Home > Central Virginia Bank > Net charge- offs to loans
Central Virginia Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 5,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 5,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 5,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 6,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 6,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0339% | 5,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0901% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3371% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8945% | 491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0460% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8325% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.6380% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5158% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0861% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1371% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1513% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1100% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2744% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3242% | 2,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4109% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0780% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7308% | 777 |
| Percentage Net Loans Charged-off:Construction & development | 1.1510% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0893% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1262% | 933 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5067% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4182% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7104% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6719% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6421% | 1,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6965% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5438% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6084% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 1.6689% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6174% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8764% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 5,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3487% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8710% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1585% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0090% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3408% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4535% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 7.7389% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4627% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5519% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6677% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5068% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4311% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6047% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7143% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2869% | 96 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9270% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5718% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6811% | 195 |
| Percentage Net Loans Charged-off:Construction & development | 9.5187% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4776% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1889% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3350% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5178% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5690% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7872% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2593% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.7690% | 74 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4221% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6101% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6608% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 9.2699% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6468% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0449% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4328% | 901 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2803% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6095% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.4989% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8420% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.5263% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1315% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4377% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5542% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 2.1653% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0963% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6154% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2298% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7670% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6841% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5710% | 7,021 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1967% | 6,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4671% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6372% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 5.0171% | 981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 3,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1050% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5390% | 1,188 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3193% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8871% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6482% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7415% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5727% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1716% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3333% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6279% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 4.5661% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,775 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3195% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1671% | 1,463 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7544% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4124% | 2,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4689% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1372% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3089% | 2,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4593% | 1,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7837% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 5.5056% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 6,800 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1116% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2531% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4257% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4536% | 2,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3251% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2730% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1333% | 3,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2319% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5736% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 4.4000% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0954% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5123% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3019% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1309% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0768% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0613% | 6,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8780% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3230% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 9.7771% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 3,560 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0796% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3464% | 1,415 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3305% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3753% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3718% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1240% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2258% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5440% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7598% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 7.3247% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 3,081 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2740% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2772% | 1,351 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6158% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8008% | 1,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4272% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0843% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2543% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5803% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6078% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 6.7705% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 2,513 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0974% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4162% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3321% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5564% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9647% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4867% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4055% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8708% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3115% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.8034% | 1,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 1,696 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 2,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1340% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7653% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8399% | 2,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4018% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.7778% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8371% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0457% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 1.7756% | 2,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2573% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9784% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9733% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9801% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1147% | 4,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5410% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9521% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 25.4237% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3833% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4759% | 2,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.6472% | 2,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6811% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3115% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4740% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0082% | 4,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4581% | 3,854 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9124% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.7844% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4809% | 2,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6066% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.6606% | 1,988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0227% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9901% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7073% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3692% | 3,885 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0735% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0000% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4039% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5242% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.4002% | 1,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0664% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4057% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 6,797 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0429% | 6,936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.2000% | 117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 4,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.2263% | 2,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1588% | 3,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5231% | 3,620 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9455% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.0126% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 3,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0896% | 1,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2191% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1769% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.2481% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.1351% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7617% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6040% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0809% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.1986% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2346% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2545% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 3,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4099% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2224% | 1,189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 4,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 2,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9251% | 1,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2978% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6054% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 3,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8476% | 1,883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 5,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1714% | 6,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2295% | 1,214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 7,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1785% | 6,095 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 6,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3484% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3084% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 6,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6798% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 3,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3571% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4393% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0700% | 3,523 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3602% | 8,343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7337% | 915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 7,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 2,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4341% | 8,319 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7356% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0527% | 8,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8501% | 8,447 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1268% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 7,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6062% | 8,248 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4218% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2116% | 3,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8369% | 2,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2794% | 1,234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 3,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 2,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2835% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9385% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4962% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8710% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8699% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 7,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1079% | 7,589 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 6,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2627% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 7,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3979% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6084% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 6,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 2,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3237% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 7,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 5,405 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4922% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5115% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 7,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 4,300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7469% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9397% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0000% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 3,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5861% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1638% | 6,212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2422% | 1,173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 2,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 2,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2528% | 8,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4107% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3685% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 5,476 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2674% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 5,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 5,071 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 7,830 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 7,659 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 6,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |