Home > Central Oklahoma Bank > Income and Expense
Central Oklahoma Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $947,000 | 11,806 |
Total interest expense | $435,000 | 11,413 |
Net interest income | $512,000 | 11,966 |
Provision for loan and lease losses | $29,000 | 7,250 |
Total noninterest income | $82,000 | 11,199 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,102 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 11,783 |
Total noninterest expense | $474,000 | 11,732 |
Salaries and employee benefits | $264,000 | 11,537 |
Premises and equipment expense | $63,000 | 11,198 |
Additional noninterest expense | $147,000 | 11,821 |
Pre-tax net operating income | $91,000 | 11,682 |
Securities gains (losses) | $-2,000 | 9,023 |
Applicable income taxes | $23,000 | 11,093 |
Income before extraordinary items | $66,000 | 11,686 |
Extraordinary gains, net | $0 | 249 |
Net income | $66,000 | 11,693 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 4,238 |
Cash dividends | $83,000 | 7,255 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $67,480 | 11,718 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $908,000 | 12,486 |
Total interest expense | $435,000 | 12,041 |
Net interest income | $473,000 | 12,627 |
Provision for loan and lease losses | $7,000 | 9,969 |
Total noninterest income | $86,000 | 11,666 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 9,471 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $20,000 | 12,038 |
Total noninterest expense | $463,000 | 12,346 |
Salaries and employee benefits | $270,000 | 11,976 |
Premises and equipment expense | $64,000 | 11,705 |
Additional noninterest expense | $129,000 | 12,671 |
Pre-tax net operating income | $89,000 | 11,933 |
Securities gains (losses) | $105,000 | 2,440 |
Applicable income taxes | $71,000 | 10,446 |
Income before extraordinary items | $123,000 | 11,542 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $123,000 | 11,595 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 8,555 |
Cash dividends | $80,000 | 7,275 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $55,800 | 12,065 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $990,000 | 13,039 |
Total interest expense | $471,000 | 12,876 |
Net interest income | $519,000 | 13,016 |
Provision for loan and lease losses | $17,000 | 10,772 |
Total noninterest income | $101,000 | 11,701 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,657 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $34,000 | 11,488 |
Total noninterest expense | $447,000 | 12,914 |
Salaries and employee benefits | $247,000 | 12,643 |
Premises and equipment expense | $65,000 | 12,061 |
Additional noninterest expense | $135,000 | 13,150 |
Pre-tax net operating income | $156,000 | 11,467 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $44,000 | 11,422 |
Income before extraordinary items | $112,000 | 11,781 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $112,000 | 11,857 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 10,870 |
Cash dividends | $86,000 | 6,908 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $112,000 | 11,464 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.