Home > Central Virginia Bank > Assets and Liabilities
Central Virginia Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 79 | 1,923 |
| Assets and Liabilities | ||
| Total Assets: | $346,679,000 | 1,896 |
| Cash and due from depository institutions | $5,833,000 | 1,923 |
| Interest-bearing balances | $462,000 | 5,987 |
| Securities | $61,166,000 | 2,281 |
| Federal funds sold & reverse repurchase agreements | $91,723,000 | 52 |
| Net loans & leases | $141,430,000 | 2,700 |
| Loan loss allowance | $35,000 | 6,731 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,814,000 | 1,101 |
| Other real estate owned | $546,000 | 1,923 |
| Goodwill and other intangibles | $9,680,000 | 508 |
| All other assets | $25,487,000 | 856 |
| Life insurance assets | $11,343,000 | 747 |
| Total liabilities and capital | $346,679,000 | 1,896 |
| Total liabilities | $311,955,000 | 1,891 |
| Total deposits | $308,551,000 | 1,804 |
| Interest-bearing deposits | $270,577,000 | 1,670 |
| Deposits held in domestic offices | $308,551,000 | 1,803 |
| % insured | 96.87% | 413 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,404,000 | 1,313 |
| Total equity capital | $34,724,000 | 1,981 |
| Total bank equity capital | $34,724,000 | 1,981 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,000,000 | 2,161 |
| Surplus | $33,575,000 | 1,011 |
| Undivided profits | $149,000 | 5,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $2,980,000 | 2,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $664,000 | 3,675 |
| Earning assets | $294,781,000 | 2,043 |
| Long-term assets (5+ years) | $150,929,000 | 1,434 |
| Average Assets, year-to-date | $373,227,000 | 1,751 |
| Average Assets, quarterly | $358,232,500 | 1,824 |
| Volatile liabilities | $2,335,000 | 5,273 |
| Insider loans | $1,859,000 | 2,592 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $39,042,000 | 1,703 |
| Tier 1 (core) risk-based capital | $20,597,000 | 3,075 |
| Tier 2 risk-based capital | $35,000 | 6,727 |
| Total risk weighted assets | $158,877,000 | 2,611 |
| Total unused commitments | $39,042,000 | 1,703 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 78 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $369,786,000 | 1,785 |
| Cash and due from depository institutions | $9,635,000 | 1,946 |
| Interest-bearing balances | $2,855,000 | 4,833 |
| Securities | $119,859,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $50,133,000 | 81 |
| Net loans & leases | $164,814,000 | 2,360 |
| Loan loss allowance | $6,433,000 | 1,078 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,448,000 | 1,576 |
| Other real estate owned | $895,000 | 1,946 |
| Goodwill and other intangibles | $42,000 | 2,740 |
| All other assets | $16,960,000 | 1,195 |
| Life insurance assets | $11,263,000 | 733 |
| Total liabilities and capital | $369,786,000 | 1,785 |
| Total liabilities | $358,227,000 | 1,666 |
| Total deposits | $314,555,000 | 1,765 |
| Interest-bearing deposits | $273,665,000 | 1,659 |
| Deposits held in domestic offices | $314,555,000 | 1,764 |
| % insured | 97.04% | 390 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $40,000,000 | 662 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,672,000 | 1,304 |
| Total equity capital | $11,559,000 | 4,555 |
| Total bank equity capital | $11,559,000 | 4,553 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,000,000 | 2,192 |
| Surplus | $19,672,000 | 1,536 |
| Undivided profits | $-9,113,000 | 6,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $20,934,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,020,000 | 2,684 |
| Earning assets | $337,661,000 | 1,782 |
| Long-term assets (5+ years) | $173,474,000 | 1,266 |
| Average Assets, year-to-date | $379,864,000 | 1,735 |
| Average Assets, quarterly | $372,952,500 | 1,770 |
| Volatile liabilities | $27,586,000 | 1,564 |
| Insider loans | $3,395,000 | 1,737 |
| FHLB advances | $40,000,000 | 610 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $39,448,000 | 1,685 |
| Tier 1 (core) risk-based capital | $20,455,000 | 3,090 |
| Tier 2 risk-based capital | $2,489,000 | 1,975 |
| Total risk weighted assets | $195,238,000 | 2,169 |
| Total unused commitments | $39,448,000 | 1,685 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 80 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $376,119,000 | 1,755 |
| Cash and due from depository institutions | $11,078,000 | 1,905 |
| Interest-bearing balances | $3,942,000 | 4,524 |
| Securities | $124,911,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $41,692,000 | 93 |
| Net loans & leases | $172,414,000 | 2,259 |
| Loan loss allowance | $6,460,000 | 1,086 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $7,561,000 | 1,563 |
| Other real estate owned | $1,150,000 | 1,905 |
| Goodwill and other intangibles | $45,000 | 2,730 |
| All other assets | $17,268,000 | 1,169 |
| Life insurance assets | $11,170,000 | 722 |
| Total liabilities and capital | $376,119,000 | 1,755 |
| Total liabilities | $362,177,000 | 1,642 |
| Total deposits | $319,083,000 | 1,733 |
| Interest-bearing deposits | $279,288,000 | 1,626 |
| Deposits held in domestic offices | $319,083,000 | 1,732 |
| % insured | 96.18% | 602 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $40,000,000 | 654 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,094,000 | 1,444 |
| Total equity capital | $13,942,000 | 4,121 |
| Total bank equity capital | $13,942,000 | 4,118 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,000,000 | 2,208 |
| Surplus | $19,672,000 | 1,542 |
| Undivided profits | $-6,730,000 | 6,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $22,300,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,083,000 | 2,476 |
| Earning assets | $342,959,000 | 1,759 |
| Long-term assets (5+ years) | $173,094,000 | 1,224 |
| Average Assets, year-to-date | $383,223,330 | 1,730 |
| Average Assets, quarterly | $381,650,500 | 1,736 |
| Volatile liabilities | $27,577,000 | 1,525 |
| Insider loans | $3,419,000 | 1,740 |
| FHLB advances | $40,000,000 | 610 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $37,724,000 | 1,712 |
| Tier 1 (core) risk-based capital | $22,019,000 | 2,896 |
| Tier 2 risk-based capital | $2,582,000 | 1,908 |
| Total risk weighted assets | $202,648,000 | 2,067 |
| Total unused commitments | $37,724,000 | 1,712 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 82 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $387,182,000 | 1,731 |
| Cash and due from depository institutions | $8,478,000 | 1,861 |
| Interest-bearing balances | $2,306,000 | 5,438 |
| Securities | $146,944,000 | 1,053 |
| Federal funds sold & reverse repurchase agreements | $23,767,000 | 234 |
| Net loans & leases | $179,471,000 | 2,181 |
| Loan loss allowance | $6,908,000 | 1,032 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $7,662,000 | 1,548 |
| Other real estate owned | $3,502,000 | 1,861 |
| Goodwill and other intangibles | $49,000 | 2,724 |
| All other assets | $17,309,000 | 1,147 |
| Life insurance assets | $11,083,000 | 718 |
| Total liabilities and capital | $387,182,000 | 1,731 |
| Total liabilities | $368,516,000 | 1,632 |
| Total deposits | $325,712,000 | 1,721 |
| Interest-bearing deposits | $286,484,000 | 1,616 |
| Deposits held in domestic offices | $325,712,000 | 1,721 |
| % insured | 96.63% | 484 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $40,000,000 | 609 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,804,000 | 1,578 |
| Total equity capital | $18,666,000 | 3,433 |
| Total bank equity capital | $18,666,000 | 3,431 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,000,000 | 2,247 |
| Surplus | $19,672,000 | 1,550 |
| Undivided profits | $-2,006,000 | 6,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $21,457,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,274,000 | 2,080 |
| Earning assets | $352,488,000 | 1,731 |
| Long-term assets (5+ years) | $198,466,000 | 1,062 |
| Average Assets, year-to-date | $386,775,500 | 1,731 |
| Average Assets, quarterly | $386,775,500 | 1,731 |
| Volatile liabilities | $2,569,000 | 5,197 |
| Insider loans | $3,409,000 | 1,730 |
| FHLB advances | $40,000,000 | 556 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $39,078,000 | 1,658 |
| Tier 1 (core) risk-based capital | $22,446,000 | 2,844 |
| Tier 2 risk-based capital | $2,740,000 | 1,817 |
| Total risk weighted assets | $215,068,000 | 1,962 |
| Total unused commitments | $39,078,000 | 1,658 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 80 | 1,906 |
| Assets and Liabilities | ||
| Total Assets: | $386,369,000 | 1,723 |
| Cash and due from depository institutions | $8,079,000 | 1,906 |
| Interest-bearing balances | $1,641,000 | 5,613 |
| Securities | $146,471,000 | 1,033 |
| Federal funds sold & reverse repurchase agreements | $13,831,000 | 425 |
| Net loans & leases | $187,501,000 | 2,117 |
| Loan loss allowance | $7,167,000 | 1,005 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,772,000 | 1,524 |
| Other real estate owned | $4,793,000 | 1,906 |
| Goodwill and other intangibles | $53,000 | 2,718 |
| All other assets | $17,869,000 | 1,128 |
| Life insurance assets | $10,996,000 | 715 |
| Total liabilities and capital | $386,369,000 | 1,723 |
| Total liabilities | $367,468,000 | 1,622 |
| Total deposits | $324,487,000 | 1,721 |
| Interest-bearing deposits | $285,264,000 | 1,598 |
| Deposits held in domestic offices | $324,487,000 | 1,721 |
| % insured | 97.64% | 600 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $40,000,000 | 653 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,981,000 | 1,543 |
| Total equity capital | $18,901,000 | 3,405 |
| Total bank equity capital | $18,901,000 | 3,402 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,000,000 | 2,269 |
| Surplus | $19,672,000 | 1,550 |
| Undivided profits | $-1,771,000 | 6,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $22,659,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,432,000 | 1,894 |
| Earning assets | $349,444,000 | 1,742 |
| Long-term assets (5+ years) | $197,180,000 | 1,031 |
| Average Assets, year-to-date | $388,718,600 | 1,682 |
| Average Assets, quarterly | $385,785,000 | 1,716 |
| Volatile liabilities | $2,560,000 | 5,345 |
| Insider loans | $3,440,000 | 1,721 |
| FHLB advances | $40,000,000 | 598 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $38,449,000 | 1,618 |
| Tier 1 (core) risk-based capital | $22,174,000 | 2,847 |
| Tier 2 risk-based capital | $2,856,000 | 1,751 |
| Total risk weighted assets | $224,143,000 | 1,897 |
| Total unused commitments | $38,449,000 | 1,618 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 80 | 1,912 |
| Assets and Liabilities | ||
| Total Assets: | $385,282,000 | 1,728 |
| Cash and due from depository institutions | $7,908,000 | 1,912 |
| Interest-bearing balances | $1,035,000 | 5,872 |
| Securities | $125,665,000 | 1,209 |
| Federal funds sold & reverse repurchase agreements | $29,306,000 | 163 |
| Net loans & leases | $190,941,000 | 2,088 |
| Loan loss allowance | $7,335,000 | 1,022 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $7,767,000 | 1,528 |
| Other real estate owned | $5,513,000 | 1,912 |
| Goodwill and other intangibles | $56,000 | 2,718 |
| All other assets | $18,126,000 | 1,121 |
| Life insurance assets | $10,907,000 | 704 |
| Total liabilities and capital | $385,282,000 | 1,728 |
| Total liabilities | $366,040,000 | 1,630 |
| Total deposits | $323,109,000 | 1,718 |
| Interest-bearing deposits | $284,211,000 | 1,627 |
| Deposits held in domestic offices | $323,109,000 | 1,717 |
| % insured | 97.86% | 567 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $40,000,000 | 663 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,931,000 | 1,635 |
| Total equity capital | $19,242,000 | 3,409 |
| Total bank equity capital | $19,242,000 | 3,406 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 2,307 |
| Surplus | $19,672,000 | 1,565 |
| Undivided profits | $-1,430,000 | 6,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $22,626,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,201,000 | 2,451 |
| Earning assets | $346,947,000 | 1,746 |
| Long-term assets (5+ years) | $184,811,000 | 1,094 |
| Average Assets, year-to-date | $389,326,250 | 1,703 |
| Average Assets, quarterly | $386,206,500 | 1,722 |
| Volatile liabilities | $2,051,000 | 5,651 |
| Insider loans | $3,474,000 | 1,745 |
| FHLB advances | $40,000,000 | 612 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $40,828,000 | 1,544 |
| Tier 1 (core) risk-based capital | $22,481,000 | 2,850 |
| Tier 2 risk-based capital | $2,860,000 | 1,759 |
| Total risk weighted assets | $224,289,000 | 1,908 |
| Total unused commitments | $40,828,000 | 1,544 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 85 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $387,131,000 | 1,722 |
| Cash and due from depository institutions | $7,172,000 | 1,787 |
| Interest-bearing balances | $271,000 | 6,381 |
| Securities | $135,541,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $8,764,000 | 654 |
| Net loans & leases | $198,425,000 | 2,009 |
| Loan loss allowance | $8,071,000 | 936 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $7,929,000 | 1,487 |
| Other real estate owned | $5,703,000 | 1,787 |
| Goodwill and other intangibles | $60,000 | 2,693 |
| All other assets | $23,537,000 | 909 |
| Life insurance assets | $10,813,000 | 701 |
| Total liabilities and capital | $387,131,000 | 1,722 |
| Total liabilities | $368,410,000 | 1,610 |
| Total deposits | $325,615,000 | 1,703 |
| Interest-bearing deposits | $285,975,000 | 1,623 |
| Deposits held in domestic offices | $325,615,000 | 1,703 |
| % insured | 97.58% | 709 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $40,000,000 | 678 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $2,795,000 | 1,600 |
| Total equity capital | $18,721,000 | 3,438 |
| Total bank equity capital | $18,721,000 | 3,436 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,000,000 | 2,343 |
| Surplus | $19,672,000 | 1,564 |
| Undivided profits | $-1,951,000 | 6,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $22,137,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,619,000 | 1,687 |
| Earning assets | $343,001,000 | 1,769 |
| Long-term assets (5+ years) | $206,422,000 | 966 |
| Average Assets, year-to-date | $390,674,330 | 1,693 |
| Average Assets, quarterly | $388,749,000 | 1,717 |
| Volatile liabilities | $2,046,000 | 5,724 |
| Insider loans | $5,016,000 | 1,259 |
| FHLB advances | $40,000,000 | 626 |
| Loans and leases held for sale | $301,000 | 1,851 |
| Unused loan commitments | $36,672,000 | 1,659 |
| Tier 1 (core) risk-based capital | $22,244,000 | 2,842 |
| Tier 2 risk-based capital | $2,973,000 | 1,713 |
| Total risk weighted assets | $232,722,000 | 1,826 |
| Total unused commitments | $36,672,000 | 1,659 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 83 | 1,813 |
| Assets and Liabilities | ||
| Total Assets: | $390,367,000 | 1,716 |
| Cash and due from depository institutions | $6,929,000 | 1,813 |
| Interest-bearing balances | $304,000 | 6,398 |
| Securities | $125,720,000 | 1,230 |
| Federal funds sold & reverse repurchase agreements | $20,680,000 | 281 |
| Net loans & leases | $204,267,000 | 1,960 |
| Loan loss allowance | $8,736,000 | 881 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,038,000 | 1,468 |
| Other real estate owned | $6,112,000 | 1,813 |
| Goodwill and other intangibles | $64,000 | 2,689 |
| All other assets | $18,557,000 | 1,094 |
| Life insurance assets | $10,719,000 | 696 |
| Total liabilities and capital | $390,367,000 | 1,716 |
| Total liabilities | $373,088,000 | 1,606 |
| Total deposits | $330,428,000 | 1,692 |
| Interest-bearing deposits | $290,613,000 | 1,614 |
| Deposits held in domestic offices | $330,428,000 | 1,692 |
| % insured | 97.98% | 572 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $40,000,000 | 690 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,660,000 | 1,648 |
| Total equity capital | $17,279,000 | 3,620 |
| Total bank equity capital | $17,279,000 | 3,618 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,000,000 | 2,372 |
| Surplus | $19,672,000 | 1,571 |
| Undivided profits | $-3,393,000 | 6,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $20,528,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,202,000 | 2,292 |
| Earning assets | $350,971,000 | 1,740 |
| Long-term assets (5+ years) | $197,666,000 | 1,010 |
| Average Assets, year-to-date | $392,446,000 | 1,692 |
| Average Assets, quarterly | $392,446,000 | 1,692 |
| Volatile liabilities | $2,842,000 | 5,357 |
| Insider loans | $5,063,000 | 1,245 |
| FHLB advances | $40,000,000 | 642 |
| Loans and leases held for sale | $306,000 | 1,803 |
| Unused loan commitments | $40,983,000 | 1,505 |
| Tier 1 (core) risk-based capital | $21,965,000 | 2,857 |
| Tier 2 risk-based capital | $3,080,000 | 1,662 |
| Total risk weighted assets | $240,679,000 | 1,771 |
| Total unused commitments | $40,983,000 | 1,505 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 82 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $394,809,000 | 1,682 |
| Cash and due from depository institutions | $7,311,000 | 1,827 |
| Interest-bearing balances | $271,000 | 6,319 |
| Securities | $100,299,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $38,859,000 | 123 |
| Net loans & leases | $215,093,000 | 1,884 |
| Loan loss allowance | $9,322,000 | 833 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $8,117,000 | 1,459 |
| Other real estate owned | $6,809,000 | 1,827 |
| Goodwill and other intangibles | $67,000 | 2,694 |
| All other assets | $18,254,000 | 1,127 |
| Life insurance assets | $10,625,000 | 689 |
| Total liabilities and capital | $394,809,000 | 1,682 |
| Total liabilities | $377,689,000 | 1,577 |
| Total deposits | $333,415,000 | 1,657 |
| Interest-bearing deposits | $295,649,000 | 1,560 |
| Deposits held in domestic offices | $333,415,000 | 1,656 |
| % insured | 98.01% | 619 |
| Federal funds purchased & repurchase agreements | $1,393,000 | 1,807 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $40,000,000 | 724 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,881,000 | 1,567 |
| Total equity capital | $17,120,000 | 3,625 |
| Total bank equity capital | $17,120,000 | 3,624 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,000,000 | 2,390 |
| Surplus | $19,672,000 | 1,581 |
| Undivided profits | $-3,552,000 | 6,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $24,246,000 | 604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,263,000 | 2,321 |
| Earning assets | $354,522,000 | 1,713 |
| Long-term assets (5+ years) | $147,439,000 | 1,085 |
| Average Assets, year-to-date | $401,735,200 | 1,617 |
| Average Assets, quarterly | $397,755,500 | 1,656 |
| Volatile liabilities | $20,007,000 | 2,190 |
| Insider loans | $3,977,000 | 1,604 |
| FHLB advances | $40,000,000 | 673 |
| Loans and leases held for sale | $350,000 | 1,532 |
| Unused loan commitments | $42,298,000 | 1,447 |
| Tier 1 (core) risk-based capital | $21,384,000 | 2,901 |
| Tier 2 risk-based capital | $3,205,000 | 1,623 |
| Total risk weighted assets | $250,200,000 | 1,724 |
| Total unused commitments | $42,298,000 | 1,447 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 84 | 1,792 |
| Assets and Liabilities | ||
| Total Assets: | $400,702,000 | 1,653 |
| Cash and due from depository institutions | $8,421,000 | 1,792 |
| Interest-bearing balances | $808,000 | 5,833 |
| Securities | $109,721,000 | 1,305 |
| Federal funds sold & reverse repurchase agreements | $25,487,000 | 215 |
| Net loans & leases | $224,381,000 | 1,827 |
| Loan loss allowance | $9,910,000 | 831 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $8,247,000 | 1,431 |
| Other real estate owned | $6,119,000 | 1,792 |
| Goodwill and other intangibles | $71,000 | 2,702 |
| All other assets | $18,255,000 | 1,151 |
| Life insurance assets | $10,537,000 | 687 |
| Total liabilities and capital | $400,702,000 | 1,653 |
| Total liabilities | $383,679,000 | 1,552 |
| Total deposits | $338,712,000 | 1,615 |
| Interest-bearing deposits | $303,110,000 | 1,536 |
| Deposits held in domestic offices | $338,712,000 | 1,613 |
| % insured | 97.11% | 997 |
| Federal funds purchased & repurchase agreements | $2,085,000 | 1,650 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $40,000,000 | 737 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,882,000 | 1,616 |
| Total equity capital | $17,023,000 | 3,676 |
| Total bank equity capital | $17,023,000 | 3,676 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,000,000 | 2,425 |
| Surplus | $19,672,000 | 1,592 |
| Undivided profits | $-3,649,000 | 6,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $25,867,000 | 599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,051,000 | 2,839 |
| Earning assets | $360,397,000 | 1,678 |
| Long-term assets (5+ years) | $144,142,000 | 1,066 |
| Average Assets, year-to-date | $403,466,750 | 1,616 |
| Average Assets, quarterly | $401,181,500 | 1,633 |
| Volatile liabilities | $6,646,000 | 4,198 |
| Insider loans | $3,099,000 | 1,982 |
| FHLB advances | $40,000,000 | 674 |
| Loans and leases held for sale | $327,000 | 1,533 |
| Unused loan commitments | $42,122,000 | 1,453 |
| Tier 1 (core) risk-based capital | $21,337,000 | 2,910 |
| Tier 2 risk-based capital | $3,374,000 | 1,554 |
| Total risk weighted assets | $263,324,000 | 1,652 |
| Total unused commitments | $42,122,000 | 1,456 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 85 | 1,786 |
| Assets and Liabilities | ||
| Total Assets: | $401,661,000 | 1,643 |
| Cash and due from depository institutions | $18,445,000 | 1,786 |
| Interest-bearing balances | $8,121,000 | 3,248 |
| Securities | $110,396,000 | 1,291 |
| Federal funds sold & reverse repurchase agreements | $8,696,000 | 711 |
| Net loans & leases | $231,737,000 | 1,806 |
| Loan loss allowance | $9,887,000 | 844 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $8,344,000 | 1,415 |
| Other real estate owned | $5,162,000 | 1,786 |
| Goodwill and other intangibles | $74,000 | 2,706 |
| All other assets | $18,807,000 | 1,132 |
| Life insurance assets | $10,437,000 | 685 |
| Total liabilities and capital | $401,661,000 | 1,643 |
| Total liabilities | $383,418,000 | 1,542 |
| Total deposits | $338,732,000 | 1,601 |
| Interest-bearing deposits | $302,527,000 | 1,540 |
| Deposits held in domestic offices | $338,732,000 | 1,600 |
| % insured | 96.08% | 1,481 |
| Federal funds purchased & repurchase agreements | $1,853,000 | 1,745 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $40,000,000 | 765 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,833,000 | 1,529 |
| Total equity capital | $18,243,000 | 3,450 |
| Total bank equity capital | $18,243,000 | 3,450 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,461 |
| Surplus | $19,683,000 | 1,577 |
| Undivided profits | $-2,440,000 | 6,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $28,109,000 | 574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,165,000 | 2,510 |
| Earning assets | $358,950,000 | 1,672 |
| Long-term assets (5+ years) | $165,188,000 | 923 |
| Average Assets, year-to-date | $404,388,330 | 1,627 |
| Average Assets, quarterly | $402,451,000 | 1,638 |
| Volatile liabilities | $6,939,000 | 4,150 |
| Insider loans | $5,940,000 | 1,111 |
| FHLB advances | $40,000,000 | 703 |
| Loans and leases held for sale | $327,000 | 1,311 |
| Unused loan commitments | $44,006,000 | 1,394 |
| Tier 1 (core) risk-based capital | $21,134,000 | 2,898 |
| Tier 2 risk-based capital | $3,505,000 | 1,517 |
| Total risk weighted assets | $270,558,000 | 1,632 |
| Total unused commitments | $44,006,000 | 1,396 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 84 | 1,809 |
| Assets and Liabilities | ||
| Total Assets: | $403,241,000 | 1,646 |
| Cash and due from depository institutions | $12,218,000 | 1,809 |
| Interest-bearing balances | $5,727,000 | 3,923 |
| Securities | $110,554,000 | 1,290 |
| Federal funds sold & reverse repurchase agreements | $7,737,000 | 1,047 |
| Net loans & leases | $240,145,000 | 1,744 |
| Loan loss allowance | $10,233,000 | 823 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $8,486,000 | 1,399 |
| Other real estate owned | $4,366,000 | 1,809 |
| Goodwill and other intangibles | $78,000 | 2,701 |
| All other assets | $19,657,000 | 1,113 |
| Life insurance assets | $10,325,000 | 691 |
| Total liabilities and capital | $403,241,000 | 1,646 |
| Total liabilities | $386,715,000 | 1,547 |
| Total deposits | $342,217,000 | 1,605 |
| Interest-bearing deposits | $305,654,000 | 1,552 |
| Deposits held in domestic offices | $342,217,000 | 1,603 |
| % insured | 96.00% | 1,558 |
| Federal funds purchased & repurchase agreements | $1,753,000 | 1,739 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 787 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,745,000 | 1,560 |
| Total equity capital | $16,526,000 | 3,664 |
| Total bank equity capital | $16,526,000 | 3,663 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $19,672,000 | 1,586 |
| Undivided profits | $-4,146,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $28,011,000 | 608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,256,000 | 2,323 |
| Earning assets | $364,163,000 | 1,659 |
| Long-term assets (5+ years) | $149,187,000 | 989 |
| Average Assets, year-to-date | $405,752,000 | 1,626 |
| Average Assets, quarterly | $405,752,000 | 1,626 |
| Volatile liabilities | $7,959,000 | 3,970 |
| Insider loans | $6,192,000 | 1,084 |
| FHLB advances | $40,000,000 | 724 |
| Loans and leases held for sale | $327,000 | 1,208 |
| Unused loan commitments | $49,426,000 | 1,286 |
| Tier 1 (core) risk-based capital | $20,831,000 | 2,920 |
| Tier 2 risk-based capital | $3,644,000 | 1,476 |
| Total risk weighted assets | $284,896,000 | 1,563 |
| Total unused commitments | $49,426,000 | 1,288 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 86 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $408,263,000 | 1,624 |
| Cash and due from depository institutions | $7,421,000 | 1,769 |
| Interest-bearing balances | $561,000 | 5,884 |
| Securities | $110,375,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 1,199 |
| Net loans & leases | $252,779,000 | 1,706 |
| Loan loss allowance | $10,524,000 | 789 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,651,000 | 1,391 |
| Other real estate owned | $2,394,000 | 1,769 |
| Goodwill and other intangibles | $82,000 | 2,689 |
| All other assets | $20,281,000 | 1,108 |
| Life insurance assets | $10,559,000 | 664 |
| Total liabilities and capital | $408,263,000 | 1,624 |
| Total liabilities | $392,626,000 | 1,523 |
| Total deposits | $346,585,000 | 1,580 |
| Interest-bearing deposits | $310,691,000 | 1,515 |
| Deposits held in domestic offices | $346,585,000 | 1,578 |
| % insured | 96.89% | 1,147 |
| Federal funds purchased & repurchase agreements | $2,973,000 | 1,590 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 839 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,068,000 | 1,445 |
| Total equity capital | $15,637,000 | 3,812 |
| Total bank equity capital | $15,637,000 | 3,811 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $19,672,000 | 1,591 |
| Undivided profits | $-5,035,000 | 6,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $30,963,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,524,000 | 1,973 |
| Earning assets | $369,995,000 | 1,628 |
| Long-term assets (5+ years) | $143,710,000 | 992 |
| Average Assets, year-to-date | $444,045,400 | 1,495 |
| Average Assets, quarterly | $415,188,000 | 1,601 |
| Volatile liabilities | $64,289,000 | 2,031 |
| Insider loans | $6,430,000 | 1,072 |
| FHLB advances | $40,000,000 | 775 |
| Loans and leases held for sale | $1,854,000 | 955 |
| Unused loan commitments | $49,912,000 | 1,257 |
| Tier 1 (core) risk-based capital | $20,389,000 | 2,976 |
| Tier 2 risk-based capital | $3,793,000 | 1,439 |
| Total risk weighted assets | $296,658,000 | 1,535 |
| Total unused commitments | $49,912,000 | 1,258 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 94 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $422,113,000 | 1,602 |
| Cash and due from depository institutions | $12,943,000 | 1,629 |
| Interest-bearing balances | $346,000 | 6,111 |
| Securities | $94,478,000 | 1,397 |
| Federal funds sold & reverse repurchase agreements | $17,350,000 | 430 |
| Net loans & leases | $262,683,000 | 1,687 |
| Loan loss allowance | $10,500,000 | 789 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,736,000 | 1,402 |
| Other real estate owned | $3,000,000 | 1,629 |
| Goodwill and other intangibles | $86,000 | 2,674 |
