Home > Central State Bank > Income and Expense
Central State Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 4,754 |
| Total interest expense | $66,000 | 5,244 |
| Net interest income | $1,761,000 | 4,635 |
| Provision for loan and lease losses | $15,000 | 3,690 |
| Total noninterest income | $863,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $101,000 | 3,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $762,000 | 2,236 |
| Total noninterest expense | $2,099,000 | 4,128 |
| Salaries and employee benefits | $1,156,000 | 4,143 |
| Premises and equipment expense | $225,000 | 4,064 |
| Additional noninterest expense | $718,000 | 3,993 |
| Pre-tax net operating income | $510,000 | 4,502 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $107,000 | 2,963 |
| Income before extraordinary items | $403,000 | 4,587 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $403,000 | 4,585 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $403,000 | 4,586 |
| Net charge-offs | $12,000 | 2,922 |
| Cash dividends | $300,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $403,000 | 4,593 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 4,822 |
| Total interest expense | $38,000 | 5,333 |
| Net interest income | $1,141,000 | 4,713 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $594,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $66,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,210 |
| Total noninterest expense | $1,414,000 | 4,148 |
| Salaries and employee benefits | $788,000 | 4,141 |
| Premises and equipment expense | $155,000 | 4,028 |
| Additional noninterest expense | $471,000 | 4,052 |
| Pre-tax net operating income | $306,000 | 4,609 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $64,000 | 3,004 |
| Income before extraordinary items | $242,000 | 4,671 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $242,000 | 4,670 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $242,000 | 4,670 |
| Net charge-offs | $15,000 | 2,411 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $242,000 | 4,680 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 4,902 |
| Total interest expense | $17,000 | 5,414 |
| Net interest income | $551,000 | 4,804 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $357,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $35,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 1,938 |
| Total noninterest expense | $702,000 | 4,211 |
| Salaries and employee benefits | $386,000 | 4,220 |
| Premises and equipment expense | $82,000 | 3,987 |
| Additional noninterest expense | $234,000 | 4,083 |
| Pre-tax net operating income | $191,000 | 4,371 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $40,000 | 2,846 |
| Income before extraordinary items | $151,000 | 4,472 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $151,000 | 4,470 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $151,000 | 4,472 |
| Net charge-offs | $15,000 | 1,795 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $151,000 | 4,480 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 4,877 |
| Total interest expense | $72,000 | 5,447 |
| Net interest income | $2,299,000 | 4,778 |
| Provision for loan and lease losses | $30,000 | 3,771 |
| Total noninterest income | $1,220,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $130,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 2,191 |
| Total noninterest expense | $2,724,000 | 4,279 |
| Salaries and employee benefits | $1,433,000 | 4,372 |
| Premises and equipment expense | $273,000 | 4,303 |
| Additional noninterest expense | $1,018,000 | 3,986 |
| Pre-tax net operating income | $765,000 | 4,369 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-47,000 | 5,518 |
| Income before extraordinary items | $812,000 | 3,985 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $812,000 | 3,985 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $812,000 | 3,985 |
| Net charge-offs | $17,000 | 3,500 |
| Cash dividends | $200,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $812,000 | 3,973 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 4,930 |
| Total interest expense | $54,000 | 5,503 |
| Net interest income | $1,734,000 | 4,810 |
| Provision for loan and lease losses | $20,000 | 3,698 |
| Total noninterest income | $961,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $98,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $863,000 | 2,141 |
| Total noninterest expense | $2,062,000 | 4,292 |
| Salaries and employee benefits | $1,079,000 | 4,381 |
| Premises and equipment expense | $233,000 | 4,141 |
| Additional noninterest expense | $750,000 | 4,017 |
| Pre-tax net operating income | $613,000 | 4,376 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $202,000 | 2,755 |
| Income before extraordinary items | $411,000 | 4,617 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $411,000 | 4,617 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $411,000 | 4,617 |
| Net charge-offs | $15,000 | 3,108 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $411,000 | 4,606 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 4,985 |
| Total interest expense | $37,000 | 5,535 |
| Net interest income | $1,120,000 | 4,886 |
| Provision for loan and lease losses | $1,000 | 3,850 |
| Total noninterest income | $654,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $65,000 | 4,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,134 |
| Total noninterest expense | $1,378,000 | 4,322 |
| Salaries and employee benefits | $723,000 | 4,406 |
| Premises and equipment expense | $153,000 | 4,191 |
| Additional noninterest expense | $502,000 | 4,042 |
| Pre-tax net operating income | $395,000 | 4,400 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $130,000 | 2,763 |
| Income before extraordinary items | $265,000 | 4,634 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $265,000 | 4,632 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $265,000 | 4,634 |
| Net charge-offs | $16,000 | 2,704 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $265,000 | 4,621 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 5,049 |
| Total interest expense | $19,000 | 5,578 |
| Net interest income | $549,000 | 4,948 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $239,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $33,000 | 4,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,537 |
| Total noninterest expense | $675,000 | 4,385 |
| Salaries and employee benefits | $365,000 | 4,439 |
| Premises and equipment expense | $76,000 | 4,226 |
| Additional noninterest expense | $234,000 | 4,190 |
| Pre-tax net operating income | $113,000 | 4,872 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $37,000 | 3,052 |
| Income before extraordinary items | $76,000 | 5,069 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $76,000 | 5,069 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $76,000 | 5,069 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $76,000 | 5,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 5,102 |
| Total interest expense | $83,000 | 5,591 |
| Net interest income | $2,139,000 | 5,013 |
| Provision for loan and lease losses | $10,000 | 4,183 |
| Total noninterest income | $1,056,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $129,000 | 4,209 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $927,000 | 2,478 |
| Total noninterest expense | $2,755,000 | 4,396 |
| Salaries and employee benefits | $1,399,000 | 4,519 |
| Premises and equipment expense | $267,000 | 4,502 |
| Additional noninterest expense | $1,089,000 | 4,011 |
| Pre-tax net operating income | $430,000 | 4,938 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $135,000 | 3,154 |
| Income before extraordinary items | $295,000 | 5,118 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $295,000 | 5,117 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $295,000 | 5,117 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $295,000 | 5,083 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 5,136 |
| Total interest expense | $63,000 | 5,641 |
| Net interest income | $1,621,000 | 5,041 |
| Provision for loan and lease losses | $10,000 | 4,002 |
| Total noninterest income | $761,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $97,000 | 4,236 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $664,000 | 2,548 |
| Total noninterest expense | $2,040,000 | 4,436 |
| Salaries and employee benefits | $1,055,000 | 4,530 |
| Premises and equipment expense | $196,000 | 4,563 |
| Additional noninterest expense | $789,000 | 4,108 |
| Pre-tax net operating income | $332,000 | 4,992 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $102,000 | 3,216 |
| Income before extraordinary items | $230,000 | 5,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $230,000 | 5,179 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $230,000 | 5,179 |
| Net charge-offs | $-11,000 | 4,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $230,000 | 5,123 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,216 |
| Total interest expense | $42,000 | 5,703 |
| Net interest income | $1,064,000 | 5,115 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $471,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $63,000 | 4,284 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 2,637 |
| Total noninterest expense | $1,344,000 | 4,495 |
| Salaries and employee benefits | $716,000 | 4,538 |
| Premises and equipment expense | $131,000 | 4,595 |
| Additional noninterest expense | $497,000 | 4,245 |
| Pre-tax net operating income | $181,000 | 5,160 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $53,000 | 3,367 |
| Income before extraordinary items | $128,000 | 5,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $128,000 | 5,332 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $128,000 | 5,333 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $128,000 | 5,268 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 5,293 |
| Total interest expense | $22,000 | 5,736 |
| Net interest income | $515,000 | 5,195 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $200,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $170,000 | 2,832 |
| Total noninterest expense | $648,000 | 4,590 |
| Salaries and employee benefits | $343,000 | 4,643 |
| Premises and equipment expense | $63,000 | 4,689 |
| Additional noninterest expense | $242,000 | 4,306 |
| Pre-tax net operating income | $67,000 | 5,330 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $19,000 | 3,504 |
| Income before extraordinary items | $48,000 | 5,484 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $48,000 | 5,483 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $48,000 | 5,483 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $48,000 | 5,427 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 5,325 |
| Total interest expense | $94,000 | 5,757 |
| Net interest income | $2,045,000 | 5,230 |
| Provision for loan and lease losses | $28,000 | 3,922 |
| Total noninterest income | $864,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $699,000 | 2,842 |
| Total noninterest expense | $2,533,000 | 4,665 |
| Salaries and employee benefits | $1,413,000 | 4,613 |
| Premises and equipment expense | $254,000 | 4,752 |
| Additional noninterest expense | $866,000 | 4,544 |
| Pre-tax net operating income | $348,000 | 5,184 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $101,000 | 3,314 |
| Income before extraordinary items | $247,000 | 5,358 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $247,000 | 5,361 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $247,000 | 5,361 |
| Net charge-offs | $4,000 | 4,227 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $247,000 | 5,305 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 5,417 |
| Total interest expense | $70,000 | 5,844 |
| Net interest income | $1,504,000 | 5,310 |
| Provision for loan and lease losses | $8,000 | 4,086 |
| Total noninterest income | $600,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $136,000 | 3,882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 3,011 |
| Total noninterest expense | $1,899,000 | 4,711 |
| Salaries and employee benefits | $1,080,000 | 4,615 |
| Premises and equipment expense | $191,000 | 4,787 |
| Additional noninterest expense | $628,000 | 4,649 |
| Pre-tax net operating income | $197,000 | 5,475 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $51,000 | 3,627 |
| Income before extraordinary items | $146,000 | 5,595 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 5,597 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $146,000 | 5,598 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $146,000 | 5,549 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 5,482 |
| Total interest expense | $47,000 | 5,907 |
| Net interest income | $980,000 | 5,378 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $389,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $103,000 | 3,682 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,121 |
| Total noninterest expense | $1,264,000 | 4,763 |
| Salaries and employee benefits | $709,000 | 4,688 |
| Premises and equipment expense | $132,000 | 4,769 |
| Additional noninterest expense | $423,000 | 4,668 |
| Pre-tax net operating income | $105,000 | 5,609 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $23,000 | 3,810 |
| Income before extraordinary items | $82,000 | 5,698 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 5,699 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $82,000 | 5,700 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $82,000 | 5,651 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 5,523 |
| Total interest expense | $23,000 | 5,969 |
| Net interest income | $488,000 | 5,425 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $176,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $50,000 | 3,703 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 3,271 |
| Total noninterest expense | $618,000 | 4,843 |
| Salaries and employee benefits | $351,000 | 4,735 |
| Premises and equipment expense | $65,000 | 4,833 |
| Additional noninterest expense | $202,000 | 4,784 |
| Pre-tax net operating income | $46,000 | 5,654 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $37,000 | 5,723 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $37,000 | 5,723 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $37,000 | 5,724 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $37,000 | 5,674 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 5,588 |
| Total interest expense | $120,000 | 5,950 |
| Net interest income | $1,976,000 | 5,491 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $608,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $240,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,730 |
| Total noninterest expense | $2,350,000 | 5,003 |
| Salaries and employee benefits | $1,222,000 | 5,041 |
| Premises and equipment expense | $241,000 | 5,073 |
| Additional noninterest expense | $887,000 | 4,703 |
| Pre-tax net operating income | $234,000 | 5,603 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $53,000 | 3,685 |
| Income before extraordinary items | $181,000 | 5,709 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $181,000 | 5,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $181,000 | 5,711 |
| Net charge-offs | $11,000 | 4,538 |
| Cash dividends | $152,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $181,000 | 5,671 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,661 |
| Total interest expense | $93,000 | 6,013 |
| Net interest income | $1,471,000 | 5,565 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $437,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $186,000 | 3,600 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $251,000 | 3,900 |
| Total noninterest expense | $1,715,000 | 5,077 |
| Salaries and employee benefits | $903,000 | 5,100 |
| Premises and equipment expense | $184,000 | 5,078 |
| Additional noninterest expense | $628,000 | 4,843 |
| Pre-tax net operating income | $193,000 | 5,655 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $44,000 | 3,709 |
| Income before extraordinary items | $149,000 | 5,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $149,000 | 5,737 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $114,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $149,000 | 5,702 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 5,716 |
| Total interest expense | $65,000 | 6,035 |
| Net interest income | $961,000 | 5,633 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $302,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $175,000 | 3,837 |
| Total noninterest expense | $1,122,000 | 5,152 |
| Salaries and employee benefits | $589,000 | 5,172 |
| Premises and equipment expense | $126,000 | 5,081 |
| Additional noninterest expense | $407,000 | 4,932 |
| Pre-tax net operating income | $141,000 | 5,602 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $33,000 | 3,649 |
| Income before extraordinary items | $108,000 | 5,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $108,000 | 5,708 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $108,000 | 5,708 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $114,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $108,000 | 5,672 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 5,769 |
| Total interest expense | $34,000 | 6,078 |
| Net interest income | $478,000 | 5,685 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $152,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $92,000 | 3,694 |
| Total noninterest expense | $562,000 | 5,207 |
| Salaries and employee benefits | $291,000 | 5,248 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $203,000 | 4,964 |
| Pre-tax net operating income | $68,000 | 5,579 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $16,000 | 3,623 |
| Income before extraordinary items | $52,000 | 5,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $52,000 | 5,689 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $52,000 | 5,689 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $57,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $52,000 | 5,652 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 5,756 |
| Total interest expense | $152,000 | 6,165 |
| Net interest income | $2,033,000 | 5,636 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $772,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $265,000 | 3,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $507,000 | 3,342 |
| Total noninterest expense | $2,131,000 | 5,350 |
| Salaries and employee benefits | $1,159,000 | 5,322 |
| Premises and equipment expense | $217,000 | 5,429 |
| Additional noninterest expense | $755,000 | 5,184 |
| Pre-tax net operating income | $654,000 | 4,687 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $198,000 | 2,961 |
| Income before extraordinary items | $456,000 | 4,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $456,000 | 4,998 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $456,000 | 4,998 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $170,000 | 3,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $456,000 | 4,938 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 5,825 |
| Total interest expense | $116,000 | 6,241 |
| Net interest income | $1,520,000 | 5,696 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $564,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $201,000 | 3,593 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $363,000 | 3,463 |
| Total noninterest expense | $1,562,000 | 5,418 |
| Salaries and employee benefits | $862,000 | 5,358 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $518,000 | 5,376 |
| Pre-tax net operating income | $502,000 | 4,764 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $153,000 | 2,999 |
| Income before extraordinary items | $349,000 | 5,099 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $349,000 | 5,100 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $349,000 | 5,101 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $170,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $349,000 | 5,012 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,851 |
| Total interest expense | $81,000 | 6,272 |
| Net interest income | $1,011,000 | 5,728 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $409,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $129,000 | 3,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,311 |
| Total noninterest expense | $1,020,000 | 5,479 |
| Salaries and employee benefits | $580,000 | 5,364 |
| Premises and equipment expense | $123,000 | 5,260 |
| Additional noninterest expense | $317,000 | 5,528 |
| Pre-tax net operating income | $380,000 | 4,559 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $117,000 | 2,900 |
| Income before extraordinary items | $263,000 | 4,942 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $263,000 | 4,944 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $263,000 | 4,945 |
| Net charge-offs | $31,000 | 3,734 |
| Cash dividends | $113,000 | 2,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $263,000 | 4,821 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 5,940 |
| Total interest expense | $44,000 | 6,285 |
| Net interest income | $486,000 | 5,826 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $204,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,233 |
| Total noninterest expense | $541,000 | 5,419 |
| Salaries and employee benefits | $295,000 | 5,373 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $185,000 | 5,303 |
| Pre-tax net operating income | $149,000 | 4,861 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $46,000 | 3,046 |
| Income before extraordinary items | $103,000 | 5,206 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $103,000 | 5,208 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $103,000 | 5,208 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $56,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $103,000 | 5,107 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 5,832 |
| Total interest expense | $217,000 | 6,328 |
| Net interest income | $2,241,000 | 5,667 |
| Provision for loan and lease losses | $260,000 | 3,577 |
| Total noninterest income | $723,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $247,000 | 3,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $476,000 | 3,404 |
| Total noninterest expense | $2,194,000 | 5,470 |
| Salaries and employee benefits | $1,155,000 | 5,465 |
| Premises and equipment expense | $217,000 | 5,600 |
| Additional noninterest expense | $822,000 | 5,218 |
| Pre-tax net operating income | $510,000 | 4,896 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $160,000 | 3,171 |
| Income before extraordinary items | $350,000 | 5,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,333 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $350,000 | 5,334 |
| Net charge-offs | $181,000 | 3,858 |
| Cash dividends | $198,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $350,000 | 5,134 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 5,953 |
| Total interest expense | $169,000 | 6,431 |
| Net interest income | $1,650,000 | 5,793 |
| Provision for loan and lease losses | $153,000 | 3,855 |
| Total noninterest income | $650,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $179,000 | 4,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 3,036 |
| Total noninterest expense | $1,752,000 | 5,368 |
| Salaries and employee benefits | $860,000 | 5,524 |
| Premises and equipment expense | $178,000 | 5,501 |
| Additional noninterest expense | $714,000 | 4,948 |
| Pre-tax net operating income | $395,000 | 5,011 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $124,000 | 3,223 |
| Income before extraordinary items | $271,000 | 5,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $271,000 | 5,442 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $271,000 | 5,442 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $142,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $271,000 | 5,250 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 6,005 |
| Total interest expense | $116,000 | 6,483 |
| Net interest income | $1,093,000 | 5,846 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $405,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $119,000 | 3,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $286,000 | 3,131 |
| Total noninterest expense | $1,156,000 | 5,426 |
| Salaries and employee benefits | $576,000 | 5,556 |
| Premises and equipment expense | $124,000 | 5,440 |
| Additional noninterest expense | $456,000 | 5,082 |
| Pre-tax net operating income | $267,000 | 4,981 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $85,000 | 3,186 |
| Income before extraordinary items | $182,000 | 5,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $182,000 | 5,436 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $182,000 | 5,436 |
