$2,663,000	1,497
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$327,000	1,859
Trading account gains and fees	$0	111
Additional Noninterest Income	$2,336,000	1,253
Total noninterest expense	$19,534,000	971
Salaries and employee benefits	$11,251,000	951
Premises and equipment expense	$1,831,000	1,014
Additional noninterest expense	$2,336,000	1,253
Pre-tax net operating income	$11,580,000	925
Securities gains (losses)	$0	740
Applicable income taxes	$2,168,000	858
Income before extraordinary items	$9,412,000	934
Extraordinary gains, net	$0	4
Net income	$9,412,000	933
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,412,000	934
Net charge-offs	$727,000	365
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$-242,000	4,711
Net operating income	$9,412,000	953
2022-06-30 (YTD Data)		Rank
Total interest income	$21,202,000	793
Total interest expense	$1,902,000	622
Net interest income	$19,300,000	812
Provision for loan and lease losses	$850,000	482
Total noninterest income	$1,743,000	1,502
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$198,000	1,978
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,545,000	1,290
Total noninterest expense	$12,527,000	989
Salaries and employee benefits	$7,282,000	967
Premises and equipment expense	$1,216,000	1,016
Additional noninterest expense	$4,029,000	926
Pre-tax net operating income	$7,666,000	869
Securities gains (losses)	$0	687
Applicable income taxes	$1,506,000	789
Income before extraordinary items	$6,160,000	887
Extraordinary gains, net	$0	4
Net income	$6,160,000	887
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,160,000	887
Net charge-offs	$84,000	789
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$200,000	301
Net operating income	$6,160,000	900
2022-03-31 (YTD Data)		Rank
Total interest income	$10,291,000	790
Total interest expense	$975,000	572
Net interest income	$9,316,000	815
Provision for loan and lease losses	$400,000	402
Total noninterest income	$835,000	1,544
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$91,000	2,056
Trading account gains and fees	$0	103
Additional Noninterest Income	$744,000	1,318
Total noninterest expense	$6,056,000	1,013
Salaries and employee benefits	$3,543,000	1,004
Premises and equipment expense	$627,000	1,004
Additional noninterest expense	$1,886,000	964
Pre-tax net operating income	$3,695,000	876
Securities gains (losses)	$0	623
Applicable income taxes	$693,000	809
Income before extraordinary items	$3,002,000	888
Extraordinary gains, net	$0	4
Net income	$3,002,000	887
Minority interest net income	$0	50
Net income of bank and minority interests.	$3,002,000	888
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$113,000	259
Net operating income	$3,002,000	900
2021-12-31 (YTD Data)		Rank
Total interest income	$47,490,000	712
Total interest expense	$4,551,000	597
Net interest income	$42,939,000	717
Provision for loan and lease losses	$7,596,000	69
Total noninterest income	$3,323,000	1,687
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$327,000	2,092
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,996,000	1,490
Total noninterest expense	$24,749,000	992
Salaries and employee benefits	$14,445,000	964
Premises and equipment expense	$2,426,000	1,006
Additional noninterest expense	$7,878,000	944
Pre-tax net operating income	$13,917,000	992
Securities gains (losses)	$11,000	1,683
Applicable income taxes	$2,686,000	915
Income before extraordinary items	$11,242,000	1,048
Extraordinary gains, net	$0	10
Net income	$11,242,000	1,049
Minority interest net income	$0	74
Net income of bank and minority interests.	$11,242,000	1,049
Net charge-offs	$5,676,000	160
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$400,000	336
Net operating income	$11,233,090	1,033
2021-09-30 (YTD Data)		Rank
Total interest income	$35,246,000	732
Total interest expense	$3,526,000	601
Net interest income	$31,720,000	742
Provision for loan and lease losses	$6,992,000	54
Total noninterest income	$2,664,000	1,656
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$235,000	2,138
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,429,000	1,472
Total noninterest expense	$18,513,000	997
Salaries and employee benefits	$11,048,000	961
Premises and equipment expense	$1,811,000	1,027
Additional noninterest expense	$5,654,000	975
Pre-tax net operating income	$8,879,000	1,179
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,695,000	1,063
Income before extraordinary items	$7,184,000	1,226
Extraordinary gains, net	$0	8
Net income	$7,184,000	1,226
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,184,000	1,226
Net charge-offs	$5,704,000	132
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$315,000	295
Net operating income	$7,184,000	1,211
2021-06-30 (YTD Data)		Rank
Total interest income	$23,569,000	722
Total interest expense	$2,458,000	602
Net interest income	$21,111,000	733
Provision for loan and lease losses	$900,000	344
Total noninterest income	$1,820,000	1,611
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$150,000	2,141
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,670,000	1,421
Total noninterest expense	$12,460,000	984
Salaries and employee benefits	$7,479,000	937
Premises and equipment expense	$1,221,000	1,025
Additional noninterest expense	$3,760,000	977
Pre-tax net operating income	$9,571,000	794
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,892,000	779
Income before extraordinary items	$7,679,000	827
Extraordinary gains, net	$0	6
Net income	$7,679,000	827
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,679,000	827
Net charge-offs	$304,000	511
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$216,000	265
Net operating income	$7,679,000	806
2021-03-31 (YTD Data)		Rank
Total interest income	$11,795,000	718
Total interest expense	$1,292,000	603
Net interest income	$10,503,000	727
Provision for loan and lease losses	$450,000	401
Total noninterest income	$975,000	1,536
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$68,000	2,247
Trading account gains and fees	$0	127
Additional Noninterest Income	$907,000	1,355
Total noninterest expense	$6,239,000	975
Salaries and employee benefits	$3,717,000	936
Premises and equipment expense	$628,000	1,000
Additional noninterest expense	$1,894,000	943
Pre-tax net operating income	$4,789,000	796
Securities gains (losses)	$0	1,392
Applicable income taxes	$949,000	779
Income before extraordinary items	$3,840,000	839
Extraordinary gains, net	$0	3
Net income	$3,840,000	839
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,840,000	839
Net charge-offs	$56,000	789
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$103,000	248
Net operating income	$3,840,000	817
2020-12-31 (YTD Data)		Rank
Total interest income	$41,305,000	815
Total interest expense	$6,729,000	705
Net interest income	$34,576,000	826
Provision for loan and lease losses	$3,100,000	780
Total noninterest income	$3,157,000	1,687
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$215,000	2,678
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,942,000	1,451
Total noninterest expense	$22,501,000	1,026
Salaries and employee benefits	$13,593,000	981
Premises and equipment expense	$2,224,000	1,072
Additional noninterest expense	$6,684,000	1,020
Pre-tax net operating income	$12,132,000	903
Securities gains (losses)	$191,000	1,053
Applicable income taxes	$2,371,000	831
Income before extraordinary items	$9,952,000	969
Extraordinary gains, net	$0	4
Net income	$9,952,000	969
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,952,000	969
Net charge-offs	$906,000	694
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$278,000	335
Net operating income	$9,797,290	944
2020-09-30 (YTD Data)		Rank
Total interest income	$30,448,000	827
Total interest expense	$5,420,000	708
Net interest income	$25,028,000	846
Provision for loan and lease losses	$2,775,000	734
Total noninterest income	$2,218,000	1,687
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$171,000	2,600
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,047,000	1,465
Total noninterest expense	$15,902,000	1,052
Salaries and employee benefits	$9,771,000	995
Premises and equipment expense	$1,614,000	1,099
Additional noninterest expense	$4,517,000	1,076
Pre-tax net operating income	$8,569,000	916
Securities gains (losses)	$3,000	2,334
Applicable income taxes	$1,633,000	845
Income before extraordinary items	$6,939,000	982
Extraordinary gains, net	$0	4
Net income	$6,939,000	982
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,939,000	982
Net charge-offs	$297,000	1,022
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$-1,581,000	5,019
Net operating income	$6,936,570	954
2020-06-30 (YTD Data)		Rank
Total interest income	$19,881,000	855
Total interest expense	$4,021,000	690
Net interest income	$15,860,000	886
Provision for loan and lease losses	$1,800,000	766
Total noninterest income	$1,383,000	1,698
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$113,000	2,648
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,270,000	1,456
Total noninterest expense	$10,211,000	1,074
Salaries and employee benefits	$6,270,000	1,024
Premises and equipment expense	$1,073,000	1,096
Additional noninterest expense	$2,868,000	1,110
Pre-tax net operating income	$5,232,000	918
Securities gains (losses)	$3,000	2,083
Applicable income taxes	$986,000	841
Income before extraordinary items	$4,249,000	991
Extraordinary gains, net	$0	4
Net income	$4,249,000	991
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,249,000	991
Net charge-offs	$298,000	814
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$95,000	334
Net operating income	$4,246,570	965
2020-03-31 (YTD Data)		Rank
Total interest income	$9,728,000	872
Total interest expense	$2,362,000	677
Net interest income	$7,366,000	924
Provision for loan and lease losses	$825,000	678
Total noninterest income	$702,000	1,597
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$62,000	2,787
Trading account gains and fees	$0	106
Additional Noninterest Income	$640,000	1,307
Total noninterest expense	$5,102,000	1,090
Salaries and employee benefits	$3,106,000	1,040
Premises and equipment expense	$555,000	1,087
Additional noninterest expense	$1,441,000	1,130
Pre-tax net operating income	$2,141,000	985
Securities gains (losses)	$3,000	1,525
Applicable income taxes	$395,000	885
Income before extraordinary items	$1,749,000	1,042
Extraordinary gains, net	$0	4
Net income	$1,749,000	1,041
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,749,000	1,042
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$40,000	338
Net operating income	$1,746,540	1,029
2019-12-31 (YTD Data)		Rank
Total interest income	$39,378,000	865
Total interest expense	$10,485,000	657
Net interest income	$28,893,000	929
Provision for loan and lease losses	$2,129,000	511
Total noninterest income	$3,500,000	1,439
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$296,000	2,630
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,204,000	1,149
Total noninterest expense	$20,266,000	1,076
Salaries and employee benefits	$11,935,000	1,041
Premises and equipment expense	$2,032,000	1,157
Additional noninterest expense	$6,299,000	1,052
Pre-tax net operating income	$9,998,000	1,055
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,888,000	935
Income before extraordinary items	$8,110,000	1,102
Extraordinary gains, net	$0	11
Net income	$8,110,000	1,104
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,110,000	1,104
Net charge-offs	$749,000	806
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$155,000	432
Net operating income	$8,110,000	1,080
2019-09-30 (YTD Data)		Rank
Total interest income	$29,415,000	869
Total interest expense	$7,864,000	666
Net interest income	$21,551,000	935
Provision for loan and lease losses	$1,585,000	484
Total noninterest income	$2,611,000	1,440
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$229,000	2,612
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,382,000	1,143
Total noninterest expense	$15,224,000	1,072
Salaries and employee benefits	$8,893,000	1,046
Premises and equipment expense	$1,516,000	1,170
Additional noninterest expense	$4,815,000	1,033
Pre-tax net operating income	$7,353,000	1,094
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,384,000	987
Income before extraordinary items	$5,969,000	1,147
Extraordinary gains, net	$0	11
Net income	$5,969,000	1,148
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,969,000	1,148
Net charge-offs	$580,000	690
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$124,000	386
Net operating income	$5,969,000	1,125
2019-06-30 (YTD Data)		Rank
Total interest income	$19,258,000	882
Total interest expense	$4,922,000	686
Net interest income	$14,336,000	935
Provision for loan and lease losses	$1,060,000	466
Total noninterest income	$1,813,000	1,369
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$151,000	2,614
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,662,000	1,075
Total noninterest expense	$10,037,000	1,077
Salaries and employee benefits	$5,836,000	1,051
Premises and equipment expense	$964,000	1,223
Additional noninterest expense	$3,237,000	1,027
Pre-tax net operating income	$5,052,000	1,040
Securities gains (losses)	$0	1,702
Applicable income taxes	$944,000	949
Income before extraordinary items	$4,108,000	1,089
Extraordinary gains, net	$0	11
Net income	$4,108,000	1,089
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,108,000	1,089
Net charge-offs	$250,000	872
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$86,000	367
Net operating income	$4,108,000	1,075
2019-03-31 (YTD Data)		Rank
Total interest income	$9,221,000	913
Total interest expense	$2,277,000	716
Net interest income	$6,944,000	964
Provision for loan and lease losses	$535,000	454
Total noninterest income	$790,000	1,446
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	$0	126
Additional Noninterest Income	$719,000	1,148
Total noninterest expense	$4,800,000	1,116
Salaries and employee benefits	$2,788,000	1,102
Premises and equipment expense	$470,000	1,270
Additional noninterest expense	$1,542,000	1,044
Pre-tax net operating income	$2,399,000	1,062
Securities gains (losses)	$0	1,087
Applicable income taxes	$443,000	975
Income before extraordinary items	$1,956,000	1,108
Extraordinary gains, net	$0	5
Net income	$1,956,000	1,107
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,956,000	1,107
Net charge-offs	$202,000	618
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$45,000	332
Net operating income	$1,956,000	1,090
2018-12-31 (YTD Data)		Rank
Total interest income	$32,565,000	957
Total interest expense	$6,616,000	735
Net interest income	$25,949,000	1,005
Provision for loan and lease losses	$1,430,000	659
Total noninterest income	$4,294,000	1,208
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$305,000	2,719
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,989,000	923
Total noninterest expense	$17,993,000	1,157
Salaries and employee benefits	$10,341,000	1,140
Premises and equipment expense	$1,956,000	1,196
Additional noninterest expense	$5,696,000	1,119
Pre-tax net operating income	$10,820,000	978
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,009,000	866
Income before extraordinary items	$8,811,000	1,029
Extraordinary gains, net	$0	6
Net income	$8,811,000	1,028
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,811,000	1,028
Net charge-offs	$405,000	1,095
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$91,000	496
Net operating income	$8,811,000	1,029
2018-09-30 (YTD Data)		Rank
Total interest income	$23,387,000	978
Total interest expense	$4,514,000	756
Net interest income	$18,873,000	1,022
Provision for loan and lease losses	$1,305,000	529
Total noninterest income	$3,150,000	1,225
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$223,000	2,770
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,927,000	947
Total noninterest expense	$12,704,000	1,211
Salaries and employee benefits	$7,439,000	1,181
Premises and equipment expense	$1,450,000	1,210
Additional noninterest expense	$3,815,000	1,222
Pre-tax net operating income	$8,014,000	997
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,492,000	890
Income before extraordinary items	$6,522,000	1,036
Extraordinary gains, net	$0	5
Net income	$6,522,000	1,035
Minority interest net income	$0	66
Net income of bank and minority interests.	$6,522,000	1,035
Net charge-offs	$421,000	804
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$64,000	474
Net operating income	$6,522,000	1,030
2018-06-30 (YTD Data)		Rank
Total interest income	$14,544,000	1,022
Total interest expense	$2,590,000	807
Net interest income	$11,954,000	1,068
Provision for loan and lease losses	$870,000	530
Total noninterest income	$1,991,000	1,292
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$135,000	2,920
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,856,000	988
Total noninterest expense	$8,273,000	1,239
Salaries and employee benefits	$4,815,000	1,206
Premises and equipment expense	$979,000	1,200
Additional noninterest expense	$2,479,000	1,250
Pre-tax net operating income	$4,802,000	1,056
Securities gains (losses)	$0	961
Applicable income taxes	$876,000	957
Income before extraordinary items	$3,926,000	1,090
Extraordinary gains, net	$0	6
Net income	$3,926,000	1,089
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,926,000	1,089
Net charge-offs	$93,000	1,359
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$43,000	457
Net operating income	$3,926,000	1,085
2018-03-31 (YTD Data)		Rank
Total interest income	$6,759,000	1,075
Total interest expense	$1,101,000	868
Net interest income	$5,658,000	1,115
Provision for loan and lease losses	$435,000	527
Total noninterest income	$1,067,000	1,213
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$68,000	2,923
Trading account gains and fees	$0	123
Additional Noninterest Income	$999,000	939
Total noninterest expense	$4,054,000	1,264
Salaries and employee benefits	$2,386,000	1,222
Premises and equipment expense	$500,000	1,198
Additional noninterest expense	$1,168,000	1,321
Pre-tax net operating income	$2,236,000	1,095
Securities gains (losses)	$0	735
Applicable income taxes	$412,000	986
Income before extraordinary items	$1,824,000	1,126
Extraordinary gains, net	$0	7
Net income	$1,824,000	1,125
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,824,000	1,126
Net charge-offs	$77,000	981
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$21,000	421
Net operating income	$1,824,000	1,120
2017-12-31 (YTD Data)		Rank
Total interest income	$23,786,000	1,164
Total interest expense	$3,177,000	1,024
Net interest income	$20,609,000	1,178
Provision for loan and lease losses	$1,396,000	685
Total noninterest income	$2,985,000	1,596
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$241,000	3,190
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,744,000	1,240
Total noninterest expense	$14,738,000	1,351
Salaries and employee benefits	$8,662,000	1,305
Premises and equipment expense	$1,483,000	1,534
Additional noninterest expense	$4,593,000	1,334
Pre-tax net operating income	$7,460,000	1,249
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,995,000	963
Income before extraordinary items	$4,465,000	1,480
Extraordinary gains, net	$0	9
Net income	$4,465,000	1,480
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,465,000	1,480
Net charge-offs	$20,000	3,424
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$56,000	549
Net operating income	$4,465,000	1,466
2017-09-30 (YTD Data)		Rank
Total interest income	$17,313,000	1,197
Total interest expense	$2,258,000	1,066
Net interest income	$15,055,000	1,210
Provision for loan and lease losses	$1,076,000	655
Total noninterest income	$2,166,000	1,648
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$176,000	3,253
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,990,000	1,287
Total noninterest expense	$10,956,000	1,350
Salaries and employee benefits	$6,444,000	1,316
Premises and equipment expense	$1,115,000	1,534
Additional noninterest expense	$3,397,000	1,351
Pre-tax net operating income	$5,189,000	1,338
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,520,000	1,111
Income before extraordinary items	$3,669,000	1,469
Extraordinary gains, net	$0	9
Net income	$3,669,000	1,468
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,669,000	1,469
Net charge-offs	$8,000	3,335
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$43,000	518
Net operating income	$3,669,000	1,452
2017-06-30 (YTD Data)		Rank
Total interest income	$11,177,000	1,223
Total interest expense	$1,451,000	1,073
Net interest income	$9,726,000	1,239
Provision for loan and lease losses	$815,000	578
Total noninterest income	$1,529,000	1,580
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$123,000	3,170
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,406,000	1,236
Total noninterest expense	$7,196,000	1,381
Salaries and employee benefits	$4,225,000	1,340
Premises and equipment expense	$736,000	1,554
Additional noninterest expense	$2,235,000	1,364
Pre-tax net operating income	$3,244,000	1,380
Securities gains (losses)	$0	1,906
Applicable income taxes	$952,000	1,137
Income before extraordinary items	$2,292,000	1,528
Extraordinary gains, net	$0	11
Net income	$2,292,000	1,528
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,292,000	1,528
Net charge-offs	$11,000	2,863
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$26,000	515
Net operating income	$2,292,000	1,517
2017-03-31 (YTD Data)		Rank
Total interest income	$5,357,000	1,255
Total interest expense	$696,000	1,091
Net interest income	$4,661,000	1,276
Provision for loan and lease losses	$435,000	504
Total noninterest income	$539,000	1,948
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$64,000	3,120
Trading account gains and fees	$0	142
Additional Noninterest Income	$475,000	1,575
Total noninterest expense	$3,500,000	1,436
Salaries and employee benefits	$2,051,000	1,391
Premises and equipment expense	$374,000	1,551
Additional noninterest expense	$1,075,000	1,409
Pre-tax net operating income	$1,265,000	1,646
Securities gains (losses)	$0	1,153
Applicable income taxes	$361,000	1,338
Income before extraordinary items	$904,000	1,790
Extraordinary gains, net	$0	8
Net income	$904,000	1,789
Minority interest net income	$0	55
Net income of bank and minority interests.	$904,000	1,790
Net charge-offs	$67,000	1,148
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$11,000	500
Net operating income	$904,000	1,777
2016-12-31 (YTD Data)		Rank
Total interest income	$18,070,000	1,411
Total interest expense	$2,443,000	1,174
Net interest income	$15,627,000	1,440
Provision for loan and lease losses	$1,650,000	602
Total noninterest income	$3,750,000	1,403
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$203,000	3,557
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,547,000	1,078
Total noninterest expense	$12,837,000	1,522
Salaries and employee benefits	$7,561,000	1,445
Premises and equipment expense	$1,463,000	1,558
Additional noninterest expense	$3,813,000	1,598
Pre-tax net operating income	$4,890,000	1,653
Securities gains (losses)	$-39,000	5,728
Applicable income taxes	$1,391,000	1,334
Income before extraordinary items	$3,460,000	1,866
Extraordinary gains, net	$0	5
Net income	$3,460,000	1,865
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,460,000	1,865
Net charge-offs	$412,000	1,223
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$38,000	612
Net operating income	$3,487,690	1,812
2016-09-30 (YTD Data)		Rank
Total interest income	$12,812,000	1,488
Total interest expense	$1,770,000	1,225
Net interest income	$11,042,000	1,517
Provision for loan and lease losses	$1,210,000	604
Total noninterest income	$2,671,000	1,451
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$148,000	3,616
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,523,000	1,122
Total noninterest expense	$9,335,000	1,556
Salaries and employee benefits	$5,474,000	1,488
Premises and equipment expense	$1,087,000	1,577
Additional noninterest expense	$2,774,000	1,645
Pre-tax net operating income	$3,168,000	1,878
Securities gains (losses)	$0	3,160
Applicable income taxes	$889,000	1,526
Income before extraordinary items	$2,279,000	2,122
Extraordinary gains, net	$0	5
Net income	$2,279,000	2,122
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,279,000	2,122
Net charge-offs	$267,000	1,237
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$31,000	571
Net operating income	$2,279,000	2,052
2016-06-30 (YTD Data)		Rank
Total interest income	$8,034,000	1,578
Total interest expense	$1,143,000	1,254
Net interest income	$6,891,000	1,624
Provision for loan and lease losses	$610,000	716
Total noninterest income	$1,561,000	1,576
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$95,000	3,673
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,466,000	1,211
Total noninterest expense	$6,060,000	1,602
Salaries and employee benefits	$3,541,000	1,534
Premises and equipment expense	$728,000	1,570
Additional noninterest expense	$1,791,000	1,697
Pre-tax net operating income	$1,782,000	2,118
Securities gains (losses)	$0	2,835
Applicable income taxes	$482,000	1,693
Income before extraordinary items	$1,300,000	2,362
Extraordinary gains, net	$0	16
Net income	$1,300,000	2,361
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,300,000	2,361
Net charge-offs	$214,000	1,079
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$18,000	564
Net operating income	$1,300,000	2,298
2016-03-31 (YTD Data)		Rank
Total interest income	$3,894,000	1,630
Total interest expense	$565,000	1,258
Net interest income	$3,329,000	1,687
Provision for loan and lease losses	$200,000	957
Total noninterest income	$455,000	2,193
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$47,000	3,684
Trading account gains and fees	$0	142
Additional Noninterest Income	$408,000	1,720
Total noninterest expense	$2,935,000	1,652
Salaries and employee benefits	$1,736,000	1,573
Premises and equipment expense	$373,000	1,548
Additional noninterest expense	$826,000	1,796
Pre-tax net operating income	$649,000	2,605
Securities gains (losses)	$0	2,077
Applicable income taxes	$158,000	2,054
Income before extraordinary items	$491,000	2,781
Extraordinary gains, net	$0	12
Net income	$491,000	2,780
Minority interest net income	$0	62
Net income of bank and minority interests.	$491,000	2,781
Net charge-offs	$12,000	2,244
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$5,000	575
Net operating income	$491,000	2,728
2015-12-31 (YTD Data)		Rank
Total interest income	$13,449,000	1,838
Total interest expense	$2,135,000	1,301
Net interest income	$11,314,000	1,909
Provision for loan and lease losses	$676,000	1,082
Total noninterest income	$2,235,000	1,965
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$176,000	3,894
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,059,000	1,494
Total noninterest expense	$10,086,000	1,880
Salaries and employee benefits	$5,643,000	1,852
Premises and equipment expense	$1,303,000	1,747
Additional noninterest expense	$3,140,000	1,924
Pre-tax net operating income	$2,787,000	2,443
Securities gains (losses)	$-1,000	5,649
Applicable income taxes	$822,000	1,774
Income before extraordinary items	$1,964,000	2,770
Extraordinary gains, net	$0	23
Net income	$1,964,000	2,771
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,964,000	2,772
Net charge-offs	$392,000	1,379
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$12,000	723
Net operating income	$1,964,700	2,714
2015-09-30 (YTD Data)		Rank
Total interest income	$9,820,000	1,890
Total interest expense	$1,608,000	1,307
Net interest income	$8,212,000	1,982
Provision for loan and lease losses	$496,000	1,050
Total noninterest income	$1,660,000	1,993
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$131,000	3,947
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,529,000	1,513
Total noninterest expense	$7,411,000	1,917
Salaries and employee benefits	$4,166,000	1,881
Premises and equipment expense	$951,000	1,815
Additional noninterest expense	$2,294,000	1,962
Pre-tax net operating income	$1,965,000	2,598
Securities gains (losses)	$-1,000	5,801
Applicable income taxes	$559,000	1,909
Income before extraordinary items	$1,405,000	2,889
Extraordinary gains, net	$0	21
Net income	$1,405,000	2,888
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,405,000	2,890
Net charge-offs	$394,000	1,018
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$9,000	696
Net operating income	$1,405,720	2,833
2015-06-30 (YTD Data)		Rank
Total interest income	$6,377,000	1,932
Total interest expense	$1,054,000	1,332
Net interest income	$5,323,000	2,026
Provision for loan and lease losses	$316,000	1,062
Total noninterest income	$975,000	2,171
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$86,000	3,954
Trading account gains and fees	$0	157
Additional Noninterest Income	$889,000	1,678
Total noninterest expense	$4,825,000	1,974
Salaries and employee benefits	$2,627,000	1,988
Premises and equipment expense	$619,000	1,858
Additional noninterest expense	$1,579,000	1,910
Pre-tax net operating income	$1,157,000	2,811
Securities gains (losses)	$0	2,636
Applicable income taxes	$333,000	2,020
Income before extraordinary items	$824,000	3,109
Extraordinary gains, net	$0	22
Net income	$824,000	3,109
Minority interest net income	$0	75
Net income of bank and minority interests.	$824,000	3,110
Net charge-offs	$292,000	925
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$6,000	677
Net operating income	$824,000	3,054
2015-03-31 (YTD Data)		Rank
Total interest income	$3,134,000	1,964
Total interest expense	$522,000	1,343
Net interest income	$2,612,000	2,051
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$221,000	3,253
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$42,000	3,976
Trading account gains and fees	$0	152
Additional Noninterest Income	$179,000	2,776
Total noninterest expense	$2,276,000	2,076
Salaries and employee benefits	$1,213,000	2,135
Premises and equipment expense	$321,000	1,820
Additional noninterest expense	$742,000	2,000
Pre-tax net operating income	$467,000	3,132
Securities gains (losses)	$0	2,027
Applicable income taxes	$128,000	2,259
Income before extraordinary items	$339,000	3,430
Extraordinary gains, net	$0	13
Net income	$339,000	3,433
Minority interest net income	$0	64
Net income of bank and minority interests.	$339,000	3,433
Net charge-offs	$190,000	757
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$3,000	636
Net operating income	$339,000	3,346
2014-12-31 (YTD Data)		Rank
Total interest income	$12,305,000	1,999
Total interest expense	$2,085,000	1,412
Net interest income	$10,220,000	2,086
Provision for loan and lease losses	$401,000	1,660
Total noninterest income	$609,000	3,957
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$105,000	4,920
Trading account gains and fees	$0	180
Additional Noninterest Income	$504,000	3,264
Total noninterest expense	$8,538,000	2,193
Salaries and employee benefits	$4,326,000	2,321
Premises and equipment expense	$1,198,000	1,923
Additional noninterest expense	$3,014,000	2,030
Pre-tax net operating income	$1,890,000	3,073
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$528,000	2,148
Income before extraordinary items	$1,365,000	3,403
Extraordinary gains, net	$0	17
Net income	$1,365,000	3,405
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,365,000	3,405
Net charge-offs	$119,000	3,007
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$17,000	754
Net operating income	$1,362,840	3,355
2014-09-30 (YTD Data)		Rank
Total interest income	$9,128,000	2,035
Total interest expense	$1,581,000	1,406
Net interest income	$7,547,000	2,126
Provision for loan and lease losses	$331,000	1,536
Total noninterest income	$467,000	3,972
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$64,000	5,264
Trading account gains and fees	$0	174
Additional Noninterest Income	$403,000	3,218
Total noninterest expense	$6,352,000	2,220
Salaries and employee benefits	$3,265,000	2,322
Premises and equipment expense	$892,000	1,947
Additional noninterest expense	$2,195,000	2,074
Pre-tax net operating income	$1,331,000	3,256
Securities gains (losses)	$4,000	2,611
Applicable income taxes	$367,000	2,275
Income before extraordinary items	$968,000	3,562
Extraordinary gains, net	$0	15
Net income	$968,000	3,563
Minority interest net income	$0	81
Net income of bank and minority interests.	$968,000	3,564
Net charge-offs	$102,000	2,664
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$8,000	752
Net operating income	$965,080	3,521
2014-06-30 (YTD Data)		Rank
Total interest income	$6,032,000	2,037
Total interest expense	$1,055,000	1,417
Net interest income	$4,977,000	2,135
Provision for loan and lease losses	$289,000	1,339
Total noninterest income	$221,000	4,517
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$38,000	5,397
Trading account gains and fees	$0	172
Additional Noninterest Income	$183,000	3,770
Total noninterest expense	$4,227,000	2,226
Salaries and employee benefits	$2,192,000	2,312
Premises and equipment expense	$604,000	1,935
Additional noninterest expense	$1,431,000	2,104
Pre-tax net operating income	$682,000	3,632
Securities gains (losses)	$4,000	2,221
Applicable income taxes	$176,000	2,525
Income before extraordinary items	$510,000	3,919
Extraordinary gains, net	$0	20
Net income	$510,000	3,925
Minority interest net income	$0	80
Net income of bank and minority interests.	$510,000	3,925
Net charge-offs	$-37,000	6,072
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$8,000	690
Net operating income	$507,040	3,877
2014-03-31 (YTD Data)		Rank
Total interest income	$2,987,000	2,056
Total interest expense	$506,000	1,500
Net interest income	$2,481,000	2,127
Provision for loan and lease losses	$159,000	1,159
Total noninterest income	$82,000	4,914
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$20,000	5,361
Trading account gains and fees	$0	147
Additional Noninterest Income	$62,000	4,275
Total noninterest expense	$2,147,000	2,200
Salaries and employee benefits	$1,095,000	2,318
Premises and equipment expense	$322,000	1,867
Additional noninterest expense	$730,000	2,066
Pre-tax net operating income	$257,000	4,067
Securities gains (losses)	$4,000	1,399
Applicable income taxes	$60,000	2,821
Income before extraordinary items	$201,000	4,243
Extraordinary gains, net	$0	16
Net income	$201,000	4,243
Minority interest net income	$0	66
Net income of bank and minority interests.	$201,000	4,245
Net charge-offs	$-12,000	5,829
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$5,000	642
Net operating income	$197,920	4,224
2013-12-31 (YTD Data)		Rank
Total interest income	$11,723,000	2,098
Total interest expense	$2,391,000	1,424
Net interest income	$9,332,000	2,245
Provision for loan and lease losses	$1,354,000	863
Total noninterest income	$591,000	4,145
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$83,000	5,476
Trading account gains and fees	$0	184
Additional Noninterest Income	$508,000	3,335
Total noninterest expense	$7,819,000	2,394
Salaries and employee benefits	$3,745,000	2,633
Premises and equipment expense	$1,115,000	2,036
Additional noninterest expense	$2,959,000	2,108
Pre-tax net operating income	$750,000	4,499
Securities gains (losses)	$-22,000	6,342
Applicable income taxes	$151,000	3,149
Income before extraordinary items	$577,000	4,714
Extraordinary gains, net	$0	29
Net income	$577,000	4,718
Minority interest net income	$0	90
Net income of bank and minority interests.	$577,000	4,718
Net charge-offs	$1,564,000	918
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$22,000	774
Net operating income	$594,380	4,612
2013-09-30 (YTD Data)		Rank
Total interest income	$8,682,000	2,129
Total interest expense	$1,855,000	1,418
Net interest income	$6,827,000	2,309
Provision for loan and lease losses	$1,024,000	864
Total noninterest income	$533,000	3,913
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$62,000	5,543
Trading account gains and fees	$0	180
Additional Noninterest Income	$471,000	3,103
Total noninterest expense	$5,651,000	2,470
Salaries and employee benefits	$2,686,000	2,750
Premises and equipment expense	$826,000	2,084
Additional noninterest expense	$2,139,000	2,170
Pre-tax net operating income	$685,000	4,304
Securities gains (losses)	$0	3,040
Applicable income taxes	$166,000	2,948
Income before extraordinary items	$519,000	4,543
Extraordinary gains, net	$0	25
Net income	$519,000	4,546
Minority interest net income	$0	84
Net income of bank and minority interests.	$519,000	4,547
Net charge-offs	$779,000	1,202
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$14,000	747
Net operating income	$519,000	4,463
2013-06-30 (YTD Data)		Rank
Total interest income	$5,743,000	2,147
Total interest expense	$1,265,000	1,422
Net interest income	$4,478,000	2,334
Provision for loan and lease losses	$676,000	898
Total noninterest income	$382,000	3,783
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$42,000	5,535
Trading account gains and fees	$0	157
Additional Noninterest Income	$340,000	3,031
Total noninterest expense	$3,800,000	2,450
Salaries and employee benefits	$1,862,000	2,662
Premises and equipment expense	$539,000	2,126
Additional noninterest expense	$1,399,000	2,212
Pre-tax net operating income	$384,000	4,547
Securities gains (losses)	$0	2,791
Applicable income taxes	$87,000	3,102
Income before extraordinary items	$297,000	4,765
Extraordinary gains, net	$0	22
Net income	$297,000	4,768
Minority interest net income	$0	82
Net income of bank and minority interests.	$297,000	4,769
Net charge-offs	$787,000	916
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$9,000	717
Net operating income	$297,000	4,650
2013-03-31 (YTD Data)		Rank
Total interest income	$2,895,000	2,146
Total interest expense	$647,000	1,427
Net interest income	$2,248,000	2,332
Provision for loan and lease losses	$346,000	902
Total noninterest income	$169,000	3,951
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$23,000	5,410
Trading account gains and fees	$0	148
Additional Noninterest Income	$146,000	3,212
Total noninterest expense	$1,864,000	2,524
Salaries and employee benefits	$946,000	2,645
Premises and equipment expense	$268,000	2,185
Additional noninterest expense	$650,000	2,372
Pre-tax net operating income	$207,000	4,412
Securities gains (losses)	$0	1,966
Applicable income taxes	$35,000	3,248
Income before extraordinary items	$172,000	4,530
Extraordinary gains, net	$0	10
Net income	$172,000	4,531
Minority interest net income	$0	76
Net income of bank and minority interests.	$172,000	4,532
Net charge-offs	$339,000	972
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$3,000	708
Net operating income	$172,000	4,426
2012-12-31 (YTD Data)		Rank
Total interest income	$11,397,000	2,282
Total interest expense	$3,009,000	1,475
Net interest income	$8,388,000	2,563
Provision for loan and lease losses	$1,353,000	1,428
Total noninterest income	$753,000	3,759
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$99,000	5,455
Trading account gains and fees	$0	166
Additional Noninterest Income	$654,000	2,987
Total noninterest expense	$6,629,000	2,797
Salaries and employee benefits	$3,097,000	3,061
Premises and equipment expense	$916,000	2,450
Additional noninterest expense	$2,616,000	2,468
Pre-tax net operating income	$1,159,000	3,788
Securities gains (losses)	$-11,000	6,747
Applicable income taxes	$302,000	2,653
Income before extraordinary items	$846,000	4,194
Extraordinary gains, net	$0	29
Net income	$846,000	4,194
Minority interest net income	$0	93
Net income of bank and minority interests.	$846,000	4,196
Net charge-offs	$917,000	1,915
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$54,000	696
Net operating income	$854,140	4,006
2012-09-30 (YTD Data)		Rank
Total interest income	$8,554,000	2,328
Total interest expense	$2,279,000	1,528
Net interest income	$6,275,000	2,605
Provision for loan and lease losses	$927,000	1,520
Total noninterest income	$537,000	3,876
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$74,000	5,532
Trading account gains and fees	$0	157
Additional Noninterest Income	$463,000	3,063
Total noninterest expense	$4,977,000	2,802
Salaries and employee benefits	$2,377,000	3,030
Premises and equipment expense	$663,000	2,547
Additional noninterest expense	$1,937,000	2,486
Pre-tax net operating income	$908,000	3,806
Securities gains (losses)	$7,000	3,196
Applicable income taxes	$303,000	2,456
Income before extraordinary items	$612,000	4,323
Extraordinary gains, net	$0	20
Net income	$612,000	4,323
Minority interest net income	$0	86
Net income of bank and minority interests.	$612,000	4,322
Net charge-offs	$737,000	1,763
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$41,000	644
Net operating income	$607,310	4,168
2012-06-30 (YTD Data)		Rank
Total interest income	$5,673,000	2,350
Total interest expense	$1,524,000	1,581
Net interest income	$4,149,000	2,619
Provision for loan and lease losses	$613,000	1,547
Total noninterest income	$165,000	5,172
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$50,000	5,517
Trading account gains and fees	$0	153
Additional Noninterest Income	$115,000	4,461
Total noninterest expense	$3,260,000	2,843
Salaries and employee benefits	$1,556,000	3,087
Premises and equipment expense	$431,000	2,607
Additional noninterest expense	$1,273,000	2,535
Pre-tax net operating income	$441,000	4,301
Securities gains (losses)	$-124,000	7,116
Applicable income taxes	$97,000	3,082
Income before extraordinary items	$220,000	5,228
Extraordinary gains, net	$0	19
Net income	$220,000	5,228
Minority interest net income	$0	84
Net income of bank and minority interests.	$220,000	5,228
Net charge-offs	$478,000	1,823
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$29,000	605
Net operating income	$305,560	4,597
2012-03-31 (YTD Data)		Rank
Total interest income	$2,817,000	2,394
Total interest expense	$773,000	1,619
Net interest income	$2,044,000	2,669
Provision for loan and lease losses	$187,000	2,097
Total noninterest income	$19,000	6,683
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$24,000	5,577
Trading account gains and fees	$0	148
Additional Noninterest Income	$-5,000	6,947
Total noninterest expense	$1,615,000	2,874
Salaries and employee benefits	$764,000	3,130
Premises and equipment expense	$221,000	2,575
Additional noninterest expense	$630,000	2,531
Pre-tax net operating income	$261,000	4,089
Securities gains (losses)	$0	2,210
Applicable income taxes	$41,000	3,226
Income before extraordinary items	$220,000	4,214
Extraordinary gains, net	$0	19
Net income	$220,000	4,218
Minority interest net income	$0	78
Net income of bank and minority interests.	$220,000	4,218
Net charge-offs	$115,000	2,330
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$14,000	553
Net operating income	$220,000	4,062
2011-12-31 (YTD Data)		Rank
Total interest income	$10,265,000	2,700
Total interest expense	$2,972,000	1,976
Net interest income	$7,293,000	2,965
Provision for loan and lease losses	$1,098,000	2,292
Total noninterest income	$501,000	4,399
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$88,000	5,691
Trading account gains and fees	$0	146
Additional Noninterest Income	$413,000	3,390
Total noninterest expense	$5,507,000	3,273
Salaries and employee benefits	$2,589,000	3,461
Premises and equipment expense	$818,000	2,863
Additional noninterest expense	$2,100,000	3,005
Pre-tax net operating income	$1,189,000	3,416
Securities gains (losses)	$-61,000	7,043
Applicable income taxes	$-446,000	7,042
Income before extraordinary items	$1,574,000	2,679
Extraordinary gains, net	$0	29
Net income	$1,574,000	2,680
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,574,000	2,680
Net charge-offs	$428,000	3,360
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$58,000	779
Net operating income	$1,635,000	2,521
2011-09-30 (YTD Data)		Rank
Total interest income	$7,548,000	2,770
Total interest expense	$2,204,000	2,074
Net interest income	$5,344,000	3,044
Provision for loan and lease losses	$886,000	2,131
Total noninterest income	$370,000	4,470
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$63,000	5,779
Trading account gains and fees	$0	145
Additional Noninterest Income	$307,000	3,432
Total noninterest expense	$4,106,000	3,302
Salaries and employee benefits	$1,903,000	3,520
Premises and equipment expense	$613,000	2,885
Additional noninterest expense	$1,590,000	2,984
Pre-tax net operating income	$722,000	3,908
Securities gains (losses)	$-61,000	7,173
Applicable income taxes	$-522,000	7,221
Income before extraordinary items	$1,183,000	2,742
Extraordinary gains, net	$0	21
Net income	$1,183,000	2,744
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,183,000	2,744
Net charge-offs	$156,000	3,976
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$43,000	736
Net operating income	$1,244,000	2,560
2011-06-30 (YTD Data)		Rank
Total interest income	$4,922,000	2,849
Total interest expense	$1,461,000	2,148
Net interest income	$3,461,000	3,118
Provision for loan and lease losses	$613,000	2,026
Total noninterest income	$228,000	4,638
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$40,000	5,831
Trading account gains and fees	$0	153
Additional Noninterest Income	$188,000	3,592
Total noninterest expense	$2,700,000	3,380
Salaries and employee benefits	$1,240,000	3,608
Premises and equipment expense	$407,000	2,925
Additional noninterest expense	$1,053,000	3,073
Pre-tax net operating income	$376,000	4,296
Securities gains (losses)	$0	2,914
Applicable income taxes	$-332,000	7,281
Income before extraordinary items	$708,000	2,895
Extraordinary gains, net	$0	15
Net income	$708,000	2,897
Minority interest net income	$0	89
Net income of bank and minority interests.	$708,000	2,897
Net charge-offs	$153,000	3,380
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$27,000	693
Net operating income	$708,000	2,823
2011-03-31 (YTD Data)		Rank
Total interest income	$2,401,000	2,928
Total interest expense	$724,000	2,246
Net interest income	$1,677,000	3,196
Provision for loan and lease losses	$268,000	2,108
Total noninterest income	$80,000	5,283
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$19,000	5,858
Trading account gains and fees	$0	158
Additional Noninterest Income	$61,000	4,357
Total noninterest expense	$1,352,000	3,372
Salaries and employee benefits	$597,000	3,744
Premises and equipment expense	$206,000	2,911
Additional noninterest expense	$549,000	2,954
Pre-tax net operating income	$137,000	4,753
Securities gains (losses)	$0	1,772
Applicable income taxes	$-170,000	7,358
Income before extraordinary items	$307,000	3,182
Extraordinary gains, net	$0	9
Net income	$307,000	3,177
Minority interest net income	$0	86
Net income of bank and minority interests.	$307,000	3,181
Net charge-offs	$130,000	2,484
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$14,000	628
Net operating income	$307,000	3,123
2010-12-31 (YTD Data)		Rank
Total interest income	$8,643,000	3,336
Total interest expense	$3,090,000	2,541
Net interest income	$5,553,000	3,681
Provision for loan and lease losses	$684,000	3,636
Total noninterest income	$327,000	5,269
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$97,000	5,516
Trading account gains and fees	$0	175
Additional Noninterest Income	$230,000	4,380
Total noninterest expense	$4,420,000	3,945
Salaries and employee benefits	$1,964,000	4,285
Premises and equipment expense	$700,000	3,300
Additional noninterest expense	$1,756,000	3,590
Pre-tax net operating income	$776,000	3,785
Securities gains (losses)	$0	3,793
Applicable income taxes	$-241,000	7,004
Income before extraordinary items	$1,017,000	3,196
Extraordinary gains, net	$0	29
Net income	$1,017,000	3,193
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,017,000	3,196
Net charge-offs	$227,000	4,623
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$23,000	1,077
Net operating income	$1,017,000	3,066
2010-09-30 (YTD Data)		Rank
Total interest income	$6,336,000	3,473
Total interest expense	$2,310,000	2,640
Net interest income	$4,026,000	3,818
Provision for loan and lease losses	$480,000	3,605
Total noninterest income	$251,000	5,319
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$73,000	5,610
Trading account gains and fees	$0	165
Additional Noninterest Income	$178,000	4,370
Total noninterest expense	$3,214,000	4,035
Salaries and employee benefits	$1,419,000	4,425
Premises and equipment expense	$529,000	3,326
Additional noninterest expense	$1,266,000	3,672
Pre-tax net operating income	$583,000	3,990
Securities gains (losses)	$0	3,651
Applicable income taxes	$-142,000	7,137
Income before extraordinary items	$725,000	3,458
Extraordinary gains, net	$0	23
Net income	$725,000	3,456
Minority interest net income	$0	110
Net income of bank and minority interests.	$725,000	3,458
Net charge-offs	$184,000	4,315
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$18,000	1,010
Net operating income	$725,000	3,325
2010-06-30 (YTD Data)		Rank
Total interest income	$4,098,000	3,590
Total interest expense	$1,550,000	2,711
Net interest income	$2,548,000	3,967
Provision for loan and lease losses	$196,000	4,272
Total noninterest income	$158,000	5,396
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$49,000	5,620
Trading account gains and fees	$0	152
Additional Noninterest Income	$109,000	4,502
Total noninterest expense	$2,121,000	4,072
Salaries and employee benefits	$926,000	4,501
Premises and equipment expense	$360,000	3,293
Additional noninterest expense	$835,000	3,684
Pre-tax net operating income	$389,000	4,037
Securities gains (losses)	$0	3,184
Applicable income taxes	$-4,000	6,874
Income before extraordinary items	$393,000	3,819
Extraordinary gains, net	$0	19
Net income	$393,000	3,817
Minority interest net income	$0	105
Net income of bank and minority interests.	$393,000	3,818
Net charge-offs	$49,000	4,905
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$8,000	978
Net operating income	$393,000	3,711
2010-03-31 (YTD Data)		Rank
Total interest income	$1,967,000	3,754
Total interest expense	$772,000	2,839
Net interest income	$1,195,000	4,174
Provision for loan and lease losses	$68,000	4,476
Total noninterest income	$71,000	5,623
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$23,000	5,727
Trading account gains and fees	$0	175
Additional Noninterest Income	$48,000	4,761
Total noninterest expense	$1,067,000	4,092
Salaries and employee benefits	$459,000	4,593
Premises and equipment expense	$188,000	3,284
Additional noninterest expense	$420,000	3,688
Pre-tax net operating income	$131,000	4,723
Securities gains (losses)	$0	2,284
Applicable income taxes	$-1,000	6,993
Income before extraordinary items	$132,000	4,601
Extraordinary gains, net	$0	16
Net income	$132,000	4,602
Minority interest net income	$0	91
Net income of bank and minority interests.	$132,000	4,600
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$3,000	953
Net operating income	$132,000	4,486
2009-12-31 (YTD Data)		Rank
Total interest income	$6,801,000	4,259
Total interest expense	$3,154,000	3,295
Net interest income	$3,647,000	4,858
Provision for loan and lease losses	$1,296,000	3,100
Total noninterest income	$267,000	5,794
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$120,000	5,505
Trading account gains and fees	$0	211
Additional Noninterest Income	$147,000	5,123
Total noninterest expense	$4,285,000	4,151
Salaries and employee benefits	$1,813,000	4,653
Premises and equipment expense	$698,000	3,465
Additional noninterest expense	$1,774,000	3,640
Pre-tax net operating income	$-1,667,000	6,520
Securities gains (losses)	$-725,000	7,645
Applicable income taxes	$382,000	1,812
Income before extraordinary items	$-2,774,000	6,942
Extraordinary gains, net	$0	34
Net income	$-2,774,000	6,941
Minority interest net income	$0	115
Net income of bank and minority interests.	$-2,774,000	6,941
Net charge-offs	$1,080,000	2,774
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$50,000	1,063
Net operating income	$-2,049,000	6,767
2009-09-30 (YTD Data)		Rank
Total interest income	$4,935,000	4,403
Total interest expense	$2,345,000	3,440
Net interest income	$2,590,000	5,020
Provision for loan and lease losses	$315,000	4,517
Total noninterest income	$253,000	5,488
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$90,000	5,522
Trading account gains and fees	$0	212
Additional Noninterest Income	$163,000	4,618
Total noninterest expense	$3,153,000	4,211
Salaries and employee benefits	$1,366,000	4,670
Premises and equipment expense	$526,000	3,489
Additional noninterest expense	$1,261,000	3,745
Pre-tax net operating income	$-625,000	6,423
Securities gains (losses)	$63,000	2,145
Applicable income taxes	$-43,000	6,794
Income before extraordinary items	$-519,000	6,445
Extraordinary gains, net	$0	27
Net income	$-519,000	6,446
Minority interest net income	$0	118
Net income of bank and minority interests.	$-519,000	6,445
Net charge-offs	$177,000	4,385
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$4,000	1,209
Net operating income	$-576,960	6,479
2009-06-30 (YTD Data)		Rank
Total interest income	$3,276,000	4,455
Total interest expense	$1,539,000	3,606
Net interest income	$1,737,000	4,979
Provision for loan and lease losses	$111,000	5,206
Total noninterest income	$161,000	5,596
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$56,000	5,635
Trading account gains and fees	$0	193
Additional Noninterest Income	$105,000	4,716
Total noninterest expense	$2,134,000	4,203
Salaries and employee benefits	$917,000	4,691
Premises and equipment expense	$356,000	3,486
Additional noninterest expense	$861,000	3,676
Pre-tax net operating income	$-347,000	6,482
Securities gains (losses)	$63,000	1,760
Applicable income taxes	$-43,000	6,982
Income before extraordinary items	$-241,000	6,454
Extraordinary gains, net	$0	21
Net income	$-241,000	6,453
Minority interest net income	$0	112
Net income of bank and minority interests.	$-241,000	6,453
Net charge-offs	$-3,000	7,699
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$3,000	1,165
Net operating income	$-294,550	6,517
2009-03-31 (YTD Data)		Rank
Total interest income	$1,604,000	4,560
Total interest expense	$772,000	3,702
Net interest income	$832,000	5,100
Provision for loan and lease losses	$49,000	4,950
Total noninterest income	$78,000	5,633
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$25,000	5,766
Trading account gains and fees	$0	171
Additional Noninterest Income	$53,000	4,730
Total noninterest expense	$1,056,000	4,138
Salaries and employee benefits	$462,000	4,715
Premises and equipment expense	$185,000	3,432
Additional noninterest expense	$409,000	3,508
Pre-tax net operating income	$-195,000	6,880
Securities gains (losses)	$63,000	1,197
Applicable income taxes	$-43,000	7,404
Income before extraordinary items	$-89,000	6,781
Extraordinary gains, net	$0	15
Net income	$-89,000	6,782
Minority interest net income	$0	102
Net income of bank and minority interests.	$-89,000	6,782
Net charge-offs	$-2,000	7,404
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$39,000	567
Net operating income	$-131,210	6,805
2008-12-31 (YTD Data)		Rank
Total interest income	$5,780,000	5,040
Total interest expense	$2,490,000	4,757
Net interest income	$3,290,000	5,153
Provision for loan and lease losses	$633,000	3,419
Total noninterest income	$373,000	5,410
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$164,000	5,150
Trading account gains and fees	$0	154
Additional Noninterest Income	$209,000	4,756
Total noninterest expense	$3,851,000	4,358
Salaries and employee benefits	$1,780,000	4,829
Premises and equipment expense	$574,000	4,075
Additional noninterest expense	$1,497,000	3,620
Pre-tax net operating income	$-821,000	6,931
Securities gains (losses)	$0	3,220
Applicable income taxes	$-261,000	7,288
Income before extraordinary items	$-560,000	6,745
Extraordinary gains, net	$0	39
Net income	$-560,000	6,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	3,128
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$31,000	1,203
Net operating income	$-560,000	6,884
2008-09-30 (YTD Data)		Rank
Total interest income	$4,171,000	5,235
Total interest expense	$1,749,000	5,051
Net interest income	$2,422,000	5,242
Provision for loan and lease losses	$180,000	4,348
Total noninterest income	$339,000	5,140
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$131,000	5,081
Trading account gains and fees	$0	148
Additional Noninterest Income	$208,000	4,341
Total noninterest expense	$2,717,000	4,512
Salaries and employee benefits	$1,268,000	4,999
Premises and equipment expense	$411,000	4,225
Additional noninterest expense	$1,038,000	3,759
Pre-tax net operating income	$-136,000	6,962
Securities gains (losses)	$0	3,106
Applicable income taxes	$-42,000	7,435
Income before extraordinary items	$-94,000	6,774
Extraordinary gains, net	$0	31
Net income	$-94,000	6,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,222
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-94,000	6,943
2008-06-30 (YTD Data)		Rank
Total interest income	$2,725,000	5,358
Total interest expense	$1,086,000	5,376
Net interest income	$1,639,000	5,211
Provision for loan and lease losses	$121,000	3,961
Total noninterest income	$222,000	5,231
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$85,000	5,148
Trading account gains and fees	$0	149
Additional Noninterest Income	$137,000	4,462
Total noninterest expense	$1,766,000	4,627
Salaries and employee benefits	$845,000	5,051
Premises and equipment expense	$264,000	4,360
Additional noninterest expense	$657,000	3,892
Pre-tax net operating income	$-26,000	7,031
Securities gains (losses)	$0	3,233
Applicable income taxes	$-6,000	7,587
Income before extraordinary items	$-20,000	7,075
Extraordinary gains, net	$0	21
Net income	$-20,000	7,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,260
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-20,000	7,037
2008-03-31 (YTD Data)		Rank
Total interest income	$1,377,000	5,425
Total interest expense	$576,000	5,406
Net interest income	$801,000	5,316
Provision for loan and lease losses	$79,000	3,082
Total noninterest income	$102,000	5,376
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$43,000	5,092
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,725
Total noninterest expense	$883,000	4,637
Salaries and employee benefits	$426,000	5,053
Premises and equipment expense	$124,000	4,535
Additional noninterest expense	$333,000	3,805
Pre-tax net operating income	$-59,000	7,429
Securities gains (losses)	$0	2,688
Applicable income taxes	$-19,000	7,898
Income before extraordinary items	$-40,000	7,468
Extraordinary gains, net	$0	15
Net income	$-40,000	7,468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,724
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-40,000	7,406
2007-12-31 (YTD Data)		Rank
Total interest income	$4,881,000	5,780
Total interest expense	$2,368,000	5,410
Net interest income	$2,513,000	5,964
Provision for loan and lease losses	$102,000	4,877
Total noninterest income	$303,000	6,009
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$149,000	5,436
Trading account gains and fees	$0	178
Additional Noninterest Income	$154,000	5,533
Total noninterest expense	$3,079,000	4,937
Salaries and employee benefits	$1,374,000	5,570
Premises and equipment expense	$368,000	5,268
Additional noninterest expense	$1,337,000	3,753
Pre-tax net operating income	$-365,000	7,738
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$-121,000	8,045
Income before extraordinary items	$-245,000	7,741
Extraordinary gains, net	$0	39
Net income	$-245,000	7,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	8,244
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-244,330	7,724
2007-09-30 (YTD Data)		Rank
Total interest income	$3,477,000	5,944
Total interest expense	$1,717,000	5,512
Net interest income	$1,760,000	6,167
Provision for loan and lease losses	$80,000	4,491
Total noninterest income	$211,000	6,194
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$106,000	5,542
Trading account gains and fees	$0	184
Additional Noninterest Income	$105,000	5,709
Total noninterest expense	$2,290,000	4,923
Salaries and employee benefits	$996,000	5,653
Premises and equipment expense	$263,000	5,393
Additional noninterest expense	$1,031,000	3,614
Pre-tax net operating income	$-399,000	8,013
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$-134,000	8,273
Income before extraordinary items	$-266,000	7,983
Extraordinary gains, net	$0	33
Net income	$-266,000	7,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,110
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$-265,340	7,964
2007-06-30 (YTD Data)		Rank
Total interest income	$2,100,000	6,198
Total interest expense	$1,028,000	5,802
Net interest income	$1,072,000	6,431
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$126,000	6,452
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$65,000	5,696
Trading account gains and fees	$0	168
Additional Noninterest Income	$61,000	5,968
Total noninterest expense	$1,536,000	4,940
Salaries and employee benefits	$656,000	5,758
Premises and equipment expense	$160,000	5,652
Additional noninterest expense	$720,000	3,484
Pre-tax net operating income	$-368,000	8,204
Securities gains (losses)	$-1,000	7,616
Applicable income taxes	$-124,000	8,406
Income before extraordinary items	$-245,000	8,155
Extraordinary gains, net	$0	29
Net income	$-245,000	8,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,164
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-244,340	8,145
2007-03-31 (YTD Data)		Rank
Total interest income	$737,000	6,979
Total interest expense	$350,000	6,641
Net interest income	$387,000	7,174
Provision for loan and lease losses	$20,000	4,351
Total noninterest income	$46,000	6,946
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$24,000	6,111
Trading account gains and fees	$0	195
Additional Noninterest Income	$22,000	6,474
Total noninterest expense	$548,000	6,027
Salaries and employee benefits	$246,000	6,562
Premises and equipment expense	$60,000	6,403
Additional noninterest expense	$242,000	4,643
Pre-tax net operating income	$-135,000	8,208
Securities gains (losses)	$-1,000	7,986
Applicable income taxes	$-46,000	8,406
Income before extraordinary items	$-90,000	8,162
Extraordinary gains, net	$0	22
Net income	$-90,000	8,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,895
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-89,340	8,151
2006-12-31 (YTD Data)		Rank
Total interest income	$5,357,000	5,357
Total interest expense	$2,420,000	4,902
Net interest income	$2,937,000	5,592
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$412,000	5,543
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$180,000	5,183
Trading account gains and fees	$0	130
Additional Noninterest Income	$232,000	4,837
Total noninterest expense	$3,132,000	4,745
Salaries and employee benefits	$1,606,000	4,978
Premises and equipment expense	$339,000	5,416
Additional noninterest expense	$1,187,000	3,972
Pre-tax net operating income	$97,000	7,721
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$97,000	7,688
Extraordinary gains, net	$0	51
Net income	$97,000	7,690
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,131
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$2,000,000	407
Net operating income	$97,000	7,677
2006-09-30 (YTD Data)		Rank
Total interest income	$4,076,000	5,316
Total interest expense	$1,821,000	4,823
Net interest income	$2,255,000	5,566
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$327,000	5,467
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$139,000	5,188
Trading account gains and fees	$0	126
Additional Noninterest Income	$188,000	4,663
Total noninterest expense	$2,276,000	4,831
Salaries and employee benefits	$1,172,000	5,051
Premises and equipment expense	$255,000	5,419
Additional noninterest expense	$849,000	4,094
Pre-tax net operating income	$216,000	7,360
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$216,000	7,133
Extraordinary gains, net	$0	45
Net income	$216,000	7,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	2,361
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$2,000,000	307
Net operating income	$216,000	7,133
2006-06-30 (YTD Data)		Rank
Total interest income	$2,684,000	5,321
Total interest expense	$1,158,000	4,831
Net interest income	$1,526,000	5,536
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$226,000	5,362
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$88,000	5,282
Trading account gains and fees	$0	126
Additional Noninterest Income	$138,000	4,459
Total noninterest expense	$1,490,000	4,896
Salaries and employee benefits	$776,000	5,081
Premises and equipment expense	$169,000	5,442
Additional noninterest expense	$545,000	4,214
Pre-tax net operating income	$202,000	7,073
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$202,000	6,739
Extraordinary gains, net	$0	39
Net income	$202,000	6,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	1,677
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$2,000,000	213
Net operating income	$202,000	6,751
2006-03-31 (YTD Data)		Rank
Total interest income	$1,339,000	5,277
Total interest expense	$547,000	4,857
Net interest income	$792,000	5,429
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$131,000	4,999
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$39,000	5,460
Trading account gains and fees	$0	115
Additional Noninterest Income	$92,000	3,883
Total noninterest expense	$742,000	4,933
Salaries and employee benefits	$403,000	4,986
Premises and equipment expense	$80,000	5,635
Additional noninterest expense	$259,000	4,358
Pre-tax net operating income	$151,000	6,406
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$151,000	5,955
Extraordinary gains, net	$0	21
Net income	$151,000	5,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,365
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$151,000	5,952
2005-12-31 (YTD Data)		Rank
Total interest income	$4,922,000	5,202
Total interest expense	$1,747,000	4,833
Net interest income	$3,175,000	5,326
Provision for loan and lease losses	$130,000	4,334
Total noninterest income	$361,000	5,943
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$218,000	4,862
Trading account gains and fees	$0	138
Additional Noninterest Income	$143,000	5,813
Total noninterest expense	$2,919,000	4,855
Salaries and employee benefits	$1,641,000	4,773
Premises and equipment expense	$248,000	6,233
Additional noninterest expense	$1,030,000	4,320
Pre-tax net operating income	$487,000	6,796
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$487,000	6,424
Extraordinary gains, net	$0	46
Net income	$487,000	6,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,712
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$487,000	6,395
2005-09-30 (YTD Data)		Rank
Total interest income	$3,513,000	5,336
Total interest expense	$1,228,000	4,879
Net interest income	$2,285,000	5,473
Provision for loan and lease losses	$99,000	4,204
Total noninterest income	$237,000	6,241
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$166,000	4,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$71,000	6,499
Total noninterest expense	$2,214,000	4,790
Salaries and employee benefits	$1,241,000	4,722
Premises and equipment expense	$175,000	6,357
Additional noninterest expense	$798,000	4,189
Pre-tax net operating income	$209,000	7,591
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$209,000	7,395
Extraordinary gains, net	$0	35
Net income	$209,000	7,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,050
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$209,000	7,363
2005-06-30 (YTD Data)		Rank
Total interest income	$2,215,000	5,433
Total interest expense	$777,000	4,862
Net interest income	$1,438,000	5,627
Provision for loan and lease losses	$61,000	4,100
Total noninterest income	$184,000	5,922
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$107,000	4,896
Trading account gains and fees	$0	116
Additional Noninterest Income	$77,000	5,690
Total noninterest expense	$1,518,000	4,693
Salaries and employee benefits	$861,000	4,564
Premises and equipment expense	$148,000	5,744
Additional noninterest expense	$509,000	4,314
Pre-tax net operating income	$43,000	8,166
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$43,000	8,158
Extraordinary gains, net	$0	30
Net income	$43,000	8,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,505
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$43,000	8,126
2005-03-31 (YTD Data)		Rank
Total interest income	$1,058,000	5,558
Total interest expense	$361,000	4,976
Net interest income	$697,000	5,742
Provision for loan and lease losses	$31,000	3,901
Total noninterest income	$72,000	6,381
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$53,000	4,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$19,000	6,923
Total noninterest expense	$720,000	4,894
Salaries and employee benefits	$410,000	4,749
Premises and equipment expense	$75,000	5,744
Additional noninterest expense	$235,000	4,571
Pre-tax net operating income	$18,000	8,276
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$18,000	8,257
Extraordinary gains, net	$0	24
Net income	$18,000	8,257
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	1,481
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$18,000	8,234
2004-12-31 (YTD Data)		Rank
Total interest income	$3,703,000	5,806
Total interest expense	$1,115,000	5,342
Net interest income	$2,588,000	5,896
Provision for loan and lease losses	$146,000	4,313
Total noninterest income	$1,210,000	3,108
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$285,000	4,430
Trading account gains and fees	$0	138
Additional Noninterest Income	$925,000	2,263
Total noninterest expense	$2,822,000	4,882
Salaries and employee benefits	$1,548,000	4,837
Premises and equipment expense	$331,000	5,397
Additional noninterest expense	$943,000	4,565
Pre-tax net operating income	$830,000	5,704
Securities gains (losses)	$-5,000	8,058
Applicable income taxes	$0	7,185
Income before extraordinary items	$825,000	5,195
Extraordinary gains, net	$0	34
Net income	$825,000	5,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,948
Cash dividends	$397,000	3,937
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$830,000	5,108
2004-09-30 (YTD Data)		Rank
Total interest income	$2,715,000	5,863
Total interest expense	$811,000	5,414
Net interest income	$1,904,000	5,962
Provision for loan and lease losses	$146,000	3,588
Total noninterest income	$1,086,000	2,760
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$238,000	4,219
Trading account gains and fees	$0	134
Additional Noninterest Income	$848,000	1,994
Total noninterest expense	$2,065,000	4,930
Salaries and employee benefits	$1,137,000	4,858
Premises and equipment expense	$241,000	5,464
Additional noninterest expense	$687,000	4,597
Pre-tax net operating income	$779,000	5,255
Securities gains (losses)	$-5,000	8,357
Applicable income taxes	$0	7,220
Income before extraordinary items	$774,000	4,710
Extraordinary gains, net	$0	26
Net income	$774,000	4,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	3,115
Cash dividends	$57,000	4,946
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$779,000	4,616
2004-06-30 (YTD Data)		Rank
Total interest income	$1,830,000	5,833
Total interest expense	$532,000	5,472
Net interest income	$1,298,000	5,877
Provision for loan and lease losses	$146,000	2,838
Total noninterest income	$880,000	2,419
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$167,000	4,079
Trading account gains and fees	$0	130
Additional Noninterest Income	$713,000	1,692
Total noninterest expense	$1,391,000	4,907
Salaries and employee benefits	$767,000	4,859
Premises and equipment expense	$162,000	5,446
Additional noninterest expense	$462,000	4,590
Pre-tax net operating income	$641,000	4,669
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$641,000	4,056
Extraordinary gains, net	$0	21
Net income	$641,000	4,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	2,389
Cash dividends	$57,000	4,610
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$641,000	3,978
2004-03-31 (YTD Data)		Rank
Total interest income	$889,000	5,955
Total interest expense	$256,000	5,651
Net interest income	$633,000	5,966
Provision for loan and lease losses	$0	6,501
Total noninterest income	$166,000	4,522
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$83,000	4,031
Trading account gains and fees	$0	121
Additional Noninterest Income	$83,000	4,094
Total noninterest expense	$677,000	5,022
Salaries and employee benefits	$373,000	4,959
Premises and equipment expense	$80,000	5,517
Additional noninterest expense	$224,000	4,663
Pre-tax net operating income	$122,000	6,831
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$122,000	6,479
Extraordinary gains, net	$0	16
Net income	$122,000	6,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$85,000	3,031
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$122,000	6,363
2003-12-31 (YTD Data)		Rank
Total interest income	$3,418,000	6,104
Total interest expense	$824,000	6,638
Net interest income	$2,594,000	5,782
Provision for loan and lease losses	$0	7,651
Total noninterest income	$870,000	4,023
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$267,000	4,589
Trading account gains and fees	$0	160
Additional Noninterest Income	$603,000	3,239
Total noninterest expense	$2,825,000	4,802
Salaries and employee benefits	$1,541,000	4,766
Premises and equipment expense	$338,000	5,290
Additional noninterest expense	$946,000	4,451
Pre-tax net operating income	$639,000	6,202
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$639,000	5,808
Extraordinary gains, net	$0	54
Net income	$639,000	5,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,883
Cash dividends	$725,000	2,890
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$639,000	5,641
2003-09-30 (YTD Data)		Rank
Total interest income	$2,529,000	6,221
Total interest expense	$607,000	6,826
Net interest income	$1,922,000	5,850
Provision for loan and lease losses	$0	7,481
Total noninterest income	$736,000	3,827
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$192,000	4,720
Trading account gains and fees	$0	153
Additional Noninterest Income	$544,000	2,980
Total noninterest expense	$2,107,000	4,816
Salaries and employee benefits	$1,172,000	4,703
Premises and equipment expense	$259,000	5,208
Additional noninterest expense	$676,000	4,580
Pre-tax net operating income	$551,000	6,073
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$551,000	5,606
Extraordinary gains, net	$0	40
Net income	$551,000	5,607
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,530
Cash dividends	$316,000	3,394
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$551,000	5,421
2003-06-30 (YTD Data)		Rank
Total interest income	$1,700,000	6,241
Total interest expense	$420,000	6,848
Net interest income	$1,280,000	5,856
Provision for loan and lease losses	$0	7,324
Total noninterest income	$438,000	4,042
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$116,000	4,923
Trading account gains and fees	$0	150
Additional Noninterest Income	$322,000	3,160
Total noninterest expense	$1,395,000	4,822
Salaries and employee benefits	$779,000	4,699
Premises and equipment expense	$173,000	5,176
Additional noninterest expense	$443,000	4,649
Pre-tax net operating income	$323,000	6,343
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$323,000	5,944
Extraordinary gains, net	$0	30
Net income	$323,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,788
Cash dividends	$316,000	2,803
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$323,000	5,726
2003-03-31 (YTD Data)		Rank
Total interest income	$874,000	6,195
Total interest expense	$211,000	6,924
Net interest income	$663,000	5,712
Provision for loan and lease losses	$0	6,934
Total noninterest income	$207,000	4,077
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$52,000	5,093
Trading account gains and fees	$0	134
Additional Noninterest Income	$155,000	3,156
Total noninterest expense	$644,000	5,094
Salaries and employee benefits	$351,000	5,074
Premises and equipment expense	$96,000	4,835
Additional noninterest expense	$197,000	5,007
Pre-tax net operating income	$226,000	5,537
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$226,000	4,998
Extraordinary gains, net	$0	21
Net income	$226,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$316,000	1,706
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$226,000	4,789
2002-12-31 (YTD Data)		Rank
Total interest income	$3,188,000	6,657
Total interest expense	$1,084,000	6,714
Net interest income	$2,104,000	6,465
Provision for loan and lease losses	$106,000	5,623
Total noninterest income	$496,000	5,241
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$226,000	4,943
Trading account gains and fees	$0	153
Additional Noninterest Income	$270,000	4,483
Total noninterest expense	$2,357,000	5,287
Salaries and employee benefits	$1,281,000	5,242
Premises and equipment expense	$249,000	6,167
Additional noninterest expense	$827,000	4,813
Pre-tax net operating income	$137,000	8,163
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$137,000	8,154
Extraordinary gains, net	$0	70
Net income	$137,000	8,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,660
Cash dividends	$611,000	3,115
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$137,000	8,050
2001-12-31 (YTD Data)		Rank
Total interest income	$3,147,000	7,102
Total interest expense	$1,386,000	7,217
Net interest income	$1,761,000	6,866
Provision for loan and lease losses	$74,000	6,121
Total noninterest income	$290,000	6,509
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$201,000	5,155
Trading account gains and fees	$0	177
Additional Noninterest Income	$89,000	6,670
Total noninterest expense	$1,824,000	6,083
Salaries and employee benefits	$979,000	6,061
Premises and equipment expense	$246,000	6,136
Additional noninterest expense	$599,000	5,848
Pre-tax net operating income	$153,000	8,092
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$153,000	8,012
Extraordinary gains, net	$0	105
Net income	$153,000	8,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,080
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$153,000	7,898
2000-12-31 (YTD Data)		Rank
Total interest income	$3,136,000	7,277
Total interest expense	$1,314,000	7,555
Net interest income	$1,822,000	6,880
Provision for loan and lease losses	$0	8,337
Total noninterest income	$304,000	6,269
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$181,000	5,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	5,927
Total noninterest expense	$1,630,000	6,416
Salaries and employee benefits	$892,000	6,346
Premises and equipment expense	$245,000	6,127
Additional noninterest expense	$493,000	6,475
Pre-tax net operating income	$496,000	7,022
Securities gains (losses)	$0	1,956
Applicable income taxes	$0	8,362
Income before extraordinary items	$496,000	6,353
Extraordinary gains, net	$0	38
Net income	$496,000	6,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	9,421
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$496,000	6,368
1999-12-31 (YTD Data)		Rank
Total interest income	$3,581,000	6,745
Total interest expense	$1,774,000	6,404
Net interest income	$1,807,000	7,000
Provision for loan and lease losses	$39,000	6,933
Total noninterest income	$315,000	6,313
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	4,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,696
Total noninterest expense	$1,708,000	6,282
Salaries and employee benefits	$909,000	6,261
Premises and equipment expense	$307,000	5,394
Additional noninterest expense	$492,000	6,569
Pre-tax net operating income	$375,000	7,713
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$375,000	7,125
Extraordinary gains, net	$0	35
Net income	$375,000	7,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	9,654
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$375,000	7,101
1998-12-31 (YTD Data)		Rank
Total interest income	$3,737,000	6,716
Total interest expense	$1,521,000	7,145
Net interest income	$2,216,000	6,263
Provision for loan and lease losses	$109,000	4,942
Total noninterest income	$311,000	6,363
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$140,000	6,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$171,000	5,353
Total noninterest expense	$1,727,000	6,168
Salaries and employee benefits	$906,000	6,185
Premises and equipment expense	$316,000	5,222
Additional noninterest expense	$505,000	6,396
Pre-tax net operating income	$691,000	6,523
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$691,000	5,661
Extraordinary gains, net	$0	32
Net income	$691,000	5,660
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,658
Cash dividends	$1,103,000	2,075
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$691,000	5,552
1997-12-31 (YTD Data)		Rank
Total interest income	$3,004,000	7,752
Total interest expense	$1,131,000	8,314
Net interest income	$1,873,000	7,179
Provision for loan and lease losses	$82,000	5,614
Total noninterest income	$390,000	5,812
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	5,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$169,000	5,381
Total noninterest expense	$1,713,000	6,257
Salaries and employee benefits	$941,000	6,103
Premises and equipment expense	$342,000	4,983
Additional noninterest expense	$430,000	7,098
Pre-tax net operating income	$468,000	8,097
Securities gains (losses)	$0	3,944
Applicable income taxes	$20,000	9,723
Income before extraordinary items	$448,000	7,325
Extraordinary gains, net	$0	44
Net income	$448,000	7,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,288
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$448,000	7,270
1996-12-31 (YTD Data)		Rank
Total interest income	$2,698,000	8,435
Total interest expense	$1,027,000	8,925
Net interest income	$1,671,000	7,854
Provision for loan and lease losses	$37,000	7,110
Total noninterest income	$344,000	6,488
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$148,000	6,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	5,222
Total noninterest expense	$1,538,000	7,002
Salaries and employee benefits	$811,000	6,926
Premises and equipment expense	$309,000	5,469
Additional noninterest expense	$418,000	7,731
Pre-tax net operating income	$440,000	8,278
Securities gains (losses)	$3,000	3,304
Applicable income taxes	$68,000	9,357
Income before extraordinary items	$375,000	7,821
Extraordinary gains, net	$0	53
Net income	$375,000	7,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,548
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$372,450	7,783
1995-12-31 (YTD Data)		Rank
Total interest income	$2,483,000	8,998
Total interest expense	$933,000	9,491
Net interest income	$1,550,000	8,395
Provision for loan and lease losses	$25,000	7,325
Total noninterest income	$282,000	7,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	6,970
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	6,069
Total noninterest expense	$1,457,000	7,408
Salaries and employee benefits	$746,000	7,427
Premises and equipment expense	$274,000	6,002
Additional noninterest expense	$437,000	7,839
Pre-tax net operating income	$350,000	9,383
Securities gains (losses)	$0	3,831
Applicable income taxes	$-10,000	11,518
Income before extraordinary items	$360,000	8,390
Extraordinary gains, net	$0	65
Net income	$360,000	8,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	11,327
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$360,000	8,372
1994-12-31 (YTD Data)		Rank
Total interest income	$2,023,000	9,759
Total interest expense	$699,000	10,092
Net interest income	$1,324,000	9,384
Provision for loan and lease losses	$0	9,146
Total noninterest income	$213,000	8,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	7,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	8,407
Total noninterest expense	$1,434,000	7,813
Salaries and employee benefits	$706,000	7,832
Premises and equipment expense	$294,000	5,808
Additional noninterest expense	$434,000	8,489
Pre-tax net operating income	$103,000	11,611
Securities gains (losses)	$0	3,600
Applicable income taxes	$-17,000	12,116
Income before extraordinary items	$120,000	11,162
Extraordinary gains, net	$0	249
Net income	$120,000	11,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,184
Cash dividends	$250,000	4,888
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$120,000	11,206
1993-12-31 (YTD Data)		Rank
Total interest income	$2,005,000	10,166
Total interest expense	$813,000	9,978
Net interest income	$1,192,000	10,083
Provision for loan and lease losses	$-268,000	13,092
Total noninterest income	$158,000	10,062
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	7,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	10,560
Total noninterest expense	$1,668,000	7,297
Salaries and employee benefits	$866,000	6,920
Premises and equipment expense	$287,000	6,076
Additional noninterest expense	$515,000	8,072
Pre-tax net operating income	$-50,000	12,533
Securities gains (losses)	$0	7,477
Applicable income taxes	$-109,000	12,965
Income before extraordinary items	$59,000	12,186
Extraordinary gains, net	$0	3,149
Net income	$59,000	12,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	7,032
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$59,000	12,032
1992-12-31 (YTD Data)		Rank
Total interest income	$2,465,000	9,981
Total interest expense	$1,074,000	10,071
Net interest income	$1,391,000	9,654
Provision for loan and lease losses	$864,000	2,047
Total noninterest income	$154,000	10,423
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$122,000	7,902
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	11,632
Total noninterest expense	$1,639,000	7,439
Salaries and employee benefits	$653,000	8,365
Premises and equipment expense	$446,000	4,390
Additional noninterest expense	$540,000	8,084
Pre-tax net operating income	$-958,000	13,473
Securities gains (losses)	$0	8,369
Applicable income taxes	$-204,000	13,652
Income before extraordinary items	$-754,000	13,483
Extraordinary gains, net	$0	1,422
Net income	$-754,000	13,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$692,000	1,990
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-754,000	13,396

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.