Home > Central Valley Bank > Income and Expense
Central Valley Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,855 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $1,981,000 | 2,634 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $277,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $120,000 | 2,433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $157,000 | 3,111 |
| Total noninterest expense | $1,194,000 | 3,576 |
| Salaries and employee benefits | $678,000 | 3,403 |
| Premises and equipment expense | $131,000 | 3,698 |
| Additional noninterest expense | $385,000 | 3,605 |
| Pre-tax net operating income | $1,064,000 | 1,618 |
| Securities gains (losses) | $-2,000 | 6,691 |
| Applicable income taxes | $360,000 | 1,164 |
| Income before extraordinary items | $702,000 | 1,994 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $702,000 | 1,995 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $702,000 | 1,996 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $703,320 | 1,910 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,986,000 | 2,834 |
| Total interest expense | $583,000 | 4,813 |
| Net interest income | $8,403,000 | 2,560 |
| Provision for loan and lease losses | $385,000 | 3,067 |
| Total noninterest income | $1,283,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $584,000 | 2,202 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $699,000 | 2,892 |
| Total noninterest expense | $5,031,000 | 3,446 |
| Salaries and employee benefits | $2,766,000 | 3,314 |
| Premises and equipment expense | $579,000 | 3,475 |
| Additional noninterest expense | $1,686,000 | 3,512 |
| Pre-tax net operating income | $4,270,000 | 1,573 |
| Securities gains (losses) | $-28,000 | 6,812 |
| Applicable income taxes | $1,443,000 | 1,127 |
| Income before extraordinary items | $2,799,000 | 1,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,799,000 | 1,978 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,799,000 | 1,980 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $2,600,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,817,480 | 1,860 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 2,901 |
| Total interest expense | $457,000 | 4,850 |
| Net interest income | $6,235,000 | 2,627 |
| Provision for loan and lease losses | $385,000 | 2,642 |
| Total noninterest income | $933,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $443,000 | 2,208 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $490,000 | 2,988 |
| Total noninterest expense | $3,755,000 | 3,488 |
| Salaries and employee benefits | $2,096,000 | 3,314 |
| Premises and equipment expense | $437,000 | 3,502 |
| Additional noninterest expense | $1,222,000 | 3,604 |
| Pre-tax net operating income | $3,028,000 | 1,683 |
| Securities gains (losses) | $-22,000 | 6,912 |
| Applicable income taxes | $1,021,000 | 1,207 |
| Income before extraordinary items | $1,985,000 | 2,121 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,985,000 | 2,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,985,000 | 2,122 |
| Net charge-offs | $80,000 | 4,173 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,999,520 | 1,985 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 2,933 |
| Total interest expense | $328,000 | 4,789 |
| Net interest income | $4,116,000 | 2,644 |
| Provision for loan and lease losses | $290,000 | 2,505 |
| Total noninterest income | $643,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $293,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 2,847 |
| Total noninterest expense | $2,508,000 | 3,491 |
| Salaries and employee benefits | $1,388,000 | 3,345 |
| Premises and equipment expense | $292,000 | 3,502 |
| Additional noninterest expense | $828,000 | 3,579 |
| Pre-tax net operating income | $1,961,000 | 1,709 |
| Securities gains (losses) | $-22,000 | 6,991 |
| Applicable income taxes | $655,000 | 1,236 |
| Income before extraordinary items | $1,284,000 | 2,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,284,000 | 2,153 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,284,000 | 2,153 |
| Net charge-offs | $84,000 | 3,585 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,298,520 | 2,020 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 2,959 |
| Total interest expense | $180,000 | 4,684 |
| Net interest income | $2,042,000 | 2,673 |
| Provision for loan and lease losses | $195,000 | 2,059 |
| Total noninterest income | $297,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $140,000 | 2,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $157,000 | 3,007 |
| Total noninterest expense | $1,177,000 | 3,682 |
| Salaries and employee benefits | $650,000 | 3,535 |
| Premises and equipment expense | $146,000 | 3,532 |
| Additional noninterest expense | $381,000 | 3,761 |
| Pre-tax net operating income | $967,000 | 1,733 |
| Securities gains (losses) | $-12,000 | 7,058 |
| Applicable income taxes | $318,000 | 1,247 |
| Income before extraordinary items | $637,000 | 2,151 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $637,000 | 2,152 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $637,000 | 2,153 |
| Net charge-offs | $77,000 | 2,677 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $645,040 | 2,038 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 3,053 |
| Total interest expense | $1,003,000 | 4,387 |
| Net interest income | $7,935,000 | 2,756 |
| Provision for loan and lease losses | $780,000 | 2,777 |
| Total noninterest income | $1,240,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $550,000 | 2,380 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $690,000 | 2,653 |
| Total noninterest expense | $4,680,000 | 3,703 |
| Salaries and employee benefits | $2,467,000 | 3,593 |
| Premises and equipment expense | $502,000 | 4,031 |
| Additional noninterest expense | $1,711,000 | 3,546 |
| Pre-tax net operating income | $3,715,000 | 1,516 |
| Securities gains (losses) | $-74,000 | 7,063 |
| Applicable income taxes | $1,312,000 | 1,097 |
| Income before extraordinary items | $2,329,000 | 1,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,329,000 | 1,985 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,329,000 | 1,985 |
| Net charge-offs | $222,000 | 4,167 |
| Cash dividends | $1,500,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,376,360 | 1,864 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 3,091 |
| Total interest expense | $788,000 | 4,402 |
| Net interest income | $5,881,000 | 2,796 |
| Provision for loan and lease losses | $585,000 | 2,664 |
| Total noninterest income | $910,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $411,000 | 2,405 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $499,000 | 2,712 |
| Total noninterest expense | $3,573,000 | 3,666 |
| Salaries and employee benefits | $1,900,000 | 3,525 |
| Premises and equipment expense | $377,000 | 4,067 |
| Additional noninterest expense | $1,296,000 | 3,500 |
| Pre-tax net operating income | $2,633,000 | 1,661 |
| Securities gains (losses) | $-61,000 | 7,173 |
| Applicable income taxes | $856,000 | 1,222 |
| Income before extraordinary items | $1,716,000 | 2,072 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,716,000 | 2,071 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,716,000 | 2,072 |
| Net charge-offs | $222,000 | 3,596 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,756,870 | 1,938 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 3,145 |
| Total interest expense | $547,000 | 4,416 |
| Net interest income | $3,851,000 | 2,835 |
| Provision for loan and lease losses | $390,000 | 2,626 |
| Total noninterest income | $581,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $265,000 | 2,438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 2,792 |
| Total noninterest expense | $2,349,000 | 3,738 |
| Salaries and employee benefits | $1,248,000 | 3,590 |
| Premises and equipment expense | $249,000 | 4,120 |
| Additional noninterest expense | $852,000 | 3,581 |
| Pre-tax net operating income | $1,693,000 | 1,683 |
| Securities gains (losses) | $-42,000 | 7,217 |
| Applicable income taxes | $541,000 | 1,251 |
| Income before extraordinary items | $1,110,000 | 2,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,110,000 | 2,080 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,110,000 | 2,080 |
| Net charge-offs | $222,000 | 3,001 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,138,140 | 1,973 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 3,265 |
| Total interest expense | $284,000 | 4,442 |
| Net interest income | $1,829,000 | 2,959 |
| Provision for loan and lease losses | $195,000 | 2,476 |
| Total noninterest income | $294,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $130,000 | 2,458 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $164,000 | 2,750 |
| Total noninterest expense | $1,189,000 | 3,716 |
| Salaries and employee benefits | $623,000 | 3,617 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $437,000 | 3,525 |
| Pre-tax net operating income | $739,000 | 1,894 |
| Securities gains (losses) | $-24,000 | 7,260 |
| Applicable income taxes | $233,000 | 1,346 |
| Income before extraordinary items | $482,000 | 2,318 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $482,000 | 2,317 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $482,000 | 2,318 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $498,080 | 2,214 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,947,000 | 3,235 |
| Total interest expense | $1,413,000 | 4,404 |
| Net interest income | $7,534,000 | 2,885 |
| Provision for loan and lease losses | $690,000 | 3,616 |
| Total noninterest income | $1,238,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $583,000 | 2,338 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $655,000 | 2,792 |
| Total noninterest expense | $4,602,000 | 3,835 |
| Salaries and employee benefits | $2,390,000 | 3,709 |
| Premises and equipment expense | $506,000 | 4,150 |
| Additional noninterest expense | $1,706,000 | 3,668 |
| Pre-tax net operating income | $3,480,000 | 1,432 |
| Securities gains (losses) | $-204,000 | 7,311 |
| Applicable income taxes | $1,113,000 | 1,136 |
| Income before extraordinary items | $2,163,000 | 1,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,163,000 | 1,885 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,163,000 | 1,886 |
| Net charge-offs | $549,000 | 3,530 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,297,640 | 1,717 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,704,000 | 3,301 |
| Total interest expense | $1,094,000 | 4,481 |
| Net interest income | $5,610,000 | 2,938 |
| Provision for loan and lease losses | $495,000 | 3,554 |
| Total noninterest income | $936,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $432,000 | 2,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $504,000 | 2,746 |
| Total noninterest expense | $3,398,000 | 3,882 |
| Salaries and employee benefits | $1,753,000 | 3,815 |
| Premises and equipment expense | $377,000 | 4,231 |
| Additional noninterest expense | $1,268,000 | 3,667 |
| Pre-tax net operating income | $2,653,000 | 1,480 |
| Securities gains (losses) | $-175,000 | 7,463 |
| Applicable income taxes | $839,000 | 1,154 |
| Income before extraordinary items | $1,639,000 | 2,000 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,639,000 | 2,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,639,000 | 2,002 |
| Net charge-offs | $127,000 | 4,673 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,754,500 | 1,782 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 3,387 |
| Total interest expense | $757,000 | 4,487 |
| Net interest income | $3,644,000 | 3,019 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $617,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $287,000 | 2,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $330,000 | 2,701 |
| Total noninterest expense | $2,248,000 | 3,908 |
| Salaries and employee benefits | $1,163,000 | 3,856 |
| Premises and equipment expense | $253,000 | 4,249 |
| Additional noninterest expense | $832,000 | 3,693 |
| Pre-tax net operating income | $1,713,000 | 1,519 |
| Securities gains (losses) | $-157,000 | 7,572 |
| Applicable income taxes | $527,000 | 1,169 |
| Income before extraordinary items | $1,029,000 | 2,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,029,000 | 2,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,029,000 | 2,067 |
| Net charge-offs | $118,000 | 4,067 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,132,620 | 1,808 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 3,398 |
| Total interest expense | $406,000 | 4,440 |
| Net interest income | $1,833,000 | 3,015 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $305,000 | 2,831 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $140,000 | 2,465 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $165,000 | 2,679 |
| Total noninterest expense | $1,123,000 | 3,951 |
| Salaries and employee benefits | $573,000 | 3,952 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $417,000 | 3,706 |
| Pre-tax net operating income | $865,000 | 1,513 |
| Securities gains (losses) | $-124,000 | 7,721 |
| Applicable income taxes | $251,000 | 1,199 |
| Income before extraordinary items | $490,000 | 2,182 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,180 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $490,000 | 2,182 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $571,840 | 1,835 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 3,461 |
| Total interest expense | $2,110,000 | 4,304 |
| Net interest income | $7,025,000 | 3,059 |
| Provision for loan and lease losses | $980,000 | 3,539 |
| Total noninterest income | $1,287,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $625,000 | 2,472 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $662,000 | 2,748 |
| Total noninterest expense | $4,324,000 | 4,116 |
| Salaries and employee benefits | $2,208,000 | 4,058 |
| Premises and equipment expense | $480,000 | 4,484 |
| Additional noninterest expense | $1,636,000 | 3,860 |
| Pre-tax net operating income | $3,008,000 | 1,326 |
| Securities gains (losses) | $-310,000 | 7,503 |
| Applicable income taxes | $940,000 | 1,012 |
| Income before extraordinary items | $1,758,000 | 1,874 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,758,000 | 1,871 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,758,000 | 1,873 |
| Net charge-offs | $145,000 | 5,364 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,959,500 | 1,669 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 3,513 |
| Total interest expense | $1,633,000 | 4,359 |
| Net interest income | $5,224,000 | 3,074 |
| Provision for loan and lease losses | $880,000 | 2,968 |
| Total noninterest income | $963,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $469,000 | 2,485 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $494,000 | 2,831 |
| Total noninterest expense | $3,659,000 | 3,769 |
| Salaries and employee benefits | $1,682,000 | 4,043 |
| Premises and equipment expense | $355,000 | 4,571 |
| Additional noninterest expense | $1,622,000 | 3,093 |
| Pre-tax net operating income | $1,648,000 | 1,883 |
| Securities gains (losses) | $192,000 | 1,315 |
| Applicable income taxes | $640,000 | 1,164 |
| Income before extraordinary items | $1,200,000 | 2,180 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,200,000 | 2,177 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,200,000 | 2,180 |
| Net charge-offs | $95,000 | 5,104 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,075,200 | 2,309 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 3,557 |
| Total interest expense | $1,115,000 | 4,426 |
| Net interest income | $3,448,000 | 3,087 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $643,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $309,000 | 2,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $334,000 | 2,816 |
| Total noninterest expense | $2,213,000 | 4,077 |
| Salaries and employee benefits | $1,132,000 | 4,047 |
| Premises and equipment expense | $240,000 | 4,564 |
| Additional noninterest expense | $841,000 | 3,743 |
| Pre-tax net operating income | $1,698,000 | 1,352 |
| Securities gains (losses) | $-172,000 | 7,759 |
| Applicable income taxes | $530,000 | 1,037 |
| Income before extraordinary items | $996,000 | 1,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 1,846 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $996,000 | 1,848 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,107,800 | 1,641 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 3,544 |
| Total interest expense | $578,000 | 4,446 |
| Net interest income | $1,746,000 | 3,048 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $308,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $157,000 | 2,891 |
| Total noninterest expense | $1,053,000 | 4,151 |
| Salaries and employee benefits | $566,000 | 4,074 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $367,000 | 3,821 |
| Pre-tax net operating income | $911,000 | 1,415 |
| Securities gains (losses) | $-138,000 | 8,013 |
| Applicable income taxes | $267,000 | 1,165 |
| Income before extraordinary items | $506,000 | 2,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $506,000 | 2,111 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $506,000 | 2,111 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $595,700 | 1,712 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,728,000 | 3,605 |
| Total interest expense | $2,771,000 | 4,485 |
| Net interest income | $6,957,000 | 3,070 |
| Provision for loan and lease losses | $270,000 | 4,804 |
| Total noninterest income | $1,276,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $703,000 | 2,342 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $573,000 | 2,963 |
| Total noninterest expense | $4,181,000 | 4,103 |
| Salaries and employee benefits | $2,122,000 | 4,259 |
| Premises and equipment expense | $506,000 | 4,428 |
| Additional noninterest expense | $1,553,000 | 3,532 |
| Pre-tax net operating income | $3,782,000 | 1,449 |
| Securities gains (losses) | $-952,000 | 7,721 |
| Applicable income taxes | $967,000 | 1,226 |
| Income before extraordinary items | $1,863,000 | 2,136 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,863,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $935,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,491,320 | 1,732 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 3,673 |
| Total interest expense | $2,154,000 | 4,493 |
| Net interest income | $5,109,000 | 3,147 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $969,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $525,000 | 2,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $444,000 | 3,003 |
| Total noninterest expense | $3,133,000 | 4,094 |
| Salaries and employee benefits | $1,584,000 | 4,295 |
| Premises and equipment expense | $389,000 | 4,385 |
| Additional noninterest expense | $1,160,000 | 3,476 |
| Pre-tax net operating income | $2,765,000 | 1,766 |
| Securities gains (losses) | $-678,000 | 7,831 |
| Applicable income taxes | $715,000 | 1,507 |
| Income before extraordinary items | $1,372,000 | 2,499 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,372,000 | 2,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $490,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,819,480 | 2,043 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 3,757 |
| Total interest expense | $1,477,000 | 4,543 |
| Net interest income | $3,295,000 | 3,241 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $642,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $292,000 | 3,071 |
| Total noninterest expense | $2,051,000 | 4,167 |
| Salaries and employee benefits | $1,034,000 | 4,407 |
| Premises and equipment expense | $261,000 | 4,392 |
| Additional noninterest expense | $756,000 | 3,505 |
| Pre-tax net operating income | $1,766,000 | 1,892 |
| Securities gains (losses) | $-609,000 | 8,354 |
| Applicable income taxes | $395,000 | 1,884 |
| Income before extraordinary items | $762,000 | 3,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $762,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,260 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,163,940 | 2,218 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,826 |
| Total interest expense | $771,000 | 4,609 |
| Net interest income | $1,624,000 | 3,281 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $308,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $170,000 | 2,369 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $996,000 | 4,243 |
| Salaries and employee benefits | $503,000 | 4,531 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $361,000 | 3,575 |
| Pre-tax net operating income | $876,000 | 2,007 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $298,000 | 1,485 |
| Income before extraordinary items | $578,000 | 2,386 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $578,000 | 2,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $578,000 | 2,311 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,826,000 | 3,808 |
| Total interest expense | $3,359,000 | 4,456 |
| Net interest income | $6,467,000 | 3,313 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $1,062,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $582,000 | 2,736 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $480,000 | 3,391 |
| Total noninterest expense | $4,304,000 | 3,899 |
| Salaries and employee benefits | $2,154,000 | 4,149 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $1,626,000 | 3,196 |
| Pre-tax net operating income | $2,985,000 | 2,487 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,025,000 | 1,837 |
| Income before extraordinary items | $1,960,000 | 2,863 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,960,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $800,000 | 2,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,960,000 | 2,848 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 3,828 |
| Total interest expense | $2,512,000 | 4,471 |
| Net interest income | $4,835,000 | 3,322 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $775,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $420,000 | 2,798 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $355,000 | 3,427 |
| Total noninterest expense | $3,257,000 | 3,857 |
| Salaries and employee benefits | $1,642,000 | 4,087 |
| Premises and equipment expense | $392,000 | 4,229 |
| Additional noninterest expense | $1,223,000 | 3,141 |
| Pre-tax net operating income | $2,173,000 | 2,687 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $748,000 | 1,989 |
| Income before extraordinary items | $1,425,000 | 3,084 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,425,000 | 3,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,425,000 | 3,065 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,796,000 | 3,899 |
| Total interest expense | $1,632,000 | 4,534 |
| Net interest income | $3,164,000 | 3,404 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $497,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $268,000 | 2,886 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $229,000 | 3,527 |
| Total noninterest expense | $2,180,000 | 3,863 |
| Salaries and employee benefits | $1,092,000 | 4,132 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $830,000 | 3,100 |
| Pre-tax net operating income | $1,361,000 | 2,860 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $467,000 | 2,164 |
| Income before extraordinary items | $894,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $300,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $894,000 | 3,245 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,943 |
| Total interest expense | $784,000 | 4,624 |
| Net interest income | $1,570,000 | 3,425 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $241,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $110,000 | 3,585 |
| Total noninterest expense | $1,085,000 | 3,877 |
| Salaries and employee benefits | $551,000 | 4,132 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $403,000 | 3,152 |
| Pre-tax net operating income | $666,000 | 2,903 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $441,000 | 3,283 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $441,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $441,000 | 3,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 3,911 |
| Total interest expense | $2,652,000 | 4,664 |
| Net interest income | $6,216,000 | 3,432 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $970,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $511,000 | 3,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $459,000 | 3,485 |
| Total noninterest expense | $4,142,000 | 3,887 |
| Salaries and employee benefits | $2,180,000 | 4,008 |
| Premises and equipment expense | $565,000 | 3,941 |
| Additional noninterest expense | $1,397,000 | 3,486 |
| Pre-tax net operating income | $2,804,000 | 2,910 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $963,000 | 2,250 |
| Income before extraordinary items | $1,841,000 | 3,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,841,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $550,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,841,000 | 3,276 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 3,924 |
| Total interest expense | $1,891,000 | 4,716 |
| Net interest income | $4,661,000 | 3,454 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $737,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $350,000 | 3,441 |
| Total noninterest expense | $3,087,000 | 3,899 |
| Salaries and employee benefits | $1,631,000 | 4,001 |
| Premises and equipment expense | $430,000 | 3,904 |
| Additional noninterest expense | $1,026,000 | 3,539 |
| Pre-tax net operating income | $2,131,000 | 2,983 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $729,000 | 2,335 |
| Income before extraordinary items | $1,402,000 | 3,348 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,402,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,787 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,402,000 | 3,337 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 3,940 |
| Total interest expense | $1,192,000 | 4,736 |
| Net interest income | $3,075,000 | 3,480 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $494,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $262,000 | 2,964 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 3,458 |
| Total noninterest expense | $2,054,000 | 3,938 |
| Salaries and employee benefits | $1,084,000 | 4,026 |
| Premises and equipment expense | $289,000 | 3,878 |
| Additional noninterest expense | $681,000 | 3,564 |
| Pre-tax net operating income | $1,395,000 | 3,030 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $475,000 | 2,394 |
| Income before extraordinary items | $920,000 | 3,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $920,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $920,000 | 3,392 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 3,988 |
| Total interest expense | $556,000 | 4,816 |
| Net interest income | $1,507,000 | 3,524 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $232,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $124,000 | 3,011 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $1,013,000 | 3,988 |
| Salaries and employee benefits | $537,000 | 4,074 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $327,000 | 3,639 |
| Pre-tax net operating income | $666,000 | 3,079 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $225,000 | 2,443 |
| Income before extraordinary items | $441,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $441,000 | 3,428 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 4,023 |
| Total interest expense | $1,671,000 | 4,965 |
| Net interest income | $5,623,000 | 3,614 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $911,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $484,000 | 3,121 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,663 |
| Total noninterest expense | $4,131,000 | 3,768 |
| Salaries and employee benefits | $2,135,000 | 3,937 |
| Premises and equipment expense | $603,000 | 3,640 |
| Additional noninterest expense | $1,393,000 | 3,430 |
| Pre-tax net operating income | $2,283,000 | 3,368 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $779,000 | 2,649 |
| Income before extraordinary items | $1,504,000 | 3,787 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,504,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,001 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,504,000 | 3,755 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 4,053 |
| Total interest expense | $1,135,000 | 5,089 |
| Net interest income | $4,200,000 | 3,624 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $672,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $352,000 | 3,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 3,688 |
| Total noninterest expense | $3,073,000 | 3,765 |
| Salaries and employee benefits | $1,601,000 | 3,907 |
| Premises and equipment expense | $451,000 | 3,648 |
| Additional noninterest expense | $1,021,000 | 3,451 |
| Pre-tax net operating income | $1,724,000 | 3,418 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $583,000 | 2,681 |
| Income before extraordinary items | $1,141,000 | 3,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,141,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,801 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,141,000 | 3,762 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 4,036 |
| Total interest expense | $686,000 | 5,212 |
| Net interest income | $2,818,000 | 3,582 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $219,000 | 3,302 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $2,043,000 | 3,750 |
| Salaries and employee benefits | $1,067,000 | 3,886 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $674,000 | 3,458 |
| Pre-tax net operating income | $1,159,000 | 3,343 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $391,000 | 2,653 |
| Income before extraordinary items | $768,000 | 3,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $768,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $768,000 | 3,687 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,703,000 | 4,093 |
| Total interest expense | $317,000 | 5,327 |
| Net interest income | $1,386,000 | 3,637 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $198,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,767 |
| Total noninterest expense | $992,000 | 3,864 |
| Salaries and employee benefits | $514,000 | 4,010 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $325,000 | 3,571 |
| Pre-tax net operating income | $577,000 | 3,316 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $384,000 | 3,677 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,181,000 | 4,167 |
| Total interest expense | $1,216,000 | 5,070 |
| Net interest income | $4,965,000 | 3,818 |
| Provision for loan and lease losses | $105,000 | 4,905 |
| Total noninterest income | $807,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $467,000 | 3,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $340,000 | 4,032 |
| Total noninterest expense | $4,037,000 | 3,715 |
| Salaries and employee benefits | $2,074,000 | 3,880 |
| Premises and equipment expense | $604,000 | 3,513 |
| Additional noninterest expense | $1,359,000 | 3,388 |
| Pre-tax net operating income | $1,630,000 | 4,041 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $549,000 | 3,180 |
| Income before extraordinary items | $1,081,000 | 4,486 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,081,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,043 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,081,000 | 4,417 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 4,291 |
| Total interest expense | $906,000 | 5,067 |
| Net interest income | $3,526,000 | 3,989 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $683,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $349,000 | 3,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $334,000 | 3,531 |
| Total noninterest expense | $2,995,000 | 3,718 |
| Salaries and employee benefits | $1,562,000 | 3,836 |
| Premises and equipment expense | $471,000 | 3,420 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $1,124,000 | 4,334 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $379,000 | 3,397 |
| Income before extraordinary items | $745,000 | 4,800 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $745,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $745,000 | 4,711 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 4,328 |
| Total interest expense | $598,000 | 5,109 |
| Net interest income | $2,323,000 | 4,015 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $451,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $225,000 | 3,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 3,513 |
| Total noninterest expense | $1,988,000 | 3,751 |
| Salaries and employee benefits | $1,057,000 | 3,813 |
| Premises and equipment expense | $319,000 | 3,384 |
| Additional noninterest expense | $612,000 | 3,690 |
| Pre-tax net operating income | $726,000 | 4,368 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $244,000 | 3,435 |
| Income before extraordinary items | $482,000 | 4,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $482,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $482,000 | 4,733 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,358 |
| Total interest expense | $299,000 | 5,173 |
| Net interest income | $1,158,000 | 4,005 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 3,536 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $953,000 | 3,909 |
| Salaries and employee benefits | $505,000 | 3,975 |
| Premises and equipment expense | $160,000 | 3,415 |
| Additional noninterest expense | $288,000 | 3,869 |
| Pre-tax net operating income | $383,000 | 4,187 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $127,000 | 3,389 |
| Income before extraordinary items | $256,000 | 4,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $256,000 | 4,557 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 4,410 |
| Total interest expense | $1,269,000 | 5,386 |
| Net interest income | $4,506,000 | 3,991 |
| Provision for loan and lease losses | $135,000 | 4,750 |
| Total noninterest income | $882,000 | 3,998 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $415,000 | 3,565 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $467,000 | 3,697 |
| Total noninterest expense | $3,686,000 | 3,945 |
| Salaries and employee benefits | $1,993,000 | 3,938 |
| Premises and equipment expense | $553,000 | 3,757 |
| Additional noninterest expense | $1,140,000 | 3,883 |
| Pre-tax net operating income | $1,567,000 | 4,013 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $527,000 | 3,287 |
| Income before extraordinary items | $1,040,000 | 4,534 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,040,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,615 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,040,000 | 4,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 4,473 |
| Total interest expense | $968,000 | 5,478 |
| Net interest income | $3,352,000 | 4,034 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $689,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $311,000 | 3,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $378,000 | 3,633 |
| Total noninterest expense | $2,721,000 | 3,974 |
| Salaries and employee benefits | $1,469,000 | 3,987 |
| Premises and equipment expense | $411,000 | 3,776 |
| Additional noninterest expense | $841,000 | 3,928 |
| Pre-tax net operating income | $1,215,000 | 4,039 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $409,000 | 3,372 |
| Income before extraordinary items | $806,000 | 4,575 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $806,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,765 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $806,000 | 4,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 4,475 |
| Total interest expense | $666,000 | 5,496 |
| Net interest income | $2,240,000 | 4,032 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $424,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $202,000 | 3,600 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $222,000 | 3,844 |
| Total noninterest expense | $1,787,000 | 4,025 |
| Salaries and employee benefits | $955,000 | 4,058 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $556,000 | 3,923 |
| Pre-tax net operating income | $802,000 | 4,046 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $269,000 | 3,423 |
| Income before extraordinary items | $533,000 | 4,622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $533,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $533,000 | 4,409 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 4,438 |
| Total interest expense | $352,000 | 5,432 |
| Net interest income | $1,140,000 | 3,977 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $200,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $881,000 | 4,060 |
| Salaries and employee benefits | $469,000 | 4,095 |
| Premises and equipment expense | $141,000 | 3,672 |
| Additional noninterest expense | $271,000 | 3,964 |
| Pre-tax net operating income | $414,000 | 3,960 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $277,000 | 4,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,690 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $277,000 | 4,250 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 4,481 |
| Total interest expense | $1,687,000 | 5,353 |
| Net interest income | $4,466,000 | 4,015 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $878,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $451,000 | 3,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 3,580 |
| Total noninterest expense | $3,654,000 | 3,816 |
| Salaries and employee benefits | $1,936,000 | 3,841 |
| Premises and equipment expense | $581,000 | 3,503 |
| Additional noninterest expense | $1,137,000 | 3,767 |
| Pre-tax net operating income | $1,475,000 | 4,168 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $493,000 | 3,475 |
| Income before extraordinary items | $982,000 | 4,654 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $982,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,878 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $982,000 | 4,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,735 |
| Total interest expense | $2,381,000 | 5,546 |
| Net interest income | $4,020,000 | 4,113 |
| Provision for loan and lease losses | $158,000 | 4,678 |
| Total noninterest income | $783,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $393,000 | 3,457 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $390,000 | 3,588 |
| Total noninterest expense | $3,514,000 | 3,813 |
| Salaries and employee benefits | $1,895,000 | 3,743 |
| Premises and equipment expense | $582,000 | 3,451 |
| Additional noninterest expense | $1,037,000 | 3,941 |
| Pre-tax net operating income | $1,131,000 | 4,578 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $329,000 | 4,096 |
| Income before extraordinary items | $802,000 | 4,862 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $802,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,593 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $802,000 | 4,755 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,145,000 | 4,991 |
| Total interest expense | $2,299,000 | 5,834 |
| Net interest income | $3,846,000 | 4,314 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $668,000 | 4,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 3,934 |
| Total noninterest expense | $3,195,000 | 4,019 |
| Salaries and employee benefits | $1,725,000 | 3,904 |
| Premises and equipment expense | $529,000 | 3,627 |
| Additional noninterest expense | $941,000 | 4,179 |
| Pre-tax net operating income | $1,251,000 | 4,621 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $416,000 | 3,903 |
| Income before extraordinary items | $835,000 | 4,927 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $835,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $835,000 | 4,921 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 5,389 |
| Total interest expense | $1,817,000 | 6,322 |
| Net interest income | $3,449,000 | 4,697 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $628,000 | 4,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,389 |
| Total noninterest expense | $2,894,000 | 4,326 |
| Salaries and employee benefits | $1,526,000 | 4,279 |
| Premises and equipment expense | $476,000 | 3,941 |
| Additional noninterest expense | $892,000 | 4,412 |
| Pre-tax net operating income | $1,135,000 | 4,937 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $378,000 | 4,309 |
| Income before extraordinary items | $757,000 | 5,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $757,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $757,000 | 5,213 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,762 |
| Total interest expense | $1,814,000 | 6,527 |
| Net interest income | $3,086,000 | 5,037 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $710,000 | 3,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,890 |
| Total noninterest expense | $2,750,000 | 4,443 |
| Salaries and employee benefits | $1,470,000 | 4,308 |
| Premises and equipment expense | $489,000 | 3,771 |
| Additional noninterest expense | $791,000 | 4,718 |
| Pre-tax net operating income | $1,006,000 | 5,393 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $314,000 | 5,055 |
| Income before extraordinary items | $692,000 | 5,657 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $692,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $277,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $692,000 | 5,545 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 6,315 |
| Total interest expense | $1,535,000 | 7,262 |
| Net interest income | $2,858,000 | 5,502 |
| Provision for loan and lease losses | $16,000 | 8,073 |
| Total noninterest income | $479,000 | 5,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $2,389,000 | 4,962 |
| Salaries and employee benefits | $1,298,000 | 4,787 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $683,000 | 5,318 |
| Pre-tax net operating income | $932,000 | 6,046 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $317,000 | 5,572 |
| Income before extraordinary items | $615,000 | 6,279 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $615,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $208,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $615,000 | 6,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 7,350 |
| Total interest expense | $1,229,000 | 8,295 |
| Net interest income | $2,300,000 | 6,563 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $540,000 | 4,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $2,178,000 | 5,583 |
| Salaries and employee benefits | $1,211,000 | 5,159 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $629,000 | 6,174 |
| Pre-tax net operating income | $662,000 | 7,105 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $222,000 | 6,811 |
| Income before extraordinary items | $440,000 | 7,315 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $440,000 | 7,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $213,000 | 5,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $440,000 | 7,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,062,000 | 8,120 |
| Total interest expense | $968,000 | 9,369 |
| Net interest income | $2,094,000 | 7,095 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $371,000 | 6,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,356 |
| Total noninterest expense | $1,839,000 | 6,369 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $567,000 | 6,740 |
| Pre-tax net operating income | $626,000 | 7,730 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $165,000 | 8,017 |
| Income before extraordinary items | $461,000 | 7,550 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $461,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $780,000 | 325 |
| Net operating income | $461,000 | 7,522 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 9,295 |
| Total interest expense | $608,000 | 10,567 |
| Net interest income | $1,673,000 | 8,375 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,649,000 | 7,139 |
| Salaries and employee benefits | $870,000 | 6,815 |
| Premises and equipment expense | $214,000 | 7,153 |
| Additional noninterest expense | $565,000 | 7,294 |
| Pre-tax net operating income | $339,000 | 9,833 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-46,000 | 12,205 |
| Income before extraordinary items | $385,000 | 8,311 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $385,000 | 8,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $385,000 | 8,367 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 10,054 |
| Total interest expense | $581,000 | 11,252 |
| Net interest income | $1,481,000 | 9,175 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $361,000 | 6,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,223 |
| Total noninterest expense | $1,390,000 | 8,221 |
| Salaries and employee benefits | $720,000 | 7,868 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $526,000 | 7,986 |
| Pre-tax net operating income | $452,000 | 9,009 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $452,000 | 7,957 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $452,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 12,347 |
| Cash dividends | $310,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $452,000 | 7,694 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 10,677 |
| Total interest expense | $711,000 | 11,752 |
| Net interest income | $1,399,000 | 9,628 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $320,000 | 7,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,377,000 | 8,384 |
| Salaries and employee benefits | $695,000 | 8,030 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $505,000 | 8,407 |
| Pre-tax net operating income | $342,000 | 9,765 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $111,000 | 9,628 |
| Income before extraordinary items | $231,000 | 10,166 |
| Extraordinary gains, net | $111,000 | 700 |
| Net income | $342,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 12,801 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,000 | 9,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.