Home > Central Trust and Savings Bank > Income and Expense
Central Trust and Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,271 |
| Total interest expense | $2,443,000 | 5,633 |
| Net interest income | $1,831,000 | 6,861 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $150,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $1,015,000 | 7,975 |
| Salaries and employee benefits | $543,000 | 8,018 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $288,000 | 8,038 |
| Pre-tax net operating income | $931,000 | 5,449 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $325,000 | 4,418 |
| Income before extraordinary items | $605,000 | 5,814 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $605,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $605,650 | 5,830 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 6,536 |
| Total interest expense | $1,988,000 | 6,024 |
| Net interest income | $1,803,000 | 7,007 |
| Provision for loan and lease losses | $75,000 | 5,766 |
| Total noninterest income | $173,000 | 7,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 6,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $1,084,000 | 7,886 |
| Salaries and employee benefits | $556,000 | 8,000 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $354,000 | 7,667 |
| Pre-tax net operating income | $817,000 | 5,865 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $538,000 | 6,215 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $538,000 | 6,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $538,000 | 6,201 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 7,057 |
| Total interest expense | $1,883,000 | 6,385 |
| Net interest income | $1,519,000 | 7,650 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $216,000 | 7,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,086,000 | 7,866 |
| Salaries and employee benefits | $571,000 | 7,917 |
| Premises and equipment expense | $178,000 | 7,088 |
| Additional noninterest expense | $337,000 | 7,772 |
| Pre-tax net operating income | $609,000 | 6,864 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $211,000 | 6,064 |
| Income before extraordinary items | $414,000 | 7,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $414,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $230,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $403,440 | 7,099 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 7,567 |
| Total interest expense | $1,659,000 | 6,984 |
| Net interest income | $1,498,000 | 7,986 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,023,000 | 8,262 |
| Salaries and employee benefits | $583,000 | 8,038 |
| Premises and equipment expense | $168,000 | 7,420 |
| Additional noninterest expense | $272,000 | 8,614 |
| Pre-tax net operating income | $600,000 | 7,423 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $411,000 | 7,567 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $411,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $411,000 | 7,513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 8,235 |
| Total interest expense | $1,464,000 | 7,663 |
| Net interest income | $1,369,000 | 8,590 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,029,000 | 8,568 |
| Salaries and employee benefits | $598,000 | 8,145 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $224,000 | 9,660 |
| Pre-tax net operating income | $470,000 | 8,115 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $150,000 | 7,867 |
| Income before extraordinary items | $318,000 | 8,276 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $318,000 | 8,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $319,360 | 8,198 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 9,253 |
| Total interest expense | $1,258,000 | 8,413 |
| Net interest income | $1,043,000 | 9,800 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $208,000 | 8,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $983,000 | 9,027 |
| Salaries and employee benefits | $511,000 | 9,014 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $283,000 | 9,437 |
| Pre-tax net operating income | $268,000 | 9,984 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $231,000 | 9,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $232,740 | 9,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 11,679 |
| Total interest expense | $480,000 | 11,184 |
| Net interest income | $535,000 | 11,893 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $105,000 | 10,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,050,000 | 9,162 |
| Salaries and employee benefits | $281,000 | 11,379 |
| Premises and equipment expense | $118,000 | 9,449 |
| Additional noninterest expense | $651,000 | 6,671 |
| Pre-tax net operating income | $-410,000 | 12,351 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $5,000 | 11,491 |
| Income before extraordinary items | $-420,000 | 12,326 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-420,000 | 12,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $1,347,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-415,000 | 12,338 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 10,353 |
| Total interest expense | $966,000 | 9,263 |
| Net interest income | $949,000 | 10,961 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,182 |
| Total noninterest expense | $906,000 | 10,167 |
| Salaries and employee benefits | $545,000 | 9,265 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $232,000 | 11,292 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $31,000 | 11,357 |
| Income before extraordinary items | $150,000 | 11,203 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $150,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $147,510 | 11,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 10,623 |
| Total interest expense | $1,101,000 | 9,979 |
| Net interest income | $1,034,000 | 10,970 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,594 |
| Total noninterest expense | $845,000 | 10,781 |
| Salaries and employee benefits | $501,000 | 9,773 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $241,000 | 11,657 |
| Pre-tax net operating income | $248,000 | 10,624 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $200,380 | 10,259 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.