Home > Central Texas Bank > Assets and Liabilities
Central Texas Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $35,012,000 | 8,185 |
| Cash and due from depository institutions | $1,706,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,301,000 | 4,937 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,627 |
| Net loans & leases | $10,500,000 | 9,384 |
| Loan loss allowance | $279,000 | 7,614 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,240,000 | 5,339 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $965,000 | 6,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,012,000 | 8,185 |
| Total liabilities | $32,769,000 | 8,028 |
| Total deposits | $32,548,000 | 7,894 |
| Interest-bearing deposits | $24,646,000 | 8,238 |
| Deposits held in domestic offices | $32,548,000 | 7,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $221,000 | 8,374 |
| Total equity capital | $2,243,000 | 9,484 |
| Total bank equity capital | $2,243,000 | 9,484 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $537,000 | 4,562 |
| Surplus | $1,123,000 | 6,947 |
| Undivided profits | $583,000 | 8,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $108,000 | 9,243 |
| Earning assets | $31,101,000 | 8,279 |
| Long-term assets (5+ years) | $5,850,000 | 5,903 |
| Average Assets, year-to-date | $32,722,400 | 8,217 |
| Average Assets, quarterly | $34,320,000 | 8,183 |
| Volatile liabilities | $2,695,000 | 8,505 |
| Insider loans | $403,000 | 5,816 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,820,000 | 7,660 |
| Tier 1 (core) risk-based capital | $2,143,000 | 9,504 |
| Tier 2 risk-based capital | $197,790 | 8,276 |
| Total risk weighted assets | $15,742,090 | 8,876 |
| Total unused commitments | $1,820,000 | 7,670 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $30,348,000 | 8,836 |
| Cash and due from depository institutions | $1,481,000 | 6,730 |
| Interest-bearing balances | $99,000 | 4,790 |
| Securities | $14,764,000 | 6,051 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 3,411 |
| Net loans & leases | $8,664,000 | 10,088 |
| Loan loss allowance | $263,000 | 8,003 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,316,000 | 5,132 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $398,000 | 9,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,348,000 | 8,836 |
| Total liabilities | $26,977,000 | 8,831 |
| Total deposits | $26,843,000 | 8,708 |
| Interest-bearing deposits | $20,411,000 | 8,983 |
| Deposits held in domestic offices | $26,843,000 | 8,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $134,000 | 9,821 |
| Total equity capital | $3,371,000 | 8,660 |
| Total bank equity capital | $3,371,000 | 8,660 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $537,000 | 4,729 |
| Surplus | $1,122,000 | 7,107 |
| Undivided profits | $1,712,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $112,000 | 9,633 |
| Earning assets | $27,252,000 | 8,872 |
| Long-term assets (5+ years) | $1,045,000 | 8,464 |
| Average Assets, year-to-date | $28,651,400 | 8,857 |
| Average Assets, quarterly | $30,913,000 | 8,736 |
| Volatile liabilities | $1,313,000 | 9,897 |
| Insider loans | $493,000 | 5,471 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,492,000 | 8,074 |
| Tier 1 (core) risk-based capital | $3,330,000 | 8,612 |
| Tier 2 risk-based capital | $163,860 | 8,943 |
| Total risk weighted assets | $13,009,360 | 9,540 |
| Total unused commitments | $1,492,000 | 8,087 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $26,108,000 | 9,606 |
| Cash and due from depository institutions | $1,341,000 | 7,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,610,000 | 6,827 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,112 |
| Net loans & leases | $6,771,000 | 10,823 |
| Loan loss allowance | $260,000 | 8,367 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,303,000 | 5,159 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $383,000 | 9,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,108,000 | 9,606 |
| Total liabilities | $23,073,000 | 9,618 |
| Total deposits | $22,969,000 | 9,513 |
