Home > Central Valley Community Bank > Net charge- offs to loans
Central Valley Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 4,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2308% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,629 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0829% | 4,330 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0829% | 4,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,083 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 4,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2169% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 2,460 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0269% | 2,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0215% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0456% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0456% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0277% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 4,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2589% | 1,305 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2589% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0343% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2680% | 4,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2132% | 1,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2132% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0322% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0370% | 4,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3711% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3389% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3389% | 1,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0514% | 4,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 3,984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 3,321 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0063% | 3,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5840% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4473% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4473% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1030% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 4,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0344% | 3,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0994% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8416% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8416% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0915% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.5244% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0607% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 3,318 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0771% | 4,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3142% | 4,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0606% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0606% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1161% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0564% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.6997% | 4,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0489% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0954% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3729% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0876% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0876% | 1,757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1515% | 4,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0894% | 4,654 |
| Percentage Net Loans Charged-off:Construction & development | -1.0764% | 4,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1045% | 4,587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1444% | 4,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5165% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8116% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8116% | 409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3433% | 4,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1786% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | -2.2632% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1762% | 4,716 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0369% | 3,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2682% | 4,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8993% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0213% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0213% | 3,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0489% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 4,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0832% | 4,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2336% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0467% | 2,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0467% | 2,680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0716% | 4,760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0322% | 3,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0987% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3608% | 4,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0354% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0354% | 2,579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0864% | 4,818 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0902% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1307% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5165% | 4,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1046% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1046% | 2,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 4,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0817% | 4,747 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1175% | 4,819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2331% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2331% | 4,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 4,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,572 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0835% | 4,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8477% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3423% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3423% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 4,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0841% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2938% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2938% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 4,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0264% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0821% | 4,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 4,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0247% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0247% | 2,649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0613% | 4,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 5,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1224% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0204% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0204% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1668% | 5,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2777% | 3,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0768% | 5,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1358% | 4,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2584% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2237% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1869% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0287% | 4,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 4,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 4,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2058% | 5,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3571% | 3,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0821% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0925% | 4,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3754% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8386% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2770% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 4,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1043% | 5,160 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1310% | 3,931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0825% | 5,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4612% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3028% | 1,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 5,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0474% | 3,874 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 5,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0846% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3418% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6149% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3358% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0758% | 5,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1631% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2731% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7257% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0252% | 4,880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7540% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0923% | 5,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1286% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1389% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0958% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1588% | 5,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0589% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8412% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0151% | 3,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0579% | 5,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1808% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1774% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6033% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0817% | 2,770 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2251% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0533% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4801% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4579% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5053% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3774% | 5,325 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1498% | 5,039 |
| Percentage Net Loans Charged-off: Credit card loans | -3.1671% | 1,099 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0767% | 4,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8631% | 5,857 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1808% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | -1.5022% | 5,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0916% | 5,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1662% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3817% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2151% | 5,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1811% | 5,661 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0971% | 5,286 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3156% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0264% | 4,997 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.7054% | 5,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1970% | 5,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2785% | 5,797 |
| Percentage Net Loans Charged-off:Construction & development | -2.2731% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1278% | 5,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 5,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3029% | 5,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.0020% | 5,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2455% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | -5.5829% | 1,163 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0616% | 5,037 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.4972% | 5,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.6686% | 6,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3620% | 5,885 |
| Percentage Net Loans Charged-off:Construction & development | -2.8066% | 5,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1932% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2822% | 5,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2317% | 5,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6848% | 5,723 |
| Percentage Net Loans Charged-off: Credit card loans | -9.0402% | 1,161 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3621% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | -11.0040% | 5,509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5143% | 5,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3688% | 5,939 |
| Percentage Net Loans Charged-off:Construction & development | -4.1262% | 5,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0758% | 5,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2344% | 5,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1607% | 5,758 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5109% | 5,621 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6650% | 1,120 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5040% | 5,572 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6227% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1193% | 5,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 5,225 |
| Percentage Net Loans Charged-off:Construction & development | -0.0848% | 4,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1423% | 5,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5837% | 6,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1629% | 5,323 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0011% | 6,033 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2957% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.5490% | 6,011 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2189% | 5,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 5,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 5,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0853% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 5,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0904% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2786% | 6,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4514% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1343% | 6,124 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4235% | 88 |
| Percentage Net Loans Charged-off: Other loans to individual | -7.0957% | 6,097 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2224% | 5,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.0843% | 5,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 5,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1630% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2713% | 6,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2873% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.6819% | 6,203 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6392% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | -10.9566% | 6,173 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3363% | 5,595 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0633% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 5,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0808% | 5,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1286% | 5,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 4,357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2671% | 6,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4168% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | -17.9877% | 6,273 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1123% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | -20.1485% | 6,239 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6458% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1015% | 6,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.9066% | 5,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 2,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1674% | 6,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0569% | 4,518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3254% | 6,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.4971% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2831% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0855% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4423% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3308% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 5,660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0791% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1840% | 6,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0624% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3522% | 6,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6504% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3116% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3004% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6080% | 108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5729% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0811% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1468% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2174% | 6,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0800% | 4,609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4032% | 6,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5819% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6560% | 97 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2757% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0528% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6911% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.0806% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8038% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5844% | 6,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1816% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3673% | 5,996 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5059% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9805% | 6,314 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 2,723 |
