Home > Central Valley Bank > Assets and Liabilities
Central Valley Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $130,662,000 | 4,169 |
| Cash and due from depository institutions | $3,127,000 | 4,539 |
| Interest-bearing balances | $53,000 | 5,604 |
| Securities | $9,551,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $4,170,000 | 2,789 |
| Net loans & leases | $104,583,000 | 3,576 |
| Loan loss allowance | $1,431,000 | 3,151 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,724,000 | 3,626 |
| Other real estate owned | $1,587,000 | 4,539 |
| Goodwill and other intangibles | $3,193,000 | 1,050 |
| All other assets | $1,727,000 | 5,430 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $130,662,000 | 4,169 |
| Total liabilities | $117,539,000 | 4,141 |
| Total deposits | $105,717,000 | 4,186 |
| Interest-bearing deposits | $92,640,000 | 4,030 |
| Deposits held in domestic offices | $105,717,000 | 4,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,822,000 | 2,291 |
| Total equity capital | $13,123,000 | 4,248 |
| Total bank equity capital | $13,123,000 | 4,248 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $9,230,000 | 2,409 |
| Undivided profits | $2,893,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,129,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $713,000 | 4,533 |
| Earning assets | $118,357,000 | 4,202 |
| Long-term assets (5+ years) | $8,029,000 | 4,996 |
| Average Assets, year-to-date | $124,336,200 | 4,158 |
| Average Assets, quarterly | $126,606,500 | 4,215 |
| Volatile liabilities | $15,821,000 | 5,009 |
| Insider loans | $638,000 | 5,001 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $167,000 | 1,490 |
| Unused loan commitments | $14,061,000 | 3,995 |
| Tier 1 (core) risk-based capital | $10,056,000 | 5,084 |
| Tier 2 risk-based capital | $1,182,000 | 3,467 |
| Total risk weighted assets | $94,336,000 | 3,997 |
| Total unused commitments | $14,061,000 | 3,995 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 36 | 4,349 |
| Assets and Liabilities | ||
| Total Assets: | $122,551,000 | 4,297 |
| Cash and due from depository institutions | $2,310,000 | 4,349 |
| Interest-bearing balances | $51,000 | 5,657 |
| Securities | $9,794,000 | 6,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $101,467,000 | 3,621 |
| Loan loss allowance | $1,404,000 | 3,176 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,686,000 | 3,644 |
| Other real estate owned | $1,165,000 | 4,349 |
| Goodwill and other intangibles | $3,202,000 | 1,019 |
| All other assets | $1,927,000 | 5,120 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,551,000 | 4,297 |
| Total liabilities | $109,321,000 | 4,306 |
| Total deposits | $92,992,000 | 4,506 |
| Interest-bearing deposits | $82,886,000 | 4,302 |
| Deposits held in domestic offices | $92,992,000 | 4,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,185,000 | 1,764 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,144,000 | 3,149 |
| Total equity capital | $13,230,000 | 4,183 |
| Total bank equity capital | $13,230,000 | 4,183 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $9,230,000 | 2,352 |
| Undivided profits | $3,000,000 | 5,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,280,000 | 348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $725,000 | 4,462 |
| Earning assets | $111,312,000 | 4,341 |
| Long-term assets (5+ years) | $9,910,000 | 4,638 |
| Average Assets, year-to-date | $122,754,750 | 4,195 |
| Average Assets, quarterly | $125,523,500 | 4,186 |
| Volatile liabilities | $12,217,000 | 5,597 |
| Insider loans | $715,000 | 4,831 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $194,000 | 1,553 |
| Unused loan commitments | $13,853,000 | 3,982 |
| Tier 1 (core) risk-based capital | $10,120,000 | 5,024 |
| Tier 2 risk-based capital | $1,123,000 | 3,563 |
| Total risk weighted assets | $89,583,000 | 4,099 |
| Total unused commitments | $13,853,000 | 3,985 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 36 | 4,339 |
| Assets and Liabilities | ||
| Total Assets: | $128,496,000 | 4,092 |
| Cash and due from depository institutions | $2,543,000 | 4,339 |
| Interest-bearing balances | $42,000 | 5,788 |
| Securities | $10,684,000 | 6,231 |
| Federal funds sold & reverse repurchase agreements | $3,830,000 | 2,533 |
| Net loans & leases | $102,938,000 | 3,508 |
| Loan loss allowance | $1,348,000 | 3,247 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,344,000 | 3,944 |
| Other real estate owned | $810,000 | 4,339 |
| Goodwill and other intangibles | $3,212,000 | 1,004 |
| All other assets | $2,135,000 | 4,715 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $128,496,000 | 4,092 |
| Total liabilities | $115,255,000 | 4,098 |
| Total deposits | $94,286,000 | 4,413 |
| Interest-bearing deposits | $84,546,000 | 4,196 |
| Deposits held in domestic offices | $94,286,000 | 4,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,900,000 | 1,218 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,493 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,069,000 | 3,093 |
| Total equity capital | $13,241,000 | 4,124 |
| Total bank equity capital | $13,241,000 | 4,124 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $9,230,000 | 2,303 |
| Undivided profits | $3,011,000 | 5,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,499,000 | 333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $615,000 | 4,703 |
| Earning assets | $117,494,000 | 4,107 |
| Long-term assets (5+ years) | $10,421,000 | 4,615 |
| Average Assets, year-to-date | $122,822,670 | 4,187 |
| Average Assets, quarterly | $123,681,500 | 4,184 |
| Volatile liabilities | $16,339,000 | 4,769 |
| Insider loans | $1,188,000 | 3,771 |
| FHLB advances | $11,000,000 | 2,368 |
| Loans and leases held for sale | $161,000 | 1,596 |
| Unused loan commitments | $12,841,000 | 4,099 |
| Tier 1 (core) risk-based capital | $10,103,000 | 4,959 |
| Tier 2 risk-based capital | $1,146,000 | 3,464 |
| Total risk weighted assets | $91,497,000 | 3,967 |
| Total unused commitments | $12,841,000 | 4,099 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $118,867,000 | 4,333 |
| Cash and due from depository institutions | $2,910,000 | 4,612 |
| Interest-bearing balances | $53,000 | 5,677 |
| Securities | $9,941,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $910,000 | 5,140 |
| Net loans & leases | $97,347,000 | 3,618 |
| Loan loss allowance | $1,356,000 | 3,242 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,081,000 | 4,216 |
| Other real estate owned | $741,000 | 4,612 |
| Goodwill and other intangibles | $3,221,000 | 1,000 |
| All other assets | $1,716,000 | 5,271 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $118,867,000 | 4,333 |
| Total liabilities | $105,689,000 | 4,349 |
| Total deposits | $93,956,000 | 4,424 |
| Interest-bearing deposits | $84,611,000 | 4,224 |
| Deposits held in domestic offices | $93,956,000 | 4,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,431 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $733,000 | 3,893 |
| Total equity capital | $13,178,000 | 4,062 |
| Total bank equity capital | $13,178,000 | 4,062 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $9,230,000 | 2,261 |
| Undivided profits | $2,948,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,832,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $630,000 | 4,519 |
| Earning assets | $108,251,000 | 4,370 |
| Long-term assets (5+ years) | $10,226,000 | 4,700 |
| Average Assets, year-to-date | $119,986,000 | 4,288 |
| Average Assets, quarterly | $119,986,000 | 4,288 |
| Volatile liabilities | $7,446,000 | 6,499 |
| Insider loans | $1,201,000 | 3,742 |
| FHLB advances | $11,000,000 | 2,307 |
| Loans and leases held for sale | $69,000 | 1,693 |
| Unused loan commitments | $11,527,000 | 4,283 |
| Tier 1 (core) risk-based capital | $10,058,000 | 4,917 |
| Tier 2 risk-based capital | $1,065,000 | 3,657 |
| Total risk weighted assets | $84,920,000 | 4,157 |
| Total unused commitments | $11,527,000 | 4,284 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 33 | 4,620 |
| Assets and Liabilities | ||
| Total Assets: | $121,105,000 | 4,265 |
| Cash and due from depository institutions | $2,747,000 | 4,620 |
| Interest-bearing balances | $204,000 | 4,315 |
| Securities | $12,291,000 | 6,010 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $98,392,000 | 3,555 |
| Loan loss allowance | $1,290,000 | 3,323 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,753,000 | 4,620 |
| Other real estate owned | $886,000 | 4,620 |
| Goodwill and other intangibles | $3,231,000 | 986 |
| All other assets | $1,805,000 | 5,099 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $121,105,000 | 4,265 |
| Total liabilities | $107,911,000 | 4,274 |
| Total deposits | $95,040,000 | 4,380 |
| Interest-bearing deposits | $85,964,000 | 4,162 |
| Deposits held in domestic offices | $95,040,000 | 4,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,000 | 3,382 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,000,000 | 2,338 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $746,000 | 3,777 |
| Total equity capital | $13,194,000 | 4,057 |
| Total bank equity capital | $13,194,000 | 4,057 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $9,230,000 | 2,217 |
| Undivided profits | $2,964,000 | 5,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,989,000 | 357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $667,000 | 4,324 |
| Earning assets | $110,887,000 | 4,283 |
| Long-term assets (5+ years) | $9,646,000 | 4,884 |
| Average Assets, year-to-date | $119,622,000 | 4,179 |
| Average Assets, quarterly | $120,130,500 | 4,254 |
| Volatile liabilities | $7,864,000 | 6,369 |
| Insider loans | $809,000 | 4,540 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,191,000 | 4,215 |
| Tier 1 (core) risk-based capital | $9,989,000 | 4,885 |
| Tier 2 risk-based capital | $1,090,000 | 3,561 |