| All other assets | $22,837,000 | 1,017 |
| Life insurance assets | $10,441,000 | 664 |
| Total liabilities and capital | $422,113,000 | 1,602 |
| Total liabilities | $401,833,000 | 1,519 |
| Total deposits | $355,436,000 | 1,562 |
| Interest-bearing deposits | $318,276,000 | 1,513 |
| Deposits held in domestic offices | $355,436,000 | 1,560 |
| % insured | 97.14% | 766 |
| Federal funds purchased & repurchase agreements | $3,127,000 | 1,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,000,000 | 903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,270,000 | 1,518 |
| Total equity capital | $20,280,000 | 3,200 |
| Total bank equity capital | $20,280,000 | 3,200 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $19,672,000 | 1,588 |
| Undivided profits | $-392,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $24,839,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,706,000 | 1,912 |
| Earning assets | $374,857,000 | 1,639 |
| Long-term assets (5+ years) | $158,918,000 | 880 |
| Average Assets, year-to-date | $452,991,000 | 1,486 |
| Average Assets, quarterly | $434,831,500 | 1,560 |
| Volatile liabilities | $68,561,000 | 1,982 |
| Insider loans | $4,222,000 | 1,678 |
| FHLB advances | $40,000,000 | 829 |
| Loans and leases held for sale | $1,069,000 | 1,232 |
| Unused loan commitments | $51,822,000 | 1,246 |
| Tier 1 (core) risk-based capital | $22,287,000 | 2,773 |
| Tier 2 risk-based capital | $4,039,000 | 1,385 |
| Total risk weighted assets | $317,280,000 | 1,465 |
| Total unused commitments | $51,822,000 | 1,248 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 93 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $447,550,000 | 1,537 |
| Cash and due from depository institutions | $10,907,000 | 1,664 |
| Interest-bearing balances | $800,000 | 5,594 |
| Securities | $102,654,000 | 1,279 |
| Federal funds sold & reverse repurchase agreements | $13,374,000 | 553 |
| Net loans & leases | $271,835,000 | 1,652 |
| Loan loss allowance | $10,308,000 | 823 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,897,000 | 1,383 |
| Other real estate owned | $3,850,000 | 1,664 |
| Goodwill and other intangibles | $93,000 | 2,668 |
| All other assets | $35,940,000 | 662 |
| Life insurance assets | $10,320,000 | 670 |
| Total liabilities and capital | $447,550,000 | 1,537 |
| Total liabilities | $415,794,000 | 1,485 |
| Total deposits | $369,188,000 | 1,521 |
| Interest-bearing deposits | $329,295,000 | 1,473 |
| Deposits held in domestic offices | $369,188,000 | 1,520 |
| % insured | 96.45% | 1,068 |
| Federal funds purchased & repurchase agreements | $2,891,000 | 1,616 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $40,000,000 | 952 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,715,000 | 1,315 |
| Total equity capital | $31,756,000 | 2,115 |
| Total bank equity capital | $31,756,000 | 2,114 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $19,672,000 | 1,585 |
| Undivided profits | $11,084,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $25,955,000 | 682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,897,000 | 1,645 |
| Earning assets | $388,663,000 | 1,591 |
| Long-term assets (5+ years) | $157,130,000 | 883 |
| Average Assets, year-to-date | $463,283,670 | 1,473 |
| Average Assets, quarterly | $458,803,500 | 1,487 |
| Volatile liabilities | $71,104,000 | 1,964 |
| Insider loans | $4,274,000 | 1,670 |
| FHLB advances | $40,000,000 | 886 |
| Loans and leases held for sale | $1,049,000 | 1,023 |
| Unused loan commitments | $47,576,000 | 1,326 |
| Tier 1 (core) risk-based capital | $24,023,000 | 2,554 |
| Tier 2 risk-based capital | $4,246,000 | 1,341 |
| Total risk weighted assets | $339,472,000 | 1,392 |
| Total unused commitments | $47,576,000 | 1,327 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 94 | 1,658 |
| Assets and Liabilities | ||
| Total Assets: | $470,057,000 | 1,499 |
| Cash and due from depository institutions | $6,472,000 | 1,658 |
| Interest-bearing balances | $7,000 | 7,171 |
| Securities | $117,607,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $18,312,000 | 478 |
| Net loans & leases | $279,317,000 | 1,638 |
| Loan loss allowance | $10,493,000 | 833 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $8,999,000 | 1,387 |
| Other real estate owned | $3,339,000 | 1,658 |
| Goodwill and other intangibles | $93,000 | 2,687 |
| All other assets | $35,918,000 | 684 |
| Life insurance assets | $10,207,000 | 677 |
| Total liabilities and capital | $470,057,000 | 1,499 |
| Total liabilities | $438,350,000 | 1,458 |
| Total deposits | $381,510,000 | 1,502 |
| Interest-bearing deposits | $344,986,000 | 1,449 |
| Deposits held in domestic offices | $381,510,000 | 1,501 |
| % insured | 97.34% | 819 |
| Federal funds purchased & repurchase agreements | $3,176,000 | 1,607 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $50,000,000 | 834 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,664,000 | 1,332 |
| Total equity capital | $31,707,000 | 2,118 |
| Total bank equity capital | $31,707,000 | 2,117 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $19,672,000 | 1,610 |
| Undivided profits | $11,035,000 | 2,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,681,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,241,000 | 1,396 |
| Earning assets | $415,243,000 | 1,541 |
| Long-term assets (5+ years) | $178,715,000 | 771 |
| Average Assets, year-to-date | $471,150,500 | 1,486 |
| Average Assets, quarterly | $471,150,500 | 1,486 |
| Volatile liabilities | $86,014,000 | 1,708 |
| Insider loans | $5,225,000 | 1,442 |
| FHLB advances | $50,000,000 | 768 |
| Loans and leases held for sale | $464,000 | 1,231 |
| Unused loan commitments | $85,526,000 | 865 |
| Tier 1 (core) risk-based capital | $25,961,000 | 2,415 |
| Tier 2 risk-based capital | $4,453,000 | 1,327 |
| Total risk weighted assets | $350,197,000 | 1,394 |
| Total unused commitments | $85,526,000 | 867 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 97 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $472,244,000 | 1,495 |
| Cash and due from depository institutions | $7,999,000 | 1,624 |
| Interest-bearing balances | $42,000 | 6,811 |
| Securities | $126,249,000 | 1,023 |
| Federal funds sold & reverse repurchase agreements | $4,493,000 | 1,796 |
| Net loans & leases | $283,633,000 | 1,652 |
| Loan loss allowance | $10,814,000 | 809 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,138,000 | 1,382 |
| Other real estate owned | $3,575,000 | 1,624 |
| Goodwill and other intangibles | $97,000 | 2,695 |
| All other assets | $37,060,000 | 676 |
| Life insurance assets | $10,109,000 | 682 |
| Total liabilities and capital | $472,244,000 | 1,495 |
| Total liabilities | $442,441,000 | 1,443 |
| Total deposits | $386,113,000 | 1,468 |
| Interest-bearing deposits | $348,071,000 | 1,425 |
| Deposits held in domestic offices | $386,113,000 | 1,467 |
| % insured | 96.69% | 1,029 |
| Federal funds purchased & repurchase agreements | $2,707,000 | 1,761 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $50,000,000 | 908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,621,000 | 1,346 |
| Total equity capital | $29,803,000 | 2,219 |
| Total bank equity capital | $29,803,000 | 2,217 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $19,672,000 | 1,608 |
| Undivided profits | $9,131,000 | 3,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $23,832,000 | 759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,410,000 | 1,354 |
| Earning assets | $414,417,000 | 1,548 |
| Long-term assets (5+ years) | $175,722,000 | 790 |
| Average Assets, year-to-date | $485,851,200 | 1,425 |
| Average Assets, quarterly | $474,954,000 | 1,483 |
| Volatile liabilities | $86,937,000 | 1,715 |
| Insider loans | $5,174,000 | 1,477 |
| FHLB advances | $50,000,000 | 839 |
| Loans and leases held for sale | $2,143,000 | 713 |
| Unused loan commitments | $67,148,000 | 1,059 |
| Tier 1 (core) risk-based capital | $25,884,000 | 2,402 |
| Tier 2 risk-based capital | $4,364,000 | 1,368 |
| Total risk weighted assets | $342,450,000 | 1,463 |
| Total unused commitments | $67,148,000 | 1,061 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 94 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $477,664,000 | 1,489 |
| Cash and due from depository institutions | $8,182,000 | 1,705 |
| Interest-bearing balances | $4,000 | 7,220 |
| Securities | $121,112,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $6,859,000 | 1,352 |
| Net loans & leases | $297,107,000 | 1,614 |
| Loan loss allowance | $4,830,000 | 1,593 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,279,000 | 1,370 |
| Other real estate owned | $3,510,000 | 1,705 |
| Goodwill and other intangibles | $100,000 | 2,719 |
| All other assets | $31,515,000 | 697 |
| Life insurance assets | $9,996,000 | 690 |
| Total liabilities and capital | $477,664,000 | 1,489 |
| Total liabilities | $440,214,000 | 1,458 |
| Total deposits | $379,227,000 | 1,500 |
| Interest-bearing deposits | $342,413,000 | 1,453 |
| Deposits held in domestic offices | $379,227,000 | 1,497 |
| % insured | 97.17% | 1,021 |
| Federal funds purchased & repurchase agreements | $1,792,000 | 2,022 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $56,000,000 | 879 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,195,000 | 1,607 |
| Total equity capital | $37,450,000 | 1,857 |
| Total bank equity capital | $37,450,000 | 1,856 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $19,672,000 | 1,617 |
| Undivided profits | $16,778,000 | 2,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $13,412,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,717,000 | 1,262 |
| Earning assets | $425,082,000 | 1,522 |
| Long-term assets (5+ years) | $175,433,000 | 789 |
| Average Assets, year-to-date | $489,253,000 | 1,426 |
| Average Assets, quarterly | $484,573,000 | 1,456 |
| Volatile liabilities | $74,982,000 | 2,010 |
| Insider loans | $5,734,000 | 1,354 |
| FHLB advances | $50,000,000 | 894 |
| Loans and leases held for sale | $2,842,000 | 535 |
| Unused loan commitments | $69,397,000 | 1,093 |
| Tier 1 (core) risk-based capital | $38,213,000 | 1,683 |
| Tier 2 risk-based capital | $4,830,000 | 1,259 |
| Total risk weighted assets | $402,984,000 | 1,282 |
| Total unused commitments | $69,397,000 | 1,096 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 99 | 1,660 |
| Assets and Liabilities | ||
| Total Assets: | $491,482,000 | 1,454 |
| Cash and due from depository institutions | $6,447,000 | 1,660 |
| Interest-bearing balances | $1,000 | 7,272 |
| Securities | $134,771,000 | 935 |
| Federal funds sold & reverse repurchase agreements | $6,290,000 | 1,570 |
| Net loans & leases | $297,074,000 | 1,646 |
| Loan loss allowance | $4,005,000 | 1,791 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,394,000 | 1,369 |
| Other real estate owned | $3,928,000 | 1,660 |
| Goodwill and other intangibles | $104,000 | 2,720 |
| All other assets | $33,474,000 | 685 |
| Life insurance assets | $9,883,000 | 701 |
| Total liabilities and capital | $491,482,000 | 1,454 |
| Total liabilities | $458,313,000 | 1,415 |
| Total deposits | $378,395,000 | 1,505 |
| Interest-bearing deposits | $338,545,000 | 1,483 |
| Deposits held in domestic offices | $378,395,000 | 1,501 |
| % insured | 89.03% | 1,121 |
| Federal funds purchased & repurchase agreements | $1,153,000 | 2,285 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,000,000 | 715 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,765,000 | 1,463 |
| Total equity capital | $33,169,000 | 2,058 |
| Total bank equity capital | $33,169,000 | 2,056 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $19,170,000 | 1,655 |
| Undivided profits | $12,999,000 | 2,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,386,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,929,000 | 1,138 |
| Earning assets | $438,136,000 | 1,494 |
| Long-term assets (5+ years) | $185,139,000 | 735 |
| Average Assets, year-to-date | $493,116,000 | 1,433 |
| Average Assets, quarterly | $497,029,000 | 1,440 |
| Volatile liabilities | $72,410,000 | 2,040 |
| Insider loans | $5,682,000 | 1,378 |
| FHLB advances | $40,000,000 | 1,128 |
| Loans and leases held for sale | $2,151,000 | 867 |
| Unused loan commitments | $68,609,000 | 1,132 |
| Tier 1 (core) risk-based capital | $38,827,000 | 1,677 |
| Tier 2 risk-based capital | $4,005,000 | 1,480 |
| Total risk weighted assets | $444,133,000 | 1,178 |
| Total unused commitments | $68,609,000 | 1,135 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 105 | 1,574 |
| Assets and Liabilities | ||
| Total Assets: | $502,576,000 | 1,430 |
| Cash and due from depository institutions | $7,261,000 | 1,574 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $148,177,000 | 837 |
| Federal funds sold & reverse repurchase agreements | $5,473,000 | 2,135 |
| Net loans & leases | $293,911,000 | 1,676 |
| Loan loss allowance | $3,872,000 | 1,767 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,525,000 | 1,369 |
| Other real estate owned | $3,223,000 | 1,574 |
| Goodwill and other intangibles | $108,000 | 2,736 |
| All other assets | $34,898,000 | 651 |
| Life insurance assets | $9,778,000 | 707 |
| Total liabilities and capital | $502,576,000 | 1,430 |
| Total liabilities | $473,032,000 | 1,374 |
| Total deposits | $373,843,000 | 1,540 |
| Interest-bearing deposits | $335,494,000 | 1,499 |
| Deposits held in domestic offices | $373,843,000 | 1,536 |
| % insured | 89.50% | 1,096 |
| Federal funds purchased & repurchase agreements | $1,272,000 | 2,253 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $94,500,000 | 628 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,417,000 | 1,547 |
| Total equity capital | $29,544,000 | 2,318 |
| Total bank equity capital | $29,544,000 | 2,317 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $19,172,000 | 1,634 |
| Undivided profits | $9,372,000 | 3,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $15,563,000 | 905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,151,000 | 1,067 |
| Earning assets | $447,561,000 | 1,468 |
| Long-term assets (5+ years) | $188,839,000 | 717 |
| Average Assets, year-to-date | $493,933,000 | 1,437 |
| Average Assets, quarterly | $493,933,000 | 1,437 |
| Volatile liabilities | $71,208,000 | 2,095 |
