Home > Centralia Savings Bank > Income and Expense
Centralia Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 7,054 |
| Total interest expense | $1,550,000 | 6,852 |
| Net interest income | $1,742,000 | 7,125 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $134,000 | 8,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,098 |
| Total noninterest expense | $1,300,000 | 7,303 |
| Salaries and employee benefits | $619,000 | 7,650 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $578,000 | 5,961 |
| Pre-tax net operating income | $508,000 | 7,103 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $393,000 | 7,030 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $393,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 853 |
| Net operating income | $393,000 | 6,998 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,283 |
| Total interest expense | $1,647,000 | 6,877 |
| Net interest income | $1,556,000 | 7,561 |
| Provision for loan and lease losses | $66,000 | 5,965 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $1,200,000 | 7,550 |
| Salaries and employee benefits | $593,000 | 7,794 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $515,000 | 6,333 |
| Pre-tax net operating income | $433,000 | 7,702 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $117,000 | 7,286 |
| Income before extraordinary items | $314,000 | 7,772 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $314,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,568 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 816 |
| Net operating income | $315,460 | 7,678 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 7,565 |
| Total interest expense | $1,680,000 | 6,925 |
| Net interest income | $1,478,000 | 8,031 |
| Provision for loan and lease losses | $83,000 | 5,598 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $1,206,000 | 7,655 |
| Salaries and employee benefits | $609,000 | 7,854 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $504,000 | 6,471 |
| Pre-tax net operating income | $304,000 | 8,979 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $77,000 | 8,789 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $430,000 | 573 |
| Net operating income | $231,560 | 8,867 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 8,217 |
| Total interest expense | $1,446,000 | 7,702 |
| Net interest income | $1,397,000 | 8,521 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $1,135,000 | 8,209 |
| Salaries and employee benefits | $427,000 | 9,409 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $645,000 | 6,068 |
| Pre-tax net operating income | $269,000 | 9,341 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $149,000 | 7,882 |
| Income before extraordinary items | $147,000 | 9,822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $147,000 | 9,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 709 |
| Net operating income | $129,720 | 9,919 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 8,862 |
| Total interest expense | $1,273,000 | 8,360 |
| Net interest income | $1,295,000 | 9,092 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $788,000 | 9,820 |
| Salaries and employee benefits | $349,000 | 10,341 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $480,000 | 8,554 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $198,000 | 7,450 |
| Income before extraordinary items | $282,000 | 9,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $282,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,853,000 | 171 |
| Net operating income | $282,000 | 9,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 9,035 |
| Total interest expense | $1,077,000 | 8,363 |
| Net interest income | $1,352,000 | 9,307 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $59,000 | 11,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $700,000 | 10,702 |
| Salaries and employee benefits | $258,000 | 11,597 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $663,000 | 7,630 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $244,000 | 6,632 |
| Income before extraordinary items | $419,000 | 8,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $419,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $419,000 | 8,047 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 8,866 |
| Total interest expense | $1,175,000 | 8,372 |
| Net interest income | $1,497,000 | 9,116 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $617,000 | 11,558 |
| Salaries and employee benefits | $272,000 | 11,958 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $303,000 | 10,412 |
| Pre-tax net operating income | $918,000 | 6,265 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $332,000 | 5,710 |
| Income before extraordinary items | $586,000 | 6,897 |
| Extraordinary gains, net | $-122,000 | 12,960 |
| Net income | $464,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $586,000 | 6,642 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 9,048 |
| Total interest expense | $1,584,000 | 8,259 |
| Net interest income | $1,384,000 | 9,680 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $598,000 | 12,079 |
| Salaries and employee benefits | $303,000 | 11,978 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $187,000 | 12,425 |
| Pre-tax net operating income | $913,000 | 6,023 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $289,000 | 6,086 |
| Income before extraordinary items | $624,000 | 6,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $624,000 | 6,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $624,000 | 6,047 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.