Home > Central West End Bank, A Federal Savings Bank > Income and Expense
Central West End Bank, A Federal Savings Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 7,068 |
| Total interest expense | $699,000 | 7,045 |
| Net interest income | $1,731,000 | 6,988 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $353,000 | 5,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $353,000 | 3,999 |
| Total noninterest expense | $1,698,000 | 6,568 |
| Salaries and employee benefits | $993,000 | 6,370 |
| Premises and equipment expense | $370,000 | 5,101 |
| Additional noninterest expense | $335,000 | 7,433 |
| Pre-tax net operating income | $386,000 | 7,109 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $143,000 | 5,049 |
| Income before extraordinary items | $243,000 | 7,405 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $243,000 | 7,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $243,000 | 7,379 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 7,132 |
| Total interest expense | $498,000 | 7,086 |
| Net interest income | $1,289,000 | 7,039 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $271,000 | 5,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $271,000 | 3,983 |
| Total noninterest expense | $1,253,000 | 6,622 |
| Salaries and employee benefits | $742,000 | 6,373 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $233,000 | 7,581 |
| Pre-tax net operating income | $307,000 | 7,174 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $114,000 | 5,107 |
| Income before extraordinary items | $193,000 | 7,486 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $193,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $193,000 | 7,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,175 |
| Total interest expense | $311,000 | 7,119 |
| Net interest income | $835,000 | 7,087 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $187,000 | 5,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $187,000 | 3,882 |
| Total noninterest expense | $823,000 | 6,664 |
| Salaries and employee benefits | $485,000 | 6,431 |
| Premises and equipment expense | $186,000 | 5,060 |
| Additional noninterest expense | $152,000 | 7,591 |
| Pre-tax net operating income | $199,000 | 7,226 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $74,000 | 5,163 |
| Income before extraordinary items | $125,000 | 7,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $125,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $125,000 | 7,502 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,209 |
| Total interest expense | $151,000 | 7,148 |
| Net interest income | $421,000 | 7,135 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $93,000 | 5,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $417,000 | 6,672 |
| Salaries and employee benefits | $249,000 | 6,402 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $74,000 | 7,713 |
| Pre-tax net operating income | $97,000 | 7,270 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $36,000 | 5,142 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 7,154 |
| Total interest expense | $580,000 | 7,021 |
| Net interest income | $1,650,000 | 7,118 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $404,000 | 5,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $404,000 | 3,701 |
| Total noninterest expense | $1,662,000 | 6,609 |
| Salaries and employee benefits | $969,000 | 6,380 |
| Premises and equipment expense | $367,000 | 5,050 |
| Additional noninterest expense | $326,000 | 7,552 |
| Pre-tax net operating income | $392,000 | 7,112 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $146,000 | 5,136 |
| Income before extraordinary items | $246,000 | 7,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $246,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $266,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $246,000 | 7,388 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 7,172 |
| Total interest expense | $435,000 | 7,024 |
| Net interest income | $1,239,000 | 7,127 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $302,000 | 5,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $302,000 | 3,720 |
| Total noninterest expense | $1,252,000 | 6,556 |
| Salaries and employee benefits | $729,000 | 6,337 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $246,000 | 7,532 |
| Pre-tax net operating income | $289,000 | 7,275 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $108,000 | 5,258 |
| Income before extraordinary items | $181,000 | 7,589 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $181,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $266,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $181,000 | 7,531 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 7,207 |
| Total interest expense | $290,000 | 7,056 |
| Net interest income | $827,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $203,000 | 5,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 3,704 |
| Total noninterest expense | $835,000 | 6,603 |
| Salaries and employee benefits | $489,000 | 6,360 |
| Premises and equipment expense | $185,000 | 5,027 |
| Additional noninterest expense | $161,000 | 7,599 |
| Pre-tax net operating income | $195,000 | 7,223 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $122,000 | 7,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $266,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $122,000 | 7,496 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,216 |
| Total interest expense | $146,000 | 7,091 |
| Net interest income | $421,000 | 7,151 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $420,000 | 6,618 |
| Salaries and employee benefits | $250,000 | 6,338 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $102,000 | 7,122 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $64,000 | 7,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $64,000 | 7,424 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 7,149 |
| Total interest expense | $716,000 | 6,984 |
| Net interest income | $1,685,000 | 7,083 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $420,000 | 5,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $420,000 | 3,885 |
| Total noninterest expense | $1,705,000 | 6,516 |
| Salaries and employee benefits | $991,000 | 6,297 |
| Premises and equipment expense | $365,000 | 5,036 |
| Additional noninterest expense | $349,000 | 7,455 |
| Pre-tax net operating income | $400,000 | 7,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $149,000 | 5,281 |
| Income before extraordinary items | $251,000 | 7,521 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $251,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $228,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $251,000 | 7,381 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 7,199 |
| Total interest expense | $562,000 | 7,019 |
| Net interest income | $1,262,000 | 7,123 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $326,000 | 5,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $326,000 | 3,902 |
| Total noninterest expense | $1,285,000 | 6,475 |
| Salaries and employee benefits | $756,000 | 6,205 |
| Premises and equipment expense | $273,000 | 5,037 |
| Additional noninterest expense | $256,000 | 7,504 |
| Pre-tax net operating income | $303,000 | 7,163 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $113,000 | 5,441 |
| Income before extraordinary items | $190,000 | 7,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $190,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $228,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $190,000 | 7,498 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,180 |
| Total interest expense | $389,000 | 7,043 |
| Net interest income | $859,000 | 7,086 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $223,000 | 5,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $223,000 | 3,834 |
| Total noninterest expense | $875,000 | 6,422 |
| Salaries and employee benefits | $533,000 | 6,022 |
| Premises and equipment expense | $179,000 | 5,067 |
| Additional noninterest expense | $163,000 | 7,598 |
| Pre-tax net operating income | $207,000 | 7,151 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $77,000 | 5,454 |
| Income before extraordinary items | $130,000 | 7,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $130,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $133,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $130,000 | 7,477 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 7,155 |
| Total interest expense | $201,000 | 7,054 |
| Net interest income | $438,000 | 7,036 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $102,000 | 5,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $416,000 | 6,590 |
| Salaries and employee benefits | $238,000 | 6,444 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $85,000 | 7,536 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $57,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 7,322 |
| Total interest expense | $952,000 | 7,060 |
| Net interest income | $1,587,000 | 7,290 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $398,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 3,712 |
| Total noninterest expense | $1,622,000 | 6,618 |
| Salaries and employee benefits | $907,000 | 6,494 |
| Premises and equipment expense | $371,000 | 4,903 |
| Additional noninterest expense | $344,000 | 7,511 |
| Pre-tax net operating income | $363,000 | 7,311 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $123,000 | 5,756 |
| Income before extraordinary items | $240,000 | 7,617 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $240,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $240,000 | 7,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 7,373 |
| Total interest expense | $1,378,000 | 7,238 |
| Net interest income | $1,512,000 | 7,306 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $445,000 | 5,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $445,000 | 3,334 |
| Total noninterest expense | $1,558,000 | 6,664 |
| Salaries and employee benefits | $881,000 | 6,451 |
| Premises and equipment expense | $348,000 | 5,049 |
| Additional noninterest expense | $329,000 | 7,648 |
| Pre-tax net operating income | $399,000 | 6,992 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $136,000 | 5,603 |
| Income before extraordinary items | $263,000 | 7,354 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $263,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $263,000 | 7,237 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 7,321 |
| Total interest expense | $1,471,000 | 7,225 |
| Net interest income | $1,621,000 | 7,264 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $379,000 | 5,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,473 |
| Total noninterest expense | $1,661,000 | 6,342 |
| Salaries and employee benefits | $951,000 | 6,122 |
| Premises and equipment expense | $324,000 | 5,196 |
| Additional noninterest expense | $386,000 | 7,265 |
| Pre-tax net operating income | $339,000 | 7,736 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $113,000 | 6,358 |
| Income before extraordinary items | $226,000 | 7,920 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $226,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $226,000 | 7,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 7,346 |
| Total interest expense | $1,446,000 | 7,107 |
| Net interest income | $1,580,000 | 7,434 |
| Provision for loan and lease losses | $-160,000 | 10,135 |
| Total noninterest income | $362,000 | 5,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $362,000 | 3,633 |
| Total noninterest expense | $1,633,000 | 6,455 |
| Salaries and employee benefits | $940,000 | 6,146 |
| Premises and equipment expense | $270,000 | 5,798 |
| Additional noninterest expense | $423,000 | 7,095 |
| Pre-tax net operating income | $469,000 | 7,283 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $171,000 | 6,024 |
| Income before extraordinary items | $298,000 | 7,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $298,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 10,096 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $298,000 | 7,585 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 7,487 |
| Total interest expense | $1,517,000 | 7,157 |
| Net interest income | $1,525,000 | 7,638 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $386,000 | 5,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $386,000 | 3,503 |
| Total noninterest expense | $1,470,000 | 6,777 |
| Salaries and employee benefits | $813,000 | 6,630 |
| Premises and equipment expense | $254,000 | 5,912 |
| Additional noninterest expense | $403,000 | 7,195 |
| Pre-tax net operating income | $423,000 | 7,745 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $133,000 | 7,072 |
| Income before extraordinary items | $290,000 | 7,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $290,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $290,000 | 7,881 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 7,730 |
| Total interest expense | $1,524,000 | 7,286 |
| Net interest income | $1,496,000 | 7,988 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $371,000 | 5,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $371,000 | 3,446 |
| Total noninterest expense | $1,294,000 | 7,352 |
| Salaries and employee benefits | $679,000 | 7,442 |
| Premises and equipment expense | $232,000 | 6,317 |
| Additional noninterest expense | $383,000 | 7,499 |
| Pre-tax net operating income | $451,000 | 8,181 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $151,000 | 7,597 |
| Income before extraordinary items | $300,000 | 8,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $300,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,036 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $300,000 | 8,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 8,119 |
| Total interest expense | $1,482,000 | 7,623 |
| Net interest income | $1,425,000 | 8,452 |
| Provision for loan and lease losses | $418,000 | 2,024 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $348,000 | 3,713 |
| Total noninterest expense | $1,620,000 | 6,790 |
| Salaries and employee benefits | $644,000 | 7,876 |
| Premises and equipment expense | $236,000 | 6,453 |
| Additional noninterest expense | $740,000 | 5,512 |
| Pre-tax net operating income | $-265,000 | 11,114 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $-93,000 | 11,166 |
| Income before extraordinary items | $-174,000 | 11,083 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-174,000 | 11,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-172,700 | 11,042 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 8,460 |
| Total interest expense | $1,395,000 | 7,992 |
| Net interest income | $1,439,000 | 8,700 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $394,000 | 6,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $394,000 | 3,338 |
| Total noninterest expense | $1,528,000 | 7,178 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $247,000 | 6,404 |
| Additional noninterest expense | $545,000 | 6,908 |
| Pre-tax net operating income | $305,000 | 9,710 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $189,000 | 10,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $189,000 | 10,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $58,000 | 7,639 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $188,360 | 10,029 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 8,188 |
| Total interest expense | $1,320,000 | 7,485 |
| Net interest income | $1,599,000 | 8,584 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $483,000 | 5,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $483,000 | 3,014 |
| Total noninterest expense | $1,730,000 | 6,901 |
| Salaries and employee benefits | $742,000 | 7,590 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $723,000 | 6,167 |
| Pre-tax net operating income | $325,000 | 9,944 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $242,000 | 9,785 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $242,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $57,000 | 7,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $242,000 | 9,861 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 7,539 |
| Total interest expense | $1,574,000 | 6,962 |
| Net interest income | $1,923,000 | 7,910 |
| Provision for loan and lease losses | $205,000 | 3,850 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $384,000 | 3,855 |
| Total noninterest expense | $1,573,000 | 7,584 |
| Salaries and employee benefits | $729,000 | 7,787 |
| Premises and equipment expense | $267,000 | 6,383 |
| Additional noninterest expense | $577,000 | 7,544 |
| Pre-tax net operating income | $529,000 | 8,461 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $363,000 | 8,809 |
| Extraordinary gains, net | $162,000 | 1,172 |
| Net income | $525,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $360,280 | 8,566 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 7,160 |
| Total interest expense | $2,297,000 | 6,410 |
| Net interest income | $1,975,000 | 7,824 |
| Provision for loan and lease losses | $342,000 | 3,824 |
| Total noninterest income | $305,000 | 7,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $305,000 | 4,373 |
| Total noninterest expense | $1,568,000 | 7,673 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $244,000 | 6,904 |
| Additional noninterest expense | $595,000 | 7,557 |
| Pre-tax net operating income | $370,000 | 9,503 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $225,000 | 7,091 |
| Income before extraordinary items | $149,000 | 11,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $149,000 | 11,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $146,440 | 10,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.