Home > Central Washington Bank > Income and Expense
Central Washington Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,530,000 | 2,883 |
| Total interest expense | $4,426,000 | 3,355 |
| Net interest income | $7,104,000 | 2,527 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $1,964,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $715,000 | 1,890 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,249,000 | 1,557 |
| Total noninterest expense | $5,378,000 | 2,527 |
| Salaries and employee benefits | $2,643,000 | 2,527 |
| Premises and equipment expense | $894,000 | 2,241 |
| Additional noninterest expense | $1,841,000 | 2,591 |
| Pre-tax net operating income | $3,600,000 | 2,048 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,201,000 | 2,027 |
| Income before extraordinary items | $2,399,000 | 2,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,399,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $1,860,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,399,000 | 2,071 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,956,000 | 3,043 |
| Total interest expense | $3,338,000 | 3,586 |
| Net interest income | $6,618,000 | 2,737 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,414,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $650,000 | 2,082 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $764,000 | 2,196 |
| Total noninterest expense | $5,144,000 | 2,697 |
| Salaries and employee benefits | $2,529,000 | 2,635 |
| Premises and equipment expense | $869,000 | 2,325 |
| Additional noninterest expense | $1,746,000 | 2,899 |
| Pre-tax net operating income | $2,888,000 | 2,460 |
| Securities gains (losses) | $-244,000 | 12,026 |
| Applicable income taxes | $864,000 | 2,594 |
| Income before extraordinary items | $1,780,000 | 2,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,780,000 | 2,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 12,091 |
| Cash dividends | $2,400,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,943,480 | 2,520 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,747,000 | 3,165 |
| Total interest expense | $3,510,000 | 3,579 |
| Net interest income | $6,237,000 | 2,921 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,592,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $641,000 | 2,139 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $951,000 | 2,099 |
| Total noninterest expense | $5,212,000 | 2,742 |
| Salaries and employee benefits | $2,606,000 | 2,548 |
| Premises and equipment expense | $900,000 | 2,278 |
| Additional noninterest expense | $1,706,000 | 3,121 |
| Pre-tax net operating income | $2,617,000 | 2,605 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $749,000 | 2,909 |
| Income before extraordinary items | $1,875,000 | 2,687 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,875,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 13,089 |
| Cash dividends | $885,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,870,030 | 2,531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 3,518 |
| Total interest expense | $4,228,000 | 3,870 |
| Net interest income | $5,672,000 | 3,227 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,592,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $668,000 | 2,038 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $924,000 | 2,115 |
| Total noninterest expense | $4,675,000 | 3,052 |
| Salaries and employee benefits | $2,449,000 | 2,648 |
| Premises and equipment expense | $655,000 | 3,106 |
| Additional noninterest expense | $1,571,000 | 3,457 |
| Pre-tax net operating income | $2,589,000 | 2,383 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $763,000 | 2,728 |
| Income before extraordinary items | $1,817,000 | 2,525 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,817,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 13,151 |
| Cash dividends | $641,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,823,300 | 2,335 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.