Home > Central State Bank > Income and Expense
Central State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 1,212 |
| Total interest expense | $3,619,000 | 1,240 |
| Net interest income | $6,945,000 | 1,199 |
| Provision for loan and lease losses | $195,000 | 1,044 |
| Total noninterest income | $794,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $216,000 | 1,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 1,369 |
| Total noninterest expense | $3,869,000 | 1,561 |
| Salaries and employee benefits | $2,121,000 | 1,600 |
| Premises and equipment expense | $314,000 | 1,819 |
| Additional noninterest expense | $578,000 | 1,369 |
| Pre-tax net operating income | $3,675,000 | 901 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $270,000 | 1,410 |
| Income before extraordinary items | $3,405,000 | 832 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $3,405,000 | 845 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,405,000 | 832 |
| Net charge-offs | $4,000 | 1,927 |
| Cash dividends | $1,021,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $3,405,000 | 836 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $39,586,000 | 1,256 |
| Total interest expense | $14,420,000 | 1,290 |
| Net interest income | $25,166,000 | 1,233 |
| Provision for loan and lease losses | $853,000 | 1,022 |
| Total noninterest income | $3,270,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $855,000 | 1,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,415,000 | 1,395 |
| Total noninterest expense | $16,838,000 | 1,434 |
| Salaries and employee benefits | $9,475,000 | 1,444 |
| Premises and equipment expense | $1,320,000 | 1,727 |
| Additional noninterest expense | $2,415,000 | 1,395 |
| Pre-tax net operating income | $10,745,000 | 1,098 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $654,000 | 1,670 |
| Income before extraordinary items | $10,091,000 | 1,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,091,000 | 1,024 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,091,000 | 1,014 |
| Net charge-offs | $597,000 | 857 |
| Cash dividends | $4,200,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $10,091,000 | 1,022 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $28,456,000 | 1,294 |
| Total interest expense | $10,421,000 | 1,317 |
| Net interest income | $18,035,000 | 1,261 |
| Provision for loan and lease losses | $272,000 | 1,519 |
| Total noninterest income | $2,397,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $645,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,752,000 | 1,430 |
| Total noninterest expense | $11,895,000 | 1,479 |
| Salaries and employee benefits | $6,611,000 | 1,517 |
| Premises and equipment expense | $1,008,000 | 1,689 |
| Additional noninterest expense | $1,752,000 | 1,430 |
| Pre-tax net operating income | $8,265,000 | 1,064 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $709,000 | 1,447 |
| Income before extraordinary items | $7,556,000 | 1,003 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,556,000 | 1,018 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,556,000 | 1,005 |
| Net charge-offs | $500,000 | 736 |
| Cash dividends | $3,852,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $7,556,000 | 1,007 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $18,679,000 | 1,299 |
| Total interest expense | $6,561,000 | 1,357 |
| Net interest income | $12,118,000 | 1,244 |
| Provision for loan and lease losses | $86,000 | 1,966 |
| Total noninterest income | $1,602,000 | 1,516 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $442,000 | 1,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,160,000 | 1,418 |
| Total noninterest expense | $8,416,000 | 1,408 |
| Salaries and employee benefits | $4,529,000 | 1,487 |
| Premises and equipment expense | $657,000 | 1,722 |
| Additional noninterest expense | $1,160,000 | 1,418 |
| Pre-tax net operating income | $5,218,000 | 1,096 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $511,000 | 1,382 |
| Income before extraordinary items | $4,707,000 | 1,048 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,707,000 | 1,063 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,707,000 | 1,050 |
| Net charge-offs | $40,000 | 1,496 |
| Cash dividends | $2,758,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $4,707,000 | 1,044 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 1,326 |
| Total interest expense | $3,113,000 | 1,398 |
| Net interest income | $5,822,000 | 1,287 |
| Provision for loan and lease losses | $33,000 | 1,866 |
| Total noninterest income | $934,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $225,000 | 1,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $709,000 | 1,228 |
| Total noninterest expense | $4,097,000 | 1,437 |
| Salaries and employee benefits | $2,159,000 | 1,558 |
| Premises and equipment expense | $331,000 | 1,707 |
| Additional noninterest expense | $709,000 | 1,228 |
| Pre-tax net operating income | $2,626,000 | 1,073 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $250,000 | 1,377 |
| Income before extraordinary items | $2,376,000 | 1,033 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,376,000 | 1,044 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,376,000 | 1,033 |
| Net charge-offs | $23,000 | 1,234 |
| Cash dividends | $958,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $2,376,000 | 1,029 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,326,000 | 1,353 |
| Total interest expense | $8,309,000 | 1,456 |
| Net interest income | $23,017,000 | 1,297 |
| Provision for loan and lease losses | $210,000 | 1,955 |
| Total noninterest income | $3,381,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $771,000 | 1,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,610,000 | 1,383 |
| Total noninterest expense | $14,884,000 | 1,540 |
| Salaries and employee benefits | $7,376,000 | 1,708 |
| Premises and equipment expense | $1,106,000 | 1,915 |
| Additional noninterest expense | $2,610,000 | 1,383 |
| Pre-tax net operating income | $11,304,000 | 1,064 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $674,000 | 1,710 |
| Income before extraordinary items | $10,630,000 | 961 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,630,000 | 975 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $10,630,000 | 964 |
| Net charge-offs | $111,000 | 1,444 |
| Cash dividends | $4,064,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $10,630,000 | 980 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,580,000 | 1,361 |
| Total interest expense | $5,520,000 | 1,480 |
| Net interest income | $17,060,000 | 1,311 |
| Provision for loan and lease losses | $174,000 | 1,793 |
| Total noninterest income | $2,625,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $559,000 | 1,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,323 |
| Total noninterest expense | $10,219,000 | 1,638 |
| Salaries and employee benefits | $5,437,000 | 1,725 |
| Premises and equipment expense | $783,000 | 1,983 |
| Additional noninterest expense | $2,066,000 | 1,323 |
| Pre-tax net operating income | $9,292,000 | 1,030 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $642,000 | 1,585 |
| Income before extraordinary items | $8,650,000 | 931 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,650,000 | 936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,650,000 | 931 |
| Net charge-offs | $104,000 | 1,161 |
| Cash dividends | $3,703,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,650,000 | 949 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,384,000 | 1,383 |
| Total interest expense | $3,226,000 | 1,495 |
| Net interest income | $11,158,000 | 1,331 |
| Provision for loan and lease losses | $103,000 | 1,796 |
| Total noninterest income | $1,638,000 | 1,477 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $361,000 | 1,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,277,000 | 1,317 |
| Total noninterest expense | $6,413,000 | 1,708 |
| Salaries and employee benefits | $3,419,000 | 1,798 |
| Premises and equipment expense | $491,000 | 2,041 |
| Additional noninterest expense | $1,277,000 | 1,316 |
| Pre-tax net operating income | $6,280,000 | 1,015 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $443,000 | 1,572 |
| Income before extraordinary items | $5,837,000 | 941 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,837,000 | 953 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,837,000 | 941 |
| Net charge-offs | $66,000 | 1,074 |
| Cash dividends | $2,533,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,837,000 | 949 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 1,410 |
| Total interest expense | $1,302,000 | 1,560 |
| Net interest income | $5,593,000 | 1,338 |
| Provision for loan and lease losses | $28,000 | 2,017 |
| Total noninterest income | $934,000 | 1,350 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $175,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 1,168 |
| Total noninterest expense | $3,223,000 | 1,726 |
| Salaries and employee benefits | $1,781,000 | 1,767 |
| Premises and equipment expense | $242,000 | 2,089 |
| Additional noninterest expense | $759,000 | 1,168 |
| Pre-tax net operating income | $3,276,000 | 1,011 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $203,000 | 1,657 |
| Income before extraordinary items | $3,073,000 | 926 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,073,000 | 925 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,073,000 | 925 |
| Net charge-offs | $13,000 | 1,282 |
| Cash dividends | $759,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,073,000 | 940 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,289,000 | 1,439 |
| Total interest expense | $1,919,000 | 1,642 |
| Net interest income | $20,370,000 | 1,410 |
| Provision for loan and lease losses | $905,000 | 874 |
| Total noninterest income | $3,426,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $704,000 | 1,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,722,000 | 1,341 |
| Total noninterest expense | $12,575,000 | 1,716 |
| Salaries and employee benefits | $6,633,000 | 1,812 |
| Premises and equipment expense | $1,036,000 | 1,969 |
| Additional noninterest expense | $2,722,000 | 1,341 |
| Pre-tax net operating income | $10,316,000 | 1,253 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $636,000 | 1,870 |
| Income before extraordinary items | $9,680,000 | 1,123 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,680,000 | 1,121 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $9,680,000 | 1,123 |
| Net charge-offs | $217,000 | 887 |
| Cash dividends | $4,029,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $9,680,000 | 1,149 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,676,000 | 1,458 |
| Total interest expense | $927,000 | 1,867 |
| Net interest income | $14,749,000 | 1,431 |
| Provision for loan and lease losses | $622,000 | 844 |
| Total noninterest income | $2,680,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $525,000 | 1,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,155,000 | 1,319 |
| Total noninterest expense | $9,263,000 | 1,738 |
| Salaries and employee benefits | $4,916,000 | 1,828 |
| Premises and equipment expense | $745,000 | 2,023 |
| Additional noninterest expense | $2,155,000 | 1,319 |
| Pre-tax net operating income | $7,544,000 | 1,262 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $463,000 | 1,889 |
| Income before extraordinary items | $7,081,000 | 1,144 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,081,000 | 1,142 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $7,081,000 | 1,144 |
| Net charge-offs | $131,000 | 833 |
| Cash dividends | $3,672,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $7,081,000 | 1,167 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,993,000 | 1,469 |
| Total interest expense | $549,000 | 1,841 |
| Net interest income | $9,444,000 | 1,448 |
| Provision for loan and lease losses | $390,000 | 805 |
| Total noninterest income | $1,940,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $341,000 | 1,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,599,000 | 1,264 |
| Total noninterest expense | $5,985,000 | 1,760 |
| Salaries and employee benefits | $3,110,000 | 1,895 |
| Premises and equipment expense | $495,000 | 2,030 |
| Additional noninterest expense | $2,380,000 | 1,407 |
| Pre-tax net operating income | $5,009,000 | 1,209 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $332,000 | 1,781 |
| Income before extraordinary items | $4,677,000 | 1,096 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,677,000 | 1,095 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $4,677,000 | 1,096 |
| Net charge-offs | $76,000 | 812 |
| Cash dividends | $2,837,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $4,677,000 | 1,123 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,901,000 | 1,463 |
| Total interest expense | $271,000 | 1,813 |
| Net interest income | $4,630,000 | 1,442 |
| Provision for loan and lease losses | $277,000 | 532 |
| Total noninterest income | $1,161,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $174,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $987,000 | 1,089 |
| Total noninterest expense | $3,086,000 | 1,716 |
| Salaries and employee benefits | $1,656,000 | 1,798 |
| Premises and equipment expense | $244,000 | 2,058 |
| Additional noninterest expense | $1,186,000 | 1,384 |
| Pre-tax net operating income | $2,428,000 | 1,178 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $2,292,000 | 1,085 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,292,000 | 1,084 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,292,000 | 1,085 |
| Net charge-offs | $56,000 | 636 |
| Cash dividends | $1,084,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,292,000 | 1,097 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,740,000 | 1,632 |
| Total interest expense | $1,103,000 | 2,073 |
| Net interest income | $16,637,000 | 1,588 |
| Provision for loan and lease losses | $474,000 | 1,105 |
| Total noninterest income | $3,084,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $648,000 | 1,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,436,000 | 1,708 |
| Total noninterest expense | $11,187,000 | 1,828 |
| Salaries and employee benefits | $6,076,000 | 1,917 |
| Premises and equipment expense | $932,000 | 2,118 |
| Additional noninterest expense | $4,179,000 | 1,540 |
| Pre-tax net operating income | $8,060,000 | 1,480 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $494,000 | 2,105 |
| Income before extraordinary items | $7,566,000 | 1,403 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,566,000 | 1,403 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,566,000 | 1,403 |
| Net charge-offs | $107,000 | 1,314 |
| Cash dividends | $2,291,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,566,000 | 1,381 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,147,000 | 1,674 |
| Total interest expense | $844,000 | 2,132 |
| Net interest income | $12,303,000 | 1,635 |
| Provision for loan and lease losses | $302,000 | 1,150 |
| Total noninterest income | $2,170,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $461,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,709,000 | 1,831 |
| Total noninterest expense | $8,098,000 | 1,882 |
| Salaries and employee benefits | $4,440,000 | 1,954 |
| Premises and equipment expense | $697,000 | 2,144 |
| Additional noninterest expense | $2,961,000 | 1,605 |
| Pre-tax net operating income | $6,073,000 | 1,536 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $370,000 | 2,182 |
| Income before extraordinary items | $5,703,000 | 1,467 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,703,000 | 1,467 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,703,000 | 1,467 |
| Net charge-offs | $44,000 | 1,410 |
| Cash dividends | $2,262,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,703,000 | 1,439 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,589,000 | 1,700 |
| Total interest expense | $571,000 | 2,165 |
| Net interest income | $8,018,000 | 1,652 |
| Provision for loan and lease losses | $218,000 | 1,132 |
| Total noninterest income | $1,393,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $295,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,098,000 | 1,820 |
| Total noninterest expense | $5,220,000 | 1,914 |
| Salaries and employee benefits | $2,899,000 | 1,972 |
| Premises and equipment expense | $462,000 | 2,147 |
| Additional noninterest expense | $1,859,000 | 1,669 |
| Pre-tax net operating income | $3,973,000 | 1,533 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $263,000 | 2,118 |
| Income before extraordinary items | $3,710,000 | 1,480 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,710,000 | 1,480 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,710,000 | 1,480 |
| Net charge-offs | $21,000 | 1,478 |
| Cash dividends | $1,754,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,710,000 | 1,443 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 1,749 |
| Total interest expense | $299,000 | 2,184 |
| Net interest income | $3,864,000 | 1,686 |
| Provision for loan and lease losses | $140,000 | 1,058 |
| Total noninterest income | $689,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $148,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $541,000 | 1,840 |
| Total noninterest expense | $2,555,000 | 1,935 |
| Salaries and employee benefits | $1,439,000 | 1,975 |
| Premises and equipment expense | $243,000 | 2,102 |
| Additional noninterest expense | $873,000 | 1,716 |
| Pre-tax net operating income | $1,858,000 | 1,608 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $101,000 | 2,280 |
| Income before extraordinary items | $1,757,000 | 1,534 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,757,000 | 1,534 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,757,000 | 1,534 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $781,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,757,000 | 1,498 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,029,000 | 1,790 |
| Total interest expense | $1,993,000 | 1,988 |
| Net interest income | $14,036,000 | 1,742 |
| Provision for loan and lease losses | $545,000 | 2,154 |
| Total noninterest income | $2,461,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $578,000 | 1,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,883,000 | 1,847 |
| Total noninterest expense | $9,572,000 | 2,014 |
| Salaries and employee benefits | $5,246,000 | 2,078 |
| Premises and equipment expense | $953,000 | 2,094 |
| Additional noninterest expense | $3,373,000 | 1,753 |
| Pre-tax net operating income | $6,380,000 | 1,482 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $405,000 | 2,095 |
| Income before extraordinary items | $5,975,000 | 1,428 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,975,000 | 1,428 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,975,000 | 1,429 |
| Net charge-offs | $45,000 | 2,451 |
| Cash dividends | $2,485,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,975,000 | 1,389 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,827,000 | 1,824 |
| Total interest expense | $1,641,000 | 1,946 |
| Net interest income | $10,186,000 | 1,789 |
| Provision for loan and lease losses | $398,000 | 2,164 |
| Total noninterest income | $1,721,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $427,000 | 1,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,294,000 | 1,897 |
| Total noninterest expense | $7,000,000 | 2,028 |
| Salaries and employee benefits | $3,780,000 | 2,114 |
| Premises and equipment expense | $706,000 | 2,106 |
| Additional noninterest expense | $2,514,000 | 1,738 |
| Pre-tax net operating income | $4,509,000 | 1,525 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $300,000 | 2,099 |
| Income before extraordinary items | $4,209,000 | 1,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,209,000 | 1,459 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,209,000 | 1,459 |
| Net charge-offs | $25,000 | 2,405 |
| Cash dividends | $2,166,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,209,000 | 1,413 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,883,000 | 1,854 |
| Total interest expense | $1,230,000 | 1,885 |
| Net interest income | $6,653,000 | 1,820 |
| Provision for loan and lease losses | $335,000 | 1,939 |
| Total noninterest income | $1,109,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $288,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $821,000 | 1,872 |
| Total noninterest expense | $4,549,000 | 2,064 |
| Salaries and employee benefits | $2,444,000 | 2,164 |
| Premises and equipment expense | $467,000 | 2,116 |
| Additional noninterest expense | $1,638,000 | 1,764 |
| Pre-tax net operating income | $2,878,000 | 1,507 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $200,000 | 2,056 |
| Income before extraordinary items | $2,678,000 | 1,450 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,678,000 | 1,450 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,678,000 | 1,450 |
| Net charge-offs | $31,000 | 1,982 |
| Cash dividends | $1,769,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,678,000 | 1,409 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 1,871 |
| Total interest expense | $681,000 | 1,879 |
| Net interest income | $3,172,000 | 1,840 |
| Provision for loan and lease losses | $76,000 | 2,166 |
| Total noninterest income | $546,000 | 1,853 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $180,000 | 1,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 1,818 |
| Total noninterest expense | $2,256,000 | 2,088 |
| Salaries and employee benefits | $1,177,000 | 2,232 |
| Premises and equipment expense | $251,000 | 2,045 |
| Additional noninterest expense | $828,000 | 1,781 |
| Pre-tax net operating income | $1,386,000 | 1,402 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $91,000 | 2,018 |
| Income before extraordinary items | $1,295,000 | 1,338 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,295,000 | 1,337 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,295,000 | 1,338 |
| Net charge-offs | $45,000 | 1,251 |
| Cash dividends | $990,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,295,000 | 1,319 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,179,000 | 1,898 |
| Total interest expense | $2,744,000 | 1,919 |
| Net interest income | $12,435,000 | 1,874 |
| Provision for loan and lease losses | $881,000 | 1,000 |
| Total noninterest income | $3,607,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $762,000 | 1,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,845,000 | 1,244 |
| Total noninterest expense | $9,409,000 | 2,012 |
| Salaries and employee benefits | $5,053,000 | 2,090 |
| Premises and equipment expense | $838,000 | 2,286 |
| Additional noninterest expense | $3,518,000 | 1,667 |
| Pre-tax net operating income | $5,752,000 | 1,587 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $327,000 | 2,300 |
| Income before extraordinary items | $5,425,000 | 1,501 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,425,000 | 1,502 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,425,000 | 1,503 |
| Net charge-offs | $376,000 | 1,230 |
| Cash dividends | $2,477,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,425,000 | 1,466 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,279,000 | 1,929 |
| Total interest expense | $2,039,000 | 1,947 |
| Net interest income | $9,240,000 | 1,909 |
| Provision for loan and lease losses | $345,000 | 1,492 |
| Total noninterest income | $2,055,000 | 1,649 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $555,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,500,000 | 1,536 |
| Total noninterest expense | $6,816,000 | 2,063 |
| Salaries and employee benefits | $3,728,000 | 2,124 |
| Premises and equipment expense | $603,000 | 2,356 |
| Additional noninterest expense | $2,485,000 | 1,770 |
| Pre-tax net operating income | $4,134,000 | 1,680 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $285,000 | 2,273 |
| Income before extraordinary items | $3,849,000 | 1,587 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,849,000 | 1,588 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,849,000 | 1,588 |
| Net charge-offs | $379,000 | 899 |
| Cash dividends | $2,268,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,849,000 | 1,557 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 1,957 |
| Total interest expense | $1,331,000 | 1,951 |
| Net interest income | $6,072,000 | 1,937 |
| Provision for loan and lease losses | $301,000 | 1,189 |
| Total noninterest income | $1,513,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $354,000 | 1,463 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,159,000 | 1,364 |
| Total noninterest expense | $4,424,000 | 2,109 |
| Salaries and employee benefits | $2,470,000 | 2,136 |
| Premises and equipment expense | $391,000 | 2,404 |
| Additional noninterest expense | $1,563,000 | 1,867 |
| Pre-tax net operating income | $2,860,000 | 1,607 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $180,000 | 2,279 |
| Income before extraordinary items | $2,680,000 | 1,515 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,680,000 | 1,515 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,680,000 | 1,515 |
| Net charge-offs | $321,000 | 757 |
| Cash dividends | $1,861,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,680,000 | 1,483 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 2,004 |
| Total interest expense | $638,000 | 1,973 |
| Net interest income | $2,967,000 | 1,972 |
| Provision for loan and lease losses | $258,000 | 771 |
| Total noninterest income | $944,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $181,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 1,097 |
| Total noninterest expense | $2,210,000 | 2,122 |
| Salaries and employee benefits | $1,331,000 | 2,038 |
| Premises and equipment expense | $189,000 | 2,466 |
| Additional noninterest expense | $690,000 | 2,055 |
| Pre-tax net operating income | $1,443,000 | 1,574 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $90,000 | 2,233 |
| Income before extraordinary items | $1,353,000 | 1,476 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,353,000 | 1,475 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,353,000 | 1,475 |
| Net charge-offs | $254,000 | 523 |
| Cash dividends | $1,038,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,353,000 | 1,452 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,282,000 | 2,050 |
| Total interest expense | $1,753,000 | 2,110 |
| Net interest income | $11,529,000 | 2,010 |
| Provision for loan and lease losses | $309,000 | 1,940 |
| Total noninterest income | $2,075,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $646,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,429,000 | 1,852 |
| Total noninterest expense | $8,379,000 | 2,176 |
| Salaries and employee benefits | $5,022,000 | 2,084 |
| Premises and equipment expense | $675,000 | 2,635 |
| Additional noninterest expense | $2,682,000 | 2,105 |
| Pre-tax net operating income | $4,916,000 | 1,801 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $284,000 | 2,428 |
| Income before extraordinary items | $4,632,000 | 1,682 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,632,000 | 1,681 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,632,000 | 1,681 |
| Net charge-offs | $19,000 | 3,126 |
| Cash dividends | $1,740,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,632,000 | 1,673 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,791,000 | 2,064 |
| Total interest expense | $1,195,000 | 2,181 |
| Net interest income | $8,596,000 | 2,019 |
| Provision for loan and lease losses | $274,000 | 1,659 |
| Total noninterest income | $1,552,000 | 1,965 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $457,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,095,000 | 1,835 |
| Total noninterest expense | $6,113,000 | 2,211 |
| Salaries and employee benefits | $3,632,000 | 2,141 |
| Premises and equipment expense | $493,000 | 2,700 |
| Additional noninterest expense | $1,988,000 | 2,130 |
| Pre-tax net operating income | $3,761,000 | 1,796 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $251,000 | 2,360 |
| Income before extraordinary items | $3,510,000 | 1,680 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,510,000 | 1,679 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,510,000 | 1,679 |
| Net charge-offs | $7,000 | 3,112 |
| Cash dividends | $1,699,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,510,000 | 1,667 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 2,060 |
| Total interest expense | $718,000 | 2,242 |
| Net interest income | $5,748,000 | 2,021 |
| Provision for loan and lease losses | $181,000 | 1,596 |
| Total noninterest income | $1,014,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $292,000 | 1,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $722,000 | 1,846 |
| Total noninterest expense | $4,047,000 | 2,244 |
| Salaries and employee benefits | $2,340,000 | 2,215 |
| Premises and equipment expense | $326,000 | 2,731 |
| Additional noninterest expense | $1,381,000 | 2,075 |
| Pre-tax net operating income | $2,534,000 | 1,745 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $146,000 | 2,436 |
| Income before extraordinary items | $2,388,000 | 1,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,388,000 | 1,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,388,000 | 1,635 |
| Net charge-offs | $-20,000 | 4,745 |
| Cash dividends | $1,273,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,388,000 | 1,620 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 2,086 |
| Total interest expense | $328,000 | 2,316 |
| Net interest income | $2,846,000 | 2,029 |
| Provision for loan and lease losses | $122,000 | 1,311 |
| Total noninterest income | $507,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $146,000 | 1,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 1,817 |
| Total noninterest expense | $1,959,000 | 2,309 |
| Salaries and employee benefits | $1,185,000 | 2,219 |
| Premises and equipment expense | $167,000 | 2,730 |
| Additional noninterest expense | $607,000 | 2,256 |
| Pre-tax net operating income | $1,272,000 | 1,707 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $67,000 | 2,481 |
| Income before extraordinary items | $1,205,000 | 1,581 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,205,000 | 1,580 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,205,000 | 1,581 |
| Net charge-offs | $8,000 | 2,040 |
| Cash dividends | $524,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,205,000 | 1,571 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,451,000 | 2,196 |
| Total interest expense | $1,080,000 | 2,423 |
| Net interest income | $10,371,000 | 2,160 |
| Provision for loan and lease losses | $387,000 | 1,695 |
| Total noninterest income | $2,060,000 | 1,992 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $548,000 | 1,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,512,000 | 1,807 |
| Total noninterest expense | $7,942,000 | 2,282 |
| Salaries and employee benefits | $4,680,000 | 2,193 |
| Premises and equipment expense | $681,000 | 2,699 |
| Additional noninterest expense | $2,581,000 | 2,209 |
| Pre-tax net operating income | $4,102,000 | 2,008 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $246,000 | 2,864 |
| Income before extraordinary items | $3,856,000 | 1,661 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,856,000 | 1,661 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,856,000 | 1,661 |
| Net charge-offs | $146,000 | 2,111 |
| Cash dividends | $1,619,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,856,000 | 1,638 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,377,000 | 2,246 |
| Total interest expense | $776,000 | 2,466 |
| Net interest income | $7,601,000 | 2,213 |
| Provision for loan and lease losses | $288,000 | 1,667 |
| Total noninterest income | $1,582,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $404,000 | 1,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,178,000 | 1,777 |
| Total noninterest expense | $5,909,000 | 2,309 |
| Salaries and employee benefits | $3,510,000 | 2,199 |
| Premises and equipment expense | $528,000 | 2,665 |
| Additional noninterest expense | $1,871,000 | 2,256 |
| Pre-tax net operating income | $2,986,000 | 2,068 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $209,000 | 2,732 |
| Income before extraordinary items | $2,777,000 | 1,849 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,777,000 | 1,849 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,777,000 | 1,849 |
| Net charge-offs | $26,000 | 2,851 |
| Cash dividends | $1,600,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,777,000 | 1,821 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 2,268 |
| Total interest expense | $510,000 | 2,448 |
| Net interest income | $4,966,000 | 2,231 |
| Provision for loan and lease losses | $175,000 | 1,703 |
| Total noninterest income | $984,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $269,000 | 1,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 1,907 |
| Total noninterest expense | $3,783,000 | 2,380 |
| Salaries and employee benefits | $2,304,000 | 2,251 |
| Premises and equipment expense | $339,000 | 2,749 |
| Additional noninterest expense | $1,140,000 | 2,434 |
| Pre-tax net operating income | $1,992,000 | 2,036 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $125,000 | 2,797 |
| Income before extraordinary items | $1,867,000 | 1,803 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,867,000 | 1,803 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,867,000 | 1,803 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $1,234,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,867,000 | 1,779 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 2,335 |
| Total interest expense | $250,000 | 2,458 |
| Net interest income | $2,384,000 | 2,304 |
| Provision for loan and lease losses | $83,000 | 1,632 |
| Total noninterest income | $426,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $129,000 | 1,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,111 |
| Total noninterest expense | $1,851,000 | 2,449 |
| Salaries and employee benefits | $1,143,000 | 2,283 |
| Premises and equipment expense | $171,000 | 2,770 |
| Additional noninterest expense | $537,000 | 2,529 |
| Pre-tax net operating income | $876,000 | 2,140 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $54,000 | 2,853 |
| Income before extraordinary items | $822,000 | 1,940 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $822,000 | 1,940 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $822,000 | 1,940 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $516,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $822,000 | 1,914 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,427,000 | 2,318 |
| Total interest expense | $962,000 | 2,489 |
| Net interest income | $9,465,000 | 2,292 |
| Provision for loan and lease losses | $403,000 | 1,669 |
| Total noninterest income | $1,725,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $517,000 | 2,032 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,208,000 | 2,168 |
| Total noninterest expense | $7,347,000 | 2,458 |
| Salaries and employee benefits | $4,359,000 | 2,343 |
| Premises and equipment expense | $628,000 | 2,937 |
| Additional noninterest expense | $2,360,000 | 2,418 |
| Pre-tax net operating income | $3,440,000 | 2,147 |
| Securities gains (losses) | $2,000 | 3,045 |
| Applicable income taxes | $203,000 | 2,919 |
| Income before extraordinary items | $3,239,000 | 1,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,239,000 | 1,969 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,239,000 | 1,969 |
| Net charge-offs | $170,000 | 2,105 |
| Cash dividends | $1,226,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,237,120 | 1,923 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 2,345 |
| Total interest expense | $720,000 | 2,489 |
| Net interest income | $6,999,000 | 2,313 |
| Provision for loan and lease losses | $305,000 | 1,598 |
| Total noninterest income | $1,285,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $383,000 | 2,065 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $902,000 | 2,174 |
| Total noninterest expense | $5,467,000 | 2,473 |
| Salaries and employee benefits | $3,217,000 | 2,358 |
| Premises and equipment expense | $469,000 | 2,955 |
| Additional noninterest expense | $1,781,000 | 2,408 |
| Pre-tax net operating income | $2,512,000 | 2,241 |
| Securities gains (losses) | $2,000 | 2,985 |
| Applicable income taxes | $186,000 | 2,853 |
| Income before extraordinary items | $2,328,000 | 2,075 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,328,000 | 2,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,328,000 | 2,075 |
| Net charge-offs | $152,000 | 1,678 |
| Cash dividends | $1,216,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,326,140 | 2,006 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 2,381 |
| Total interest expense | $485,000 | 2,477 |
| Net interest income | $4,591,000 | 2,353 |
| Provision for loan and lease losses | $210,000 | 1,559 |
| Total noninterest income | $835,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $249,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $586,000 | 2,177 |
| Total noninterest expense | $3,552,000 | 2,529 |
| Salaries and employee benefits | $2,136,000 | 2,374 |
| Premises and equipment expense | $301,000 | 3,031 |
| Additional noninterest expense | $1,115,000 | 2,541 |
| Pre-tax net operating income | $1,664,000 | 2,226 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $120,000 | 2,880 |
| Income before extraordinary items | $1,544,000 | 2,073 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,544,000 | 2,073 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,544,000 | 2,073 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $901,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,544,000 | 2,012 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 2,434 |
| Total interest expense | $238,000 | 2,521 |
| Net interest income | $2,230,000 | 2,417 |
| Provision for loan and lease losses | $73,000 | 1,862 |
| Total noninterest income | $385,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $125,000 | 2,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $260,000 | 2,285 |
| Total noninterest expense | $1,797,000 | 2,522 |
| Salaries and employee benefits | $1,056,000 | 2,416 |
| Premises and equipment expense | $156,000 | 2,995 |
| Additional noninterest expense | $585,000 | 2,447 |
| Pre-tax net operating income | $745,000 | 2,372 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $45,000 | 3,048 |
| Income before extraordinary items | $700,000 | 2,209 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $700,000 | 2,209 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $700,000 | 2,209 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $291,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $700,000 | 2,143 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,276,000 | 2,531 |
| Total interest expense | $865,000 | 2,674 |
| Net interest income | $8,411,000 | 2,475 |
| Provision for loan and lease losses | $94,000 | 3,133 |
| Total noninterest income | $1,627,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $538,000 | 2,009 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,089,000 | 2,266 |
| Total noninterest expense | $7,076,000 | 2,547 |
| Salaries and employee benefits | $4,204,000 | 2,384 |
| Premises and equipment expense | $641,000 | 2,972 |
| Additional noninterest expense | $2,231,000 | 2,561 |
| Pre-tax net operating income | $2,868,000 | 2,397 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $154,000 | 3,093 |
| Income before extraordinary items | $2,714,000 | 2,199 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,714,000 | 2,199 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,714,000 | 2,200 |
| Net charge-offs | $64,000 | 3,065 |
| Cash dividends | $1,250,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,714,000 | 2,157 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 2,569 |
| Total interest expense | $643,000 | 2,725 |
| Net interest income | $6,240,000 | 2,517 |
| Provision for loan and lease losses | $80,000 | 2,903 |
| Total noninterest income | $1,255,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $403,000 | 2,026 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $852,000 | 2,228 |
| Total noninterest expense | $5,177,000 | 2,599 |
| Salaries and employee benefits | $3,066,000 | 2,450 |
| Premises and equipment expense | $463,000 | 3,093 |
| Additional noninterest expense | $1,648,000 | 2,597 |
| Pre-tax net operating income | $2,238,000 | 2,370 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $151,000 | 3,014 |
| Income before extraordinary items | $2,087,000 | 2,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,087,000 | 2,191 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,087,000 | 2,190 |
| Net charge-offs | $66,000 | 2,550 |
| Cash dividends | $1,241,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,087,000 | 2,143 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 2,590 |
| Total interest expense | $420,000 | 2,784 |
| Net interest income | $4,126,000 | 2,539 |
| Provision for loan and lease losses | $82,000 | 2,456 |
| Total noninterest income | $797,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $262,000 | 2,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $535,000 | 2,343 |
| Total noninterest expense | $3,394,000 | 2,653 |
| Salaries and employee benefits | $2,006,000 | 2,513 |
| Premises and equipment expense | $306,000 | 3,119 |
| Additional noninterest expense | $1,082,000 | 2,648 |
| Pre-tax net operating income | $1,447,000 | 2,401 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $100,000 | 3,029 |
| Income before extraordinary items | $1,347,000 | 2,230 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,347,000 | 2,232 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,347,000 | 2,232 |
| Net charge-offs | $55,000 | 2,233 |
| Cash dividends | $925,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,347,000 | 2,179 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,663 |
| Total interest expense | $205,000 | 2,846 |
| Net interest income | $2,001,000 | 2,602 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $442,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $129,000 | 2,040 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $313,000 | 2,066 |
| Total noninterest expense | $1,699,000 | 2,655 |
| Salaries and employee benefits | $1,037,000 | 2,441 |
| Premises and equipment expense | $157,000 | 3,103 |
| Additional noninterest expense | $505,000 | 2,768 |
| Pre-tax net operating income | $694,000 | 2,427 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $45,000 | 3,067 |
| Income before extraordinary items | $649,000 | 2,267 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $649,000 | 2,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $649,000 | 2,268 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $366,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $649,000 | 2,203 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,660,000 | 2,722 |
| Total interest expense | $791,000 | 3,058 |
| Net interest income | $7,869,000 | 2,667 |
| Provision for loan and lease losses | $258,000 | 2,165 |
| Total noninterest income | $1,457,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $596,000 | 1,980 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $861,000 | 2,541 |
| Total noninterest expense | $6,398,000 | 2,792 |
| Salaries and employee benefits | $3,796,000 | 2,612 |
| Premises and equipment expense | $629,000 | 3,122 |
| Additional noninterest expense | $1,973,000 | 2,903 |
| Pre-tax net operating income | $2,670,000 | 2,466 |
| Securities gains (losses) | $120,000 | 1,130 |
| Applicable income taxes | $160,000 | 3,112 |
| Income before extraordinary items | $2,630,000 | 2,222 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,630,000 | 2,221 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,630,000 | 2,221 |
| Net charge-offs | $195,000 | 2,488 |
| Cash dividends | $926,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,517,200 | 2,250 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 2,760 |
| Total interest expense | $590,000 | 3,132 |
| Net interest income | $5,850,000 | 2,693 |
| Provision for loan and lease losses | $206,000 | 2,042 |
| Total noninterest income | $1,098,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $455,000 | 1,950 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $643,000 | 2,548 |
| Total noninterest expense | $4,795,000 | 2,805 |
| Salaries and employee benefits | $2,855,000 | 2,603 |
| Premises and equipment expense | $456,000 | 3,247 |
| Additional noninterest expense | $1,484,000 | 2,903 |
| Pre-tax net operating income | $1,947,000 | 2,554 |
| Securities gains (losses) | $120,000 | 882 |
| Applicable income taxes | $123,000 | 3,162 |
| Income before extraordinary items | $1,944,000 | 2,266 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,944,000 | 2,267 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,944,000 | 2,266 |
| Net charge-offs | $117,000 | 2,540 |
| Cash dividends | $917,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,831,200 | 2,319 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 2,781 |
| Total interest expense | $392,000 | 3,170 |
| Net interest income | $3,865,000 | 2,711 |
| Provision for loan and lease losses | $140,000 | 1,994 |
| Total noninterest income | $678,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $301,000 | 1,942 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $377,000 | 2,724 |
| Total noninterest expense | $3,199,000 | 2,821 |
| Salaries and employee benefits | $1,889,000 | 2,634 |
| Premises and equipment expense | $307,000 | 3,235 |
| Additional noninterest expense | $1,003,000 | 2,880 |
| Pre-tax net operating income | $1,204,000 | 2,642 |
| Securities gains (losses) | $120,000 | 699 |
| Applicable income taxes | $78,000 | 3,192 |
| Income before extraordinary items | $1,246,000 | 2,276 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,246,000 | 2,279 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,246,000 | 2,279 |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $651,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,133,200 | 2,388 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 2,825 |
| Total interest expense | $195,000 | 3,228 |
| Net interest income | $1,898,000 | 2,753 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $388,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $241,000 | 2,294 |
| Total noninterest expense | $1,604,000 | 2,835 |
| Salaries and employee benefits | $979,000 | 2,561 |
| Premises and equipment expense | $156,000 | 3,250 |
| Additional noninterest expense | $469,000 | 3,040 |
| Pre-tax net operating income | $622,000 | 2,515 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $39,000 | 3,125 |
| Income before extraordinary items | $583,000 | 2,311 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $583,000 | 2,313 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $583,000 | 2,313 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $219,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $583,000 | 2,275 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 2,971 |
| Total interest expense | $797,000 | 3,459 |
| Net interest income | $7,100,000 | 2,877 |
| Provision for loan and lease losses | $241,000 | 2,735 |
| Total noninterest income | $1,538,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $666,000 | 1,905 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $872,000 | 2,559 |
| Total noninterest expense | $6,186,000 | 2,910 |
| Salaries and employee benefits | $3,652,000 | 2,694 |
| Premises and equipment expense | $582,000 | 3,380 |
| Additional noninterest expense | $1,952,000 | 3,034 |
| Pre-tax net operating income | $2,211,000 | 2,670 |
| Securities gains (losses) | $61,000 | 1,655 |
| Applicable income taxes | $129,000 | 3,258 |
| Income before extraordinary items | $2,143,000 | 2,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,143,000 | 2,481 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,143,000 | 2,480 |
| Net charge-offs | $94,000 | 3,807 |
| Cash dividends | $870,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,085,660 | 2,464 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 3,027 |
| Total interest expense | $600,000 | 3,536 |
| Net interest income | $5,233,000 | 2,928 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $1,255,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $500,000 | 1,906 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $755,000 | 2,415 |
| Total noninterest expense | $4,682,000 | 2,910 |
| Salaries and employee benefits | $2,825,000 | 2,620 |
| Premises and equipment expense | $438,000 | 3,408 |
| Additional noninterest expense | $1,419,000 | 3,095 |
| Pre-tax net operating income | $1,606,000 | 2,804 |
| Securities gains (losses) | $67,000 | 1,461 |
| Applicable income taxes | $129,000 | 3,128 |
| Income before extraordinary items | $1,544,000 | 2,606 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,544,000 | 2,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,544,000 | 2,610 |
| Net charge-offs | $16,000 | 4,516 |
| Cash dividends | $870,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,482,360 | 2,605 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 3,079 |
| Total interest expense | $403,000 | 3,568 |
| Net interest income | $3,411,000 | 2,975 |
| Provision for loan and lease losses | $151,000 | 2,424 |
| Total noninterest income | $869,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $329,000 | 1,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $540,000 | 2,376 |
| Total noninterest expense | $3,117,000 | 2,912 |
| Salaries and employee benefits | $1,858,000 | 2,675 |
| Premises and equipment expense | $288,000 | 3,458 |
| Additional noninterest expense | $971,000 | 3,033 |
| Pre-tax net operating income | $1,012,000 | 2,875 |
| Securities gains (losses) | $67,000 | 1,343 |
| Applicable income taxes | $78,000 | 3,179 |
| Income before extraordinary items | $1,001,000 | 2,651 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,001,000 | 2,656 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,001,000 | 2,656 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $588,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $938,690 | 2,670 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,879,000 | 3,137 |
| Total interest expense | $200,000 | 3,671 |
| Net interest income | $1,679,000 | 3,025 |
| Provision for loan and lease losses | $78,000 | 2,339 |
| Total noninterest income | $494,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $175,000 | 1,807 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $319,000 | 2,137 |
| Total noninterest expense | $1,556,000 | 2,937 |
| Salaries and employee benefits | $939,000 | 2,667 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $470,000 | 3,122 |
| Pre-tax net operating income | $539,000 | 2,740 |
| Securities gains (losses) | $35,000 | 1,071 |
| Applicable income taxes | $39,000 | 3,169 |
| Income before extraordinary items | $535,000 | 2,463 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $535,000 | 2,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $535,000 | 2,465 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $320,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $502,450 | 2,491 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,258 |
| Total interest expense | $828,000 | 4,042 |
| Net interest income | $6,735,000 | 3,082 |
| Provision for loan and lease losses | $560,000 | 2,563 |
| Total noninterest income | $1,573,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $729,000 | 1,829 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $844,000 | 2,602 |
| Total noninterest expense | $5,744,000 | 3,130 |
| Salaries and employee benefits | $3,415,000 | 2,851 |
| Premises and equipment expense | $601,000 | 3,381 |
| Additional noninterest expense | $1,728,000 | 3,444 |
| Pre-tax net operating income | $2,004,000 | 2,805 |
| Securities gains (losses) | $57,000 | 2,640 |
| Applicable income taxes | $110,000 | 3,441 |
| Income before extraordinary items | $1,951,000 | 2,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,951,000 | 2,627 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,951,000 | 2,625 |
| Net charge-offs | $257,000 | 3,491 |
| Cash dividends | $591,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,896,850 | 2,558 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,638,000 | 3,341 |
| Total interest expense | $625,000 | 4,143 |
| Net interest income | $5,013,000 | 3,152 |
| Provision for loan and lease losses | $429,000 | 2,488 |
| Total noninterest income | $1,177,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $536,000 | 1,885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $641,000 | 2,581 |
| Total noninterest expense | $4,281,000 | 3,169 |
| Salaries and employee benefits | $2,586,000 | 2,837 |
| Premises and equipment expense | $452,000 | 3,421 |
| Additional noninterest expense | $1,243,000 | 3,553 |
| Pre-tax net operating income | $1,480,000 | 2,913 |
| Securities gains (losses) | $40,000 | 2,560 |
| Applicable income taxes | $123,000 | 3,228 |
| Income before extraordinary items | $1,397,000 | 2,764 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,397,000 | 2,765 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,397,000 | 2,764 |
| Net charge-offs | $127,000 | 3,743 |
| Cash dividends | $574,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,360,200 | 2,683 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 3,396 |
| Total interest expense | $425,000 | 4,195 |
| Net interest income | $3,258,000 | 3,217 |
| Provision for loan and lease losses | $313,000 | 2,346 |
| Total noninterest income | $740,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $347,000 | 1,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 2,672 |
| Total noninterest expense | $2,737,000 | 3,297 |
| Salaries and employee benefits | $1,663,000 | 2,932 |
| Premises and equipment expense | $283,000 | 3,566 |
| Additional noninterest expense | $791,000 | 3,692 |
| Pre-tax net operating income | $948,000 | 2,958 |
| Securities gains (losses) | $40,000 | 2,188 |
| Applicable income taxes | $84,000 | 3,199 |
| Income before extraordinary items | $904,000 | 2,797 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $904,000 | 2,798 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $904,000 | 2,798 |
| Net charge-offs | $95,000 | 3,471 |
| Cash dividends | $444,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $867,600 | 2,730 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,426 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $1,623,000 | 3,234 |
| Provision for loan and lease losses | $243,000 | 1,785 |
| Total noninterest income | $404,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $176,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 2,460 |
| Total noninterest expense | $1,328,000 | 3,378 |
| Salaries and employee benefits | $809,000 | 3,002 |
| Premises and equipment expense | $135,000 | 3,709 |
| Additional noninterest expense | $384,000 | 3,736 |
| Pre-tax net operating income | $456,000 | 3,060 |
| Securities gains (losses) | $-4,000 | 6,988 |
| Applicable income taxes | $40,000 | 3,237 |
| Income before extraordinary items | $412,000 | 2,992 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $412,000 | 2,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $412,000 | 2,997 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $111,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $415,640 | 2,828 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,218,000 | 3,594 |
| Total interest expense | $987,000 | 4,433 |
| Net interest income | $6,231,000 | 3,368 |
| Provision for loan and lease losses | $1,060,000 | 2,333 |
| Total noninterest income | $1,348,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $834,000 | 1,733 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $514,000 | 3,080 |
| Total noninterest expense | $5,420,000 | 3,324 |
| Salaries and employee benefits | $3,072,000 | 3,062 |
| Premises and equipment expense | $689,000 | 3,243 |
| Additional noninterest expense | $1,659,000 | 3,603 |
| Pre-tax net operating income | $1,099,000 | 3,531 |
| Securities gains (losses) | $196,000 | 1,473 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $1,235,000 | 3,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,235,000 | 3,156 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,235,000 | 3,156 |
| Net charge-offs | $936,000 | 2,439 |
| Cash dividends | $756,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,048,800 | 3,345 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 3,643 |
| Total interest expense | $748,000 | 4,521 |
| Net interest income | $4,660,000 | 3,384 |
| Provision for loan and lease losses | $800,000 | 2,262 |
| Total noninterest income | $1,012,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $626,000 | 1,735 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $386,000 | 3,101 |
| Total noninterest expense | $4,040,000 | 3,351 |
| Salaries and employee benefits | $2,359,000 | 3,005 |
| Premises and equipment expense | $522,000 | 3,254 |
| Additional noninterest expense | $1,159,000 | 3,769 |
| Pre-tax net operating income | $832,000 | 3,643 |
| Securities gains (losses) | $141,000 | 1,482 |
| Applicable income taxes | $84,000 | 3,334 |
| Income before extraordinary items | $889,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $889,000 | 3,298 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $889,000 | 3,297 |
| Net charge-offs | $486,000 | 2,694 |
| Cash dividends | $702,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $760,690 | 3,495 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 3,695 |
| Total interest expense | $506,000 | 4,593 |
| Net interest income | $3,077,000 | 3,420 |
| Provision for loan and lease losses | $467,000 | 2,400 |
| Total noninterest income | $652,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $409,000 | 1,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,191 |
| Total noninterest expense | $2,656,000 | 3,424 |
| Salaries and employee benefits | $1,565,000 | 3,036 |
| Premises and equipment expense | $332,000 | 3,393 |
| Additional noninterest expense | $759,000 | 3,884 |
| Pre-tax net operating income | $606,000 | 3,456 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $57,000 | 3,281 |
| Income before extraordinary items | $614,000 | 3,147 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 3,148 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $614,000 | 3,149 |
| Net charge-offs | $464,000 | 2,224 |
| Cash dividends | $582,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $554,200 | 3,272 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 3,752 |
| Total interest expense | $262,000 | 4,622 |
| Net interest income | $1,505,000 | 3,457 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $310,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $203,000 | 1,725 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,447 |
| Total noninterest expense | $1,324,000 | 3,418 |
| Salaries and employee benefits | $788,000 | 3,044 |
| Premises and equipment expense | $158,000 | 3,562 |
| Additional noninterest expense | $378,000 | 3,875 |
| Pre-tax net operating income | $266,000 | 3,720 |
| Securities gains (losses) | $71,000 | 637 |
| Applicable income taxes | $19,000 | 3,477 |
| Income before extraordinary items | $318,000 | 3,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $318,000 | 3,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $318,000 | 3,097 |
| Net charge-offs | $98,000 | 2,757 |
| Cash dividends | $369,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $251,260 | 3,511 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,587,000 | 3,685 |
| Total interest expense | $1,347,000 | 4,525 |
| Net interest income | $6,240,000 | 3,376 |
| Provision for loan and lease losses | $1,205,000 | 2,767 |
| Total noninterest income | $1,585,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $882,000 | 1,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $703,000 | 2,684 |
| Total noninterest expense | $5,292,000 | 3,440 |
| Salaries and employee benefits | $3,086,000 | 3,031 |
| Premises and equipment expense | $616,000 | 3,651 |
| Additional noninterest expense | $1,590,000 | 3,848 |
| Pre-tax net operating income | $1,328,000 | 2,915 |
| Securities gains (losses) | $-8,000 | 7,016 |
| Applicable income taxes | $71,000 | 3,441 |
| Income before extraordinary items | $1,249,000 | 2,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,249,000 | 2,837 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,249,000 | 2,841 |
| Net charge-offs | $1,325,000 | 2,317 |
| Cash dividends | $552,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,256,600 | 2,719 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 3,746 |
| Total interest expense | $1,053,000 | 4,569 |
| Net interest income | $4,671,000 | 3,429 |
| Provision for loan and lease losses | $955,000 | 2,573 |
| Total noninterest income | $1,212,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $668,000 | 1,705 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $544,000 | 2,625 |
| Total noninterest expense | $3,955,000 | 3,454 |
| Salaries and employee benefits | $2,320,000 | 3,051 |
| Premises and equipment expense | $469,000 | 3,657 |
| Additional noninterest expense | $1,166,000 | 3,880 |
| Pre-tax net operating income | $973,000 | 3,141 |
| Securities gains (losses) | $-8,000 | 7,200 |
| Applicable income taxes | $20,000 | 3,999 |
| Income before extraordinary items | $945,000 | 2,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $945,000 | 2,987 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $945,000 | 2,990 |
| Net charge-offs | $1,090,000 | 2,094 |
| Cash dividends | $545,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $952,840 | 2,848 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,019,000 | 3,637 |
| Total interest expense | $723,000 | 4,596 |
| Net interest income | $3,296,000 | 3,269 |
| Provision for loan and lease losses | $675,000 | 2,423 |
| Total noninterest income | $597,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $443,000 | 1,722 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $2,562,000 | 3,557 |
| Salaries and employee benefits | $1,402,000 | 3,340 |
| Premises and equipment expense | $210,000 | 4,730 |
| Additional noninterest expense | $950,000 | 3,338 |
| Pre-tax net operating income | $656,000 | 3,153 |
| Securities gains (losses) | $-8,000 | 7,298 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $640,000 | 2,938 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $640,000 | 2,932 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $640,000 | 2,937 |
| Net charge-offs | $683,000 | 2,114 |
| Cash dividends | $396,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $647,920 | 2,806 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 3,677 |
| Total interest expense | $372,000 | 4,663 |
| Net interest income | $1,652,000 | 3,279 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $284,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $215,000 | 1,764 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $1,269,000 | 3,603 |
| Salaries and employee benefits | $714,000 | 3,343 |
| Premises and equipment expense | $104,000 | 4,851 |
| Additional noninterest expense | $451,000 | 3,462 |
| Pre-tax net operating income | $367,000 | 2,984 |
| Securities gains (losses) | $-8,000 | 7,486 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $353,000 | 2,800 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 2,797 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $353,000 | 2,800 |
| Net charge-offs | $252,000 | 2,219 |
| Cash dividends | $374,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $360,840 | 2,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,801,000 | 3,569 |
| Total interest expense | $2,473,000 | 3,924 |
| Net interest income | $6,328,000 | 3,303 |
| Provision for loan and lease losses | $783,000 | 3,869 |
| Total noninterest income | $1,441,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $959,000 | 1,751 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $482,000 | 3,268 |
| Total noninterest expense | $5,268,000 | 3,521 |
| Salaries and employee benefits | $2,895,000 | 3,284 |
| Premises and equipment expense | $376,000 | 5,146 |
| Additional noninterest expense | $1,997,000 | 3,312 |
| Pre-tax net operating income | $1,718,000 | 2,159 |
| Securities gains (losses) | $-110,000 | 7,301 |
| Applicable income taxes | $74,000 | 3,046 |
| Income before extraordinary items | $1,534,000 | 2,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,534,000 | 2,072 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,534,000 | 2,074 |
| Net charge-offs | $1,401,000 | 2,458 |
| Cash dividends | $772,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,638,500 | 1,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 3,571 |
| Total interest expense | $1,961,000 | 3,893 |
| Net interest income | $4,750,000 | 3,308 |
| Provision for loan and lease losses | $374,000 | 4,283 |
| Total noninterest income | $915,000 | 2,995 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $702,000 | 1,788 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $213,000 | 4,180 |
| Total noninterest expense | $3,906,000 | 3,564 |
| Salaries and employee benefits | $2,172,000 | 3,317 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $1,461,000 | 3,348 |
| Pre-tax net operating income | $1,385,000 | 2,190 |
| Securities gains (losses) | $-81,000 | 7,441 |
| Applicable income taxes | $38,000 | 3,481 |
| Income before extraordinary items | $1,266,000 | 2,089 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,266,000 | 2,087 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,266,000 | 2,089 |
| Net charge-offs | $754,000 | 2,556 |
| Cash dividends | $744,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,344,570 | 1,938 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,566 |
| Total interest expense | $1,356,000 | 3,919 |
| Net interest income | $3,190,000 | 3,286 |
| Provision for loan and lease losses | $274,000 | 3,883 |
| Total noninterest income | $588,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $442,000 | 1,857 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $2,579,000 | 3,633 |
| Salaries and employee benefits | $1,468,000 | 3,295 |
| Premises and equipment expense | $180,000 | 5,339 |
| Additional noninterest expense | $931,000 | 3,461 |
| Pre-tax net operating income | $925,000 | 2,254 |
| Securities gains (losses) | $-38,000 | 7,572 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $856,000 | 2,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $856,000 | 2,121 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $856,000 | 2,123 |
| Net charge-offs | $718,000 | 1,957 |
| Cash dividends | $654,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $892,860 | 1,979 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,548 |
| Total interest expense | $706,000 | 3,927 |
| Net interest income | $1,613,000 | 3,247 |
| Provision for loan and lease losses | $181,000 | 2,987 |
| Total noninterest income | $278,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $212,000 | 1,874 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,276,000 | 3,588 |
| Salaries and employee benefits | $762,000 | 3,232 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $428,000 | 3,396 |
| Pre-tax net operating income | $434,000 | 2,645 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $403,000 | 2,556 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $403,000 | 2,555 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $403,000 | 2,557 |
| Net charge-offs | $490,000 | 1,379 |
| Cash dividends | $493,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $403,000 | 2,415 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 3,359 |
| Total interest expense | $3,844,000 | 3,616 |
| Net interest income | $6,835,000 | 3,123 |
| Provision for loan and lease losses | $1,470,000 | 2,185 |
| Total noninterest income | $1,587,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,212,000 | 1,472 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $375,000 | 3,695 |
| Total noninterest expense | $5,374,000 | 3,366 |
| Salaries and employee benefits | $3,060,000 | 3,191 |
| Premises and equipment expense | $370,000 | 5,297 |
| Additional noninterest expense | $1,944,000 | 2,933 |
| Pre-tax net operating income | $1,578,000 | 2,925 |
| Securities gains (losses) | $92,000 | 1,189 |
| Applicable income taxes | $198,000 | 2,830 |
| Income before extraordinary items | $1,472,000 | 2,550 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,472,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,634 |
| Cash dividends | $1,625,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,391,040 | 2,801 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,202,000 | 3,357 |
| Total interest expense | $3,018,000 | 3,608 |
| Net interest income | $5,184,000 | 3,111 |
| Provision for loan and lease losses | $610,000 | 2,457 |
| Total noninterest income | $1,218,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $931,000 | 1,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $287,000 | 3,759 |
| Total noninterest expense | $4,055,000 | 3,348 |
| Salaries and employee benefits | $2,288,000 | 3,233 |
| Premises and equipment expense | $280,000 | 5,284 |
| Additional noninterest expense | $1,487,000 | 2,790 |
| Pre-tax net operating income | $1,737,000 | 2,543 |
| Securities gains (losses) | $86,000 | 1,065 |
| Applicable income taxes | $115,000 | 3,477 |
| Income before extraordinary items | $1,708,000 | 2,059 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,708,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,900 |
| Cash dividends | $1,614,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,627,160 | 2,274 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 3,327 |
| Total interest expense | $2,128,000 | 3,586 |
| Net interest income | $3,503,000 | 3,052 |
| Provision for loan and lease losses | $426,000 | 2,082 |
| Total noninterest income | $843,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $631,000 | 1,413 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $2,673,000 | 3,386 |
| Salaries and employee benefits | $1,530,000 | 3,275 |
| Premises and equipment expense | $186,000 | 5,334 |
| Additional noninterest expense | $957,000 | 2,851 |
| Pre-tax net operating income | $1,247,000 | 2,524 |
| Securities gains (losses) | $64,000 | 1,264 |
| Applicable income taxes | $72,000 | 3,768 |
| Income before extraordinary items | $1,239,000 | 2,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,239,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,536 |
| Cash dividends | $826,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,178,200 | 2,190 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,318 |
| Total interest expense | $1,138,000 | 3,577 |
| Net interest income | $1,763,000 | 3,046 |
| Provision for loan and lease losses | $237,000 | 1,648 |
| Total noninterest income | $412,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $308,000 | 1,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $104,000 | 3,698 |
| Total noninterest expense | $1,306,000 | 3,468 |
| Salaries and employee benefits | $744,000 | 3,377 |
| Premises and equipment expense | $91,000 | 5,433 |
| Additional noninterest expense | $471,000 | 2,858 |
| Pre-tax net operating income | $632,000 | 2,602 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $673,000 | 2,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $673,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $415,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $605,800 | 2,227 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,189,000 | 3,244 |
| Total interest expense | $4,983,000 | 3,482 |
| Net interest income | $7,206,000 | 3,017 |
| Provision for loan and lease losses | $366,000 | 2,834 |
| Total noninterest income | $1,094,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $724,000 | 2,309 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $370,000 | 3,882 |
| Total noninterest expense | $5,361,000 | 3,265 |
| Salaries and employee benefits | $2,937,000 | 3,287 |
| Premises and equipment expense | $364,000 | 5,298 |
| Additional noninterest expense | $2,060,000 | 2,593 |
| Pre-tax net operating income | $2,573,000 | 2,763 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $174,000 | 3,996 |
| Income before extraordinary items | $2,404,000 | 2,463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,404,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,338 |
| Cash dividends | $1,323,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,399,350 | 2,455 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 3,241 |
| Total interest expense | $3,715,000 | 3,493 |
| Net interest income | $5,451,000 | 3,001 |
| Provision for loan and lease losses | $181,000 | 3,142 |
| Total noninterest income | $798,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $530,000 | 2,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $268,000 | 3,962 |
| Total noninterest expense | $3,925,000 | 3,295 |
| Salaries and employee benefits | $2,130,000 | 3,355 |
| Premises and equipment expense | $268,000 | 5,344 |
| Additional noninterest expense | $1,527,000 | 2,577 |
| Pre-tax net operating income | $2,143,000 | 2,710 |
| Securities gains (losses) | $5,000 | 1,185 |
| Applicable income taxes | $135,000 | 4,151 |
| Income before extraordinary items | $2,013,000 | 2,356 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,013,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,771 |
| Cash dividends | $1,297,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,008,300 | 2,341 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 3,282 |
| Total interest expense | $2,409,000 | 3,556 |
| Net interest income | $3,607,000 | 3,048 |
| Provision for loan and lease losses | $86,000 | 3,590 |
| Total noninterest income | $527,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $346,000 | 2,374 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $181,000 | 3,978 |
| Total noninterest expense | $2,555,000 | 3,389 |
| Salaries and employee benefits | $1,403,000 | 3,420 |
| Premises and equipment expense | $208,000 | 4,900 |
| Additional noninterest expense | $944,000 | 2,756 |
| Pre-tax net operating income | $1,493,000 | 2,681 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $90,000 | 4,229 |
| Income before extraordinary items | $1,406,000 | 2,321 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,406,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $1,094,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,403,180 | 2,308 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 3,319 |
| Total interest expense | $1,157,000 | 3,625 |
| Net interest income | $1,804,000 | 3,039 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $263,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $166,000 | 2,416 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $97,000 | 3,813 |
| Total noninterest expense | $1,217,000 | 3,534 |
| Salaries and employee benefits | $641,000 | 3,703 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $489,000 | 2,667 |
| Pre-tax net operating income | $818,000 | 2,525 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $776,000 | 2,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $776,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $567,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $776,000 | 2,107 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,441,000 | 3,225 |
| Total interest expense | $4,183,000 | 3,486 |
| Net interest income | $7,258,000 | 3,011 |
| Provision for loan and lease losses | $353,000 | 2,510 |
| Total noninterest income | $884,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $583,000 | 2,745 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $301,000 | 4,285 |
| Total noninterest expense | $5,249,000 | 3,224 |
| Salaries and employee benefits | $2,863,000 | 3,263 |
| Premises and equipment expense | $329,000 | 5,509 |
| Additional noninterest expense | $2,057,000 | 2,514 |
| Pre-tax net operating income | $2,540,000 | 3,099 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $171,000 | 4,469 |
| Income before extraordinary items | $2,369,000 | 2,734 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,369,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $877,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,369,000 | 2,719 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,494,000 | 3,228 |
| Total interest expense | $3,027,000 | 3,488 |
| Net interest income | $5,467,000 | 3,029 |
| Provision for loan and lease losses | $308,000 | 2,104 |
| Total noninterest income | $672,000 | 3,801 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $428,000 | 2,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $244,000 | 4,138 |
| Total noninterest expense | $3,772,000 | 3,334 |
| Salaries and employee benefits | $2,062,000 | 3,362 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $1,467,000 | 2,614 |
| Pre-tax net operating income | $2,059,000 | 3,040 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $112,000 | 4,821 |
| Income before extraordinary items | $1,947,000 | 2,621 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,947,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $846,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,947,000 | 2,609 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,275 |
| Total interest expense | $1,907,000 | 3,513 |
| Net interest income | $3,557,000 | 3,090 |
| Provision for loan and lease losses | $237,000 | 1,861 |
| Total noninterest income | $428,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $276,000 | 2,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,518,000 | 3,329 |
| Salaries and employee benefits | $1,405,000 | 3,317 |
| Premises and equipment expense | $161,000 | 5,586 |
| Additional noninterest expense | $952,000 | 2,685 |
| Pre-tax net operating income | $1,230,000 | 3,305 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $1,161,000 | 2,872 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,161,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $593,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,161,000 | 2,859 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 3,353 |
| Total interest expense | $894,000 | 3,559 |
| Net interest income | $1,692,000 | 3,209 |
| Provision for loan and lease losses | $107,000 | 1,901 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $1,192,000 | 3,493 |
| Salaries and employee benefits | $655,000 | 3,518 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $455,000 | 2,778 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $534,000 | 3,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $118,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $534,000 | 2,989 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 3,504 |
| Total interest expense | $2,544,000 | 3,775 |
| Net interest income | $6,183,000 | 3,340 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $862,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $581,000 | 2,728 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $4,793,000 | 3,352 |
| Salaries and employee benefits | $2,767,000 | 3,190 |
| Premises and equipment expense | $268,000 | 6,028 |
| Additional noninterest expense | $1,758,000 | 2,812 |
| Pre-tax net operating income | $2,027,000 | 3,655 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $1,925,000 | 3,187 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,925,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,797 |
| Cash dividends | $2,037,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,925,000 | 3,153 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 3,529 |
| Total interest expense | $1,805,000 | 3,790 |
| Net interest income | $4,555,000 | 3,380 |
| Provision for loan and lease losses | $102,000 | 4,129 |
| Total noninterest income | $698,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,079 |
| Total noninterest expense | $3,521,000 | 3,379 |
| Salaries and employee benefits | $2,017,000 | 3,251 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $1,317,000 | 2,794 |
| Pre-tax net operating income | $1,630,000 | 3,538 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $76,000 | 5,483 |
| Income before extraordinary items | $1,554,000 | 3,038 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,554,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,394 |
| Cash dividends | $482,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,554,000 | 3,002 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 3,530 |
| Total interest expense | $1,148,000 | 3,745 |
| Net interest income | $2,982,000 | 3,417 |
| Provision for loan and lease losses | $48,000 | 4,636 |
| Total noninterest income | $450,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $283,000 | 2,733 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $167,000 | 4,088 |
| Total noninterest expense | $2,323,000 | 3,381 |
| Salaries and employee benefits | $1,340,000 | 3,238 |
| Premises and equipment expense | $124,000 | 6,206 |
| Additional noninterest expense | $859,000 | 2,830 |
| Pre-tax net operating income | $1,061,000 | 3,565 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 5,354 |
| Income before extraordinary items | $1,001,000 | 3,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,001,000 | 3,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,014 |
| Cash dividends | $320,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,001,000 | 3,039 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,628 |
| Total interest expense | $570,000 | 3,654 |
| Net interest income | $1,412,000 | 3,580 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $211,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $142,000 | 2,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,051,000 | 3,706 |
| Salaries and employee benefits | $590,000 | 3,613 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $400,000 | 3,010 |
| Pre-tax net operating income | $542,000 | 3,467 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $29,000 | 5,339 |
| Income before extraordinary items | $513,000 | 2,993 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $513,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 560 |
| Cash dividends | $131,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $513,000 | 2,950 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 3,516 |
| Total interest expense | $2,002,000 | 3,651 |
| Net interest income | $5,684,000 | 3,437 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $940,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $702,000 | 2,362 |
| Trading account gains and fees | $-39,000 | 8,950 |
| Additional Noninterest Income | $277,000 | 4,415 |
| Total noninterest expense | $4,436,000 | 3,459 |
| Salaries and employee benefits | $2,512,000 | 3,335 |
| Premises and equipment expense | $261,000 | 6,073 |
| Additional noninterest expense | $1,663,000 | 2,866 |
| Pre-tax net operating income | $2,174,000 | 3,328 |
| Securities gains (losses) | $16,000 | 2,543 |
| Applicable income taxes | $110,000 | 5,417 |
| Income before extraordinary items | $2,080,000 | 2,816 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,080,000 | 2,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $498,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,064,800 | 2,767 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 3,598 |
| Total interest expense | $1,480,000 | 3,656 |
| Net interest income | $4,091,000 | 3,534 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $871,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $528,000 | 2,382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $343,000 | 3,472 |
| Total noninterest expense | $3,287,000 | 3,470 |
| Salaries and employee benefits | $1,870,000 | 3,335 |
| Premises and equipment expense | $194,000 | 6,091 |
| Additional noninterest expense | $1,223,000 | 2,876 |
| Pre-tax net operating income | $1,661,000 | 3,349 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $88,000 | 5,478 |
| Income before extraordinary items | $1,576,000 | 2,835 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,576,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $482,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,573,150 | 2,765 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 3,658 |
| Total interest expense | $989,000 | 3,636 |
| Net interest income | $2,660,000 | 3,597 |
| Provision for loan and lease losses | $14,000 | 6,192 |
| Total noninterest income | $604,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $347,000 | 2,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $257,000 | 3,272 |
| Total noninterest expense | $2,140,000 | 3,548 |
| Salaries and employee benefits | $1,177,000 | 3,513 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $837,000 | 2,811 |
| Pre-tax net operating income | $1,110,000 | 3,297 |
| Securities gains (losses) | $38,000 | 1,632 |
| Applicable income taxes | $57,000 | 5,500 |
| Income before extraordinary items | $1,091,000 | 2,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,091,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $341,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,054,900 | 2,734 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 3,594 |
| Total interest expense | $500,000 | 3,641 |
| Net interest income | $1,360,000 | 3,525 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $295,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $171,000 | 2,391 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,073,000 | 3,560 |
| Salaries and employee benefits | $593,000 | 3,508 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $416,000 | 2,804 |
| Pre-tax net operating income | $568,000 | 3,214 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $579,000 | 2,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $579,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $129,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $545,400 | 2,640 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 3,441 |
| Total interest expense | $2,331,000 | 3,532 |
| Net interest income | $5,680,000 | 3,331 |
| Provision for loan and lease losses | $176,000 | 4,306 |
| Total noninterest income | $790,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $713,000 | 2,320 |
| Trading account gains and fees | $-31,000 | 9,150 |
| Additional Noninterest Income | $108,000 | 6,400 |
| Total noninterest expense | $4,313,000 | 3,485 |
| Salaries and employee benefits | $2,418,000 | 3,353 |
| Premises and equipment expense | $250,000 | 6,180 |
| Additional noninterest expense | $1,645,000 | 2,836 |
| Pre-tax net operating income | $1,981,000 | 3,417 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $163,000 | 5,186 |
| Income before extraordinary items | $1,818,000 | 3,078 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,818,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,533 |
| Cash dividends | $525,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 9,080 |
| Net operating income | $1,818,000 | 2,940 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,113,000 | 3,439 |
| Total interest expense | $1,798,000 | 3,560 |
| Net interest income | $4,315,000 | 3,314 |
| Provision for loan and lease losses | $176,000 | 3,636 |
| Total noninterest income | $595,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $539,000 | 2,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,052 |
| Total noninterest expense | $3,244,000 | 3,461 |
| Salaries and employee benefits | $1,795,000 | 3,371 |
| Premises and equipment expense | $188,000 | 6,155 |
| Additional noninterest expense | $1,261,000 | 2,755 |
| Pre-tax net operating income | $1,490,000 | 3,531 |
| Securities gains (losses) | $116,000 | 1,617 |
| Applicable income taxes | $103,000 | 5,539 |
| Income before extraordinary items | $1,503,000 | 2,959 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,503,000 | 2,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,208 |
| Cash dividends | $496,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 9,145 |
| Net operating income | $1,393,960 | 2,974 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,125,000 | 3,422 |
| Total interest expense | $1,215,000 | 3,628 |
| Net interest income | $2,910,000 | 3,279 |
| Provision for loan and lease losses | $128,000 | 3,363 |
| Total noninterest income | $315,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $367,000 | 2,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-52,000 | 9,255 |
| Total noninterest expense | $2,153,000 | 3,466 |
| Salaries and employee benefits | $1,166,000 | 3,443 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $879,000 | 2,666 |
| Pre-tax net operating income | $944,000 | 3,649 |
| Securities gains (losses) | $112,000 | 1,417 |
| Applicable income taxes | $61,000 | 5,708 |
| Income before extraordinary items | $995,000 | 2,984 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $995,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,913 |
| Cash dividends | $313,000 | 2,816 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 9,196 |
| Net operating income | $889,720 | 3,075 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 3,594 |
| Total interest expense | $612,000 | 3,685 |
| Net interest income | $1,342,000 | 3,487 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $312,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 2,070 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $118,000 | 3,632 |
| Total noninterest expense | $1,131,000 | 3,313 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $445,000 | 2,590 |
| Pre-tax net operating income | $473,000 | 3,631 |
| Securities gains (losses) | $25,000 | 1,791 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,923 |
| Cash dividends | $95,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 9,263 |
| Net operating income | $448,250 | 3,019 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 3,547 |
| Total interest expense | $2,936,000 | 3,592 |
| Net interest income | $5,360,000 | 3,456 |
| Provision for loan and lease losses | $291,000 | 3,531 |
| Total noninterest income | $1,121,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $790,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $331,000 | 4,052 |
| Total noninterest expense | $4,365,000 | 3,309 |
| Salaries and employee benefits | $2,368,000 | 3,263 |
| Premises and equipment expense | $273,000 | 5,856 |
| Additional noninterest expense | $1,724,000 | 2,635 |
| Pre-tax net operating income | $1,826,000 | 3,626 |
| Securities gains (losses) | $-75,000 | 9,110 |
| Applicable income taxes | $101,000 | 5,954 |
| Income before extraordinary items | $1,650,000 | 3,255 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,650,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,705 |
| Cash dividends | $396,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,720,500 | 3,045 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 3,589 |
| Total interest expense | $4,735,000 | 3,315 |
| Net interest income | $4,413,000 | 3,824 |
| Provision for loan and lease losses | $589,000 | 1,943 |
| Total noninterest income | $791,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $753,000 | 2,008 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $3,440,000 | 3,874 |
| Salaries and employee benefits | $1,845,000 | 3,839 |
| Premises and equipment expense | $259,000 | 5,977 |
| Additional noninterest expense | $1,336,000 | 3,186 |
| Pre-tax net operating income | $1,175,000 | 4,464 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $1,096,000 | 4,043 |
| Extraordinary gains, net | $144,000 | 55 |
| Net income | $1,240,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,134 |
| Cash dividends | $470,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 9,460 |
| Net operating income | $1,097,860 | 3,914 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 3,960 |
| Total interest expense | $4,265,000 | 3,782 |
| Net interest income | $4,178,000 | 4,028 |
| Provision for loan and lease losses | $403,000 | 2,260 |
| Total noninterest income | $883,000 | 3,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $710,000 | 1,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,141 |
| Total noninterest expense | $3,165,000 | 4,054 |
| Salaries and employee benefits | $1,762,000 | 3,842 |
| Premises and equipment expense | $440,000 | 4,195 |
| Additional noninterest expense | $963,000 | 4,103 |
| Pre-tax net operating income | $1,493,000 | 4,079 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $178,000 | 5,633 |
| Income before extraordinary items | $1,315,000 | 3,607 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,315,000 | 3,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,886 |
| Cash dividends | $423,000 | 3,842 |
| Sale, conversion, retirement of capital stock, net | $-61,000 | 9,766 |
| Net operating income | $1,315,000 | 3,592 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 4,086 |
| Total interest expense | $3,645,000 | 3,897 |
| Net interest income | $4,025,000 | 4,154 |
| Provision for loan and lease losses | $524,000 | 1,705 |
| Total noninterest income | $815,000 | 3,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,146 |
| Total noninterest expense | $2,858,000 | 4,388 |
| Salaries and employee benefits | $1,543,000 | 4,233 |
| Premises and equipment expense | $449,000 | 4,131 |
| Additional noninterest expense | $866,000 | 4,508 |
| Pre-tax net operating income | $1,458,000 | 4,176 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $352,000 | 4,456 |
| Income before extraordinary items | $1,106,000 | 4,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,106,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,616 |
| Cash dividends | $79,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,106,000 | 4,083 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 4,474 |
| Total interest expense | $3,280,000 | 4,397 |
| Net interest income | $3,566,000 | 4,521 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $670,000 | 4,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $566,000 | 2,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $2,744,000 | 4,453 |
| Salaries and employee benefits | $1,437,000 | 4,400 |
| Premises and equipment expense | $470,000 | 3,872 |
| Additional noninterest expense | $837,000 | 4,535 |
| Pre-tax net operating income | $1,242,000 | 4,773 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $289,000 | 5,264 |
| Income before extraordinary items | $953,000 | 4,652 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $953,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,880 |
| Cash dividends | $18,000 | 7,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $953,000 | 4,557 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 5,019 |
| Total interest expense | $2,877,000 | 4,890 |
| Net interest income | $3,188,000 | 5,072 |
| Provision for loan and lease losses | $189,000 | 3,574 |
| Total noninterest income | $650,000 | 4,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,514 |
| Total noninterest expense | $2,607,000 | 4,620 |
| Salaries and employee benefits | $1,348,000 | 4,642 |
| Premises and equipment expense | $411,000 | 4,353 |
| Additional noninterest expense | $848,000 | 4,524 |
| Pre-tax net operating income | $1,042,000 | 5,709 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $188,000 | 7,057 |
| Income before extraordinary items | $854,000 | 5,242 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $854,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $854,000 | 5,184 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 5,425 |
| Total interest expense | $2,490,000 | 5,533 |
| Net interest income | $3,139,000 | 5,270 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $641,000 | 4,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $2,358,000 | 5,247 |
| Salaries and employee benefits | $1,172,000 | 5,312 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $767,000 | 5,368 |
| Pre-tax net operating income | $1,303,000 | 4,819 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $357,000 | 5,258 |
| Income before extraordinary items | $946,000 | 4,705 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $946,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $946,000 | 4,651 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,965 |
| Total interest expense | $2,298,000 | 5,893 |
| Net interest income | $2,721,000 | 5,936 |
| Provision for loan and lease losses | $171,000 | 3,386 |
| Total noninterest income | $475,000 | 5,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $1,839,000 | 6,369 |
| Salaries and employee benefits | $962,000 | 6,237 |
| Premises and equipment expense | $304,000 | 5,572 |
| Additional noninterest expense | $573,000 | 6,701 |
| Pre-tax net operating income | $1,186,000 | 5,284 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $295,000 | 6,065 |
| Income before extraordinary items | $891,000 | 5,033 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $891,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $21,000 | 8,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $891,000 | 5,021 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 6,335 |
| Total interest expense | $1,826,000 | 5,997 |
| Net interest income | $2,485,000 | 6,514 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,898,000 | 6,456 |
| Salaries and employee benefits | $930,000 | 6,464 |
| Premises and equipment expense | $286,000 | 5,920 |
| Additional noninterest expense | $682,000 | 6,455 |
| Pre-tax net operating income | $805,000 | 6,844 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $257,000 | 6,426 |
| Income before extraordinary items | $548,000 | 6,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $548,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,446 |
| Cash dividends | $22,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $548,000 | 6,981 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 6,694 |
| Total interest expense | $1,746,000 | 6,495 |
| Net interest income | $2,403,000 | 6,735 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $432,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,865,000 | 6,709 |
| Salaries and employee benefits | $873,000 | 6,881 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $711,000 | 6,481 |
| Pre-tax net operating income | $841,000 | 6,616 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $288,000 | 6,233 |
| Income before extraordinary items | $553,000 | 7,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $553,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $22,000 | 8,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $553,000 | 6,864 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 7,088 |
| Total interest expense | $2,061,000 | 6,977 |
| Net interest income | $2,281,000 | 7,052 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $417,000 | 6,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 9,151 |
| Total noninterest expense | $1,737,000 | 7,159 |
| Salaries and employee benefits | $843,000 | 6,979 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $585,000 | 7,647 |
| Pre-tax net operating income | $847,000 | 6,352 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $615,000 | 6,471 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $615,000 | 6,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $37,000 | 8,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $615,000 | 6,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.