| Net charge-offs | $60,000 | 3,867 |
| Cash dividends | $142,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $182,000 | 5,243 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $608,000 | 6,054 |
| Total interest expense | $60,000 | 6,532 |
| Net interest income | $548,000 | 5,880 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $57,000 | 4,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $137,000 | 3,207 |
| Total noninterest expense | $581,000 | 5,448 |
| Salaries and employee benefits | $289,000 | 5,577 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $226,000 | 5,090 |
| Pre-tax net operating income | $149,000 | 4,941 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $48,000 | 3,100 |
| Income before extraordinary items | $101,000 | 5,337 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,338 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $101,000 | 5,338 |
| Net charge-offs | $21,000 | 3,656 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $101,000 | 5,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 6,078 |
| Total interest expense | $302,000 | 6,545 |
| Net interest income | $2,223,000 | 5,889 |
| Provision for loan and lease losses | $401,000 | 3,735 |
| Total noninterest income | $795,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $231,000 | 4,120 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $564,000 | 2,953 |
| Total noninterest expense | $2,383,000 | 5,442 |
| Salaries and employee benefits | $1,199,000 | 5,525 |
| Premises and equipment expense | $240,000 | 5,688 |
| Additional noninterest expense | $944,000 | 5,031 |
| Pre-tax net operating income | $234,000 | 5,412 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $76,000 | 3,539 |
| Income before extraordinary items | $158,000 | 5,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 5,686 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $158,000 | 5,686 |
| Net charge-offs | $466,000 | 3,272 |
| Cash dividends | $146,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $158,000 | 5,559 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 6,161 |
| Total interest expense | $238,000 | 6,589 |
| Net interest income | $1,630,000 | 5,972 |
| Provision for loan and lease losses | $98,000 | 4,971 |
| Total noninterest income | $508,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $174,000 | 4,139 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $334,000 | 3,306 |
| Total noninterest expense | $1,753,000 | 5,514 |
| Salaries and employee benefits | $909,000 | 5,503 |
| Premises and equipment expense | $182,000 | 5,720 |
| Additional noninterest expense | $662,000 | 5,225 |
| Pre-tax net operating income | $287,000 | 5,167 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $86,000 | 3,315 |
| Income before extraordinary items | $201,000 | 5,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,483 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $201,000 | 5,483 |
| Net charge-offs | $151,000 | 4,011 |
| Cash dividends | $146,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $201,000 | 5,347 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 6,218 |
| Total interest expense | $167,000 | 6,637 |
| Net interest income | $1,076,000 | 6,020 |
| Provision for loan and lease losses | $68,000 | 4,794 |
| Total noninterest income | $270,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $114,000 | 4,145 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 3,873 |
| Total noninterest expense | $1,149,000 | 5,611 |
| Salaries and employee benefits | $624,000 | 5,487 |
| Premises and equipment expense | $121,000 | 5,758 |
| Additional noninterest expense | $404,000 | 5,510 |
| Pre-tax net operating income | $129,000 | 5,526 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $35,000 | 3,564 |
| Income before extraordinary items | $94,000 | 5,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,733 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $94,000 | 5,735 |
| Net charge-offs | $123,000 | 3,638 |
| Cash dividends | $78,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $94,000 | 5,653 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $618,000 | 6,264 |
| Total interest expense | $88,000 | 6,679 |
| Net interest income | $530,000 | 6,072 |
| Provision for loan and lease losses | $68,000 | 3,861 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $52,000 | 4,288 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $572,000 | 5,661 |
| Salaries and employee benefits | $320,000 | 5,463 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $190,000 | 5,666 |
| Pre-tax net operating income | $1,000 | 6,316 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-5,000 | 6,953 |
| Income before extraordinary items | $6,000 | 6,304 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,000 | 6,303 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,000 | 6,304 |
| Net charge-offs | $123,000 | 2,540 |
| Cash dividends | $78,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $6,000 | 6,267 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 6,230 |
| Total interest expense | $474,000 | 6,597 |
| Net interest income | $2,241,000 | 6,016 |
| Provision for loan and lease losses | $202,000 | 5,321 |
| Total noninterest income | $744,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 4,959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $599,000 | 2,921 |
| Total noninterest expense | $2,273,000 | 5,721 |
| Salaries and employee benefits | $1,204,000 | 5,670 |
| Premises and equipment expense | $249,000 | 5,817 |
| Additional noninterest expense | $820,000 | 5,571 |
| Pre-tax net operating income | $510,000 | 4,345 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $149,000 | 2,935 |
| Income before extraordinary items | $361,000 | 4,746 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 4,747 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $361,000 | 4,747 |
| Net charge-offs | $241,000 | 4,566 |
| Cash dividends | $140,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $361,000 | 4,599 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 6,292 |
| Total interest expense | $372,000 | 6,666 |
| Net interest income | $1,708,000 | 6,073 |
| Provision for loan and lease losses | $187,000 | 4,969 |
| Total noninterest income | $550,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $113,000 | 4,974 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $437,000 | 2,976 |
| Total noninterest expense | $1,713,000 | 5,741 |
| Salaries and employee benefits | $881,000 | 5,757 |
| Premises and equipment expense | $201,000 | 5,732 |
| Additional noninterest expense | $631,000 | 5,527 |
| Pre-tax net operating income | $358,000 | 4,649 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $103,000 | 3,098 |
| Income before extraordinary items | $255,000 | 5,069 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $255,000 | 5,071 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $255,000 | 5,072 |
| Net charge-offs | $224,000 | 4,096 |
| Cash dividends | $139,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $255,000 | 4,892 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 6,393 |
| Total interest expense | $259,000 | 6,698 |
| Net interest income | $1,093,000 | 6,192 |
| Provision for loan and lease losses | $17,000 | 6,481 |
| Total noninterest income | $325,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $79,000 | 4,901 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $246,000 | 3,148 |
| Total noninterest expense | $1,095,000 | 5,890 |
| Salaries and employee benefits | $584,000 | 5,803 |
| Premises and equipment expense | $131,000 | 5,800 |
| Additional noninterest expense | $380,000 | 5,773 |
| Pre-tax net operating income | $306,000 | 4,377 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $92,000 | 2,855 |
| Income before extraordinary items | $214,000 | 4,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $214,000 | 4,802 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $214,000 | 4,801 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $139,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $214,000 | 4,649 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,528 |
| Total interest expense | $137,000 | 6,751 |
| Net interest income | $518,000 | 6,364 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $154,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 3,273 |
| Total noninterest expense | $546,000 | 5,973 |
| Salaries and employee benefits | $291,000 | 5,895 |
| Premises and equipment expense | $69,000 | 5,780 |
| Additional noninterest expense | $186,000 | 5,861 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $36,000 | 3,040 |
| Income before extraordinary items | $85,000 | 5,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $85,000 | 5,181 |
| Net charge-offs | $49,000 | 3,726 |
| Cash dividends | $139,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $85,000 | 5,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 6,327 |
| Total interest expense | $729,000 | 6,620 |
| Net interest income | $2,298,000 | 6,047 |
| Provision for loan and lease losses | $296,000 | 5,297 |
| Total noninterest income | $905,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $169,000 | 4,939 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $736,000 | 2,585 |
| Total noninterest expense | $2,314,000 | 5,880 |
| Salaries and employee benefits | $1,186,000 | 5,877 |
| Premises and equipment expense | $272,000 | 5,866 |
| Additional noninterest expense | $856,000 | 5,645 |
| Pre-tax net operating income | $593,000 | 3,786 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $181,000 | 2,465 |
| Income before extraordinary items | $412,000 | 4,133 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $412,000 | 4,131 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $412,000 | 4,131 |
| Net charge-offs | $306,000 | 4,457 |
| Cash dividends | $1,557,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $412,000 | 4,060 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 6,365 |
| Total interest expense | $566,000 | 6,697 |
| Net interest income | $1,751,000 | 6,024 |
| Provision for loan and lease losses | $132,000 | 5,670 |
| Total noninterest income | $681,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $124,000 | 5,016 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $557,000 | 2,637 |
| Total noninterest expense | $1,732,000 | 5,904 |
| Salaries and employee benefits | $872,000 | 5,937 |
| Premises and equipment expense | $212,000 | 5,829 |
| Additional noninterest expense | $648,000 | 5,631 |
| Pre-tax net operating income | $568,000 | 3,698 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $177,000 | 2,434 |
| Income before extraordinary items | $391,000 | 4,084 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $391,000 | 4,079 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $391,000 | 4,082 |
| Net charge-offs | $166,000 | 4,478 |
| Cash dividends | $714,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $391,000 | 3,990 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 6,312 |
| Total interest expense | $386,000 | 6,784 |
| Net interest income | $1,239,000 | 5,889 |
| Provision for loan and lease losses | $108,000 | 5,239 |
| Total noninterest income | $520,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $82,000 | 5,023 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $438,000 | 2,417 |
| Total noninterest expense | $1,160,000 | 5,937 |
| Salaries and employee benefits | $571,000 | 6,050 |
| Premises and equipment expense | $144,000 | 5,843 |
| Additional noninterest expense | $445,000 | 5,559 |
| Pre-tax net operating income | $491,000 | 3,335 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $155,000 | 2,228 |
| Income before extraordinary items | $336,000 | 3,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $336,000 | 3,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $336,000 | 3,772 |
| Net charge-offs | $63,000 | 4,708 |
| Cash dividends | $714,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $336,000 | 3,646 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,200 |
| Total interest expense | $199,000 | 6,822 |
| Net interest income | $672,000 | 5,690 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $343,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $40,000 | 5,014 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $303,000 | 1,946 |
| Total noninterest expense | $605,000 | 5,791 |
| Salaries and employee benefits | $288,000 | 6,078 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $340,000 | 3,134 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $108,000 | 2,110 |
| Income before extraordinary items | $232,000 | 3,598 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 3,598 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $232,000 | 3,599 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $612,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 3,460 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 6,375 |
| Total interest expense | $1,024,000 | 6,739 |
| Net interest income | $2,374,000 | 6,019 |
| Provision for loan and lease losses | $601,000 | 3,487 |
| Total noninterest income | $557,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $204,000 | 4,749 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $353,000 | 3,806 |
| Total noninterest expense | $2,269,000 | 5,885 |
| Salaries and employee benefits | $1,094,000 | 6,224 |
| Premises and equipment expense | $298,000 | 5,820 |
| Additional noninterest expense | $877,000 | 5,214 |
| Pre-tax net operating income | $61,000 | 6,143 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $4,000 | 4,719 |
| Income before extraordinary items | $57,000 | 6,020 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $57,000 | 6,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 2,629 |
| Cash dividends | $288,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $57,000 | 6,165 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 6,390 |
| Total interest expense | $807,000 | 6,768 |
| Net interest income | $1,806,000 | 6,037 |
| Provision for loan and lease losses | $413,000 | 3,025 |
| Total noninterest income | $415,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $155,000 | 4,761 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 3,951 |
| Total noninterest expense | $1,629,000 | 6,003 |
| Salaries and employee benefits | $822,000 | 6,221 |
| Premises and equipment expense | $210,000 | 5,975 |
| Additional noninterest expense | $597,000 | 5,438 |
| Pre-tax net operating income | $179,000 | 6,114 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $48,000 | 4,123 |
| Income before extraordinary items | $131,000 | 6,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $131,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,413 |
| Cash dividends | $288,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $131,000 | 6,184 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 6,422 |
| Total interest expense | $562,000 | 6,807 |
| Net interest income | $1,211,000 | 6,048 |
| Provision for loan and lease losses | $403,000 | 2,147 |
| Total noninterest income | $279,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $1,094,000 | 6,028 |
| Salaries and employee benefits | $547,000 | 6,288 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $405,000 | 5,383 |
| Pre-tax net operating income | $-7,000 | 6,969 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-9,000 | 7,610 |
| Income before extraordinary items | $2,000 | 6,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,673 |
| Cash dividends | $248,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,000 | 6,942 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,383 |
| Total interest expense | $317,000 | 6,735 |
| Net interest income | $615,000 | 6,042 |
| Provision for loan and lease losses | $78,000 | 3,090 |
| Total noninterest income | $153,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $518,000 | 6,209 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $176,000 | 5,731 |
| Pre-tax net operating income | $172,000 | 5,229 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $52,000 | 3,521 |
| Income before extraordinary items | $120,000 | 5,569 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $120,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $165,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $120,000 | 5,471 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,149 |
| Total interest expense | $1,490,000 | 6,443 |
| Net interest income | $2,675,000 | 5,795 |
| Provision for loan and lease losses | $37,000 | 5,928 |
| Total noninterest income | $549,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $224,000 | 4,674 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $325,000 | 4,104 |
| Total noninterest expense | $2,169,000 | 5,997 |
| Salaries and employee benefits | $1,166,000 | 6,067 |
| Premises and equipment expense | $274,000 | 5,993 |
| Additional noninterest expense | $729,000 | 5,631 |
| Pre-tax net operating income | $1,018,000 | 4,711 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $312,000 | 3,344 |
| Income before extraordinary items | $706,000 | 5,031 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $706,000 | 5,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $147,000 | 5,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $706,000 | 5,014 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 6,198 |
| Total interest expense | $1,112,000 | 6,490 |
| Net interest income | $2,004,000 | 5,842 |
| Provision for loan and lease losses | $17,000 | 5,963 |
| Total noninterest income | $396,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $236,000 | 4,188 |
| Total noninterest expense | $1,612,000 | 6,000 |
| Salaries and employee benefits | $878,000 | 6,041 |
| Premises and equipment expense | $210,000 | 5,956 |
| Additional noninterest expense | $524,000 | 5,679 |
| Pre-tax net operating income | $771,000 | 4,915 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $238,000 | 3,479 |
| Income before extraordinary items | $533,000 | 5,254 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $533,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $147,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $533,000 | 5,235 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 6,261 |
| Total interest expense | $729,000 | 6,533 |
| Net interest income | $1,318,000 | 5,904 |
| Provision for loan and lease losses | $7,000 | 5,886 |
| Total noninterest income | $263,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $107,000 | 4,803 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $1,071,000 | 6,048 |
| Salaries and employee benefits | $589,000 | 6,073 |
| Premises and equipment expense | $145,000 | 5,910 |
| Additional noninterest expense | $337,000 | 5,787 |
| Pre-tax net operating income | $503,000 | 5,022 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $157,000 | 3,582 |
| Income before extraordinary items | $346,000 | 5,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $147,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $346,000 | 5,356 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 6,276 |
| Total interest expense | $368,000 | 6,535 |
| Net interest income | $653,000 | 5,936 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $141,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $545,000 | 6,043 |
| Salaries and employee benefits | $297,000 | 6,085 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $174,000 | 5,684 |
| Pre-tax net operating income | $249,000 | 5,063 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $79,000 | 3,593 |
| Income before extraordinary items | $170,000 | 5,406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $170,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $147,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $170,000 | 5,392 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 6,037 |
| Total interest expense | $1,321,000 | 6,382 |
| Net interest income | $2,802,000 | 5,726 |
| Provision for loan and lease losses | $6,000 | 6,686 |
| Total noninterest income | $504,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $173,000 | 5,258 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $331,000 | 4,110 |
| Total noninterest expense | $2,190,000 | 5,892 |
| Salaries and employee benefits | $1,195,000 | 5,930 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $707,000 | 5,605 |
| Pre-tax net operating income | $1,110,000 | 4,965 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $358,000 | 3,571 |
| Income before extraordinary items | $752,000 | 5,351 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $752,000 | 5,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $147,000 | 5,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $752,000 | 5,343 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 6,096 |
| Total interest expense | $956,000 | 6,416 |
| Net interest income | $2,082,000 | 5,801 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $366,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $130,000 | 5,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $1,598,000 | 5,957 |
| Salaries and employee benefits | $861,000 | 6,020 |
| Premises and equipment expense | $216,000 | 5,862 |
| Additional noninterest expense | $521,000 | 5,647 |
| Pre-tax net operating income | $844,000 | 5,122 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $276,000 | 3,691 |
| Income before extraordinary items | $568,000 | 5,489 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $568,000 | 5,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $147,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $568,000 | 5,491 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 6,131 |
| Total interest expense | $603,000 | 6,449 |
| Net interest income | $1,380,000 | 5,842 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $251,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $86,000 | 5,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,116 |
| Total noninterest expense | $1,069,000 | 5,964 |
| Salaries and employee benefits | $568,000 | 6,066 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $355,000 | 5,569 |
| Pre-tax net operating income | $556,000 | 5,173 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $181,000 | 3,748 |
| Income before extraordinary items | $375,000 | 5,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $375,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $375,000 | 5,536 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 6,094 |
| Total interest expense | $288,000 | 6,465 |
| Net interest income | $711,000 | 5,759 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $126,000 | 5,087 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $87,000 | 3,969 |
| Total noninterest expense | $560,000 | 5,830 |
| Salaries and employee benefits | $286,000 | 6,073 |
| Premises and equipment expense | $74,000 | 5,831 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $273,000 | 5,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $90,000 | 3,735 |
| Income before extraordinary items | $183,000 | 5,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $183,000 | 5,530 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 6,051 |
| Total interest expense | $923,000 | 6,479 |
| Net interest income | $2,763,000 | 5,765 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $568,000 | 4,935 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $383,000 | 3,848 |
| Total noninterest expense | $2,179,000 | 5,808 |
| Salaries and employee benefits | $1,138,000 | 5,951 |
| Premises and equipment expense | $262,000 | 6,087 |
| Additional noninterest expense | $779,000 | 5,261 |
| Pre-tax net operating income | $1,119,000 | 5,062 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $367,000 | 3,836 |
| Income before extraordinary items | $752,000 | 5,502 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $752,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $235,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $752,000 | 5,477 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,707,000 | 6,095 |
| Total interest expense | $655,000 | 6,528 |
| Net interest income | $2,052,000 | 5,811 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $430,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 5,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,861 |
| Total noninterest expense | $1,612,000 | 5,829 |
| Salaries and employee benefits | $838,000 | 5,966 |
| Premises and equipment expense | $195,000 | 6,101 |
| Additional noninterest expense | $579,000 | 5,230 |
| Pre-tax net operating income | $848,000 | 5,184 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $279,000 | 3,919 |
| Income before extraordinary items | $569,000 | 5,592 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $569,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $85,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $569,000 | 5,552 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 6,105 |
| Total interest expense | $415,000 | 6,516 |
| Net interest income | $1,347,000 | 5,849 |
| Provision for loan and lease losses | $13,000 | 5,966 |
| Total noninterest income | $289,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $93,000 | 5,192 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $196,000 | 3,794 |
| Total noninterest expense | $1,079,000 | 5,812 |
| Salaries and employee benefits | $561,000 | 5,968 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $544,000 | 5,259 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $366,000 | 5,667 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $366,000 | 5,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $86,000 | 4,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $366,000 | 5,633 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 6,193 |
| Total interest expense | $197,000 | 6,576 |
| Net interest income | $659,000 | 5,919 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $540,000 | 5,838 |
| Salaries and employee benefits | $285,000 | 5,952 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $250,000 | 5,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $82,000 | 4,078 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $86,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 6,336 |
| Total interest expense | $705,000 | 6,576 |
| Net interest income | $2,388,000 | 6,146 |
| Provision for loan and lease losses | $3,000 | 7,246 |
| Total noninterest income | $566,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $158,000 | 5,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $408,000 | 3,677 |
| Total noninterest expense | $2,157,000 | 5,768 |
| Salaries and employee benefits | $1,127,000 | 5,897 |
| Premises and equipment expense | $268,000 | 6,007 |
| Additional noninterest expense | $762,000 | 5,261 |
| Pre-tax net operating income | $794,000 | 5,810 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $251,000 | 4,454 |
| Income before extraordinary items | $543,000 | 6,191 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $543,000 | 6,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $230,000 | 4,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $543,000 | 6,108 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 6,346 |
| Total interest expense | $528,000 | 6,576 |
| Net interest income | $1,787,000 | 6,159 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $426,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $122,000 | 5,684 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $304,000 | 3,703 |
| Total noninterest expense | $1,585,000 | 5,798 |
| Salaries and employee benefits | $846,000 | 5,846 |
| Premises and equipment expense | $204,000 | 5,927 |
| Additional noninterest expense | $535,000 | 5,428 |
| Pre-tax net operating income | $624,000 | 5,791 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $197,000 | 4,457 |
| Income before extraordinary items | $427,000 | 6,164 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $427,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $230,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $427,000 | 6,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 6,390 |
| Total interest expense | $354,000 | 6,586 |
| Net interest income | $1,183,000 | 6,188 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $279,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $199,000 | 3,743 |
| Total noninterest expense | $1,046,000 | 5,864 |
| Salaries and employee benefits | $555,000 | 5,937 |
| Premises and equipment expense | $136,000 | 5,958 |
| Additional noninterest expense | $355,000 | 5,465 |
| Pre-tax net operating income | $413,000 | 5,783 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $129,000 | 4,494 |
| Income before extraordinary items | $284,000 | 6,155 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 6,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $78,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $284,000 | 6,080 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 6,368 |
| Total interest expense | $177,000 | 6,662 |
| Net interest income | $601,000 | 6,155 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $143,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $108,000 | 3,546 |
| Total noninterest expense | $514,000 | 5,953 |
| Salaries and employee benefits | $282,000 | 5,928 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $228,000 | 5,515 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $156,000 | 5,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $156,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $78,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $156,000 | 5,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 6,166 |
| Total interest expense | $837,000 | 6,593 |
| Net interest income | $2,519,000 | 5,879 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $830,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $134,000 | 6,090 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $696,000 | 2,975 |
| Total noninterest expense | $2,123,000 | 5,788 |
| Salaries and employee benefits | $1,042,000 | 6,115 |
| Premises and equipment expense | $283,000 | 5,834 |
| Additional noninterest expense | $798,000 | 5,052 |
| Pre-tax net operating income | $1,208,000 | 4,674 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $395,000 | 3,810 |
| Income before extraordinary items | $813,000 | 5,204 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $813,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $98,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $813,000 | 5,044 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 6,073 |
| Total interest expense | $657,000 | 6,628 |
| Net interest income | $2,004,000 | 5,705 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $628,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $101,000 | 6,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $527,000 | 3,033 |
| Total noninterest expense | $1,507,000 | 5,965 |
| Salaries and employee benefits | $723,000 | 6,373 |
| Premises and equipment expense | $209,000 | 5,874 |
| Additional noninterest expense | $575,000 | 5,166 |
| Pre-tax net operating income | $1,107,000 | 4,291 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $365,000 | 3,561 |
| Income before extraordinary items | $742,000 | 4,809 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $742,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $98,000 | 4,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $742,000 | 4,622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 6,052 |
| Total interest expense | $460,000 | 6,619 |
| Net interest income | $1,351,000 | 5,664 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $441,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $71,000 | 5,997 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $370,000 | 2,916 |
| Total noninterest expense | $1,026,000 | 5,909 |
| Salaries and employee benefits | $475,000 | 6,444 |
| Premises and equipment expense | $145,000 | 5,768 |
| Additional noninterest expense | $406,000 | 4,954 |
| Pre-tax net operating income | $751,000 | 4,233 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $248,000 | 3,563 |
| Income before extraordinary items | $503,000 | 4,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $503,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $54,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $503,000 | 4,580 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,093 |
| Total interest expense | $239,000 | 6,611 |
| Net interest income | $663,000 | 5,712 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $187,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $152,000 | 3,188 |
| Total noninterest expense | $495,000 | 6,032 |
| Salaries and employee benefits | $240,000 | 6,407 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $344,000 | 4,434 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $113,000 | 3,736 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $54,000 | 3,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $231,000 | 4,736 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 5,872 |