| Percentage Net Loans Charged-off:Construction & development | -0.0452% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 1,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4735% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1659% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5143% | 6,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5153% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5578% | 1,935 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6290% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8267% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 6,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 5,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2433% | 6,607 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0572% | 4,782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5136% | 6,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7951% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5972% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3324% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0403% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2680% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 6,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1575% | 6,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0644% | 4,789 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3040% | 6,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5437% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1934% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3074% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3032% | 2,147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6552% | 935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 6,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1456% | 6,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 4,765 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3078% | 6,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6669% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3078% | 1,232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2516% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4801% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7645% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.9698% | 1,508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9563% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6601% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5105% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7421% | 6,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5542% | 6,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5568% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3667% | 1,325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8458% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.5144% | 1,468 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5439% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8551% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.2960% | 1,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1736% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2591% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8063% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6393% | 7,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7194% | 6,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7907% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3822% | 1,306 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2360% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.5840% | 1,456 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8428% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2651% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 1.9523% | 980 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7467% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4070% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1976% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8648% | 7,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4768% | 6,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8545% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1900% | 1,264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9947% | 1,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -17.7155% | 1,430 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4464% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9494% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4449% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9841% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3958% | 7,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3060% | 6,372 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3759% | 1,263 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2968% | 6,286 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0246% | 5,977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5544% | 1,358 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.7079% | 2,290 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0865% | 6,992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6995% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8717% | 911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4992% | 2,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1588% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1842% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9736% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 5,850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6995% | 1,414 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2278% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2021% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.9488% | 1,925 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1157% | 7,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9561% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1920% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7034% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0658% | 3,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8155% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1448% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6937% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 1,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6910% | 1,389 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 3,826 |
| Percentage Net Loans Charged-off:Construction & development | -0.3142% | 6,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 2,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7450% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4037% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0703% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 2,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5039% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4451% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2039% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 1,250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7814% | 1,363 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 4,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0406% | 3,609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 6,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 1,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0562% | 2,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3784% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2442% | 7,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3235% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0387% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1218% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3477% | 6,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2552% | 1,343 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6576% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3363% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 1.8902% | 2,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 3,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4967% | 2,290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0273% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0548% | 7,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9196% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9534% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4006% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0509% | 85 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5783% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.2169% | 2,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1321% | 2,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4893% | 2,130 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0009% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0557% | 7,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2430% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7646% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2678% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 4,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1152% | 4,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 2,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5254% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4616% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5116% | 7,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0354% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9169% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1460% | 7,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0222% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8007% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0562% | 7,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2299% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7135% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 25.2050% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5676% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6010% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.9205% | 2,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5111% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2896% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1425% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4033% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5661% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4369% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5040% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4674% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3289% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3367% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.5554% | 2,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3661% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7613% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6460% | 910 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5177% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0873% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0258% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9667% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2492% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3051% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.8230% | 1,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8290% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0488% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 5,858 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9154% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8000% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9601% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5438% | 1,623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2134% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5394% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9343% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2390% | 7,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4253% | 8,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2485% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1194% | 1,639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 4,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7108% | 896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2022% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1870% | 3,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0310% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5050% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0990% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2253% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9939% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2082% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 7,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0342% | 2,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6418% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6280% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 7,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7971% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0791% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 4,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3432% | 2,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8228% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8043% | 984 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 2,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4423% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6225% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0983% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 1,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6541% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3936% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2208% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3053% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1891% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5451% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3050% | 2,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1270% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6957% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4186% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3818% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5086% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8658% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4372% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0523% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7309% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4490% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7613% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4433% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2299% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0784% | 8,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2403% | 8,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9223% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5060% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2397% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4480% | 7,539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 8,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 6,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4962% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7076% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5898% | 7,586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0781% | 8,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2231% | 7,950 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2920% | 2,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9549% | 7,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0152% | 7,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 6,825 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3588% | 7,991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0236% | 7,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1380% | 8,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4723% | 8,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0164% | 6,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0895% | 7,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0859% | 8,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3076% | 8,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 5,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0384% | 7,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1130% | 8,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3654% | 8,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1396% | 8,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0506% | 7,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1600% | 8,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5389% | 8,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0355% | 7,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0046% | 7,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 8,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 8,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1305% | 8,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 5,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1247% | 7,599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 5,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 8,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 8,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1752% | 8,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 3,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0681% | 7,492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2225% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7615% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0699% | 7,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 5,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1324% | 7,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2962% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0555% | 7,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 6,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 3,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 4,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3646% | 8,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1732% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0657% | 9,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0717% | 8,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 8,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5202% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3274% | 5,116 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5720% | 1,448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2334% | 8,154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2758% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5657% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6511% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4282% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 3,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5436% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4530% | 2,995 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5591% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |