Home > Central Valley Bank > Net charge- offs to loans
Central Valley Bank, Net charge- offs to loans
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5610% | 728 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4066% | 287 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.7870% | 207 |
Percentage Net Loans Charged-off: Multi-family residential | 1.5233% | 59 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 997 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 955 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.6135% | 748 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5562% | 3,332 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0446% | 1,441 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6549% | 506 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4862% | 216 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0306% | 137 |
Percentage Net Loans Charged-off: Multi-family residential | 1.9731% | 43 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 1,131 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 1,067 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.8372% | 562 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5263% | 3,012 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0584% | 1,225 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8088% | 415 |
Percentage Net Loans Charged-off: Total real estate loans | 0.6369% | 168 |
Percentage Net Loans Charged-off:Construction & development | 0.1008% | 253 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0771% | 134 |
Percentage Net Loans Charged-off: Multi-family residential | 2.1537% | 29 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 677 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 650 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.1452% | 498 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3127% | 3,626 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1756% | 845 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7662% | 445 |
Percentage Net Loans Charged-off: Total real estate loans | 0.7242% | 145 |
Percentage Net Loans Charged-off:Construction & development | 1.1121% | 57 |
Percentage Net Loans Charged-off: Commercial real estate | 1.2285% | 91 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4474% | 308 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.4848% | 303 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.3170% | 602 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3538% | 3,022 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.3637% | 529 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9701% | 448 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4965% | 322 |
Percentage Net Loans Charged-off:Construction & development | 0.7114% | 181 |
Percentage Net Loans Charged-off: Commercial real estate | 1.1691% | 214 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0541% | 158 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 930 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | 0.2256% | 876 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.2032% | 666 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9153% | 2,247 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 3.2403% | 254 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9875% | 394 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4822% | 294 |
Percentage Net Loans Charged-off:Construction & development | 0.1398% | 358 |
Percentage Net Loans Charged-off: Commercial real estate | 1.2582% | 163 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0745% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 771 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 728 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.1295% | 592 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9579% | 1,968 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 3.6763% | 204 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.1797% | 339 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5064% | 280 |
Percentage Net Loans Charged-off:Construction & development | 0.1080% | 318 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0053% | 187 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3250% | 530 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.3513% | 492 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.5340% | 456 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5567% | 3,031 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 5.5425% | 138 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.8942% | 493 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4487% | 312 |
Percentage Net Loans Charged-off:Construction & development | 0.4098% | 150 |
Percentage Net Loans Charged-off: Commercial real estate | 0.7437% | 162 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3611% | 422 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.3906% | 387 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.3051% | 322 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2656% | 1,463 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6849% | 990 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3041% | 712 |
Percentage Net Loans Charged-off:Construction & development | 0.9966% | 202 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5404% | 456 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1459% | 1,428 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 1,347 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.6832% | 1,070 |
Percentage Net Loans Charged-off: Loans to individuals | 2.0683% | 798 |
Percentage Net Loans Charged-off: Credit card loans | 6.0189% | 284 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6061% | 1,020 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1505% | 1,161 |
Percentage Net Loans Charged-off:Construction & development | 1.0201% | 185 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1786% | 708 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 1,498 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,413 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.9147% | 786 |
Percentage Net Loans Charged-off: Loans to individuals | 1.7629% | 960 |
Percentage Net Loans Charged-off: Credit card loans | 5.7149% | 332 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6794% | 889 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 1,209 |
Percentage Net Loans Charged-off:Construction & development | 0.4766% | 234 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 672 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 1,190 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 1,125 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.2050% | 702 |
Percentage Net Loans Charged-off: Loans to individuals | 2.0960% | 748 |
Percentage Net Loans Charged-off: Credit card loans | 4.3605% | 538 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0783% | 459 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1830% | 755 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2521% | 347 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1581% | 812 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 769 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.9364% | 428 |
Percentage Net Loans Charged-off: Loans to individuals | 4.8558% | 235 |
Percentage Net Loans Charged-off: Credit card loans | 9.5694% | 187 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6069% | 1,360 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2616% | 856 |
Percentage Net Loans Charged-off:Construction & development | 0.4226% | 362 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5656% | 465 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 1,895 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0859% | 1,802 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2289% | 3,691 |
Percentage Net Loans Charged-off: Loans to individuals | 4.0305% | 284 |
Percentage Net Loans Charged-off: Credit card loans | 3.1646% | 895 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0445% | 6,319 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 3,692 |
Percentage Net Loans Charged-off:Construction & development | 0.1693% | 493 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3638% | 4,901 |
Percentage Net Loans Charged-off: Credit card loans | 1.9704% | 1,282 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0939% | 4,748 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3410% | 2,052 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0533% | 6,293 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0589% | 6,469 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0166% | 8,106 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,856 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0000% | 8,921 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |