Home > Centreville Bank > Income and Expense

Centreville Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$109,196,000502
Total interest expense$44,809,000423
Net interest income$64,387,000550
Provision for loan and lease losses$3,772,000385
Total noninterest income$5,018,0001,194
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,825,000609
Trading account gains and fees$58,000103
Additional Noninterest Income$3,135,0001,216
Total noninterest expense$51,685,000552
Salaries and employee benefits$32,662,000487
Premises and equipment expense$6,685,000431
Additional noninterest expense$3,135,0001,216
Pre-tax net operating income$13,948,000906
Securities gains (losses)$2,516,00038
Applicable income taxes$2,568,000820
Income before extraordinary items$13,896,000783
Extraordinary gains, net$054
Net income$13,896,000794
Minority interest net income$088
Net income of bank and minority interests.$13,896,000786
Net charge-offs$1,205,000481
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,782,560896
2023-09-30 (YTD Data)Rank
Total interest income$77,845,000516
Total interest expense$30,000,000436
Net interest income$47,845,000563
Provision for loan and lease losses$2,473,000406
Total noninterest income$3,509,0001,237
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,356,000609
Trading account gains and fees$95,00099
Additional Noninterest Income$2,058,0001,331
Total noninterest expense$38,397,000556
Salaries and employee benefits$24,400,000489
Premises and equipment expense$4,977,000433
Additional noninterest expense$2,058,0001,331
Pre-tax net operating income$10,484,000937
Securities gains (losses)$-10,575,0004,588
Applicable income taxes$-2,038,0004,602
Income before extraordinary items$1,947,0002,544
Extraordinary gains, net$052
Net income$1,947,0002,570
Minority interest net income$081
Net income of bank and minority interests.$1,947,0002,545
Net charge-offs$762,000472
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,301,250833
2023-06-30 (YTD Data)Rank
Total interest income$49,271,000522
Total interest expense$17,696,000434
Net interest income$31,575,000561
Provision for loan and lease losses$1,248,000457
Total noninterest income$2,740,0001,070
Gross Fiduciary activities income$0931
Service charges on deposit accounts$890,000614
Trading account gains and fees$-40,0001,202
Additional Noninterest Income$1,890,0001,011
Total noninterest expense$25,191,000551
Salaries and employee benefits$16,057,000484
Premises and equipment expense$3,263,000433
Additional noninterest expense$1,890,0001,010
Pre-tax net operating income$7,876,000857
Securities gains (losses)$-2,552,0004,577
Applicable income taxes$198,0002,142
Income before extraordinary items$5,126,0001,033
Extraordinary gains, net$051
Net income$5,126,0001,046
Minority interest net income$081
Net income of bank and minority interests.$5,126,0001,033
Net charge-offs$549,000410
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,575,920755
2023-03-31 (YTD Data)Rank
Total interest income$23,502,000536
Total interest expense$7,859,000432
Net interest income$15,643,000570
Provision for loan and lease losses$369,000599
Total noninterest income$1,428,0001,035
Gross Fiduciary activities income$0913
Service charges on deposit accounts$446,000619
Trading account gains and fees$19,00092
Additional Noninterest Income$963,000993
Total noninterest expense$12,397,000569
Salaries and employee benefits$7,836,000509
Premises and equipment expense$1,635,000445
Additional noninterest expense$963,000993
Pre-tax net operating income$4,305,000836
Securities gains (losses)$-2,836,0004,621
Applicable income taxes$-237,0004,617
Income before extraordinary items$1,706,0001,453
Extraordinary gains, net$04
Net income$1,706,0001,453
Minority interest net income$048
Net income of bank and minority interests.$1,706,0001,453
Net charge-offs$29,000983
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,542,000677
2022-12-31 (YTD Data)Rank
Total interest income$69,601,000568
Total interest expense$9,545,000467
Net interest income$60,056,000577
Provision for loan and lease losses$2,049,000508
Total noninterest income$3,642,0001,447
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,902,000598
Trading account gains and fees$749,00077
Additional Noninterest Income$991,0002,337
Total noninterest expense$42,741,000628
Salaries and employee benefits$26,408,000586
Premises and equipment expense$6,368,000445
Additional noninterest expense$991,0002,337
Pre-tax net operating income$18,908,000789
Securities gains (losses)$-21,111,0004,685
Applicable income taxes$-2,290,0004,689
Income before extraordinary items$87,0004,483
Extraordinary gains, net$05
Net income$87,0004,482
Minority interest net income$063
Net income of bank and minority interests.$87,0004,483
Net charge-offs$317,000755
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$16,764,690743
2022-09-30 (YTD Data)Rank
Total interest income$48,443,000572
Total interest expense$4,171,000543
Net interest income$44,272,000568
Provision for loan and lease losses$875,000687
Total noninterest income$2,067,0001,734
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,403,000609
Trading account gains and fees$632,00078
Additional Noninterest Income$32,0004,438
Total noninterest expense$31,254,000632
Salaries and employee benefits$19,450,000590
Premises and equipment expense$4,700,000453
Additional noninterest expense$32,0004,438
Pre-tax net operating income$14,210,000788
Securities gains (losses)$-36,923,0004,740
Applicable income taxes$-8,078,0004,742
Income before extraordinary items$-14,635,0004,740
Extraordinary gains, net$04
Net income$-14,635,0004,740
Minority interest net income$057
Net income of bank and minority interests.$-14,635,0004,740
Net charge-offs$48,0001,243
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,534,170666
2022-06-30 (YTD Data)Rank
Total interest income$30,726,000570
Total interest expense$2,003,000582
Net interest income$28,723,000562
Provision for loan and lease losses$825,000487
Total noninterest income$328,0003,296
Gross Fiduciary activities income$0925
Service charges on deposit accounts$906,000625
Trading account gains and fees$314,00078
Additional Noninterest Income$-892,0004,770
Total noninterest expense$20,502,000630
Salaries and employee benefits$12,860,000586
Premises and equipment expense$3,098,000454
Additional noninterest expense$4,544,000836
Pre-tax net operating income$7,724,000864
Securities gains (losses)$-23,517,0004,757
Applicable income taxes$-5,352,0004,766
Income before extraordinary items$-10,441,0004,762
Extraordinary gains, net$04
Net income$-10,441,0004,762
Minority interest net income$060
Net income of bank and minority interests.$-10,441,0004,762
Net charge-offs$32,0001,151
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,137,430719
2022-03-31 (YTD Data)Rank
Total interest income$14,960,000567
Total interest expense$1,009,000551
Net interest income$13,951,000566
Provision for loan and lease losses$150,000763
Total noninterest income$-1,640,0004,792
Gross Fiduciary activities income$0892
Service charges on deposit accounts$444,000626
Trading account gains and fees$-78,0001,206
Additional Noninterest Income$-2,006,0004,799
Total noninterest expense$10,080,000654
Salaries and employee benefits$6,381,000591
Premises and equipment expense$1,582,000449
Additional noninterest expense$2,117,000878
Pre-tax net operating income$2,081,0001,310
Securities gains (losses)$-7,995,0004,787
Applicable income taxes$-1,846,0004,783
Income before extraordinary items$-4,068,0004,782
Extraordinary gains, net$04
Net income$-4,068,0004,782
Minority interest net income$050
Net income of bank and minority interests.$-4,068,0004,782
Net charge-offs$19,000973
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,248,0501,111
2021-12-31 (YTD Data)Rank
Total interest income$60,216,000573
Total interest expense$4,612,000590
Net interest income$55,604,000569
Provision for loan and lease losses$525,0001,007
Total noninterest income$6,806,0001,078
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,748,000601
Trading account gains and fees$255,000106
Additional Noninterest Income$4,803,0001,097
Total noninterest expense$40,909,000641
Salaries and employee benefits$24,581,000605
Premises and equipment expense$6,049,000459
Additional noninterest expense$10,279,000760
Pre-tax net operating income$20,976,000709
Securities gains (losses)$32,154,00029
Applicable income taxes$13,030,000329
Income before extraordinary items$40,100,000387
Extraordinary gains, net$010
Net income$40,100,000386
Minority interest net income$074
Net income of bank and minority interests.$40,100,000387
Net charge-offs$70,0001,504
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$14,698,340815
2021-09-30 (YTD Data)Rank
Total interest income$44,956,000584
Total interest expense$3,554,000596
Net interest income$41,402,000583
Provision for loan and lease losses$425,000940
Total noninterest income$4,895,0001,133
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,280,000607
Trading account gains and fees$255,00099
Additional Noninterest Income$3,360,0001,185
Total noninterest expense$30,755,000643
Salaries and employee benefits$18,327,000605
Premises and equipment expense$4,470,000469
Additional noninterest expense$7,958,000735
Pre-tax net operating income$15,117,000766
Securities gains (losses)$12,411,00039
Applicable income taxes$6,426,000442
Income before extraordinary items$21,102,000509
Extraordinary gains, net$08
Net income$21,102,000508
Minority interest net income$069
Net income of bank and minority interests.$21,102,000509
Net charge-offs$35,0001,503
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,297,310835
2021-06-30 (YTD Data)Rank
Total interest income$29,329,000592
Total interest expense$2,454,000604
Net interest income$26,875,000589
Provision for loan and lease losses$425,000700
Total noninterest income$3,252,0001,130
Gross Fiduciary activities income$0951
Service charges on deposit accounts$836,000593
Trading account gains and fees$161,000102
Additional Noninterest Income$2,255,0001,193
Total noninterest expense$20,915,000619
Salaries and employee benefits$12,348,000605
Premises and equipment expense$3,030,000464
Additional noninterest expense$5,537,000698
Pre-tax net operating income$8,787,000850
Securities gains (losses)$15,046,00034
Applicable income taxes$5,848,000364
Income before extraordinary items$17,985,000431
Extraordinary gains, net$06
Net income$17,985,000430
Minority interest net income$067
Net income of bank and minority interests.$17,985,000431
Net charge-offs$31,0001,331
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,098,660988
2021-03-31 (YTD Data)Rank
Total interest income$14,543,000592
Total interest expense$1,248,000630
Net interest income$13,295,000585
Provision for loan and lease losses$325,000513
Total noninterest income$1,803,0001,066
Gross Fiduciary activities income$0922
Service charges on deposit accounts$443,000569
Trading account gains and fees$64,000107
Additional Noninterest Income$1,296,0001,069
Total noninterest expense$10,839,000598
Salaries and employee benefits$6,264,000594
Premises and equipment expense$1,497,000473
Additional noninterest expense$3,078,000619
Pre-tax net operating income$3,934,000926
Securities gains (losses)$9,679,00028
Applicable income taxes$3,486,000317
Income before extraordinary items$10,127,000398
Extraordinary gains, net$03
Net income$10,127,000395
Minority interest net income$055
Net income of bank and minority interests.$10,127,000398
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,480,5901,166
2020-12-31 (YTD Data)Rank
Total interest income$54,529,000624
Total interest expense$8,234,000588
Net interest income$46,295,000637
Provision for loan and lease losses$5,786,000513
Total noninterest income$8,059,000944
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$933,0001,004
Trading account gains and fees$1,652,00082
Additional Noninterest Income$5,474,000959
Total noninterest expense$37,676,000664
Salaries and employee benefits$21,728,000654
Premises and equipment expense$4,991,000527
Additional noninterest expense$10,957,000685
Pre-tax net operating income$10,892,000990
Securities gains (losses)$4,476,000116
Applicable income taxes$3,298,000651
Income before extraordinary items$12,070,000805
Extraordinary gains, net$04
Net income$12,070,000805
Minority interest net income$072
Net income of bank and minority interests.$12,070,000805
Net charge-offs$1,950,000422
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,533,9601,060
2020-09-30 (YTD Data)Rank
Total interest income$39,068,000654
Total interest expense$6,796,000575
Net interest income$32,272,000674
Provision for loan and lease losses$5,502,000467
Total noninterest income$5,477,000966
Gross Fiduciary activities income$0981
Service charges on deposit accounts$519,0001,259
Trading account gains and fees$1,006,00084
Additional Noninterest Income$3,952,000948
Total noninterest expense$26,118,000709
Salaries and employee benefits$15,656,000669
Premises and equipment expense$3,452,000564
Additional noninterest expense$7,010,000765
Pre-tax net operating income$6,129,0001,195
Securities gains (losses)$-10,884,0005,029
Applicable income taxes$-2,648,0005,008
Income before extraordinary items$-2,107,0004,971
Extraordinary gains, net$04
Net income$-2,107,0004,971
Minority interest net income$065
Net income of bank and minority interests.$-2,107,0004,971
Net charge-offs$1,937,000332
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,491,3601,012
2020-06-30 (YTD Data)Rank
Total interest income$24,736,000696
Total interest expense$5,011,000580
Net interest income$19,725,000715
Provision for loan and lease losses$2,372,000654
Total noninterest income$3,090,0001,024
Gross Fiduciary activities income$0970
Service charges on deposit accounts$246,0001,655
Trading account gains and fees$795,00080
Additional Noninterest Income$2,049,0001,074
Total noninterest expense$16,537,000737
Salaries and employee benefits$9,823,000714
Premises and equipment expense$2,087,000617
Additional noninterest expense$4,627,000768
Pre-tax net operating income$3,906,0001,183
Securities gains (losses)$-18,171,0005,062
Applicable income taxes$-4,823,0005,036
Income before extraordinary items$-9,442,0005,030
Extraordinary gains, net$04
Net income$-9,442,0005,030
Minority interest net income$065
Net income of bank and minority interests.$-9,442,0005,030
Net charge-offs$-4,0004,068
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,913,090836
2020-03-31 (YTD Data)Rank
Total interest income$11,405,000737
Total interest expense$2,808,000579
Net interest income$8,597,000804
Provision for loan and lease losses$1,120,000568
Total noninterest income$951,0001,334
Gross Fiduciary activities income$0941
Service charges on deposit accounts$233,0001,173
Trading account gains and fees$140,00098
Additional Noninterest Income$578,0001,386
Total noninterest expense$7,292,000819
Salaries and employee benefits$4,437,000773
Premises and equipment expense$949,000675
Additional noninterest expense$1,906,000916
Pre-tax net operating income$1,136,0001,656
Securities gains (losses)$-32,836,0005,111
Applicable income taxes$-9,244,0005,098
Income before extraordinary items$-22,456,0005,092
Extraordinary gains, net$04
Net income$-22,456,0005,092
Minority interest net income$056
Net income of bank and minority interests.$-22,456,0005,092
Net charge-offs$-4,0004,126
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,484,440544
2019-12-31 (YTD Data)Rank
Total interest income$43,967,000770
Total interest expense$10,684,000650
Net interest income$33,283,000832
Provision for loan and lease losses$1,600,000619
Total noninterest income$3,118,0001,527
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$774,0001,372
Trading account gains and fees$136,000120
Additional Noninterest Income$2,208,0001,452
Total noninterest expense$27,321,000841
Salaries and employee benefits$16,325,000808
Premises and equipment expense$3,535,000717
Additional noninterest expense$7,461,000913
Pre-tax net operating income$7,480,0001,291
Securities gains (losses)$26,900,00023
Applicable income taxes$8,210,000362
Income before extraordinary items$26,170,000432
Extraordinary gains, net$011
Net income$26,170,000432
Minority interest net income$076
Net income of bank and minority interests.$26,170,000432
Net charge-offs$15,0003,211
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,919,0001,582
2019-09-30 (YTD Data)Rank
Total interest income$32,881,000778
Total interest expense$7,964,000659
Net interest income$24,917,000835
Provision for loan and lease losses$525,0001,120
Total noninterest income$2,091,0001,632
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$534,0001,472
Trading account gains and fees$0129
Additional Noninterest Income$1,557,0001,500
Total noninterest expense$19,838,000860
Salaries and employee benefits$12,283,000802
Premises and equipment expense$2,636,000724
Additional noninterest expense$4,919,0001,015
Pre-tax net operating income$6,645,0001,172
Securities gains (losses)$16,362,00028
Applicable income taxes$5,631,000386
Income before extraordinary items$17,376,000484
Extraordinary gains, net$011
Net income$17,376,000485
Minority interest net income$072
Net income of bank and minority interests.$17,376,000485
Net charge-offs$12,0002,893
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,450,0201,391
2019-06-30 (YTD Data)Rank
Total interest income$21,897,000780
Total interest expense$5,226,000659
Net interest income$16,671,000818
Provision for loan and lease losses$260,0001,350
Total noninterest income$1,282,0001,683
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$346,0001,493
Trading account gains and fees$0131
Additional Noninterest Income$936,0001,552
Total noninterest expense$13,441,000844
Salaries and employee benefits$8,342,000780
Premises and equipment expense$1,780,000725
Additional noninterest expense$3,319,0001,007
Pre-tax net operating income$4,252,0001,178
Securities gains (losses)$14,177,00023
Applicable income taxes$4,761,000333
Income before extraordinary items$13,668,000412
Extraordinary gains, net$011
Net income$13,668,000413
Minority interest net income$069
Net income of bank and minority interests.$13,668,000413
Net charge-offs$10,0002,587
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,468,1701,589
2019-03-31 (YTD Data)Rank
Total interest income$10,834,000790
Total interest expense$2,570,000650
Net interest income$8,264,000830
Provision for loan and lease losses$260,000770
Total noninterest income$625,0001,681
Gross Fiduciary activities income$0972
Service charges on deposit accounts$173,0001,485
Trading account gains and fees$0126
Additional Noninterest Income$452,0001,542
Total noninterest expense$6,625,000850
Salaries and employee benefits$4,174,000775
Premises and equipment expense$902,000722
Additional noninterest expense$1,549,0001,040
Pre-tax net operating income$2,004,0001,210
Securities gains (losses)$10,788,00013
Applicable income taxes$3,323,000269
Income before extraordinary items$9,469,000321
Extraordinary gains, net$05
Net income$9,469,000321
Minority interest net income$052
Net income of bank and minority interests.$9,469,000321
Net charge-offs$6,0002,153
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$946,4801,936
2018-12-31 (YTD Data)Rank
Total interest income$39,660,000797
Total interest expense$8,606,000594
Net interest income$31,054,000860
Provision for loan and lease losses$1,210,000761
Total noninterest income$4,392,0001,187
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$708,0001,522
Trading account gains and fees$0126
Additional Noninterest Income$3,684,000982
Total noninterest expense$36,602,000625
Salaries and employee benefits$17,105,000742
Premises and equipment expense$3,038,000822
Additional noninterest expense$16,459,000437
Pre-tax net operating income$-2,366,0005,386
Securities gains (losses)$10,527,00015
Applicable income taxes$773,0001,612
Income before extraordinary items$7,388,0001,162
Extraordinary gains, net$06
Net income$7,388,0001,161
Minority interest net income$072
Net income of bank and minority interests.$7,388,0001,161
Net charge-offs$20,0003,111
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$-2,191,5705,373
2018-09-30 (YTD Data)Rank
Total interest income$29,063,000800
Total interest expense$6,042,000592
Net interest income$23,021,000864
Provision for loan and lease losses$1,060,000619
Total noninterest income$1,713,0001,863
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$517,0001,565
Trading account gains and fees$0138
Additional Noninterest Income$1,196,0001,746
Total noninterest expense$28,845,000587
Salaries and employee benefits$11,935,000788
Premises and equipment expense$2,219,000847
Additional noninterest expense$14,691,000384
Pre-tax net operating income$-5,171,0005,476
Securities gains (losses)$10,362,00016
Applicable income taxes$692,0001,508
Income before extraordinary items$4,499,0001,362
Extraordinary gains, net$05
Net income$4,499,0001,361
Minority interest net income$066
Net income of bank and minority interests.$4,499,0001,361
Net charge-offs$15,0002,827
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-4,515,9405,468
2018-06-30 (YTD Data)Rank
Total interest income$18,881,000809
Total interest expense$3,636,000610
Net interest income$15,245,000862
Provision for loan and lease losses$600,000688
Total noninterest income$1,100,0001,903
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$336,0001,583
Trading account gains and fees$0130
Additional Noninterest Income$764,0001,787
Total noninterest expense$22,387,000495
Salaries and employee benefits$7,890,000799
Premises and equipment expense$1,462,000858
Additional noninterest expense$13,035,000308
Pre-tax net operating income$-6,642,0005,549
Securities gains (losses)$10,121,00010
Applicable income taxes$400,0001,612
Income before extraordinary items$3,079,0001,337
Extraordinary gains, net$06
Net income$3,079,0001,336
Minority interest net income$065
Net income of bank and minority interests.$3,079,0001,336
Net charge-offs$4,0002,887
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-5,928,6905,538
2018-03-31 (YTD Data)Rank
Total interest income$9,214,000820
Total interest expense$1,654,000625
Net interest income$7,560,000862
Provision for loan and lease losses$525,000436
Total noninterest income$538,0001,893
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$165,0001,608
Trading account gains and fees$0123
Additional Noninterest Income$373,0001,780
Total noninterest expense$6,134,000909
Salaries and employee benefits$3,999,000803
Premises and equipment expense$755,000836
Additional noninterest expense$1,380,0001,142
Pre-tax net operating income$1,439,0001,534
Securities gains (losses)$28,000290
Applicable income taxes$120,0002,005
Income before extraordinary items$1,347,0001,448
Extraordinary gains, net$07
Net income$1,347,0001,447
Minority interest net income$052
Net income of bank and minority interests.$1,347,0001,448
Net charge-offs$2,0002,440
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,321,2401,451
2017-12-31 (YTD Data)Rank
Total interest income$34,200,000837
Total interest expense$6,006,000578
Net interest income$28,194,000894
Provision for loan and lease losses$1,150,000809
Total noninterest income$2,274,0001,874
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$697,0001,574
Trading account gains and fees$0151
Additional Noninterest Income$1,577,0001,761
Total noninterest expense$36,135,000605
Salaries and employee benefits$17,107,000719
Premises and equipment expense$2,749,000892
Additional noninterest expense$16,279,000434
Pre-tax net operating income$-6,817,0005,666
Securities gains (losses)$10,915,00026
Applicable income taxes$-8,545,0005,659
Income before extraordinary items$12,643,000604
Extraordinary gains, net$09
Net income$12,643,000604
Minority interest net income$076
Net income of bank and minority interests.$12,643,000604
Net charge-offs$81,0002,623
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,728,0002,905
2017-09-30 (YTD Data)Rank
Total interest income$25,381,000844
Total interest expense$4,404,000584
Net interest income$20,977,000901
Provision for loan and lease losses$450,0001,230
Total noninterest income$1,718,0001,886
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$511,0001,608
Trading account gains and fees$0145
Additional Noninterest Income$1,207,0001,753
Total noninterest expense$23,377,000703
Salaries and employee benefits$11,665,000791
Premises and equipment expense$2,049,000905
Additional noninterest expense$9,663,000524
Pre-tax net operating income$-1,132,0005,688
Securities gains (losses)$5,622,00041
Applicable income taxes$-1,257,0005,722
Income before extraordinary items$5,747,0001,039
Extraordinary gains, net$09
Net income$5,747,0001,038
Minority interest net income$071
Net income of bank and minority interests.$5,747,0001,039
Net charge-offs$67,0002,237
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$125,0005,276
2017-06-30 (YTD Data)Rank
Total interest income$16,745,000848
Total interest expense$2,896,000574
Net interest income$13,849,000904
Provision for loan and lease losses$225,0001,464
Total noninterest income$1,098,0001,929
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$332,0001,625
Trading account gains and fees$0139
Additional Noninterest Income$766,0001,829
Total noninterest expense$17,389,000633
Salaries and employee benefits$7,814,000784
Premises and equipment expense$1,347,000917
Additional noninterest expense$8,228,000426
Pre-tax net operating income$-2,667,0005,778
Securities gains (losses)$5,353,00027
Applicable income taxes$-919,0005,766
Income before extraordinary items$3,605,0001,076
Extraordinary gains, net$011
Net income$3,605,0001,076
Minority interest net income$071
Net income of bank and minority interests.$3,605,0001,076
Net charge-offs$-17,0004,958
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-1,748,0005,761
2017-03-31 (YTD Data)Rank
Total interest income$8,185,000858
Total interest expense$1,432,000561
Net interest income$6,753,000923
Provision for loan and lease losses$150,0001,115
Total noninterest income$551,0001,929
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$163,0001,645
Trading account gains and fees$0142
Additional Noninterest Income$388,0001,785
Total noninterest expense$6,230,000878
Salaries and employee benefits$4,083,000764
Premises and equipment expense$676,000920
Additional noninterest expense$1,471,0001,085
Pre-tax net operating income$924,0002,062
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$924,0001,761
Extraordinary gains, net$08
Net income$924,0001,760
Minority interest net income$055
Net income of bank and minority interests.$924,0001,761
Net charge-offs$-8,0004,903
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$924,0001,749
2016-12-31 (YTD Data)Rank
Total interest income$29,922,000906
Total interest expense$5,453,000551
Net interest income$24,469,000992
Provision for loan and lease losses$365,0001,784
Total noninterest income$2,298,0001,942
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$565,0001,890
Trading account gains and fees$0170
Additional Noninterest Income$1,733,0001,722
Total noninterest expense$23,855,000894
Salaries and employee benefits$14,750,000812
Premises and equipment expense$2,424,000980
Additional noninterest expense$6,681,000986
Pre-tax net operating income$2,547,0002,651
Securities gains (losses)$5,810,00053
Applicable income taxes$1,371,0001,344
Income before extraordinary items$6,986,0001,059
Extraordinary gains, net$05
Net income$6,986,0001,058
Minority interest net income$082
Net income of bank and minority interests.$6,986,0001,058
Net charge-offs$-246,0005,691
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,105,6002,648
2016-09-30 (YTD Data)Rank
Total interest income$22,248,000910
Total interest expense$3,982,000564
Net interest income$18,266,000995
Provision for loan and lease losses$140,0002,420
Total noninterest income$1,712,0001,956
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$398,0001,987
Trading account gains and fees$0169
Additional Noninterest Income$1,314,0001,723
Total noninterest expense$18,164,000876
Salaries and employee benefits$11,130,000798
Premises and equipment expense$1,828,000979
Additional noninterest expense$5,206,000945
Pre-tax net operating income$1,674,0002,928
Securities gains (losses)$1,403,000148
Applicable income taxes$154,0002,981
Income before extraordinary items$2,923,0001,723
Extraordinary gains, net$05
Net income$2,923,0001,723
Minority interest net income$071
Net income of bank and minority interests.$2,923,0001,723
Net charge-offs$-259,0005,773
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,590,1502,673
2016-06-30 (YTD Data)Rank
Total interest income$14,783,000910
Total interest expense$2,559,000576
Net interest income$12,224,000994
Provision for loan and lease losses$230,0001,499
Total noninterest income$1,065,0002,021
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$262,0001,998
Trading account gains and fees$0157
Additional Noninterest Income$803,0001,789
Total noninterest expense$12,060,000884
Salaries and employee benefits$7,309,000808
Premises and equipment expense$1,233,000983
Additional noninterest expense$3,518,000941
Pre-tax net operating income$999,0003,072
Securities gains (losses)$938,000151
Applicable income taxes$97,0003,021
Income before extraordinary items$1,840,0001,787
Extraordinary gains, net$016
Net income$1,840,0001,787
Minority interest net income$071
Net income of bank and minority interests.$1,840,0001,787
Net charge-offs$41,0002,292
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$948,9002,815
2016-03-31 (YTD Data)Rank
Total interest income$7,452,000897
Total interest expense$1,205,000611
Net interest income$6,247,000957
Provision for loan and lease losses$130,0001,308
Total noninterest income$527,0002,006
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$132,0001,968
Trading account gains and fees$0142
Additional Noninterest Income$395,0001,758
Total noninterest expense$5,816,000904
Salaries and employee benefits$3,638,000812
Premises and equipment expense$625,000979
Additional noninterest expense$1,553,0001,056
Pre-tax net operating income$828,0002,208
Securities gains (losses)$179,000330
Applicable income taxes$50,0002,979
Income before extraordinary items$957,0001,687
Extraordinary gains, net$012
Net income$957,0001,688
Minority interest net income$062
Net income of bank and minority interests.$957,0001,688
Net charge-offs$62,0001,303
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$786,9501,973
2015-12-31 (YTD Data)Rank
Total interest income$29,220,000887
Total interest expense$4,820,000575
Net interest income$24,400,000941
Provision for loan and lease losses$-100,0005,729
Total noninterest income$1,858,0002,204
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$421,0002,423
Trading account gains and fees$0159
Additional Noninterest Income$1,437,0001,915
Total noninterest expense$22,961,000902
Salaries and employee benefits$13,979,000817
Premises and equipment expense$2,371,0001,012
Additional noninterest expense$6,611,000998
Pre-tax net operating income$3,397,0002,115
Securities gains (losses)$4,420,00052
Applicable income taxes$699,0001,918
Income before extraordinary items$7,118,000997
Extraordinary gains, net$023
Net income$7,118,000997
Minority interest net income$081
Net income of bank and minority interests.$7,118,000997
Net charge-offs$-276,0005,916
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,095,8001,955
2015-09-30 (YTD Data)Rank
Total interest income$21,861,000891
Total interest expense$3,612,000579
Net interest income$18,249,000946
Provision for loan and lease losses$250,0001,694
Total noninterest income$1,358,0002,251
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$287,0002,611
Trading account gains and fees$0153
Additional Noninterest Income$1,071,0001,936
Total noninterest expense$16,336,000953
Salaries and employee benefits$10,572,000819
Premises and equipment expense$1,829,000999
Additional noninterest expense$3,935,0001,228
Pre-tax net operating income$3,021,0001,890
Securities gains (losses)$578,000268
Applicable income taxes$486,0002,041
Income before extraordinary items$3,113,0001,575
Extraordinary gains, net$021
Net income$3,113,0001,575
Minority interest net income$078
Net income of bank and minority interests.$3,113,0001,576
Net charge-offs$154,0001,770
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,615,9201,789
2015-06-30 (YTD Data)Rank
Total interest income$14,497,000888
Total interest expense$2,428,000571
Net interest income$12,069,000945
Provision for loan and lease losses$125,0001,961
Total noninterest income$840,0002,360
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$155,0002,962
Trading account gains and fees$0157
Additional Noninterest Income$685,0001,994
Total noninterest expense$10,769,000968
Salaries and employee benefits$6,989,000827
Premises and equipment expense$1,240,000988
Additional noninterest expense$2,540,0001,254
Pre-tax net operating income$2,015,0001,891
Securities gains (losses)$164,000606
Applicable income taxes$344,0001,992
Income before extraordinary items$1,835,0001,739
Extraordinary gains, net$022
Net income$1,835,0001,743
Minority interest net income$075
Net income of bank and minority interests.$1,835,0001,743
Net charge-offs$128,0001,503
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,697,2401,812
2015-03-31 (YTD Data)Rank
Total interest income$7,243,000889
Total interest expense$1,229,000568
Net interest income$6,014,000943
Provision for loan and lease losses$50,0002,062
Total noninterest income$376,0002,476
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$40,0004,052
Trading account gains and fees$0152
Additional Noninterest Income$336,0001,968
Total noninterest expense$5,373,000967
Salaries and employee benefits$3,420,000842
Premises and equipment expense$664,000936
Additional noninterest expense$1,289,0001,217
Pre-tax net operating income$967,0001,909
Securities gains (losses)$164,000419
Applicable income taxes$179,0001,931
Income before extraordinary items$952,0001,677
Extraordinary gains, net$013
Net income$952,0001,679
Minority interest net income$064
Net income of bank and minority interests.$952,0001,679
Net charge-offs$108,0001,059
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$814,2401,834
2014-12-31 (YTD Data)Rank
Total interest income$28,980,000865
Total interest expense$5,496,000503
Net interest income$23,484,000940
Provision for loan and lease losses$649,0001,205
Total noninterest income$2,044,0002,070
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$607,0001,941
Trading account gains and fees$0180
Additional Noninterest Income$1,437,0001,821
Total noninterest expense$20,365,000996
Salaries and employee benefits$12,138,000903
Premises and equipment expense$2,270,0001,061
Additional noninterest expense$5,957,0001,109
Pre-tax net operating income$4,514,0001,672
Securities gains (losses)$4,690,00058
Applicable income taxes$1,419,0001,245
Income before extraordinary items$7,785,000855
Extraordinary gains, net$017
Net income$7,785,000854
Minority interest net income$084
Net income of bank and minority interests.$7,785,000854
Net charge-offs$1,066,000842
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,798,5001,636
2014-09-30 (YTD Data)Rank
Total interest income$21,713,000869
Total interest expense$4,144,000509
Net interest income$17,569,000949
Provision for loan and lease losses$319,0001,576
Total noninterest income$1,580,0002,034
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$457,0001,947
Trading account gains and fees$0174
Additional Noninterest Income$1,123,0001,796
Total noninterest expense$14,360,0001,068
Salaries and employee benefits$8,920,000920
Premises and equipment expense$1,707,0001,061
Additional noninterest expense$3,733,0001,303
Pre-tax net operating income$4,470,0001,330
Securities gains (losses)$3,646,00058
Applicable income taxes$1,136,0001,194
Income before extraordinary items$6,980,000727
Extraordinary gains, net$015
Net income$6,980,000726
Minority interest net income$081
Net income of bank and minority interests.$6,980,000726
Net charge-offs$150,0002,294
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,844,4401,246
2014-06-30 (YTD Data)Rank
Total interest income$14,363,000870
Total interest expense$2,767,000514
Net interest income$11,596,000950
Provision for loan and lease losses$169,0001,809
Total noninterest income$971,0002,139
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$310,0001,897
Trading account gains and fees$0172
Additional Noninterest Income$661,0001,922
Total noninterest expense$9,512,0001,070
Salaries and employee benefits$5,868,000925
Premises and equipment expense$1,134,0001,077
Additional noninterest expense$2,510,0001,292
Pre-tax net operating income$2,886,0001,335
Securities gains (losses)$428,000265
Applicable income taxes$451,0001,643
Income before extraordinary items$2,863,0001,127
Extraordinary gains, net$020
Net income$2,863,0001,128
Minority interest net income$080
Net income of bank and minority interests.$2,863,0001,128
Net charge-offs$95,0002,223
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,494,9201,243
2014-03-31 (YTD Data)Rank
Total interest income$7,199,000870
Total interest expense$1,378,000523
Net interest income$5,821,000949
Provision for loan and lease losses$169,0001,121
Total noninterest income$495,0002,059
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$178,0001,707
Trading account gains and fees$0147
Additional Noninterest Income$317,0001,930
Total noninterest expense$4,846,0001,058
Salaries and employee benefits$2,955,000934
Premises and equipment expense$636,000992
Additional noninterest expense$1,255,0001,281
Pre-tax net operating income$1,301,0001,415
Securities gains (losses)$01,715
Applicable income taxes$280,0001,404
Income before extraordinary items$1,021,0001,463
Extraordinary gains, net$016
Net income$1,021,0001,466
Minority interest net income$066
Net income of bank and minority interests.$1,021,0001,466
Net charge-offs$2,0003,350
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,021,0001,445
2013-12-31 (YTD Data)Rank
Total interest income$27,807,000905
Total interest expense$5,780,000550
Net interest income$22,027,000994
Provision for loan and lease losses$1,240,000920
Total noninterest income$1,963,0002,199
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$767,0001,704
Trading account gains and fees$0184
Additional Noninterest Income$1,196,0002,143
Total noninterest expense$20,297,0001,003
Salaries and employee benefits$12,593,000853
Premises and equipment expense$2,041,0001,175
Additional noninterest expense$5,663,0001,188
Pre-tax net operating income$2,453,0002,501
Securities gains (losses)$4,614,00067
Applicable income taxes$671,0001,852
Income before extraordinary items$6,396,000967
Extraordinary gains, net$029
Net income$6,396,000970
Minority interest net income$090
Net income of bank and minority interests.$6,396,000970
Net charge-offs$896,0001,382
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,197,2602,379
2013-09-30 (YTD Data)Rank
Total interest income$20,656,000923
Total interest expense$4,322,000565
Net interest income$16,334,0001,012
Provision for loan and lease losses$890,000978
Total noninterest income$1,479,0002,234
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$570,0001,728
Trading account gains and fees$0180
Additional Noninterest Income$909,0002,186
Total noninterest expense$15,494,000992
Salaries and employee benefits$9,386,000870
Premises and equipment expense$1,518,0001,192
Additional noninterest expense$4,590,0001,101
Pre-tax net operating income$1,429,0003,007
Securities gains (losses)$1,657,000140
Applicable income taxes$346,0002,288
Income before extraordinary items$2,740,0001,641
Extraordinary gains, net$025
Net income$2,740,0001,643
Minority interest net income$084
Net income of bank and minority interests.$2,740,0001,645
Net charge-offs$692,0001,300
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,265,2702,899
2013-06-30 (YTD Data)Rank
Total interest income$13,626,000925
Total interest expense$2,877,000586
Net interest income$10,749,0001,011
Provision for loan and lease losses$645,000935
Total noninterest income$964,0002,267
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$370,0001,734
Trading account gains and fees$0157
Additional Noninterest Income$594,0002,253
Total noninterest expense$10,682,000950
Salaries and employee benefits$6,245,000871
Premises and equipment expense$1,033,0001,162
Additional noninterest expense$3,404,000987
Pre-tax net operating income$386,0004,541
Securities gains (losses)$1,612,000124
Applicable income taxes$215,0002,363
Income before extraordinary items$1,783,0001,679
Extraordinary gains, net$022
Net income$1,783,0001,683
Minority interest net income$082
Net income of bank and minority interests.$1,783,0001,684
Net charge-offs$487,0001,277
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$348,3204,434
2013-03-31 (YTD Data)Rank
Total interest income$6,726,000950
Total interest expense$1,451,000602
Net interest income$5,275,0001,033
Provision for loan and lease losses$325,000937
Total noninterest income$491,0002,254
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$192,0001,664
Trading account gains and fees$0148
Additional Noninterest Income$299,0002,225
Total noninterest expense$4,702,0001,095
Salaries and employee benefits$3,023,000909
Premises and equipment expense$543,0001,118
Additional noninterest expense$1,136,0001,437
Pre-tax net operating income$739,0002,175
Securities gains (losses)$24,0001,202
Applicable income taxes$152,0001,978
Income before extraordinary items$611,0002,228
Extraordinary gains, net$010
Net income$611,0002,230
Minority interest net income$076
Net income of bank and minority interests.$611,0002,230
Net charge-offs$348,000964
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$591,8002,198
2012-12-31 (YTD Data)Rank
Total interest income$28,568,000916
Total interest expense$6,933,000612
Net interest income$21,635,0001,021
Provision for loan and lease losses$700,0002,253
Total noninterest income$1,493,0002,632
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$592,0002,181
Trading account gains and fees$0166
Additional Noninterest Income$901,0002,515
Total noninterest expense$19,134,0001,049
Salaries and employee benefits$12,270,000855
Premises and equipment expense$2,073,0001,140
Additional noninterest expense$4,791,0001,416
Pre-tax net operating income$3,294,0001,931
Securities gains (losses)$3,583,000139
Applicable income taxes$1,491,0001,102
Income before extraordinary items$5,386,0001,094
Extraordinary gains, net$029
Net income$5,386,0001,094
Minority interest net income$093
Net income of bank and minority interests.$5,386,0001,094
Net charge-offs$423,0002,873
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,591,2601,977
2012-09-30 (YTD Data)Rank
Total interest income$21,570,000926
Total interest expense$5,376,000623
Net interest income$16,194,0001,027
Provision for loan and lease losses$500,0002,258
Total noninterest income$837,0003,083
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$388,0002,443
Trading account gains and fees$0157
Additional Noninterest Income$449,0003,107
Total noninterest expense$14,095,0001,059
Salaries and employee benefits$9,319,000844
Premises and equipment expense$1,480,0001,205
Additional noninterest expense$3,296,0001,533
Pre-tax net operating income$2,436,0002,025
Securities gains (losses)$85,0002,091
Applicable income taxes$99,0003,380
Income before extraordinary items$2,422,0001,800
Extraordinary gains, net$020
Net income$2,422,0001,799
Minority interest net income$086
Net income of bank and minority interests.$2,422,0001,801
Net charge-offs$238,0003,097
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,340,4001,739
2012-06-30 (YTD Data)Rank
Total interest income$14,389,000938
Total interest expense$3,672,000631
Net interest income$10,717,0001,029
Provision for loan and lease losses$300,0002,388
Total noninterest income$497,0003,250
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$228,0002,687
Trading account gains and fees$0153
Additional Noninterest Income$269,0003,219
Total noninterest expense$9,260,0001,077
Salaries and employee benefits$6,057,000856
Premises and equipment expense$971,0001,228
Additional noninterest expense$2,232,0001,517
Pre-tax net operating income$1,654,0001,977
Securities gains (losses)$65,0001,875
Applicable income taxes$91,0003,127
Income before extraordinary items$1,628,0001,763
Extraordinary gains, net$019
Net income$1,628,0001,761
Minority interest net income$084
Net income of bank and minority interests.$1,628,0001,763
Net charge-offs$238,0002,553
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,566,2501,731
2012-03-31 (YTD Data)Rank
Total interest income$7,231,000937
Total interest expense$1,892,000630
Net interest income$5,339,0001,031
Provision for loan and lease losses$150,0002,302
Total noninterest income$334,0002,767
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$116,0002,604
Trading account gains and fees$0148
Additional Noninterest Income$218,0002,537
Total noninterest expense$4,510,0001,107
Salaries and employee benefits$3,004,000862
Premises and equipment expense$496,0001,212
Additional noninterest expense$1,010,0001,637
Pre-tax net operating income$1,013,0001,656
Securities gains (losses)$54,0001,188
Applicable income taxes$182,0001,837
Income before extraordinary items$885,0001,643
Extraordinary gains, net$019
Net income$885,0001,644
Minority interest net income$078
Net income of bank and minority interests.$885,0001,644
Net charge-offs$55,0002,951
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$840,1801,625
2011-12-31 (YTD Data)Rank
Total interest income$29,426,000952
Total interest expense$8,970,000645
Net interest income$20,456,0001,090
Provision for loan and lease losses$183,0004,711
Total noninterest income$1,267,0002,704
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$494,0002,605
Trading account gains and fees$0146
Additional Noninterest Income$773,0002,503
Total noninterest expense$18,446,0001,061
Salaries and employee benefits$11,610,000850
Premises and equipment expense$2,107,0001,188
Additional noninterest expense$4,729,0001,450
Pre-tax net operating income$3,094,0001,779
Securities gains (losses)$3,711,000127
Applicable income taxes$1,701,000900
Income before extraordinary items$5,104,000984
Extraordinary gains, net$029
Net income$5,104,000983
Minority interest net income$096
Net income of bank and minority interests.$5,104,000984
Net charge-offs$1,856,0001,626
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,320,7501,906
2011-09-30 (YTD Data)Rank
Total interest income$22,072,000961
Total interest expense$6,914,000657
Net interest income$15,158,0001,106
Provision for loan and lease losses$108,0004,868
Total noninterest income$905,0002,782
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$370,0002,613
Trading account gains and fees$0145
Additional Noninterest Income$535,0002,604
Total noninterest expense$13,685,0001,079
Salaries and employee benefits$8,652,000853
Premises and equipment expense$1,574,0001,204
Additional noninterest expense$3,459,0001,492
Pre-tax net operating income$2,270,0001,898
Securities gains (losses)$121,0001,613
Applicable income taxes$355,0002,075
Income before extraordinary items$2,036,0001,811
Extraordinary gains, net$021
Net income$2,036,0001,811
Minority interest net income$087
Net income of bank and minority interests.$2,036,0001,811
Net charge-offs$1,785,0001,317
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,933,1501,797
2011-06-30 (YTD Data)Rank
Total interest income$14,784,000968
Total interest expense$4,743,000668
Net interest income$10,041,0001,112
Provision for loan and lease losses$-42,0007,398
Total noninterest income$669,0002,617
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$240,0002,660
Trading account gains and fees$0153
Additional Noninterest Income$429,0002,334
Total noninterest expense$9,173,0001,091
Salaries and employee benefits$5,747,000869
Premises and equipment expense$1,062,0001,207
Additional noninterest expense$2,364,0001,478
Pre-tax net operating income$1,579,0001,801
Securities gains (losses)$-40,0007,207
Applicable income taxes$303,0001,783
Income before extraordinary items$1,236,0001,907
Extraordinary gains, net$015
Net income$1,236,0001,907
Minority interest net income$089
Net income of bank and minority interests.$1,236,0001,907
Net charge-offs$1,694,0001,025
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,268,0001,797
2011-03-31 (YTD Data)Rank
Total interest income$7,399,000978
Total interest expense$2,439,000676
Net interest income$4,960,0001,127
Provision for loan and lease losses$-42,0007,475
Total noninterest income$325,0002,695
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$121,0002,598
Trading account gains and fees$0158
Additional Noninterest Income$204,0002,443
Total noninterest expense$4,448,0001,133
Salaries and employee benefits$2,811,000894
Premises and equipment expense$548,0001,202
Additional noninterest expense$1,089,0001,589
Pre-tax net operating income$879,0001,627
Securities gains (losses)$01,772
Applicable income taxes$250,0001,278
Income before extraordinary items$629,0001,838
Extraordinary gains, net$09
Net income$629,0001,837
Minority interest net income$086
Net income of bank and minority interests.$629,0001,838
Net charge-offs$1,669,000610
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$629,0001,786
2010-12-31 (YTD Data)Rank
Total interest income$32,765,000936
Total interest expense$11,372,000702
Net interest income$21,393,0001,033
Provision for loan and lease losses$1,671,0002,314
Total noninterest income$1,251,0002,839
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$484,0002,706
Trading account gains and fees$0175
Additional Noninterest Income$767,0002,555
Total noninterest expense$18,259,0001,096
Salaries and employee benefits$11,273,000872
Premises and equipment expense$1,931,0001,335
Additional noninterest expense$5,055,0001,435
Pre-tax net operating income$2,714,0001,768
Securities gains (losses)$3,725,000141
Applicable income taxes$1,613,000858
Income before extraordinary items$4,826,000917
Extraordinary gains, net$029
Net income$4,826,000918
Minority interest net income$0111
Net income of bank and minority interests.$4,826,000919
Net charge-offs$155,0005,021
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,032,2501,920
2010-09-30 (YTD Data)Rank
Total interest income$25,152,000920
Total interest expense$8,693,000717
Net interest income$16,459,0001,012
Provision for loan and lease losses$1,409,0002,067
Total noninterest income$900,0002,932
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$354,0002,805
Trading account gains and fees$0165
Additional Noninterest Income$546,0002,618
Total noninterest expense$13,279,0001,110
Salaries and employee benefits$8,160,000891
Premises and equipment expense$1,387,0001,405
Additional noninterest expense$3,732,0001,423
Pre-tax net operating income$2,671,0001,470
Securities gains (losses)$130,0001,715
Applicable income taxes$492,0001,695
Income before extraordinary items$2,309,0001,443
Extraordinary gains, net$023
Net income$2,309,0001,446
Minority interest net income$0110
Net income of bank and minority interests.$2,309,0001,446
Net charge-offs$76,0005,170
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,202,4001,451
2010-06-30 (YTD Data)Rank
Total interest income$17,187,000905
Total interest expense$5,826,000737
Net interest income$11,361,000974
Provision for loan and lease losses$354,0003,375
Total noninterest income$515,0003,157
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$227,0002,903
Trading account gains and fees$0152
Additional Noninterest Income$288,0002,902
Total noninterest expense$8,478,0001,172
Salaries and employee benefits$5,425,000900
Premises and equipment expense$953,0001,386
Additional noninterest expense$2,100,0001,680
Pre-tax net operating income$3,044,000896
Securities gains (losses)$92,0001,472
Applicable income taxes$794,000851
Income before extraordinary items$2,342,000969
Extraordinary gains, net$019
Net income$2,342,000970
Minority interest net income$0105
Net income of bank and minority interests.$2,342,000970
Net charge-offs$13,0005,696
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,273,000949
2010-03-31 (YTD Data)Rank
Total interest income$8,643,000913
Total interest expense$2,898,000791
Net interest income$5,745,000979
Provision for loan and lease losses$53,0004,798
Total noninterest income$264,0003,115
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$153,0002,803
Total noninterest expense$4,083,0001,231
Salaries and employee benefits$2,593,000944
Premises and equipment expense$494,0001,377
Additional noninterest expense$996,0001,754
Pre-tax net operating income$1,873,000717
Securities gains (losses)$13,0001,658
Applicable income taxes$537,000670
Income before extraordinary items$1,349,000814
Extraordinary gains, net$016
Net income$1,349,000818
Minority interest net income$091
Net income of bank and minority interests.$1,349,000818
Net charge-offs$1,0005,481
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,339,640788
2009-12-31 (YTD Data)Rank
Total interest income$34,862,000968
Total interest expense$14,298,000816
Net interest income$20,564,0001,065
Provision for loan and lease losses$772,0003,891
Total noninterest income$1,275,0002,853
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$483,0002,974
Trading account gains and fees$0211
Additional Noninterest Income$792,0002,467
Total noninterest expense$17,871,0001,162
Salaries and employee benefits$10,942,000899
Premises and equipment expense$1,973,0001,383
Additional noninterest expense$4,956,0001,505
Pre-tax net operating income$3,196,0001,253
Securities gains (losses)$3,856,000157
Applicable income taxes$1,884,000593
Income before extraordinary items$5,168,000654
Extraordinary gains, net$034
Net income$5,168,000653
Minority interest net income$0115
Net income of bank and minority interests.$5,168,000654
Net charge-offs$97,0005,722
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,353,1201,394
2009-09-30 (YTD Data)Rank
Total interest income$26,012,000995
Total interest expense$11,076,000836
Net interest income$14,936,0001,102
Provision for loan and lease losses$211,0005,085
Total noninterest income$956,0002,906
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$359,0003,003
Trading account gains and fees$0212
Additional Noninterest Income$597,0002,532
Total noninterest expense$13,119,0001,171
Salaries and employee benefits$7,938,000946
Premises and equipment expense$1,461,0001,408
Additional noninterest expense$3,720,0001,454
Pre-tax net operating income$2,562,0001,258
Securities gains (losses)$43,0002,389
Applicable income taxes$376,0001,697
Income before extraordinary items$2,229,0001,201
Extraordinary gains, net$027
Net income$2,229,0001,200
Minority interest net income$0118
Net income of bank and minority interests.$2,229,0001,201
Net charge-offs$67,0005,447
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,192,0201,204
2009-06-30 (YTD Data)Rank
Total interest income$17,348,0001,009
Total interest expense$7,381,000882
Net interest income$9,967,0001,105
Provision for loan and lease losses$159,0004,675
Total noninterest income$627,0002,956
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$236,0002,989
Trading account gains and fees$0193
Additional Noninterest Income$391,0002,588
Total noninterest expense$8,821,0001,179
Salaries and employee benefits$5,259,000966
Premises and equipment expense$954,0001,473
Additional noninterest expense$2,608,0001,422
Pre-tax net operating income$1,614,0001,415
Securities gains (losses)$12,0002,527
Applicable income taxes$145,0002,300
Income before extraordinary items$1,481,0001,276
Extraordinary gains, net$021
Net income$1,481,0001,274
Minority interest net income$0112
Net income of bank and minority interests.$1,481,0001,275
Net charge-offs$37,0005,172
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,470,0801,245
2009-03-31 (YTD Data)Rank
Total interest income$8,889,0001,002
Total interest expense$3,718,000912
Net interest income$5,171,0001,044
Provision for loan and lease losses$135,0003,447
Total noninterest income$304,0002,998
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$115,0002,985
Trading account gains and fees$0171
Additional Noninterest Income$189,0002,598
Total noninterest expense$4,256,0001,177
Salaries and employee benefits$2,592,000979
Premises and equipment expense$469,0001,519
Additional noninterest expense$1,195,0001,363
Pre-tax net operating income$1,084,0001,186
Securities gains (losses)$-395,0008,091
Applicable income taxes$-11,0007,207
Income before extraordinary items$700,0001,555
Extraordinary gains, net$015
Net income$700,0001,557
Minority interest net income$0102
Net income of bank and minority interests.$700,0001,557
Net charge-offs$7,0004,941
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,095,000919
2008-12-31 (YTD Data)Rank
Total interest income$38,818,000967
Total interest expense$16,621,000961
Net interest income$22,197,000965
Provision for loan and lease losses$351,0004,355
Total noninterest income$1,260,0002,957
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$505,0002,992
Trading account gains and fees$0154
Additional Noninterest Income$755,0002,521
Total noninterest expense$17,240,0001,142
Salaries and employee benefits$10,065,000989
Premises and equipment expense$2,044,0001,345
Additional noninterest expense$5,131,0001,237
Pre-tax net operating income$5,866,000953
Securities gains (losses)$-2,803,0007,978
Applicable income taxes$-333,0007,355
Income before extraordinary items$3,396,0001,225
Extraordinary gains, net$039
Net income$3,396,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0004,509
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,199,000703
2008-09-30 (YTD Data)Rank
Total interest income$29,300,000983
Total interest expense$12,661,000983
Net interest income$16,639,000976
Provision for loan and lease losses$310,0003,488
Total noninterest income$936,0003,026
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$378,0003,027
Trading account gains and fees$0148
Additional Noninterest Income$558,0002,635
Total noninterest expense$11,815,0001,229
Salaries and employee benefits$7,349,0001,041
Premises and equipment expense$1,492,0001,388
Additional noninterest expense$2,974,0001,500
Pre-tax net operating income$5,450,000931
Securities gains (losses)$-878,0007,880
Applicable income taxes$767,0001,422
Income before extraordinary items$3,805,000965
Extraordinary gains, net$031
Net income$3,805,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,916
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,533,740859
2008-06-30 (YTD Data)Rank
Total interest income$19,424,0001,014
Total interest expense$8,749,000983
Net interest income$10,675,0001,022
Provision for loan and lease losses$185,0003,276
Total noninterest income$617,0003,079
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$252,0002,987
Trading account gains and fees$0149
Additional Noninterest Income$365,0002,713
Total noninterest expense$7,721,0001,249
Salaries and employee benefits$4,844,0001,066
Premises and equipment expense$996,0001,396
Additional noninterest expense$1,881,0001,561
Pre-tax net operating income$3,386,0001,057
Securities gains (losses)$79,0001,129
Applicable income taxes$629,0001,345
Income before extraordinary items$2,836,000964
Extraordinary gains, net$021
Net income$2,836,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,894
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,771,220971
2008-03-31 (YTD Data)Rank
Total interest income$9,640,0001,044
Total interest expense$4,457,0001,050
Net interest income$5,183,0001,038
Provision for loan and lease losses$84,0003,006
Total noninterest income$301,0003,127
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$128,0002,918
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,791
Total noninterest expense$3,734,0001,294
Salaries and employee benefits$2,400,0001,081
Premises and equipment expense$495,0001,408
Additional noninterest expense$839,0001,696
Pre-tax net operating income$1,666,0001,140
Securities gains (losses)$79,000837
Applicable income taxes$343,0001,344
Income before extraordinary items$1,402,0001,083
Extraordinary gains, net$015
Net income$1,402,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,338,8001,090
2007-12-31 (YTD Data)Rank
Total interest income$38,868,0001,089
Total interest expense$17,175,0001,151
Net interest income$21,693,0001,021
Provision for loan and lease losses$93,0005,011
Total noninterest income$1,253,0003,048
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$520,0002,963
Trading account gains and fees$0178
Additional Noninterest Income$733,0002,693
Total noninterest expense$15,397,0001,209
Salaries and employee benefits$9,571,0001,047
Premises and equipment expense$2,012,0001,318
Additional noninterest expense$3,814,0001,455
Pre-tax net operating income$7,456,0001,133
Securities gains (losses)$4,285,00062
Applicable income taxes$3,057,000801
Income before extraordinary items$8,684,000758
Extraordinary gains, net$039
Net income$8,684,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,473
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,513,1001,159
2007-09-30 (YTD Data)Rank
Total interest income$28,973,0001,101
Total interest expense$12,716,0001,171
Net interest income$16,257,0001,022
Provision for loan and lease losses$73,0004,621
Total noninterest income$923,0003,074
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$379,0003,026
Trading account gains and fees$0184
Additional Noninterest Income$544,0002,702
Total noninterest expense$11,104,0001,250
Salaries and employee benefits$6,889,0001,089
Premises and equipment expense$1,494,0001,318
Additional noninterest expense$2,721,0001,488
Pre-tax net operating income$6,003,0001,140
Securities gains (losses)$4,284,00060
Applicable income taxes$2,848,000720
Income before extraordinary items$7,439,000709
Extraordinary gains, net$033
Net income$7,439,000707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,354,5201,168
2007-06-30 (YTD Data)Rank
Total interest income$19,168,0001,119
Total interest expense$8,404,0001,182
Net interest income$10,764,0001,041
Provision for loan and lease losses$-1,0008,309
Total noninterest income$599,0003,154
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$244,0003,078
Trading account gains and fees$0168
Additional Noninterest Income$355,0002,749
Total noninterest expense$7,361,0001,271
Salaries and employee benefits$4,605,0001,106
Premises and equipment expense$1,025,0001,306
Additional noninterest expense$1,731,0001,561
Pre-tax net operating income$4,003,0001,179
Securities gains (losses)$4,284,00045
Applicable income taxes$2,458,000616
Income before extraordinary items$5,829,000634
Extraordinary gains, net$029
Net income$5,829,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,830,2001,237
2007-03-31 (YTD Data)Rank
Total interest income$9,497,0001,127
Total interest expense$4,105,0001,202
Net interest income$5,392,0001,034
Provision for loan and lease losses$6,0005,291
Total noninterest income$287,0003,203
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$116,0003,150
Trading account gains and fees$0195
Additional Noninterest Income$171,0002,786
Total noninterest expense$3,655,0001,276
Salaries and employee benefits$2,305,0001,118
Premises and equipment expense$493,0001,362
Additional noninterest expense$857,0001,556
Pre-tax net operating income$2,018,0001,162
Securities gains (losses)$4,284,00032
Applicable income taxes$2,027,000446
Income before extraordinary items$4,275,000469
Extraordinary gains, net$022
Net income$4,275,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,361,8801,275
2006-12-31 (YTD Data)Rank
Total interest income$36,255,0001,087
Total interest expense$15,083,0001,111
Net interest income$21,172,0001,049
Provision for loan and lease losses$-305,0008,571
Total noninterest income$1,139,0003,241
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$453,0003,276
Trading account gains and fees$0130
Additional Noninterest Income$686,0002,797
Total noninterest expense$15,166,0001,191
Salaries and employee benefits$9,278,0001,044
Premises and equipment expense$2,139,0001,198
Additional noninterest expense$3,749,0001,414
Pre-tax net operating income$7,450,0001,318
Securities gains (losses)$4,342,00062
Applicable income taxes$3,103,000912
Income before extraordinary items$8,689,000863
Extraordinary gains, net$051
Net income$8,689,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,489
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,475,9201,319
2006-09-30 (YTD Data)Rank
Total interest income$27,057,0001,095
Total interest expense$11,077,0001,109
Net interest income$15,980,0001,064
Provision for loan and lease losses$06,685
Total noninterest income$835,0003,305
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$334,0003,332
Trading account gains and fees$0126
Additional Noninterest Income$501,0002,844
Total noninterest expense$11,340,0001,204
Salaries and employee benefits$6,847,0001,070
Premises and equipment expense$1,609,0001,206
Additional noninterest expense$2,884,0001,378
Pre-tax net operating income$5,475,0001,396
Securities gains (losses)$3,342,00069
Applicable income taxes$2,508,000905
Income before extraordinary items$6,309,000926
Extraordinary gains, net$045
Net income$6,309,000925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,725
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,902,7601,422
2006-06-30 (YTD Data)Rank
Total interest income$17,849,0001,077
Total interest expense$7,267,0001,057
Net interest income$10,582,0001,073
Provision for loan and lease losses$06,419
Total noninterest income$545,0003,326
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$217,0003,369
Trading account gains and fees$0126
Additional Noninterest Income$328,0002,854
Total noninterest expense$7,662,0001,189
Salaries and employee benefits$4,606,0001,062
Premises and equipment expense$1,025,0001,269
Additional noninterest expense$2,031,0001,317
Pre-tax net operating income$3,465,0001,455
Securities gains (losses)$3,329,00058
Applicable income taxes$1,423,0001,050
Income before extraordinary items$5,371,000730
Extraordinary gains, net$039
Net income$5,371,000730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,741,0901,361
2006-03-31 (YTD Data)Rank
Total interest income$8,909,0001,045
Total interest expense$3,602,0001,008
Net interest income$5,307,0001,067
Provision for loan and lease losses$06,013
Total noninterest income$249,0003,479
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$104,0003,385
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$3,627,0001,269
Salaries and employee benefits$2,136,0001,157
Premises and equipment expense$507,0001,281
Additional noninterest expense$984,0001,337
Pre-tax net operating income$1,929,0001,287
Securities gains (losses)$3,329,00033
Applicable income taxes$193,0002,658
Income before extraordinary items$5,065,000431
Extraordinary gains, net$021
Net income$5,065,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,869,1601,004
2005-12-31 (YTD Data)Rank
Total interest income$33,576,000983
Total interest expense$12,430,000902
Net interest income$21,146,0001,007
Provision for loan and lease losses$392,0002,306
Total noninterest income$1,154,0003,222
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$496,0003,072
Trading account gains and fees$0138
Additional Noninterest Income$658,0002,882
Total noninterest expense$14,838,0001,168
Salaries and employee benefits$9,456,000968
Premises and equipment expense$2,060,0001,196
Additional noninterest expense$3,322,0001,533
Pre-tax net operating income$7,070,0001,349
Securities gains (losses)$4,252,00090
Applicable income taxes$2,840,000998
Income before extraordinary items$8,482,000853
Extraordinary gains, net$046
Net income$8,482,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,787
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,293,0001,336
2005-09-30 (YTD Data)Rank
Total interest income$24,856,000961
Total interest expense$8,899,000892
Net interest income$15,957,000987
Provision for loan and lease losses$91,0004,295
Total noninterest income$866,0003,232
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$371,0003,069
Trading account gains and fees$0126
Additional Noninterest Income$495,0002,905
Total noninterest expense$9,982,0001,284
Salaries and employee benefits$6,163,0001,115
Premises and equipment expense$1,512,0001,207
Additional noninterest expense$2,307,0001,620
Pre-tax net operating income$6,750,0001,065
Securities gains (losses)$4,252,00078
Applicable income taxes$3,758,000650
Income before extraordinary items$7,244,000744
Extraordinary gains, net$035
Net income$7,244,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,007
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,437,6801,195
2005-06-30 (YTD Data)Rank
Total interest income$16,321,000957
Total interest expense$5,632,000878
Net interest income$10,689,000978
Provision for loan and lease losses$65,0004,019
Total noninterest income$563,0003,258
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$244,0003,059
Trading account gains and fees$0116
Additional Noninterest Income$319,0002,955
Total noninterest expense$6,589,0001,291
Salaries and employee benefits$3,971,0001,148
Premises and equipment expense$1,032,0001,160
Additional noninterest expense$1,586,0001,563
Pre-tax net operating income$4,598,0001,026
Securities gains (losses)$4,248,00069
Applicable income taxes$3,517,000500
Income before extraordinary items$5,329,000673
Extraordinary gains, net$030
Net income$5,329,000673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,009
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,610,2801,319
2005-03-31 (YTD Data)Rank
Total interest income$8,014,000957
Total interest expense$2,612,000903
Net interest income$5,402,000958
Provision for loan and lease losses$13,0005,229
Total noninterest income$305,0003,018
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$119,0003,049
Trading account gains and fees$0115
Additional Noninterest Income$186,0002,593
Total noninterest expense$3,223,0001,322
Salaries and employee benefits$1,953,0001,172
Premises and equipment expense$529,0001,141
Additional noninterest expense$741,0001,657
Pre-tax net operating income$2,471,000949
Securities gains (losses)$-248,0008,875
Applicable income taxes$366,0001,713
Income before extraordinary items$1,857,000938
Extraordinary gains, net$024
Net income$1,857,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,065,320826
2004-12-31 (YTD Data)Rank
Total interest income$31,587,000887
Total interest expense$9,673,000838
Net interest income$21,914,000896
Provision for loan and lease losses$113,0004,813
Total noninterest income$1,131,0003,258
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$545,0002,952
Trading account gains and fees$0138
Additional Noninterest Income$586,0003,027
Total noninterest expense$13,715,0001,189
Salaries and employee benefits$8,709,000983
Premises and equipment expense$1,964,0001,169
Additional noninterest expense$3,042,0001,606
Pre-tax net operating income$9,217,000949
Securities gains (losses)$4,171,000128
Applicable income taxes$3,783,000748
Income before extraordinary items$9,605,000693
Extraordinary gains, net$034
Net income$9,605,000694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,809
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,601,880971
2004-09-30 (YTD Data)Rank
Total interest income$23,805,000867
Total interest expense$7,091,000828
Net interest income$16,714,000885
Provision for loan and lease losses$69,0004,945
Total noninterest income$852,0003,273
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$411,0002,947
Trading account gains and fees$0134
Additional Noninterest Income$441,0003,024
Total noninterest expense$9,458,0001,301
Salaries and employee benefits$5,835,0001,099
Premises and equipment expense$1,414,0001,221
Additional noninterest expense$2,209,0001,638
Pre-tax net operating income$8,039,000824
Securities gains (losses)$4,129,000122
Applicable income taxes$3,764,000611
Income before extraordinary items$8,404,000610
Extraordinary gains, net$026
Net income$8,404,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,554,990855
2004-06-30 (YTD Data)Rank
Total interest income$15,909,000856
Total interest expense$4,565,000850
Net interest income$11,344,000859
Provision for loan and lease losses$37,0005,122
Total noninterest income$568,0003,294
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$281,0002,861
Trading account gains and fees$0130
Additional Noninterest Income$287,0003,065
Total noninterest expense$6,194,0001,320
Salaries and employee benefits$3,789,0001,142
Premises and equipment expense$942,0001,224
Additional noninterest expense$1,463,0001,644
Pre-tax net operating income$5,681,000772
Securities gains (losses)$4,124,00097
Applicable income taxes$2,974,000525
Income before extraordinary items$6,831,000519
Extraordinary gains, net$021
Net income$6,831,000518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,944,200795
2004-03-31 (YTD Data)Rank
Total interest income$8,159,000856
Total interest expense$2,286,000870
Net interest income$5,873,000842
Provision for loan and lease losses$17,0004,995
Total noninterest income$293,0003,167
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$138,0002,841
Trading account gains and fees$0121
Additional Noninterest Income$155,0002,890
Total noninterest expense$3,025,0001,357
Salaries and employee benefits$1,905,0001,148
Premises and equipment expense$466,0001,242
Additional noninterest expense$654,0001,812
Pre-tax net operating income$3,124,000716
Securities gains (losses)$02,934
Applicable income taxes$877,000821
Income before extraordinary items$2,247,000741
Extraordinary gains, net$016
Net income$2,247,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,134
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,247,000686
2003-12-31 (YTD Data)Rank
Total interest income$32,771,000850
Total interest expense$9,820,000903
Net interest income$22,951,000835
Provision for loan and lease losses$71,0005,814
Total noninterest income$1,194,0003,308
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$590,0002,730
Trading account gains and fees$0160
Additional Noninterest Income$604,0003,237
Total noninterest expense$12,374,0001,312
Salaries and employee benefits$7,591,0001,112
Premises and equipment expense$1,907,0001,182
Additional noninterest expense$2,876,0001,684
Pre-tax net operating income$11,700,000748
Securities gains (losses)$2,119,000288
Applicable income taxes$4,062,000733
Income before extraordinary items$9,757,000666
Extraordinary gains, net$054
Net income$9,757,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,012
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,252,510737
2003-09-30 (YTD Data)Rank
Total interest income$24,854,000862
Total interest expense$7,525,000925
Net interest income$17,329,000840
Provision for loan and lease losses$84,0005,069
Total noninterest income$906,0003,350
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$446,0002,722
Trading account gains and fees$0153
Additional Noninterest Income$460,0003,281
Total noninterest expense$8,675,0001,400
Salaries and employee benefits$5,235,0001,239
Premises and equipment expense$1,414,0001,210
Additional noninterest expense$2,026,0001,784
Pre-tax net operating income$9,476,000719
Securities gains (losses)$6,0003,549
Applicable income taxes$2,815,000823
Income before extraordinary items$6,667,000767
Extraordinary gains, net$040
Net income$6,667,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,662,800716
2003-06-30 (YTD Data)Rank
Total interest income$16,958,000862
Total interest expense$5,217,000918
Net interest income$11,741,000823
Provision for loan and lease losses$77,0004,362
Total noninterest income$603,0003,333
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$297,0002,671
Trading account gains and fees$0150
Additional Noninterest Income$306,0003,255
Total noninterest expense$5,618,0001,434
Salaries and employee benefits$3,260,0001,334
Premises and equipment expense$972,0001,177
Additional noninterest expense$1,386,0001,735
Pre-tax net operating income$6,649,000689
Securities gains (losses)$8,0003,037
Applicable income taxes$1,925,000796
Income before extraordinary items$4,732,000727
Extraordinary gains, net$030
Net income$4,732,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,273
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,726,320673
2003-03-31 (YTD Data)Rank
Total interest income$8,529,000865
Total interest expense$2,660,000922
Net interest income$5,869,000829
Provision for loan and lease losses$20,0005,233
Total noninterest income$301,0003,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$148,0002,606
Trading account gains and fees$0134
Additional Noninterest Income$153,0003,174
Total noninterest expense$2,752,0001,444
Salaries and employee benefits$1,581,0001,369
Premises and equipment expense$489,0001,176
Additional noninterest expense$682,0001,731
Pre-tax net operating income$3,398,000667
Securities gains (losses)$8,0002,242
Applicable income taxes$1,025,000781
Income before extraordinary items$2,381,000721
Extraordinary gains, net$021
Net income$2,381,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,508
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,375,400663
2002-12-31 (YTD Data)Rank
Total interest income$35,180,000864
Total interest expense$11,999,000932
Net interest income$23,181,000830
Provision for loan and lease losses$131,0005,184
Total noninterest income$1,213,0003,058
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$655,0002,386
Trading account gains and fees$0153
Additional Noninterest Income$558,0003,088
Total noninterest expense$11,430,0001,347
Salaries and employee benefits$6,966,0001,151
Premises and equipment expense$1,726,0001,268
Additional noninterest expense$2,738,0001,715
Pre-tax net operating income$12,833,000684
Securities gains (losses)$-61,0009,090
Applicable income taxes$3,741,000772
Income before extraordinary items$9,031,000702
Extraordinary gains, net$070
Net income$9,031,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,227
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,074,310664
2001-12-31 (YTD Data)Rank
Total interest income$34,600,000983
Total interest expense$15,166,0001,064
Net interest income$19,434,000913
Provision for loan and lease losses$111,0005,423
Total noninterest income$1,527,0002,480
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$708,0002,121
Trading account gains and fees$0177
Additional Noninterest Income$819,0002,353
Total noninterest expense$10,873,0001,346
Salaries and employee benefits$6,728,0001,105
Premises and equipment expense$1,668,0001,282
Additional noninterest expense$2,477,0001,846
Pre-tax net operating income$9,977,000767
Securities gains (losses)$4,011,000157
Applicable income taxes$4,137,000632
Income before extraordinary items$9,851,000583
Extraordinary gains, net$0105
Net income$9,851,000585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,043,300757
2000-12-31 (YTD Data)Rank
Total interest income$33,482,0001,055
Total interest expense$15,431,0001,128
Net interest income$18,051,000957
Provision for loan and lease losses$-39,0009,748
Total noninterest income$1,225,0002,714
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$821,0001,692
Trading account gains and fees$0180
Additional Noninterest Income$404,0003,318
Total noninterest expense$9,492,0001,463
Salaries and employee benefits$5,928,0001,193
Premises and equipment expense$1,378,0001,511
Additional noninterest expense$2,186,0001,994
Pre-tax net operating income$9,823,000797
Securities gains (losses)$3,103,00070
Applicable income taxes$3,890,000658
Income before extraordinary items$9,036,000622
Extraordinary gains, net$038
Net income$9,036,000622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,863,900793
1999-12-31 (YTD Data)Rank
Total interest income$31,052,0001,054
Total interest expense$13,780,0001,101
Net interest income$17,272,0001,016
Provision for loan and lease losses$8,0008,218
Total noninterest income$1,209,0002,679
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$794,0001,670
Trading account gains and fees$0173
Additional Noninterest Income$415,0003,326
Total noninterest expense$8,658,0001,585
Salaries and employee benefits$5,567,0001,235
Premises and equipment expense$1,214,0001,683
Additional noninterest expense$1,877,0002,329
Pre-tax net operating income$9,815,000842
Securities gains (losses)$1,624,000161
Applicable income taxes$3,448,000785
Income before extraordinary items$7,991,000737
Extraordinary gains, net$035
Net income$7,991,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,854,200821
1998-12-31 (YTD Data)Rank
Total interest income$30,777,0001,062
Total interest expense$13,847,0001,119
Net interest income$16,930,000995
Provision for loan and lease losses$216,0003,355
Total noninterest income$1,038,0002,993
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$634,0002,024
Trading account gains and fees$0224
Additional Noninterest Income$404,0003,418
Total noninterest expense$8,419,0001,574
Salaries and employee benefits$5,359,0001,227
Premises and equipment expense$1,349,0001,458
Additional noninterest expense$1,711,0002,436
Pre-tax net operating income$9,333,000837
Securities gains (losses)$1,798,000250
Applicable income taxes$3,377,000789
Income before extraordinary items$7,754,000734
Extraordinary gains, net$032
Net income$7,754,000734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,495,400812
1997-12-31 (YTD Data)Rank
Total interest income$29,802,0001,132
Total interest expense$13,717,0001,183
Net interest income$16,085,0001,099
Provision for loan and lease losses$65,0006,037
Total noninterest income$952,0003,167
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$576,0002,276
Trading account gains and fees$0239
Additional Noninterest Income$376,0003,423
Total noninterest expense$8,613,0001,524
Salaries and employee benefits$5,367,0001,226
Premises and equipment expense$1,386,0001,412
Additional noninterest expense$1,860,0002,240
Pre-tax net operating income$8,359,000983
Securities gains (losses)$1,0003,559
Applicable income taxes$2,419,0001,122
Income before extraordinary items$5,941,000930
Extraordinary gains, net$044
Net income$5,941,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,093
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,940,290905
1996-12-31 (YTD Data)Rank
Total interest income$29,076,0001,185
Total interest expense$13,482,0001,218
Net interest income$15,594,0001,157
Provision for loan and lease losses$103,0005,016
Total noninterest income$933,0003,309
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$563,0002,418
Trading account gains and fees$0262
Additional Noninterest Income$370,0003,554
Total noninterest expense$7,735,0001,831
Salaries and employee benefits$4,667,0001,439
Premises and equipment expense$1,252,0001,634
Additional noninterest expense$1,816,0002,673
Pre-tax net operating income$8,689,000880
Securities gains (losses)$4,0003,123
Applicable income taxes$2,618,000978
Income before extraordinary items$6,075,000880
Extraordinary gains, net$053
Net income$6,075,000882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,641
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,072,200858
1995-12-31 (YTD Data)Rank
Total interest income$27,549,0001,245
Total interest expense$13,422,0001,241
Net interest income$14,127,0001,278
Provision for loan and lease losses$89,0004,893
Total noninterest income$890,0003,393
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$537,0002,502
Trading account gains and fees$0522
Additional Noninterest Income$353,0003,590
Total noninterest expense$7,513,0001,861
Salaries and employee benefits$4,450,0001,490
Premises and equipment expense$1,171,0001,728
Additional noninterest expense$1,892,0002,523
Pre-tax net operating income$7,415,0001,050
Securities gains (losses)$3,0003,092
Applicable income taxes$2,209,0001,167
Income before extraordinary items$5,209,0001,030
Extraordinary gains, net$-462,00011,955
Net income$4,747,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,206,9001,016
1994-12-31 (YTD Data)Rank
Total interest income$24,733,0001,269
Total interest expense$9,823,0001,332
Net interest income$14,910,0001,223
Provision for loan and lease losses$67,0005,416
Total noninterest income$887,0003,398
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$512,0002,677
Trading account gains and fees$0475
Additional Noninterest Income$375,0003,547
Total noninterest expense$7,538,0001,910
Salaries and employee benefits$4,071,0001,645
Premises and equipment expense$1,188,0001,735
Additional noninterest expense$2,279,0002,307
Pre-tax net operating income$8,192,000950
Securities gains (losses)$48,0001,174
Applicable income taxes$2,496,0001,013
Income before extraordinary items$5,744,000905
Extraordinary gains, net$0249
Net income$5,744,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,710,400916
1993-12-31 (YTD Data)Rank
Total interest income$23,594,0001,345
Total interest expense$9,613,0001,398
Net interest income$13,981,0001,288
Provision for loan and lease losses$1,00010,323
Total noninterest income$42,00012,725
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,00011,313
Trading account gains and fees$0532
Additional Noninterest Income$40,00010,664
Total noninterest expense$4,498,0003,120
Salaries and employee benefits$2,122,0003,090
Premises and equipment expense$730,0002,768
Additional noninterest expense$1,646,0003,236
Pre-tax net operating income$9,524,000768
Securities gains (losses)$1,0007,052
Applicable income taxes$3,010,000857
Income before extraordinary items$6,515,000804
Extraordinary gains, net$03,149
Net income$6,515,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,514,320753
1992-12-31 (YTD Data)Rank
Total interest income$24,806,0001,473
Total interest expense$11,603,0001,524
Net interest income$13,203,0001,399
Provision for loan and lease losses$011,756
Total noninterest income$224,0008,956
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$3,00011,715
Trading account gains and fees$0504
Additional Noninterest Income$221,0005,344
Total noninterest expense$4,070,0003,440
Salaries and employee benefits$1,916,0003,331
Premises and equipment expense$743,0002,782
Additional noninterest expense$1,411,0003,777
Pre-tax net operating income$9,357,000680
Securities gains (losses)$08,369
Applicable income taxes$2,896,000813
Income before extraordinary items$6,461,000733
Extraordinary gains, net$01,422
Net income$6,461,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,461,000666

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.