| Total risk weighted assets | $86,230,000 | 4,086 |
| Total unused commitments | $11,191,000 | 4,215 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $119,156,000 | 4,274 |
| Cash and due from depository institutions | $2,483,000 | 4,639 |
| Interest-bearing balances | $54,000 | 5,740 |
| Securities | $12,323,000 | 6,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $96,727,000 | 3,567 |
| Loan loss allowance | $1,321,000 | 3,260 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,627,000 | 4,788 |
| Other real estate owned | $812,000 | 4,639 |
| Goodwill and other intangibles | $3,240,000 | 964 |
| All other assets | $1,944,000 | 4,911 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $119,156,000 | 4,274 |
| Total liabilities | $105,942,000 | 4,289 |
| Total deposits | $91,419,000 | 4,452 |
| Interest-bearing deposits | $82,403,000 | 4,253 |
| Deposits held in domestic offices | $91,419,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,480,000 | 2,587 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $12,500,000 | 2,279 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $543,000 | 4,702 |
| Total equity capital | $13,214,000 | 4,025 |
| Total bank equity capital | $13,214,000 | 4,025 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $9,230,000 | 2,174 |
| Undivided profits | $2,984,000 | 5,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,085,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $744,000 | 4,105 |
| Earning assets | $109,104,000 | 4,291 |
| Long-term assets (5+ years) | $8,223,000 | 5,301 |
| Average Assets, year-to-date | $119,251,250 | 4,191 |
| Average Assets, quarterly | $119,775,500 | 4,232 |
| Volatile liabilities | $8,810,000 | 6,124 |
| Insider loans | $899,000 | 4,320 |
| FHLB advances | $12,500,000 | 2,148 |
| Loans and leases held for sale | $200,000 | 1,502 |
| Unused loan commitments | $10,599,000 | 4,298 |
| Tier 1 (core) risk-based capital | $9,947,000 | 4,873 |
| Tier 2 risk-based capital | $1,069,000 | 3,601 |
| Total risk weighted assets | $84,491,000 | 4,117 |
| Total unused commitments | $10,599,000 | 4,298 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $120,395,000 | 4,216 |
| Cash and due from depository institutions | $2,088,000 | 4,581 |
| Interest-bearing balances | $55,000 | 5,757 |
| Securities | $12,481,000 | 6,066 |
| Federal funds sold & reverse repurchase agreements | $630,000 | 4,856 |
| Net loans & leases | $97,523,000 | 3,505 |
| Loan loss allowance | $1,284,000 | 3,325 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,651,000 | 4,728 |
| Other real estate owned | $862,000 | 4,581 |
| Goodwill and other intangibles | $3,250,000 | 942 |
| All other assets | $1,910,000 | 4,926 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $120,395,000 | 4,216 |
| Total liabilities | $107,305,000 | 4,259 |
| Total deposits | $93,261,000 | 4,377 |
| Interest-bearing deposits | $83,759,000 | 4,185 |
| Deposits held in domestic offices | $93,261,000 | 4,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,500,000 | 2,173 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $544,000 | 4,332 |
| Total equity capital | $13,090,000 | 3,948 |
| Total bank equity capital | $13,090,000 | 3,948 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $9,230,000 | 2,144 |
| Undivided profits | $2,860,000 | 5,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,953,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $639,000 | 4,359 |
| Earning assets | $110,689,000 | 4,206 |
| Long-term assets (5+ years) | $7,894,000 | 5,496 |
| Average Assets, year-to-date | $119,283,000 | 4,199 |
| Average Assets, quarterly | $119,204,500 | 4,239 |
| Volatile liabilities | $8,443,000 | 6,203 |
| Insider loans | $956,000 | 4,169 |
| FHLB advances | $13,500,000 | 2,042 |
| Loans and leases held for sale | $30,000 | 1,806 |
| Unused loan commitments | $10,640,000 | 4,302 |
| Tier 1 (core) risk-based capital | $9,858,000 | 4,848 |
| Tier 2 risk-based capital | $1,067,000 | 3,567 |
| Total risk weighted assets | $85,146,000 | 4,040 |
| Total unused commitments | $10,640,000 | 4,303 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $118,014,000 | 4,281 |
| Cash and due from depository institutions | $2,197,000 | 4,566 |
| Interest-bearing balances | $10,000 | 6,623 |
| Securities | $11,643,000 | 6,217 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 5,286 |
| Net loans & leases | $95,184,000 | 3,502 |
| Loan loss allowance | $1,160,000 | 3,554 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,645,000 | 4,713 |
| Other real estate owned | $1,044,000 | 4,566 |
| Goodwill and other intangibles | $3,261,000 | 917 |
| All other assets | $1,725,000 | 5,015 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $118,014,000 | 4,281 |
| Total liabilities | $104,540,000 | 4,308 |
| Total deposits | $90,476,000 | 4,494 |
| Interest-bearing deposits | $82,078,000 | 4,281 |
| Deposits held in domestic offices | $90,476,000 | 4,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,500,000 | 2,053 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $564,000 | 4,586 |
| Total equity capital | $13,474,000 | 3,954 |
| Total bank equity capital | $13,474,000 | 3,954 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $9,230,000 | 2,110 |
| Undivided profits | $3,244,000 | 5,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,968,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $617,000 | 4,433 |
| Earning assets | $108,152,000 | 4,301 |
| Long-term assets (5+ years) | $7,164,000 | 5,621 |
| Average Assets, year-to-date | $118,727,000 | 4,230 |
| Average Assets, quarterly | $118,727,000 | 4,230 |
| Volatile liabilities | $8,043,000 | 6,249 |
| Insider loans | $900,000 | 4,251 |
| FHLB advances | $13,500,000 | 1,935 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,524,000 | 4,067 |
| Tier 1 (core) risk-based capital | $10,047,000 | 4,735 |
| Tier 2 risk-based capital | $1,040,000 | 3,589 |
| Total risk weighted assets | $83,183,000 | 4,053 |
| Total unused commitments | $11,524,000 | 4,074 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $119,440,000 | 4,222 |
| Cash and due from depository institutions | $2,896,000 | 4,678 |
| Interest-bearing balances | $76,000 | 5,598 |
| Securities | $12,052,000 | 6,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $96,575,000 | 3,443 |
| Loan loss allowance | $1,224,000 | 3,389 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,669,000 | 4,670 |
| Other real estate owned | $1,054,000 | 4,678 |
| Goodwill and other intangibles | $3,271,000 | 914 |
| All other assets | $1,923,000 | 4,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,440,000 | 4,222 |
| Total liabilities | $106,065,000 | 4,245 |
| Total deposits | $89,413,000 | 4,510 |
| Interest-bearing deposits | $81,322,000 | 4,274 |
| Deposits held in domestic offices | $89,413,000 | 4,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,325,000 | 2,149 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 2,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $827,000 | 3,500 |
| Total equity capital | $13,375,000 | 3,897 |
| Total bank equity capital | $13,375,000 | 3,897 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $9,230,000 | 2,082 |
| Undivided profits | $3,145,000 | 5,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,744,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $695,000 | 4,156 |
| Earning assets | $108,703,000 | 4,246 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $117,924,200 | 4,143 |
| Average Assets, quarterly | $118,397,000 | 4,232 |
| Volatile liabilities | $30,218,000 | 2,911 |
| Insider loans | $1,163,000 | 3,706 |
| FHLB advances | $13,500,000 | 1,946 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,088,000 | 4,043 |
| Tier 1 (core) risk-based capital | $9,964,000 | 4,726 |
| Tier 2 risk-based capital | $1,041,000 | 3,577 |
| Total risk weighted assets | $83,126,000 | 4,034 |
| Total unused commitments | $11,088,000 | 4,047 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $117,354,000 | 4,249 |
| Cash and due from depository institutions | $2,420,000 | 4,610 |
| Interest-bearing balances | $54,000 | 5,882 |
| Securities | $9,024,000 | 6,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $98,054,000 | 3,376 |
| Loan loss allowance | $1,214,000 | 3,409 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,649,000 | 4,695 |
| Other real estate owned | $850,000 | 4,610 |
| Goodwill and other intangibles | $3,282,000 | 904 |
| All other assets | $2,075,000 | 4,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,354,000 | 4,249 |
| Total liabilities | $104,128,000 | 4,282 |
| Total deposits | $87,862,000 | 4,562 |
| Interest-bearing deposits | $80,251,000 | 4,303 |
| Deposits held in domestic offices | $87,862,000 | 4,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,225,000 | 1,527 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,500,000 | 2,295 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $541,000 | 4,810 |
| Total equity capital | $13,226,000 | 3,930 |
| Total bank equity capital | $13,226,000 | 3,930 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $9,230,000 | 2,050 |
| Undivided profits | $2,996,000 | 5,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,166,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $836,000 | 3,702 |
| Earning assets | $107,132,000 | 4,261 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $117,545,250 | 4,164 |
| Average Assets, quarterly | $118,652,000 | 4,199 |
| Volatile liabilities | $30,719,000 | 2,840 |
| Insider loans | $1,192,000 | 3,650 |
| FHLB advances | $10,500,000 | 2,161 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,221,000 | 4,034 |
| Tier 1 (core) risk-based capital | $9,751,000 | 4,778 |
| Tier 2 risk-based capital | $1,074,000 | 3,477 |
| Total risk weighted assets | $85,770,000 | 3,942 |
| Total unused commitments | $11,221,000 | 4,039 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $119,950,000 | 4,171 |
| Cash and due from depository institutions | $5,823,000 | 4,723 |
| Interest-bearing balances | $56,000 | 5,907 |
| Securities | $9,440,000 | 6,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $96,534,000 | 3,411 |
| Loan loss allowance | $1,141,000 | 3,528 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,675,000 | 4,633 |
| Other real estate owned | $1,027,000 | 4,723 |
| Goodwill and other intangibles | $3,292,000 | 871 |
| All other assets | $2,159,000 | 4,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,950,000 | 4,171 |
| Total liabilities | $106,758,000 | 4,194 |
| Total deposits | $92,770,000 | 4,368 |
| Interest-bearing deposits | $81,934,000 | 4,245 |
| Deposits held in domestic offices | $92,770,000 | 4,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,143 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,500,000 | 2,153 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $638,000 | 4,442 |
| Total equity capital | $13,192,000 | 3,925 |
| Total bank equity capital | $13,192,000 | 3,925 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $9,230,000 | 2,008 |
| Undivided profits | $2,962,000 | 5,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,055,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $746,000 | 3,939 |
| Earning assets | $106,030,000 | 4,303 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $117,609,000 | 4,167 |
| Average Assets, quarterly | $118,702,000 | 4,176 |
| Volatile liabilities | $32,105,000 | 2,705 |
| Insider loans | $1,366,000 | 3,349 |
| FHLB advances | $11,500,000 | 2,017 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,331,000 | 3,946 |
| Tier 1 (core) risk-based capital | $9,640,000 | 4,765 |
| Tier 2 risk-based capital | $1,070,000 | 3,438 |
| Total risk weighted assets | $85,511,000 | 3,906 |
| Total unused commitments | $11,331,000 | 3,961 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $117,454,000 | 4,202 |
| Cash and due from depository institutions | $3,694,000 | 4,504 |
| Interest-bearing balances | $68,000 | 5,669 |
| Securities | $9,994,000 | 6,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $96,246,000 | 3,370 |
| Loan loss allowance | $1,074,000 | 3,643 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,691,000 | 4,579 |
| Other real estate owned | $376,000 | 4,504 |
| Goodwill and other intangibles | $3,303,000 | 866 |
| All other assets | $2,150,000 | 4,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,454,000 | 4,202 |
| Total liabilities | $104,366,000 | 4,222 |
| Total deposits | $88,152,000 | 4,493 |
| Interest-bearing deposits | $80,798,000 | 4,280 |
| Deposits held in domestic offices | $88,152,000 | 4,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,900,000 | 1,564 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,500,000 | 2,110 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $814,000 | 3,839 |
| Total equity capital | $13,088,000 | 3,884 |
| Total bank equity capital | $13,088,000 | 3,884 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $9,230,000 | 1,978 |
| Undivided profits | $2,858,000 | 5,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,036,000 | 654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $702,000 | 4,157 |
| Earning assets | $106,308,000 | 4,239 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $116,438,500 | 4,191 |
| Average Assets, quarterly | $116,438,500 | 4,191 |
| Volatile liabilities | $28,426,000 | 2,925 |
| Insider loans | $1,472,000 | 3,130 |
| FHLB advances | $11,500,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,737,000 | 3,813 |
| Tier 1 (core) risk-based capital | $9,522,000 | 4,745 |
| Tier 2 risk-based capital | $1,038,000 | 3,454 |
| Total risk weighted assets | $83,028,000 | 3,946 |
| Total unused commitments | $11,737,000 | 3,827 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 34 | 4,589 |
| Assets and Liabilities | ||
| Total Assets: | $115,423,000 | 4,218 |
| Cash and due from depository institutions | $3,011,000 | 4,589 |
| Interest-bearing balances | $60,000 | 5,660 |
| Securities | $10,425,000 | 6,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $94,456,000 | 3,403 |
| Loan loss allowance | $1,113,000 | 3,475 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,704,000 | 4,547 |
| Other real estate owned | $287,000 | 4,589 |
| Goodwill and other intangibles | $3,313,000 | 839 |
| All other assets | $2,227,000 | 4,269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,423,000 | 4,218 |
| Total liabilities | $102,425,000 | 4,241 |
| Total deposits | $88,090,000 | 4,465 |
| Interest-bearing deposits | $80,920,000 | 4,214 |
| Deposits held in domestic offices | $88,090,000 | 4,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 2,750 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,000,000 | 1,976 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $760,000 | 4,077 |
| Total equity capital | $12,998,000 | 3,868 |
| Total bank equity capital | $12,998,000 | 3,868 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $9,230,000 | 1,947 |
| Undivided profits | $2,768,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,153,000 | 630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $795,000 | 3,907 |
| Earning assets | $104,941,000 | 4,225 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $117,933,200 | 3,990 |
| Average Assets, quarterly | $116,743,500 | 4,128 |
| Volatile liabilities | $26,479,000 | 3,082 |
| Insider loans | $1,593,000 | 2,974 |
| FHLB advances | $13,000,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,764,000 | 3,711 |
| Tier 1 (core) risk-based capital | $9,396,000 | 4,729 |
| Tier 2 risk-based capital | $1,017,000 | 3,467 |
| Total risk weighted assets | $81,225,000 | 3,976 |
| Total unused commitments | $11,764,000 | 3,715 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $119,636,000 | 3,969 |
| Cash and due from depository institutions | $4,130,000 | 4,692 |
| Interest-bearing balances | $155,000 | 4,725 |
| Securities | $9,486,000 | 6,636 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $98,685,000 | 3,166 |
| Loan loss allowance | $827,000 | 4,168 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,808,000 | 4,324 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $3,356,000 | 790 |
| All other assets | $2,171,000 | 4,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,636,000 | 3,969 |
| Total liabilities | $106,947,000 | 3,993 |
| Total deposits | $85,728,000 | 4,430 |
| Interest-bearing deposits | $78,246,000 | 4,227 |
| Deposits held in domestic offices | $85,728,000 | 4,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,530,000 | 1,235 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000,000 | 1,844 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $689,000 | 4,482 |
| Total equity capital | $12,689,000 | 3,708 |
| Total bank equity capital | $12,689,000 | 3,708 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $9,230,000 | 1,835 |
| Undivided profits | $2,459,000 | 6,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $816,000 | 4,137 |
| Earning assets | $108,326,000 | 4,014 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $112,580,800 | 4,013 |
| Average Assets, quarterly | $116,933,500 | 4,009 |
| Volatile liabilities | $33,428,000 | 2,488 |
| Insider loans | $2,023,000 | 2,363 |
| FHLB advances | $13,000,000 | 1,698 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,137,000 | 3,904 |
| Tier 1 (core) risk-based capital | $9,147,000 | 4,675 |
| Tier 2 risk-based capital | $827,000 | 3,905 |
| Total risk weighted assets | $90,177,000 | 3,514 |
| Total unused commitments | $10,137,000 | 3,915 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $108,417,000 | 4,171 |
| Cash and due from depository institutions | $3,813,000 | 4,969 |
| Interest-bearing balances | $669,000 | 2,758 |
| Securities | $10,414,000 | 6,670 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $87,326,000 | 3,416 |
| Loan loss allowance | $603,000 | 5,087 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $971,000 | 6,045 |
| Other real estate owned | $0 | 4,969 |
| Goodwill and other intangibles | $3,787,000 | 728 |
| All other assets | $2,106,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,417,000 | 4,171 |
| Total liabilities | $95,376,000 | 4,228 |
| Total deposits | $85,285,000 | 4,332 |
| Interest-bearing deposits | $85,285,000 | 3,793 |
| Deposits held in domestic offices | $85,285,000 | 4,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,180,000 | 2,654 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,282 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $911,000 | 3,852 |
| Total equity capital | $13,041,000 | 3,510 |
| Total bank equity capital | $13,041,000 | 3,510 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $9,230,000 | 1,775 |
| Undivided profits | $2,811,000 | 5,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 5,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $640,000 | 4,225 |
| Earning assets | $98,409,000 | 4,224 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $100,781,800 | 4,272 |
| Average Assets, quarterly | $105,850,000 | 4,209 |
| Volatile liabilities | $19,155,000 | 3,757 |
| Insider loans | $1,477,000 | 2,963 |
| FHLB advances | $8,000,000 | 512 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,014,000 | 4,261 |
| Tier 1 (core) risk-based capital | $9,190,000 | 4,589 |
| Tier 2 risk-based capital | $603,000 | 4,785 |
| Total risk weighted assets | $76,267,000 | 3,901 |
| Total unused commitments | $8,014,000 | 4,262 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $97,164,000 | 4,517 |
| Cash and due from depository institutions | $9,791,000 | 5,019 |
| Interest-bearing balances | $5,994,000 | 692 |
| Securities | $9,808,000 | 7,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $70,929,000 | 3,929 |
| Loan loss allowance | $496,000 | 5,721 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $900,000 | 6,331 |
| Other real estate owned | $105,000 | 5,019 |
| Goodwill and other intangibles | $4,216,000 | 706 |
| All other assets | $1,415,000 | 5,059 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,164,000 | 4,517 |
| Total liabilities | $84,611,000 | 4,655 |
| Total deposits | $77,976,000 | 4,657 |
| Interest-bearing deposits | $72,238,000 | 4,357 |
| Deposits held in domestic offices | $77,976,000 | 4,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 2,585 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $635,000 | 4,584 |
| Total equity capital | $12,553,000 | 3,505 |
| Total bank equity capital | $12,553,000 | 3,505 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $9,230,000 | 1,764 |
| Undivided profits | $2,323,000 | 6,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $486,000 | 4,671 |
| Earning assets | $86,731,000 | 4,618 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $93,042,200 | 4,528 |
| Average Assets, quarterly | $95,962,000 | 4,517 |
| Volatile liabilities | $14,383,000 | 4,353 |
| Insider loans | $774,000 | 4,324 |
| FHLB advances | $6,000,000 | 576 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,161,000 | 5,912 |
| Tier 1 (core) risk-based capital | $8,390,000 | 4,926 |
| Tier 2 risk-based capital | $496,000 | 5,371 |
| Total risk weighted assets | $68,097,000 | 4,160 |
| Total unused commitments | $4,161,000 | 5,920 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $90,933,000 | 4,712 |
| Cash and due from depository institutions | $7,260,000 | 4,841 |
| Interest-bearing balances | $4,495,000 | 1,328 |
| Securities | $11,949,000 | 6,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $64,848,000 | 4,019 |
| Loan loss allowance | $398,000 | 6,420 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $954,000 | 6,117 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $4,654,000 | 611 |
| All other assets | $1,268,000 | 5,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,933,000 | 4,712 |
| Total liabilities | $78,432,000 | 4,859 |
| Total deposits | $73,558,000 | 4,871 |
| Interest-bearing deposits | $67,926,000 | 4,566 |
| Deposits held in domestic offices | $73,558,000 | 4,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $874,000 | 3,899 |
| Total equity capital | $12,501,000 | 3,577 |
| Total bank equity capital | $12,501,000 | 3,577 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $9,230,000 | 1,693 |
| Undivided profits | $2,271,000 | 6,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $424,000 | 5,225 |
| Earning assets | $81,292,000 | 4,811 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $88,797,800 | 4,584 |
| Average Assets, quarterly | $92,729,000 | 4,566 |
| Volatile liabilities | $11,801,000 | 4,504 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $4,000,000 | 567 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,007,000 | 5,881 |
| Tier 1 (core) risk-based capital | $7,731,000 | 5,156 |
| Tier 2 risk-based capital | $398,000 | 6,021 |
| Total risk weighted assets | $53,762,000 | 4,822 |
| Total unused commitments | $4,007,000 | 5,886 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $84,808,000 | 4,959 |
| Cash and due from depository institutions | $5,804,000 | 4,914 |
| Interest-bearing balances | $2,506,000 | 1,535 |
| Securities | $13,457,000 | 6,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $58,572,000 | 4,404 |
| Loan loss allowance | $299,000 | 7,586 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $961,000 | 6,089 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $5,104,000 | 559 |
| All other assets | $910,000 | 6,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,808,000 | 4,959 |
| Total liabilities | $72,973,000 | 5,110 |
| Total deposits | $69,094,000 | 5,088 |
| Interest-bearing deposits | $63,987,000 | 4,802 |
| Deposits held in domestic offices | $69,094,000 | 5,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,000,000 | 2,434 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $879,000 | 3,956 |
| Total equity capital | $11,835,000 | 3,697 |
| Total bank equity capital | $11,835,000 | 3,697 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $9,230,000 | 1,673 |
| Undivided profits | $1,605,000 | 7,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $410,000 | 5,575 |
| Earning assets | $74,535,000 | 5,127 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $79,783,000 | 5,022 |
| Average Assets, quarterly | $81,114,000 | 5,081 |
| Volatile liabilities | $11,667,000 | 4,493 |
| Insider loans | $850,000 | 3,972 |
| FHLB advances | $3,000,000 | 595 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,950,000 | 5,805 |
| Tier 1 (core) risk-based capital | $6,655,000 | 5,848 |
| Tier 2 risk-based capital | $299,000 | 7,073 |
| Total risk weighted assets | $50,811,000 | 4,979 |
| Total unused commitments | $3,950,000 | 5,814 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $78,725,000 | 5,399 |
| Cash and due from depository institutions | $8,749,000 | 5,143 |
| Interest-bearing balances | $4,676,000 | 823 |
| Securities | $16,304,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $46,219,000 | 5,319 |
| Loan loss allowance | $249,000 | 8,517 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,007,000 | 5,988 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $5,569,000 | 515 |
| All other assets | $877,000 | 6,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,725,000 | 5,399 |
| Total liabilities | $67,811,000 | 5,552 |
| Total deposits | $66,987,000 | 5,375 |
| Interest-bearing deposits | $62,071,000 | 5,053 |
| Deposits held in domestic offices | $66,987,000 | 5,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $824,000 | 4,093 |
| Total equity capital | $10,914,000 | 4,023 |
| Total bank equity capital | $10,914,000 | 4,023 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $9,230,000 | 1,721 |
| Undivided profits | $684,000 | 9,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $361,000 | 6,111 |
| Earning assets | $67,199,000 | 5,675 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $60,891,600 | 6,297 |
| Average Assets, quarterly | $77,810,000 | 5,390 |
| Volatile liabilities | $7,985,000 | 5,614 |
| Insider loans | $757,000 | 4,369 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,026,000 | 8,800 |
| Tier 1 (core) risk-based capital | $5,376,000 | 6,826 |
| Tier 2 risk-based capital | $249,000 | 7,937 |
| Total risk weighted assets | $29,748,000 | 7,137 |
| Total unused commitments | $1,026,000 | 8,814 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $33,844,000 | 9,062 |
| Cash and due from depository institutions | $5,075,000 | 7,557 |
| Interest-bearing balances | $3,987,000 | 1,161 |
| Securities | $6,063,000 | 9,742 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $18,987,000 | 8,804 |
| Loan loss allowance | $25,000 | 11,801 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $369,000 | 9,088 |
| Other real estate owned | $5,000 | 7,557 |
| Goodwill and other intangibles | $2,935,000 | 707 |
| All other assets | $410,000 | 9,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,844,000 | 9,062 |
| Total liabilities | $28,454,000 | 9,282 |
| Total deposits | $28,059,000 | 9,189 |
| Interest-bearing deposits | $26,495,000 | 8,804 |
| Deposits held in domestic offices | $28,059,000 | 9,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $395,000 | 7,205 |
| Total equity capital | $5,390,000 | 7,015 |
| Total bank equity capital | $5,390,000 | 7,015 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $4,730,000 | 3,008 |
| Undivided profits | $160,000 | 11,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $34,000 | 11,576 |
| Earning assets | $29,037,000 | 9,275 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $31,282,800 | 9,205 |
| Average Assets, quarterly | $32,989,000 | 9,115 |
| Volatile liabilities | $311,000 | 11,624 |
| Insider loans | $141,000 | 8,619 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $171,000 | 10,833 |
| Tier 1 (core) risk-based capital | $2,442,000 | 10,082 |
| Tier 2 risk-based capital | $25,000 | 11,732 |
| Total risk weighted assets | $16,302,000 | 9,531 |
| Total unused commitments | $171,000 | 10,838 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $29,230,000 | 9,891 |
| Cash and due from depository institutions | $2,003,000 | 9,330 |
| Interest-bearing balances | $312,000 | 3,859 |
| Securities | $4,090,000 | 11,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $19,468,000 | 8,857 |
| Loan loss allowance | $0 | 12,548 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $294,000 | 9,901 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $3,123,000 | 614 |
| All other assets | $252,000 | 11,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,230,000 | 9,891 |
| Total liabilities | $24,190,000 | 10,156 |
| Total deposits | $23,995,000 | 10,053 |
| Interest-bearing deposits | $23,995,000 | 9,421 |
| Deposits held in domestic offices | $23,995,000 | 10,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $195,000 | 9,114 |
| Total equity capital | $5,040,000 | 7,094 |
| Total bank equity capital | $5,040,000 | 7,094 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,730,000 | 2,909 |
| Undivided profits | $-190,000 | 11,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $7,000 | 12,422 |
| Earning assets | $23,870,000 | 10,242 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $31,269,000 | 9,532 |
| Average Assets, quarterly | $29,289,500 | 9,840 |
| Volatile liabilities | $510,000 | 11,860 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $24,000 | 11,753 |
| Tier 1 (core) risk-based capital | $1,917,000 | 11,133 |
| Tier 2 risk-based capital | $0 | 12,490 |
| Total risk weighted assets | $16,600,000 | 9,736 |
| Total unused commitments | $24,000 | 11,754 |
| Derivatives | $0 | 687 |