| Insider loans | $5,945,000 | 1,318 |
| FHLB advances | $59,500,000 | 822 |
| Loans and leases held for sale | $541,000 | 1,366 |
| Unused loan commitments | $69,301,000 | 1,177 |
| Tier 1 (core) risk-based capital | $39,706,000 | 1,663 |
| Tier 2 risk-based capital | $3,872,000 | 1,505 |
| Total risk weighted assets | $432,238,000 | 1,210 |
| Total unused commitments | $69,301,000 | 1,179 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 109 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $485,290,000 | 1,465 |
| Cash and due from depository institutions | $6,520,000 | 1,527 |
| Interest-bearing balances | $27,000 | 6,475 |
| Securities | $144,838,000 | 842 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $290,712,000 | 1,697 |
| Loan loss allowance | $3,796,000 | 1,760 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $9,686,000 | 1,339 |
| Other real estate owned | $1,173,000 | 1,527 |
| Goodwill and other intangibles | $111,000 | 2,723 |
| All other assets | $32,250,000 | 699 |
| Life insurance assets | $9,664,000 | 712 |
| Total liabilities and capital | $485,290,000 | 1,465 |
| Total liabilities | $454,552,000 | 1,400 |
| Total deposits | $348,510,000 | 1,594 |
| Interest-bearing deposits | $314,189,000 | 1,550 |
| Deposits held in domestic offices | $348,510,000 | 1,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,302,000 | 1,342 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $94,500,000 | 677 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,240,000 | 1,599 |
| Total equity capital | $30,738,000 | 2,204 |
| Total bank equity capital | $30,738,000 | 2,204 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $16,182,000 | 1,842 |
| Undivided profits | $13,556,000 | 2,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,596,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,800,000 | 1,277 |
| Earning assets | $435,577,000 | 1,474 |
| Long-term assets (5+ years) | $163,438,000 | 817 |
| Average Assets, year-to-date | $491,360,600 | 1,385 |
| Average Assets, quarterly | $482,965,500 | 1,458 |
| Volatile liabilities | $71,621,000 | 2,039 |
| Insider loans | $5,952,000 | 1,349 |
| FHLB advances | $59,500,000 | 908 |
| Loans and leases held for sale | $1,102,000 | 832 |
| Unused loan commitments | $71,197,000 | 1,185 |
| Tier 1 (core) risk-based capital | $36,799,000 | 1,729 |
| Tier 2 risk-based capital | $3,796,000 | 1,529 |
| Total risk weighted assets | $381,548,000 | 1,373 |
| Total unused commitments | $71,197,000 | 1,186 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 112 | 1,516 |
| Assets and Liabilities | ||
| Total Assets: | $480,641,000 | 1,467 |
| Cash and due from depository institutions | $6,859,000 | 1,516 |
| Interest-bearing balances | $9,000 | 6,486 |
| Securities | $139,436,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $296,297,000 | 1,664 |
| Loan loss allowance | $3,589,000 | 1,683 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,799,000 | 1,319 |
| Other real estate owned | $673,000 | 1,516 |
| Goodwill and other intangibles | $115,000 | 2,767 |
| All other assets | $27,462,000 | 790 |
| Life insurance assets | $9,562,000 | 709 |
| Total liabilities and capital | $480,641,000 | 1,467 |
| Total liabilities | $457,569,000 | 1,374 |
| Total deposits | $350,787,000 | 1,556 |
| Interest-bearing deposits | $310,784,000 | 1,538 |
| Deposits held in domestic offices | $350,787,000 | 1,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,748,000 | 2,208 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $100,500,000 | 642 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,534,000 | 1,495 |
| Total equity capital | $23,072,000 | 2,869 |
| Total bank equity capital | $23,072,000 | 2,869 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $16,182,000 | 1,818 |
| Undivided profits | $5,890,000 | 4,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,563,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,111,000 | 1,222 |
| Earning assets | $435,742,000 | 1,474 |
| Long-term assets (5+ years) | $156,451,000 | 851 |
| Average Assets, year-to-date | $492,878,250 | 1,376 |
| Average Assets, quarterly | $493,785,500 | 1,408 |
| Volatile liabilities | $83,956,000 | 1,711 |
| Insider loans | $5,987,000 | 1,326 |
| FHLB advances | $65,500,000 | 863 |
| Loans and leases held for sale | $3,086,000 | 411 |
| Unused loan commitments | $72,411,000 | 1,253 |
| Tier 1 (core) risk-based capital | $38,295,000 | 1,696 |
| Tier 2 risk-based capital | $3,589,000 | 1,560 |
| Total risk weighted assets | $379,511,000 | 1,382 |
| Total unused commitments | $72,411,000 | 1,255 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 113 | 1,513 |
| Assets and Liabilities | ||
| Total Assets: | $506,930,000 | 1,353 |
| Cash and due from depository institutions | $7,672,000 | 1,513 |
| Interest-bearing balances | $1,000 | 6,723 |
| Securities | $176,546,000 | 675 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $287,164,000 | 1,701 |
| Loan loss allowance | $3,355,000 | 1,729 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,916,000 | 1,293 |
| Other real estate owned | $648,000 | 1,513 |
| Goodwill and other intangibles | $119,000 | 2,782 |
| All other assets | $24,865,000 | 831 |
| Life insurance assets | $9,460,000 | 711 |
| Total liabilities and capital | $506,930,000 | 1,353 |
| Total liabilities | $469,914,000 | 1,322 |
| Total deposits | $367,085,000 | 1,472 |
| Interest-bearing deposits | $323,873,000 | 1,458 |
| Deposits held in domestic offices | $367,085,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,022,000 | 1,100 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $85,716,000 | 743 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,091,000 | 1,663 |
| Total equity capital | $37,016,000 | 1,845 |
| Total bank equity capital | $37,016,000 | 1,845 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $10,182,000 | 2,588 |
| Undivided profits | $25,834,000 | 1,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,335,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,090,000 | 1,183 |
| Earning assets | $463,711,000 | 1,365 |
| Long-term assets (5+ years) | $168,060,000 | 772 |
| Average Assets, year-to-date | $496,957,330 | 1,359 |
| Average Assets, quarterly | $503,019,500 | 1,353 |
| Volatile liabilities | $100,196,000 | 1,459 |
| Insider loans | $4,607,000 | 1,694 |
| FHLB advances | $60,716,000 | 919 |
| Loans and leases held for sale | $1,153,000 | 841 |
| Unused loan commitments | $101,087,000 | 982 |
| Tier 1 (core) risk-based capital | $42,244,000 | 1,549 |
| Tier 2 risk-based capital | $3,356,000 | 1,619 |
| Total risk weighted assets | $387,116,000 | 1,344 |
| Total unused commitments | $101,087,000 | 982 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 113 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $499,109,000 | 1,364 |
| Cash and due from depository institutions | $10,338,000 | 1,505 |
| Interest-bearing balances | $17,000 | 6,215 |
| Securities | $180,359,000 | 662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $275,012,000 | 1,734 |
| Loan loss allowance | $3,119,000 | 1,772 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,054,000 | 1,255 |
| Other real estate owned | $648,000 | 1,505 |
| Goodwill and other intangibles | $122,000 | 2,785 |
| All other assets | $22,576,000 | 880 |
| Life insurance assets | $9,365,000 | 703 |
| Total liabilities and capital | $499,109,000 | 1,364 |
| Total liabilities | $459,038,000 | 1,338 |
| Total deposits | $370,894,000 | 1,450 |
| Interest-bearing deposits | $331,027,000 | 1,413 |
| Deposits held in domestic offices | $370,894,000 | 1,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,411,000 | 1,163 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $73,500,000 | 786 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,233,000 | 1,707 |
| Total equity capital | $40,071,000 | 1,764 |
| Total bank equity capital | $40,071,000 | 1,764 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $10,182,000 | 2,564 |
| Undivided profits | $28,889,000 | 1,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,048,000 | 1,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,229,000 | 1,163 |
| Earning assets | $455,388,000 | 1,370 |
| Long-term assets (5+ years) | $186,831,000 | 685 |
| Average Assets, year-to-date | $491,971,000 | 1,364 |
| Average Assets, quarterly | $491,971,000 | 1,364 |
| Volatile liabilities | $86,615,000 | 1,633 |
| Insider loans | $4,235,000 | 1,816 |
| FHLB advances | $55,500,000 | 928 |
| Loans and leases held for sale | $397,000 | 1,321 |
| Unused loan commitments | $77,588,000 | 1,240 |
| Tier 1 (core) risk-based capital | $45,560,000 | 1,427 |
| Tier 2 risk-based capital | $3,119,000 | 1,685 |
| Total risk weighted assets | $383,007,000 | 1,338 |
| Total unused commitments | $77,588,000 | 1,241 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 119 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $484,833,000 | 1,390 |
| Cash and due from depository institutions | $10,002,000 | 1,441 |
| Interest-bearing balances | $8,000 | 6,320 |
| Securities | $177,214,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $186,000 | 5,820 |
| Net loans & leases | $265,414,000 | 1,780 |
| Loan loss allowance | $2,912,000 | 1,854 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,149,000 | 1,251 |
| Other real estate owned | $0 | 1,441 |
| Goodwill and other intangibles | $126,000 | 2,777 |
| All other assets | $21,742,000 | 905 |
| Life insurance assets | $9,263,000 | 703 |
| Total liabilities and capital | $484,833,000 | 1,390 |
| Total liabilities | $444,300,000 | 1,358 |
| Total deposits | $359,811,000 | 1,490 |
| Interest-bearing deposits | $317,006,000 | 1,469 |
| Deposits held in domestic offices | $359,811,000 | 1,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,238,000 | 2,308 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $79,350,000 | 706 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,901,000 | 1,845 |
| Total equity capital | $40,533,000 | 1,731 |
| Total bank equity capital | $40,533,000 | 1,731 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $10,175,000 | 2,539 |
| Undivided profits | $29,358,000 | 1,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,119,000 | 1,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,034,000 | 1,346 |
| Earning assets | $442,822,000 | 1,399 |
| Long-term assets (5+ years) | $171,873,000 | 719 |
| Average Assets, year-to-date | $461,684,200 | 1,402 |
| Average Assets, quarterly | $475,432,500 | 1,403 |
| Volatile liabilities | $73,863,000 | 1,894 |
| Insider loans | $3,666,000 | 2,004 |
| FHLB advances | $59,350,000 | 817 |
| Loans and leases held for sale | $2,477,000 | 575 |
| Unused loan commitments | $80,067,000 | 1,232 |
| Tier 1 (core) risk-based capital | $44,990,000 | 1,441 |
| Tier 2 risk-based capital | $2,912,000 | 1,771 |
| Total risk weighted assets | $363,984,000 | 1,401 |
| Total unused commitments | $80,067,000 | 1,232 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $466,032,000 | 1,430 |
| Cash and due from depository institutions | $9,630,000 | 1,449 |
| Interest-bearing balances | $30,000 | 5,671 |
| Securities | $180,147,000 | 676 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $245,391,000 | 1,874 |
| Loan loss allowance | $2,796,000 | 1,870 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $10,243,000 | 1,224 |
| Other real estate owned | $0 | 1,449 |
| Goodwill and other intangibles | $130,000 | 2,765 |
| All other assets | $20,491,000 | 936 |
| Life insurance assets | $9,158,000 | 691 |
| Total liabilities and capital | $466,032,000 | 1,430 |
| Total liabilities | $424,389,000 | 1,397 |
| Total deposits | $374,659,000 | 1,406 |
| Interest-bearing deposits | $329,569,000 | 1,390 |
| Deposits held in domestic offices | $374,659,000 | 1,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,865,000 | 1,132 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,000,000 | 1,195 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,865,000 | 1,863 |
| Total equity capital | $41,643,000 | 1,645 |
| Total bank equity capital | $41,643,000 | 1,645 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $10,164,000 | 2,483 |
| Undivided profits | $30,479,000 | 1,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,938,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,670,000 | 1,166 |
| Earning assets | $425,568,000 | 1,436 |
| Long-term assets (5+ years) | $168,966,000 | 699 |
| Average Assets, year-to-date | $455,897,000 | 1,416 |
| Average Assets, quarterly | $463,965,000 | 1,412 |
| Volatile liabilities | $86,295,000 | 1,632 |
| Insider loans | $5,005,000 | 1,479 |
| FHLB advances | $35,000,000 | 1,111 |
| Loans and leases held for sale | $150,000 | 1,553 |
| Unused loan commitments | $48,131,000 | 1,840 |
| Tier 1 (core) risk-based capital | $44,401,000 | 1,457 |
| Tier 2 risk-based capital | $2,796,000 | 1,810 |
| Total risk weighted assets | $343,336,000 | 1,472 |
| Total unused commitments | $48,131,000 | 1,840 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 120 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $461,898,000 | 1,444 |
| Cash and due from depository institutions | $13,960,000 | 1,446 |
| Interest-bearing balances | $11,000 | 6,196 |
| Securities | $181,404,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $111,000 | 6,133 |
| Net loans & leases | $235,812,000 | 1,955 |
| Loan loss allowance | $2,848,000 | 1,851 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,270,000 | 1,200 |
| Other real estate owned | $0 | 1,446 |
| Goodwill and other intangibles | $133,000 | 2,786 |
| All other assets | $20,208,000 | 952 |
| Life insurance assets | $9,028,000 | 694 |
| Total liabilities and capital | $461,898,000 | 1,444 |
| Total liabilities | $421,370,000 | 1,410 |
| Total deposits | $382,828,000 | 1,395 |
| Interest-bearing deposits | $334,533,000 | 1,379 |
| Deposits held in domestic offices | $382,828,000 | 1,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,024,000 | 2,667 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,000,000 | 1,151 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,518,000 | 1,973 |
| Total equity capital | $40,528,000 | 1,679 |
| Total bank equity capital | $40,528,000 | 1,679 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $10,164,000 | 2,477 |
| Undivided profits | $29,364,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,235,000 | 1,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,159,000 | 1,270 |
| Earning assets | $417,338,000 | 1,463 |
| Long-term assets (5+ years) | $166,135,000 | 703 |
| Average Assets, year-to-date | $452,518,670 | 1,456 |
| Average Assets, quarterly | $460,271,000 | 1,442 |
| Volatile liabilities | $75,196,000 | 1,800 |
| Insider loans | $4,950,000 | 1,496 |
| FHLB advances | $35,000,000 | 1,064 |
| Loans and leases held for sale | $329,000 | 1,416 |
| Unused loan commitments | $46,592,000 | 1,935 |
| Tier 1 (core) risk-based capital | $43,746,000 | 1,482 |
| Tier 2 risk-based capital | $2,848,000 | 1,794 |
| Total risk weighted assets | $337,071,000 | 1,501 |
| Total unused commitments | $46,592,000 | 1,936 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 120 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $458,644,000 | 1,441 |
| Cash and due from depository institutions | $10,803,000 | 1,438 |
| Interest-bearing balances | $12,000 | 6,187 |
| Securities | $182,961,000 | 678 |
| Federal funds sold & reverse repurchase agreements | $25,310,000 | 741 |
| Net loans & leases | $210,335,000 | 2,153 |
| Loan loss allowance | $2,874,000 | 1,827 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,305,000 | 1,176 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $137,000 | 2,779 |
| All other assets | $18,793,000 | 980 |
| Life insurance assets | $8,952,000 | 684 |
| Total liabilities and capital | $458,644,000 | 1,441 |
| Total liabilities | $416,529,000 | 1,426 |
| Total deposits | $378,799,000 | 1,398 |
| Interest-bearing deposits | $331,071,000 | 1,369 |
| Deposits held in domestic offices | $378,799,000 | 1,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,000 | 3,018 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,673,000 | 1,946 |
| Total equity capital | $42,115,000 | 1,626 |
| Total bank equity capital | $42,115,000 | 1,626 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $10,150,000 | 2,447 |
| Undivided profits | $30,965,000 | 1,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 1,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,206,000 | 1,195 |
| Earning assets | $418,618,000 | 1,455 |
| Long-term assets (5+ years) | $160,491,000 | 709 |
| Average Assets, year-to-date | $447,829,000 | 1,486 |
| Average Assets, quarterly | $447,829,000 | 1,486 |
| Volatile liabilities | $73,537,000 | 1,822 |
| Insider loans | $5,077,000 | 1,414 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $538,000 | 1,222 |
| Unused loan commitments | $49,391,000 | 1,837 |
| Tier 1 (core) risk-based capital | $43,146,000 | 1,484 |
| Tier 2 risk-based capital | $2,874,000 | 1,762 |
| Total risk weighted assets | $314,996,000 | 1,574 |
| Total unused commitments | $49,391,000 | 1,838 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 119 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $437,014,000 | 1,519 |
| Cash and due from depository institutions | $9,539,000 | 1,452 |
| Interest-bearing balances | $3,000 | 6,518 |
| Securities | $165,055,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $30,242,000 | 504 |
| Net loans & leases | $205,810,000 | 2,177 |
| Loan loss allowance | $2,889,000 | 1,796 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,444,000 | 1,134 |
| Other real estate owned | $0 | 1,452 |
| Goodwill and other intangibles | $140,000 | 2,764 |
| All other assets | $15,784,000 | 1,160 |
| Life insurance assets | $6,307,000 | 919 |
| Total liabilities and capital | $437,014,000 | 1,519 |
| Total liabilities | $395,863,000 | 1,504 |
| Total deposits | $358,562,000 | 1,471 |
| Interest-bearing deposits | $315,779,000 | 1,428 |
| Deposits held in domestic offices | $358,562,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $65,000 | 3,265 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 1,170 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,236,000 | 2,192 |
| Total equity capital | $41,151,000 | 1,630 |
| Total bank equity capital | $41,151,000 | 1,630 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $10,122,000 | 2,401 |
| Undivided profits | $30,029,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,686,000 | 1,499 |
| Earning assets | $401,110,000 | 1,510 |
| Long-term assets (5+ years) | $138,393,000 | 789 |
| Average Assets, year-to-date | $412,901,200 | 1,536 |
| Average Assets, quarterly | $426,143,500 | 1,537 |
| Volatile liabilities | $64,704,000 | 2,154 |
| Insider loans | $4,895,000 | 1,470 |
| FHLB advances | $35,000,000 | 1,089 |
| Loans and leases held for sale | $192,000 | 1,498 |
| Unused loan commitments | $62,953,000 | 1,530 |
| Tier 1 (core) risk-based capital | $42,679,000 | 1,475 |
| Tier 2 risk-based capital | $2,889,000 | 1,748 |
| Total risk weighted assets | $302,532,000 | 1,609 |
| Total unused commitments | $62,953,000 | 1,530 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 118 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $415,273,000 | 1,587 |
| Cash and due from depository institutions | $13,535,000 | 1,480 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $162,612,000 | 773 |
| Federal funds sold & reverse repurchase agreements | $2,887,000 | 3,362 |
| Net loans & leases | $209,114,000 | 2,137 |
| Loan loss allowance | $2,905,000 | 1,800 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,169,000 | 1,147 |
| Other real estate owned | $0 | 1,480 |
| Goodwill and other intangibles | $144,000 | 2,761 |
| All other assets | $16,812,000 | 1,106 |
| Life insurance assets | $6,254,000 | 894 |
| Total liabilities and capital | $415,273,000 | 1,587 |
| Total liabilities | $375,341,000 | 1,576 |
| Total deposits | $336,726,000 | 1,556 |
| Interest-bearing deposits | $289,354,000 | 1,559 |
| Deposits held in domestic offices | $336,726,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,000 | 3,527 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,043,000 | 1,181 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,489,000 | 1,980 |
| Total equity capital | $39,932,000 | 1,657 |
| Total bank equity capital | $39,932,000 | 1,657 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $10,093,000 | 2,374 |
| Undivided profits | $28,839,000 | 1,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,183,000 | 1,233 |
| Earning assets | $374,613,000 | 1,619 |
| Long-term assets (5+ years) | $144,757,000 | 762 |
| Average Assets, year-to-date | $406,873,000 | 1,568 |
| Average Assets, quarterly | $411,810,000 | 1,586 |
| Volatile liabilities | $59,013,000 | 2,318 |
| Insider loans | $4,750,000 | 1,493 |
| FHLB advances | $36,000,000 | 1,091 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $65,846,000 | 1,488 |
| Tier 1 (core) risk-based capital | $41,868,000 | 1,487 |
| Tier 2 risk-based capital | $2,905,000 | 1,747 |
| Total risk weighted assets | $302,163,000 | 1,602 |
| Total unused commitments | $65,846,000 | 1,488 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 118 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $408,347,000 | 1,604 |
| Cash and due from depository institutions | $9,015,000 | 1,483 |
| Interest-bearing balances | $36,000 | 5,738 |
| Securities | $157,786,000 | 794 |
| Federal funds sold & reverse repurchase agreements | $3,662,000 | 2,718 |
| Net loans & leases | $209,147,000 | 2,110 |
| Loan loss allowance | $2,899,000 | 1,783 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,207,000 | 1,126 |
| Other real estate owned | $0 | 1,483 |
| Goodwill and other intangibles | $148,000 | 2,754 |
| All other assets | $18,382,000 | 1,007 |
| Life insurance assets | $6,196,000 | 879 |
| Total liabilities and capital | $408,347,000 | 1,604 |
| Total liabilities | $371,783,000 | 1,582 |
| Total deposits | $333,259,000 | 1,556 |
| Interest-bearing deposits | $281,457,000 | 1,578 |
| Deposits held in domestic offices | $333,259,000 | 1,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,000 | 3,658 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $36,000,000 | 1,190 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,450,000 | 1,869 |
| Total equity capital | $36,564,000 | 1,740 |
| Total bank equity capital | $36,564,000 | 1,740 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $10,082,000 | 2,327 |
| Undivided profits | $25,482,000 | 1,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,082,000 | 2,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,569,000 | 1,394 |
| Earning assets | $370,631,000 | 1,616 |
| Long-term assets (5+ years) | $123,883,000 | 862 |
| Average Assets, year-to-date | $404,073,000 | 1,583 |
| Average Assets, quarterly | $407,737,000 | 1,582 |
| Volatile liabilities | $52,322,000 | 2,501 |
| Insider loans | $4,568,000 | 1,519 |
| FHLB advances | $36,000,000 | 1,108 |
| Loans and leases held for sale | $349,000 | 1,328 |
| Unused loan commitments | $65,646,000 | 1,495 |
| Tier 1 (core) risk-based capital | $39,433,000 | 1,567 |
| Tier 2 risk-based capital | $2,899,000 | 1,716 |
| Total risk weighted assets | $301,160,000 | 1,586 |
| Total unused commitments | $65,646,000 | 1,496 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 121 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $407,127,000 | 1,567 |
| Cash and due from depository institutions | $11,030,000 | 1,430 |
| Interest-bearing balances | $95,000 | 5,133 |
| Securities | $160,857,000 | 782 |
| Federal funds sold & reverse repurchase agreements | $5,246,000 | 2,548 |
| Net loans & leases | $203,401,000 | 2,117 |
| Loan loss allowance | $2,908,000 | 1,742 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,471,000 | 1,069 |
| Other real estate owned | $0 | 1,430 |
| Goodwill and other intangibles | $152,000 | 2,725 |
| All other assets | $15,970,000 | 1,109 |
| Life insurance assets | $6,143,000 | 868 |
| Total liabilities and capital | $407,127,000 | 1,567 |
| Total liabilities | $369,607,000 | 1,552 |
| Total deposits | $336,500,000 | 1,500 |
| Interest-bearing deposits | $286,230,000 | 1,515 |
| Deposits held in domestic offices | $336,500,000 | 1,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $171,000 | 3,217 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,500,000 | 1,298 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,436,000 | 1,880 |
| Total equity capital | $37,520,000 | 1,676 |
| Total bank equity capital | $37,520,000 | 1,676 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $10,080,000 | 2,265 |
| Undivided profits | $26,440,000 | 1,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 2,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,703,000 | 1,237 |
| Earning assets | $369,599,000 | 1,592 |
| Long-term assets (5+ years) | $127,665,000 | 824 |
| Average Assets, year-to-date | $401,936,000 | 1,580 |
| Average Assets, quarterly | $401,936,000 | 1,580 |
| Volatile liabilities | $57,465,000 | 2,228 |
| Insider loans | $4,341,000 | 1,550 |
| FHLB advances | $30,500,000 | 1,221 |
| Loans and leases held for sale | $150,000 | 1,501 |
| Unused loan commitments | $64,962,000 | 1,490 |
| Tier 1 (core) risk-based capital | $39,101,000 | 1,539 |
| Tier 2 risk-based capital | $2,908,000 | 1,685 |
| Total risk weighted assets | $295,580,000 | 1,572 |
| Total unused commitments | $64,962,000 | 1,490 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $396,745,000 | 1,602 |
| Cash and due from depository institutions | $9,627,000 | 1,495 |
| Interest-bearing balances | $92,000 | 5,209 |
| Securities | $165,297,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $195,550,000 | 2,145 |
| Loan loss allowance | $2,918,000 | 1,704 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,675,000 | 1,015 |
| Other real estate owned | $0 | 1,495 |
| Goodwill and other intangibles | $156,000 | 2,708 |
| All other assets | $15,440,000 | 1,118 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $396,745,000 | 1,602 |
| Total liabilities | $359,585,000 | 1,581 |
| Total deposits | $322,467,000 | 1,552 |
| Interest-bearing deposits | $277,655,000 | 1,542 |
| Deposits held in domestic offices | $322,467,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,690,000 | 1,700 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,500,000 | 1,325 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,928,000 | 2,195 |
| Total equity capital | $37,160,000 | 1,659 |
| Total bank equity capital | $37,160,000 | 1,659 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $10,080,000 | 2,228 |
| Undivided profits | $26,080,000 | 1,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,642,000 | 1,257 |
| Earning assets | $360,939,000 | 1,608 |
| Long-term assets (5+ years) | $134,207,000 | 771 |
| Average Assets, year-to-date | $389,174,600 | 1,561 |
| Average Assets, quarterly | $394,997,500 | 1,584 |
| Volatile liabilities | $49,070,000 | 2,488 |
| Insider loans | $6,053,000 | 1,101 |
| FHLB advances | $30,500,000 | 1,229 |
| Loans and leases held for sale | $910,000 | 922 |
| Unused loan commitments | $65,852,000 | 1,431 |
| Tier 1 (core) risk-based capital | $38,140,000 | 1,536 |
| Tier 2 risk-based capital | $2,918,000 | 1,651 |
| Total risk weighted assets | $287,444,000 | 1,593 |
| Total unused commitments | $65,852,000 | 1,431 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 114 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $393,250,000 | 1,586 |
| Cash and due from depository institutions | $11,455,000 | 1,503 |
| Interest-bearing balances | $254,000 | 4,122 |
| Securities | $161,147,000 | 786 |
| Federal funds sold & reverse repurchase agreements | $2,421,000 | 3,459 |
| Net loans & leases | $192,337,000 | 2,153 |
| Loan loss allowance | $2,879,000 | 1,692 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,238,000 | 1,030 |
| Other real estate owned | $0 | 1,503 |
| Goodwill and other intangibles | $159,000 | 2,679 |
| All other assets | $15,493,000 | 1,103 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $393,250,000 | 1,586 |
| Total liabilities | $355,653,000 | 1,568 |
| Total deposits | $322,533,000 | 1,510 |
| Interest-bearing deposits | $277,607,000 | 1,498 |
| Deposits held in domestic offices | $322,533,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $711,000 | 3,012 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,500,000 | 1,307 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,909,000 | 2,149 |
| Total equity capital | $37,597,000 | 1,620 |
| Total bank equity capital | $37,597,000 | 1,620 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $10,080,000 | 2,167 |
| Undivided profits | $26,517,000 | 1,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 1,739 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,591,000 | 1,228 |
| Earning assets | $356,159,000 | 1,593 |
| Long-term assets (5+ years) | $133,463,000 | 768 |
| Average Assets, year-to-date | $387,282,000 | 1,552 |
| Average Assets, quarterly | $394,351,000 | 1,564 |
| Volatile liabilities | $45,483,000 | 2,557 |
| Insider loans | $5,956,000 | 1,084 |
| FHLB advances | $30,500,000 | 1,211 |
| Loans and leases held for sale | $202,000 | 1,537 |
| Unused loan commitments | $63,091,000 | 1,456 |
| Tier 1 (core) risk-based capital | $36,879,000 | 1,557 |
| Tier 2 risk-based capital | $2,879,000 | 1,644 |
| Total risk weighted assets | $285,017,000 | 1,568 |
| Total unused commitments | $63,091,000 | 1,456 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 118 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $395,452,000 | 1,545 |
| Cash and due from depository institutions | $10,236,000 | 1,450 |
| Interest-bearing balances | $153,000 | 4,552 |
| Securities | $171,064,000 | 738 |
| Federal funds sold & reverse repurchase agreements | $7,227,000 | 1,577 |
| Net loans & leases | $182,354,000 | 2,203 |
| Loan loss allowance | $2,805,000 | 1,712 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,801,000 | 1,066 |
| Other real estate owned | $0 | 1,450 |
| Goodwill and other intangibles | $163,000 | 2,667 |
| All other assets | $14,607,000 | 1,136 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $395,452,000 | 1,545 |
| Total liabilities | $358,102,000 | 1,531 |
| Total deposits | $325,251,000 | 1,466 |
| Interest-bearing deposits | $278,938,000 | 1,454 |
| Deposits held in domestic offices | $325,251,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $511,000 | 3,181 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,500,000 | 1,325 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,840,000 | 2,097 |
| Total equity capital | $37,350,000 | 1,600 |
| Total bank equity capital | $37,350,000 | 1,600 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $10,057,000 | 2,122 |
| Undivided profits | $26,293,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,360,000 | 1,234 |
| Earning assets | $360,798,000 | 1,547 |
| Long-term assets (5+ years) | $151,987,000 | 667 |
| Average Assets, year-to-date | $385,292,670 | 1,554 |
| Average Assets, quarterly | $388,968,000 | 1,548 |
| Volatile liabilities | $45,507,000 | 2,443 |
| Insider loans | $5,695,000 | 1,106 |
| FHLB advances | $30,500,000 | 1,237 |
| Loans and leases held for sale | $50,000 | 1,779 |
| Unused loan commitments | $63,558,000 | 1,394 |
| Tier 1 (core) risk-based capital | $36,002,000 | 1,541 |
| Tier 2 risk-based capital | $2,805,000 | 1,657 |
| Total risk weighted assets | $276,059,000 | 1,582 |
| Total unused commitments | $63,558,000 | 1,395 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 117 | 1,448 |
| Assets and Liabilities | ||
| Total Assets: | $382,484,000 | 1,580 |
| Cash and due from depository institutions | $10,440,000 | 1,448 |
| Interest-bearing balances | $93,000 | 5,310 |
| Securities | $167,971,000 | 764 |
| Federal funds sold & reverse repurchase agreements | $2,726,000 | 3,504 |
| Net loans & leases | $177,506,000 | 2,219 |
| Loan loss allowance | $2,715,000 | 1,742 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,538,000 | 1,209 |
| Other real estate owned | $0 | 1,448 |
| Goodwill and other intangibles | $166,000 | 2,664 |
| All other assets | $15,137,000 | 1,068 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $382,484,000 | 1,580 |
| Total liabilities | $348,163,000 | 1,559 |
| Total deposits | $315,338,000 | 1,508 |
| Interest-bearing deposits | $275,472,000 | 1,463 |
| Deposits held in domestic offices | $315,338,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $713,000 | 2,770 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $30,500,000 | 1,278 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,612,000 | 2,284 |
| Total equity capital | $34,321,000 | 1,681 |
| Total bank equity capital | $34,321,000 | 1,681 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $10,013,000 | 2,083 |
| Undivided profits | $23,308,000 | 1,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 3,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,750,000 | 1,002 |
| Earning assets | $348,296,000 | 1,594 |
| Long-term assets (5+ years) | $149,787,000 | 693 |
| Average Assets, year-to-date | $380,213,000 | 1,576 |
| Average Assets, quarterly | $380,213,000 | 1,576 |
| Volatile liabilities | $43,445,000 | 2,436 |
| Insider loans | $5,998,000 | 1,018 |
| FHLB advances | $30,500,000 | 1,187 |
| Loans and leases held for sale | $1,395,000 | 776 |
| Unused loan commitments | $61,351,000 | 1,392 |
| Tier 1 (core) risk-based capital | $33,737,000 | 1,633 |
| Tier 2 risk-based capital | $2,715,000 | 1,678 |
| Total risk weighted assets | $263,877,000 | 1,607 |
| Total unused commitments | $61,351,000 | 1,392 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 115 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $377,942,000 | 1,586 |
| Cash and due from depository institutions | $9,386,000 | 1,494 |
| Interest-bearing balances | $117,000 | 4,877 |
| Securities | $168,169,000 | 773 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $178,498,000 | 2,191 |
| Loan loss allowance | $2,698,000 | 1,727 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,568,000 | 1,892 |
| Other real estate owned | $0 | 1,494 |
| Goodwill and other intangibles | $170,000 | 2,652 |
| All other assets | $16,151,000 | 992 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $377,942,000 | 1,586 |
| Total liabilities | $343,126,000 | 1,572 |
| Total deposits | $310,178,000 | 1,510 |
| Interest-bearing deposits | $268,919,000 | 1,481 |
| Deposits held in domestic offices | $310,178,000 | 1,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $997,000 | 2,730 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,500,000 | 1,301 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,451,000 | 2,429 |
| Total equity capital | $34,816,000 | 1,655 |
| Total bank equity capital | $34,816,000 | 1,655 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $10,013,000 | 2,049 |
| Undivided profits | $23,803,000 | 1,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,297,000 | 1,200 |
| Earning assets | $346,784,000 | 1,582 |
| Long-term assets (5+ years) | $147,131,000 | 712 |
| Average Assets, year-to-date | $369,007,600 | 1,541 |
| Average Assets, quarterly | $374,939,000 | 1,579 |
| Volatile liabilities | $44,701,000 | 2,323 |
| Insider loans | $5,175,000 | 1,187 |
| FHLB advances | $30,500,000 | 1,200 |
| Loans and leases held for sale | $1,264,000 | 778 |
| Unused loan commitments | $38,166,000 | 1,960 |
| Tier 1 (core) risk-based capital | $32,526,000 | 1,677 |
| Tier 2 risk-based capital | $2,698,000 | 1,682 |
| Total risk weighted assets | $259,852,000 | 1,606 |
| Total unused commitments | $38,166,000 | 1,961 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 113 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $371,936,000 | 1,587 |
| Cash and due from depository institutions | $8,631,000 | 1,525 |
| Interest-bearing balances | $60,000 | 5,660 |
| Securities | $158,050,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $9,734,000 | 1,172 |
| Net loans & leases | $175,500,000 | 2,176 |
| Loan loss allowance | $2,671,000 | 1,744 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,496,000 | 1,888 |
| Other real estate owned | $10,000 | 1,525 |
| Goodwill and other intangibles | $174,000 | 2,610 |
| All other assets | $14,341,000 | 1,072 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $371,936,000 | 1,587 |
| Total liabilities | $337,969,000 | 1,561 |
| Total deposits | $305,346,000 | 1,505 |
| Interest-bearing deposits | $265,698,000 | 1,475 |
| Deposits held in domestic offices | $305,346,000 | 1,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $563,000 | 3,133 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,500,000 | 1,293 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,560,000 | 2,313 |
| Total equity capital | $33,967,000 | 1,674 |
| Total bank equity capital | $33,967,000 | 1,674 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $7,848,000 | 2,493 |
| Undivided profits | $23,119,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $793,000 | 3,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,575,000 | 1,068 |
| Earning assets | $343,344,000 | 1,568 |
| Long-term assets (5+ years) | $142,461,000 | 745 |
| Average Assets, year-to-date | $366,774,000 | 1,545 |
| Average Assets, quarterly | $368,113,500 | 1,576 |
| Volatile liabilities | $45,006,000 | 2,289 |
| Insider loans | $5,280,000 | 1,109 |
| FHLB advances | $30,500,000 | 1,187 |
| Loans and leases held for sale | $125,000 | 1,630 |
| Unused loan commitments | $40,498,000 | 1,854 |
| Tier 1 (core) risk-based capital | $32,074,000 | 1,663 |
| Tier 2 risk-based capital | $2,671,000 | 1,667 |
| Total risk weighted assets | $259,034,000 | 1,574 |
| Total unused commitments | $40,498,000 | 1,857 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $364,291,000 | 1,590 |
| Cash and due from depository institutions | $9,011,000 | 1,495 |
| Interest-bearing balances | $210,000 | 4,441 |
| Securities | $160,115,000 | 818 |
| Federal funds sold & reverse repurchase agreements | $3,367,000 | 2,641 |
| Net loans & leases | $170,893,000 | 2,184 |
| Loan loss allowance | $2,612,000 | 1,775 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,477,000 | 1,856 |
| Other real estate owned | $10,000 | 1,495 |
| Goodwill and other intangibles | $177,000 | 2,610 |
| All other assets | $15,241,000 | 1,020 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $364,291,000 | 1,590 |
| Total liabilities | $334,431,000 | 1,560 |
| Total deposits | $301,985,000 | 1,521 |
| Interest-bearing deposits | $260,403,000 | 1,497 |
| Deposits held in domestic offices | $301,985,000 | 1,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $561,000 | 3,166 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,500,000 | 1,276 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,385,000 | 2,319 |
| Total equity capital | $29,860,000 | 1,837 |
| Total bank equity capital | $29,860,000 | 1,837 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $7,848,000 | 2,453 |
| Undivided profits | $19,012,000 | 1,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $681,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,347,000 | 1,113 |
| Earning assets | $334,585,000 | 1,578 |
| Long-term assets (5+ years) | $147,370,000 | 743 |
| Average Assets, year-to-date | $365,053,330 | 1,546 |
| Average Assets, quarterly | $365,575,000 | 1,565 |
| Volatile liabilities | $44,137,000 | 2,265 |
| Insider loans | $5,301,000 | 1,062 |
| FHLB advances | $30,500,000 | 1,179 |
| Loans and leases held for sale | $93,000 | 1,705 |
| Unused loan commitments | $39,775,000 | 1,865 |
| Tier 1 (core) risk-based capital | $30,626,000 | 1,699 |
| Tier 2 risk-based capital | $2,612,000 | 1,687 |
| Total risk weighted assets | $253,890,000 | 1,578 |
| Total unused commitments | $39,775,000 | 1,870 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 109 | 1,578 |
| Assets and Liabilities | ||
| Total Assets: | $366,859,000 | 1,552 |
| Cash and due from depository institutions | $9,830,000 | 1,578 |
| Interest-bearing balances | $142,000 | 4,965 |
| Securities | $160,830,000 | 824 |
| Federal funds sold & reverse repurchase agreements | $9,250,000 | 1,593 |
| Net loans & leases | $167,812,000 | 2,152 |
| Loan loss allowance | $2,600,000 | 1,755 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,539,000 | 2,185 |
| Other real estate owned | $18,000 | 1,578 |
| Goodwill and other intangibles | $181,000 | 2,591 |
| All other assets | $14,399,000 | 1,028 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $366,859,000 | 1,552 |
| Total liabilities | $333,002,000 | 1,535 |
| Total deposits | $299,186,000 | 1,506 |
| Interest-bearing deposits | $262,177,000 | 1,481 |
| Deposits held in domestic offices | $299,186,000 | 1,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $579,000 | 2,742 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $30,500,000 | 1,192 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,737,000 | 1,538 |
| Total equity capital | $33,857,000 | 1,649 |
| Total bank equity capital | $33,857,000 | 1,649 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $7,848,000 | 2,421 |
| Undivided profits | $23,009,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,827,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,545,000 | 1,013 |
| Earning assets | $338,034,000 | 1,548 |
| Long-term assets (5+ years) | $134,569,000 | 794 |
| Average Assets, year-to-date | $365,434,500 | 1,539 |
| Average Assets, quarterly | $365,434,500 | 1,539 |
| Volatile liabilities | $45,627,000 | 2,125 |
| Insider loans | $5,464,000 | 1,015 |
| FHLB advances | $30,500,000 | 1,091 |
| Loans and leases held for sale | $259,000 | 1,548 |
| Unused loan commitments | $34,783,000 | 1,995 |
| Tier 1 (core) risk-based capital | $30,540,000 | 1,692 |
| Tier 2 risk-based capital | $2,600,000 | 1,671 |
| Total risk weighted assets | $250,746,000 | 1,561 |
| Total unused commitments | $34,783,000 | 2,002 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 107 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $364,010,000 | 1,560 |
| Cash and due from depository institutions | $7,620,000 | 1,622 |
| Interest-bearing balances | $104,000 | 5,156 |
| Securities | $175,751,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,270 |
| Net loans & leases | $156,813,000 | 2,264 |
| Loan loss allowance | $2,454,000 | 1,850 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,690,000 | 2,104 |
| Other real estate owned | $97,000 | 1,622 |
| Goodwill and other intangibles | $184,000 | 2,585 |
| All other assets | $13,855,000 | 1,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,010,000 | 1,560 |
| Total liabilities | $333,078,000 | 1,535 |
| Total deposits | $301,416,000 | 1,484 |
| Interest-bearing deposits | $264,587,000 | 1,441 |
