Home > Centralia Savings Bank > Assets and Liabilities
Centralia Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 17 | 7,277 |
| Assets and Liabilities | ||
| Total Assets: | $50,504,000 | 6,876 |
| Cash and due from depository institutions | $2,029,000 | 7,277 |
| Interest-bearing balances | $794,000 | 2,674 |
| Securities | $17,306,000 | 5,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $29,410,000 | 6,858 |
| Loan loss allowance | $225,000 | 8,161 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $673,000 | 7,070 |
| Other real estate owned | $0 | 7,277 |
| Goodwill and other intangibles | $524,000 | 1,855 |
| All other assets | $562,000 | 7,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,504,000 | 6,876 |
| Total liabilities | $40,423,000 | 7,237 |
| Total deposits | $38,574,000 | 7,185 |
| Interest-bearing deposits | $36,737,000 | 6,798 |
| Deposits held in domestic offices | $38,574,000 | 7,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,605,000 | 4,170 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $245,000 | 7,541 |
| Total equity capital | $10,081,000 | 4,221 |
| Total bank equity capital | $10,081,000 | 4,221 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $3,470,000 | 3,972 |
| Undivided profits | $6,610,000 | 3,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $123,000 | 8,837 |
| Earning assets | $47,510,000 | 6,738 |
| Long-term assets (5+ years) | $14,103,000 | 4,097 |
| Average Assets, year-to-date | $48,605,400 | 6,856 |
| Average Assets, quarterly | $49,739,000 | 6,874 |
| Volatile liabilities | $4,618,000 | 7,548 |
| Insider loans | $635,000 | 4,782 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,232,000 | 7,262 |
| Tier 1 (core) risk-based capital | $9,671,000 | 4,385 |
| Tier 2 risk-based capital | $225,000 | 7,875 |
| Total risk weighted assets | $23,995,300 | 7,676 |
| Total unused commitments | $2,232,000 | 7,265 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $47,696,000 | 7,145 |
| Cash and due from depository institutions | $1,241,000 | 7,238 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $18,211,000 | 5,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $26,534,000 | 7,131 |
| Loan loss allowance | $177,000 | 8,810 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $596,000 | 7,370 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $584,000 | 1,743 |
| All other assets | $530,000 | 7,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,696,000 | 7,145 |
| Total liabilities | $37,790,000 | 7,558 |
| Total deposits | $37,081,000 | 7,450 |
| Interest-bearing deposits | $35,207,000 | 7,044 |
| Deposits held in domestic offices | $37,081,000 | 7,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $356,000 | 4,360 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $353,000 | 6,939 |
| Total equity capital | $9,906,000 | 4,384 |
| Total bank equity capital | $9,906,000 | 4,384 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $3,408,000 | 3,878 |
| Undivided profits | $6,497,000 | 3,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 4,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $110,000 | 9,214 |
| Earning assets | $44,745,000 | 7,043 |
| Long-term assets (5+ years) | $13,157,000 | 4,068 |
| Average Assets, year-to-date | $46,697,600 | 7,008 |
| Average Assets, quarterly | $47,049,000 | 7,110 |
| Volatile liabilities | $2,629,000 | 8,549 |
| Insider loans | $471,000 | 5,445 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,419,000 | 6,260 |
| Tier 1 (core) risk-based capital | $9,170,000 | 4,505 |
| Tier 2 risk-based capital | $177,000 | 8,530 |
| Total risk weighted assets | $21,233,700 | 8,052 |
| Total unused commitments | $3,419,000 | 6,267 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $46,437,000 | 7,345 |
| Cash and due from depository institutions | $1,090,000 | 8,372 |
| Interest-bearing balances | $308,000 | 3,517 |
| Securities | $16,528,000 | 5,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $27,119,000 | 7,238 |
| Loan loss allowance | $173,000 | 9,166 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $597,000 | 7,465 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $645,000 | 1,606 |
| All other assets | $458,000 | 8,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,437,000 | 7,345 |
| Total liabilities | $36,955,000 | 7,774 |
| Total deposits | $36,393,000 | 7,667 |
| Interest-bearing deposits | $34,841,000 | 7,214 |
| Deposits held in domestic offices | $36,393,000 | 7,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $224,000 | 4,475 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $338,000 | 7,359 |
| Total equity capital | $9,482,000 | 4,509 |
| Total bank equity capital | $9,482,000 | 4,509 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $3,341,000 | 3,869 |
| Undivided profits | $6,140,000 | 3,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $104,000 | 9,748 |
| Earning assets | $43,955,000 | 7,211 |
| Long-term assets (5+ years) | $9,037,000 | 4,582 |
| Average Assets, year-to-date | $46,160,400 | 7,184 |
| Average Assets, quarterly | $46,813,000 | 7,256 |
| Volatile liabilities | $1,296,000 | 9,904 |
| Insider loans | $420,000 | 5,865 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $955,000 | 8,825 |
| Tier 1 (core) risk-based capital | $8,731,000 | 4,707 |
| Tier 2 risk-based capital | $173,000 | 8,787 |
| Total risk weighted assets | $21,384,600 | 8,214 |
| Total unused commitments | $955,000 | 8,835 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $45,119,000 | 7,669 |
| Cash and due from depository institutions | $2,590,000 | 9,013 |
| Interest-bearing balances | $1,675,000 | 1,815 |
| Securities | $13,185,000 | 6,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $27,701,000 | 7,276 |
| Loan loss allowance | $131,000 | 10,135 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $610,000 | 7,552 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $706,000 | 1,482 |
| All other assets | $327,000 | 10,077 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,119,000 | 7,669 |
| Total liabilities | $36,420,000 | 8,083 |
| Total deposits | $35,514,000 | 8,011 |
| Interest-bearing deposits | $34,248,000 | 7,508 |
| Deposits held in domestic offices | $35,514,000 | 8,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $618,000 | 3,769 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $287,000 | 8,045 |
| Total equity capital | $8,699,000 | 4,880 |
| Total bank equity capital | $8,699,000 | 4,880 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $3,473,000 | 3,851 |
| Undivided profits | $5,224,000 | 4,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 5,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $106,000 | 10,104 |
| Earning assets | $42,561,000 | 7,542 |
| Long-term assets (5+ years) | $8,183,000 | 4,669 |
| Average Assets, year-to-date | $41,089,400 | 7,915 |
| Average Assets, quarterly | $45,833,000 | 7,563 |
| Volatile liabilities | $1,594,000 | 9,882 |
| Insider loans | $453,000 | 5,764 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $428,000 | 9,929 |
| Tier 1 (core) risk-based capital | $7,993,000 | 5,143 |
| Tier 2 risk-based capital | $131,000 | 9,781 |
| Total risk weighted assets | $21,336,700 | 8,420 |
| Total unused commitments | $428,000 | 9,938 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $37,826,000 | 8,639 |
| Cash and due from depository institutions | $3,755,000 | 10,546 |
| Interest-bearing balances | $3,382,000 | 1,311 |
| Securities | $12,740,000 | 7,357 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $20,750,000 | 8,439 |
| Loan loss allowance | $140,000 | 10,381 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $252,000 | 9,882 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $329,000 | 10,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,826,000 | 8,639 |
| Total liabilities | $29,264,000 | 9,174 |
| Total deposits | $28,357,000 | 9,146 |
| Interest-bearing deposits | $27,837,000 | 8,613 |
| Deposits held in domestic offices | $28,357,000 | 9,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $618,000 | 3,295 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $289,000 | 8,429 |
| Total equity capital | $8,562,000 | 4,936 |
| Total bank equity capital | $8,562,000 | 4,936 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $2,853,000 | 4,378 |
| Undivided profits | $5,708,000 | 4,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 5,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $43,000 | 11,479 |
| Earning assets | $36,872,000 | 8,337 |
| Long-term assets (5+ years) | $5,289,000 | 5,667 |
| Average Assets, year-to-date | $37,091,800 | 8,515 |
| Average Assets, quarterly | $41,217,500 | 8,192 |
| Volatile liabilities | $1,480,000 | 10,222 |
| Insider loans | $699,000 | 4,695 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $347,000 | 10,352 |
| Tier 1 (core) risk-based capital | $8,499,000 | 4,829 |
| Tier 2 risk-based capital | $140,000 | 9,950 |
| Total risk weighted assets | $15,887,600 | 9,621 |
| Total unused commitments | $347,000 | 10,359 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 8 | 11,389 |
| Assets and Liabilities | ||
| Total Assets: | $33,660,000 | 9,311 |
| Cash and due from depository institutions | $1,061,000 | 11,389 |
| Interest-bearing balances | $647,000 | 2,993 |
| Securities | $14,697,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,274,000 | 9,319 |
| Loan loss allowance | $86,000 | 11,764 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $251,000 | 10,258 |
| Other real estate owned | $6,000 | 11,389 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $370,000 | 10,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,660,000 | 9,311 |
| Total liabilities | $28,308,000 | 9,599 |
| Total deposits | $28,053,000 | 9,474 |
| Interest-bearing deposits | $27,544,000 | 8,840 |
| Deposits held in domestic offices | $28,053,000 | 9,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $255,000 | 8,011 |
| Total equity capital | $5,352,000 | 6,803 |
| Total bank equity capital | $5,352,000 | 6,803 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $5,352,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $34,000 | 12,155 |
| Earning assets | $32,618,000 | 9,051 |
| Long-term assets (5+ years) | $4,616,000 | 6,232 |
| Average Assets, year-to-date | $34,097,400 | 9,178 |
| Average Assets, quarterly | $33,622,500 | 9,291 |
| Volatile liabilities | $1,895,000 | 9,812 |
| Insider loans | $209,000 | 8,068 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $230,000 | 11,083 |
| Tier 1 (core) risk-based capital | $5,362,000 | 6,894 |
| Tier 2 risk-based capital | $86,000 | 11,483 |
| Total risk weighted assets | $11,996,600 | 10,777 |
| Total unused commitments | $230,000 | 11,086 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 4 | 13,075 |
| Assets and Liabilities | ||
| Total Assets: | $34,134,000 | 9,581 |
| Cash and due from depository institutions | $3,906,000 | 13,075 |
| Interest-bearing balances | $3,381,000 | 1,699 |
| Securities | $12,030,000 | 8,332 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $17,696,000 | 9,331 |
| Loan loss allowance | $60,000 | 12,745 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $253,000 | 10,657 |
| Other real estate owned | $0 | 13,075 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $249,000 | 11,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,134,000 | 9,581 |
| Total liabilities | $29,189,000 | 9,825 |
| Total deposits | $28,961,000 | 9,706 |
| Interest-bearing deposits | $28,415,000 | 9,058 |
| Deposits held in domestic offices | $28,961,000 | 9,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $228,000 | 8,711 |
| Total equity capital | $4,945,000 | 7,336 |
| Total bank equity capital | $4,945,000 | 7,336 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $4,945,000 | 4,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 10,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $32,000 | 12,782 |
| Earning assets | $33,107,000 | 9,307 |
| Long-term assets (5+ years) | $5,641,000 | 6,087 |
| Average Assets, year-to-date | $34,551,200 | 9,390 |
| Average Assets, quarterly | $34,167,000 | 9,533 |
| Volatile liabilities | $1,538,000 | 10,434 |
| Insider loans | $187,000 | 8,475 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $296,000 | 11,171 |
| Tier 1 (core) risk-based capital | $4,945,000 | 7,258 |
| Tier 2 risk-based capital | $60,000 | 12,497 |
| Total risk weighted assets | $12,185,800 | 11,104 |
| Total unused commitments | $296,000 | 11,180 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 5 | 13,478 |
| Assets and Liabilities | ||
| Total Assets: | $35,129,000 | 9,667 |
| Cash and due from depository institutions | $2,137,000 | 13,478 |
| Interest-bearing balances | $1,532,000 | 3,125 |
| Securities | $15,163,000 | 7,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $17,110,000 | 9,613 |
| Loan loss allowance | $45,000 | 13,479 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $239,000 | 11,176 |
| Other real estate owned | $0 | 13,478 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $480,000 | 9,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,129,000 | 9,667 |
| Total liabilities | $30,648,000 | 9,847 |
| Total deposits | $30,482,000 | 9,738 |
| Interest-bearing deposits | $30,464,000 | 8,969 |
| Deposits held in domestic offices | $30,482,000 | 9,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $166,000 | 10,793 |
| Total equity capital | $4,481,000 | 7,675 |
| Total bank equity capital | $4,481,000 | 7,675 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,481,000 | 4,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 11,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $41,000 | 13,195 |
| Earning assets | $33,805,000 | 9,364 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $35,551,000 | 9,454 |
| Average Assets, quarterly | $35,181,000 | 9,587 |
| Volatile liabilities | $1,907,000 | 10,137 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $356,000 | 11,064 |
| Tier 1 (core) risk-based capital | $4,482,000 | 7,614 |
| Tier 2 risk-based capital | $45,000 | 13,224 |
| Total risk weighted assets | $10,522,000 | 11,925 |
| Total unused commitments | $356,000 | 11,086 |
| Derivatives | $0 | 651 |