| Interest-bearing deposits | $17,306,000 | 9,830 |
| Deposits held in domestic offices | $22,969,000 | 9,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $104,000 | 10,583 |
| Total equity capital | $3,035,000 | 9,217 |
| Total bank equity capital | $3,035,000 | 9,217 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $537,000 | 5,025 |
| Surplus | $1,122,000 | 7,326 |
| Undivided profits | $1,376,000 | 8,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 9,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $82,000 | 10,502 |
| Earning assets | $23,081,000 | 9,685 |
| Long-term assets (5+ years) | $331,000 | 9,508 |
| Average Assets, year-to-date | $24,779,400 | 9,621 |
| Average Assets, quarterly | $25,738,000 | 9,606 |
| Volatile liabilities | $1,792,000 | 9,697 |
| Insider loans | $596,000 | 5,039 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $677,000 | 9,426 |
| Tier 1 (core) risk-based capital | $3,030,000 | 9,158 |
| Tier 2 risk-based capital | $133,180 | 9,751 |
| Total risk weighted assets | $10,527,480 | 10,328 |
| Total unused commitments | $677,000 | 9,436 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $23,760,000 | 10,229 |
| Cash and due from depository institutions | $1,344,000 | 8,186 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $11,549,000 | 7,744 |
| Federal funds sold & reverse repurchase agreements | $3,675,000 | 3,762 |
| Net loans & leases | $6,194,000 | 11,383 |
| Loan loss allowance | $204,000 | 9,416 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $636,000 | 7,569 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $362,000 | 10,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,760,000 | 10,229 |
| Total liabilities | $20,771,000 | 10,284 |
| Total deposits | $20,669,000 | 10,178 |
| Interest-bearing deposits | $15,770,000 | 10,447 |
| Deposits held in domestic offices | $20,669,000 | 10,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $102,000 | 11,119 |
| Total equity capital | $2,989,000 | 9,517 |
| Total bank equity capital | $2,989,000 | 9,517 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $537,000 | 5,287 |
| Surplus | $822,000 | 8,471 |
| Undivided profits | $1,630,000 | 8,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $100,000 | 10,658 |
| Earning assets | $21,517,000 | 10,240 |
| Long-term assets (5+ years) | $238,000 | 10,015 |
| Average Assets, year-to-date | $22,794,200 | 10,226 |
| Average Assets, quarterly | $23,306,000 | 10,249 |
| Volatile liabilities | $1,071,000 | 10,754 |
| Insider loans | $526,000 | 5,526 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $573,000 | 9,854 |
| Tier 1 (core) risk-based capital | $2,946,000 | 9,486 |
| Tier 2 risk-based capital | $114,160 | 10,432 |
| Total risk weighted assets | $9,043,160 | 10,980 |
| Total unused commitments | $573,000 | 9,863 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $22,513,000 | 10,729 |
| Cash and due from depository institutions | $1,281,000 | 8,823 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,428,000 | 7,905 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 4,565 |
| Net loans & leases | $6,178,000 | 11,907 |
| Loan loss allowance | $237,000 | 9,277 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $676,000 | 7,516 |
| Other real estate owned | $23,000 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $452,000 | 9,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,513,000 | 10,729 |
| Total liabilities | $20,078,000 | 10,742 |
| Total deposits | $20,009,000 | 10,624 |
| Interest-bearing deposits | $15,290,000 | 10,929 |
| Deposits held in domestic offices | $20,009,000 | 10,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $69,000 | 11,778 |
| Total equity capital | $2,435,000 | 10,285 |
| Total bank equity capital | $2,435,000 | 10,285 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $537,000 | 5,572 |
| Surplus | $822,000 | 8,716 |
| Undivided profits | $1,076,000 | 8,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $94,000 | 11,037 |
| Earning assets | $20,081,000 | 10,779 |
| Long-term assets (5+ years) | $704,000 | 9,850 |
| Average Assets, year-to-date | $23,090,400 | 10,606 |
| Average Assets, quarterly | $22,596,500 | 10,696 |
| Volatile liabilities | $850,000 | 11,319 |
| Insider loans | $435,000 | 6,101 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $776,000 | 9,645 |
| Tier 1 (core) risk-based capital | $2,622,000 | 10,133 |
| Tier 2 risk-based capital | $110,300 | 10,957 |
| Total risk weighted assets | $8,697,100 | 11,526 |
| Total unused commitments | $776,000 | 9,651 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $23,296,000 | 11,115 |
| Cash and due from depository institutions | $2,556,000 | 9,983 |
| Interest-bearing balances | $891,000 | 3,578 |
| Securities | $11,872,000 | 8,403 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 5,179 |
| Net loans & leases | $5,605,000 | 12,550 |
| Loan loss allowance | $239,000 | 9,556 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $304,000 | 10,177 |
| Other real estate owned | $334,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $250,000 | 11,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,296,000 | 11,115 |
| Total liabilities | $21,066,000 | 11,096 |
| Total deposits | $20,987,000 | 11,002 |
| Interest-bearing deposits | $16,277,000 | 11,304 |
| Deposits held in domestic offices | $20,987,000 | 11,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $79,000 | 12,078 |
| Total equity capital | $2,230,000 | 10,958 |
| Total bank equity capital | $2,230,000 | 10,958 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $537,000 | 5,824 |
| Surplus | $822,000 | 8,945 |
| Undivided profits | $871,000 | 9,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 6,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $81,000 | 11,580 |
| Earning assets | $20,743,000 | 11,184 |
| Long-term assets (5+ years) | $692,000 | 10,382 |
| Average Assets, year-to-date | $23,318,200 | 11,019 |
| Average Assets, quarterly | $22,961,000 | 11,127 |
| Volatile liabilities | $1,034,000 | 11,296 |
| Insider loans | $609,000 | 5,125 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $462,000 | 10,668 |
| Tier 1 (core) risk-based capital | $2,230,000 | 10,916 |
| Tier 2 risk-based capital | $102,340 | 11,543 |
| Total risk weighted assets | $8,050,740 | 12,173 |
| Total unused commitments | $462,000 | 10,682 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $24,378,000 | 11,303 |
| Cash and due from depository institutions | $3,013,000 | 9,734 |
| Interest-bearing balances | $1,386,000 | 3,278 |
| Securities | $10,717,000 | 8,852 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 4,346 |
| Net loans & leases | $6,012,000 | 12,914 |
| Loan loss allowance | $361,000 | 7,946 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $245,000 | 11,104 |
| Other real estate owned | $526,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $265,000 | 12,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,378,000 | 11,303 |
| Total liabilities | $22,897,000 | 11,157 |
| Total deposits | $22,804,000 | 11,059 |
| Interest-bearing deposits | $18,034,000 | 11,351 |
| Deposits held in domestic offices | $22,804,000 | 11,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $93,000 | 12,506 |
| Total equity capital | $1,481,000 | 12,407 |
| Total bank equity capital | $1,481,000 | 12,407 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $537,000 | 6,134 |
| Surplus | $822,000 | 9,069 |
| Undivided profits | $122,000 | 12,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 6,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $84,000 | 12,056 |
| Earning assets | $21,715,000 | 11,322 |
| Long-term assets (5+ years) | $1,950,000 | 9,007 |
| Average Assets, year-to-date | $25,427,200 | 11,023 |
| Average Assets, quarterly | $24,208,000 | 11,283 |
| Volatile liabilities | $1,422,000 | 10,974 |
| Insider loans | $675,000 | 1,338 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $762,000 | 9,773 |
| Tier 1 (core) risk-based capital | $1,481,000 | 12,376 |
| Tier 2 risk-based capital | $118,950 | 11,495 |
| Total risk weighted assets | $9,273,950 | 12,304 |
| Total unused commitments | $762,000 | 9,800 |
| Derivatives | $0 | 651 |