| Total interest expense | $1,167,000 | 6,510 |
| Net interest income | $2,872,000 | 5,417 |
| Provision for loan and lease losses | $38,000 | 6,985 |
| Total noninterest income | $475,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $136,000 | 6,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 4,007 |
| Total noninterest expense | $1,968,000 | 5,926 |
| Salaries and employee benefits | $936,000 | 6,371 |
| Premises and equipment expense | $270,000 | 5,893 |
| Additional noninterest expense | $762,000 | 5,107 |
| Pre-tax net operating income | $1,341,000 | 4,398 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $440,000 | 3,703 |
| Income before extraordinary items | $901,000 | 4,885 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $901,000 | 4,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $901,000 | 4,750 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 6,167 |
| Total interest expense | $1,624,000 | 6,736 |
| Net interest income | $2,610,000 | 5,573 |
| Provision for loan and lease losses | $87,000 | 5,864 |
| Total noninterest income | $534,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $152,000 | 5,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $382,000 | 3,638 |
| Total noninterest expense | $1,883,000 | 5,965 |
| Salaries and employee benefits | $850,000 | 6,579 |
| Premises and equipment expense | $261,000 | 5,952 |
| Additional noninterest expense | $772,000 | 4,908 |
| Pre-tax net operating income | $1,174,000 | 4,467 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $386,000 | 3,802 |
| Income before extraordinary items | $788,000 | 4,911 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $788,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $141,000 | 5,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $788,000 | 4,792 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 6,437 |
| Total interest expense | $1,754,000 | 6,694 |
| Net interest income | $2,311,000 | 6,094 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,233 |
| Total noninterest expense | $1,634,000 | 6,405 |
| Salaries and employee benefits | $759,000 | 6,918 |
| Premises and equipment expense | $246,000 | 6,112 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $951,000 | 5,394 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $307,000 | 4,558 |
| Income before extraordinary items | $644,000 | 5,650 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $644,000 | 5,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $133,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $644,000 | 5,660 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 6,572 |
| Total interest expense | $1,575,000 | 6,782 |
| Net interest income | $2,169,000 | 6,342 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $338,000 | 6,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,897 |
| Total noninterest expense | $1,570,000 | 6,596 |
| Salaries and employee benefits | $741,000 | 7,025 |
| Premises and equipment expense | $247,000 | 6,077 |
| Additional noninterest expense | $582,000 | 5,935 |
| Pre-tax net operating income | $904,000 | 5,600 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $282,000 | 4,944 |
| Income before extraordinary items | $622,000 | 5,790 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $622,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $78,000 | 6,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $622,000 | 5,762 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 6,866 |
| Total interest expense | $1,488,000 | 7,219 |
| Net interest income | $2,086,000 | 6,514 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $374,000 | 5,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $211,000 | 4,828 |
| Total noninterest expense | $1,431,000 | 6,883 |
| Salaries and employee benefits | $683,000 | 7,283 |
| Premises and equipment expense | $224,000 | 6,354 |
| Additional noninterest expense | $524,000 | 6,270 |
| Pre-tax net operating income | $1,001,000 | 5,408 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $333,000 | 4,901 |
| Income before extraordinary items | $668,000 | 5,737 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $668,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $107,000 | 6,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $668,000 | 5,637 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 7,495 |
| Total interest expense | $1,425,000 | 7,527 |
| Net interest income | $1,785,000 | 7,350 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $256,000 | 7,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,349 |
| Total noninterest expense | $1,312,000 | 7,293 |
| Salaries and employee benefits | $619,000 | 7,794 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $496,000 | 6,530 |
| Pre-tax net operating income | $699,000 | 6,981 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $218,000 | 6,646 |
| Income before extraordinary items | $481,000 | 7,095 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $481,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $481,000 | 7,041 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 8,001 |
| Total interest expense | $1,343,000 | 7,976 |
| Net interest income | $1,649,000 | 7,904 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $244,000 | 7,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,441 |
| Total noninterest expense | $1,250,000 | 7,832 |
| Salaries and employee benefits | $593,000 | 8,185 |
| Premises and equipment expense | $177,000 | 7,497 |
| Additional noninterest expense | $480,000 | 7,212 |
| Pre-tax net operating income | $607,000 | 7,379 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $193,000 | 7,244 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $414,000 | 7,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 8,893 |
| Total interest expense | $991,000 | 9,289 |
| Net interest income | $1,556,000 | 8,374 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,090,000 | 8,612 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $503,000 | 7,232 |
| Pre-tax net operating income | $597,000 | 7,879 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $191,000 | 7,580 |
| Income before extraordinary items | $406,000 | 8,007 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $406,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $328,000 | 4,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $406,000 | 7,968 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 9,589 |
| Total interest expense | $715,000 | 10,015 |
| Net interest income | $1,395,000 | 9,170 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $147,000 | 9,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $974,000 | 9,465 |
| Salaries and employee benefits | $453,000 | 9,805 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $554,000 | 8,283 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $377,000 | 8,390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $377,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $377,000 | 8,439 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 9,884 |
| Total interest expense | $762,000 | 10,245 |
| Net interest income | $1,390,000 | 9,451 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $938,000 | 10,022 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $442,000 | 8,801 |
| Pre-tax net operating income | $581,000 | 8,078 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $189,000 | 7,831 |
| Income before extraordinary items | $392,000 | 8,517 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $392,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $184,000 | 5,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $392,000 | 8,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 10,374 |
| Total interest expense | $1,029,000 | 10,273 |
| Net interest income | $1,226,000 | 10,230 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $881,000 | 10,601 |
| Salaries and employee benefits | $370,000 | 11,219 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $422,000 | 9,047 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $316,000 | 9,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $316,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $316,000 | 8,722 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.