Home > Central State Bank > Income and Expense
Central State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 1,624 |
| Total interest expense | $4,707,000 | 1,050 |
| Net interest income | $2,500,000 | 2,490 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $43,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $12,000 | 3,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 3,766 |
| Total noninterest expense | $1,775,000 | 2,628 |
| Salaries and employee benefits | $1,099,000 | 2,477 |
| Premises and equipment expense | $174,000 | 2,538 |
| Additional noninterest expense | $31,000 | 3,766 |
| Pre-tax net operating income | $768,000 | 2,529 |
| Securities gains (losses) | $4,000 | 533 |
| Applicable income taxes | $32,000 | 2,615 |
| Income before extraordinary items | $740,000 | 2,399 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $740,000 | 2,427 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $740,000 | 2,399 |
| Net charge-offs | $-5,000 | 3,884 |
| Cash dividends | $492,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $736,160 | 2,416 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $28,509,000 | 1,619 |
| Total interest expense | $18,721,000 | 1,088 |
| Net interest income | $9,788,000 | 2,432 |
| Provision for loan and lease losses | $-336,000 | 4,353 |
| Total noninterest income | $174,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $44,000 | 3,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,798 |
| Total noninterest expense | $6,671,000 | 2,689 |
| Salaries and employee benefits | $4,307,000 | 2,459 |
| Premises and equipment expense | $597,000 | 2,727 |
| Additional noninterest expense | $130,000 | 3,798 |
| Pre-tax net operating income | $3,627,000 | 2,254 |
| Securities gains (losses) | $452,000 | 150 |
| Applicable income taxes | $193,000 | 2,408 |
| Income before extraordinary items | $3,886,000 | 1,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,886,000 | 2,001 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,886,000 | 1,980 |
| Net charge-offs | $-291,000 | 4,431 |
| Cash dividends | $1,264,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,456,600 | 2,129 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $20,972,000 | 1,632 |
| Total interest expense | $13,830,000 | 1,096 |
| Net interest income | $7,142,000 | 2,464 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $126,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $34,000 | 3,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,839 |
| Total noninterest expense | $4,885,000 | 2,701 |
| Salaries and employee benefits | $3,190,000 | 2,453 |
| Premises and equipment expense | $434,000 | 2,763 |
| Additional noninterest expense | $92,000 | 3,839 |
| Pre-tax net operating income | $2,383,000 | 2,391 |
| Securities gains (losses) | $255,000 | 200 |
| Applicable income taxes | $118,000 | 2,503 |
| Income before extraordinary items | $2,520,000 | 2,157 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,520,000 | 2,179 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,520,000 | 2,158 |
| Net charge-offs | $50,000 | 1,722 |
| Cash dividends | $633,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,275,200 | 2,268 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $13,462,000 | 1,654 |
| Total interest expense | $8,821,000 | 1,119 |
| Net interest income | $4,641,000 | 2,482 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $70,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $23,000 | 3,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 3,952 |
| Total noninterest expense | $3,253,000 | 2,692 |
| Salaries and employee benefits | $2,115,000 | 2,465 |
| Premises and equipment expense | $290,000 | 2,758 |
| Additional noninterest expense | $47,000 | 3,952 |
| Pre-tax net operating income | $1,458,000 | 2,467 |
| Securities gains (losses) | $30,000 | 303 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $1,488,000 | 2,283 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,488,000 | 2,312 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,488,000 | 2,285 |
| Net charge-offs | $54,000 | 1,369 |
| Cash dividends | $411,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,458,000 | 2,304 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 1,679 |
| Total interest expense | $4,238,000 | 1,123 |
| Net interest income | $2,276,000 | 2,515 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $29,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $12,000 | 3,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,064 |
| Total noninterest expense | $1,650,000 | 2,659 |
| Salaries and employee benefits | $1,060,000 | 2,468 |
| Premises and equipment expense | $149,000 | 2,713 |
| Additional noninterest expense | $17,000 | 4,070 |
| Pre-tax net operating income | $655,000 | 2,519 |
| Securities gains (losses) | $94,000 | 152 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $749,000 | 2,224 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $749,000 | 2,250 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $749,000 | 2,224 |
| Net charge-offs | $59,000 | 887 |
| Cash dividends | $222,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $655,000 | 2,362 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,344,000 | 1,803 |
| Total interest expense | $12,424,000 | 1,115 |
| Net interest income | $8,920,000 | 2,534 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $205,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $50,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 3,818 |
| Total noninterest expense | $5,957,000 | 2,792 |
| Salaries and employee benefits | $3,818,000 | 2,598 |
| Premises and equipment expense | $582,000 | 2,756 |
| Additional noninterest expense | $155,000 | 3,818 |
| Pre-tax net operating income | $3,168,000 | 2,454 |
| Securities gains (losses) | $-631,000 | 4,225 |
| Applicable income taxes | $114,000 | 2,738 |
| Income before extraordinary items | $2,423,000 | 2,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,423,000 | 2,602 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,423,000 | 2,578 |
| Net charge-offs | $-18,000 | 3,974 |
| Cash dividends | $1,344,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,028,760 | 2,345 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,454,000 | 1,814 |
| Total interest expense | $8,571,000 | 1,108 |
| Net interest income | $6,883,000 | 2,511 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $147,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $36,000 | 3,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 3,837 |
| Total noninterest expense | $4,284,000 | 2,850 |
| Salaries and employee benefits | $2,882,000 | 2,571 |
| Premises and equipment expense | $424,000 | 2,799 |
| Additional noninterest expense | $111,000 | 3,835 |
| Pre-tax net operating income | $2,746,000 | 2,336 |
| Securities gains (losses) | $-303,000 | 4,281 |
| Applicable income taxes | $176,000 | 2,415 |
| Income before extraordinary items | $2,267,000 | 2,361 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,267,000 | 2,384 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,267,000 | 2,363 |
| Net charge-offs | $-14,000 | 3,912 |
| Cash dividends | $1,123,000 | 1,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,548,790 | 2,262 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,048,000 | 1,817 |
| Total interest expense | $5,179,000 | 1,094 |
| Net interest income | $4,869,000 | 2,461 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $109,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $25,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,789 |
| Total noninterest expense | $2,860,000 | 2,841 |
| Salaries and employee benefits | $1,942,000 | 2,552 |
| Premises and equipment expense | $284,000 | 2,782 |
| Additional noninterest expense | $84,000 | 3,772 |
| Pre-tax net operating income | $2,118,000 | 2,178 |
| Securities gains (losses) | $-91,000 | 4,196 |
| Applicable income taxes | $117,000 | 2,466 |
| Income before extraordinary items | $1,910,000 | 2,119 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,910,000 | 2,144 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,910,000 | 2,119 |
| Net charge-offs | $-9,000 | 3,888 |
| Cash dividends | $767,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,995,540 | 2,080 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 1,852 |
| Total interest expense | $2,292,000 | 1,077 |
| Net interest income | $2,538,000 | 2,413 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $27,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $12,000 | 3,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,239 |
| Total noninterest expense | $1,421,000 | 2,885 |
| Salaries and employee benefits | $973,000 | 2,594 |
| Premises and equipment expense | $148,000 | 2,775 |
| Additional noninterest expense | $15,000 | 4,239 |
| Pre-tax net operating income | $1,144,000 | 2,138 |
| Securities gains (losses) | $-85,000 | 4,336 |
| Applicable income taxes | $59,000 | 2,483 |
| Income before extraordinary items | $1,000,000 | 2,092 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,000,000 | 2,091 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,000,000 | 2,092 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $211,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,079,900 | 2,024 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,157,000 | 1,847 |
| Total interest expense | $4,387,000 | 868 |
| Net interest income | $11,770,000 | 2,129 |
| Provision for loan and lease losses | $-2,000 | 4,258 |
| Total noninterest income | $940,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $45,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $895,000 | 2,446 |
| Total noninterest expense | $6,049,000 | 2,745 |
| Salaries and employee benefits | $4,080,000 | 2,472 |
| Premises and equipment expense | $571,000 | 2,803 |
| Additional noninterest expense | $895,000 | 2,446 |
| Pre-tax net operating income | $6,663,000 | 1,707 |
| Securities gains (losses) | $-66,000 | 3,807 |
| Applicable income taxes | $282,000 | 2,452 |
| Income before extraordinary items | $6,315,000 | 1,568 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,315,000 | 1,566 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,315,000 | 1,567 |
| Net charge-offs | $-48,000 | 4,078 |
| Cash dividends | $2,683,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,378,360 | 1,584 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 1,860 |
| Total interest expense | $2,537,000 | 829 |
| Net interest income | $8,984,000 | 2,082 |
| Provision for loan and lease losses | $-2,000 | 4,345 |
| Total noninterest income | $905,000 | 2,611 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $35,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,215 |
| Total noninterest expense | $4,358,000 | 2,792 |
| Salaries and employee benefits | $2,972,000 | 2,518 |
| Premises and equipment expense | $415,000 | 2,857 |
| Additional noninterest expense | $870,000 | 2,215 |
| Pre-tax net operating income | $5,533,000 | 1,578 |
| Securities gains (losses) | $50,000 | 237 |
| Applicable income taxes | $246,000 | 2,361 |
| Income before extraordinary items | $5,337,000 | 1,413 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,337,000 | 1,412 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,337,000 | 1,413 |
| Net charge-offs | $-16,000 | 3,742 |
| Cash dividends | $2,024,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,289,000 | 1,455 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,465,000 | 1,853 |
| Total interest expense | $1,462,000 | 782 |
| Net interest income | $6,003,000 | 2,047 |
| Provision for loan and lease losses | $-2,000 | 4,359 |
| Total noninterest income | $851,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $22,000 | 4,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $829,000 | 1,874 |
| Total noninterest expense | $2,824,000 | 2,822 |
| Salaries and employee benefits | $1,890,000 | 2,591 |
| Premises and equipment expense | $272,000 | 2,892 |
| Additional noninterest expense | $662,000 | 3,278 |
| Pre-tax net operating income | $4,032,000 | 1,407 |
| Securities gains (losses) | $53,000 | 206 |
| Applicable income taxes | $144,000 | 2,379 |
| Income before extraordinary items | $3,941,000 | 1,247 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,941,000 | 1,246 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,941,000 | 1,247 |
| Net charge-offs | $-10,000 | 3,663 |
| Cash dividends | $1,401,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,890,120 | 1,279 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 1,882 |
| Total interest expense | $682,000 | 799 |
| Net interest income | $2,837,000 | 2,071 |
| Provision for loan and lease losses | $-2,000 | 4,391 |
| Total noninterest income | $44,000 | 4,226 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $10,000 | 4,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,047 |
| Total noninterest expense | $1,383,000 | 2,862 |
| Salaries and employee benefits | $924,000 | 2,623 |
| Premises and equipment expense | $134,000 | 2,918 |
| Additional noninterest expense | $325,000 | 3,299 |
| Pre-tax net operating income | $1,500,000 | 1,637 |
| Securities gains (losses) | $124,000 | 117 |
| Applicable income taxes | $66,000 | 2,349 |
| Income before extraordinary items | $1,558,000 | 1,417 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,558,000 | 1,417 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,558,000 | 1,417 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $30,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,438,960 | 1,513 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $14,004,000 | 1,968 |
| Total interest expense | $3,167,000 | 863 |
| Net interest income | $10,837,000 | 2,200 |
| Provision for loan and lease losses | $585,000 | 925 |
| Total noninterest income | $664,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $42,000 | 4,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 3,073 |
| Total noninterest expense | $5,745,000 | 2,792 |
| Salaries and employee benefits | $3,942,000 | 2,524 |
| Premises and equipment expense | $443,000 | 3,186 |
| Additional noninterest expense | $1,360,000 | 3,237 |
| Pre-tax net operating income | $5,171,000 | 2,012 |
| Securities gains (losses) | $514,000 | 353 |
| Applicable income taxes | $381,000 | 2,289 |
| Income before extraordinary items | $5,304,000 | 1,810 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,304,000 | 1,810 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,304,000 | 1,811 |
| Net charge-offs | $232,000 | 955 |
| Cash dividends | $1,648,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,825,980 | 1,907 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,574,000 | 1,996 |
| Total interest expense | $2,471,000 | 877 |
| Net interest income | $8,103,000 | 2,249 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $580,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $31,000 | 4,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,974 |
| Total noninterest expense | $4,089,000 | 2,892 |
| Salaries and employee benefits | $2,829,000 | 2,606 |
| Premises and equipment expense | $328,000 | 3,256 |
| Additional noninterest expense | $932,000 | 3,405 |
| Pre-tax net operating income | $4,594,000 | 1,880 |
| Securities gains (losses) | $513,000 | 321 |
| Applicable income taxes | $215,000 | 2,531 |
| Income before extraordinary items | $4,892,000 | 1,641 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,892,000 | 1,640 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,892,000 | 1,641 |
| Net charge-offs | $251,000 | 709 |
| Cash dividends | $1,196,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,399,520 | 1,725 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 2,011 |
| Total interest expense | $1,753,000 | 869 |
| Net interest income | $5,175,000 | 2,300 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $502,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $20,000 | 4,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,676 |
| Total noninterest expense | $2,616,000 | 2,957 |
| Salaries and employee benefits | $1,838,000 | 2,643 |
| Premises and equipment expense | $219,000 | 3,247 |
| Additional noninterest expense | $559,000 | 3,565 |
| Pre-tax net operating income | $3,061,000 | 1,862 |
| Securities gains (losses) | $520,000 | 260 |
| Applicable income taxes | $149,000 | 2,506 |
| Income before extraordinary items | $3,432,000 | 1,560 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,432,000 | 1,560 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,432,000 | 1,560 |
| Net charge-offs | $257,000 | 568 |
| Cash dividends | $718,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,932,800 | 1,710 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 2,025 |
| Total interest expense | $957,000 | 844 |
| Net interest income | $2,430,000 | 2,388 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $79,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $10,000 | 4,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,805 |
| Total noninterest expense | $1,273,000 | 2,990 |
| Salaries and employee benefits | $902,000 | 2,664 |
| Premises and equipment expense | $109,000 | 3,268 |
| Additional noninterest expense | $262,000 | 3,634 |
| Pre-tax net operating income | $1,236,000 | 2,115 |
| Securities gains (losses) | $241,000 | 298 |
| Applicable income taxes | $83,000 | 2,394 |
| Income before extraordinary items | $1,394,000 | 1,804 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,394,000 | 1,804 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,394,000 | 1,804 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $52,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,167,460 | 1,990 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,796,000 | 1,914 |
| Total interest expense | $5,176,000 | 920 |
| Net interest income | $9,620,000 | 2,323 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $348,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $45,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,620 |
| Total noninterest expense | $4,620,000 | 3,145 |
| Salaries and employee benefits | $3,122,000 | 2,880 |
| Premises and equipment expense | $408,000 | 3,365 |
| Additional noninterest expense | $1,090,000 | 3,580 |
| Pre-tax net operating income | $4,748,000 | 1,846 |
| Securities gains (losses) | $402,000 | 689 |
| Applicable income taxes | $248,000 | 2,432 |
| Income before extraordinary items | $4,902,000 | 1,653 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,902,000 | 1,653 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,902,000 | 1,653 |
| Net charge-offs | $26,000 | 2,706 |
| Cash dividends | $1,485,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,520,100 | 1,728 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 1,918 |
| Total interest expense | $4,055,000 | 946 |
| Net interest income | $7,081,000 | 2,346 |
| Provision for loan and lease losses | $600,000 | 1,810 |
| Total noninterest income | $247,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $32,000 | 4,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,651 |
| Total noninterest expense | $3,248,000 | 3,240 |
| Salaries and employee benefits | $2,226,000 | 2,938 |
| Premises and equipment expense | $295,000 | 3,437 |
| Additional noninterest expense | $727,000 | 3,727 |
| Pre-tax net operating income | $3,480,000 | 1,854 |
| Securities gains (losses) | $402,000 | 569 |
| Applicable income taxes | $171,000 | 2,481 |
| Income before extraordinary items | $3,711,000 | 1,607 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,711,000 | 1,608 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,711,000 | 1,608 |
| Net charge-offs | $29,000 | 2,334 |
| Cash dividends | $1,004,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,325,080 | 1,718 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 1,978 |
| Total interest expense | $2,766,000 | 994 |
| Net interest income | $4,465,000 | 2,442 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $166,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $19,000 | 4,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,606 |
| Total noninterest expense | $2,196,000 | 3,223 |
| Salaries and employee benefits | $1,503,000 | 2,940 |
| Premises and equipment expense | $194,000 | 3,455 |
| Additional noninterest expense | $499,000 | 3,709 |
| Pre-tax net operating income | $2,435,000 | 1,735 |
| Securities gains (losses) | $345,000 | 481 |
| Applicable income taxes | $114,000 | 2,445 |
| Income before extraordinary items | $2,666,000 | 1,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,666,000 | 1,458 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,666,000 | 1,458 |
| Net charge-offs | $42,000 | 1,827 |
| Cash dividends | $656,000 | 1,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,334,800 | 1,573 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 2,057 |
| Total interest expense | $1,410,000 | 1,072 |
| Net interest income | $1,985,000 | 2,614 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $86,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $13,000 | 4,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,518 |
| Total noninterest expense | $1,098,000 | 3,246 |
| Salaries and employee benefits | $737,000 | 2,979 |
| Premises and equipment expense | $103,000 | 3,372 |
| Additional noninterest expense | $258,000 | 3,713 |
| Pre-tax net operating income | $973,000 | 1,865 |
| Securities gains (losses) | $192,000 | 396 |
| Applicable income taxes | $57,000 | 2,320 |
| Income before extraordinary items | $1,108,000 | 1,537 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,108,000 | 1,535 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,108,000 | 1,537 |
| Net charge-offs | $59,000 | 1,129 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $925,600 | 1,732 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,079,000 | 2,023 |
| Total interest expense | $5,849,000 | 1,081 |
| Net interest income | $8,230,000 | 2,569 |
| Provision for loan and lease losses | $700,000 | 1,194 |
| Total noninterest income | $350,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $65,000 | 4,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 3,633 |
| Total noninterest expense | $4,429,000 | 3,239 |
| Salaries and employee benefits | $3,030,000 | 2,924 |
| Premises and equipment expense | $418,000 | 3,393 |
| Additional noninterest expense | $981,000 | 3,827 |
| Pre-tax net operating income | $3,451,000 | 2,256 |
| Securities gains (losses) | $1,007,000 | 223 |
| Applicable income taxes | $216,000 | 2,578 |
| Income before extraordinary items | $4,242,000 | 1,797 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,242,000 | 1,799 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,242,000 | 1,799 |
| Net charge-offs | $520,000 | 1,005 |
| Cash dividends | $1,675,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,285,350 | 2,129 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,437,000 | 2,066 |
| Total interest expense | $4,332,000 | 1,102 |
| Net interest income | $6,105,000 | 2,617 |
| Provision for loan and lease losses | $400,000 | 1,347 |
| Total noninterest income | $232,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $50,000 | 4,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,814 |
| Total noninterest expense | $3,226,000 | 3,312 |
| Salaries and employee benefits | $2,174,000 | 3,011 |
| Premises and equipment expense | $278,000 | 3,629 |
| Additional noninterest expense | $774,000 | 3,776 |
| Pre-tax net operating income | $2,711,000 | 2,250 |
| Securities gains (losses) | $1,007,000 | 193 |
| Applicable income taxes | $159,000 | 2,657 |
| Income before extraordinary items | $3,559,000 | 1,690 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,559,000 | 1,692 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,559,000 | 1,692 |
| Net charge-offs | $539,000 | 726 |
| Cash dividends | $1,245,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,592,280 | 2,114 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 2,088 |
| Total interest expense | $2,813,000 | 1,105 |
| Net interest income | $4,062,000 | 2,632 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $121,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $34,000 | 4,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 4,107 |
| Total noninterest expense | $2,129,000 | 3,352 |
| Salaries and employee benefits | $1,473,000 | 2,996 |
| Premises and equipment expense | $190,000 | 3,607 |
| Additional noninterest expense | $466,000 | 3,964 |
| Pre-tax net operating income | $1,754,000 | 2,266 |
| Securities gains (losses) | $872,000 | 162 |
| Applicable income taxes | $102,000 | 2,656 |
| Income before extraordinary items | $2,524,000 | 1,591 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,524,000 | 1,592 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,524,000 | 1,592 |
| Net charge-offs | $565,000 | 531 |
| Cash dividends | $713,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,686,880 | 2,143 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,142 |
| Total interest expense | $1,367,000 | 1,106 |
| Net interest income | $1,946,000 | 2,733 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $51,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $16,000 | 4,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,260 |
| Total noninterest expense | $1,061,000 | 3,378 |
| Salaries and employee benefits | $735,000 | 3,017 |
| Premises and equipment expense | $108,000 | 3,421 |
| Additional noninterest expense | $218,000 | 4,076 |
| Pre-tax net operating income | $936,000 | 2,139 |
| Securities gains (losses) | $308,000 | 153 |
| Applicable income taxes | $48,000 | 2,665 |
| Income before extraordinary items | $1,196,000 | 1,631 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,196,000 | 1,629 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,196,000 | 1,630 |
| Net charge-offs | $-3,000 | 4,217 |
| Cash dividends | $30,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $900,320 | 2,004 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,889,000 | 2,226 |
| Total interest expense | $3,923,000 | 1,154 |
| Net interest income | $7,966,000 | 2,659 |
| Provision for loan and lease losses | $-100,000 | 5,179 |
| Total noninterest income | $204,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $66,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 4,381 |
| Total noninterest expense | $3,885,000 | 3,543 |
| Salaries and employee benefits | $2,750,000 | 3,109 |
| Premises and equipment expense | $329,000 | 3,867 |
| Additional noninterest expense | $806,000 | 4,211 |
| Pre-tax net operating income | $4,385,000 | 1,973 |
| Securities gains (losses) | $-80,000 | 4,952 |
| Applicable income taxes | $234,000 | 2,579 |
| Income before extraordinary items | $4,071,000 | 1,884 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,071,000 | 1,882 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,071,000 | 1,883 |
| Net charge-offs | $-34,000 | 4,801 |
| Cash dividends | $1,119,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,147,000 | 1,845 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,677,000 | 2,257 |
| Total interest expense | $2,758,000 | 1,154 |
| Net interest income | $5,919,000 | 2,689 |
| Provision for loan and lease losses | $-100,000 | 5,285 |
| Total noninterest income | $142,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $49,000 | 4,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,498 |
| Total noninterest expense | $2,811,000 | 3,621 |
| Salaries and employee benefits | $2,022,000 | 3,145 |
| Premises and equipment expense | $233,000 | 4,015 |
| Additional noninterest expense | $556,000 | 4,344 |
| Pre-tax net operating income | $3,350,000 | 1,971 |
| Securities gains (losses) | $-54,000 | 5,151 |
| Applicable income taxes | $150,000 | 2,749 |
| Income before extraordinary items | $3,146,000 | 1,839 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,146,000 | 1,837 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,146,000 | 1,838 |
| Net charge-offs | $-2,000 | 4,120 |
| Cash dividends | $684,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,197,300 | 1,808 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 2,302 |
| Total interest expense | $1,719,000 | 1,159 |
| Net interest income | $3,896,000 | 2,706 |
| Provision for loan and lease losses | $-100,000 | 5,376 |
| Total noninterest income | $150,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $34,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,009 |
| Total noninterest expense | $1,855,000 | 3,656 |
| Salaries and employee benefits | $1,340,000 | 3,183 |
| Premises and equipment expense | $156,000 | 4,018 |
| Additional noninterest expense | $359,000 | 4,429 |
| Pre-tax net operating income | $2,291,000 | 1,892 |
| Securities gains (losses) | $-42,000 | 5,240 |
| Applicable income taxes | $96,000 | 2,754 |
| Income before extraordinary items | $2,153,000 | 1,771 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,153,000 | 1,770 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,153,000 | 1,770 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $295,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,193,320 | 1,741 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 2,157 |
| Total interest expense | $840,000 | 1,125 |
| Net interest income | $2,187,000 | 2,504 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $85,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $16,000 | 4,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,834 |
| Total noninterest expense | $961,000 | 3,635 |
| Salaries and employee benefits | $689,000 | 3,149 |
| Premises and equipment expense | $79,000 | 4,056 |
| Additional noninterest expense | $193,000 | 4,363 |
| Pre-tax net operating income | $1,311,000 | 1,657 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $46,000 | 2,756 |
| Income before extraordinary items | $1,266,000 | 1,521 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,266,000 | 1,521 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,266,000 | 1,521 |
| Net charge-offs | $36,000 | 1,357 |
| Cash dividends | $85,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,265,040 | 1,509 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 2,274 |
| Total interest expense | $2,852,000 | 1,136 |
| Net interest income | $8,085,000 | 2,613 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $132,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $69,000 | 4,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 5,040 |
| Total noninterest expense | $3,717,000 | 3,701 |
| Salaries and employee benefits | $2,627,000 | 3,238 |
| Premises and equipment expense | $234,000 | 4,544 |
| Additional noninterest expense | $856,000 | 4,265 |
| Pre-tax net operating income | $4,300,000 | 1,936 |
| Securities gains (losses) | $90,000 | 658 |
| Applicable income taxes | $229,000 | 2,905 |
| Income before extraordinary items | $4,161,000 | 1,560 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,161,000 | 1,560 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,161,000 | 1,560 |
| Net charge-offs | $277,000 | 1,547 |
| Cash dividends | $1,879,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,075,500 | 1,575 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 2,279 |
| Total interest expense | $2,064,000 | 1,148 |
| Net interest income | $6,127,000 | 2,613 |
| Provision for loan and lease losses | $200,000 | 2,013 |
| Total noninterest income | $115,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $51,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,937 |
| Total noninterest expense | $2,680,000 | 3,791 |
| Salaries and employee benefits | $1,893,000 | 3,328 |
| Premises and equipment expense | $178,000 | 4,553 |
| Additional noninterest expense | $609,000 | 4,383 |
| Pre-tax net operating income | $3,362,000 | 1,891 |
| Securities gains (losses) | $10,000 | 1,621 |
| Applicable income taxes | $168,000 | 2,872 |
| Income before extraordinary items | $3,204,000 | 1,643 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,204,000 | 1,644 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,204,000 | 1,644 |
| Net charge-offs | $-88,000 | 5,312 |
| Cash dividends | $1,800,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,194,500 | 1,627 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 2,290 |
| Total interest expense | $1,264,000 | 1,211 |
| Net interest income | $4,127,000 | 2,586 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $68,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $32,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 5,063 |
| Total noninterest expense | $1,713,000 | 3,900 |
| Salaries and employee benefits | $1,238,000 | 3,375 |
| Premises and equipment expense | $108,000 | 4,683 |
| Additional noninterest expense | $367,000 | 4,576 |
| Pre-tax net operating income | $2,282,000 | 1,834 |
| Securities gains (losses) | $-8,000 | 5,463 |
| Applicable income taxes | $112,000 | 2,857 |
| Income before extraordinary items | $2,162,000 | 1,593 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,162,000 | 1,593 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,162,000 | 1,593 |
| Net charge-offs | $-21,000 | 5,034 |
| Cash dividends | $1,337,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,169,600 | 1,570 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 2,366 |
| Total interest expense | $598,000 | 1,241 |
| Net interest income | $1,980,000 | 2,665 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $30,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $16,000 | 4,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,211 |
| Total noninterest expense | $834,000 | 4,001 |
| Salaries and employee benefits | $613,000 | 3,446 |
| Premises and equipment expense | $55,000 | 4,709 |
| Additional noninterest expense | $166,000 | 4,769 |
| Pre-tax net operating income | $1,176,000 | 1,743 |
| Securities gains (losses) | $-77,000 | 5,791 |
| Applicable income taxes | $52,000 | 2,872 |
| Income before extraordinary items | $1,047,000 | 1,612 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,047,000 | 1,612 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,047,000 | 1,612 |
| Net charge-offs | $-12,000 | 5,065 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,120,150 | 1,520 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,888,000 | 2,419 |
| Total interest expense | $2,337,000 | 1,238 |
| Net interest income | $7,551,000 | 2,734 |
| Provision for loan and lease losses | $750,000 | 1,141 |
| Total noninterest income | $139,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $69,000 | 4,924 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $70,000 | 5,167 |
| Total noninterest expense | $3,439,000 | 3,954 |
| Salaries and employee benefits | $2,188,000 | 3,656 |
| Premises and equipment expense | $253,000 | 4,586 |
| Additional noninterest expense | $998,000 | 4,153 |
| Pre-tax net operating income | $3,501,000 | 2,129 |
| Securities gains (losses) | $783,000 | 296 |
| Applicable income taxes | $213,000 | 2,890 |
| Income before extraordinary items | $4,071,000 | 1,629 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,071,000 | 1,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,071,000 | 1,628 |
| Net charge-offs | $-261,000 | 5,704 |
| Cash dividends | $2,331,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,327,150 | 1,883 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,372,000 | 2,438 |
| Total interest expense | $1,751,000 | 1,241 |
| Net interest income | $5,621,000 | 2,750 |
| Provision for loan and lease losses | $500,000 | 1,135 |
| Total noninterest income | $101,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $50,000 | 5,000 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $51,000 | 5,250 |
| Total noninterest expense | $2,355,000 | 4,141 |
| Salaries and employee benefits | $1,628,000 | 3,667 |
| Premises and equipment expense | $173,000 | 4,739 |
| Additional noninterest expense | $554,000 | 4,722 |
| Pre-tax net operating income | $2,867,000 | 2,024 |
| Securities gains (losses) | $793,000 | 258 |
| Applicable income taxes | $178,000 | 2,885 |
| Income before extraordinary items | $3,482,000 | 1,495 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,482,000 | 1,494 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,482,000 | 1,495 |
| Net charge-offs | $-247,000 | 5,767 |
| Cash dividends | $1,481,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,728,650 | 1,761 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 2,435 |
| Total interest expense | $1,149,000 | 1,249 |
| Net interest income | $3,768,000 | 2,746 |
| Provision for loan and lease losses | $500,000 | 847 |
| Total noninterest income | $63,000 | 5,460 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $30,000 | 5,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,305 |
| Total noninterest expense | $1,556,000 | 4,194 |
| Salaries and employee benefits | $1,080,000 | 3,713 |
| Premises and equipment expense | $115,000 | 4,779 |
| Additional noninterest expense | $361,000 | 4,805 |
| Pre-tax net operating income | $1,775,000 | 2,122 |
| Securities gains (losses) | $279,000 | 454 |
| Applicable income taxes | $100,000 | 3,002 |
| Income before extraordinary items | $1,954,000 | 1,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,954,000 | 1,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,954,000 | 1,700 |
| Net charge-offs | $-28,000 | 5,334 |
| Cash dividends | $1,165,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,688,950 | 1,859 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 2,482 |
| Total interest expense | $561,000 | 1,266 |
| Net interest income | $1,845,000 | 2,780 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $36,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $22,000 | 5,163 |
| Total noninterest expense | $803,000 | 4,175 |
| Salaries and employee benefits | $545,000 | 3,727 |
| Premises and equipment expense | $59,000 | 4,777 |
| Additional noninterest expense | $199,000 | 4,667 |
| Pre-tax net operating income | $1,078,000 | 1,823 |
| Securities gains (losses) | $36,000 | 968 |
| Applicable income taxes | $55,000 | 2,918 |
| Income before extraordinary items | $1,059,000 | 1,546 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,059,000 | 1,546 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,059,000 | 1,547 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,024,800 | 1,542 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,990,000 | 2,595 |
| Total interest expense | $1,919,000 | 1,439 |
| Net interest income | $7,071,000 | 2,836 |
| Provision for loan and lease losses | $235,000 | 2,179 |
| Total noninterest income | $128,000 | 5,542 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $66,000 | 5,162 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $62,000 | 5,404 |
| Total noninterest expense | $3,032,000 | 4,305 |
| Salaries and employee benefits | $1,943,000 | 3,963 |
| Premises and equipment expense | $251,000 | 4,772 |
| Additional noninterest expense | $838,000 | 4,600 |
| Pre-tax net operating income | $3,932,000 | 1,893 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $197,000 | 2,952 |
| Income before extraordinary items | $3,748,000 | 1,693 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,748,000 | 1,694 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,748,000 | 1,695 |
| Net charge-offs | $-63,000 | 5,631 |
| Cash dividends | $1,350,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,735,650 | 1,660 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 2,668 |
| Total interest expense | $1,415,000 | 1,477 |
| Net interest income | $5,166,000 | 2,912 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $96,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $49,000 | 5,222 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 5,456 |
| Total noninterest expense | $2,215,000 | 4,396 |
| Salaries and employee benefits | $1,445,000 | 3,996 |
| Premises and equipment expense | $177,000 | 4,895 |
| Additional noninterest expense | $593,000 | 4,757 |
| Pre-tax net operating income | $2,987,000 | 1,909 |
| Securities gains (losses) | $11,000 | 2,316 |
| Applicable income taxes | $149,000 | 3,021 |
| Income before extraordinary items | $2,849,000 | 1,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,849,000 | 1,704 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,849,000 | 1,704 |
| Net charge-offs | $-48,000 | 5,595 |
| Cash dividends | $925,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,838,550 | 1,667 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,305,000 | 2,709 |
| Total interest expense | $928,000 | 1,500 |
| Net interest income | $3,377,000 | 2,962 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $54,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $24,000 | 5,637 |
| Total noninterest expense | $1,395,000 | 4,551 |
| Salaries and employee benefits | $942,000 | 4,085 |
| Premises and equipment expense | $115,000 | 4,977 |
| Additional noninterest expense | $338,000 | 5,059 |
| Pre-tax net operating income | $1,976,000 | 1,914 |
| Securities gains (losses) | $12,000 | 1,941 |
| Applicable income taxes | $99,000 | 3,038 |
| Income before extraordinary items | $1,889,000 | 1,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,889,000 | 1,695 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,889,000 | 1,695 |
| Net charge-offs | $-33,000 | 5,625 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,877,600 | 1,649 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 2,727 |
| Total interest expense | $460,000 | 1,511 |
| Net interest income | $1,673,000 | 2,974 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $685,000 | 4,614 |
| Salaries and employee benefits | $474,000 | 4,097 |
| Premises and equipment expense | $61,000 | 4,935 |
| Additional noninterest expense | $150,000 | 5,281 |
| Pre-tax net operating income | $983,000 | 1,888 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $49,000 | 3,007 |
| Income before extraordinary items | $936,000 | 1,699 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $936,000 | 1,701 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $936,000 | 1,701 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $125,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $934,100 | 1,638 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,159,000 | 2,852 |
| Total interest expense | $1,918,000 | 1,541 |
| Net interest income | $6,241,000 | 3,151 |
| Provision for loan and lease losses | $-8,000 | 5,892 |
| Total noninterest income | $106,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $79,000 | 5,264 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $27,000 | 5,965 |
| Total noninterest expense | $3,060,000 | 4,438 |
| Salaries and employee benefits | $1,774,000 | 4,259 |
| Premises and equipment expense | $251,000 | 4,981 |
| Additional noninterest expense | $1,035,000 | 4,383 |
| Pre-tax net operating income | $3,295,000 | 2,119 |
| Securities gains (losses) | $142,000 | 1,009 |
| Applicable income taxes | $171,000 | 3,078 |
| Income before extraordinary items | $3,266,000 | 1,876 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,266,000 | 1,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,266,000 | 1,875 |
| Net charge-offs | $-63,000 | 6,046 |
| Cash dividends | $1,440,000 | 1,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,131,100 | 1,907 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 2,940 |
| Total interest expense | $1,439,000 | 1,555 |
| Net interest income | $4,493,000 | 3,273 |
| Provision for loan and lease losses | $-132,000 | 6,234 |
| Total noninterest income | $151,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $60,000 | 5,329 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $91,000 | 5,145 |
| Total noninterest expense | $2,288,000 | 4,457 |
| Salaries and employee benefits | $1,299,000 | 4,319 |
| Premises and equipment expense | $192,000 | 5,004 |
| Additional noninterest expense | $797,000 | 4,341 |
| Pre-tax net operating income | $2,488,000 | 2,155 |
| Securities gains (losses) | $71,000 | 1,222 |
| Applicable income taxes | $127,000 | 3,143 |
| Income before extraordinary items | $2,432,000 | 1,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,432,000 | 1,886 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,432,000 | 1,885 |
| Net charge-offs | $-23,000 | 5,825 |
| Cash dividends | $890,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,364,550 | 1,887 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 2,991 |
| Total interest expense | $944,000 | 1,589 |
| Net interest income | $2,901,000 | 3,350 |
| Provision for loan and lease losses | $-162,000 | 6,380 |
| Total noninterest income | $63,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $28,000 | 5,774 |
| Total noninterest expense | $1,595,000 | 4,396 |
| Salaries and employee benefits | $860,000 | 4,372 |
| Premises and equipment expense | $130,000 | 5,029 |
| Additional noninterest expense | $605,000 | 4,081 |
| Pre-tax net operating income | $1,531,000 | 2,240 |
| Securities gains (losses) | $49,000 | 1,179 |
| Applicable income taxes | $75,000 | 3,220 |
| Income before extraordinary items | $1,505,000 | 1,973 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,505,000 | 1,977 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,505,000 | 1,976 |
| Net charge-offs | $-28,000 | 6,003 |
| Cash dividends | $890,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,458,450 | 1,976 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 3,034 |
| Total interest expense | $459,000 | 1,652 |
| Net interest income | $1,438,000 | 3,377 |
| Provision for loan and lease losses | $-172,000 | 6,554 |
| Total noninterest income | $39,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $887,000 | 4,178 |
| Salaries and employee benefits | $428,000 | 4,424 |
| Premises and equipment expense | $65,000 | 5,084 |
| Additional noninterest expense | $394,000 | 3,445 |
| Pre-tax net operating income | $762,000 | 2,181 |
| Securities gains (losses) | $30,000 | 826 |
| Applicable income taxes | $39,000 | 3,125 |
| Income before extraordinary items | $753,000 | 1,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $753,000 | 1,905 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $753,000 | 1,905 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $724,500 | 1,909 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 3,147 |
| Total interest expense | $2,047,000 | 1,668 |
| Net interest income | $5,260,000 | 3,587 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $156,000 | 5,871 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $84,000 | 5,457 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 5,636 |
| Total noninterest expense | $2,615,000 | 4,932 |
| Salaries and employee benefits | $1,630,000 | 4,558 |
| Premises and equipment expense | $257,000 | 5,141 |
| Additional noninterest expense | $728,000 | 5,264 |
| Pre-tax net operating income | $2,761,000 | 2,300 |
| Securities gains (losses) | $312,000 | 673 |
| Applicable income taxes | $153,000 | 3,136 |
| Income before extraordinary items | $2,920,000 | 1,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,920,000 | 1,938 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,920,000 | 1,939 |
| Net charge-offs | $716,000 | 1,617 |
| Cash dividends | $1,057,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,623,600 | 2,061 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 3,160 |
| Total interest expense | $1,566,000 | 1,672 |
| Net interest income | $3,934,000 | 3,608 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $127,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $63,000 | 5,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $64,000 | 5,580 |
| Total noninterest expense | $1,897,000 | 5,038 |
| Salaries and employee benefits | $1,187,000 | 4,648 |
| Premises and equipment expense | $194,000 | 5,153 |
| Additional noninterest expense | $516,000 | 5,383 |
| Pre-tax net operating income | $2,164,000 | 2,287 |
| Securities gains (losses) | $347,000 | 567 |
| Applicable income taxes | $126,000 | 3,143 |
| Income before extraordinary items | $2,385,000 | 1,844 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,385,000 | 1,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,385,000 | 1,849 |
| Net charge-offs | $759,000 | 1,224 |
| Cash dividends | $307,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,055,350 | 2,017 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 3,196 |
| Total interest expense | $1,069,000 | 1,673 |
| Net interest income | $2,562,000 | 3,663 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $85,000 | 5,875 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,670 |
| Total noninterest expense | $1,263,000 | 5,050 |
| Salaries and employee benefits | $781,000 | 4,699 |
| Premises and equipment expense | $132,000 | 5,141 |
| Additional noninterest expense | $350,000 | 5,349 |
| Pre-tax net operating income | $1,384,000 | 2,341 |
| Securities gains (losses) | $421,000 | 430 |
| Applicable income taxes | $91,000 | 3,066 |
| Income before extraordinary items | $1,714,000 | 1,729 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,714,000 | 1,734 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,714,000 | 1,735 |
| Net charge-offs | $782,000 | 923 |
| Cash dividends | $307,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,314,050 | 2,061 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 3,188 |
| Total interest expense | $537,000 | 1,713 |
| Net interest income | $1,303,000 | 3,643 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $47,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $624,000 | 5,122 |
| Salaries and employee benefits | $376,000 | 4,830 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $187,000 | 5,283 |
| Pre-tax net operating income | $726,000 | 2,207 |
| Securities gains (losses) | $209,000 | 444 |
| Applicable income taxes | $43,000 | 3,095 |
| Income before extraordinary items | $892,000 | 1,633 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $892,000 | 1,635 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $892,000 | 1,635 |
| Net charge-offs | $-16,000 | 6,369 |
| Cash dividends | $75,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $693,450 | 1,933 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,322 |
| Total interest expense | $2,221,000 | 1,961 |
| Net interest income | $5,154,000 | 3,740 |
| Provision for loan and lease losses | $92,000 | 4,759 |
| Total noninterest income | $115,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $74,000 | 5,825 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $2,670,000 | 5,016 |
| Salaries and employee benefits | $1,561,000 | 4,745 |
| Premises and equipment expense | $225,000 | 5,544 |
| Additional noninterest expense | $884,000 | 5,071 |
| Pre-tax net operating income | $2,507,000 | 2,402 |
| Securities gains (losses) | $536,000 | 888 |
| Applicable income taxes | $152,000 | 3,202 |
| Income before extraordinary items | $2,891,000 | 1,924 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,891,000 | 1,923 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,891,000 | 1,925 |
| Net charge-offs | $390,000 | 2,974 |
| Cash dividends | $1,572,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,381,800 | 2,131 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 3,430 |
| Total interest expense | $1,675,000 | 2,032 |
| Net interest income | $3,739,000 | 3,887 |
| Provision for loan and lease losses | $192,000 | 3,574 |
| Total noninterest income | $78,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $58,000 | 5,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,312 |
| Total noninterest expense | $2,006,000 | 5,050 |
| Salaries and employee benefits | $1,171,000 | 4,757 |
| Premises and equipment expense | $159,000 | 5,692 |
| Additional noninterest expense | $676,000 | 5,076 |
| Pre-tax net operating income | $1,619,000 | 2,738 |
| Securities gains (losses) | $524,000 | 730 |
| Applicable income taxes | $107,000 | 3,328 |
| Income before extraordinary items | $2,036,000 | 2,074 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,036,000 | 2,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,036,000 | 2,075 |
| Net charge-offs | $384,000 | 2,507 |
| Cash dividends | $450,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,538,200 | 2,465 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 3,429 |
| Total interest expense | $1,117,000 | 2,094 |
| Net interest income | $2,528,000 | 3,864 |
| Provision for loan and lease losses | $192,000 | 3,042 |
| Total noninterest income | $64,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $1,331,000 | 5,100 |
| Salaries and employee benefits | $798,000 | 4,750 |
| Premises and equipment expense | $109,000 | 5,664 |
| Additional noninterest expense | $424,000 | 5,223 |
| Pre-tax net operating income | $1,069,000 | 2,721 |
| Securities gains (losses) | $380,000 | 713 |
| Applicable income taxes | $72,000 | 3,310 |
| Income before extraordinary items | $1,377,000 | 2,032 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,377,000 | 2,030 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,377,000 | 2,032 |
| Net charge-offs | $418,000 | 1,954 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,016,000 | 2,457 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,489 |
| Total interest expense | $559,000 | 2,149 |
| Net interest income | $1,242,000 | 3,931 |
| Provision for loan and lease losses | $318,000 | 1,440 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $677,000 | 5,090 |
| Salaries and employee benefits | $409,000 | 4,718 |
| Premises and equipment expense | $56,000 | 5,641 |
| Additional noninterest expense | $212,000 | 5,230 |
| Pre-tax net operating income | $301,000 | 3,833 |
| Securities gains (losses) | $125,000 | 815 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $401,000 | 3,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $401,000 | 3,063 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $401,000 | 3,064 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $283,500 | 3,580 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 3,495 |
| Total interest expense | $2,473,000 | 2,331 |
| Net interest income | $5,058,000 | 3,882 |
| Provision for loan and lease losses | $399,000 | 3,761 |
| Total noninterest income | $104,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $93,000 | 5,624 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,000 | 6,517 |
| Total noninterest expense | $2,631,000 | 5,222 |
| Salaries and employee benefits | $1,450,000 | 5,051 |
| Premises and equipment expense | $225,000 | 5,813 |
| Additional noninterest expense | $956,000 | 5,004 |
| Pre-tax net operating income | $2,132,000 | 2,385 |
| Securities gains (losses) | $323,000 | 1,086 |
| Applicable income taxes | $122,000 | 3,243 |
| Income before extraordinary items | $2,333,000 | 1,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,333,000 | 1,981 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,333,000 | 1,981 |
| Net charge-offs | $-16,000 | 7,067 |
| Cash dividends | $950,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,026,150 | 2,169 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 3,600 |
| Total interest expense | $1,821,000 | 2,458 |
| Net interest income | $3,671,000 | 3,983 |
| Provision for loan and lease losses | $469,000 | 2,960 |
| Total noninterest income | $97,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $25,000 | 6,271 |
| Total noninterest expense | $2,082,000 | 5,094 |
| Salaries and employee benefits | $1,071,000 | 5,080 |
| Premises and equipment expense | $171,000 | 5,826 |
| Additional noninterest expense | $840,000 | 4,648 |
| Pre-tax net operating income | $1,217,000 | 2,977 |
| Securities gains (losses) | $176,000 | 1,299 |
| Applicable income taxes | $78,000 | 3,386 |
| Income before extraordinary items | $1,315,000 | 2,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 2,561 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,315,000 | 2,561 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $525,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,149,560 | 2,696 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,605 |
| Total interest expense | $1,236,000 | 2,492 |
| Net interest income | $2,474,000 | 3,959 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $54,000 | 6,505 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $30,000 | 5,950 |
| Total noninterest expense | $1,282,000 | 5,350 |
| Salaries and employee benefits | $704,000 | 5,155 |
| Premises and equipment expense | $106,000 | 5,993 |
| Additional noninterest expense | $472,000 | 5,149 |
| Pre-tax net operating income | $1,096,000 | 2,389 |
| Securities gains (losses) | $62,000 | 1,453 |
| Applicable income taxes | $56,000 | 3,295 |
| Income before extraordinary items | $1,102,000 | 2,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,102,000 | 2,094 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,102,000 | 2,094 |
| Net charge-offs | $-43,000 | 7,291 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,043,100 | 2,125 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,848,000 | 3,613 |
| Total interest expense | $605,000 | 2,620 |
| Net interest income | $1,243,000 | 3,955 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-8,000 | 7,172 |
| Total noninterest expense | $640,000 | 5,379 |
| Salaries and employee benefits | $354,000 | 5,194 |
| Premises and equipment expense | $50,000 | 6,125 |
| Additional noninterest expense | $236,000 | 5,145 |
| Pre-tax net operating income | $594,000 | 2,246 |
| Securities gains (losses) | $44,000 | 800 |
| Applicable income taxes | $28,000 | 3,232 |
| Income before extraordinary items | $610,000 | 1,894 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $610,000 | 1,892 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $610,000 | 1,894 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $175,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $567,760 | 1,970 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,791,000 | 3,990 |
| Total interest expense | $2,486,000 | 3,007 |
| Net interest income | $4,305,000 | 4,358 |
| Provision for loan and lease losses | $124,000 | 5,829 |
| Total noninterest income | $252,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 5,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 5,065 |
| Total noninterest expense | $2,537,000 | 5,469 |
| Salaries and employee benefits | $1,386,000 | 5,279 |
| Premises and equipment expense | $215,000 | 6,089 |
| Additional noninterest expense | $936,000 | 5,263 |
| Pre-tax net operating income | $1,896,000 | 2,335 |
| Securities gains (losses) | $445,000 | 973 |
| Applicable income taxes | $118,000 | 3,102 |
| Income before extraordinary items | $2,223,000 | 1,843 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,223,000 | 1,844 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,223,000 | 1,845 |
| Net charge-offs | $1,143,000 | 2,505 |
| Cash dividends | $875,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,800,250 | 2,119 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 4,106 |
| Total interest expense | $1,849,000 | 3,147 |
| Net interest income | $3,158,000 | 4,481 |
| Provision for loan and lease losses | $135,000 | 5,367 |
| Total noninterest income | $120,000 | 6,330 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,000 | 6,283 |
| Total noninterest expense | $1,885,000 | 5,526 |
| Salaries and employee benefits | $1,033,000 | 5,336 |
| Premises and equipment expense | $159,000 | 6,176 |
| Additional noninterest expense | $693,000 | 5,293 |
| Pre-tax net operating income | $1,258,000 | 2,691 |
| Securities gains (losses) | $321,000 | 1,032 |
| Applicable income taxes | $80,000 | 3,263 |
| Income before extraordinary items | $1,499,000 | 2,141 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,499,000 | 2,141 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,499,000 | 2,144 |
| Net charge-offs | $1,097,000 | 2,086 |
| Cash dividends | $875,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,194,050 | 2,415 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 4,106 |
| Total interest expense | $1,231,000 | 3,242 |
| Net interest income | $2,154,000 | 4,413 |
| Provision for loan and lease losses | $256,000 | 3,851 |
| Total noninterest income | $78,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $1,194,000 | 5,680 |
| Salaries and employee benefits | $692,000 | 5,349 |
| Premises and equipment expense | $123,000 | 5,912 |
| Additional noninterest expense | $379,000 | 5,776 |
| Pre-tax net operating income | $782,000 | 2,833 |
| Securities gains (losses) | $193,000 | 972 |
| Applicable income taxes | $50,000 | 3,283 |
| Income before extraordinary items | $925,000 | 2,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $925,000 | 2,260 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $925,000 | 2,263 |
| Net charge-offs | $388,000 | 2,745 |
| Cash dividends | $700,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $741,650 | 2,547 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,322 |
| Total interest expense | $609,000 | 3,398 |
| Net interest income | $993,000 | 4,706 |
| Provision for loan and lease losses | $797,000 | 1,360 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 5,777 |
| Total noninterest expense | $592,000 | 5,770 |
| Salaries and employee benefits | $349,000 | 5,375 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $172,000 | 6,032 |
| Pre-tax net operating income | $-345,000 | 7,031 |
| Securities gains (losses) | $119,000 | 719 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-226,000 | 6,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-226,000 | 6,968 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-226,000 | 6,967 |
| Net charge-offs | $361,000 | 1,860 |
| Cash dividends | $525,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-345,000 | 7,092 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 4,285 |
| Total interest expense | $2,515,000 | 3,872 |
| Net interest income | $4,209,000 | 4,424 |
| Provision for loan and lease losses | $2,364,000 | 2,261 |
| Total noninterest income | $428,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $153,000 | 5,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $275,000 | 4,099 |
| Total noninterest expense | $2,317,000 | 5,874 |
| Salaries and employee benefits | $1,161,000 | 5,927 |
| Premises and equipment expense | $277,000 | 5,825 |
| Additional noninterest expense | $879,000 | 5,581 |
| Pre-tax net operating income | $-44,000 | 5,501 |
| Securities gains (losses) | $497,000 | 888 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $430,000 | 4,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $430,000 | 4,078 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $430,000 | 4,078 |
| Net charge-offs | $743,000 | 3,284 |
| Cash dividends | $1,009,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-42,150 | 5,583 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 4,289 |
| Total interest expense | $1,928,000 | 3,946 |
| Net interest income | $3,217,000 | 4,378 |
| Provision for loan and lease losses | $1,472,000 | 2,244 |
| Total noninterest income | $340,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $129,000 | 4,942 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $211,000 | 4,193 |
| Total noninterest expense | $1,731,000 | 5,905 |
| Salaries and employee benefits | $852,000 | 5,988 |
| Premises and equipment expense | $211,000 | 5,846 |
| Additional noninterest expense | $668,000 | 5,547 |
| Pre-tax net operating income | $354,000 | 4,346 |
| Securities gains (losses) | $456,000 | 741 |
| Applicable income taxes | $70,000 | 3,121 |
| Income before extraordinary items | $740,000 | 3,013 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $740,000 | 3,011 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $740,000 | 3,014 |
| Net charge-offs | $296,000 | 3,719 |
| Cash dividends | $800,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $325,040 | 4,260 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 4,317 |
| Total interest expense | $1,315,000 | 4,000 |
| Net interest income | $2,123,000 | 4,400 |
| Provision for loan and lease losses | $699,000 | 2,504 |
| Total noninterest income | $183,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $85,000 | 4,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $1,038,000 | 6,204 |
| Salaries and employee benefits | $604,000 | 5,905 |
| Premises and equipment expense | $139,000 | 5,929 |
| Additional noninterest expense | $295,000 | 6,526 |
| Pre-tax net operating income | $569,000 | 3,100 |
| Securities gains (losses) | $41,000 | 2,030 |
| Applicable income taxes | $28,000 | 3,524 |
| Income before extraordinary items | $582,000 | 2,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $582,000 | 2,818 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $582,000 | 2,820 |
| Net charge-offs | $215,000 | 3,342 |
| Cash dividends | $450,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $543,050 | 2,841 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 4,425 |
| Total interest expense | $679,000 | 4,032 |
| Net interest income | $1,001,000 | 4,573 |
| Provision for loan and lease losses | $550,000 | 1,693 |
| Total noninterest income | $85,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $40,000 | 5,204 |
| Total noninterest expense | $518,000 | 6,177 |
| Salaries and employee benefits | $303,000 | 5,954 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $18,000 | 6,039 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $18,000 | 6,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,188 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $18,000 | 6,188 |
| Net charge-offs | $216,000 | 2,078 |
| Cash dividends | $375,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 6,028 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 4,612 |
| Total interest expense | $3,142,000 | 4,119 |
| Net interest income | $3,569,000 | 4,926 |
| Provision for loan and lease losses | $441,000 | 3,997 |
| Total noninterest income | $425,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $234,000 | 4,578 |
| Total noninterest expense | $1,802,000 | 6,490 |
| Salaries and employee benefits | $1,022,000 | 6,364 |
| Premises and equipment expense | $196,000 | 6,714 |
| Additional noninterest expense | $584,000 | 6,291 |
| Pre-tax net operating income | $1,751,000 | 2,738 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $86,000 | 3,499 |
| Income before extraordinary items | $1,665,000 | 2,339 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,665,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $866,000 | 2,125 |
| Cash dividends | $565,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,665,000 | 2,467 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 4,691 |
| Total interest expense | $2,415,000 | 4,177 |
| Net interest income | $2,622,000 | 5,026 |
| Provision for loan and lease losses | $203,000 | 4,184 |
| Total noninterest income | $213,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $147,000 | 4,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $1,315,000 | 6,561 |
| Salaries and employee benefits | $757,000 | 6,419 |
| Premises and equipment expense | $142,000 | 6,818 |
| Additional noninterest expense | $416,000 | 6,378 |
| Pre-tax net operating income | $1,317,000 | 3,118 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $65,000 | 3,935 |
| Income before extraordinary items | $1,252,000 | 2,676 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,252,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $832,000 | 1,457 |
| Cash dividends | $484,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,252,000 | 2,814 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 4,697 |
| Total interest expense | $1,654,000 | 4,237 |
| Net interest income | $1,771,000 | 4,983 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $85,000 | 5,318 |
| Total noninterest expense | $821,000 | 6,731 |
| Salaries and employee benefits | $501,000 | 6,483 |
| Premises and equipment expense | $95,000 | 6,841 |
| Additional noninterest expense | $225,000 | 6,846 |
| Pre-tax net operating income | $969,000 | 3,012 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $44,000 | 4,166 |
| Income before extraordinary items | $925,000 | 2,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $925,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,425 |
| Cash dividends | $348,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $925,000 | 2,695 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,734 |
| Total interest expense | $853,000 | 4,335 |
| Net interest income | $888,000 | 4,989 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,349 |
| Total noninterest expense | $398,000 | 6,827 |
| Salaries and employee benefits | $245,000 | 6,571 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $102,000 | 7,030 |
| Pre-tax net operating income | $579,000 | 2,787 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $556,000 | 2,464 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $556,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $295,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $556,000 | 2,389 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 4,808 |
| Total interest expense | $3,382,000 | 4,429 |
| Net interest income | $3,438,000 | 5,094 |
| Provision for loan and lease losses | $2,342,000 | 740 |
| Total noninterest income | $319,000 | 5,929 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $256,000 | 4,536 |
| Total noninterest expense | $1,561,000 | 6,823 |
| Salaries and employee benefits | $909,000 | 6,668 |
| Premises and equipment expense | $206,000 | 6,667 |
| Additional noninterest expense | $446,000 | 6,841 |
| Pre-tax net operating income | $-146,000 | 7,600 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-8,000 | 7,771 |
| Income before extraordinary items | $-138,000 | 7,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-138,000 | 7,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,720,000 | 689 |
| Cash dividends | $761,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-138,000 | 7,641 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 4,815 |
| Total interest expense | $2,473,000 | 4,515 |
| Net interest income | $2,650,000 | 5,017 |
| Provision for loan and lease losses | $1,120,000 | 824 |
| Total noninterest income | $199,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $47,000 | 6,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $152,000 | 5,065 |
| Total noninterest expense | $1,161,000 | 6,830 |
| Salaries and employee benefits | $687,000 | 6,641 |
| Premises and equipment expense | $158,000 | 6,636 |
| Additional noninterest expense | $316,000 | 6,938 |
| Pre-tax net operating income | $568,000 | 5,538 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $535,000 | 5,244 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $535,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 645 |
| Cash dividends | $586,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $535,000 | 5,227 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 4,916 |
| Total interest expense | $1,644,000 | 4,509 |
| Net interest income | $1,689,000 | 5,196 |
| Provision for loan and lease losses | $870,000 | 655 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $28,000 | 6,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $90,000 | 5,306 |
| Total noninterest expense | $773,000 | 6,881 |
| Salaries and employee benefits | $462,000 | 6,665 |
| Premises and equipment expense | $117,000 | 6,432 |
| Additional noninterest expense | $194,000 | 7,128 |
| Pre-tax net operating income | $164,000 | 6,868 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $158,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 446 |
| Cash dividends | $390,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $158,000 | 6,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,956 |
| Total interest expense | $819,000 | 4,505 |
| Net interest income | $821,000 | 5,309 |
| Provision for loan and lease losses | $845,000 | 336 |
| Total noninterest income | $44,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $386,000 | 6,914 |
| Salaries and employee benefits | $226,000 | 6,759 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $105,000 | 7,004 |
| Pre-tax net operating income | $-366,000 | 8,454 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $-393,000 | 8,493 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-393,000 | 8,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 240 |
| Cash dividends | $301,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-393,000 | 8,485 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 5,004 |
| Total interest expense | $2,675,000 | 4,627 |
| Net interest income | $3,355,000 | 5,191 |
| Provision for loan and lease losses | $255,000 | 3,055 |
| Total noninterest income | $292,000 | 6,227 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $154,000 | 5,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 5,790 |
| Total noninterest expense | $1,461,000 | 6,972 |
| Salaries and employee benefits | $886,000 | 6,698 |
| Premises and equipment expense | $227,000 | 6,446 |
| Additional noninterest expense | $348,000 | 7,324 |
| Pre-tax net operating income | $1,931,000 | 3,726 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $86,000 | 5,096 |
| Income before extraordinary items | $1,845,000 | 3,291 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,845,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,880 |
| Cash dividends | $822,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,845,000 | 3,273 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,388,000 | 5,084 |
| Total interest expense | $1,901,000 | 4,703 |
| Net interest income | $2,487,000 | 5,278 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $173,000 | 6,729 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $101,000 | 5,777 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,401 |
| Total noninterest expense | $1,024,000 | 7,118 |
| Salaries and employee benefits | $654,000 | 6,734 |
| Premises and equipment expense | $126,000 | 7,071 |
| Additional noninterest expense | $244,000 | 7,450 |
| Pre-tax net operating income | $1,561,000 | 3,701 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $63,000 | 5,287 |
| Income before extraordinary items | $1,498,000 | 3,206 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,498,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $710,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,498,000 | 3,205 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 5,204 |
| Total interest expense | $1,170,000 | 4,797 |
| Net interest income | $1,614,000 | 5,376 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $121,000 | 6,657 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $697,000 | 7,106 |
| Salaries and employee benefits | $441,000 | 6,737 |
| Premises and equipment expense | $85,000 | 7,068 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $998,000 | 3,801 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $42,000 | 5,356 |
| Income before extraordinary items | $956,000 | 3,314 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $956,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $331,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $956,000 | 3,306 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 5,295 |
| Total interest expense | $536,000 | 4,922 |
| Net interest income | $791,000 | 5,432 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $31,000 | 5,867 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $331,000 | 7,233 |
| Salaries and employee benefits | $201,000 | 6,984 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $91,000 | 7,270 |
| Pre-tax net operating income | $456,000 | 3,968 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $435,000 | 3,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,247 |
| Cash dividends | $140,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $435,000 | 3,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 5,390 |
| Total interest expense | $1,691,000 | 4,930 |
| Net interest income | $2,953,000 | 5,568 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $221,000 | 6,897 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $132,000 | 5,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $88,000 | 6,605 |
| Total noninterest expense | $1,133,000 | 7,512 |
| Salaries and employee benefits | $720,000 | 7,194 |
| Premises and equipment expense | $127,000 | 7,565 |
| Additional noninterest expense | $286,000 | 7,732 |
| Pre-tax net operating income | $1,981,000 | 3,706 |
| Securities gains (losses) | $119,000 | 652 |
| Applicable income taxes | $88,000 | 5,466 |
| Income before extraordinary items | $2,012,000 | 3,087 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,012,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $598,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,897,760 | 3,193 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 5,479 |
| Total interest expense | $1,210,000 | 4,915 |
| Net interest income | $2,144,000 | 5,667 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $154,000 | 7,050 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $846,000 | 7,514 |
| Salaries and employee benefits | $513,000 | 7,304 |
| Premises and equipment expense | $103,000 | 7,438 |
| Additional noninterest expense | $230,000 | 7,612 |
| Pre-tax net operating income | $1,407,000 | 3,925 |
| Securities gains (losses) | $119,000 | 608 |
| Applicable income taxes | $68,000 | 5,573 |
| Income before extraordinary items | $1,458,000 | 3,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,458,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $483,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,343,760 | 3,362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 5,509 |
| Total interest expense | $776,000 | 4,867 |
| Net interest income | $1,385,000 | 5,756 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $92,000 | 7,200 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $553,000 | 7,561 |
| Salaries and employee benefits | $346,000 | 7,285 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $148,000 | 7,649 |
| Pre-tax net operating income | $894,000 | 4,005 |
| Securities gains (losses) | $60,000 | 732 |
| Applicable income taxes | $47,000 | 5,570 |
| Income before extraordinary items | $907,000 | 3,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $907,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,271 |
| Cash dividends | $145,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $850,000 | 3,446 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,625 |
| Total interest expense | $358,000 | 4,992 |
| Net interest income | $677,000 | 5,833 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $274,000 | 7,633 |
| Salaries and employee benefits | $183,000 | 7,209 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $439,000 | 4,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $413,000 | 3,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $413,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $413,000 | 3,508 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 5,572 |
| Total interest expense | $1,324,000 | 4,839 |
| Net interest income | $2,653,000 | 5,813 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $186,000 | 7,275 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $132,000 | 6,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,316 |
| Total noninterest expense | $991,000 | 7,837 |
| Salaries and employee benefits | $620,000 | 7,586 |
| Premises and equipment expense | $62,000 | 8,459 |
| Additional noninterest expense | $309,000 | 7,648 |
| Pre-tax net operating income | $1,738,000 | 3,868 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $91,000 | 5,608 |
| Income before extraordinary items | $1,677,000 | 3,353 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,677,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,878 |
| Cash dividends | $611,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,648,500 | 3,331 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 5,693 |
| Total interest expense | $980,000 | 4,839 |
| Net interest income | $1,877,000 | 6,015 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $139,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $99,000 | 6,071 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $688,000 | 7,941 |
| Salaries and employee benefits | $403,000 | 7,834 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $223,000 | 7,724 |
| Pre-tax net operating income | $1,283,000 | 3,993 |
| Securities gains (losses) | $82,000 | 1,315 |
| Applicable income taxes | $66,000 | 5,756 |
| Income before extraordinary items | $1,299,000 | 3,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,299,000 | 3,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $335,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,221,100 | 3,410 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 5,817 |
| Total interest expense | $655,000 | 4,852 |
| Net interest income | $1,187,000 | 6,180 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $449,000 | 8,024 |
| Salaries and employee benefits | $248,000 | 8,026 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $799,000 | 4,118 |
| Securities gains (losses) | $82,000 | 1,148 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $840,000 | 3,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $840,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $199,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $762,100 | 3,557 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,838 |
| Total interest expense | $334,000 | 4,847 |
| Net interest income | $592,000 | 6,198 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $213,000 | 8,146 |
| Salaries and employee benefits | $125,000 | 8,041 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $427,000 | 3,926 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $438,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $438,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $409,200 | 3,334 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 5,987 |
| Total interest expense | $1,242,000 | 5,461 |
| Net interest income | $2,328,000 | 6,135 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $229,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $66,000 | 7,202 |
| Total noninterest expense | $859,000 | 8,151 |
| Salaries and employee benefits | $589,000 | 7,741 |
| Premises and equipment expense | $62,000 | 8,594 |
| Additional noninterest expense | $208,000 | 8,393 |
| Pre-tax net operating income | $1,298,000 | 4,486 |
| Securities gains (losses) | $80,000 | 2,097 |
| Applicable income taxes | $77,000 | 5,972 |
| Income before extraordinary items | $1,301,000 | 3,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,301,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,146 |
| Cash dividends | $480,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,225,800 | 3,904 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 6,099 |
| Total interest expense | $937,000 | 5,576 |
| Net interest income | $1,696,000 | 6,267 |
| Provision for loan and lease losses | $400,000 | 2,018 |
| Total noninterest income | $172,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $120,000 | 5,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $641,000 | 8,178 |
| Salaries and employee benefits | $441,000 | 7,708 |
| Premises and equipment expense | $47,000 | 8,619 |
| Additional noninterest expense | $153,000 | 8,439 |
| Pre-tax net operating income | $827,000 | 5,043 |
| Securities gains (losses) | $75,000 | 1,990 |
| Applicable income taxes | $58,000 | 6,101 |
| Income before extraordinary items | $844,000 | 4,461 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $844,000 | 4,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $220,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $773,500 | 4,514 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 6,133 |
| Total interest expense | $621,000 | 5,726 |
| Net interest income | $1,138,000 | 6,243 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $117,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $36,000 | 7,110 |
| Total noninterest expense | $421,000 | 8,222 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $98,000 | 8,486 |
| Pre-tax net operating income | $834,000 | 3,949 |
| Securities gains (losses) | $75,000 | 1,736 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $871,000 | 3,292 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $871,000 | 3,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $799,000 | 3,317 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,215 |
| Total interest expense | $306,000 | 5,884 |
| Net interest income | $561,000 | 6,280 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $202,000 | 8,322 |
| Salaries and employee benefits | $142,000 | 7,865 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $422,000 | 3,913 |
| Securities gains (losses) | $83,000 | 1,102 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $486,000 | 3,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $406,320 | 3,251 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 6,426 |
| Total interest expense | $1,209,000 | 6,399 |
| Net interest income | $2,201,000 | 6,318 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $254,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $146,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $108,000 | 6,289 |
| Total noninterest expense | $787,000 | 8,372 |
| Salaries and employee benefits | $522,000 | 8,052 |
| Premises and equipment expense | $64,000 | 8,690 |
| Additional noninterest expense | $201,000 | 8,550 |
| Pre-tax net operating income | $1,378,000 | 4,335 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $77,000 | 6,198 |
| Income before extraordinary items | $1,324,000 | 3,845 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,324,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,058 |
| Cash dividends | $657,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,302,150 | 3,776 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,148,000 | 7,100 |
| Total interest expense | $1,295,000 | 7,415 |
| Net interest income | $1,853,000 | 6,697 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $257,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $142,000 | 5,910 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $728,000 | 8,611 |
| Salaries and employee benefits | $487,000 | 8,242 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $186,000 | 8,774 |
| Pre-tax net operating income | $1,312,000 | 4,202 |
| Securities gains (losses) | $138,000 | 1,470 |
| Applicable income taxes | $254,000 | 4,586 |
| Income before extraordinary items | $1,196,000 | 3,822 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,196,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,402 |
| Cash dividends | $383,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,082,840 | 3,942 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 7,478 |
| Total interest expense | $1,161,000 | 7,893 |
| Net interest income | $1,781,000 | 6,958 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $366,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,384 |
| Total noninterest expense | $806,000 | 8,552 |
| Salaries and employee benefits | $565,000 | 7,890 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $186,000 | 8,914 |
| Pre-tax net operating income | $1,341,000 | 4,408 |
| Securities gains (losses) | $-387,000 | 9,678 |
| Applicable income taxes | $278,000 | 4,746 |
| Income before extraordinary items | $676,000 | 5,503 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $676,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $345,000 | 4,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $950,770 | 4,525 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 7,521 |
| Total interest expense | $1,082,000 | 7,956 |
| Net interest income | $1,788,000 | 7,028 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $282,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $702,000 | 9,028 |
| Salaries and employee benefits | $516,000 | 8,256 |
| Premises and equipment expense | $53,000 | 9,580 |
| Additional noninterest expense | $133,000 | 9,674 |
| Pre-tax net operating income | $1,368,000 | 4,367 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $955,000 | 4,569 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $955,000 | 4,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 9,624 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $955,000 | 4,526 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 7,647 |
| Total interest expense | $1,193,000 | 7,927 |
| Net interest income | $1,705,000 | 7,284 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $209,000 | 7,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $647,000 | 9,270 |
| Salaries and employee benefits | $473,000 | 8,526 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $123,000 | 9,926 |
| Pre-tax net operating income | $1,227,000 | 4,813 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $369,000 | 4,631 |
| Income before extraordinary items | $858,000 | 4,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $858,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $858,000 | 4,885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 7,980 |
| Total interest expense | $1,125,000 | 8,333 |
| Net interest income | $1,690,000 | 7,573 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $175,000 | 8,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $673,000 | 9,480 |
| Salaries and employee benefits | $470,000 | 8,817 |
| Premises and equipment expense | $51,000 | 10,179 |
| Additional noninterest expense | $152,000 | 9,970 |
| Pre-tax net operating income | $1,192,000 | 5,268 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $374,000 | 5,099 |
| Income before extraordinary items | $808,000 | 5,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $808,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $814,800 | 5,347 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 8,456 |
| Total interest expense | $1,147,000 | 8,535 |
| Net interest income | $1,534,000 | 8,184 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $641,000 | 10,027 |
| Salaries and employee benefits | $450,000 | 9,260 |
| Premises and equipment expense | $53,000 | 10,553 |
| Additional noninterest expense | $138,000 | 10,704 |
| Pre-tax net operating income | $1,070,000 | 5,510 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $338,000 | 5,442 |
| Income before extraordinary items | $732,000 | 5,615 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $732,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $732,000 | 5,566 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 9,099 |
| Total interest expense | $1,102,000 | 8,898 |
| Net interest income | $1,311,000 | 9,043 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $664,000 | 10,315 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $62,000 | 10,713 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $204,000 | 7,346 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $530,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $570,000 | 6,758 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 9,443 |
| Total interest expense | $871,000 | 9,253 |
| Net interest income | $1,320,000 | 9,395 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $668,000 | 10,834 |
| Salaries and employee benefits | $407,000 | 10,227 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $191,000 | 11,259 |
| Pre-tax net operating income | $677,000 | 7,545 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $456,000 | 7,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $456,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $1,657,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $478,010 | 7,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 9,350 |
| Total interest expense | $919,000 | 9,476 |
| Net interest income | $1,504,000 | 9,090 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $677,000 | 11,274 |
| Salaries and employee benefits | $425,000 | 10,384 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $921,000 | 6,252 |
| Securities gains (losses) | $207,000 | 1,651 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $777,000 | 5,689 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $777,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $540,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $-191,000 | 13,210 |
| Net operating income | $634,170 | 6,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 9,778 |
| Total interest expense | $1,229,000 | 9,505 |
| Net interest income | $1,340,000 | 9,843 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $648,000 | 11,786 |
| Salaries and employee benefits | $388,000 | 11,004 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $-12,000 | 13,350 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $551,000 | 6,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $551,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 13,333 |
| Cash dividends | $480,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $559,400 | 6,496 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.