| Deposits held in domestic offices | $301,416,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,214,000 | 1,736 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000,000 | 1,353 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,448,000 | 2,396 |
| Total equity capital | $30,932,000 | 1,762 |
| Total bank equity capital | $30,932,000 | 1,762 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $7,848,000 | 2,390 |
| Undivided profits | $20,084,000 | 1,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,443,000 | 1,091 |
| Earning assets | $337,668,000 | 1,531 |
| Long-term assets (5+ years) | $138,731,000 | 786 |
| Average Assets, year-to-date | $322,770,800 | 1,680 |
| Average Assets, quarterly | $354,946,000 | 1,586 |
| Volatile liabilities | $49,317,000 | 1,995 |
| Insider loans | $3,050,000 | 1,840 |
| FHLB advances | $26,000,000 | 1,255 |
| Loans and leases held for sale | $762,000 | 985 |
| Unused loan commitments | $43,593,000 | 1,641 |
| Tier 1 (core) risk-based capital | $29,126,000 | 1,757 |
| Tier 2 risk-based capital | $2,454,000 | 1,742 |
| Total risk weighted assets | $226,832,000 | 1,689 |
| Total unused commitments | $43,593,000 | 1,644 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 105 | 1,679 |
| Assets and Liabilities | ||
| Total Assets: | $345,882,000 | 1,632 |
| Cash and due from depository institutions | $8,434,000 | 1,679 |
| Interest-bearing balances | $160,000 | 4,910 |
| Securities | $160,351,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $8,102,000 | 1,741 |
| Net loans & leases | $152,280,000 | 2,311 |
| Loan loss allowance | $2,364,000 | 1,934 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,568,000 | 2,133 |
| Other real estate owned | $97,000 | 1,679 |
| Goodwill and other intangibles | $188,000 | 2,546 |
| All other assets | $11,862,000 | 1,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $345,882,000 | 1,632 |
| Total liabilities | $321,426,000 | 1,585 |
| Total deposits | $298,963,000 | 1,509 |
| Interest-bearing deposits | $261,462,000 | 1,472 |
| Deposits held in domestic offices | $298,963,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $318,000 | 3,061 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,000,000 | 1,525 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,145,000 | 2,951 |
| Total equity capital | $24,456,000 | 2,267 |
| Total bank equity capital | $24,456,000 | 2,267 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,742,000 | 3,463 |
| Undivided profits | $18,714,000 | 1,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,805,000 | 972 |
| Earning assets | $320,893,000 | 1,612 |
| Long-term assets (5+ years) | $135,936,000 | 813 |
| Average Assets, year-to-date | $312,461,000 | 1,759 |
| Average Assets, quarterly | $336,956,500 | 1,664 |
| Volatile liabilities | $44,424,000 | 2,121 |
| Insider loans | $3,062,000 | 1,809 |
| FHLB advances | $21,000,000 | 1,410 |
| Loans and leases held for sale | $1,554,000 | 948 |
| Unused loan commitments | $38,000,000 | 1,835 |
| Tier 1 (core) risk-based capital | $23,300,000 | 2,243 |
| Tier 2 risk-based capital | $2,364,000 | 1,802 |
| Total risk weighted assets | $210,846,000 | 1,791 |
| Total unused commitments | $38,000,000 | 1,838 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 106 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $328,031,000 | 1,706 |
| Cash and due from depository institutions | $13,882,000 | 1,656 |
| Interest-bearing balances | $52,000 | 5,955 |
| Securities | $142,350,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $5,913,000 | 2,613 |
| Net loans & leases | $150,257,000 | 2,308 |
| Loan loss allowance | $2,271,000 | 1,983 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,700,000 | 2,035 |
| Other real estate owned | $97,000 | 1,656 |
| Goodwill and other intangibles | $192,000 | 2,499 |
| All other assets | $10,640,000 | 1,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,031,000 | 1,706 |
| Total liabilities | $301,524,000 | 1,669 |
| Total deposits | $277,774,000 | 1,595 |
| Interest-bearing deposits | $239,935,000 | 1,587 |
| Deposits held in domestic offices | $277,774,000 | 1,592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $360,000 | 2,932 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,000,000 | 1,513 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,390,000 | 1,755 |
| Total equity capital | $26,507,000 | 2,073 |
| Total bank equity capital | $26,507,000 | 2,073 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,742,000 | 3,436 |
| Undivided profits | $20,765,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,941,000 | 1,465 |
| Earning assets | $298,572,000 | 1,717 |
| Long-term assets (5+ years) | $122,573,000 | 856 |
| Average Assets, year-to-date | $301,320,670 | 1,811 |
| Average Assets, quarterly | $310,149,500 | 1,782 |
| Volatile liabilities | $40,849,000 | 2,213 |
| Insider loans | $3,383,000 | 1,631 |
| FHLB advances | $21,000,000 | 1,404 |
| Loans and leases held for sale | $1,795,000 | 1,188 |
| Unused loan commitments | $36,858,000 | 1,823 |
| Tier 1 (core) risk-based capital | $22,556,000 | 2,269 |
| Tier 2 risk-based capital | $2,371,000 | 1,755 |
| Total risk weighted assets | $214,576,000 | 1,733 |
| Total unused commitments | $36,858,000 | 1,830 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 101 | 1,697 |
| Assets and Liabilities | ||
| Total Assets: | $292,268,000 | 1,877 |
| Cash and due from depository institutions | $9,784,000 | 1,697 |
| Interest-bearing balances | $174,000 | 4,826 |
| Securities | $110,155,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $9,983,000 | 1,732 |
| Net loans & leases | $146,506,000 | 2,323 |
| Loan loss allowance | $2,193,000 | 1,998 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,646,000 | 1,674 |
| Other real estate owned | $97,000 | 1,697 |
| Goodwill and other intangibles | $196,000 | 2,457 |
| All other assets | $9,901,000 | 1,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,268,000 | 1,877 |
| Total liabilities | $268,578,000 | 1,841 |
| Total deposits | $245,611,000 | 1,789 |
| Interest-bearing deposits | $215,487,000 | 1,764 |
| Deposits held in domestic offices | $245,611,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $414,000 | 2,709 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,000,000 | 1,472 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,553,000 | 2,463 |
| Total equity capital | $23,690,000 | 2,258 |
| Total bank equity capital | $23,690,000 | 2,258 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $4,742,000 | 3,392 |
| Undivided profits | $17,948,000 | 1,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,432,000 | 2,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,294,000 | 1,225 |
| Earning assets | $266,818,000 | 1,877 |
| Long-term assets (5+ years) | $102,253,000 | 971 |
| Average Assets, year-to-date | $287,965,500 | 1,886 |
| Average Assets, quarterly | $287,965,500 | 1,886 |
| Volatile liabilities | $35,993,000 | 2,433 |
| Insider loans | $3,387,000 | 1,610 |
| FHLB advances | $21,000,000 | 1,369 |
| Loans and leases held for sale | $1,748,000 | 1,079 |
| Unused loan commitments | $41,097,000 | 1,628 |
| Tier 1 (core) risk-based capital | $21,883,000 | 2,292 |
| Tier 2 risk-based capital | $2,270,000 | 1,781 |
| Total risk weighted assets | $201,670,000 | 1,794 |
| Total unused commitments | $41,097,000 | 1,637 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $283,663,000 | 1,897 |
| Cash and due from depository institutions | $9,287,000 | 1,652 |
| Interest-bearing balances | $129,000 | 4,916 |
| Securities | $111,527,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $7,542,000 | 1,939 |
| Net loans & leases | $140,649,000 | 2,392 |
| Loan loss allowance | $2,102,000 | 2,039 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,086,000 | 1,818 |
| Other real estate owned | $97,000 | 1,652 |
| Goodwill and other intangibles | $199,000 | 2,424 |
| All other assets | $9,276,000 | 1,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,663,000 | 1,897 |
| Total liabilities | $260,885,000 | 1,862 |
| Total deposits | $238,315,000 | 1,820 |
| Interest-bearing deposits | $208,516,000 | 1,790 |
| Deposits held in domestic offices | $238,315,000 | 1,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $438,000 | 2,850 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,000,000 | 1,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,132,000 | 3,106 |
| Total equity capital | $22,778,000 | 2,321 |
| Total bank equity capital | $22,778,000 | 2,321 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,742,000 | 3,353 |
| Undivided profits | $17,036,000 | 1,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,229,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,793,000 | 1,719 |
| Earning assets | $259,847,000 | 1,881 |
| Long-term assets (5+ years) | $100,948,000 | 957 |
| Average Assets, year-to-date | $266,733,400 | 1,911 |
| Average Assets, quarterly | $280,440,500 | 1,895 |
| Volatile liabilities | $35,686,000 | 2,440 |
| Insider loans | $3,534,000 | 1,507 |
| FHLB advances | $21,000,000 | 1,358 |
| Loans and leases held for sale | $1,247,000 | 1,247 |
| Unused loan commitments | $40,570,000 | 1,567 |
| Tier 1 (core) risk-based capital | $21,280,000 | 2,327 |
| Tier 2 risk-based capital | $2,102,000 | 1,889 |
| Total risk weighted assets | $201,043,000 | 1,781 |
| Total unused commitments | $40,570,000 | 1,572 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $248,149,000 | 2,039 |
| Cash and due from depository institutions | $8,016,000 | 1,794 |
| Interest-bearing balances | $107,000 | 4,971 |
| Securities | $86,149,000 | 1,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $139,421,000 | 2,320 |
| Loan loss allowance | $1,839,000 | 2,161 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,068,000 | 1,767 |
| Other real estate owned | $97,000 | 1,794 |
| Goodwill and other intangibles | $214,000 | 2,330 |
| All other assets | $9,184,000 | 1,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,149,000 | 2,039 |
| Total liabilities | $228,796,000 | 1,994 |
| Total deposits | $208,225,000 | 1,977 |
| Interest-bearing deposits | $182,030,000 | 1,951 |
| Deposits held in domestic offices | $208,225,000 | 1,971 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,763,000 | 1,534 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,009,000 | 1,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $799,000 | 4,060 |
| Total equity capital | $19,353,000 | 2,534 |
| Total bank equity capital | $19,353,000 | 2,534 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $4,742,000 | 3,260 |
| Undivided profits | $13,611,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,670,000 | 2,014 |
| Earning assets | $225,677,000 | 2,063 |
| Long-term assets (5+ years) | $83,302,000 | 1,126 |
| Average Assets, year-to-date | $218,101,600 | 2,231 |
| Average Assets, quarterly | $237,412,000 | 2,122 |
| Volatile liabilities | $32,569,000 | 2,557 |
| Insider loans | $3,193,000 | 1,567 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $57,537,000 | 1,137 |
| Tier 1 (core) risk-based capital | $19,164,000 | 2,440 |
| Tier 2 risk-based capital | $1,839,000 | 1,997 |
| Total risk weighted assets | $178,470,000 | 1,893 |
| Total unused commitments | $57,537,000 | 1,143 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 87 | 1,932 |
| Assets and Liabilities | ||
| Total Assets: | $199,828,000 | 2,440 |
| Cash and due from depository institutions | $7,071,000 | 1,932 |
| Interest-bearing balances | $227,000 | 3,726 |
| Securities | $44,696,000 | 2,417 |
| Federal funds sold & reverse repurchase agreements | $7,577,000 | 1,585 |
| Net loans & leases | $132,388,000 | 2,373 |
| Loan loss allowance | $1,658,000 | 2,247 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,264,000 | 2,057 |
| Other real estate owned | $247,000 | 1,932 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,585,000 | 2,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,828,000 | 2,440 |
| Total liabilities | $181,920,000 | 2,417 |
| Total deposits | $165,962,000 | 2,376 |
| Interest-bearing deposits | $141,086,000 | 2,394 |
| Deposits held in domestic offices | $165,962,000 | 2,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $249,000 | 3,455 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,018,000 | 1,584 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $691,000 | 4,722 |
| Total equity capital | $17,908,000 | 2,623 |
| Total bank equity capital | $17,908,000 | 2,623 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,742,000 | 3,187 |
| Undivided profits | $12,166,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,331,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,006,000 | 2,722 |
| Earning assets | $184,888,000 | 2,420 |
| Long-term assets (5+ years) | $52,430,000 | 1,577 |
| Average Assets, year-to-date | $193,437,600 | 2,411 |
| Average Assets, quarterly | $196,923,500 | 2,443 |
| Volatile liabilities | $28,435,000 | 2,781 |
| Insider loans | $3,012,000 | 1,614 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $30,847,000 | 1,701 |
| Tier 1 (core) risk-based capital | $18,109,000 | 2,475 |
| Tier 2 risk-based capital | $1,659,000 | 2,105 |
| Total risk weighted assets | $144,146,600 | 2,215 |
| Total unused commitments | $30,847,000 | 1,702 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 89 | 1,943 |
| Assets and Liabilities | ||
| Total Assets: | $188,464,000 | 2,510 |
| Cash and due from depository institutions | $5,623,000 | 1,943 |
| Interest-bearing balances | $61,000 | 5,275 |
| Securities | $45,769,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $77,000 | 6,652 |
| Net loans & leases | $128,569,000 | 2,332 |
| Loan loss allowance | $1,487,000 | 2,398 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,382,000 | 1,967 |
| Other real estate owned | $369,000 | 1,943 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,675,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,464,000 | 2,510 |
| Total liabilities | $172,415,000 | 2,492 |
| Total deposits | $152,416,000 | 2,521 |
| Interest-bearing deposits | $131,932,000 | 2,477 |
| Deposits held in domestic offices | $152,416,000 | 2,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,273,000 | 1,842 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,027,000 | 1,562 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $699,000 | 4,266 |
| Total equity capital | $16,049,000 | 2,758 |
| Total bank equity capital | $16,049,000 | 2,758 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,742,000 | 3,155 |
| Undivided profits | $10,307,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,790,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $768,000 | 3,057 |
| Earning assets | $174,476,000 | 2,498 |
| Long-term assets (5+ years) | $51,238,000 | 1,681 |
| Average Assets, year-to-date | $186,084,400 | 2,422 |
| Average Assets, quarterly | $188,922,500 | 2,464 |
| Volatile liabilities | $19,255,000 | 3,583 |
| Insider loans | $3,059,000 | 1,526 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,369,000 | 1,978 |
| Tier 1 (core) risk-based capital | $16,956,000 | 2,581 |
| Tier 2 risk-based capital | $1,487,000 | 2,199 |
| Total risk weighted assets | $139,137,800 | 2,206 |
| Total unused commitments | $25,369,000 | 1,984 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $181,736,000 | 2,523 |
| Cash and due from depository institutions | $7,813,000 | 2,066 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $56,291,000 | 2,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $109,551,000 | 2,526 |
| Loan loss allowance | $1,267,000 | 2,700 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,461,000 | 1,801 |
| Other real estate owned | $480,000 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,140,000 | 2,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,736,000 | 2,523 |
| Total liabilities | $165,613,000 | 2,500 |
| Total deposits | $154,844,000 | 2,460 |
| Interest-bearing deposits | $131,160,000 | 2,473 |
| Deposits held in domestic offices | $154,844,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,080,000 | 1,398 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,036,000 | 2,221 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $653,000 | 4,841 |
| Total equity capital | $16,123,000 | 2,789 |
| Total bank equity capital | $16,123,000 | 2,789 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $4,742,000 | 3,006 |
| Undivided profits | $10,381,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $647,000 | 3,604 |
| Earning assets | $165,856,000 | 2,563 |
| Long-term assets (5+ years) | $54,268,000 | 1,478 |
| Average Assets, year-to-date | $160,371,600 | 2,706 |
| Average Assets, quarterly | $174,798,500 | 2,574 |
| Volatile liabilities | $20,383,000 | 2,956 |
| Insider loans | $3,045,000 | 1,420 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,207,000 | 1,697 |
| Tier 1 (core) risk-based capital | $15,965,000 | 2,681 |
| Tier 2 risk-based capital | $1,291,300 | 2,420 |
| Total risk weighted assets | $122,659,400 | 2,336 |
| Total unused commitments | $29,207,000 | 1,704 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $144,634,000 | 3,073 |
| Cash and due from depository institutions | $5,219,000 | 2,921 |
| Interest-bearing balances | $8,000 | 6,224 |
| Securities | $40,686,000 | 2,788 |
| Federal funds sold & reverse repurchase agreements | $3,785,000 | 3,377 |
| Net loans & leases | $88,821,000 | 3,070 |
| Loan loss allowance | $1,176,000 | 2,909 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,459,000 | 2,285 |
| Other real estate owned | $313,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,351,000 | 3,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,634,000 | 3,073 |
| Total liabilities | $129,456,000 | 3,092 |
| Total deposits | $122,785,000 | 3,037 |
| Interest-bearing deposits | $103,058,000 | 3,104 |
| Deposits held in domestic offices | $122,785,000 | 3,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,194,000 | 2,552 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,045,000 | 1,939 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $432,000 | 6,480 |
| Total equity capital | $15,178,000 | 2,912 |
| Total bank equity capital | $15,178,000 | 2,912 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,742,000 | 2,925 |
| Undivided profits | $9,436,000 | 2,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $633,000 | 3,758 |
| Earning assets | $133,300,000 | 3,065 |
| Long-term assets (5+ years) | $38,288,000 | 1,737 |
| Average Assets, year-to-date | $134,743,200 | 3,140 |
| Average Assets, quarterly | $141,850,000 | 3,083 |
| Volatile liabilities | $13,192,000 | 4,141 |
| Insider loans | $2,341,000 | 1,795 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $23,937,000 | 1,841 |
| Tier 1 (core) risk-based capital | $15,013,000 | 2,826 |
| Tier 2 risk-based capital | $1,176,000 | 2,519 |
| Total risk weighted assets | $94,539,600 | 2,926 |
| Total unused commitments | $23,937,000 | 1,848 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 65 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $126,271,000 | 3,579 |
| Cash and due from depository institutions | $5,430,000 | 2,918 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,575,000 | 5,575 |
| Federal funds sold & reverse repurchase agreements | $12,287,000 | 1,068 |
| Net loans & leases | $84,331,000 | 3,237 |
| Loan loss allowance | $1,212,000 | 2,969 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,563,000 | 2,225 |
| Other real estate owned | $373,000 | 2,918 |
| Goodwill and other intangibles | $3,000 | 3,365 |
| All other assets | $1,709,000 | 4,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,271,000 | 3,579 |
| Total liabilities | $112,088,000 | 3,616 |
| Total deposits | $109,598,000 | 3,478 |
| Interest-bearing deposits | $94,178,000 | 3,466 |
| Deposits held in domestic offices | $109,598,000 | 3,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,019,000 | 2,228 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $54,000 | 5,028 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $417,000 | 6,636 |
| Total equity capital | $14,183,000 | 3,143 |
| Total bank equity capital | $14,183,000 | 3,143 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,742,000 | 2,996 |
| Undivided profits | $8,441,000 | 2,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,643,000 | 1,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $597,000 | 3,868 |
| Earning assets | $115,193,000 | 3,591 |
| Long-term assets (5+ years) | $14,758,000 | 3,295 |
| Average Assets, year-to-date | $125,328,400 | 3,436 |
| Average Assets, quarterly | $126,011,500 | 3,537 |
| Volatile liabilities | $12,230,000 | 4,226 |
| Insider loans | $1,962,000 | 2,157 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,213,000 | 2,100 |
| Tier 1 (core) risk-based capital | $14,176,000 | 3,061 |
| Tier 2 risk-based capital | $1,097,660 | 2,724 |
| Total risk weighted assets | $87,698,460 | 3,135 |
| Total unused commitments | $19,213,000 | 2,113 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $122,536,000 | 3,655 |
| Cash and due from depository institutions | $3,677,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,298,000 | 6,628 |
| Federal funds sold & reverse repurchase agreements | $15,810,000 | 902 |
| Net loans & leases | $83,093,000 | 3,202 |
| Loan loss allowance | $1,127,000 | 3,175 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,081,000 | 3,575 |
| Other real estate owned | $284,000 | 3,365 |
| Goodwill and other intangibles | $19,000 | 2,887 |
| All other assets | $2,274,000 | 3,245 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,536,000 | 3,655 |
| Total liabilities | $109,375,000 | 3,694 |
| Total deposits | $107,504,000 | 3,563 |
| Interest-bearing deposits | $93,782,000 | 3,506 |
| Deposits held in domestic offices | $107,504,000 | 3,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,435,000 | 2,446 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $63,000 | 4,596 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $373,000 | 7,447 |
| Total equity capital | $13,161,000 | 3,336 |
| Total bank equity capital | $13,161,000 | 3,336 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,742,000 | 3,002 |
| Undivided profits | $7,419,000 | 3,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $572,000 | 4,182 |
| Earning assets | $114,201,000 | 3,594 |
| Long-term assets (5+ years) | $10,863,000 | 3,830 |
| Average Assets, year-to-date | $114,976,400 | 3,739 |
| Average Assets, quarterly | $121,203,000 | 3,662 |
| Volatile liabilities | $13,451,000 | 3,654 |
| Insider loans | $1,801,000 | 2,365 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,863,000 | 1,949 |
| Tier 1 (core) risk-based capital | $13,101,000 | 3,256 |
| Tier 2 risk-based capital | $1,069,820 | 2,737 |
| Total risk weighted assets | $85,528,220 | 3,127 |
| Total unused commitments | $20,863,000 | 1,957 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $107,022,000 | 4,102 |
| Cash and due from depository institutions | $4,303,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,894,000 | 6,129 |
| Federal funds sold & reverse repurchase agreements | $231,000 | 7,650 |
| Net loans & leases | $79,548,000 | 3,250 |
| Loan loss allowance | $1,066,000 | 3,387 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,112,000 | 3,479 |
| Other real estate owned | $371,000 | 3,588 |
| Goodwill and other intangibles | $36,000 | 2,635 |
| All other assets | $1,527,000 | 4,849 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,022,000 | 4,102 |
| Total liabilities | $95,380,000 | 4,166 |
| Total deposits | $94,150,000 | 3,987 |
| Interest-bearing deposits | $82,779,000 | 3,909 |
| Deposits held in domestic offices | $94,150,000 | 3,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $848,000 | 3,533 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $72,000 | 4,918 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $310,000 | 7,170 |
| Total equity capital | $11,642,000 | 3,478 |
| Total bank equity capital | $11,642,000 | 3,478 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,742,000 | 2,902 |
| Undivided profits | $5,900,000 | 3,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $518,000 | 4,072 |
| Earning assets | $98,673,000 | 4,091 |
| Long-term assets (5+ years) | $11,755,000 | 3,729 |
| Average Assets, year-to-date | $104,842,800 | 4,090 |
| Average Assets, quarterly | $107,303,500 | 4,062 |
| Volatile liabilities | $10,895,000 | 4,083 |
| Insider loans | $1,763,000 | 2,324 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,877,000 | 2,268 |
| Tier 1 (core) risk-based capital | $11,796,000 | 3,494 |
| Tier 2 risk-based capital | $970,700 | 2,994 |
| Total risk weighted assets | $77,560,700 | 3,348 |
| Total unused commitments | $15,877,000 | 2,279 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $102,635,000 | 4,346 |
| Cash and due from depository institutions | $4,731,000 | 4,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,963,000 | 6,835 |
| Federal funds sold & reverse repurchase agreements | $9,515,000 | 1,438 |
| Net loans & leases | $67,112,000 | 3,747 |
| Loan loss allowance | $926,000 | 3,947 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,765,000 | 4,079 |
| Other real estate owned | $295,000 | 4,145 |
| Goodwill and other intangibles | $53,000 | 2,464 |
| All other assets | $2,201,000 | 3,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,635,000 | 4,346 |
| Total liabilities | $91,870,000 | 4,398 |
| Total deposits | $88,603,000 | 4,358 |
| Interest-bearing deposits | $76,970,000 | 4,358 |
| Deposits held in domestic offices | $88,603,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,934,000 | 1,881 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $81,000 | 4,483 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $252,000 | 8,295 |
| Total equity capital | $10,765,000 | 3,783 |
| Total bank equity capital | $10,765,000 | 3,783 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,743,000 | 2,839 |
| Undivided profits | $5,022,000 | 4,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 4,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $397,000 | 4,694 |
| Earning assets | $93,590,000 | 4,390 |
| Long-term assets (5+ years) | $13,745,000 | 3,513 |
| Average Assets, year-to-date | $94,796,800 | 4,564 |
| Average Assets, quarterly | $100,591,500 | 4,379 |
| Volatile liabilities | $10,836,000 | 3,873 |
| Insider loans | $1,497,000 | 2,686 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,327,000 | 2,512 |
| Tier 1 (core) risk-based capital | $10,712,000 | 3,734 |
| Tier 2 risk-based capital | $828,610 | 3,432 |
| Total risk weighted assets | $66,191,310 | 3,835 |
| Total unused commitments | $13,327,000 | 2,532 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $87,607,000 | 5,088 |
| Cash and due from depository institutions | $2,961,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $17,496,000 | 6,661 |
| Federal funds sold & reverse repurchase agreements | $2,601,000 | 5,535 |
| Net loans & leases | $61,210,000 | 4,096 |
| Loan loss allowance | $775,000 | 4,615 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,449,000 | 4,798 |
| Other real estate owned | $833,000 | 4,772 |
| Goodwill and other intangibles | $69,000 | 2,368 |
| All other assets | $988,000 | 6,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,607,000 | 5,088 |
| Total liabilities | $82,078,000 | 4,965 |
| Total deposits | $81,490,000 | 4,829 |
| Interest-bearing deposits | $72,030,000 | 4,758 |
| Deposits held in domestic offices | $81,490,000 | 4,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $90,000 | 4,368 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $498,000 | 5,842 |
| Total equity capital | $5,529,000 | 6,604 |
| Total bank equity capital | $5,529,000 | 6,604 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $592,000 | 10,229 |
| Undivided profits | $4,037,000 | 4,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 6,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $380,000 | 5,310 |
| Earning assets | $81,307,000 | 5,021 |
| Long-term assets (5+ years) | $15,714,000 | 3,132 |
| Average Assets, year-to-date | $83,376,400 | 5,172 |
| Average Assets, quarterly | $87,061,000 | 5,076 |
| Volatile liabilities | $7,954,000 | 4,837 |
| Insider loans | $119,000 | 5,254 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,810,000 | 2,358 |
| Tier 1 (core) risk-based capital | $5,460,000 | 6,583 |
| Tier 2 risk-based capital | $720,670 | 3,862 |
| Total risk weighted assets | $57,599,470 | 4,378 |
| Total unused commitments | $13,810,000 | 2,374 |
| Derivatives | $0 | 651 |